2024-12-31-accounts - Crossroads Women

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Charity number: 1134495

Company number: 07087291

(England and Wales)

CROSSROADS WOMEN

Report of the Trustees and Unaudited Financial Statements

For the year ended 31 December 2024

CROSSROADS WOMEN Contents Page For the year ended 31 December 2024

Report of the Trustees	1
Independent Examiner's Report to the Trustees	2
Statement of Financial Activities	3
Statement of Financial Position	4
Notes to the Financial Statements	5 to 11
Detailed Statement of Financial Activities	12 to 14

CROSSROADS WOMEN Report of the Trustees For the year ended 31 December 2024

The Trustees, who are also directors for the purposes of company law, have pleasure in presenting their report and the financial statements for the charitable company for the year ended 31 December 2024. The Trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

The trustees have considered the Charity Commission’s guidance on public benefit, including the guidance 'public benefit: running a charity (PB2)'.

REFERENCE AND ADMINISTRATIVE INFORMATION

Name of Charity CROSSROADS WOMEN Charity registration number 1134495 Company registration number 07087291 Principal address 25 Wolsey Mews London NW5 2DX

Trustees

The trustees and officers serving during the year and since the year end were as follows:

Selma James Caroline Begue Solveig Marie Francis Claire Rachel Glasman Cristel Amiss Sylvia Carrie Salley Independent examiner Emmanuel Mensah FMAAT Ground Floor West Office 10 Nicholas House, River Front Enfield EN1 3TF Bankers Lloyds Bank plc Kilburn Branch PO Box 1000 BX1 1LT

Approved by the Board of Trustees and signed on its behalf by

............................................................................. Solveig Marie Francis

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CROSSROADS WOMEN Independent Examiners Report to the Trustees For the year ended 31 December 2024

I report to the trustees on my examination of the accounts of the charitable company for the year ended 31 December 2024.

Responsibilities and basis of report

As the charity Trustees, who are also directors for the purposes of company law, are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiners statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or
the accounts do not accord with those records; or
the accounts do not comply with the requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or
the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Emmanuel Mensah FMAAT Vision 25

Innova Park Electric Avenue Enfield EN3 7GD

Date: 17/09/2025

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CROSSROADS WOMEN

Statement of Financial Activities (including Income and Expenditure Account) For the year ended 31 December 2024

	Notes	Unrestricted	Restricted	2024	2023
		funds	funds
		£	£	£	£
Income and endowments from:
Donations and legacies	2	12,263	63,034	75,297	89,481
Charitable activities	3	3,823	74,437	78,260	68,189
Investments	4	5,344	-	5,344	2,396
Other income	5	117	-	117	12,764
Total		21,547	137,471	159,018	172,830
Expenditure on:
Charitable activities	6/7	(24,623)	(121,471)	(146,094)	(149,974)
Other expenditure		(879)	-	(879)	(12,401)
Total		(25,502)	(121,471)	(146,973)	(162,375)
Net income/expenditure		(3,955)	16,000	12,045	10,455
Reconciliation of funds
Total funds brought forward		89,398	1,196,016	1,285,414	1,274,959
Total funds carried forward		85,443	1,212,016	1,297,459	1,285,414

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Registered Number : 07087291

CROSSROADS WOMEN Statement of Financial Position As at 31 December 2024

Notes Fixed assets Tangible assets 12 Current assets Debtors 13 Cash at bank and in hand Creditors: amounts falling due within one year 14 Net current assets Total assets less current liabilities Net assets The funds of the charity Restricted income funds 15 Unrestricted income funds 15 Total funds	2024 £ 1,026,173 1,026,173 31,293 265,082 296,375 (25,089) 271,286 1,297,459 1,297,459 1,212,016 85,443 1,297,459	2023 £ 1,026,173
		1,026,173
		29,500 255,743
		285,243
		(26,002) 259,241
		1,285,414
		1,285,414
		1,196,016 89,398
		1,285,414

For the year ended 31 December 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit of its accounts for the year in question in accordance
with section 476,
The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting
records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime.

The financial statements were approved and authorised for issue by the Board and signed on its behalf by:

Solveig Marie Francis Trustee

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CROSSROADS WOMEN

Notes to the Financial Statements

For the year ended 31 December 2024

1. Accounting Policies

Basis of accounting

The financial statements have been prepared under the historical cost convention, except for investments which are included at market value and the revaluation of certain fixed assets and in accordance with the Charities SORP (FRS 102) ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)’, Financial Reporting Standard 102 the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), and the Companies Act 2006.

CROSSROADS WOMEN meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

2. Income from donations and legacies

	Unrestricted	Restricted	2024	2023
	funds	funds
	£	£	£	£
Donations received	12,263	5,200	17,463	25,731
Grants received	-	57,834	57,834	63,750
	12,263	63,034	75,297	89,481

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CROSSROADS WOMEN

Notes to the Financial Statements Continued

For the year ended 31 December 2024

3. Income from charitable activities

Women's Centre for All Use of Premises / Room Hire Use of Other Services Repayments for use of Services Fares – Asylum Self-help Group Copying & printing Lunches / Refreshments / Supplies Phone, Broadband & Postage Volunteer fares Appeals In/Out Xmas Appeal donations Xmas Appeal - PayPal Xmas Appeal - HMRC Gift Aid AAWG Blue Thread (All African Women's Group) 4. Investment income Unrestricted funds Bank interest receivable 5. Other income Unrestricted funds Other Income - (Prior Year Adjustment) Other Income - PO Deposit Refund Other Income - Settlement - Copier Other Income - (Floats-in)	Unrestricted funds £ - 3,823 3,823 - - - - - - - - - - - 3,823	Restricted funds £ 21,620 455 22,075 17,071 5,580 12,654 3,212 2,007 40,524 5,998 1,609 1,231 8,838 3,000 74,437	2024 £ 21,620 4,278 25,898 17,071 5,580 12,654 3,212 2,007 40,524 5,998 1,609 1,231 8,838 3,000 78,260 2024 £ 5,344 5,344 2024 £ - - - 117 117	2023 £ 21,860 7,954
				29,814 6,895 5,469 12,280 3,440 2,946
				31,030 - 6,311 1,034
				7,345 -
				68,189
				2023 £ 2,396
				2,396
				2023 £ 8 1,000 11,401 355
				12,764

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CROSSROADS WOMEN

Notes to the Financial Statements Continued

For the year ended 31 December 2024

6. Costs of charitable activities by fund type

osts of charitable activities by fund type
		Unrestricted	Restricted	2024	2023
		funds	funds
		£	£	£	£
Women's Centre for All		-	92,977	92,977	95,052
Appeals In/Out		-	9,330	9,330	7,266
Asylum Support		-	19,164	19,164	25,086
Support costs		24,623	-	24,623	22,570
		24,623	121,471	146,094	149,974
osts of charitable activities by activity type
	Activities	Grant	Support	2024	2023
	undertaken	funding of	costs
	directly	activities
	£	£	£	£	£
Support costs
Women's Centre for All	92,977	-	24,623	117,600	117,622
Appeals In/Out	-	9,330	-	9,330	7,266
Asylum Support	19,164	-	-	19,164	25,086
	112,141	9,330	24,623	146,094	149,974

7. Costs of charitable activities by activity type

9. Analysis of support costs

nalysis of support costs
Women's Centre for All Management Insurance Maintenance & repairs Postage Utilities: Electricity, Gas & Water Business Rates Governance costs	2024 £ 1,045 2,210 7,256 422 4,729 7,547 1,414 24,623	2023 £ 1,644 1,924 6,963 576 5,080 4,750 1,633
		22,570

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CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2024

10. Particulars of employees

Support Staff

2024 3 3	2023 3
	3

11. Comparative for the Statement of Financial Activities

Income and endowments from: Donations and legacies Charitable activities Investments Other income Total Expenditure on: Charitable activities Other expenditure Total Net income Reconciliation of funds Total funds brought forward Total funds carried forward	Unrestricted funds £ 17,731 5,484 2,396 12,764 38,375 (22,570) (12,401) (34,971) 3,404 85,994 89,398	Restricted funds £ 71,750 62,705 - - 134,455 (127,404) - (127,404) 7,051 1,188,965 1,196,016	2023 £ 89,481 68,189 2,396 12,764
			172,830
			(149,974) (12,401)
			(162,375)
			10,455 1,274,959
			1,285,414

12. Tangible fixed assets

Cost or valuation At 01 January 2024 At 31 December 2024 Net book values At 31 December 2024 At 31 December 2023	Office Building-25 Wolsey Mew £ 1,026,173
	1,026,173
	1,026,173
	1,026,173

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CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2024

13. Debtors

13. Debtors
			2024	2023
			£	£
Amounts due within one year:
Other debtors			31,293	29,500
			31,293	29,500
14. Creditors: amounts falling due within one year
			2024	2023
			£	£
Other creditors			9,709	9,532
Accruals and deferred income			15,380	16,470
			25,089	26,002
15. Movement in funds
Unrestricted Funds
	Balance at	Incoming	Outgoing	Balance at
	01/01/2024	resources	resources	31/12/2024
	£	£	£	£
General
General	89,398	21,547	(25,502)	85,443
	89,398	21,547	(25,502)	85,443
Unrestricted Funds - Previous year
	Balance at	Incoming	Outgoing	Balance at
	01/01/2023	resources	resources	31/12/2023
	£	£	£	£
General
General	85,994	38,375	(34,971)	89,398
	85,994	38,375	(34,971)	89,398

Purpose of unrestricted Funds

General

These are unrestricted funds to be applied at the discretion of the trustee board and within the context of the objects of the charity.

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CROSSROADS WOMEN to the Financial Statements For the year ended 31 December 2024

Notes to the Financial Statements Continued

Restricted Funds

	Balance at	Incoming	Outgoing	Balance at
	01/01/2024	resources	resources	31/12/2024
	£	£	£	£
Restricted Funds	1,196,016	137,471	(121,471)	1,212,016
	1,196,016	137,471	(121,471)	1,212,016
Restricted Funds - Previous year
	Balance at	Incoming	Outgoing	Balance at
	01/01/2023	resources	resources	31/12/2023
	£	£	£	£
Restricted Funds	1,188,965	134,455	(127,404)	1,196,016
	1,188,965	134,455	(127,404)	1,196,016
Purpose of restricted funds
Restricted Funds
For Restricted Activities
16. Analysis of net assets between funds
		Tangible	Net current	Net Assets
		fixed assets	assets /
			(liabilities)
		£	£	£
Unrestricted funds
General
General		-	(1,380)	(1,380)
Restricted funds
Restricted Funds		1,026,173	272,666	1,298,839
		1,026,173	271,286	1,297,459

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CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2024

Previous year
	Tangible	Net current	Net Assets
	fixed assets	assets /
		(liabilities)
	£	£	£
Unrestricted funds
General
General	-	(1,470)	(1,470)
Restricted funds
Restricted Funds	1,026,173	260,711	1,286,884
	1,026,173	259,241	1,285,414

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CROSSROADS WOMEN Detailed Statement of Financial Activities For the year ended 31 December 2024

INCOME AND ENDOWMENT Donations and legacies Donations(includingGYE) Gift Aided Donations & Claims ACTS – Hardship Donations - Rock 'n Roll Rescue Donations - Other Grant - Camden Giving Camden DDR (Bus Rate Grant) Grants - Persula Grants - Roughley Trust Grant - Alan & Babette Sainsbury Grant - London Communities Grant – Blue Thread Grant – The Big Give Trust Charitable activities Use of Premises / Room Hire Use of Other Services Complementary Clinic Media & Speaking Fees Asylum fares Childcare Copying & printing Postage & Stationery Lunches / Refreshments / Supplies Phone, Broadband & Postage Hearing Loop International Travel Refund Volunteer Fares Xmas Appeal donations Xmas Appeal - PayPal Xmas Appeal - HMRC Gift Aid Investments Bank interest receivable Other income Other Income - (Prior Year Adjustment) Other Income - PO Deposit Error Repaid Other Income - Settlement - Copier Lease	2024 £ 8,639 1,694 200 3,000 4,389 - 2,000 35,000 5,000 10,375 - 3,000 5,000 78,297 21,620 3,823 455 - 16,557 514 5,580 - 12,654 3,212 - - 2,007 5,998 1,609 1,231 75,260 5,344 5,344 - - -	2023 £ 7,403 906 - 4,000 9,422 2,000 2,000 43,750 5,000 5,000 10,000 - -
		89,481 21,860 3,715 2,739 1,500 6,895 - 5,200 269 12,280 3,440 516 2,430 - - 6,311 1,034
		68,189 2,396
		2,396 8 1,000 11,401

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CROSSROADS WOMEN Detailed Statement of Financial Activities Continued For the year ended 31 December 2024

Other Income - (Floats in & Amazon Refund) Total incoming resources EXPENDITURE Charitable activities Childcare Equipment Complementary Health Clinic Information and Research International fares Lunch and Refreshments Print and Copying Stationery & Computer supplies Travel: Volunteers Self-Help Group Fares Travelcards Telephone and Broadband Payroll costs Floats Out Website Fees Workshop Fees Appeals & Donations - Out Hardship Support Volunteer Expenses Other Post Office / Bank Error Repayment Other Expenses - General Settlement - Copier Lease SUPPORT COSTS Management Health and safety Bank charges Insurance Insurance Maintenance & repairs Maintenance & repairs Postage Postage (Women's Centre for All)	117 117 159,018 (144) (1,866) (3,494) (97) (549) (10,848) (6,439) (2,243) (6,859) (10,624) (5,574) (11,542) (47,798) - (978) (120) (9,130) (200) (2,966) (121,471) - (879) - (879) (510) (535) (1,045) (2,210) (2,210) (7,256) (7,256) (422)	355
		12,764
		172,830 (514) (3,303) (4,092) (96) (2,430) (9,728) (11,610) (1,382) (4,522) (8,171) (8,699) (9,426) (46,689) (355) (905) - (7,266) - (8,216)
		(127,404) (1,000) - (11,401)
		(12,401) (1,140) (504)
		(1,644) (1,924)
		(1,924) (6,963)
		(6,963) (576)

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CROSSROADS WOMEN

Detailed Statement of Financial Activities Continued

For the year ended 31 December 2024

Utilities: Electricity, Gas & Water Utilities: Electricity, Gas & Water Business Rates Business Rates Governance costs Independent examiners fees Companies House Total resources expended Net Income	(422) (4,729) (4,729) (7,547) (7,547) (1,380) (34) (1,414) (146,973) 12,045	(576) (5,080)
		(5,080) (4,750)
		(4,750) (1,470) (163)
		(1,633)
		(162,375)
		10,455

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