Charity number: 1134495 Company number: 07087291 (England and Wales) ## CROSSROADS WOMEN Report of the Trustees and Unaudited Financial Statements For the year ended 31 December 2024 CROSSROADS WOMEN Contents Page For the year ended 31 December 2024 |Report of the Trustees|1| |---|---| |Independent Examiner's Report to the Trustees|2| |Statement of Financial Activities|3| |Statement of Financial Position|4| |Notes to the Financial Statements|5 to 11| |Detailed Statement of Financial Activities|12 to 14| ## CROSSROADS WOMEN Report of the Trustees For the year ended 31 December 2024 The Trustees, who are also directors for the purposes of company law, have pleasure in presenting their report and the financial statements for the charitable company for the year ended 31 December 2024. The Trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019). ## **OBJECTIVES AND ACTIVITIES** The trustees have considered the Charity Commission’s guidance on public benefit, including the guidance 'public benefit: running a charity (PB2)'. ## **REFERENCE AND ADMINISTRATIVE INFORMATION** **Name of Charity** CROSSROADS WOMEN **Charity registration number** 1134495 **Company registration number** 07087291 **Principal address** 25 Wolsey Mews London NW5 2DX ## **Trustees** The trustees and officers serving during the year and since the year end were as follows: Selma James Caroline Begue Solveig Marie Francis Claire Rachel Glasman Cristel Amiss Sylvia Carrie Salley **Independent examiner** Emmanuel Mensah FMAAT Ground Floor West Office 10 Nicholas House, River Front Enfield EN1 3TF **Bankers** Lloyds Bank plc Kilburn Branch PO Box 1000 BX1 1LT Approved by the Board of Trustees and signed on its behalf by ............................................................................. Solveig Marie Francis 1 of 14 ## CROSSROADS WOMEN Independent Examiners Report to the Trustees For the year ended 31 December 2024 I report to the trustees on my examination of the accounts of the charitable company for the year ended 31 December 2024. ## **Responsibilities and basis of report** As the charity Trustees, who are also directors for the purposes of company law, are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act'). Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. ## **Independent examiners statement** I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or 3. the accounts do not comply with the requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or 4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Emmanuel Mensah FMAAT Vision 25 Innova Park Electric Avenue Enfield EN3 7GD Date: 17/09/2025 2 of 14 ## CROSSROADS WOMEN ## Statement of Financial Activities (including Income and Expenditure Account) For the year ended 31 December 2024 ||**Notes**|**Unrestricted**|**Restricted**|**2024**|**2023**| |---|---|---|---|---|---| |||**funds**|**funds**||| |||**£**|**£**|**£**|**£**| |**Income** **and** **endowments** **from:**|||||| |Donations and legacies|2|12,263|63,034|75,297|89,481| |Charitable activities|3|3,823|74,437|78,260|68,189| |Investments|4|5,344|-|5,344|2,396| |Other income|5|117|-|117|12,764| |**Total**||**21,547**|**137,471**|**159,018**|**172,830**| |**Expenditure** **on:**|||||| |Charitable activities|6/7|(24,623)|(121,471)|(146,094)|(149,974)| |Other expenditure||(879)|-|(879)|(12,401)| |**Total**||**(25,502)**|**(121,471)**|**(146,973)**|**(162,375)**| |**Net** **income/expenditure**||**(3,955)**|**16,000**|**12,045**|**10,455**| |**Reconciliation** **of** **funds**|||||| |Total funds brought forward||89,398|1,196,016|1,285,414|1,274,959| |**Total** **funds** **carried** **forward**||**85,443**|**1,212,016**|**1,297,459**|**1,285,414**| 3 of 14 Registered Number : 07087291 ## CROSSROADS WOMEN Statement of Financial Position As at 31 December 2024 |**Notes**
**Fixed** **assets**
Tangible assets
12
**Current** **assets**
Debtors
13
Cash at bank and in hand
**Creditors:** **amounts** **falling** **due** **within** **one** **year**
14
**Net** **current** **assets**
**Total** **assets** **less** **current** **liabilities**
**Net** **assets**
**The** **funds** **of** **the** **charity**
Restricted income funds
15
Unrestricted income funds
15
**Total** **funds**|**2024**
**£**
1,026,173
**1,026,173**
31,293
265,082
**296,375**
(25,089)
**271,286**
**1,297,459**
**1,297,459**
1,212,016
85,443
**1,297,459**|**2023**
**£**
1,026,173| |---|---|---| |||**1,026,173**| |||29,500
255,743| |||**285,243**| |||(26,002)
**259,241**| |||**1,285,414**| |||**1,285,414**| |||1,196,016
89,398| |||**1,285,414**| For the year ended 31 December 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. - The members have not required the company to obtain an audit of its accounts for the year in question in accordance - with section 476, - The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting - records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime. The financial statements were approved and authorised for issue by the Board and signed on its behalf by: Solveig Marie Francis Trustee 4 of 14 ## CROSSROADS WOMEN ## Notes to the Financial Statements ## For the year ended 31 December 2024 ## **1. Accounting Policies** ## **Basis of accounting** The financial statements have been prepared under the historical cost convention, except for investments which are included at market value and the revaluation of certain fixed assets and in accordance with the Charities SORP (FRS 102) ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)’, Financial Reporting Standard 102 the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), and the Companies Act 2006. CROSSROADS WOMEN meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s). ## **2. Income from donations and legacies** ||**Unrestricted**|**Restricted**|**2024**|**2023**| |---|---|---|---|---| ||**funds**|**funds**||| ||**£**|**£**|**£**|**£**| |Donations received|12,263|5,200|17,463|25,731| |Grants received|-|57,834|57,834|63,750| ||**12,263**|**63,034**|**75,297**|**89,481**| 5 of 14 ## CROSSROADS WOMEN ## Notes to the Financial Statements Continued ## For the year ended 31 December 2024 ## **3. Income from charitable activities** |_Women's_ _Centre_ _for_ _All_
Use of Premises / Room Hire
Use of Other Services
_Repayments_ _for_ _use_ _of_ _Services_
Fares – Asylum Self-help Group
Copying & printing
Lunches / Refreshments /
Supplies
Phone, Broadband & Postage
Volunteer fares
_Appeals_ _In/Out_
Xmas Appeal donations
Xmas Appeal - PayPal
Xmas Appeal - HMRC Gift Aid
_AAWG_
Blue Thread (All African
Women's Group)
**4.** **Investment** **income**
**Unrestricted** **funds**
Bank interest receivable
**5.** **Other** **income**
**Unrestricted** **funds**
Other Income - (Prior Year Adjustment)
Other Income - PO Deposit Refund
Other Income - Settlement - Copier
Other Income - (Floats-in)|**Unrestricted**
**funds**
**£**
-
3,823
**3,823**
-
-
-
-
-
**-**
-
-
-
**-**
-
**3,823**|**Restricted**
**funds**
**£**
21,620
455
**22,075**
17,071
5,580
12,654
3,212
2,007
**40,524**
5,998
1,609
1,231
**8,838**
3,000
**74,437**|**2024**
**£**
21,620
4,278
**25,898**
17,071
5,580
12,654
3,212
2,007
**40,524**
5,998
1,609
1,231
**8,838**
3,000
**78,260**
**2024**
**£**
5,344
**5,344**
**2024**
**£**
-
-
-
117
**117**|**2023**
**£**
21,860
7,954| |---|---|---|---|---| |||||**29,814**
6,895
5,469
12,280
3,440
2,946| |||||**31,030**
-
6,311
1,034| |||||**7,345**
-| |||||**68,189**| |||||**2023**
**£**
2,396| |||||**2,396**| |||||**2023**
**£**
8
1,000
11,401
355| |||||**12,764**| 6 of 14 ## CROSSROADS WOMEN ## Notes to the Financial Statements Continued ## For the year ended 31 December 2024 ## **6. Costs of charitable activities by fund type** |**osts** **of** **charitable** **activities** **by** **fund** **type**|||||| |---|---|---|---|---|---| |||**Unrestricted**|**Restricted**|**2024**|**2023**| |||**funds**|**funds**||| |||**£**|**£**|**£**|**£**| |Women's Centre for All||-|92,977|92,977|95,052| |Appeals In/Out||-|9,330|9,330|7,266| |Asylum Support||-|19,164|19,164|25,086| |Support costs||24,623|-|24,623|22,570| |||**24,623**|**121,471**|**146,094**|**149,974**| |**osts** **of** **charitable** **activities** **by** **activity** **type**|||||| ||**Activities**|**Grant**|**Support**|**2024**|**2023**| ||**undertaken**|**funding** **of**|**costs**||| ||**directly**|**activities**|||| ||**£**|**£**|**£**|**£**|**£**| |**Support** **costs**|||||| |Women's Centre for All|92,977|-|24,623|117,600|117,622| |Appeals In/Out|-|9,330|-|9,330|7,266| |Asylum Support|19,164|-|-|19,164|25,086| ||**112,141**|**9,330**|**24,623**|**146,094**|**149,974**| ## **7. Costs of charitable activities by activity type** ## **9. Analysis of support costs** |**nalysis** **of** **support** **costs**||| |---|---|---| |**Women's** **Centre** **for** **All**
Management
Insurance
Maintenance & repairs
Postage
Utilities: Electricity, Gas
& Water
Business Rates
Governance costs|**2024**
**£**
1,045
2,210
7,256
422
4,729
7,547
1,414
**24,623**|**2023**
**£**
1,644
1,924
6,963
576
5,080
4,750
1,633| |||**22,570**| 7 of 14 ## CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2024 ## **10. Particulars of employees** Support Staff |**2024**
3
**3**|**2023**
3| |---|---| ||**3**| ## **11. Comparative for the Statement of Financial Activities** |**Income** **and** **endowments** **from:**
Donations and legacies
Charitable activities
Investments
Other income
**Total**
**Expenditure** **on:**
Charitable activities
Other expenditure
**Total**
**Net** **income**
**Reconciliation** **of** **funds**
Total funds brought forward
**Total** **funds** **carried** **forward**|**Unrestricted**
**funds**
**£**
17,731
5,484
2,396
12,764
**38,375**
(22,570)
(12,401)
**(34,971)**
**3,404**
85,994
**89,398**|**Restricted**
**funds**
**£**
71,750
62,705
-
-
**134,455**
(127,404)
-
**(127,404)**
**7,051**
1,188,965
**1,196,016**|**2023**
**£**
89,481
68,189
2,396
12,764| |---|---|---|---| ||||**172,830**| ||||(149,974)
(12,401)| ||||**(162,375)**| ||||**10,455**
1,274,959| ||||**1,285,414**| ## **12. Tangible fixed assets** |**Cost** **or** **valuation**
At 01 January 2024
At 31 December 2024
**Net** **book** **values**
At 31 December 2024
At 31 December 2023|**Office**
**Building-25**
**Wolsey** **Mew**
**£**
1,026,173| |---|---| ||**1,026,173**| ||**1,026,173**| ||**1,026,173**| 8 of 14 ## CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2024 ## **13. Debtors** |**13.** **Debtors**||||| |---|---|---|---|---| ||||**2024**|**2023**| ||||**£**|**£**| |**Amounts** **due** **within** **one** **year:**||||| |Other debtors|||31,293|29,500| ||||**31,293**|**29,500**| |**14.** **Creditors:** **amounts** **falling** **due** **within** **one** **year**||||| ||||**2024**|**2023**| ||||**£**|**£**| |Other creditors|||9,709|9,532| |Accruals and deferred income|||15,380|16,470| ||||**25,089**|**26,002**| |**15.** **Movement** **in** **funds**||||| |**Unrestricted** **Funds**||||| ||**Balance** **at**|**Incoming**|**Outgoing**|**Balance** **at**| ||**01/01/2024**|**resources**|**resources**|**31/12/2024**| ||**£**|**£**|**£**|**£**| |_General_||||| |General|89,398|21,547|(25,502)|85,443| ||**89,398**|**21,547**|**(25,502)**|**85,443**| |**Unrestricted** **Funds** **-** **Previous** **year**||||| ||**Balance** **at**|**Incoming**|**Outgoing**|**Balance** **at**| ||**01/01/2023**|**resources**|**resources**|**31/12/2023**| ||**£**|**£**|**£**|**£**| |_General_||||| |General|85,994|38,375|(34,971)|89,398| ||**85,994**|**38,375**|**(34,971)**|**89,398**| ## **Purpose of unrestricted Funds** ## General These are unrestricted funds to be applied at the discretion of the trustee board and within the context of the objects of the charity. 9 of 14 CROSSROADS WOMEN to the Financial Statements For the year ended 31 December 2024 ## Notes to the Financial Statements Continued ## **Restricted Funds** ||**Balance** **at**|**Incoming**|**Outgoing**|**Balance** **at**| |---|---|---|---|---| ||**01/01/2024**|**resources**|**resources**|**31/12/2024**| ||**£**|**£**|**£**|**£**| |Restricted Funds|1,196,016|137,471|(121,471)|1,212,016| ||**1,196,016**|**137,471**|**(121,471)**|**1,212,016**| |**Restricted** **Funds** **-** **Previous** **year**||||| ||**Balance** **at**|**Incoming**|**Outgoing**|**Balance** **at**| ||**01/01/2023**|**resources**|**resources**|**31/12/2023**| ||**£**|**£**|**£**|**£**| |Restricted Funds|1,188,965|134,455|(127,404)|1,196,016| ||**1,188,965**|**134,455**|**(127,404)**|**1,196,016**| |**Purpose** **of** **restricted** **funds**||||| |Restricted Funds||||| |For Restricted Activities||||| |**16.** **Analysis** **of** **net** **assets** **between** **funds**||||| |||**Tangible**|**Net** **current**|**Net** **Assets**| |||**fixed** **assets**|**assets** **/**|| ||||**(liabilities)**|| |||**£**|**£**|**£**| |**Unrestricted** **funds**||||| |_General_||||| |General||-|(1,380)|(1,380)| |**Restricted** **funds**||||| |Restricted Funds||1,026,173|272,666|1,298,839| |||**1,026,173**|**271,286**|**1,297,459**| 10 of 14 ## CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2024 |**Previous** **year**|||| |---|---|---|---| ||**Tangible**|**Net** **current**|**Net** **Assets**| ||**fixed** **assets**|**assets** **/**|| |||**(liabilities)**|| ||**£**|**£**|**£**| |**Unrestricted** **funds**|||| |_General_|||| |General|-|(1,470)|(1,470)| |**Restricted** **funds**|||| |Restricted Funds|1,026,173|260,711|1,286,884| ||**1,026,173**|**259,241**|**1,285,414**| 11 of 14 ## CROSSROADS WOMEN Detailed Statement of Financial Activities For the year ended 31 December 2024 |**INCOME** **AND** **ENDOWMENT**
**Donations** **and** **legacies**
Donations(includingGYE)
Gift Aided Donations & Claims
ACTS – Hardship
Donations - Rock 'n Roll Rescue
Donations - Other
Grant - Camden Giving
Camden DDR (Bus Rate Grant)
Grants - Persula
Grants - Roughley Trust
Grant - Alan & Babette Sainsbury
Grant - London Communities
Grant – Blue Thread
Grant – The Big Give Trust
**Charitable** **activities**
Use of Premises / Room Hire
Use of Other Services
Complementary Clinic
Media & Speaking Fees
Asylum fares
Childcare
Copying & printing
Postage & Stationery
Lunches / Refreshments / Supplies
Phone, Broadband & Postage
Hearing Loop
International Travel Refund
Volunteer Fares
Xmas Appeal donations
Xmas Appeal - PayPal
Xmas Appeal - HMRC Gift Aid
**Investments**
Bank interest receivable
**Other** **income**
Other Income - (Prior Year Adjustment)
Other Income - PO Deposit Error Repaid
Other Income - Settlement - Copier Lease|**2024**
**£**
8,639
1,694
200
3,000
4,389
-
2,000
35,000
5,000
10,375
-
3,000
5,000
**78,297**
21,620
3,823
455
-
16,557
514
5,580
-
12,654
3,212
-
-
2,007
5,998
1,609
1,231
**75,260**
5,344
**5,344**
-
-
-|**2023**
**£**
7,403
906
-
4,000
9,422
2,000
2,000
43,750
5,000
5,000
10,000
-
-| |---|---|---| |||**89,481**
21,860
3,715
2,739
1,500
6,895
-
5,200
269
12,280
3,440
516
2,430
-
-
6,311
1,034| |||**68,189**
2,396| |||**2,396**
8
1,000
11,401| 12 of 14 This page does not form part of the statutory financial statements ## CROSSROADS WOMEN Detailed Statement of Financial Activities Continued For the year ended 31 December 2024 |Other Income - (Floats in & Amazon Refund)
**Total** **incoming** **resources**
**EXPENDITURE**
**Charitable** **activities**
Childcare
Equipment
Complementary Health Clinic
Information and Research
International fares
Lunch and Refreshments
Print and Copying
Stationery & Computer supplies
Travel: Volunteers
Self-Help Group Fares
Travelcards
Telephone and Broadband
Payroll costs
Floats Out
Website Fees
Workshop Fees
Appeals & Donations - Out
Hardship Support
Volunteer Expenses
**Other**
Post Office / Bank Error Repayment
Other Expenses - General
Settlement - Copier Lease
**SUPPORT** **COSTS**
**Management**
Health and safety
Bank charges
**Insurance**
Insurance
**Maintenance** **&** **repairs**
Maintenance & repairs
**Postage**
Postage (Women's Centre for All)|117
**117**
**159,018**
(144)
(1,866)
(3,494)
(97)
(549)
(10,848)
(6,439)
(2,243)
(6,859)
(10,624)
(5,574)
(11,542)
(47,798)
-
(978)
(120)
(9,130)
(200)
(2,966)
**(121,471)**
-
(879)
-
**(879)**
(510)
(535)
**(1,045)**
(2,210)
**(2,210)**
(7,256)
**(7,256)**
(422)|355| |---|---|---| |||**12,764**| |||**172,830**
(514)
(3,303)
(4,092)
(96)
(2,430)
(9,728)
(11,610)
(1,382)
(4,522)
(8,171)
(8,699)
(9,426)
(46,689)
(355)
(905)
-
(7,266)
-
(8,216)| |||**(127,404)**
(1,000)
-
(11,401)| |||**(12,401)**
(1,140)
(504)| |||**(1,644)**
(1,924)| |||**(1,924)**
(6,963)| |||**(6,963)**
(576)| 13 of 14 This page does not form part of the statutory financial statements ## CROSSROADS WOMEN ## Detailed Statement of Financial Activities Continued For the year ended 31 December 2024 |**Utilities:** **Electricity,** **Gas** **&** **Water**
Utilities: Electricity, Gas & Water
**Business** **Rates**
Business Rates
**Governance** **costs**
Independent examiners fees
Companies House
**Total** **resources** **expended**
**Net** **Income**|**(422)**
(4,729)
**(4,729)**
(7,547)
**(7,547)**
(1,380)
(34)
**(1,414)**
**(146,973)**
**12,045**|**(576)**
(5,080)| |---|---|---| |||**(5,080)**
(4,750)| |||**(4,750)**
(1,470)
(163)| |||**(1,633)**| |||**(162,375)**| |||**10,455**| 14 of 14 This page does not form part of the statutory financial statements