ST MARY'S PCC WIGTON. REGISTERED CHARITY NO. 1134111 ANNUAL REPORT AND FINANCIAL STATEMENTS For The Year Ending 31st December 2025 PREPARED BY MRS A LOMA8. HON. TREASURER EXAMINED BY MR A MUSGRAVE ACM INDEPENDENT EXAMINER REVD. R T CORRIE PRIEST IN CHARGE
WIGTON ST MARY'S PAROCHIAL CHURCH COUNCIL ANNUAL REPORT AND FINANCIAL STATEMENTS ST FOR THE YEAR ENDED 31 DECEMBER 2025 Aim and purpose8 St Mary's Parochial Church Council {PCC} had the responsibility of Cowoperating with the incumbent during 2025 in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelisti¢, social and ecumenical. On the 8th of October 2024 Reverend Corrie was licensed as Priest in Charge of St Mary's, Wigton. The PCC is also specifically responsible for the maint8nance of St Mary's Church. Objectlves and actlvltle8 The PCC is committed to enabling as many people as PO88ible to worship at our chUh and to become part of the parish community of St Mary's. The PCC maintains an overview of worship throughout the parish and makes suggestions on how the servi¢e$ can involv8 the many groups that live within our parish. Our services and worship put faith into practice through prayer and scripture, sacrament and music. When planning our actlvities for the year, we have consldered the Commission's guidance on public b8nefit and the supplementary guidance on charities for the advancement of religion. In particular, we try to enable people from all walks of life, to live out their faith as part of our parlsh community through.. Worship and prayer., learning about the gospel; and developing th8 knowledge of the Christian word. Provision of pastoral care for people living in the parish. Missionary and outreach work. To facilitate this work, it Is important that we maintain the fabric of St Mary's Church. Achievements and performance During 2025 the taking of wafers and wine by intinction or from the common cup continued, according to personal choice. Worshlp and prayer The PCC is keen to offer a range of services ovèr the course of the year, that our community finds both beneficial and spiritually fulfilling. For example, Holy Communion and Evening Prayer provide a quiet and reflective environment for worship while opportunities are provided for people to engage in worship and fellowship such as that provided by the Parish Eucharist each Sunda
Holy Communion is lebrated every Tuesday at 9.45am (Book of Common Prayer 1662) and Wednesday at 12.45pm. On Sundays Holy Communion (Book of Common Prayer, 1662) at 8.00am, Parish Eucharist with hymns and Sunday School (held in choir vestry) at 9.30am (Sung Mattins on 5th Sunday). Evening Prayer (Book of Common Prayer 1662) is held at 6.30pm each Sunday. All are welcome to attend any of our services. In 2025 there were 126 parishioners on the Electoral Roll. The usual Sunday attendance numbers started to improve with an average of 80 adults and 13 children. The Church Reverend Richard Cole was assisted by Rev8rend Paul Amesen who has Pemission to Officiate granted by the bishop. The Sunday School continued during 2025 at the same time as the Parish Eucharist on Sunday momings at 9.30am. The Sunday School is led by Mrs Esther Hudson along with a number of volunteers helping on a rota basis. During the year there were 27 baptisms, 2 weddings and 11 funerals in church with a further 7 funerals taken by the clergy of the parish at crematoria, graveside and cemetery Chapel. There is a very active choir which rehearsès on Wednesday evenings under the direction of David Shingler, Church Organist. The Harrison and Harrison organ is a Grade Il" listed organ on th8 National Pipe Organ Register. In 2015 a website for St Mary's Church was set up and Can be found at www.stma swi ton.or .uk and information can also be found on 'A Church Near You,. A bible study group met al various houses in Ihe parish. There is a very dedicated Mothers, Union branch which nom)ally meets once a month in the church. We had a new peal of bells installed for the Millennium and they are rung on Sundays, when s8Nices are held, and on special occasions. The church was used by several groups, including Wigton Choral Society and some charitable organisations as a centre for coordinating public colleGtion days. Pastoral care Some members of our parish are unable to attend church due to sickness or age. When requested, the clergy vislted church members, to celebrate communion with them either at their homes or in hospital.
Safeguarding The PCC has taken note of its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 and it is the opinion of the PCC that it has complied with the duty. A revised Safeguarding Policy was adopted on 5th MarGh 2019, a copy of which can be found on St Mary's website. Risk assessments were Carried out regularly to ensure that the church complied with all Health and Safety requirernents. The latest risk assessment policies are published on the Notice Boards in church. The Parish Safeguarding Officer is Mrs Denise Richardson whose contact details can be founé on various notices in church and on the St Mary's Parish Church, Wigton website. Mission and evangelism In previous years the clergy visited the schools in the area, and the schoolchildren occasionally came into the church to have a look around the building, with the Vicar on hand to answer questions. School assemblies and special services Wre also held in church from time to time during 2025. It was wonderful to see Wigton Infant School, Thomlinson Junior School and Nelson Thomlinson School holding Carol Services, special services and Nelson Thomlinson School holding their Founders Day Service in St Mary's once again. Our parish bulletin is normally distributed monthly free of charge to all parishioners who request il and is also available in Church. Copies are also posted on St Mary's website along with the weekly sheet. The bulletin keeps our parishioners informed of the important matters affecting our Church. St Mary's Carols by Candlelight was held and a very popular Nativity servi was performed by members of the Sunday School on Christmas Eve. Ecumenical relationships The Church is a member of Churches Together in Wigton. Ajoint Carol SeNice for the town was held in 2025. In 2019 the church joined the Solway Mission Community. The Remembrance Day Service was again held in St Mary's. Church Fabric In 2024 a Quinquennial inspection was carried out and the Architect recommended urgent repairs to all the windows. To help with the cost of repairs, an appeal has been launched in 2025 and appli¢ations for grants are being prepared to help finance the project. Financial review Total income was £118,733 of which £59,802 was unrestricted and £58,931 was restricted. The unrèstri¢ted funds included £1,651 from Gift Aid Re1Vable. Restricted funds inGluded £12,153 income from investments, £435 from visiting bellringers, £300 from Sunday School and the remainder being charitable Collections and other donations.
Tot81 expenditu was £67,918 from unrestricted funds and £10.538 from restrided funds. including charitable gNing and general maintenance. Net movement in unrestricted funds showed a d8fictt of £8,116. The net movement in restricted funds showed a surplus of £48,393 on the year mainly due to fundraising activities for the Windows Appeal. There was a loss on revaluation of restricted assets of £12,732. The JMB Bequest is invested in a CBF Investment Fund with the interest b8ing credited to th8 CBF Maintenance Account, which is a restricted investrnent for the fabric of St Mary's Church, not for general use. At the end of the accounting period the total reserves amounted to £452,496 (£424,951 at the end of 2024) of which £442,557 (£406.900 at the end of 2024) w&r8 r8Stricted fixed assets for the maintenance of the fabric of the thurch and £200 (£200 at the end of 2024) unrestricted fixed assets. The Parish Offer paid in full to the Deanery was £42,840. Structure, governance and management The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Power8 Measure. St Mary's PCC is registered with the Charrty Commission. The method of appointment of PCC trustees is Set out in the Chur¢h Repr888ntation Rule8. At St Mary's the m8mb8rship of the PCC congisls of the Chainnan, Churchwardens, Deanery Synod Representatives and members elected by those members of the congregation who are on the eledoral roll of the church. All thos8 who attend our services I members of the congregation are encouraged to register on the Electoral Roll. The PCC members are responsible for making decisions on all matters of general Concem and importance to the parish. including deciding on how the funds of Ihe PCC are to be spent. The full PCC met seven times during the year with an average level of attendance of 80Yo. Given its wide responsibilities the PCC is assisted by a standing committee which recommends policy decisions. The standing committee is responsible to the PCC and reports back to it regulady, with the decisions being received by the full PCC and di8¢u88ed as necessary. Administrative Information St Mary's Church, a Grade 2. listed building, is situated in High Street, Wigton. It is part of the Diocese of Carlisle within the Church of England. The Corresponden address is Reverend Richard Corrie, The Vicarage, 31 Li)wmoor Road, Wigton, CA7 9QS. The registered charity number of St Mary's PCC is 1134111. PCC memb8rs who have served at any time from the Annual Meeting until the date this report was approved are.. - Ex. Officio members: Chair: Incumbent.. Reverend Richard Corrie, Priest in Charge from 8th October 2024. Reverend Richard Corrie, Priest in Charge from 8th October 2024.
Church Wardens: Mr David Lomas Mr Roger Steel Peacock Mr Martin Edward Snape Elected members: Mr David Shingler Crfice Chairman) Mrs Helen Amstrong Mrs Audrey Frizell (Deputy Churchwarden) Mrs Jennrfer Johnson Dr Stephen Haraldsen, (Deanery Synod member) Mrs Mary Huntington Mrs Yvette Ladds (appointed 28.11.2025) (Deanery Synod member) Mrs Anne Lomas reasUr> Mrs Susan Mattinson Mrs Dorothy Mccracken Mrs Jean Monkhouse Mrs Jacqualine Peacock Mr David T Shingler Mrs Mary Snap8 Mrs Joanne Thomlin8on Mrs Jacqueline Turner (Secretary} Mrs Bronja Twentyman Mr Christopher IAlalford Mrs Lesley-Ann Vèalsh Approved by the PCC on 31 st March 2026 and slgned on their behalf by Mr David Shingler (Vi¢e Chaiman)
Stma 's Parochial Church Council - Chari No. 1134111 Statement of Financial Acllvltles For the ear endln 31 Dec•mber 2025 TOTAL FUNDS 202 2024 Fund• Fund• Fund• INCOME vi Voluntsry inwne VIR Gift Aid Tax R•c•SbIe AGF Activitie5 for generatSng funds Incon from inwtments CA Church actlvib'gl OIR Othar Incominq rn8our¢ 51.641 46,778 98,419 1,651 3,974 12,162 2,$27 06,564 1.715 2,990 12,497 3,735 3,974 2c 12.153 2• TOTAL INCOME 58,931 118733 89,501 EXPENDITURE Church a¢tivrtie8 CGF Cost of generattng fitrnd8 CG Charitable Giving ME Major Expondrtu OE Other Exp¢nditure- B•nk Ch 67,491 427 68.172 427 8,721 88,198 388 8,¢J08 21,415 8.721 40 TOTAL EXPENMRE 78 4S6 14ET INCOMÉ 8EFORE OYHER RECOGNIZEO GAINS AND LO&8E8 {8,116) 40.277 18,5721 Gain I IL0881 on investrfft 888ets'. oft revaluation GOR 112.732) 112,7321 6,990 NET MOVEMENT IN FUNDS 18.1161 35,861 27,545 11,5821 BBF BALANCES BIFWD 1 JANUARY 18,Q55 424.951 426,533 BALANC&8 CIFWD 31 DECEAIBER 2028 9,939 442.557 452.496 424,951
Stma s Parochial Church Council Notss to Statement of Flnancial Activlties For the ear endln 31 December 2 25 Aecountlng poll¢les Basls of Ilnandal Stat•M The PCC Is a publr¢ benefft enty within the meanlnB of FRS102. Thefinanclal statements have been prepared un(Je¢ the Charityes Act 2011 and Church P£counting Regulations 2011 In accordance with the Church Actountyn8 Re8ulations 2006 goveintn8 the individual accounts of PCCS, and with the Regulations'"true and fair vlew. provisions. they have also been prepared vnder FRS102120191 as the applicable accountinB standard5 and the 2019 Veron of the Ststement of Recommended Practlce. Accountlng and Reming by Charitie5 ISORPIFR510211. The financial Statements have been prepared under the historical cost convention except for investment assets, which are shown at market value. The flnan¢ial statements indude all tran$3¢tions, a$5ets and Ilabilttse5 for which the PCC Is respoAslblè in law. They do not Indude the accounts of churth groups that owe their main affiliatlon to another body, nor those that are Infomial 8atherin8s of church membw5. The accounts have been prepared I[8 the accnial acntIng method. Fund accountlni Eftdowrnent Funds arefunds the capltal ofwhlch must be retained elther pern1anent or atthe PCCS dls¢retion; the Income derived from the endowment ts to be used ether a5 restricted or unrestrlrted income fijnds dependln8 upon the purpose forvthich the endowment was ethbljshed In the first pLKe. Restrirted Fund5 comprlse la) income from endowments whl¢h Is to be exper onty on the restricted purposes Intende bythe donor. and Ibl re donation5 or yants for a spedfic PCC atd4rfty lrtended bythe donor. Unrestrirted Funds a Income fvnds wthich are to be spent M the PCC$8enerdl purposes. Incomlq8 resourc41 Planned givin& collectlons and sirnilar donation5 are recwtsed when fecelved. Tax Tefvnds are recognlsed when the incomin8 Tesouice to whlch they relate is reIVed. Grants and le8a¢ies are a¢counted for when the PCC is entitled to the use of the resources. thelr ultimate receipt is considered reasonabty certain arid the amounts due are readlly quantlflable. Dlwdends are accounted for when dedared recèr4oEAe, intèrest a% and when accrued by the payer. AJI Incomlng resouTces are accounted for gTOS& Resour$ exp•nd•d Grants and donatiffis are accounted for when paid over. or when awarded. Kthat award creates a blndlng or ¢on5tructive obll8atlon on the PCQ The dlocesan parish shar¢ expected to be paid over ts accounted for when due. All other èxpenditure [5 generalty recognised wher¢ bt Is Incuffed and Is acc(nted for 8ros& Flx•d assets Ctsnseerated and benefice property is not Induded In the atr<)unts in arcordance wlth s.1012Mal and Icl of the Charides Act 2011, and Is held by the Incumbent of the Benefice of Movable church furnlshln8s held bythe and churth¥ardens on spedal trItfor the Ffc and whlch requlre a faculty for dlsposal are inallenable property. ltsted In the church's Inventory, Tlthith can be inspected lat any reasonable timel. For anythin8 acquired prlor to 20LKI there is insufficleftt C05t information avalbte and therèfore such assets are not valued Sn the flnancial statements. Subsequenty no individual item cost more than £1.} so all such expendlture has been written off when incurred. Equipment used wtthln the church premises has been fultywrttten off the ar that is was purchased. Ind•dUal Items of equipment are written off when the a55et is acquired. o depredatlon ts Provided on any asset Imiestmènts are valued at market value at 31 December 2025.
Stma 's Parochial Church Councll Notes to Statement of Financial Activiti For the ear endi 31 Decomber 2025 TOTAL FUNDS 2026 2024 Fund• Fund• Regular Giving Charhty Inconx Tax R•cAiwrnd ColLgctions Glft D¥y Excludtry Gffthjd R•L¥l%d Sundry Donation8 ContaCtkn Donatlon8 M8rnorlal Book I Pray•r BookA IChc4r Mwlc L8gacie8 & Gfants Wlndowi ProJ•et Gen•ral Maintenanco R•ts CD8F Window• Grnnt LPW VAT Gr&rt• 8¥110 R¥rnSpt8 Organ R•c•lpts Sundoy S¢ho¢4 29.109 29,109 6,721 10,716 10.075 29,157 8,006 6,905 12,400 3,120 1,464 6.721 10.075 1.713 1,713 1,178 1,¢YJO 34.809 320 4,523 404 487 435 3C¥) 618 21 In1• Gllt Tax R•e•lvabl• 1,e51 Ev•nts Bazaar 614 614 3,360 3,974 390 2,eoo 3,974 2c I Canon Winder Be4ueBt CBF Organ Fund Maintenance FUNI SundAy Sthool Furxl 10 11,510 610 11.510 610 12,162 11,827 624 2d Church PCC Fees 3,319 416 3,735 17T 2.527 177
Stma 's Parochial Church Council Notes to Ststsment of Financial Activities For the ear endin 31 December 2025 TOTAL FUND8 2025 2024 Fund¥ Fund8 ENO reh actlvh Ministry Offer Organists V8rgers Clergy Cleaninq.kn"ghling Insurance Minor RepairB Upkeep ol Servi Gas Eleclridty Water Rates PhotocopySng Co8ts Sunday Sch¢)ol Membershi 42,840 42.840 3.890 130 3.cfjo 2.759 4,524 41.200 4,020 780 3,256 2,702 130 2.7S9 4,524 28 2.187 6.524 1,029 877 877 6.220 974 974 68t 440 743 Cost ot g•Mrattn9 fufiJ• 427 427 427 427 388 388 Age UK Bi8hop8 Hwv88t Appeal Caldbeck Surgery Csldbeck Surg•ry Ch. TN8t Cancer Re¥r&I L+K Chlldrgne SorJ•ty Chri8tian Ald Cttristian Ald for Gfizo Dans Fund for 8um8 D6mèniia UK 'Daw', Ugand8 Eden Mind Ernbra the Middl? Ea•t Greet Morth AirArnbul4nce Ho$pu 4t Htyne Infant School LeproBy Pl81¢n Mission to S&afarer Parkinn$ UK Silk)th Nursing Home Solway Leaque of Friend8 USPG Wigton Trust Wigton Food Pantry Wiglon Infant School Ca$h for K Other Donal 136 423 136 423 SS 151 330 530 262 425 425 180 87 314 87 314 20 369 122 220 251 193 122 47 47 810 243 145 145 12g 122 101 101 4,429 8.008 6.721 6.721 orEx Windows Project Architects Fèes MalntenaiKe Fund8 1,948 15,488 3.9 21.415 3,096 her Ex ndlturn Bank Charges 40 40 64
Stma 's Parochial Church Council Notes to Statement of Finan¢ial Actlvrtie8 For the ear endin 31 December 2025 4 Investmonts 18t J8nu8ry Int•r08t Tran6fer8 RaluatIon 31st December Unreotrl¢tod CBF IC8non Winder Bequest) 200 200 200 200 Re8trlet•d JMB Investment Fund- for upkw of fabric only COIF George Scott Inv8tment- Fabr1¢ Fund CBF D8p Alc GgorGe Scott Bequest- Malnlanan COIF George Scott Investment- Sund8y School Fund C8F D•p K¢ Goorge Scott B¢que8t- Sunday School 283,788 14.497 1,258 14,497 111,3451 16941 272,423 13,803 1,258 13.803 18941 315,278 The Re81riGted Fund$ have bo8n InveBted In loryer term lund$ to pre88rve tha copltal valu8 and lo generot• Intore#t for th Maintènan of the fabric of the buSlding and wh•r• applicable for thè Sunday School. 5 A¢count• r•¢•lvatsl• 2024 Unr•8trict•d R88trict•d 2025 Unr•atrict8d R•$tricted Total Total Gilt Akl Tax Rec8lvabl• Gas 1,715 835 1,715 835 1,651 1,122 2,773 1.6S1 2,773 6 Accounts pay•b 2024 Unr68trfrt¢d Re8trfct8d 2025 Unrestrltrtsd Restrfelad Total Tot81 200 200 200 200 150 150 150 150 7 Fund• (al Th movements ITr funds durfllg thè year wer8.. 181 January R•trAipt8 Payments Tran8fer¥ 318t December Unmtrlcted Barclays Current Account 59,888 59,868 68,255 68,255 15,503 7,116 Restrleted Barclays Curr8nt Account- Gengra Barclays Current Acc£)unt- Maint8n8neè & Bells C8F William Milchinson Oryan Fund CBF Maintenance Fund CBF Dep Al¢- Sunday School HSBC Current Account- Sunday School 6,721 40,159 (6,7211 {3,0961 9,954 720 68,701 47.017 753 79.806 3.S39 4,853 140,012 11.105 205 705 58,928 4.869 91,622 721 10,538
ST MARY'S PAROCHIAL CHURCH COUNCIL BALANCE SHEET as at 31st Decomber 2025 2025 2024 FIX ASSETS Investmonts CBF JMB Investment Fund - for upkeep of fabric onty COIF George Scott Investment- Fabric Fund CBF George Scott Bequest- Maintenance COIF George Scott Sunday School Fund CBF George Scott Bequest- Sunday School CBF (Canon Winder Bequegtl - General 272,423 13,803 1,258 13,803 1,258 200 302,745 283,788 14,497 1.258 14,497 1,258 200 315,478 CURRENT ASSETS Dgbtors & Pre ments Gift Aid Tax Re{Vable Gas 1,651 1,122 2,773 1,715 833 2,548 hort Tern) De 08lt8 C8F William Milchinson Organ Fund CBF Mainten?nce Fund CBF Deposit- Sunday School 753 79,806 3,539 84,098 720 88,701 3,334 72,755 Cash at Bank Barclays Current Account- General Barclays Current Account- Maintenance & Bells HSBC Current Account- Sunday School 11,160 47,017 4,853 63,030 19,547 9,954 4,869 34,370 Total Current A8s0ts 149,901 109,673 CURRENT LIABILITIES Credltors due withln one Electricity 150 150 200 200 NET CURRENT ASSET 149,751 109,473 TAL NET ASSETS 452,498 424,951 PARISH FUND 452,496 424,951
INDEPENDENT EXAMINER'S REPORT TO THE PCC OF ST MARY'S CHURCH, WIGTON I report on the accounts forthe y8ar ended 31st Dember 2025 Respective responsibilities of the Trustees and Independent Examiner The charity's trustees consider that an audit is not required for this year under section 144{2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibiltty to examine the accounts under section 145 of the 2011 AGt- follow the procedures laid down in the General Directions given by the Charity Commissioners section 145(5)Ib) of the 2011 Act,. and state whether particular matters have come to my attention. Basis of Independent Examinerfs Statement My examination was Caled out in accordance with the General Directions given by the Charty Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The prOdureS undertaken do not provide all the eviden that would be required in a full audit, and consequently I do not express an audit opinion on the accounts. Independent EXamineS Statement In connection with my examination, no matters have come to my attention.. which gives me reasonable cause to believe that in any material respect the requirements to keep accounting records in accordance with s.130 of the 2011 Act,. and to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Aot have not been met., or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. /Gr&,2 Alan Musgrav Date