Upper Stratton Baptist Church (Swindon) Uppe* Stratton Bèptist Church TRUSTEES, REPORT AND FINANCIALSTATEMENTS For the Year Ended 31st December 2020 1 of 16
STATUTORY INFORMATION Nameof Charity: Upperstratton Baptist Church (sometimes shortened to USBCI Registered Charity Number: 1133910 Registered Address Upper Stratton Baptist Church Green Road Upper Stratton Swindon SN2 7JA Trustees Rev Simon Govier (Minister) Mr Trevor Morkham (Treasurer) Mr David Alderson Mrs Donna Cook Mrs Mary Palmer Mr John Simmonds Property Trustees (the Church at Green Road) Westof England Baptist NeOrk Little Stoke Baptist Church Kingsway Little Stoke Bristol BS34 6JW Property Trustees (the Manse at 62 Farrfield) The Baptist Union Corporation Limited Baptist House 129 Broadway Didcot Oxfordshire OXII 8RT Post and Offlce Holders Ministerial Assistant Church Administrator Communications Officer RevAnn Davis Mrs Tracy Mureithi Mr Christopher Butcher Bankers Independent Examiner The Co-operative Bank p.l.c. l Balloon Street Manchester M60 4EP Mr lan Wakeham IFCMA, CGMAI 17 Nuthatch Road Calne SNII 9SH 2of16
ANNUAL REPORTFOR2020 Thetrustees presenttheirreport andthefinancial statementsof thecharityfortheyearended 31st December 2020. The trustees have adopted the provisions of the Statement of Recommended Practice ISORP} in preparingtheannual reportand financial statements of thecharity.The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity's governing document. the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting standard applicable in the UK and Republic of Ireland published in October 2019. (a) Structure, Governance and Management The charity is governed by an approved governing document {the Constitution) which was adopted at a church members, meetingon 22nd September 2009. Those seeking church membership are accepted into membership in accordance with the Constitution. Church members, meetings are held on at least fouroccasions in the year {in 2020we were only able to hold one meeting due to the Coronavirus pandemicl. At these meetings, the members seek to discern the mind of God for the overall FK)licy and affairs of the church. In accordance with the Constitution the members appoint trustees, both elders and heads of ministry.These, togetherwith the Minister andTreasurer (who are also appointed bythe members) are responsible for the day to day running of the church's work and witness, and the financial and legal aspects of the charity. Trustees, both men and women. must be baptised church members securing the support of at least 75% of the members voting by secret ballot at a church members, meeting. Apartfrom the Minister, they are appointed for a period of three years, subject to the on- going support of the church members, meeting. Trustees meet at least monthly to consider the affairs of the church. All membersareencouraged totake an appropriatepart inthe spiritual and practical tasks involved in the furtherance of the charitable objectives. Relevant matters may be submitted to the church meeting by the trustees for consideration or may be raised by members in the church meeting for consideration bythetrustees and members. Though the Constitution permits decisions to be made at church meetings by appropriate majorities, the church seeks to work by consensus wherever possible. Thetrusteesconfirmthatthe majorrisks have been reviewed and systems or procedures have been established to manage those risks. They also confirm that there have been no incidents or irregularities during 2020 which required reporting to the Charities Commission. The remuneration packageforthe minister (classed as keymanagement personnel of the charity) is based upon the Baptist Union of Great Britain IBUGBI guidelines and national agreements made between BUGB and HMRC. It also takes accountof existing historicarrangements with individuals. Remuneration will be reviewed annually each OctoberlNovember for inclusion in the budget. Recommendationswill be made bythefinance team and authorised by the trustees. (b) Objectives and Activities The principal purpose of the charity is the advancement of the Christian faith according to the principles of the Baptist denomination. The church may also advance education and carryoutother charitable purposes in the United Kingdom and other parts of the world. The church occupies prcmiscs that arc hcld by the Wcst of England Baptist Association and The Baptist Union Corporation Limited. on trusts which are entirelycompatible with the aboveobjectives. 3of16
In orderto achievethe charitable objectives which are set out above, the church provides a variety of activities both to its membership and to the community generally. The trustees of the church have considered and have regard to the Charities Commission guidance on public benefit. The principal activities of the church may include, but are not restricted to: regular public worship, prayer, Bible study, preaching and teaching; baptism, as defined in the Baptist Union's Declaration of Principle; the communion of the Lord's Supperwhich is normally observed at least once a month. evangelism and mission, locally, regionally, nationally and internationally. the teaching, encouragement,welcome and inclusion of young people" nurture and growth of Christian disciples- education and traininR for Christian and communityservice; giving and encouraging pastoral care. supporting and encouraging charitable social action in the United Kingdom and abroad. encouraging relationships with and supporting Baptist and other Christians. To undertake activities as a means of achieving the charitable objectives, the church works on its own, or with otherchurches orgroups.The aim is to showthe loveof Jesus Christ in both word and deed; to bring people into a closer relationship with Him as living Lord; to support and encourage charitable social action; and to encourage relationships with other Christians. Inevitablyall the activitiesof USBCwereaffected bythe Coronavirus pandemicandthe restrictions imposed on life in the UK. From the middleof March 2020 so much of the life, community. outreach and worship of the church changed. Most significantly, many of our activitie5 and groups moved online. So much of 2020 falls into the periods of the UK'lockdown'. Central to theworkand witnessof the church isthe provision of regular publicservices of Christian worship. These services take place twice on each Sunday morning and again each Sunday evening. These services include praise and worship, prayer and Bible teaching. Our minister, Rev Simon Govier, leads and preaches at most services but we are fortunate to have several internally-based lay preachers who also share responsibility for leading and preaching. There are also occasional services at other times which are advertised within the church and its website at www.usbc.or Services of a special nature are advertised more widely in Upper Stratton. There is a full program for children and young people duringthe 11.00am service on Sundays. Occasional all-age worship services provide a choice of involvement and activity forall ages. Each of the Sunday services has its own style to suit the differing preferences of the church and community. Members of the prayer team are available after both morning services to meet with anyonewhofeels in need of prayer. In addition tothe morningservices,oureveningservices include Café Church Ilst Sunday), Praise and Worship12nd Sunday), Prayer and Healing13rd Sunday) and a Fellowshipevening15th Sunday,when applicable). A periodic'wholeness and Healing, service has proven to be successful in drawing people fromthe area together.The church seeksto be a friendly and welcoming community and anybody isfree to attend any of these services. These servicesshifted onlinethrough Zoom in March, were limitedto a singlegathering at 10.30am on a Sunday morning, with multiple other gatherings during the week, and continued to do so for the rest of the year.This was a significant effortfrom a team of volunteers and the staff. It has been largely successful, with good numbers of people 'attending' these gatherings- including some who have not been able to physically attend worship at USBC for a numberof years. 4of16
With the advent of Zoom. the Church was also able to organise gatherings on a Monday, Wednesday and Friday morning to provide opportunities to meet. reflect and pray together on issues facing the church, our members, our local community and our world. These were regularly attended and we also operated an email/telephone prayer chain through which members could request prayerfrom time to time. Vine Coffee morning- a midweekgroup providingafellowshipopportunityformembersof our local community - was also moved on to Zoom, and afforded a means of stability, encouragement and practical support during lockdown to those able to attend. Online quizzes, fun and games became an important feature of maintaining relationships during this difficult year. The church runs a series of small groups and prayer meetings for friendship, the growth of faith, pastoral care and relationshipwith the local community. During2020therewere eightsuchgroups, comprising some seventy people meeting in various homes throughout the catchment area of the church, namely Upper Stratton and its surrounding area. The Bible study element of these groups follows the Sunday service or independent teaching arranged by the groups. All who consider themselves part of the church are encouraged to integrate into the life of a small group. Details of these groups are regularly advertised in the church noticesheet. The majority of these groups continued to meet after lockdown started. M05t of them have met via Zoom and have coped well without meeting in person. A lot of time and effort has been given by the small group leaders in maintaining contact with people and nurturing their spirituality. The church is privileged to have contact with children and young people, both through the local schools, the families in the community and from families who worship with us regularly. Groups for children and young people are run during our services, tailored to the specific needs of each age group, which are called Kidzone. Due to the Coronavirus pandemic however, we were not able to organise Messy Church, Summershine Holiday Club or any other Kidz Club events, which are usually well attended and gratefully received by the community. Our head of ministry for children and her team became creative in finding ways to connect with children and young people during lockdown. This included an online small group and some socially distanced activities. Our minister was also able to help with one of the schools through an online presence. Seedlings - a group catering for parents, grandparents and carers of babies/toddlers continued to meet on Friday mornings before the pandemic, giving both support and encouragement to many pre-school familie5. Make Lunch, which seeks to bring hope to struggling children and their families through a holiday lunch club, continued to impact the community by helping to address the problems of holiday hunger. Each session before the lockdown provided free, hot and healthy meals to local families, gave support to some of the most vulnerable children in our community and, in addition, built relationships with those in need of the loving care of the church family. During the lockdown, the Make Lunch team were also able to deliver'bags of hope, (food and other urgent supplies) to many of the registered families that regularly use the club, alongwith some additional families that were signposted to the church. The church supports the wider work of the Baptist denomination through our membership of the Baptist Union of Great Britain and the West of England Baptist Association as well as through our financial contribution to the Home Mission scheme. We also support BMS World Mission financially and through prayer support for our link missionaries; Paul and Sarah Brown in Thailand and James and Ruth Neve in India. The church hascloseconnectionswith several local charities, notablyswindon Youthforchrist and Willows Counselling Service, both of which receive regular financial support. Links with other charitable organisations are maintained predominantly through individuals within the church who have a particular heartforthem.These includeThe Fillingstation, a local charitythat providesfood 5of16
and provisions to those in need on the streets of Swindon; Samaritan's Purse, which distributes Christmas gifts to needy children in deprived areas of the world via the Shoebox scheme; and Compassion UK, which administers our financial provision for a Sponsored Child in Kenya. An overview of personal donations made in 2020 is in Note 8 tothe financial statements. The church expresses its part in the wider Christian community by making grants to national and international Christian organizations and societies with aims and objectives compatible with the church's own charitable purpose. The trustees have paid due regard to the Charity Commission's guidance on public benefit in deciding what activities the charity should undertake. The trustees consider that they have acted in the public benefit. (c) Achievements and Performance The church does not only measure the success of its programmes in numbers, including financial numbers, but also in less tangible areas like fellowship, support and encouragement. The trustees recognisethat these are diff icult to measure but believe that 2020was on the whole a positive, but uniquely challenging year in the life of the church. and that we will be able to pursue our mission purposes in 2021 with faith and enthusiasm. Two people were being prepared for baptism following a profession of faith in Jesus Christ, but unfortunately the pandemic meant that their baptism could not take place. We were also unable to welcome new people into church membership. On 31st December 2020 the membership stood at 92, which was the same number as at the end of the previousyear. In moving to online services through Zoom, the congregational attendance dropped in 2020 and it will take time to understand the impact of the pandemic on regular in-person attendance. Notwithstanding, there has certainly been spiritual growth, and 3 Stronger sense of care and devotion for the community has been demonstrated by the church family. Towards the end of 2020 those who volunteer within the life of the church still numbered at least twenty and this says nothing of those who are also serving elsewhere in their local communities. This is a measure of the activities and enthusiasm of the congregation. The small groups in the church play an important part in the life of the church community. The leadership team has invested in training and encouraging the leaders of these groups who have become increasingly important in the pastoral ministryof thechurch. Leaders of pastoral ministries meet regularly, under the influence of our minister and the head of ministry for pastoral care. to ensure we are serving and caring for everyone in the church. The mainstays of our pastoral care continueto be small groups and interpersonal relationships. In 2020 the leadership team, supported by the church family, entered into a missional learning community especially for leadership teams across the West of England Baptist Network, called Reimagine.The reimagine process,which explores the keytopics of leadership,culture,discipleship and mission, should help enable the church to build momentum in the transition towards mission becoming the heart of all we are, and no longer simply something that we do. It is hoped that the outcomes of reimagine will include re-shaping our activities to more effectively connect with the wider community, develop disciples, and become a healthier, more purposeful church. (d) Financial Review In accordance with the USBC Constitution an annual budget is compiled for both income and expenditure and approved by members in November of the precedingyear. 6of16
The church raises the bulk of the funds needed for it to carry on its activities from within its own membership and congregation.togetherwith grantsobtainedforspecific projects oractivitie5from time to time. Income is also raised from hiring out rooms on our premises. Despite the effect of the pandemic, the average weekly offering increased slightly in 2020 to £862 Icompared with £860 in 20191. This was due in large part to the fact that most offerings are now given either by means of standingorderorvia theweekly offering envelope scheme, but it is nevertheless a testamenttothe great generosity and sustained commitment demonstrated by members and attenders of USBC. Our principal expenditure continues to arise from staff ing costs, notably the stipend and expenses forourfull-time Ministerand the salaryforour part-timeAdministrator,which togethercomprised around 57%of our General Fund expenditure in 2020. Aftertakingaccount of budgeted donations 113% of total expenditure}, the remaining 30% is attributed to costs associated with local ministry and running expenses. We took the decision to furlough our administrator from June 2020, enabling us to claim back around £2,750 in grants under the government's Job Retention Scheme and so reduce our overall employment costs forthe second h21f of theye2r. The church makes donations to local, national and international organi5ations and charities with Christian aims and objectives compatible with the church's own charitable purpose.Through these donations the church expresses its commitment and support for organisations such as BMS and Home Mission as well as locally based charities which have a Christian ethos. Individuals within the church also support a wide variety of charitable causes with personal financial donations as listed in the notesto the accounts. The church is heavily dependent on its membership working as volunteers in all aspects of its activities, many of which run with little or no impact on the church's expenditure but nevertheless contribute substantially to the achievement of its objectives. There were no significant 'gifts in kind,, although some members cover minor costs personally. No payments were made to Trustees forgoods or services, otherthan forthe reimbursement of expenses properly incurred on behalf of the church. The church has a Reserves Policydesigned to meet its immediate needs,specifically the stipend for the Minister16 months) and the salary of the Administrator12 months), which for 2021 has been calculated as a minimum of £28,580.This policy is reviewed annually bytheTrustees. Money is also set aside to finance specific projects and future strategic development, as agreed by members, and is held in the Memorial Fund. The church is supported by a steady stream of income from the congregation, much of it by standing order, and the Trustees do not view financial funding in the short-to-medium term as a significant risk. The Trustees have noted the year-end General Fund balance of £72,044. After assessing this against the level of potential commitments for 2021 and beyond, they have concluded this is not excessive. This takes into account the fact that it includes £25,000 donated by a church member in 2019 but intended to be used in support of thecostof employingourfull-time Minister in 2021.The Trustees have made an assessment of the major risksfacingthe church, and are satisfied thatthere are policies and insurance in place to mitigate these risks. These policies include internal f inancial controls with advance approval thresholds set at Treasurer and Trustee levels; items costing in excess of £500 (other than where already included in the budget) require Members, approval. The financial results for the year, together with a summary of the accounting policies adopted, are set out in the accompanying Financial Statement. Fundraisin Standards Information The charity does not employ a professional fundraiser/commercial participator. 7of16
The charity or any person actingon behalf of the charitywas not subjectto an undertaking to be bound byany voluntary schemefor regulatingfundraising, orvoluntary standard for fundraising in respect of activities on behalf of the charity. We did not directly monitor activities carried on by any person on behalf of the charity for the purposeof fundraising. No complaints were received by the charity or a person acting on its behalf about activities by the charity or by a person on behalf of the charity for the purpose of fundraising. We do not actively fundraise outside of our church building, although we do from time to time applyfor- and have been successful in obtaining- grants to support specific charitable activities undertaken by the church. It is stressed that offeringsateach service are to be on a purelyvoluntary basis and are primarily directed at regular members and attendees. (e) Future Plansfor 2021 To continue to respond to the needs of the church family and the wider community in relation to the Coronavirus pandemic. Tocontinueto engage withthe reimaginejourney and its application in the church community. To continue to develop spirituality, friendship, hospitalityand care among our members. To welcome new people into the life of the church, and to reach out to our local communities with the good news of Jesus. We expect that the church will grow in numbers. To continue to offer online services and gatherings, even once restriction5 on meeting together have been lifted. To re-establish and grow the church's ministrytoyoung people and schools in the area. To maximize the opportunities of our church building to welcome and serve the local community and share the gospel- especiallyas groups become able to meet again afterthe pandemic. To strengthen the role of the local cluster of Baptist churches in Swindon. (f) Trustees, responslbllitles statement The trustees are responsible for preparing the Trustees, Annual Report and the Financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year in order to give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparingthesefinancial statements, the trustees are required to: select suitable accounting policies and then applythem consistently. observe the methods and principles in the Charities SORP 2019 IFRS 1021., makejudgements and estimates that are reasonable and prudent. state whether applicable accounting standards have been followed. subject to any material departures disclosed and explained in the financial statements: preparethefinancial statements on thegoingconcern basis unless it is inappropriateto presume that the charitywill continue in operation. 8of16
make judgements and estimates that are reasonable and prudent, state whether applicable accounting 5tsndard5 have been followed, subject to any material departure5 disclosed and explained in the financial ststements,. epare the financlal statements on the goin8 concern basis unless it is inappropriate to presume that the charity wlll continue in operation. The trustees are responsible for keeping proper accounting records that disdose with reasonable accuracy at any tlme the f inancial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 21x18 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for tsking reasonable steps for the prevention and detection of fraud and other irregularities. Ig) Independent Examiner The examiner. Mr lan Wakeham. will be proposed for re-appolntment at the forthcoming Annual General Meeting. (h) Dedaration The trustees declare that they have approved the Trustees, Report above. Signed on behalf of the chariws trustees. Rev Simon Govier inist Mr Trevor Morkham Treaswer 21st September 2021 21st September 2021 9of16
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of On accounts for the yoar ended 31 Charity no (If any) 1133910 Set out on pages Irwnember io pa4e numbers oflOal sf£el..: I report to the trustees on my examination of the accounts of the above charity (Ihe Trusf) for the year ended Responsibilities and As the charity trustees of the Trust. you are responsible for the preparatlon basls of report of the accounts in accordance with the requirements of the Charities Act 2011 fthe Act.). I report In respect of my examinatlon of the Twst's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed the applicable Directions glven by the Charity Commisslon under section 145(5>lb) of the Act. I have completed my examination. I confirm that no material matters have come to my attention (other than that disdosed below") in Gonnection with the examination vthich gives me cause to believe that in, any material respect.. accounting records Vre not kept in ac(J)rdance wtth section 130 of the Act or the accounts do not accord with the accountlng records Independent examinerfs statement I have rK) concems and have come no other matters in connection wth the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. ' Hease delete the words in the brnckets If they do not apply. Slgned: Date: 21 201) Namo: I WAle5 Relevant professional qualification(s) or body (If any): Address: Ji ) gsw IER October 2018 10of16
IUIANCIAL STAIEIIENTS FOR THEYEAR tNDED31 DECeMDEft 2020 TorAL 2019 X12 2020 2020 20 46350.70 3.126.26 313.96 49.790.92 8,?94.10 4536.QJ 55,144.80 7.662.26 313.95 61.Ul.02 las..72 463& l85.58 140,n9.30 75AOLJJ I67.14 4.14(L 81.IQ9S9 91610.40 Iw.(xs 120 iOO.LX) ,209. Ttst•l Payfftrt¥ i674 4.140.15 9UOO.40 &$6Y.24 9.ts9.95 14IX57 47.gxgo Traths (lol IfrAn funts Ca5a baL4Ke at l January 97.755A7 7AIg.63 1163&51 I1731 694.71 72.Q44.19 sw.a9 I128A6 99.735.OA I1?23.61 11 of16
20 2019 99.7S&04 117,823.61 1,848,783.01 1172,31B.00 141.61 9.W.48 31,908. 31.968.00 h11*£& 12of16
- Utwstratknn BW o rBIth alty, rn. 11339101 rn80ts Lhednonr1a FRS102. ABBei88rwJ h•v• the•ivJrdw temNsufédtelWwJ K1#kkble te rfftsvj. IExtxThltture Wnere gupportr•¥ts wnotbe Ihrecty ti1th to tw4lC¢¥J tr)tsOXtofr8 lundb8nd wrlu onclwib18 outthutth•tge ty nI$. Th$ c<•tisnotinded kn tresIBtemI0fwnCI[ACllv5we the nD meawJrnbler05tbthB l Funds 8gKJn8te0tsoth¥wrp. nated(Urts1yjmS8 furKStsthh Lw ttt a&de thblfOrpI.i4r ttyirowOytythe¢h8rfty. Churth Buldmg R88ww. Irts>iarishw on th8 c¥Tr leu in x>Jr0mth trti)itsOFtre 887 8¥48n11vaa th. Affl( not 11&re8m In aC£rW In th8 t1$¢&t Thas8etsofthe pn 818 W w8railrnthe clHrity in lorthB th&iityioLthn 8uirKlrrf0Frnakn tonat4B itio TrIp8 88adenrJ bÈnthl1 r4an, it8£OL¥ts fcrthe pkn dthlned£4nlrbth 13of16
FINAPlCtAL STATEMEITfs FOR ThE YEAR ENDKI 31 IX(TMBeR2QXI 20 20 20 2019 45A2Y.24 923A6 45.427.24 4517S6 45,01&22 82,10750 Dmatyons Gftwd Memorfal &ft5 3594.10 5,2Tr).Tr) 5.200. 8,840ffj0 I3565.72 463S0.70 2020 2020 2019 360. 7,302.26 4.638A) Z.766.26 4.536. 7,66126 20 X119 Bènk Irkne 313.96 3ts.96 313.96 31&96 185.58 185.S8 TOTAL 2019 2020 2020 467&66 10.75 18,451.68 113.06 46,078.S6 14.898.95 2oJ)18.91 123.06 51,124. 20875.72 20,589.62 lii.D6 Mts4on 4.140.15 1567.Z4 $6Y.24 (Trut••) 20 1019 385W35 4,583.21 17,016.39 113n6 7A98.11 22&64 3n)l53 46P78.66 14*98.95 2018.91 113.06 10gS9 51.124. 20,975.72 20589.62 iii.( MWon ern15e5 iOP89.10 293.21 727. 14of16
NOTES TOThE ACCOillffS TOTAL 20 TOTAL Z020 2020 2019 8.15177 d7449 8.152.77 474.49 9M71 82137 302.27 6Y.17 1fj,727.28 7.934.33 497.44 1264.27 855 S2.19 57.58 Fttor CknerQTre CL 821.87 102.27 67.17 io,ny. 631.56 2020 1019 7.937.65 759.43 2.934.27 1463L35 226 3.(M)253 10 727.28 TOTAL 2020 TOTAL 2019 20 2020 2020 3AZ4. 3324 3,a24.(M) 3387.C 3,56&75 3.714.06 241.60 86.25 343.00 7W.00 178.10 200.00 5 WO Ns5bn Chrfi8n Ad (Thra5 Care 34ZAI 342D) Ilkng 9xuoTr leto for Ha Leprosy fq55 .00 30f 183 86.25 2LKIJXI 282J9 50. 133.10 1.487.00 29850 Spur9 nth)n F( CoiK Irth Nht5hdter 170 118.10 170.C 118.10 21JJ.00 I,n2.(hl 2WAX) L712.Cil Youth for Chrfst 723.10 1i7SthSO 2020 2019 s 34.185.32 024 3.66105 3.554.04 71.65 766.32 0.24 3M62.0S 3.892.19 10.80 Ptrn Cc6 kntr¢w•2P019".21. vAc4B•rrfW.IWdwkngthe&wrl2019.'lknr*l 15of16
Stsff (lrt) ¢>Ar86 rKthd•sbF•d ,400(9 t2£.2cr41 t081#0 reed¥joOI[x¢eI of£304 latthe FhlRC lale P01fr. t158) a 81rrA{20l. £441. Con1thrIA 1£326412019'. £3.1351 m•Jo Sch Bala 20 20 2019 7,407.rN) s2o0.j 723.10 3,417.1JS 3,9B9.95 17.817.51 21. Memortal FuTrJ FlJnd5 ra[5 for(Xhv 11617.sl 21.1 6X5I 12ffi17.51 21.00 .51 723.10 140, 12 •i-Jah Z020 2020 20 20 1ffi58.89 2W8.42 1,411.32 1.6n.o) 7A29.63 Iffi5B.89 1.121.18 1,411.32 1,65&89 2B8.42 1,411.32 67.24 Pasic*al Care Fthj Fund Tolal DEwnDIEd Furyl• &56724 486139 7.429.63 16of16