-/ THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF sfJoHN THE BAPTisf. CROYDON Registered Charity Number 1133736 ANNUAL REPORT AND ACCOUNTS 2025
The Parurhial Church Coun¢il of 5t John the Baptist. CroWon (Croydon Minsterl Report and Finanual statements for the yearended 31 Dernbel 2025 Contents Referen and Administrative Informaifion Trusrees, Report Independent examiner'5 report io Statement of financial actiwties li Balance sheet 12 Cash flow statement 13 Notes tothe Financial statements 14
The Parochial Chutth Council of Stjohn the Baptist. Crowlon (Clo MilrI Report and Flnancial Ststements for the ar ded 31 Dernber 2025 Referen and Adrnlnlstrattve Informion PCC (Trustees) The following rndividuals arted as Trusrees throughout the year and to the date of this report. except where otherwise stated. PCC member5 are registered astrustees of the charity. The PCC hasthe responsibilityof co-operating with the Priest-in-charge in promoting the ecclesiastical parish and the whole mission of the Church: pastoral. evangeli5knc. 50ual and ecumenical. Vicar The Rerfd Canon Dr Andrew 8ishop Assotiate Priest with Responsibillty for St George's. Waddon The Re¥/d Dad Adamson-Hill (until 31 August 20251 Assoclate Prfestwhh Responsibilrty for St John the Baptist. lJoydon The Re¢d Michael Walcott (from I September 202SI Churchwardens Adene E5daile (until May 20251 Stephen Willmer Henrietta Ansong lelected 11 May 20251 Deputy Wardens David milte Mark Mason Men Mead luntil 25 December 20251 HonoraryTreasurer Deborah Miller Reader Elaine Cooper Secretaryto the PCC rrffanywillmer Deanerysynod ReprntIVeS Stephen Willmer Sve Williams Deanna Blake Denise Mead lalsothe VerEerlparish Administrator) luntil 25 December 20251 Membe Sandra cra lumil 11 May 20251 Lucinda Graham12022, -elected 11 May 202SI Anne Tanner12022, relected 11 May 20251 Sheila Campbell12022, re-eletted 11 May 20251 James Carswell120231 Elaine CoopeT120231 Deborah Miller120231 Carol Milgate120241 Sardh Mu8erezi120241 Dede Banks (co-opted 2024, elected 11 May 20251 Greg Cook IcLH)Pted 2024. elected 11 May 20251 Justine Mar5hman (until l March 20261
The Paiochial Churth Council of St John the 8aptis¢ Cmydon {lJowlon Minster) Report and Financi31 Ststements for the year ended 31 December 2025 Referen and Admini5twative Inforrnation Registered add$$ Croydon Minster Church Street Croydon CRO IRN St George's Church Centre Barrow Road Waddon CRO 4EZ Independent Examiner John MillidgeACA TC Group Suffolk House George Street Croydon CRO OYN Bankers National Westminster Bank PIC l High Street Croydon CR9 IUY Architects Minster Ablett Architects Ltd Kingfisher House 21-23 Elmfield Road Bromley BRI ILT 5t Geo H¢)ward Fairbairn MHK Architects Lambourn House Redlands Coulsdon CR6 2HT
The Parochlal Churth Councll of St John the Baptist. Croydon (Crowlon Minslerl Report and Finanoal Statementsforihe year ended 31 December 2025 Trustees, Report The Parochial Church Council IPCCI of the Eccle5iasb¢al Parish of Sijohn the Baptist. Croydon i5 charity which wa5 registered with the Charity Commission durin£ 2(X)9. However. the Church of England retain5 It5 governing status and custodial role. The area of responsibility (see mapl includes the church of Stjohn the Baptist (known as Croydon Minster) 51tvated in the Old Town Conservation A3 of Croydon and the daughter church of St George's situated on the Waddon Estate inthesouthofthepari5h. The parish is part of the Diocese of SouthvRrk within the Church of England. stRUvRE. GOVERNANCE AND MANAGEMENT The Pccis responsible in lawfor preparinEtheTrustees' Report and Financtal Staternents in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting prath). The financial statements $0 produced are required to give a true and fair view of the charivs financial athvitie5 during the year and of its financial position at the end of that year. In preparing finanual 5taternents giving a true and fair eW the Trustees should follow best practice and.. selert suitable accounting policies and apply them consistently,. observe the methods and principles in the Charities Statement of Recommended Prdctice ISORPI- ake judgments and estimates that a reasonable and prudent- follow applicable accountingstandards and the Charities SORP, subjecito ary material departure5 disclosed and explained in thelinancial statements,. preparethe financial statements0ntheg0ingconrn basis unless it is inappropriate to presume thatthe charitywill continue in operation. Trustee5 are responsible for keepin8 proper accounting records whith disdose with reasonable accurdLV at any time the financial Position of the charity and which enable them to ensure that financtal statements produced therefrom comply with applic2ble l&g31 requirements. They are also Tesponsible for safeguarding the assets of the charity and hence for taking asOnable steps for the prevention and detection of fraud and other irregularities. All thosewho attend our serviceslmernbers of the congrewation are encouraged to giSterOn the Elertoral Roll and stand for elect(on to the PCC. This is an important act of 5erwce within the church as PCC members a responsible. alongside their legal responsibilities as charity trustee5. for making decision5 on all matter5 of general concern and importance to the parish induding deciding on howthe funds ofthe Pccare to be spent. pcc (Trusteel appointrnents Membèr5 of the PCC are either ex officio. eletted by the Annual Parothial Church Meeting IAPCMI. or co-opted. in accordance with the Church Represerbtation Rules. The rn05t recent APCM wa5 held 11 May 2025, ferred to below as APCM 2025. PCC Cornmittees The PCC met regularly throughout 2025. on 24 FebTUary* 8 May lonline meetin81, 16 June and 20th October. In addition to full meetingsof the Council. there are three sub-committees. which report back to the full PCQ Standin Committee The onfycommittee required by law, it has the power to transatt the b¢Jsiness of the PCC between meetings. Subject to the direction5 of the PCQ This cornmittee also oveF5ees the general financsal dimension of the work of the Minster and debates strategic direction
The Parochial Church Council of Stjohft the 8aptisl. Crowlon (Croydon Minster) Report and Flnanclal Ststemènts for the yearended 31 Detembew 2025 Trusteed Report and wider i5sue5 of parish life. Members include the Wicar, the Assooate Priests, the Churchvrdrdens. and the Treasurer. It met as necessary during the year. The APCM in 2023 approved a scheme of Govemance for the Parish undef the Churth Representation Rules vnder which each thurth has a District Church Council IDCCI to which the PCC delegates rtain (but not all) powers. Thi5 allows decisions affectin8 each church to be madÈ at the most local level. Significant expendfiure has to be approved by the PCC. on Minster District Church Council Within the context of the legal parochial Structure. the Minster Distritt Church Coun£il has responsibility for the day to day Nnning of the Minster, and the Mission and Ministry of the Minster Church DislTirt. During 2025 it rnet on 27, January, 30 June, 29 September. and 241h November. St trict Church Council Within the context of the legal parochial Structure. St George's Distritt Churth Council ha5 responsibility for the day to day runnlng of St George's Church. and the Mi55ioTh and Ministry of the St George's Distrirt. During 2025 it met on 2151 January, 18 March. 20 May. 22nd July, 22ffjd September aTrd 24 Novernber. The St Geor£e's Annual General Meeting wa5 held on 6th April. Publlc benefft The PCC is awa ofthe Charity Comrnis5ion's guidance on public benefft in 'TheAdvancement of Rellgitsnlor the Public 8enefiV. To this end, and in cooperatioft with the Incurnbent. the PCC promotes the whole mission of the Church (pastoral, evangelistit. social and ecumenicall, and judges that in 50 doing it provides a benefit to the public bv.. providing facilities for public worship. pastoral care and spiritual, moral and intellectual development both for members of the Church of England and for anyone who wishes to benefit from whatthe church offers- and promoting Christian values and service by members of the church in and to the community to the benefit of individuals and society2s a whole. ACHIEVEMENTSAND PERFORMANCE Our Mission As the Parish of CroydoTh, our mission is to reach out and lebTrte God's unconditional love for the world with all people of our parish and with the wider cornmunity. Both churches of our parish strive to be lin& growing communities and place5 where all. regardle of race, gender or sexuality. may encounterGod. We aim to do this by= offering incluswe catholic worship and inspirinB Anglican liturBy enhanced. at the Minster, by a strong cho1 traditioTh. being a tommunity of God in the town centre of Croydon, on the Waddon Estate and on the Valley Park Estate, facilitating an open-door policy Whe all who wish to V15rt our churches, whether to pray. be still or look around. are welcomed. enhancing the Christian education of young and old alike through the pwching of the Word and the provision ol creative worship for children of all ages. developing and maintainin8 Strong links With Schools. Fncluding the l¢xal Minster Inknt and Junior Schools. Aerodrome PrirnaryAcademy, and the schools of the Whitgrft Foundation. caring for the needs of the elder community through our relationship with care facilities including the Whitgift Almshouses, Wilhelmena House, the Elis Owd Almshouse5 and Whitgift House. as well as other care homes located within the parish. ThroLtgh outreach activities at St George's the Parish also has a significant ministry amongst the elderly and i501ated. urturing a strong chor31 tradOn at the MinerthrOUgh ourfourchoirs. in¥olvtnggiHs, boysand adults drawn from the local cornmunity. celebrating our place in Croydon's past. presentandfvture through developingour historic rela15onshipswith the CNIC, secular and Christian communities of Croydon.
The Parochial Church Council of Stjohn the Croydon (Croon Minster) Report and Financial Statements forthe year ended 31 December 2025 Tru5tee< Report Worshrp and Prayer Each church m3intains a regular Sunday pattern, wilh the Sung Eucharist at its heart. Feast days are observed with a Choral Eucharist sun8 by the choir at the Minster when they fall on a Tuesday or Wednesday. The Eucharist is offered at the Minster on Mondays, Tuesdays, Wednesday and Fridays, and ai st George's on Thr$daYS. In this way a weekday Euchart5t is offered in the parish Monday- Frid2y. Morning Prayer is said daily in the Minster. Choral Evensong is sung at the Minster on Sunday5, Tuesdays and Wednesdays in Term time. The Liturgy in the parish reflects the Catholic pros1on at the majorfe5tivals including Holy Week drawing on the riches of the liturgical tradition. Devotions such as the Ststions of the Cross remain popular. Others a exploring methods of prayers such as the Rosary. During Lent. Compline and Benedicknon Wds celebrated weekly. We have continued with Lent and Advent daily readin8s provided by members ofthe conEre8ationèl comrnunity and posted online. All are welcome to attend our regular seNces and ale encourdged to join the Electoral Roll. Following renewal of the Electoral Roll in 2025 this stood at 168 in May 20251200 in 20241. The Minster and St George's are open throughout the week. Average weekly attendance at the Minister in October 2025 was about 110 Adults (about 110 in October 20241 and about 50 Children13bout 45 in Ortober 20241. As well as our regular services, we enable ourcornmunityto celebrate and offerthanks toGod at the mileone5 of the journeythrough life, includinE about 10 baptisrns anij 2 funera15 in 2025 (about 20 baptisms and 10 funerals tn 20241. Choral rNu5ic is a significant featu of the Minster's worship. with Boys. Gir15 and Adult Choirs and the Minster choral foundation continued to enrich worship and parish life. Maintaining and developing the Opus Dei is the core of this work. and throughout the year the Choi added more seasonally appropriate liturgical music. and music by UnderpreSented composers. to enrich worship. As well asthe regular services throughout theyear. the well-attended-carol" servi5 durin8 Advent. Chri5trna5. Epiphany, and Lent Continued to be important highli8hts, as were a performance of Brahms'5 Ein Deutsches Requiem in November 2025. and the Christma5 Cheer Concert bythe Choirand thecroydon Citadel Band ofthe Salwation Army. In astron8 endorsementofthe ethos, excellence and national profile olthe music, we were awarded a generous £15,(NJO gr4nt from the Cathedrnl MusicTru5t in 2025 to 5UPPOrt the vitsl work of our four professional section leader5 overthe next two year5. We 31s0 provide many and regular opportunities for local organisations, wtth whorn we havevery close links, to worship at the Minster. These tncludÈ service5 for our own Minster Infant and Junior Schools and the annual Founder5 Day Serwces for the Schools and Elder Care organiOn$ of the Whitgift Foundation and Elis David Almshouses. In it5 capacity as the Civic Church, the Minster a150 hosted the Civic Act of Rernembrance in November, and for the first time frjr a number of years a Seryice to mark the beginning of the new Mayoral Year. Each year members of the Conggation attending the APCM ceIve an annual report book detailing the aciivities of the PCC and variou5 organisations in the life of the parish. We have developed our online presence to make Parish life more accessible to those who cannot reach us in person. We continue Lectio Divina weekly OH Zoom. The pertodic Parish of Croydon Review 15 published online via our respective websites as well as in hard-copy format, maintaining our websites to share irrformation. events and articles- and posting regulartyon Facebook, Instagram and Twitterlx. MinistryTrCatechesis and Mission As one Parish wth two churches the PCC considers three to be the optimum number of clergy serving the ministry and mission here. The COnfigution of clergy 3ppro¥ed by the PCC 15 for the Wjcar of the parish. and two asgxiate priests, both known as SocIate Vicars. Until taking up the post of Wicar of Lewisham in September 2025. The Re¢d David Adamson-Hill had primary responsibility for the ministry ot St George's Church and also served the wider parish through the Minster during the week. This Associate Vicar post was unfilled for the remainder of 2025. but subjett to completion of the neSary procedure5 the appointment of the Rev'd Amy Sykes. presently Assistsnt Curate of St Michael's, filehur5t. in the Diocese of Oxford. as Associate Vicar of St George's was announced on Sunday 1st March 2026. In August 202S the Rev'd Michael Walcott took up the new post of Associate Vitsr and Chaplain in the Whitgift Foundation. providing ministerial support at the Minster and supporting the Vicar in discharging the role of Chaplain to the Whiigift Foundation. This is a'Sponsod post. and the sponsor is thejohn Whitgift Foundation. Fr Michael has Permission to Officiale IPTOI whilst awaiting hi5 Licence from the Bishop. The appointment of the Vicar. Re¢d AndW Bishop. as Priest in Charge of the
The Parochial Church Councll of St John the Bapltst. Croydon (Crowon Mtnster) Report and Flnancial statements for the year ended 31 Drnber 2025 Trustee5' Report W8lsingham. Houghlon and Barsham benefice and Hempton with Pudding Norton in the Diocese of Norwith was anThounced on Sunday 22 March 2026. The Parish will therefore be entering into a vacancy later in the year. The Parfsh seeksto provide support to the homeless in Croydon. During 2025 it continued to support thework of Croydon Nightwatch. The PCCa150 considered the scope to refurbish the large hall to support the Croydon Together NiEht Shelter run by Croydon Voluntary Acrion in future years. St George's continues its work serving the Waddon cornmunity. including a weekly lunch dvb and hosting a pant and toddler group. A strong relationship with Aerodrome School is maintained. At the Minster a successfijl reEular programme of acrivities for children and young people around feasts of the Church has been developed, led bY1£e Bishop, and in the summer has continued collaboration with our neighbour5 at St Michael's Croydon and St Alban's South Norwood. The parish runs the 'QoydoThSin8s.' project developin8 ehoral Thusit in local schools with funding from the PCC. St Edmund's Charity. and the Cathedral Music TrusL Catechesis continue5 to be offered. In Lent St George's runs a Lent course forthe whole parish arnd at the Minster sessions of 'Bitesize Cateche515' ersable learning and reflection on different topics of Christian life. faith and prathce. In 2025 the 1700 anniversary of the Council of Nicaea was a particular focus. Wjthin the parish we run annual cour5e5 of confitmation preparation with severdl candidates. children and adults, confirmed. The Minsrerfs significant heritsge enzbles part of the mission of the parish by attractiftg a range of wsitors. The clergy and Minster Education Officer, David Morgan h05t visits from Schools and other groups. Reflertin8 the historic significance of the Minster and its place in the history of Croydon. we are incrementslly building a detailed description of the Minister alurch and its history on our web51te and engage in the annual national open house weekend in September. The Friday Lunchtirne Recitals have been running since 2017 and are now a featu of the Minster's outieach to the wider community. attracting regular attendees who are largely separate Irom Sunday wor5hipper5. The iecitals run duringterm time and are curated and staffed entirely by volunteers. The performers represent a range of styles- from Jazz and Musiol Theatre to the more vsual choice of classical repertoire- and most are students from l(tsl schools and Londowt conservatoires. As the reputation of the recitals has grown. it has also attracted emer8in8 professionals and more experienced musicians. All recitalist5 offer their talents free of charge, apart from travel expenses, $0 that ary money raised eoes to church funds. PCC review of the year Governance During 2025 the PCC met four times. the Minster DCC met fourtfjmes. and the St George'5 DCC met six times. Major issues addressed are set out below. safe uardin The PCC has complied with its duty to have'due regard, to the House of Bishops, guidance in relation to safeguardin8. It considered SafeguardinE at its meetinES in February. June and October 2025. includingconclusions from the self-audit. review and approval of the Parish Safe8uardin8 Policy and Policy on DomesticAbu5e. and the introduciion of new arrdngementsfor 2026 including approvingthe appointment of new Parish 5afe8uèrding Officers at its rneeting in February 2026. Parish Su ort Fund In 2025 the Minster supported the Diocese with E89.3LKI1£83.5CO in 20241 and St George's with £12.8501£12.4CM) in 20241. Both churches aged to further increase their pledges for 2026 to £94.4C¥J (Minsterl and £13.492.50 (St George's). Land There was continuing di5CU55ion about the Minster Hall and how it can be made fit for purpose. At its meeting on 201h ortober 2025 the PCC endorsed the coMMendatiOn by the Minister DCC to focus on refurbishing the small hall. committee room and kitchen to bring them back into regular use. and to repair and rnaintain the roofs and guttering. The PCC also considered Croydon Council's rescoped plans to enhance the environ5 of the Minster and install an architectural lighting sysiem for the Minster, culminating in approval in March 2026 of the licence for the Council to begin works. The PCC also decided to dispose of the property inclyded within Marknn How's estate.
The Parochlal Church Counol of Stjohn the Baptist. Croydon {Croydon Min51erl Report and Financial Statements forthe year ended 31 Dernber 2025 Trustees, Report On his death in 2023 our much beloved fn.end and OrBanist Laureate. MaTtin How. bequeathed his entire estate of around £1 million to the PCC. He did not specify how it was to be used. and so the funds are unrestricted. This plate5 a considerable responsibility on the PCC make good use of his 8enerous legacy. It has been agreed that a balance5hould be struck between spending on project needs within the Parish and making the capital work so that it has 3 laing effert. So far thi5 legacy has enabled the commi$5ioning of a memorial plaque to Martin How in the mIner. commr(ment to a multi-year project to complete restoration of the historic organ i the Minster. commitment of work to improve the MiTrsteT Hall ènd bring it back rnto Use. upgrading the Sound sy5tem5 in St George's in 2025, and work to upgrade the sound system in the Minster. completed by 27 March 2026. FINANCIAL REWEW The charity feports incoming resouices of £313.901 in 202512024- £1.099.9761 total charitable expenditure of £372.10212024- £391.0721. a net Inve5trnent valuation10ss of £3.92212024-gain of £2,187) and therefore a total deficit for the year of £62,12312024 surplus of E711,0911. The si8nifi.cant decrease in Incorning resources land the overall deficit for the yearl reflects the receipt of a legacy payment during 2024 of £778.949 which was left to the charity. At the year-end date. the chartty reports total funds tsf £1,271.45612024- £1.333.5791 of which £1.030.557 are unrestricted12024- £1,101.2711. CHARITABLECONCERNS Charitable rant A number of special appeals were held durin8 theyearwith pr(Keeds donated tocau5es such a5the Bishop of SouthwarY5 Lent Appeal and local Foodbanks. The Vicar has discretion to respond to local need usin8the income from two trusts, namelythe Caroline and Eliza Day Bounty and the Sarah Ann Huntin8ford Charity Inote 131. Charita le Attivitie The Parish continued to work with the charrty Seportsted Childduring 2025 to prowde and pack welcome kits forchild rnigrant5 cominB to the UK alone. Members of the Minster, St George's and wider community. have joined on two occasions in the pack¥ng and a lunch. INVESTMENT POLICY The PCC5 long-term endowments are invested in Unit HoldtnEs managed byihe Church of England Central Board of Finance IC8FI and the Charities Offcial Investment Fnd ICOIFI. Other funds ale held on short-temi deposit, also through the CBF, Èn anticipation of their likely short to medium term utilisation. The PCC also hold an investment in a 95 day access account. RESERVES POLICY The balance sheet components of funds are reported in the notes to the Finanual Statements. The PCC views a level of between 3- 6 months unrestricted expenditure as a desirable range for the free reserve. The PCC measures -fe reserves~ for the Parish as a whole, as comprisinE total UnstrICted funds of £1.030.55712024 - £1.101.2711 less tangible fixed asset5 employed for charity use of £21.27212024- £25.9431. therefore amounting to £l.(XJ9.28512024- £1,075,328). This represents reserves of approximately 38 months. unrestricted expenditure12024- 38 months). RISK ASSESSMENT AND ÉXPOSURÉS Health and Safe The 2022 quinquennial inspection of the Minster buildTngs confiTmed that the prerni5es are Safe structuralty and there are no matters which will pvent their continued use for the foreseeable future. The church hall is structurally sound but there are issue5 around heatin8 and maintenance whrch require COlY inve5trnent. so the PCC has limited its use. pending refurbi5hrnent work. The St George's quinquennial inspection took place in July 2023. 155ues of concern included replzcement of high-level dorrner windows, and maintenance of the bellcote. Both the Minsterand St George's have Health and Safety. Fire Safety. Church Risk Assessment and Personal Safety Plan5 and Policies in place with progress againsl acknoll5 in these documents monttored and reported on regularly to the PCC. Fire prevention and evacuation procedu¥es are in place with training sessionsfor key personnel held at regular intervals.
The Paro¢hlal Church Council of St John the Baptisl. Croydon ICroWon Minster) Report and Financial Ststemertts for the year ended 31 Dffembef 2025 Trvstees, Report The interior of the Minster chuTch is rnonitored by a sophisticated camera system installed in 2001.. and updates now include the lower roofs Ito protettaEainst theft of roofing lead) and the Choir Vestry. The Pccwill be wn5idering proposals to update this system during 2026. Locks to all church doors are accesseil wa high Security keys. Afi metsl has been marked with Smartwater Iselecta DNA). The Personal Safety Plan identified further security risks for which mitrgating action has been tsken. Protection of childien and vulnerable adtjlts The Parish has a safeguarding policy to ensure the safety and well-being of young people and Vulneble adults. Throughout 2025 a Parish Safeguardin8 offi.cer. asslsted by a PSO at st George'5. ensured the policy is implemented and liaises dirÈ£tly with the Diocesan Saleguarding Advisor. Any person working with young people in either church is required to complete a declaration form. and to undergo disclosure and barring checks. All PCC member5 3re required to underEO online training through the Chtsh of England's National Safeguarding Team. arbd the PCC and two DCC5 regularly review safeguarding at their meetings. A Safeguarding Audit was condutted. The PCC reviewed the conclusions at its meeting on 24th February 2025 and agreed its recommendations. which are now being implemented, and it was submitted to the Di0e in March 2025 inancial Risk Mattin How's legacy put the PCC'S finanoal posiknon on a much more Secu footing for the foreseeable future. significantly reducing the level of financial risk. The PCC is now working to ensure that the bequest is used to better our Parish and to place the annual running tosts of the Minster 3nd St George's on a 5UStainable basts. DurinE 2025 unrestricted expenditure wa5 £25.782 lower than in 2024. This difference primarily reflected reduthons in clergy and propertv Costs and lower audit costs in 2025. partly counterbalanced by higherspendinE on church activities and the choir. With significant fvrther expenditvre envisaged in cotning years Isee Plans for the Future below). the PCC is developing a robust financial plan for the future to bvdget and mana8e future running cost5 and capit31 expenditure carefully. and to continue its work to Sustain. encourage and intrease regular gmne. PiANS FOR THE FUTURE Minist Work which will be developed further in 2026 includes= the completion of WOTk by Croydon Borough Council to redevelop the enron$ of the Minster and install an architectural lighting scheme on the building refurbishment of the Minster Church Hall to bring the small hall. cornrniitee rrKJm and kitchen back into regular use, and to explore options to support the Croydon Together Nightsheker run by Croydon Voluntary Action in future years.. Tirne and resources permittin& work on a Conservation Managernent Plan to improve planning and inform future strategic decisions.. Taking forward arrangements to enge the congre8ation more in the liturgy and management of the Minster. including enactrng action points from the Safeguzrding Audit The PCC'S key prfOres in 2026 are: Final installation of the new Minster Sound System- Refurbi5hrnent of the Minster Hall in line w¥th the PCC'S decision to furbISh the small hall, committee room and kitchen to bring them back into regular use, and Pair and maintain the roots and guttering.. Taking forward the Minster Organ restoration project: Determining the way forward on the high-level dormer windows and maintenance of the bellcote at St George's. The Pccalso continue5 working to develop a policy onthe property that itowns and the m05t effective use of the propeeS to enable ministry and mission in the parish.
The Paro¢htal Church Courtcll of 5tJohn the Baptlst. Crowon (Croydon Mlns¢er} Report and Flnancial Statsments forthe yearended 31 Dember 2025 Tne Report INDEPENDENT EXAMINER John Millidge AC4, a Partnerof TC Group. was aPpOInted at the Annual Parrjthial Church Meeting on 11 May 2025. Approved bythe PCC on 27 April 2026 aTrd sKqned on its behalfr. The Re¢d Canon Dr Chalr drew 8ishtsp Deborah Miller Hoth)waryTTeasurer
Independent Examiner'5 Report to The Parochlal Churth Councbl of St John the Baptist. clo00 {Croydon Minster} I report to the trustees on my examination of the accounts of the Parochial Church Counul of St John the Baptsst, Croydon (Croydon Min5terl 1.the chaTiVI for the year ended 31 December 202S. Responsibilitiesand ba5 of report As the charity's trustees, you are pOnsIble forthe prepardtion of the aco)unts in accordance with the requirements of the Charfties Att 2011 1.the Act-l. I report in respert of my examination of the Trust's accounts carried out under se(Doo 145 of the 2011 Act aThd in carrying out mv examination. I have followed all the applicable Directions given by the Charity Commission under secknon 14515llbl of the Act. Independent Ex•mlner's Statement The charity's gross income exceeded £250.CK(l and l am qualified to undortake ihe examination by being a qualified member of The Institute of Chartered Accounttnts in Enand and Wale5. I have completed my examination. I confirm that no material matters have corne to my attention in connection with the examination which gwes me cause to believe that in. ary material respett= the accountin8 records were not kept in accordance with section 130 of the Charities Act- or the accounts did not accord with the accounting cordS,. or the accounts did not Comply with the applicable requirernents concerniTrg the form and content of accounts set out In the ChaThties (Accounts and Reports) Re£ulat(ons 2008 other than any requirement that the accounts give a'true and fair, view which is not a matter conSided as part of an independent examination. I have no concerns and have come across no other matters in connection with the examin*5on to whith attention should be drawn in this report in order io enable a proper understanding of the accounts to be reached. John Millid TC Group Suffolk House, George Street Croydon. CROOYN Date= ..... io
The Parochial Church Councll of St John the Bapiist Croydon (Qoydon Minster) statement of Financial Artivities for the Year Ended 31 December 2025 unrestrict Restricted Endowment Funds Funds Funds Total 2025 Total 2024 Note Incomln8 resourc Voluntary income Artivities for Eenerating funds Income from investments Church activities Other ordinary incomlng resources I75. 9.455 49.016 20.417 44.017 219.623 9,455 51.574 33,101 148 983.839 11,964 64.086 36.448 3.639 2.558 12,684 2S4.642 59.259 313.901 1,099,976 Resou5 expended Fundraising cost5 Church activities 1.335 316.021 1,335 370.767 1.905 389.167 54.746 317.356 54.746 372.102 391.072 Net surplusl Ideflcltl 162.7141 413 {582011 708.904 Transfers Gross translers between funds I8.0) Other reco8nised galns and10sse5 Investment Valuation gains I IIos5esl 13,9221 13,9221 2,187 Net movement in funds Po.7141 125 13.9221 162.1231 71191 Reconcillatrons of funds Total fund5 brou8ht forward 1.101.271 13S.529 96.779 1,333.579 622.488 Total funds carried fon¥ard 1.030557 148.042 92.857 1.271A56 1,333.579 li
Tho Parochlal Churth Council of Stjohnthe BaptiSL Croydon ltroWon Minster) Balan Sheei a$ at 31 December2025 20Z4 Fixed assets Tanglble fixedassets Fixed assetirbvestments 2L272 92,857 96.779 114.129 122.722 Cuwrentauets Debtors Short term deposits Cash at bank and in hand 53.61 1,082.4SI 50.610 67.022 1,097,304 88,506 1,186.667 1.252,832 Credlto Arnounts hllin¥ duethin one year io 29,340 41,975 Netiurrentassets 1.157.327 1.210.8S7 1271A56 1.333.579 Ac¢umulated funds Unrestrirted funds Restrl¢ted funds Endowmentfunds 1030.557 148,042 91857 1,101,271 13S,529 96.779 12 12 L271A56 1,333,579 These finanaal statements were opproved by the ParLKhial Church Countil on_ their behalf by- l..-..i2.Kk.-..Lts... and were si8ned on Stephen W. Churchwarden Debordh Miller HonTwstJrer 12
The Parochial Church Council of St John the BaptiSL Croydon Icroydon Minster) Cash Flow Statement forthe year ended 31 December2025 Totsl 2025 Total 2024 OperatlnB actlvitles Net surplus I Ideficitl for the year 162.1231 711.091 Adjustmenis for.. Chan8e in valuation of lixed asset Change in valuation of fixed asset investments IincreHsellDecrease in debtor5 IDeuea5el / increèse In creditors 4,671 3.922 13,416 112.6351 12.1871 130,2401 4.983 Cash generated from operatlng activit5 152.7491 683.647 Investing activrtles Purchase of tangible fixed assets 123.3541 Increase in cash and cash equivalents in the year Cash and short terrn deposits at l January 2025 152,7491 1.185.810 660,293 525.517 Cash and short term deposlts at 31 December 20Z5 1.133.061 1.185.810
The Parochial Church Council of St John the Bapt1 Qoydon (Croydon Mlnsterl Note5 to the Ftnancial Statements Icontinuedl forthe Year Ended 31 Decernber 2025 l Accountlng polrcies Bas of preparation The PCC is a public benefit entity wtth the meaning of FRSIO2. The finènci215tatements are prepared under The Church Accounting Regulations 26 and The Charities Act 2011. These incorporate the requirements of The Charitie5' Statement of Recommended Practice ISORP FRS1021. The financial statements have been prepared in order to gNe a -true and fair wew. and has Involved following Statement of Recommended Practice ISORP FRS1021. The financial statements are prepared on the accruals basis and under the historical accounting convention except that fixed 35set investmefits are reported at market value. The financial statements are prepared in pwnd sterlin& which 15 the funct¢onal currency of the charlty. Monetary amounts in thesefinancial statements are rounded to the nearest £. The financial staternents include all transactions. assets and liabilthe5 for which the PCC is responsible in law. They do not include the financial statements of church groups that owe their affiliation to another body, nor those which are informal 8atherings of church members. Going concern At the time of aPPfovfjn8 the financial statements the PCC has a reasonable expectation that the church ha5 adequate resource5 to continue in operational existence for the foreseeable future. Accordingly the going concern basis of actounting 15 applied the preparation of the financial statements. The principal accounting polioes adopted in the preparation of the financial ststements are as follow5.' Aggregation The financi31 statements aggregate the financial actNttie5 and balance sheet of Croydon Minster with those of the daughter church of St George's Waddon. Inc¢)me INote 21 This is accounted for gross and included when the PCC becomes legal entitled to the use of the resources, an inflow of econornic benefit is probable and the monetsry value can be measured with sufficient reliability. Voluntary Income Collections and planned giving are reco8nised when received. Income tax recoverable on gift aid donations is recognised when the related income is recewed. Grants and legacies are accounted for when the PCC is entitled to the use of the resourw, their ultimate receipt is probable and the amounts due are reliably quantifiable. In¢ome from investments Dividends are accounted for when received. Interest eniitlements are accounted forwhen received. Gains and losses on Investments Realised gains and lossès are recognised when investments are sold. Unrealised gains and 1055e5 are accounted for on revaluation annualty each 31 December, with increase5 or decreases in valuation recognised within the Statement of Financial ActitIes. 14
The Parochial Church Council of 5t John the Baptis¢ Croydon {Croydon Mlnster) Notes to the Financial Statements l¢ontinuedl for theyear Ended 31 Dember 2025 Accountingpollcies Icontinuedl ExpendIlU (Note 31 Expenditure is recognised and accounted for as soon as there is legal or constructive obligation and settlement is probable and quantifiable. Generating funds costs are those incurred in the rnnning of fundraising activities. Church actNities includes expenditure on the day to day operation and management of the Church and include both the direct and Sndirect 5UPPOrt costs relating thereto. Fund accouThtln8 lil Re5tritted funds arise where incoming resources have a specified purpose. Related expenditure is allocated against such income. lill Unrestricted furbds arise where incomin8 resources have no specified purpose and May accordingly be utilised at the PCC'S discretion. liiil Designated funds are a forrn of unrestricted fund created by the PCC to rneet a specified need. Such funds, if unvtilised or no longer required, may be recla55ified within general unreststcted fvnds. Isvl Endowment fund5 arise where Capital sums have been received for investment in perpetulty,. the income from which Is to be applied In accordance with the donor's wishes and which may. as a result. be restricted or unrestricted in its application. Iv) Accumulated funds represent aggreEate retained amounts on each type of ftJThd which finance the PCC'S operation. They comprlse investment in fixed a55ets and net current assets. Tangible fixed assets and depreaation 111 Consecrated I 5 and moveable church fvrnishin Consecrated land and beneficed property is excluded from the finanoal staternents in accordance with s1012llal and Icl of the Charities Act 2011. No value Is placed on moveable thurch furnishings held by the vicar and churchwardens on special trust for the PCC ènd which require a faculty for disposal since the PCC considers thi5 to be inalienable property- They are listed in the church's inventory which can be insperted at any time. Any pendIture incurred on consecrated or beneficed building5 and moveable church fumishings. whether maintenance or irnprovement is written off as expenditure within the Statement of Financial Activities when incurred. nd buildin lill Other land and buildin other land and building5 held on behalf of the PCC for its own puwe5 are induded at the carrying value as of l January 2015 (cost less accumulated depreciation). Further depreciation is not charged as the estimated residual values of the assets exceed the carryinE value. liiil Other fixtures fittin s and church e ment Any such expenditure. if incurred. will be capitslised at cost and written off on a straight line basts over five years. Flnanclal instruments The PCC only has financial assets and liabilities of a kind that qualify as basic financial instrnrnents. Basic financlal instruments are inltially recognised ai transaction value and subsequently lilever differentl at their settlement value. Operating leases C05t5 of operating leases are included in the statement of financial activities as InoJrred. 15
The Parochial Church Council of Stjohn the BaptiSL Croydon Icroydon Minster) Notes lo the Hnancial Statements Icontinuedl for theyear End 31 December 2025 Taxation The PCC h35 chaiitsble status and therefore is not liable to income tax on its various ft)rms of income on the basls that it is applied for charitable purposes. Income tax is recovernble on grft aid donations and is accounted for as it become5 receivable. 2 Incomln8 resource5 Unrestritted Restrirted Funds Fund5 Total 2025 Totsl 2024 Volunta income Planned givinE SeNee collections Sundry donations and appeals Income tax recoverable Grants Legaci 67.182 19.939 7,571 20.308 67.182 19.939 7.571 20.858 104,073 69.246 14.719 7.972 19,096 93,857 778,949 550 43,467 175.606 44.017 219,623 983,839 Activities f ratin Fundraising events Bookstall Car parking funds 8,523 8.523 10.582 932 932 1.382 9.45S 9,455 11,964 Income from investments Rental income Dividend and interest receNable 12.( 37,016 12.0(K> 39.574 25.283 38,803 2.558 49.016 2,558 51,574 64,086 Church attivities Church and hall lettings Weddin& funeral and other event fees Parish magazines Other church attivSties 2.823 14.783 202 2.823 14.783 202 15.293 2,620 18.078 1.597 14.153 12.684 20,417 12,684 33,101 36,448 Other ordina Sundry income min soufces 3,639 148 3.639 Total incomln8 resources 59.259 313.901 1.099,976 16
The Parochial Church Coun¢H of Stjohn the Baptist. Croydon {Qoydon Minslerl Notes to the Flnancial Statements Icontinued} for theyear Ended 31 Decernber 2025 3 Resources expended Unrestricted Restrirted Funds Funds Total 2025 Totsl 2024 Fundraisin costs Fundraislng events 1,335 1.335 1,905 1,335 1.335 1.905 Church activities Mi55ionary and charitable giwng Grants and donations LOS8 1.538 656 Ministry costs Diocesan parish contribution other clergy costs Church running expenses Church maintenance Other church attiwties Worship expenses Choir and music Sunday school costs Church hall running costs Parish magazine staff salaries Office costs Property costs Professional fees Independent exèminatiorb Audit fees 102,150 15,583 38.610 13.248 6.196 5.189 56.646 102.ISO IS.583 38,610 36,358 6,518 5,189 86.508 972 s.lso 260 44,746 14,465 4,263 3.897 4.560 95,900 53,692 41,219 27,800 2,954 4,710 74.639 653 7,124 944 42,154 13.752 13.100 23.110 322 29.862 972 44,746 14.465 4.263 3.897 4.560 9,870 316.021 54.746 370,767 389.167 Total resources expended 317J56 54.746 372.102 391,072 4 5tsff costs Total 2025 Total Z024 Salarie5 (including seNce lees) Pension costs 84,047 1,687 83.404 1.954 85.734 85,358 Salaries of £21,634 were grant funded12024- £20.1761. The average number ofemployees during the year were 412024- 41. No PCC rnembers received any remuneration or other benefits from the Minster in employment or other capacity, neither did they recelve any reimbursements of travelling or other expenses other than as reported in Note 14. 17
The Parochial Church Coun¢ll of Stjohn the Bapti Croydon Icroydon Minster) Notes to the Financial Statements Icontinuedl forthèyear Ended 31 Dember 202S 5 Comparatlve 5tstement of Finan¢lal Activities Forthe year ended 31 De¢ernber 2024 Unrestricted Restricted Endowment Funds Funds Funds Total 2024 Incoming resources Voluntary income Activities for Eenerating funds Income from investments Church activities Other ordinary incoming resources 948.078 11,964 61,587 22,886 35.761 983.839 11.964 64,086 36,448 3,639 2.499 13.562 35 1.048.119 51,857 1,099,976 Resources expended Fundrai5ifbg costs Church activities 1,905 341,233 1.905 389.167 47.934 343,138 47.934 391,072 Netsurplusl Ideficlt) 704.981 323 708,904 Transfers Gr05S transfers between fund5 18,(Wl Other recognised gain5 and los Investrnent revaluation gains Illosse51 2.187 2,187 Net movement In funds 696.981 11.923 2.187 711,091 Reconcrliations of funds Total funds brought forward 404.293 123,606 94.S92 622.488 Totsl funds carried fonvard 1.101.271 135.529 96.779 1.333.579 18
The Parochlal Churth Coun¢ll of 5t John the Baptrs( Croydon (Croydon Min51erl Notes to the Financial Statements {continuedl for the Yeai Ended 31 December 2025 6 Tangible fixed assets (for use bythe PCC) Freehold land and Buildin Freehold Land and Buildings Church Equipment At l Januèry 2025 Addttion5 16.280 23.354 39.634 At 31 December 2025 16.280 23,354 39.634 Depredatlon At lJanuary 2025 Charge lor the year 13.691 13,691 4,671 4.671 At 31 December 2025 13,691 4.671 18,362 Net book value At 31 December 2024 2.589 23,354 25.943 At 31 Decernber 2025 2.589 18.683 21,272 7 Fimed asset Investments Totsl 2025 Totsl 2024 At l January Revaluation gain / Ilossl in the year 96.779 13.9221 94,592 2,187 At 31 December 92,857 96.779 Re resented b Church of England CBF Investment Fund units Day and Sunday School Fund11.879 units) (hoirscholarship Fund12.103 units) 41.712 46.696 43,449 48,641 COIF Charitie5 Ethical Investment Fvnd units= Battersbee Fund11.S16 units) 4.449 4.689 92,857 96,779 19
The Parochial Church Coundl ol Stjtshn the BaptlsL Croydon (fJoydon Minster) Notes to the Financial Statements Icontinuedl for the Year Ended 31 Dernber 2025 8 Debtor5 Totsl 2025 Total 2024 Other debtors Prepayment5 and accrued income 35,650 17,956 25.959 41.063 53,606 67,022 9 Short terrn deposits Total 2025 Total 2024 Short term deposits 1,082,451 1.097,304 Funds not requlred for day-to4ay expenditure are deposited wrth the Central Board of Finance Church of England deposit fund. 10 Creditors: amounts falling due wlthln one year Totsl 2025 Total 2024 Sick and poor fund Inote 131 other creditors and accrua15 16,496 12,844 15.857 26,118 29,340 41,975 11 Analysis of net assets by fund Unrestricted Restrlcted Funds Funds Endowment Funds Total 2025 Tangible fixed assets Fixed asset invL¥tments Debtors Assets held lor sale Shortterm deposits Cash at bank Creditors.. amounts falling due within one year 21,272 21,272 92,857 53,606 92,857 28,758 24.848 981.469 28.398 129.3401 l(K),982 22,212 1,082.451 50.610 129.3401 1.030.557 148.042 92,857 1.271.456 20
The Parothial Church Council of Stjohn the Baptist fJoydon ICToydon Mlnstetl NotÈ5to the Hnanclal Statements l¢ontinuedl for theyear Énded 31 Dernber 2025 11 Anatysis of net assets by fund Icontinuedl Comparative inlonnation Unrestricted Restricted Funds Funds Endowrnent Funds Total 2024 Tangible fixed assets Fixed asset investments Debtors Short term deposits Cash at bank Creditors.. amounts falling due within one year 25,943 96,779 67,022 1,097,304 88.506 141.9751 96,779 62.444 996.454 58.405 141,9751 4.578 IW.850 30.101 1,101.271 135,529 96.779 1,333.579 12 Mgvement in fund5 Ati January 15 Incomrng Resour Resources Expended Transfer5 At31 In / (Outl December 25 UnstrIrted neral Croydon Minster St GeorEe's, Waddon funds 1.071.564 29.707 227.563 27.079 1278,0451 139.3111 113,3331 5,333 1.007,749 22.808 1.101,271 2S4.642 1317.3561 I8.OCl 1.030,557 Restricted fund Fabric fund Day and Sunday School Choir scholarship Friends of music St George's. Waddon 96.659 9.913 32.167 1.207 1.3SI 21.534 123,1101 19721 11.4721 128.7121 14801 105.716 10,148 174 28,662 8.wo 996 31,182 135.529 59,259 154.7461 8.0(K) 148.042 Endowment funds Day and Sunday School Choir scholarship Battersbee 43.566 48.524 4.689 11.8541 11.8281 12401 41,712 46,696 4,449 96,779 13.9221 92.857 Total funds 1.333579 31311 1376A1241 1.271,4S6 21
The Parochial Church Councll of 5t John the Baptist. Croydon (Croydon Min51erl Notes to the Financial Ststernents Itontinued) for theyear Ended 31 December2025 12 Movement in funds Icontinuedl Comparative infonnation Ati January 24 Incoming Resourc Resources Expended Transfers At31 In / (Outl Decernber 24 Unrestricted eneral Croydon Minster St George's. Waddon funds 384,686 19,f4M 1.020,220 27,899 1310,3421 132,7961 123.OLIJI 15,OC¥) 1,071,564 29,707 404,291 1,048.119 1343.1381 I8,) 1,101,271 Restricted funds Fabric fund Dayand Sunday School Choir scholarship Friends of mu51C St George's. Waddon 87.045 9.387 222 1.175 25,777 32.143 1.179 1,320 14,180 3,035 122.S291 16531 11,4211 123,1811 11501 96.659 9.913 121 174 28,662 8,LX)D 123.606 51A57 147,9341 135.529 Endowrnent funds Day aftd Sunday School Choirscholèr5hip 8attersbee 42.477 47.552 4,563 1.089 972 126 43,566 48,524 4,689 94.S92 2.187 96,779 Total funds 622,488 L102.163 {391.Q7zI 1,333.579 Unrestricted eneral funds The financial results of Croydon Minster and its daughter church. St George's. Waddon. are aggregated in these finanual statements. bLrt with their separately identifiable unrestrirted and restrirted fvnd movements. Fabric fund This fund has it5 origin in the receipt of a regular sum from the Church Tenements charity (charity registration nurnber.. 3125541 which Is given for the ongoing repair and maintenance of the fabric and ornaments of the church building. Da and Sunda School fund Restiitted Endowmen Caroline and Eliza Da Tru t and Sunda School Fund An endowment fund established ift the yearly I,$. Income 15 received into a restritted lincornel fund to be applied for the Stated purpose. The capital sum is invested in CBF Investment Fund units, being included in the balance sheet within Fixed A55et Investments. Choir h larshi fund Restrttted Endowment This fund was established between 30 and 45 years ago to produce income which is received into a restricted income fund to fund choir scholarships and other awards. The capital is invested in CBF investment fund units, and is included in the Balance Sheet within Fixed Set Investment5. 22
The Parochlal Church Council of St John the Baptls¢ Croydon (Croydon Minsterl Notes to the Financial Ststements Icontlnuedl for the Ye?r Ended 31 Drntser 2025 12 Movement In funds {cointinuedl Friend5 of music f nd Restricted This fund supports choral acti¥itie5 in the Minster. notabty after sthool music progrdmmes and major concerts and musical events. don Sin sl fund Restricted This fund relates to a grant received from Cathedral Music Trust for the purpose of appointing a singtnE development leader (Sophie Garbisul. Battersbee fund Endowmen This fund was established in the early 19005 to produ incorne available for the general purposes of the PCC. Income 15 received into the general furbd. The capital fund 15 invested in CBF investment fund unit5. being included in the Balance Sheet as FYAed Asset Investments. 13 Vicar and Churchwardens, trusts lil frustsfor educotionul/eccleslothcolpufposes 5t Edmund's Chari cha re istrdtion number 3991760 The objects of the chaiity are for the advancement of educatron of persons resident in the area of benefit who are in flnancial need and the advancement of religion (including religious education) in the area of benefit in accordance with the doctrines. prauices and pinciples of the Church of England). The trustees use income from the charity's investment portfolio to make grants in accordance with the charity's objectives. In the year to 31 December 2025 the Charity received a grant from St Edrnund's Charity of £39.(l2024- £36.0(lI. Chur h Tenernents Chari d)èri istration number 312554 This charity receives rental income 50% of which is for the benefit of the Fabric Fund of Ctoydon Minster for the upkeep of the hbric of the church. In 2025 the Minster received £31.63112024- £31.9431 from this charity. lill Trust5forthe relief ofpoverty The Cro don Alm houses and Relief in Neeil Charities chari re ration numbers 204963 & 810114 Whi15t separately registered. these charities are a550ciated by the sème Scheme of the Charity Commission119741. The Eli5 Oavid Alrnshouses is an independent livin& sheltered housing complex for retired residents of Croydon. The Relief in Need Charity rnakes graTbts to relieve either generally or individually disadvantaged persons of all ages in Croydon who are in conditions of need, hardship or distress linclyding ill health). Sick and Poor Fund The following provides surnmary information concerning two Capttal lendowmentl fund5 established for thi5 purpose. both of which are vested in the Priest-in-charge. and the income from which is available for disbursement at the Priest-in-charge's discretion.. 2025 2024 Endowment capital= (Market valuesl Caroline and Eliza Day Bounty Icharity Ethical Investment Fund- 9.667.38 income share51 Sarah Ann Huntin8ford Charity (Charity Ethical Investrnent Fund- 295.34 income shares) 28,368 29,897 867 913 29.235 29.998 23
The Parochial Church Councll of St John the Bapti5¢ Qoydon (Croydon Minster) Notesto the Rnancial Ststements Icontlnutd) fortheyear Ended 31 De¢ember 2025 14 Transartion5 wlth memberof the PCC One member of the PCC Itherefore a Tnjsteel is employed by the tharity- Their salary and nsIOn costs arnounted to £22,47112024- £22,261). 15 Related party transa¢tion5 As described in note 13. the charity received donations of E39.((#) from St Edmund's Chèrity12024 - £36.1Ml and £31.631 from Church Tenements Chaiity12024- £31.9431. Both charities are considered related parties on account of shared trustees. 16 P05t Year End Cornmltments In November 2025 the charity commissioned the installaty.on of a new sound system, with the work scheduled to bw"n In March 2026. The contracted cost is £52.054 (including a IO% contingency and VAT. The Charity also commissioned the installation of choir recordin8 facilitie5 at a further cost of E3.944 linduding a IO% contingency and VATI. 24