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2025-12-31-accounts

Trustees Annual Report and Financial Report of The Parochial Church Council of the Ecclesiastical Parish of St. Margaret's, Warnham

For the year ended 31 December 2025

Registered Charity no: J132082

Address: St Margaret's Church, Church Road, Warnham. RH12 3QW Website: www. Warnhamchurch. co.uk

Vicar: Revd. Rebecca Tuck

Independent examiner: Stephen Hendy, Data Developments Bankers: Lloyds TSB Bank, 1 West Street, Horsham, RH12 1PA

CONTENTS Page

Trustees Report 2 Independent Examiner’s Report 4 Balance Sheet 7 Statement of Financial Activities 6

1

St Margaret’s, Warnham Trustees Annual Report for 2025

Our aims, purposes and impact as a charity during 2025

St. Margaret’s PCC exists to promote the Gospel of our Lord Jesus Christ within the ecclesiastical parish of Warnham and according to the doctrines and practices of the Church of England. The PCC operates as a registered charity, and is aware of the Charity Commission guidance on public benefit in setting its objectives and activities. The PCC has the responsibility of cooperating with the Vicar, Revd. Rebecca Tuck, who has the ‘cure of souls’ for all who are resident in the parish, in promoting the whole mission of the Church: pastoral, evangelical and social.

The main objectives of the PCC are:

During 2025 we have continued on our mission as a church to become ‘an inclusive place for all, where faith and life interact.’ We have aimed to do this by encouraging people to believe and belong as they engage with us and inviting them to become committed Christians as they do.

We have done this by providing regular worship services each Sunday including traditional and contemporary styles, appealing to a wide range of people. Our new Café Church service on the fifth Sunday of the month has helped more individuals to feel included and we’ve seen visitors and people who would not normally come to church come along as a result.

Serving coffee in church more often has also encouraged people to stay after services for fellowship. We have worked hard to publicise services and events in various ways including through our popular parish magazine the Warnham Warbler and have seen a slight increase in attendance at services during this year, especially during Advent and Christmas.

Installing a new sound system and repairing our organ has helped improve the quality of sound within our building and should make a positive difference for many years to come. Music is very important to our worshipping life here in Warnham, so it has been good to be able to invest in it in this way. The long planned repair of the clock on our tower also took place this year and our band of ringers have continued to call people to worship from our well-equipped bell tower.

Social and Fundraising Events have taken place, as well as the regular Friday Coffee, Lunch Club and Bambies Toddler Group, reaching out to and supporting our local community. Children and youth ministry has continued to share the gospel and nurture growing faith through the Kids and Youth Group, Celebration and Messy Church Services.

2

Pastoral care has continued through our small, committed team of pastoral visitors and our Men’s group has continued to be popular, providing fellowship through enriching and engaging activities and talks whilst encouraging charitable giving too. We also became a food bank collection point for our local churches together charity Horsham Matters for people unable to travel into the town.

It has been wonderful to see more people becoming involved with our church community over this past year and I do thank God for that. I also hope and pray we can continue to find ways to encourage people of all ages to believe in Our Lord Jesus Christ, to belong to Christ’s Church in this place and to become committed Christians as they do.

At the end of the year ending 31st December 2024, the members on our Electoral Roll numbered 130 (a decrease of 54 from 2024).

Financial Summary

Annual Accounts for the year ending 31/12/25 show income of £142,255 and expenditure of £150,220 producing a deficit/surplus of £7,965

Expenditure

The total of our expenditure in 2025 was £150,220

Income

We ran a successful stewardship campaign in April to encourage people to increase their giving. This resulted in a £9,000 increase in our planned giving in 2025.

Our income for 2025 was £142,255

Charitable Giving

Our charitable giving over this year was so much more than can be seen simply in our annual accounts. This is because our support for other charities has so often happened through encouraging people to give directly to the charity in support of fundraising initiatives of individual members of our church. We have supported charitable causes through the use of our building as a venue for these activities to take place.

Here are some of the figures involved: Lent Lunches took £821 for St Catherine’s Hospice, Nick Coysh ran the London Marathon for Turning Tides raising £3,715, Christian Aid Week £1,500, Hilary and Angus’ Midnight Walk for St Catherine’s Hospice £1,525, carol service collection for St John Eye Hospital £626, Men’s Group raised £912 for various charities including: St Catherine’s Hospice £202, Macmillan Cancer Support £235, Horsham and Crawley Samaritans £100, Kent Surrey Sussex Air Ambulance £100, The Horsham and Shipley Community Project £70, Walking with the wounded £80, Turning Tides £65, A maritime charity £60, Simon Machin’s charity revue for St Catherine’s Hospice raised £1,000 and we collected £196 for the Royal British Legion on Remembrance Sunday. We hosted a Family Support Work Carol Service and collected toys for their Christmas appeal as well as food at Harvest and throughout the year for Crawley Open House.

Savings

The total we have held in reserve is now £76,750

Structure, governance and management of the charity

The Parish of St. Margaret’s Warnham is part of the Diocese of Chichester within the Church of England. The Parochial Church Council (PCC) is registered with the Charity Commission as required by the Charities

3

Act 2011. PCC members are Trustees of the charity. Its governing document is the Parochial Church Councils (Powers) Measure 1956. St Margaret’s Warnham is registered charity no. 1132082.

During the calendar year commencing 1st January 2025, the following served as members of the Parochial Church Council.

Ex Officio members

Ex Officio members
Vicar: Revd Rebecca Tuck Chair
Wardens: Gareth Higgs Deanery synod
Pam Woolterton Deanery synod
Steve Lambie (stepped down in April 2025)
Patron: Jonathan Lucas Vice Chair
Safeguarding Officer: Lisa Nulty
Elected members Paul Singleton Secretary
Geoff Ward
Roy Boud
Martin Rogers (stepped down in April 2025)
Richard Smillie
Stuart Colgate-Gates
Jo Browse
Geoff Read
Deanery Synod: Margaret Oram
Tania James

The PCC has a Standing Committee, which reports to the PCC and has the power to transact the business of the PCC between its meetings, subject to any directions given by the full PCC.

This Trustees' Annual Report was approved by the PCC at their meeting of March 2026.

Independent Examiner’s report

Accounts for the year ended 31[st] December 2025

Respective responsibilities of the Trustees and the examiner

The charity’s trustees are responsible for the preparation of the accounts and they consider that an audit is not required for the year under section 144(2) of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:

Examine the accounts under section 145 of the Charities Act

to follow the procedures laid down in the general directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and

to state whether particular matters have come to my attention.

4

Basis of the Independent Examiner’s statement

My examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with these records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required for an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no material matter has come to my attention which gives me cause to believe that in, any material respect:

Accounting records were not kept in accordance with section 130 of the Charities Act, or the accounts do not accord with the accounting records

I have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Date: 18[th] March 2026

Signed:

Stephen Hendy

5

Statement of Financial Activity

Statement of Financial Activity
Unrestricted
funds
Designated
funds
Restricted
funds
Endowment
funds
Total
funds
Prior year
total funds
Income and endowments from:
Donations and legacies
Income from charitable activities
Fund Raising
Other trading activities
Investments
Other income
Total income
Expenditure on:
Raising funds
Expenditure on charitable activities
Other expenditure
Total expenditure
Net income / (expenditure) before transfer
Transfers
Gross transfers between funds - in
Gross transfers between funds - out
Other recognised gains / losses
Gains/losses on investment assets
Gains on revaluation, fixed assets,
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Represented by
Unrestricted
General Fund
Designated
200 Club
200 Club Monthly
Bell Ringers
Book Of Remembrance
Investment Fund
Restricted
Agency collection
Church Clock
Flowers
Jean Swift Crocus
Joan Barton Endowment
Joan Barton Interest
Mick Hodgson Fabric
Parish Room Refurbishment
Rev Loveless Mission
Youth Fund
Endowment
United Trust Bank For J Barton
98,630.94
-
943.00
-
99,573.94
88,917.83
12,047.23
-
-
-
12,047.23
8,971.77
14,817.68
5,880.00
-
-
20,697.68
16,779.96
6,350.91
-
-
-
6,350.91
5,725.33
3,081.95
-
3.03
-
3,084.98
1,264.72
500.00
-
-
-
500.00
500.00
135,428.71
5,880.00
946.03
- 142,254.74
122,159.61
529.90
-
-
-
529.90
1,171.45
146,636.19
1,860.00
655.69
- 149,151.88
122,084.90
42.48
-
495.40
-
537.88
876.76
147,208.57
1,860.00
1,151.09
- 150,219.66
124,133.11
(11,779.86)
4,020.00
(205.06)
-
(7,964.92)
(1,973.50)
246.45
-
323.00
-
569.45
-
(323.00)
-
(246.45)
-
(569.45)
-
-
-
-
-
-
-
-
-
-
-
-
-
(11,856.41)
4,020.00
(128.51)
-
(7,964.92)
(1,973.50)
69,397.03
8,445.00
6,872.45
-
84,714.48
86,687.98
57,540.62
12,465.00
6,743.94
-
76,749.56
84,714.48
57,540.62
-
-
-
57,540.62
69,397.03
-
7,780.00
-
-
7,780.00
5,860.00
-
4,685.00
-
-
4,685.00
2,585.00
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
247.68
-
247.68
400.08
-
-
30.10
-
30.10
-
-
-
3,000.00
-
3,000.00
3,000.00
-
-
783.62
-
783.62
780.59
-
-
33.50
-
33.50
33.50
-
-
-
-
-
-
-
-
2,598.00
-
2,598.00
2,598.00
-
-
51.04
-
51.04
60.28
-
-
-
-
-
-

6

Balance Sheet (Summary)

Balance Sheet (Summary)
As at
31/12/2025
As at
31/12/2024
Fixed assets

Current assets

Investments
Cash At Bank And In Hand
Liabilities

Creditors: Amounts Falling Due In One Year
Net current assets less current liabilities
Total assets less current liabilities
Liabilities

Total net assets less liabilities
Represented by

Unrestricted

Unrestricted - General Funds
Designated

Designated - 200 Club
Designated - 200 Club Monthly
Restricted

Restricted - Flowers
Restricted - Jean Swift Crocus
Restricted - Joan Barton Endowment
Restricted - Joan Barton Interest
Restricted - Mick Hodgson Fabric
Restricted - Rev Loveless Mission
Restricted - Youth Fund
Endowment

Fund Totals
-
-

3,017.42
28,617.10
79,411.13
60,977.37
82,428.55
89,594.47

5,678.99
4,879.99
5,678.99
4,879.99
76,749.56
84,714.48
76,749.56
84,714.48

-
-
76,749.56
84,714.48


57,540.62
69,397.03

7,780.00
5,860.00
4,685.00
2,585.00

247.68
400.08
30.10
-
3,000.00
3,000.00
783.62
780.59
33.50
33.50
2,598.00
2,598.00
51.04
60.28
76,749.56
84,714.48

7

Statement of Assets and Liabilities (by code)

Statement of Assets and Liabilities (by code) Statement of Assets and Liabilities (by code)
Class and nominal code
General Designated Restricted Endowment
Total
Last
year
Current Asset - Cash At Bank And In Hand
6501: Bank current account
6502: Lloyds Instant Saver
6507a: Unit Trust Bank 2025 - 2026
6591: 2023 32 day account LLoyds
Total
Current Asset - Investments
6503: Lloyds 32 day account
6506: United Trust Bank for J Barton
6507: United Trust Bank The PCC of St Margaret's
Warnham
Total
Liability - Agency Accounts
6699: Agency collections
Total
Net total assets
Represented by
General (Unrestricted)
Designated - 200 Club
Designated - 200 Clubmnthly
Restricted - Flowers
Restricted - JB Endowment
Restricted - JB Interest
Restricted - JS Crocus
Restricted - MH Fabric
Restricted - Rev L Mission
Restricted - Youth F
Total
(9,108.04)
12,465.00
5,001.55
3,000.00 11,358.51 10,128.50
21,732.41
-
4,418.35
- 26,150.76 40,514.89
31,350.27
-
-
- 31,350.27
-
10,551.59
-
-
- 10,551.59 10,333.98
54,526.23
12,465.00
9,419.90
3,000.00 79,411.13 60,977.37
3,014.39
-
3.03
-
3,017.42
-
-
-
3,000.00
(3,000.00)
-
-
-
-
-
-
- 28,617.10

3,014.39
-
3,003.03
(3,000.00)
3,017.42 28,617.10
-
-
5,678.99
-
5,678.99
4,879.99

-
-
5,678.99
-
5,678.99
4,879.99
57,540.62
12,465.00
6,743.94
- 76,749.56 84,714.48
57,540.62
-
-
- 57,540.62 69,397.03
-
7,780.00
-
-
7,780.00
5,860.00
-
4,685.00
-
-
4,685.00
2,585.00
-
-
247.68
-
247.68
400.08
-
-
3,000.00
-
3,000.00
3,000.00
-
-
783.62
-
783.62
780.59
-
-
30.10
-
30.10
-
-
-
33.50
-
33.50
33.50
-
-
2,598.00
-
2,598.00
2,598.00
-
-
51.04
-
51.04
60.28
57,540.62
12,465.00
6,743.94
- 76,749.56 84,714.48

Fund movement summary

Fund Opening Incoming Outgoing Transfers Gains/Losses Journals Closing
200 Club
Designated 5,860.00 3,780.00 1,860.00 - - - 7,780.00
Sub-totals 5,860.00 3,780.00 1,860.00 - - - 7,780.00
200 Clubmnthly
Designated 2,585.00 2,100.00 - - - - 4,685.00
Sub-totals 2,585.00 2,100.00 - - - - 4,685.00
Clock
Restricted - 500.00 500.00 - - - -
Sub-totals - 500.00 500.00 - - - -
Flowers
Restricted 400.08 443.00 495.40 (100.00) - - 247.68
Sub-totals 400.08 443.00 495.40 (100.00) - - 247.68

8

JB Endowment

JB Endowment
Restricted 3,000.00 - - - - - 3,000.00
Sub-totals 3,000.00 - - - - - 3,000.00
JB Interest
Restricted 780.59 3.03 - - - - 783.62
Sub-totals 780.59 3.03 - - - - 783.62
JS Crocus
Restricted - - 146.45 176.55 - - 30.10
Sub-totals - - 146.45 176.55 - - 30.10
MH Fabric
Restricted 33.50 - - - - - 33.50
Sub-totals 33.50 - - - - - 33.50
Rev L Mission
Restricted 2,598.00 - - - - - 2,598.00
Sub-totals 2,598.00 - - - - - 2,598.00
Youth F
Restricted 60.28 - 9.24 - - - 51.04
Sub-totals 60.28 - 9.24 - - - 51.04
General
Unrestricted 69,397.03 135,428.71 147,208.57 (76.55) - - 57,540.62
Sub-totals 69,397.03 135,428.71 147,208.57 (76.55) - - 57,540.62
Totals 84,714.48 142,254.74 150,219.66 - - - 76,749.56

Analysis of income and expenditure

Total

Total
Unrestricted Designated Restricted Endowment
This year Last year
INCOME AND ENDOWMENTS FROM:
Donations and legacies
100 - PGS
101 - Planned giving
102 - Loose plate collections
104 - Donations
104a - Donation from Church Trust Fund
104b - Church Clock
105 - Tax recoverable on Gift Aid
106 - Legacies
116 - CAF Donations
117 - SUM UP
118 - Flowers
Totals
Income from charitable activities
114. - Fund raising
114a - Amazon fund raising
114b - Fund Raising Friday Coffee Morning
114c - Fund raising - Crocus plants
114d - Fund raising Concerts
114e - Fund Raising Organ Recitals
114f - Fund raising Table Top Sale
114g - Fund Raising Open Gardens
51,306.84
-
-
-
51,306.84 47,780.77
12,210.00
-
-
-
12,210.00 10,560.00
5,223.34
-
-
-
5,223.34
5,640.23
9,389.38
-
-
-
9,389.38
7,075.69
2,725.55
-
-
-
2,725.55
1,223.36
-
-
500.00
-
500.00
-
17,775.83
-
-
-
17,775.83 16,235.78
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
443.00
-
443.00
402.00

98,630.94
-
943.00
-
99,573.94 88,917.83
6,772.60
-
-
-
6,772.60
7,667.81
-
-
-
-
-
-
2,403.51
-
-
-
2,403.51
2,354.15
-
-
-
-
-
-
241.36
-
-
-
241.36
133.00
-
-
-
-
-
-
525.97
-
-
-
525.97
-
3,774.99
-
-
-
3,774.99
-

9

114h - Fund Raising 200 Club yearly - 3,780.00 - - 3,780.00
4,560.00
114i - Fund Raising 200 Club monthly - 2,100.00 - - 2,100.00
2,015.00
114j - easyfund raising 102.96 - - - 102.96
-
114k - Fund Raising Barn Dance - - - - -
-
114m - Fund Raising Trumpet Concert - - - - -
-
114n - Fund Raising Harvest Lunch 218.92 - - - 218.92
-
114o - Fund Raising CITC - - - - -
50.00
114p - Farlingtronics Concert - - - - -
-
114q - Lent Lunch 777.37 - - - 777.37
-
107 - Funeral fees 5,604.00 - - - 5,604.00
4,745.00
108 - Wedding Fees 823.00 - - - 823.00
54.00
109 - Internment of Ashes - - - - -
-
110 - Memorials 29.00 - - - 29.00
285.00
111 - P Room Letting 5,315.00 - - - 5,315.00
2,970.00
115 - Sunday Church Coffee 237.69 - - - 237.69
246.66
120 - Refund - - - - -
-
122 - Messy Church 38.54 - - - 38.54
211.11
124 - Youth Work - - - - -
460.00
Totals 26,864.91 5,880.00 - - 32,744.91 25,751.73
Other trading activities
112 - Warbler sales 3,593.56 - - - 3,593.56
2,715.33
113 - Warbler- advertising 2,626.25 - - - 2,626.25
3,010.00
121 - Cards Guides 131.10 - - - 131.10
Totals 6,350.91 - - - 6,350.91
5,725.33
Investments
1020 - Bank and building society interest 3,081.95 - 3.03 - 3,084.98
1,264.72
Totals 3,081.95 - 3.03 - 3,084.98
1,264.72
Other income
125 - church Maintenance - - - - -
-
126 - Grant 500.00 - - - 500.00
500.00
500 - Overpayment from Bank - - - - -
-
Totals 500.00 - - - 500.00
500.00
Grand totals 135,428.71 5,880.00 946.03 **- ** 142,254.74 122,159.61
EXPENDITURE ON:
Raising funds
228 - Fund Raising Costs 401.94 - - - 401.94
1,096.45
228.1 - Fund Raising Costs Barn Dance - - - - -
-
228.2 - Fund Raising Costs CITC - - - - -
-
228.3 - Fund Raising Costs Open Gardens 34.50 - - - 34.50
-
228.4 - Fund Raising Costs Table Top Event - - - - -
-
228.5 - Fund Raising Costs Harvest Lunch - - - - -
75.00
228.7 - Fund Raising costs Farlingtronics Concert - - - - -
-
228.9 - Fund raising costs Lent Lunch 93.46 - - - 93.46
-
Totals 529.90 - - - 529.90
1,171.45
Expenditure on charitable activities
200 - Parish Share 77,373.00 - - - 77,373.00 81,445.00
201 - Insurance for Church & P Room 4,242.09 - - - 4,242.09
4,128.69
202 - Electric Church 1,538.27 - - - 1,538.27
1,743.64
203 - Gas Church 3,285.28 - - - 3,285.28
2,670.16
204 - Electric P Room 487.65 - - - 487.65
612.89
205 - Gas PRoom 353.19 - - - 353.19
463.82
206 - Water P Room 428.82 - - - 428.82
301.92
207 - Phone Office 28.55 - - - 28.55
167.45
208 - Vicar's Expenses 698.68 - - - 698.68
832.17
209 - Vicarage Council Tax 3,849.69 - - - 3,849.69
3,678.06

10

210 - Vicarage Water Rates
211 - Administrator Salary
212 - Organist Fees
213 - Maintenance Church
213 a - C Maintenace - clock
213b - C Maintenance - sound system
213c - C Maintanance - furniture & furnishing
214 - Maintenance of Churchyard
215 - Warbler Expenses
216 - Administration Costs
217 - Costs of Special Services
218 - Sunday Club
219 - Messy Church
220 - Youth Work
221 - Music and other licences
222 - Visiting Clergy
223 - DBF Checks
224 - Wi Fi
225 - Junior Choir
226 - Quarterly Fees to Chichester DBF
227 - Parish Room Refurbishment
228.6 - 200 Club Prize Money
228.8 - Fund raising cots Trumpet Concert
229 - Bell Ringers
230 - Up Keep of Services
231 - Charitable Giving
232 - Governance
236 - Maintenance P Room
238 - Verger Fees
239 - Chichester DBF
Totals
Other expenditure
235 - Bank charges & Sum Up Costs
237 - Reader training
240 - Flowers
400 - Refund
501 - Overpayment from bank removed by bank
Totals
Grand totals
858.03
-
-
-
858.03
587.76
3,793.14
-
-
-
3,793.14
3,666.00
2,320.00
-
-
-
2,320.00
2,960.00
10,519.62
-
-
-
10,519.62
4,006.80
8,176.00
-
500.00
-
8,676.00
198.40
16,142.69
-
-
-
16,142.69
-
365.37
-
-
-
365.37
-
816.00
-
146.45
-
962.45
185.44
6,221.86
-
-
-
6,221.86
6,089.34
1,297.54
-
-
-
1,297.54
721.37
179.55
-
-
-
179.55
110.55
-
-
-
-
-
-
134.66
-
-
-
134.66
274.83
404.96
-
9.24
-
414.20
661.75
705.23
-
-
-
705.23
822.23
10.49
-
-
-
10.49
14.85
-
-
-
-
-
12.00
374.34
-
-
-
374.34
350.73
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
678.28
-
1,860.00
-
-
1,860.00
1,840.00
-
-
-
-
-
-
-
-
-
-
-
-
467.42
-
-
-
467.42
484.57
1,080.15
-
-
-
1,080.15
1,491.70
-
-
-
-
-
786.00
483.92
-
-
-
483.92
98.50
-
-
-
-
-
-
-
-
-
-
-
-

146,636.19
1,860.00
655.69
- 149,151.88 122,084.90
42.48
-
-
-
42.48
50.38
-
-
-
-
-
-
-
-
495.40
-
495.40
826.38
-
-
-
-
-
-
-
-
-
-
-
-

42.48
-
495.40
-
537.88
876.76

147,208.57
1,860.00
1,151.09
- 150,219.66 124,133.11

11