2024-12-31-accounts

THE PARISH OF ST ANDREW CHIPPENHAM

WITH ST NICHOLAS TYTHERTON LUCAS

Reg Charity 1131163

Annual Report and Financial Statements for the year ended 31[st] December 2024

ST ANDREW’S CHURCH OFFICE, MARKET PLACE, CHIPPENHAM, SN15 3HT http://www.standrewschippenham.org.uk

Showing God’s love through welcome, service and inclusivity

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31[st ] DECEMBER 2024

Index

Index
	Page
Aims and Purposes	3
Objectves and Actvites	3
Achievements and Performance	4
Deanery Synod	6
Church Buildings	7
Ecumenical Relatonships	7
Financial Review	7
Reserves Policy	8
Social Responsibility	8
Statement of Commitment to Safeguarding	9
Structure, Governance & Management	12
Administratve Informaton	13
Supplementary Reports
St. Nicholas	16
Parish Administrator	17
Children & Young People	17
Mothers Union	19
Social Events	19
Treasurer	20
Friends of St Andrew’s & 100 Club	21
Art Group	21
Cofee Shop	22
Bellringers	23
Flower Arrangers	24
Music	25
Organ	26
St. Andrew’s Analysis of Pledges	28
Independent Examiners Report	31
Accounts for 2025	32-45

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The Parish of St Andrew, Chippenham with St Nicholas, Tytherton Lucas

Charity no 1131163

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31[st] DECEMBER 2024

Aims and Purposes

The Parochial Church Council of St Andrew’s, Chippenham with St Nicholas, Tytherton Lucas (the PCC) has the responsibility of cooperating with the incumbent, or Churchwardens when in vacancy, in promoting the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social, and ecumenical.

The PCC is also specifically responsible for the maintenance of the Church and other buildings of St Andrew’s and St Nicholas Church .

Objectives and Activities

The PCC is committed to enabling as many people as possible to worship at both St Andrew’s and St Nicholas and become part of our parish community. The PCC maintains an overview of worship throughout the parish and makes suggestions on how services can involve the many groups that live in the parish. Our services and worship put faith into practice through prayer and scripture, music, and sacrament.

When planning our activities for the year, the incumbent and the PCC have considered the Commission’s guidance on public benefit and, in particular the specific guidance on charities for the advancement of religion. In particular, we try to enable people to live out their faith as part of our parish community through:

Worship and prayer; learning about the Gospel; and developing their knowledge and trust in Jesus.

Provision of Pastoral care for people living in the parish. Missionary and outreach work

To facilitate the work, it is important that we maintain the fabric of our Churches and other Buildings.

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Achievements and Performance

Chairman’s report

In every parish vicars come, and vicars go. Never was this so apparent to me as, on the Feast of All Souls, I stood at the Eastern Chapel altar reciting the names of every recorded incumbent of this parish, from the earliest William de Avebury in 1272 to Rod in 2023, giving thanks for their ministry whilst a candle was lit for each. It served as a reminder that individually we are but a small cog in the vast machine of faith and time, but each of us has a part to play in the economy of God as we pass on the flame of love from generation to generation.

The long interval between interview in October 2023 and induction as Vicar in April 2024 was a time of patient endurance for us all. When permission was finally received that an announcement could be made, the collective sigh of relief was audible from Chippenham and Wantage, Oxfordshire, my sending parish.

Of course you were being wonderfully cared for by your curate, the Revd Anton, to whom I owe a great debt of gratitude, both for his care as well for his generously and gently handing over priestly responsibility. Not many incumbents have the luxury of such a conveyance, and I believe we have all been blessed by his prayerful guidance. The announcement in the summer of 2024 that he was to become the interim priest at St John’s Frenchay Parish Church was met with joy for his future as well as thankfulness for all he gave to and in this parish.

When moving to a new place, it always takes time to settle; but arriving here was made smooth by the kind support and prayers of the congregations of both churches. The ministry team - consisting of our Licensed Lay Minister, Eryl, and four Benefice Worship Leaders, together with Fr Christian Saguyan (curate of the Woodbridge Benefice) - has worked collaboratively in maintaining and developing the liturgies of the church’s year whilst valuing the parish’s rich sacramental tradition. We are blessed to offer a wide variety of expressions of Divine Worship, and I am particularly delighted that the Book of Com-

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mon Prayer usage has been cemented at St Nicholas’, the choral tradition has been strengthened at St Andrew’s, and links with the Bowood Estate for tri-monthly Evensong have been established. Liturgical additions to the regular pattern of services include Rogation Processions, the Lammas Feast, Corpus Christi sacramental benediction, All Souls Requiem Service of Light and the candlelit Advent Procession.

My grateful thanks go to the ministry team for their inspiration and creativity, support and guidance, as well to the countless servers, sacristans and welcomers of both churches; Musical Director Paul, the choir & musicians; Ros who prepares each week’s notice sheet, Christina our parish administrator and Steve our safeguarding officer; Chris our treasurer, Remy, who produces our monthly Newsletter from his home in Singapore, the PCC, cleaners and bell-ringers; Dorryta and all the coffee and catering providers, chair movers, church lockers etc etc etc who enable our churches to offer authentic and beautiful worship and hospitality.

Of course, the life of the Church is never lived in isolation – we are not an island, but an integrated part of the whole community. With that in mind it has been a joy to enable the forging of stronger links between the three Anglican benefices as, together, we build a Mission Area, bringing the reign of God ever more to the hearts and minds of the people of Chippenham. 2024 was a time for prayerful discernment between the incumbents of the town as to possible future strategies and collaborations. The St Andrew’s Mothers’ Union have taken on the link with St Peter’s Foodbox, with a monthly ‘WeCan Sunday’ food collection, and our annual giving to local, international and national charities remains a vital part of our outreach, as does the annual distribution of food vouchers from the Vicar and Churchwardens’ Charity.

Collaboration was also developed between St Andrew’s - in its role as the Civic Church - and the Town Council and presiding over the great congregations inside and outside the church on Remembrance Sun-

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day was a privilege I shall not forget. I am pleased to build deeper connections between the church and several other local businesses and organisations.

As the latest in a (very) long line of priests in this parish, I am mindful of the weight of responsibility, but I know I do not do it alone - for God has called me here and God is faithful. And I want also to pay tribute to my wonderful partner, Simon, who is a firm rock of love and encouragement, as well to the indomitable Church Wardens, Gavin and Jenny, and deputy Wardens Dorryta and Brian, all of whom do unimaginably more than can be imagined in co-operating to preserve and show forth the love of God and the light of Christ here in Chippenham.

Deanery Synod

The Deanery Synod met three times in 2024. St Andrew’s was represented by Fr Benji, Dick and Eryl Spencer and Liz Nelson. The main focus of these meetings is to share good practice and ideas from member churches on how to make the Gospel meet modern day needs. This was accomplished by:

• The Representatives sharing ideas and initiatives being undertaking by their own churches at the Synod meetings and via the Deanery Newsletter;

• Hearing presentations from Diocesan officers, individuals and churches on how growth can be achieved and existing congregations supported. These presentations have included Bishop Neil talking about his experiences, Helen Lowther from Safe Families, Rev Matt Stone on ecological issues and Rev Si Dunn on the Deanery Mission Area.

• Sharing good environmental practices so that each member church can reach Net Zero by 2030.

• The St Andrew’s representatives communicate the Synod`s activities to the PCC by circulating the Deanery Newsletter, the minutes

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of Deanery meetings and by presentations to PCC meetings.

Church Buildings

The year started off with the 2024 Quinquennial survey although the final report incorporating its findings was not received for several months. This delayed planning revised priorities. Our intention was to work through the work the report set out but there have been several unforeseen demands which have taken up most of the Fabric Committee’s time in the second half of the year. These have included the failure of the church central heating (now running again but work still to be done to make it work efficiently), failure of some high-level lights (church and hall both now addressed) and repairs to the hall floor. We intend resuming a more systematic approach to Quinquennial work in the coming months and to progress investigations of our options in relation to the chancel floor (to raise it all to one level or reduce it all to the same level) and end chancel wall decorations and curtains. So, a busy time ahead.

Ecumenical Relationships

St Andrew’s was represented on ecumenical activities in Chippenham such as SAT – 7 and has established a working connection with Sheldon Road Methodist Church to promote joint social responsibility and environmental initiatives.

Members of St Andrew’s congregation work jointly with members of other churches in Chippenham on such activities as Kittiwake which is teaching Syrian and Ukrainian refugees.

Financial Review

The deficit on St Andrew’s General funds increased by £5-6,000 during 2024. On the one hand there was a slight reduction in Giving (£4,000) as well as an increase in expenditure, due in part to the increased costs of our Parish Administrator from April.

On the Fabric Account, we drew around £7,000 from our Reserves to pay for the Quinquennial repairs.

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The overall balance on the Friends Account fell from £8,142 in 2023 to £6,225. The Friends paid for the repairs to the King Alfred Hall Floor (£5,400) whilst the 100 Club raised £3,165.

St Nicholas Church showed an overall deficit of around £7,000, largely due to the Quinquennial inspection and the recommended works. This was financed by a withdrawal from their Deposit Account.

Reserves Policy

It is the PCC’s policy to maintain a balance on unrestricted funds which equates to at least six months unrestricted payments. For St Andrew’s this equates to approximately £92,000. It is held to smooth out fluctuations in cash flow and meet emergencies. The cash balance held on unrestricted funds at the end of 2024 was approximately £120,000.

Social Responsibility

The Social Responsibility Committee met four times in 2024 to discuss how to promote the Gospel`s message of hope via the following activities:

• By supporting farmers and suppliers in developing countries by selling Traidcraft goods which ensure that they are paid adequately for their produce. I would like to thank Debbie Warren for her hard work and commitment in running the Traidcraft stall and for the congregation in supporting it on most Sunday and Wednesday mornings.

• Organising a series of Lent Talks with informed speakers covering social issues including Christianity and Science by Professor Keith Charnley, the Environment by Deborah Tomkins from Green Christian, the Middle East from Bronwen Heaton of SAT- 7, a Christian broadcasting station then finally, Policing and being a Christian from our then Curate, Anton, who is a serving police officer.

• Christian Aid Week was supported by our CA Rep Mary Pennell

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suggesting a wide-ranging list of simple suggestions for raising money or making donations.

• Supporting the Kittiwake group teaching English to Syrian & Ukrainian refugees.

• Raising the congregation`s environmental awareness by providing facilities for recycling pens, batteries and printer cartridges.

• The Committee allocates 10% of the church`s Planned Giving income to international and local charities that ideally have a St Andrew’s connection.

• Liaison with Bristol Diocese, Chippenham Deanery and Sheldon Road Methodist Church on environmental and social issues.

• Liaison with the Fabric Committee to investigate the recommendations of the Energy Audit provided by the Bristol Diocese as part of its aim for each church to achieve Net Zero by 2030.

Statement of Commitment to Safeguarding

The parish of St. Andrews Chippenham and St. Nicholas Tytherton Lucas is committed to safeguarding children, young people, and vulnerable adults from harm. We follow the House of Bishops guidance and policies and have our own Parish Safeguarding Officer.

Name of our PSO is Stephen Riley who was appointed by the PCC in July 2023.

Policies

The Safeguarding Policy was presented to the PCC and signed on the 11[th] July 2023.

It was reviewed by the Vicar and Churchwardens with the full PCC on 21[st] January 2025.

Activities

The PCC oversees the following activities for Children / Young People or for Vulnerable Adults:

The Parish Pastoral Team, Benefice Worship Leaders, Andys@4, Children’s Worship.

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All adult volunteers have been given a copy of The Code for Safer Working Practice and the BWL and Pastoral Team have been given Role Descriptors which sets out codes of conduct and safer working practices.

Safer Recruitment & DBS

The PCC is responsible for the safe recruitment of people wanting to work with vulnerable groups through the activities mentioned above. The PCC has a named Safer Recruitment Officer who ensures that all present and newly appointed role holders possess appropriate DBS Clearance.

DBS Checks

As part of the safer recruitment process, where eligible, volunteers working with vulnerable groups have been DBS checked at the level appropriate to the role. Because the parish provides activities for vulnerable groups, the PCC members are also eligible for an enhanced DBS Check.

There are 21 PCC members who require a DBS check for their role and of them 21 have a current check (ie. the check has been completed within the last 3 years).

Training

Safeguarding training at different levels is a requirement for all roles, the current situation in terms of meeting the requirements in the parish is as follows:

Basic Awareness (all church officers and volunteers, bellringers)

No. in Role	No. completed training in last 3 years	No. with no or expired training	N/A
40	40	0	9

Foundation Safeguarding (PCC members, volunteers working with vulnerable groups, Churchwardens, Parish Safeguarding Officer, bellringers supervising children who ring with the team)

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No. in Role	No. completed training in last 3years	No. with no or expired training
21	21	0

Leadership Safeguarding (Churchwardens, Parish Safeguarding Officers, Licenced Lay Ministers, Tower Captains where children ring with the team)

he team)
No. in role	No. completed training in last 3years	No. with no or expired training
5	5	0

Domestic Abuse (PCC members, Churchwardens, Parish Safeguarding Officers, Licensed Lay Ministers)

No. in role	No. completed training in last 3years	No. with no or expired training
7	7	0

Reporting to the PCC

The PCC was updated about Safeguarding matters in the parish at its meetings of the 19[th] March 2024, 7[th] May 2024, 30[th] July 2024, 22[nd] October 2024 and the 21[st] January 2025.

During the year there were no safeguarding matters which were reported on to the Diocesan Safeguarding Team.

Action Plan

The PCC has an action plan created by the Parish Dashboard. Progress is reported to the PCC meetings and current progress on our Parish Dashboard for the Statutory Actions is 97 % at level 3.

Only one action remains for completion. This is:

Promotng a Healthy and Safe Culture

The PCC needs to consider how they can better promote a healthy and safe church culture.

To this end the PSO has downloaded the various worksheets from the Safeguarding Dashboard and needs to meet with the Church Wardens and the Incumbent to discuss how best to deliver the training at their

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next team meeting.

Parish Website

All relevant documents advised by the Diocese plus links to key information are now on the revised Parish Website.

Structure, Governance and Management

The method of appointment of PCC members is set out in the Church Representation Rules. At St Andrew’s with St Nicholas, the membership of the PCC consists of the incumbent (the Priest in charge) who is the Chairman, a Vice Chairman, Churchwardens and members elected by those members of the congregation on the electoral roll of the church. All members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC.

The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including how the funds of the PCC are spent.

The full PCC meets six times a year. The PCC has eight active SubCommittees:

St Nicholas Church - to order the affairs of St Nicholas’ Church, Tytherton Lucas.

Standing and Finance Committee - general management of church and finances.

Fabric Committee - to look after the maintenance of Church buildings and churchyard.

Organ Committee - to plan the restoration of the organ and raise funds through donations and grants to complete the work required. Hall Committee - to promote and market the King Alfred Hall to generate income for the Church.

Children and Young People - oversee children’s and young people’s activities in Church.

Social Events Committee – the coordination of social activities and catering in Church.

Social Responsibility Committee- World Development and social responsibility issues and initiatives; distribution of mission and charitable giving.

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Friends of St Andrew’s Committee – Set up to promote the aims of the Friends of St Andrew’s to the wider community and to raise funds for the maintenance and improvement of St Andrew’s Church. The Committees are all responsible to the PCC and report back to it regularly with minutes of their decisions being received by the full PCC and discussed as necessary.

Administrative information

St Andrew’s Church is situated in the Market Place, Chippenham, Wiltshire. St Nicholas Church is situated in the village of Tytherton Lucas. The Parish is part of the Diocese of Bristol within the Church of England. The Church’s correspondence address is the Church Office, Market Place, Chippenham, SN15 3HT. The Church’s website is www.standrewschippenham.org.uk

The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2006) and a charity currently registered with the Charity Commission.

PCC Members who have served at any time from 1[st] January 2021 until the date this report was approved are:

Chair: Benji Tyler (Priest in Charge) since April 2024 Vice Chair: Jenny Norris

Churchwardens: Gavin Macrae (2021) Jenny Norris (2017)

Deputy Churchwardens: Dorryta Hayward (2024), Brian Elliott (2017 for St Nicholas)

Licenced Lay Minister: Eryl Spencer

Benefice Worship Leaders: Laurinda Elliott, Mary Pennell, Viv Prout, Linda Silk

Deanery Synod Representatives: Richard Spencer, Eryl Spencer, Liz Nelson, Fr Benji

Secretary: Pip Higman (2020) Treasurer: Chris Norris (2017)

Treasurer St Nicholas: Wendy Reeves (2017)

Assistant Treasurer: Sue Wood (2019)

Parish Administrator: Christina Knowles

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Additional Members: Denise Addison (2022, Resigned 2024) Vernon Bundy (2022, Health and Safety officer) Simon Elliott (2023) Ruth Harvey (2023) Ros Harford (2018), Christina Knowles (2022) Liz Nelson (2024), Louise Romain (2024) Rosa Vine (2024)

Parish Safeguarding Officer: Steve Riley (2023)

The Priest in Charge, Licenced Lay Minister, Churchwardens and Deanery Synod representatives are ex-officio members of the PCC.

Officials of St Nicholas Church:

Church Warden: Mr. Brian Elliott

Sacristan : Mrs Elizabeth Sexton

Secretary: Mrs Sheila Laurence

Treasurer: Mrs Wendy Reeves

Organisers of Cleaning, Decorating and Flower Arranging: Mrs Barbara Parry and Mrs Robbie Tooney

All of the above, apart from Edward, are on the Church Committee together with Mrs Sandy Hames and Mrs Marilyn Adcock.

In 2024 the Committee met 4 times. The AGM was held in March.

Investment Manager: Rathbones, 10 Queen Square, Bristol BS1 4NT Accountants: Monahans, 14a Forest Gate, Chippenham Wilts SN15 3RS

Electoral Roll Report:

The number on the Electoral Roll as of 18[th] January 2025 is 128 (114 St Andrew’s, 14 St Nicholas)

The comparable numbers for the same date the previous year were 131 (119 St Andrew’s, 12 St Nicholas)

Number of Baptisms in 2024 (2023 in brackets)

3 (7) St Andrew’s; 0 (0) St Nicholas

Number of Thanksgivings in 2024

0 (7) St Andrew’s; 0 (0) St Nicholas

Number of Marriages in 2024

2 (4) St Andrew’s; 0 (1) St Nicholas

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Number of Blessings in 2024

1 (0) St Andrew’s; 0 (0) St Nicholas

Number of Funerals in 2024

25 (10) St Andrew’s; 0 (0) St Nicholas

Candidates presented for Confirmation in 2024

3 (0) St Andrew’s; 0 (0) St. Nicholas

Approved by the PCC on 18[th] March 2025 and signed on their behalf by Fr. Benji Tyler (PCC Chairman) —- ……………………………………………………………………..

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Supplementary Reports

St Nicholas Church, Tytherton Lucas

This was a happy year for the congregation of St Nicholas as we welcomed our new Parish Priest Fr Benji Tyler.

Sadly, we said goodbye to the Rev. Anton Campbell when he left to take up his new post at Frenchay. He had looked after us so well during the Interregnum.

We are also very grateful to Fr Benji for the services he comes and takes and also to Fr Christian. We are also indebted to Mrs Eryl Spencer for the services she takes.

The congregation usually numbers 10 loyal members. Many more come to Festivals and Special services when the Church is full. Mr Paul Fortune, the Organist and Choir Master, from St Andrew’s is warmly welcomed when he comes.

Mrs Parry, Mrs Laurence and Miss Sexton attended the Induction service for Fr Benji at St Andrew’s Church.

On 26[th] May we had a service of Welcome for Fr Benji. Invitations were sent to people in the village. Refreshments were provided and enjoyed.

On Saturday August 10[th ] Mrs Sandy Hames held a Tea Party at Gastons Farm to welcome people of the village to meet Fr Benji and his partner Simon.

On Sunday October 27[th] we decorated the Church for Harvest Festival. We received a very appreciative letter for the food we had given to the homeless.

On Remembrance Day, November 10[th] , the service was taken by Mrs Eryl Spencer. The congregation from the Moravian Church, East Tytherton came to us this year. Mr Edward Drewett read out the names of the war dead.

On Sunday December 8[th] the children of the village along with their parents were invited to the St Nicholas Day service taken by Fr Benji. Advent calendars were given to the children.

On Sunday December 22[nd] the Carol Service was held. Carols were sung and 7 lessons were read.

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It was with great sadness we heard that Dr Christopher Kent who had been our organist here for many years had died on 23[rd] December. We were invited to go to St Andrew’s for services on Christmas Day. Elizabeth Sexton

Parish Administrator

It’s been a very busy few months since I took on the new role of Parish Administrator in April 2024 – far too many things to list here, but part of my role is to “look after” the King Alfred Hall and manage the bookings. Bookings for 2024 went well with lots of children’s parties and adhoc hires. As a result, we seem to be getting quite a few bookings this year from people who have attended other parties and want to hold one in the hall for themselves. We did lose two regular weekday hirers last year but gained two new ones almost immediately. The main hall floor was repaired / refurbished in August, which our regular and adhoc hirers very much appreciate. The two wooden sheds by the toilets have been re-roofed and the garden shed has got a new floor. The garden continues to be looked after by a small team of volunteers who are doing a fantastic job – it’s a beautiful space. As I write, the Office and Club Room are due to be re-decorated in March, which will make a vast improvement to the ambience of each. I’m looking forward to what else this year brings and I’m ready to face the challenges.

Christina Knowles

Children & Young People

Andy’s Tot’s

Despite the best efforts of Jen Corton and Ruth Harvey it proved impossible to carry the Toddlers’ group beyond July 2024.

Andy’s@4

Our monthly Sunday afternoon service for young families has remained smaller than it was before Covid, but we have acquired two new families who attend regularly. Sessions last about an hour and include time for refreshments and socialising. Those who attend enjoy the relaxed format and children and adults participate enthusiasti-

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cally. We continue to text and email families to remind them of sessions and post regularly on our Andy’s@4 Facebook page. Once again, members of Andy’s@4, past and present, were eager to sign up for the Knitted Crib Pilgrimage in 2024. Andy’s@4 families met to prepare oranges for the Crib & Christingle Service. Our Way of the Cross for Children and Good Friday Tree on Good Friday was also attended by most of our Andy’s@4 family.

Sunday Club

Sunday Club finally began to meet again after Covid in September 2023, but we reduced the sessions to one each month on the 3[rd] Sunday with a team of 2 leaders and 5 assistant leaders taking turns to support them. We now have 6-8 children on our books and met for 8 sessions in 2024. We meet in the Club Room which is an excellent space for this small number.

The 15[th] Annual Knitted Crib Pilgrimage was highly successful. Two Crib sets were passed around nearly 40 families from the first Sunday in Advent until the Pilgrimage officially ended on the 22[nd] December at our annual Crib and Christingle Service. Once again, Martha Gee assisted with the organisation of the pilgrimage which was much appreciated. We managed to extend the boundaries beyond St Andrew’s this year and attracted several new families. As usual, many families who had hosted the Knitted Crib were present at the Crib Service and adults and children from Andy’s@4 and from Sunday morning worship played a big part in the service.

Family Service on the 4[th] Sunday of the month

Family worship has begun to evolve once more with the incorporation of the Eucharist back into the service. The planning team has been reinstated and meets monthly to plan the service. We continue to use the band and singers’ group and try to involve children actively whenever possible. We look forward to further developments in 2025.

Eryl Spencer

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Mother’s Union

We have had another interesting year with excellent speakers from our own Jenny Norris telling us about her trip to Egypt, Dorryta Hayward giving us a flower demonstration, as well as diocesan speakers informing us about the WRNS and the impact of a visit to Oberammergau. We enjoyed preparing the posies for Mothering Sunday and had a wonderful tea party in Fr Benji’s garden when we raised £120 for the Away From It All Scheme which provides a day out to Weston Super Mare for families in need. We have also helped our local food banks by organising ‘We Can’ on the fourth Sunday of the month when the congregation bring food tins and other food stuffs. This has been very well supported. All our meetings are underpinned with prayer, and we joined Corsham MU for an advent service. We welcomed Fr Benji as a member of our MU branch and thank him for his continued support. I also wish to thank Jenny and Sue who are of great support to me and keep the wheels of the branch turning.

Denise Addison

Social Events

The Committee met five times during the year to discuss and plan all the various events to be held, where church members could socialise together, welcome newcomers and hopefully form new friendships within the Church Family.

We welcomed Viv Prout and Rosa Vine on to the Committee but sadly lost our very dear friend and colleague Chris Watkins who we miss so much. She was such a talented, lovely lady, inside and out. We organised all the many Church Events which included Shrove Tuesday’s Beetle Drive and Pancake Party, Autumn Fayre Expenses Coffee Morning, Folk Festival All Day Coffee Shop, Licensing Service Refreshments for Father Benji Tyler and Welcome lunch too, Confirmation Service Refreshments with the Bishop of Swindon, Rev Anton Campbell’s leaving celebration refreshments, Harvest Supper, Autumn Fayre Refreshments, St Andrew’s Patronal Festival and Advent Sunday Celebration, Christmas Door Wreath making, Carols around

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the Piano Programme and refreshments and Coffee Morning for Church Flowers.

The committee also baked Simnel Cakes to serve with the coffee on Mothering Sunday, helped serve and bake for funeral wakes of Church Members and also helped and baked for the Charity Event I organised for my grandson’s Camp International Expedition to Ecuador (which has now been changed to Peru) and all the Sunday Morning Celebrations for Special Birthdays and Anniversaries, of which there have been many this year!

Thank you to committee members and all the extra help we have from church members and husbands who are called upon many times during the year to assist at events. Their time and talents are much appreciated.

I must also thank all the Church members and friends who support all the events we organise so that they are successful and enjoyed by everyone.

Special thanks to Ros our secretary who as well as taking the minutes at Committee meetings, makes sure there is advertising in the Parish Herald and Pew leaflet and prints all the Posters, Flyers and Tickets when required.

We are looking forward to an already full Calendar of Events for the coming year.

Dorryta Hayward

Treasurer

I am very grateful to all those who help me with the tasks of Treasurer. Firstly, to Brian Elliott who is standing down as Assistant Treasurer this year. He has been ensuring that the weekly donations to the Church are banked regularly for many years now. Brian, you deserve a well-earned rest! Also, thanks to Sue Wood who deals with banking, our monthly returns to the Diocese as well as being Gift Aid Officer. Wendy Reeves does an excellent job of looking after the accounts at St Nicholas which has been very helpful to me.

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As you may know I have been recovering from a bad fall for the past month and have found things quite difficult. Perhaps it is time for a younger, fitter Treasurer!

Chris Norris

Friends of St Andrew’s and 100 Club

Membership during the year reached its highest ever level at 88 and the total money raised for special church projects amounted to £3,165. We owe a huge debt of gratitude to all our loyal members – some of whom have supported this money-raising effort since its beginning.

However, at the commencement of 2025 this total will reduce by five and although two new members have signed up, there are available numbers for newcomers. Over the many years since its inception, the monies raised through the 100 Club have paid for many “extra” projects in and around the church, King Alfred’s Hall and the hall garden. In 2024, the Friends paid for the refurbishment of the King Alfred Hall Floor which cost £5,400.

Margaret Harrison & Jenny Norris

Art Group

I was looking at the ‘Register’ for 2018 and noticing how many people have moved on. The group began earlier than this when Rod was our new parish priest. Sometimes we had 14-16 artists of varying skills and talents, all from the congregation. A little later Tony, one of our original members brought along fellow artists from his U3A group to join us.

Over our 10ish years the group has run several projects. Rod asked us to produce paintings in the style of Marc Chagall (apologies Chagall) which Rod fixed in the Baptistry by climbing a high ladder. Other paintings followed. One Christmas we made a Nativity scene with salt dough for a crib festival. When King Alfred Hall was to be opened by Bishop Viv we managed the decoration and the opening ‘Festival of Talents’.

Time rolls on. Our lovely local artist Jennifer Rudd came along and

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ran workshops on still life and life drawing.

During lock down we met online and produced the ‘Quadtych’ which you can see in the club room.

Some artists have died, some have moved away, and some have found other activities and art groups.

Now once a month The Mothers Union shares the church as they have their monthly meeting.

I also have moved on, and get my art fix by facilitating Doorway Art as part of the Thursday Drop-in.

Life moves on. St Andrew’s Art continues on Mondays 2-4 pm, in the church, King Alfred Hall or the Club Room. Artists pay £2 to help with the heating bill.

New members always welcome.

Elizabeth Blum

Coffee Shop

Volunteers may come and go but Coffee Shop continues week in and week out to provide a place for parishioners and residents of this town an opportunity to meet up with their friends and family in a convivial environment. It is also a place where someone can come to the church if they are in need of a friendly ear.

We currently have 35 volunteers, and I would like to say a big thank you to those who had decided it was time to hang up their pinny either for good, or who wanted to take a break:

Maurice and Jean Chadwick, Sue Stearn, Kay Tucker and Doris Watt. Also, to welcome our new volunteers: Gaye Webb and Tejaswini Patil. To our hard-working Team Leaders Mary, Dorryta, Eryl and Angela, I would like to say thank you. They are the ones that keep their team ticking over like a well-oiled machine and sometimes it’s stressful for them, but they do a wonderful job and make mine a lot easier.

One group of stalwarts who should also be mentioned are our bakers. They produce the most delicious home-made cakes which are much enjoyed by our customers as well as the volunteers. Thank you for baking us such lovely cakes.

Every Tuesday evening the tables and chairs have to be set out ready

22

for the following morning and then put away every Wednesday lunchtime in readiness for the next church service. This involves moving heavy wooden chairs and large/small folding tables. The problem is after coffee shop. It seems unfair to expect the same one or two gentlemen (particularly Eric) to do it all by themselves week in and week out, so I’m wondering if any other gentlemen reading this report would be happy to help please for half an hour to rearrange the furniture in the church from Wednesday Midday, if so, we would be very grateful.

However, we do appreciate it when the Village Singers are rehearsing on a Tuesday evening as they kindly put out the tables and chairs for us. Also, to Gavin McCrae and Mary Waite for making sure that on occasions when it cannot be done on the Tuesday, then arrangements are made for the rearranging of the furniture to be done first thing Wednesday morning by the team on duty that day.

Finally, to all the volunteers who serve the customers, prepare all the hot drinks and cakes, washer uppers, wiper uppers and receiving the money from the customers, a big thank you for the part you play. Everyone mentioned in my report all play a vital part in the smooth running of this weekly social event in the Church’s calendar, and it is much appreciated by all.

Caroline Emerson

Bellringers

The tower continued to hold Wednesday practices throughout the year, hosting practices for advanced 8-bell ringing on the first week of each month and for all ringing abilities on each of the other weeks. Attendance for the advanced practices have averaged around sixteen ringers. For other weeks it has varied widely, averaging around seven to eight, sometimes allowing use of all eight bells, with other practices limited to 6-bell ringing.

Increasingly, a significant proportion of the support for practices at St Andrew’s has come from members of other towers. The declining membership at St Andrew’s remains grateful for their continued support, especially as we are totally reliant on them for monthly Sunday

23

evening service ringing, also as the first port of call to boost bands for weddings, funerals and other special occasions. For Sunday morning service ringing there are a small core group of ringers that will ring regularly, but if too many cannot ring one Sunday then service ringing is cancelled. We have been as few as three but will only cancel if the numbers drop below that number.

The number of ringers has gradually reduced at St. Andrews over the years owing to old age, people moving away, a lack of new recruits and someone to train them. It is a sad state of affairs but it's a scenario that is replicated up and down the country as the older ringers cannot carry on, and even though there are younger ringers learning to ring with many of them becoming good ringers, it is not happening everywhere.

Morley Bray Bob Mustow Caroline Emerson

Flower Arrangers

Our four teams of talented and experienced flower arrangers have continued to decorate our beautiful Church with amazing flower arrangements throughout the year which has brought much pleasure to regular church members as well as the many visitors that come into our lovely Church.

Sadly, we lost our very special friend and beautiful flower arranger Chris Watkins this year, who is sadly missed by us all.

We have had the privilege of arranging flowers for very special occasions of Weddings, Anniversaries, Town and Civic events, Remembrance Service, as well as Memorial Services and Funerals and all the Church Festivals at Easter, Pentecost, Harvest and Christmas. Donations for Lilies and Spring Flowers in memory of loved ones ensured the Church was filled with superb flower arrangements for Easter Sunday.

As the Church of England has banned the use of Floral Foam from 2025 we have to find new ways to arrange flowers with chicken wire, pin holders etc. Benji gave us all a demonstration at the beginning of

24

December on how he would like us to do this going forward and also to only use British grown flowers, not imported supermarket varieties. We have all felt a sense of loss after many years of flower arranging in a traditional way, but we are already adhering to the new ways by using silk, paper and plant manipulated flowers in chicken wire. A challenge for some of us ‘oldies ‘

Having no flowers at Christmas was a huge change but with all the Victorian Decorations we managed to purchase in different ways to decorate the many Christmas Trees and with the additional wonderful evergreen arrangements with foliages from our gardens, the Church looked really seasonal.

Thank you to everyone who supported the Coffee Morning for Church flowers in December. I have been in touch with a flower grower at Brinkworth where we can possibly purchase our flowers and so we will look forward to the challenges this year brings following the guidelines of the Sustainable Church Flowers Movement of which Benji is a committee member.

Dorryta Hayward

Music

The robed choir continues to lead the music at our regular Sung Eucharist services on Sundays, during which we sing an anthem and communion motet in addition to the Eucharistic setting and hymns. The monthly Sung Evensong service has in recent months been held in the Chancel which provides a more intimate setting for this wonderful service. The choir sit facing the organ console which works well, and it also enables me to be physically part of the congregation. The choir sing an anthem and occasionally an introit, along with the chanted Psalm, Canticles and Responses plus hymns.

The choir also attends St Nicholas Tytherton Lucas on a bi-monthly basis. We now sing at their 4[th] Sunday Book of Common Prayer Communion where the traditional Merbecke setting was recently introduced.

Special services are always a joy and this year, in addition to the usual Civic and Remembrance services, there was the July Confirmation

25

Service and of course Fr Benji’s Licencing in April. Including the Carol Services at Tytherton Lucas and St Andrew’s, we also sung at the Advent Sunday Choral Procession which was a new service, and which required 5 anthems sung in different parts of the church.

The anthems we sing are linked to the theme of the service or season wherever possible and requires regular attendance at the Friday choir practices, supplemented by short run-throughs in the vestry before a service where necessary. The choir numbers 15 choristers and thanks to their dedication and support we can offer music in four-part harmony on a regular basis. I do want to pay tribute to them and their hard work.

Fr Benji has experience of leading a church choir and is also an organist, which has proved useful. We have regular meetings to discuss forthcoming music and services.

I continue to enjoy my musical ministry here which is a real privilege.

Paul Fortune Organist and Music Leader

Music Group

The Music Group continues to lead the morning family worship on the 4th Sunday of each month, and we are always looking for new people to join us.

We are a very informal group of singers and musicians who work well together leading a variety of hymns and songs and we are free to harmonize or embellish as the mood takes us.

We are also now encouraging the younger members of our congregation to join in with various percussion instruments – they certainly seem to enjoy themselves (as do we!).

I would like to say another huge thank to everyone involved in the group for their enthusiasm and continued support.

Christina Knowles

Organ

The organ fund continues to grow, even if slowly. As at the year end the fund had £ 55,853 in the bank. Together with the £ 50,000 allo-

26

cated from church general funds, we now have £ 100,000 committed. This allows us to proceed with the next phase of the project which involves defining exactly what is proposed – a requirement of both the Church authorities (see below) and the likely co-funding organization.

As discussed last year, the committee has been investigating less expensive alternatives to the original proposal for restoring the pipe organ. This includes the possibility of a hybrid organ, part electronic, part pipe organ. This would reduce costs substantially, while simultaneously allowing for the continued use of the original Brice Seede pipes. An additional advantage of this solution would be the possibility to bring the sound closer to the congregation. The committee is in contact with a builder of such solutions to receive an estimate of the cost. One such hybrid organ is that at Frenchay, which members of the congregation had the opportunity of hearing at Anton’s induction on 23[rd] February.

One of the difficulties that requires patience from all concerned is the fact that any project must first be accepted by the Diocese Faculty, which requires a fully detailed proposal before they are even prepared to consider it. And only with an approved project can we then approach major funding organizations to top up what we have already collected for ourselves. This ecclesiastical bureaucracy creates work and delay on all sides, since even when the formal proposal on the basis of the committee’s current work is made, we have no idea whether Faculty will approve such a solution in connection with our historic instrument. Pre-discussion is not possible.

We continue to be in desperate need of new committee members – especially a new Chairman/Convenor – so that we can re-start on an events programme.

Chris Higman

27

ST ANDREW’S CHURCH, CHIPPENHAM ANALYSIS OF PLEDGES FOR JANUARY 2025

We are indeed fortunate with our generous congregation at St Andrew’s that nearly everybody continues to honour their pledges and continued giving either through the Parish Giving Scheme or to give via direct banking payments or cash donations. Using the Parish Giving Scheme (PGS) is a great help to our Treasurer – the Gift Aid Payments come into the St Andrew’s Bank on a monthly basis and therefore cuts down admin work.

Due to work overload, it was not managed to send out the usual annual letter before St Andrew’s Day to our congregation about review on regular giving to St Andrew’s. As always unfortunately happens, we have lost some long-standing contributing members, several having moved away, and sadly some have died, which obviously makes a difference to balances. We are fortunate to have a lot of new faces in our congregation and a future Newcomers Evening is being planned again as the inclement weather in January meant the event had to be cancelled. Encouragement to our congregation to have a regular commitment is really helpful to our Treasurer to help with budgeting and balancing the books.

The grand total with Tax Reclaim is £65,138, and down on the previous year 2024 . We are fortunate to have the Coffee Shop takings which give us a yearly profit in the region of 10k, the Autumn Fayre and various other events which make money throughout the year. St Andrew’s is committed to our Parish Share to the Diocese, which is nearly £100,000, so we are always on a tight budget.

We are delighted that we now have Fr Benji settled in as our Vicar; Our Churchwardens, Jenny Norris & Gavin Macrae have had an extremely busy time through the interregnum and then last April helping Fr Benji settle in. We are a very busy church. I have been keeping hold of the admin reins for Gavin regarding the Parish Giving, with Sue Wood maintaining the Gift Aid admin. The Diocesan PARISH GIVING SCHEME means considerably less work for the Treasurer – the

28

January 2025 PGS statement gives 55 entries are on the records, many of those are couples. PGS Giving forms are being updated by PGS and copies will be available at the back of church. Thanks to everyone for their continuing commitment to our much-loved St Andrew’s Church.

Ros Harford & Gavin Macrae (Parish Giving Officers)

29

Analysis of Pledges to St Andrew’s Church for JANUARY 2025	Annual Pledge £ Number of Pledges & Regular Givers 2025 Number of Pledges & Regular Givers 2024 Total Pledges & Gifts 2025 £ Total Pledges & Gifts 2024 £ Average Pledge Per annum 2025 £ Average Pledge Per annum 2024 £ Total With Gift Aid 2025 £ Total With Gift Aid 2024 £ £0-£250 22 18 2726 3207 123 181 1627 1710 £251-£500 25 24 9852 9659 402 402 8832 8219 £501-£750 19 18 11572 11044 616 616 7744 7828 £751 + 20 22 29752 33684 1985 1985 26740 29522 TOTAL 86 82 53902 57594 Av.(626) Av.(702) 44943 47309
		Jan 2024	10285	47309	57594		11827	69421
		Jan 2025	8959	44943	53902		11236	65138
			Non-GA Total	GA Total	Grand Total		Tax Reclaim	Grand Total + Tax

30

INDEPENDENT EXAMINER'S REPORT TO THE PCC OF ST ANDREW'S PARISH CHURCH, CHIPPENHAM WITH ST NICHOLAS CHURCH, TYTHERTON LUCAS

I report to the members on my examination of the accounts of the PCC for the year ended 31 December 2024, which are set out on pages 32 to 45.

RESPONSIBILITIES AND BASIS OF REPORT

As the charity's members you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

INDEPENDENT EXAMINER'S STATEMENT

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

2. the accounts do not accord with those records; or

3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Simon Cooper FCA Monahans 14a Forest Gate Pewsham Chippenham Wiltshire SN15 3RS Date ……………………………………

31

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2024

INCOME AND ENDOWMENTS FROM: Note Donations and legacies 2(a) Other trading activities 2(b) Investments 2(c) Church activities 2(d) Total income and endowments EXPENDITURE ON: Raising funds 3(a) Church activities 3(b) Total expenditure NET INCOME GAINS ON INVESTMENT ASSETS 10 TRANSFERS BETWEEN FUNDS NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS: FUNDS BROUGHT FORWARD FUNDS CARRIED FORWARD	Unrestricted Funds £ 83,486 57,713 18,968 9,028 169,195 5,544 200,343 205,887 36,692 - 5,609 - 31,083 - 795,930 764,847	Restricted Funds £ 619 1,355 1,341 - 3,315 1,273 60 1,333 1,982 - - 1,982 53,101 55,083	2024 £ 84,105 59,068 20,309 9,028 172,510 6,817 200,403 207,220 34,710 - 5,609 - 29,101 - 849,031 819,930 TOTAL	2023 £ 108,982 57,413 16,788 9,332 FUNDS
				192,515 6,442 178,819
				185,261
				7,254 13,299 -
				20,553 828,478
				849,031

32

BALANCE SHEET AS AT 31 DECEMBER 2024

		Unrestricted	Restricted
		Funds	Funds	2024	2023
		£	£	£	£
	Note
Fixed Assets
Tangible Fixed Assets	9	459,718	-	459,718	458,971
Investments	10	185,549	-	185,549	177,117
		645,267	-	645,267	636,088
Current Assets
Debtors	11	1,418	-	1,418	3,302
Expenses prepaid		-	-	-	-
Investments		93	-	93	93
Cash		127,006	55,083	182,089	217,133
		128,516	55,083	183,599	220,528
Current Liabilities
Creditors	12	4,844	-	4,844	3,756
Accruals	12	4,092	-	4,092	3,273
		8,936	-	8,936	7,029
Net Current Assets		119,580	55,083	174,663	213,499
Net Assets		764,847	55,083	819,930	849,587
Funds	14
Restricted
Flower			1,967	1,967	1,885
Organ restoration			53,116	53,116	51,216
		-	55,083	55,083	53,101
Unrestricted
General		621,777	-	621,777	636,788
St Nicholas		17,170	-	17,170	24,520
Designated (Fabric)		115,475	-	115,475	122,030
Choir		1,495	-	1,495	1,495
Organ restoration		2,234	-	2,234	2,234
Friends of St Andrews		6,226	-	6,226	8,143
Mission- designated		470	-	470	720
		764,847	-	764,847	795,930
		764,847	55,083	819,930	849,031

The financial statements were approved by the Parochial Church Council on 18th March 2025 and signed on its behalf by:

Chair of PCC

Churchwarden

Churchwarden

33

Notes to Financial Statements for the Year Ended 31 December 2024

1 ACCOUNTING POLICIES

Basis of preparation

The PCC is an unincorporated charity registered in England and Wales. The address of the PCC is given and nature of the PCC's operations and principal activities are set out in the PCC's Annual Report.

The PCC is a public benefit entity within the meaning of FRS 102. The financial statements have been prepared under the Charities Act 2011 and in accordance with the Church Accounting Regulations 2006 governing the individual accounts of PCCs, and with the Regulations’ “true and fair view” provisions, together with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), and UK Generally Accepted Practice.

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include investment assets at fair value. The financial statements are presented in sterling which is the functional currency of the PCC and rounded to the nearest £.

The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

Recognition of income and endowments

All incoming resources are included in the Statement of Financial Activities (SOFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.

Grants and donations

Grants and donations are included in the SOFA when any pre-conditions preventing their use by the PCC have been met. For collections and planned giving this is when the funds are received.

Gift Aid Tax claims on donations

Gift Aid and other tax claims are included in the SOFA at the same time as the cash donations to which they relate.

Legacies

For legacies, entitlement is the earlier of the PCC being notified of an impending distribution or the legacy being received. At this point income is recognised.

Volunteer help

The value of any voluntary help received is not included in the accounts but is described in the annual report.

Other trading activities

Income from trading activities includes income earned from fundraising events and trading activities to raise funds for the PCC. Income is received in exchange for supplying goods and services in order to raise funds and is recognised when entitlement has occurred. Funds raised from events and trading activities are reported gross in the SOFA – i.e., before any related costs that may have been deducted from the gross proceeds.

Investment income

Investment income is earned through holding assets for investment purposes such as shares and property. It includes dividends, interest and rent. Where it is not practicable to identify investment management costs incurred within a scheme with reasonable accuracy the investment income is reported net of these costs. It is included when the amount can be measured reliably. Interest income is recognised using the effective interest method and dividend and rent income is recognised as the PCC’s right to receive payment is established.

Recognition of liabilities

Liabilities are recognised as soon as there is a legal or constructive obligation and settlement is probable and quantifiable. Grants payable are recognised in the accounts when a commitment has been made externally and there no pre-conditions still to be met for entitlement to the grant which remain within the control of the PCC. The diocesan parish share is accounted for when due.

34

Notes to Financial Statements for the Year Ended 31 December 2024

1 ACCOUNTING POLICIES (CONTINUED)

Fixed assets

Consecrated benefice property

In so far as consecrated and benefice property of any kind is excluded from the statutory definition of “charity” by Section 10(2) (a) and (c) of the Charities Act 2011 such assets are not capitalised in the financial statements.

Moveable church furnishings

Moveable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church's inventory, which can be inspected (at any reasonable time). For anything acquired prior to 2000 there is insufficient cost information available and therefore such assets are not valued in the financial statements. Subsequently no individual item has cost more than £1,000 so all such expenditure has been written off when incurred.

Tangible fixed assets for use by the PCC

Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.

Equipment used within the church premises is depreciated on a straight-line basis over 3 to 10 years depending on the expected life of the asset.

Buildings are included at cost. No depreciation is provided on buildings as the currently estimated residual value of the properties is not less than their carrying value and the remaining useful life of these assets currently exceeds 50 years, so that any depreciation charges would be immaterial. Land is not depreciated.

Investments

Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value with changes recognised in ‘net gains / (losses) on investments’ in the SOFA if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.

Funds

Unrestricted funds

Unrestricted funds represent the remaining income funds of the PCC that are available for use at the discretion of the trustees in furtherance of the general objectives of the PCC and which have not been designated for other purposes.

Designated funds

Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes, such as for purchasing for fixed assets or for spending on a future project. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds

Restricted funds represent (a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or the bequest, and (b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of the year must be carried forward as a balance on that fund. The PCC does not generally invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis.

Going Concern

The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the PCC to be able to continue as a going concern.

35

Notes to the Financial Statements

2 INCOME AND ENDOWMENTS 2a) Donations and legacies Planned giving Other planned giving Income tax recovered Collections Sundry donations Legacies 2b) Other trading activities Church Hall lettings Use of Church Coffee Shop Note 5 Social Events Committee Note 6 Flowers Fundraising activities Autumn Fayre Friends of St Andrews Other fundraising St Nicholas Fundraising 2c) Investment Income Rent-Church Flat Dividends Bank Interest 2d) Church activities Parish magazine Fees for weddings & funerals Memorial garden fees Listed Places of Worship Grant Miscellaneous Income Vision Day-Donations Insurance claims Other income Gas supplied	St Andrews St Nicholas Designated Total £ £ £ £ 54,762 1,530 - 56,292 - - - - 12,792 - - 12,792 5,488 2,394 - 7,882 4,550 440 30 5,020 1,500 - - 1,500 Unrestricted Funds	Restricted Funds £ - - 619 619 - - - - 1,355 - - - - 1,355 - - 1,341 1,341 - - - - - - 3,315	2024 2023 £ £ 56,292 62,564 - 25 12,792 15,631 7,882 6,091 5,639 24,321 1,500 350 84,105 108,982 20,642 23,989 10,226 6,565 13,461 11,466 1,090 1,551 1,355 1,916 - - 4,836 4,433 5,558 5,416 1,900 2,075 - 2 59,068 57,413 9,807 9,315 2,869 250 7,633 7,223 20,309 16,788 940 660 4,670 3,826 1,415 1,275 1,335 1,751 - - - 260 - 926 668 625 - 9 9,028 9,332 172,510 192,515 TOTAL FUNDS
	79,092 4,364 30 83,486 20,642 - - 20,642 10,226 - - 10,226 13,461 - - 13,461 1,090 - - 1,090 - - - - - - - - 4,836 - - 4,836 - - 5,558 5,558 1,900 - - 1,900 - - - - 52,155 - 5,558 57,713 9,807 - - 9,807 2,869 - - 2,869 1,148 1,028 4,116 6,292
	13,824 1,028 4,116 18,968 940 - - 940 4,610 60 - 4,670 1,415 - - 1,415 - - 1,335 1,335 - - - - - - - - - - - - 668 - - 668 - - - -
	7,633 60 1,335 9,028
	152,704 5,452 11,039 169,195

36

Notes to the Financial Statements

2 INCOME AND ENDOWMENTS COMPARATIVE 2a) Donations and legacies Planned giving Other planned giving Income tax recovered Collections Sundry donations Legacies Feoffees 2b) Other trading activities Church Hall lettings Use of Church Coffee Shop Note 5 Social Events Committee Note 6 Flowers Fundraising activities Autumn Fayre Friends of St Andrews Other fundraising St Nicholas Fundraising 2c) Investment Income Rent-Church Flat Dividends Bank Interest 2d) Church activities Parish magazine Fees for weddings & funerals Memorial garden fees Listed Places of Worship Grant Miscellaneous Income Vision Day-Donations Insurance claims Other income TOTAL INCOME AND ENDOWMENTS	St Andrews St Nicholas Designated Total £ £ £ £ 59,628 2,936 - 62,564 25 - - 25 14,195 1,436 - 15,631 5,732 359 - 6,091 3,306 175 - 3,481 350 - - 350 - - - - Unrestricted Funds	Restricted TOTAL Funds 2023 £ £ 62,564 25 - 15,631 6,091 20,840 24,321 350 - 20,840 108,982 - 23,989 - 6,565 - 11,466 - 1,551 1,916 1,916 - - 4,433 - 5,416 - 2,075 - 2 1,916 57,413 - 9,315 - 250 1,464 7,223 1,464 16,788 - 660 - 3,826 - 1,275 - 1,751 - - 260 926 625 - 9,332
	83,236 4,906 - 88,142 23,989 - - 23,989 6,565 - - 6,565 11,466 - - 11,466 1,551 - - 1,551 - - - - - - - - 4,433 - - 4,433 - - 5,416 5,416 2,075 - - 2,075 - 2 - 2
	50,079 2 5,416 55,497 9,315 - - 9,315 250 - - 250 20 460 5,279 5,759
	9,585 460 5,279 15,324 660 - - 660 3,826 - - 3,826 1,275 - - 1,275 - - 1,751 1,751 - - - - 260 - - 260 926 - - 926 270 - 355 625
	7,226 - 2,106 9,332
	150,126 5,368 12,801 168,295	24,220 192,515

37

Notes to the Financial Statements

3a) 3b)	EXPENDITURE Raising funds Coffee Shop Note 5 Social Events Committee Note 6 Flowers Fundraising activities Autumn Fayre-draw prizes and expenses Friends of St Andrew's Church Flat Expenses Vineyard supplies Investment management Rathbones management charge Church activities Grants and donations Grants - Missionary and Charitable Note 7 Friends of St Andrews donations Ministry Parish share Clergy expenses Other Parish administrator Office administrator Church running expenses -heating & lighting -insurance -cleaning -water Church maintenance Fabric maintenance Recruitment costs Organ & Piano maintenance Upkeep of services Organist and music leader Other organists Music Office Expenses Miscellaneous expenses Depreciation Church Hall -heating & lighting -insurance -maintenance Churchyard Memorial garden expenses Magazine Bank charges Website Other First fire Quin report British legion Entertaining Church equipment Governance Independent Examiner fee Total TOTAL EXPENDITURE	St Andrews St Nicholas Designated Total £ £ £ £ 462 - - 462 358 - - 358 - - - - - - - 466 - - 466 - - 1,990 1,990 193 - - 193 387 387 - - - 1,688 - - 1,688 3,554 - 1,990 5,544 - - 6,250 6,250 - - 5,443 5,443 - - - 98,960 3,973 - 102,933 3,003 - - 3,003 - - - 9,835 - - 9,835 1,802 - - 1,802 - - - - 5,911 338 - 6,249 6,990 1,059 - 8,049 3,062 - - 3,062 129 - - 129 3,690 5,492 - 9,182 - - 12,006 12,006 414 - - 414 1,584 304 - 1,888 1,944 - - 1,944 4,100 - - 4,100 680 - - 680 372 - - 372 5,178 66 - 5,244 218 - - 218 1,503 - - 1,503 - - - - 3,817 - - 3,817 2,613 - - 2,613 1,593 - - 1,593 - 420 - 420 360 - - 360 1,700 - - 1,700 273 - 72 345 710 - - 710 - - - - - 214 - 214 - 806 - 806 - 80 - 80 - 25 - 25 - 25 - 25 - - - 3,329 - - 3,329 163,770 12,802 23,771 200,343 167,324 12,802 25,761 205,887 Unrestricted Funds	Restricted Funds £ - - 1,273 - - - - - 1,273 - - - - - - - - - - - - - - - - - - - - - - - 60 - 60 1,333	2024 2023 £ £ 462 349 358 753 1,273 1,424 466 112 1,990 2,243 193 - 387 1,688 1,561 6,817 6,442 6,250 4,780 5,443 - 102,933 102,967 3,003 1,853 9,835 - 1,802 - - - 6,249 6,176 8,049 6,575 3,062 2,791 129 126 9,182 3,519 12,006 11,910 414 2,990 1,888 1,620 1,944 2,064 4,100 3,860 680 680 372 319 5,244 10,483 218 522 1,503 1,582 - - 3,817 3,385 2,613 2,360 1,593 600 420 1,340 360 505 1,700 2,065 405 - 710 710 - - 214 - 806 - 80 - 25 - 25 - - - 3,329 3,037 200,403 178,819 207,220 185,261 TOTAL FUNDS

38

Notes to the Financial Statements

3a) 3b)	EXPENDITURE COMPARATIVE Raising funds Coffee Shop Note Social Events Committee Note Flowers Fundraising activities Autumn Fayre-draw prizes and expenses Friends of St Andrew's Church Flat Expenses Investment management Rathbones management charge Church activities Grants and donations Grants - Missionary and Charitable Note Donations to CCLC Ministry Parish share Clergy expenses Other Church running expenses -heating & lighting -insurance -cleaning -water Church maintenance Fabric maintenance Recruitment costs Organ & Piano maintenance Upkeep of services Organist and music leader Other organists Music Office Expenses Miscellaneous expenses Depreciation Church Hall -heating & lighting -insurance -maintenance Churchyard Memorial garden expenses Magazine Traidcraft purchases Website Governance Independent Examiner fee Total TOTAL EXPENDITURE	St Andrews St Nicholas Designated Total £ £ £ £ 5 349 - - 349 6 753 - - 753 - - - - - - - 112 - - 112 - - 2,243 2,243 - - - - - - - 1,561 - - 1,561 2,775 - 2,243 5,018 7 - - 4,780 4,780 - - - - 98,960 4,007 - 102,967 1,853 - - 1,853 - - - - 6,081 95 - 6,176 6,312 263 - 6,575 2,791 - - 2,791 126 - - 126 2,113 1,406 - 3,519 - - 11,910 11,910 2,990 - - 2,990 1,337 283 - 1,620 2,064 - - 2,064 3,860 - - 3,860 680 - - 680 319 - - 319 10,483 - - 10,483 392 2 67 461 1,582 - - 1,582 - - - - 3,385 - - 3,385 2,360 - - 2,360 600 - - 600 640 700 - 1,340 505 - - 505 2,065 - - 2,065 - - - - 710 - - 710 3,037 - - 3,037 155,245 6,756 16,757 178,758 158,020 6,756 19,000 183,776 Unrestricted Funds	Restricted TOTAL Funds 2023 £ £ - 349 - 753 1,424 1,424 - 112 - 2,243 - - - 1,561 1,424 6,442 - 4,780 - - - 102,967 - 1,853 - - 6,176 - 6,575 - 2,791 - 126 - 3,519 - 11,910 2,990 - 1,620 - 2,064 - 3,860 - 680 - 319 - 10,483 61 522 - 1,582 - - 3,385 - 2,360 - 600 - 1,340 - 505 - 2,065 - 710 - - 3,037 61 178,819 1,485 185,261

39

Notes to the Financial Statements

4 TRUSTEE AND KEY MANAGEMENT PERSONNEL REMUNERATION AND BENEFITS

The PCC considers that its key management personnel comprises the trustees. There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.

Trustees' Expenses

Trustees received £Nil (2023: £Nil ) for expenses incurred while carrying out duties as trustees.

5 COFFEE SHOP ACCOUNT INCOME Cash takings for year EXPENDITURE Cash payments for coffee, milk, sugar, napkins etc SURPLUS FOR THE YEAR 6 SOCIAL EVENTS COMMITTEE INCOME Cash received at Sunday Services and other events, concerts etc EXPENDITURE Expenditure on refreshments SURPLUS FOR THE YEAR	2024 £ 13,461 13,461 462 462 12,999 2024 £ 1,090 1,090 358 358 731	2023 £ 11,466
		11,466 349
		349
		11,117
		2023 £ 1,551
		1,551 753
		753
		798

40

Notes to the Financial Statements

7 GRANTS - MISSIONARY & CHARITABLE

MISSION FUND- DESIGNATED BALANCE OF FUNDS AS AT 1st JANUARY 2024 TRANSFER TO / FROM GENERAL FUNDS- Ordinarily 10% of regular giving NET EXPENDITURE IN THE YEAR -see below TOTAL FUNDS AS AT 31st DECEMBER 2024 NET EXPENDITURE EXPENDITURE Regular Giving Distributed :- International Natron Healthcare Project USPG Wellboring Local Christians Against Poverty CAP Doorway Emrace the Middle East Green Christian Hope & Homes for Children Relate Md Wiltshire Salvation Army Foodbank SAT7 Sheldon Road Methodist Church Sisters of the Church Springboard Chippenham St Peter's Church Food Box Unicef - Ukraine Appeal United Society Young Minds Total TOTAL NET EXPENDITURE IN THE YEAR	2024 £ 720 6,000 (6,250) 470 250 - 500 750 500 1,000 1,000 250 500 - 500 500 - - - 500 250 250 250 5,500 6,250 (6,250)	2023 £ - 5,500 (4,780)
		720
		500 500 250
		1,250 750 - - 250 750 280 500 500 500
		3,530
		4,780
		(4,780)

41

Notes to the Financial Statements

8 COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM: Donations and legacies Other trading activities Investments Church activities Total income and endowments EXPENDITURE ON: Raising funds Church activities Total expenditure NET INCOME GAINS ON INVESTMENT ASSETS TRANSFER BETWEEN FUNDS NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS: FUNDS BROUGHT FORWARD FUNDS CARRIED FORWARD	Unrestricted Funds £ 88,142 55,497 15,324 9,332 168,295 5,018 178,758 183,776 15,481 - 13,299 - 2,182 - 798,112 795,930	Restricted TOTAL FUNDS Funds 2023 £ £ 20,840 108,982 1,916 57,413 1,464 16,788 - 9,332 24,220 192,515 1,424 6,442 61 178,819 1,485 185,261 22,735 7,254 - 13,299 - - 22,735 20,553 30,366 828,478 53,101 849,031

42

Notes to the Financial Statements

9 TANGIBLE FIXED ASSETS

COST At 1st January 2024 Additions for year At 31st December 2024 DEPRECIATION At 1st January 2024 Charge for year At 31st December 2024 NET BOOK VALUE At 31st December 2024 At 31st December 2023	Freehold land & Buildings £ 447,776 - 447,776 - - - 447,776 447,776	Office Equipment Total £ £ 21,984 469,760 2,250 2,250 24,234 472,010 10,789 10,789 1,503 1,503 12,292 12,292 11,942 459,718 11,195 458,971

The Church also has silverware on permanent loan to the Heritage Centre. These have been valued at £11,300.

10 FIXED ASSET INVESTMENTS

MARKET VALUE At 1st January 2024 Purchases ` Sales Change in market value At 31st December 2024	Listed Investments £ 177,117 23,942 (21,119) 5,609
	185,549

All investments are UK Investments or investments within a portfolio managed within the UK.

Split as follows:

UK Conventional Government Bonds UK Index linked Government bonds UK Investment Grade bonds Active Managed fixed inc- diversified Overseas Index linked Government bonds UK Investment Companies European Investments North American Investments Asia Pacific Investments Global Investments 11 DEBTORS Other	2024 2023 £ £ 26,489 13,240 - 10,406 9,763 9,755 12,367 19,568 14,710 15,509 18,492 12,771 10,413 10,276 29,645 24,164 5,165 4,840 58,504 56,588 185,548 177,117 2024 2023 £ £ 1,418 3,302 1,418 3,302

43

Notes to the Financial Statements

12 CREDITORS

Creditors Trade creditors Deferred income Accruals Independent examination fee Heat and light Uncleared cheque	2024 2023 £ £ 4,211 3,756 633 4,844 3,756 3,189 2,844 97 429 806 - 4,092 3,273

13 SUMMARY OF ASSETS BY FUND

Tangible fixed assets Investment fixed assets Current assets Liabilities	Unrestricted Funds St Nicholas Total Unrestricted funds Restricted Funds Total 2024 £ £ £ £ £ 459,718 - 459,718 - 459,718 185,549 - 185,549 - 185,549 110,540 17,977 128,516 55,083 183,599 (8,936) - (8,936) - (8,936)
	746,871 17,977 764,847 55,083 819,930

SUMMARY OF ASSETS BY FUND - Comparative

Tangible fixed assets Investment fixed assets Current assets Liabilities	Unrestricted Funds St Nicholas Total Unrestricted funds Restricted Funds Total 2023 £ £ £ £ £ 458,971 - 458,971 - 458,971 177,117 - 177,117 - 177,117 142,982 24,522 167,504 53,101 220,605 (7,662) - (7,662) - (7,662)
	771,408 24,522 795,930 53,101 849,031

14 FUNDS

Unrestricted Funds General- St Andrews General- St Nicholas Designated (Fabric) Choir Organ restoration Friends of St Andrews Mission- designated Restricted Funds Flower Organ restoration	Bal b/f 01/01/2024 Income Expenditure Transfer Gains/ (Losses) Bal c/f 31/12/2024 £ £ £ £ £ £ 636,788 152,704 167,324 - 6,000 - 5,609 621,777 24,520 5,452 12,802 - - - 17,170 122,030 5,451 12,006 - - - 115,475 1,495 - - - - 1,495 2,234 - - - - 2,234 8,143 5,588 7,505 - - - 6,226 720 - 6,250 - 6,000 - 470
	795,930 169,195 205,887 - - 5,609 764,847 1,885 1,355 1,273 - - - 1,967 51,216 1,960 60 - - - 53,116
	53,101 3,315 1,333 - - - 55,083
	849,031 172,510 207,220 - - 5,609 819,930

44

Notes to the Financial Statements

14 FUNDS (CONTINUED)

FUNDS- COMPARATIVE

Unrestricted Funds General- St Andrews General- St Nicholas Designated (Fabric) Choir Organ restoration Friends of St Andrews Mission- designated Restricted Funds Flower Organ restoration	Bal b/f 01/01/2023 Income Expenditure Transfer Gains/ (Losses) Bal c/f 31/12/2023 £ £ £ £ £ £ 636,883 150,126 158,020 - 5,500 - 13,299 636,788 25,908 5,368 6,756 - - - 24,520 126,555 7,385 11,910 - - - 122,030 1,495 - - - - 1,495 2,234 - - - - 2,234 5,037 5,416 2,310 - - - 8,143 - - 4,780 - 5,500 - 720
	798,112 168,295 183,776 - - 13,299 795,930 893 2,416 1,424 - - - 1,885 29,473 21,804 61 - - - 51,216
	30,366 24,220 1,485 - - - 53,101
	828,478 192,515 185,261 - - 13,299 849,031

Transfers

A transfer was made in the prior year from the General- St Andrews fund to the Mission designated fund to reflect the allocation of a proportion of regular giving received to the mission designated fund.

Transfers have also been made to reflect the allocation of a proportion of regular giving received to the mission designated fund.

Fund descriptions

Restricted funds

Flower Fund - This is a fund to support the activities of the Church's flower arrangers.

Organ restoration fund - This is a fund set up towards a specific restoration project for the organ.

Unrestricted and designated funds

General funds - these can be used for PCC ordinary purposes and are split between St Andrews and St Nicholas parish.

Fabric Fund - This is an unrestricted fund for the maintenance and repair of the Church building.

Choir Fund - This is a fund to support the activities of the Church Choir.

Organ restoration fund - This is a fund set up to pay for the restoration and upkeep of the organ.

Friends of St Andrew's Fund - This is a fund made up of funds raised by the Friends of St Andrew's to support church projects usually for the Church's Fabric.

Mission - This is a fund to support charities for which collections in church have been made or which the PCC should be supporting through the transfer of funds from the general fund during the year. This was reclassified from restricted funds as a designated fund during the prior year.

15 RELATED PARTY TRANSACTIONS

No related party transactions took place during the year (2023: £Nil).

45