## THE PARISH OF ST ANDREW CHIPPENHAM
## WITH ST NICHOLAS TYTHERTON LUCAS
Reg Charity 1131163
## **Annual Report and Financial Statements for the year ended 31[st] December 2024**
## **ST ANDREW’S CHURCH OFFICE, MARKET PLACE, CHIPPENHAM, SN15 3HT** http://www.standrewschippenham.org.uk
Showing God’s love through welcome, service and inclusivity
## **ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31[st ] DECEMBER 2024**
## **Index**
|**Index**||
|---|---|
||Page|
|Aims and Purposes|3|
|Objectves and Actvites|3|
|Achievements and Performance|4|
|Deanery Synod|6|
|Church Buildings|7|
|Ecumenical Relatonships|7|
|Financial Review|7|
|Reserves Policy|8|
|Social Responsibility|8|
|Statement of Commitment to Safeguarding|9|
|Structure, Governance & Management|12|
|Administratve Informaton|13|
|Supplementary Reports||
|St. Nicholas|16|
|Parish Administrator|17|
|Children & Young People|17|
|Mothers Union|19|
|Social Events|19|
|Treasurer|20|
|Friends of St Andrew’s & 100 Club|21|
|Art Group|21|
|Cofee Shop|22|
|Bellringers|23|
|Flower Arrangers|24|
|Music|25|
|Organ|26|
|St. Andrew’s Analysis of Pledges|28|
|Independent Examiners Report|31|
|Accounts for 2025|32-45|
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## **The Parish of St Andrew, Chippenham with St Nicholas, Tytherton Lucas**
Charity no 1131163
# **ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31[st] DECEMBER 2024**
## **Aims and Purposes**
The Parochial Church Council of St Andrew’s, Chippenham with St Nicholas, Tytherton Lucas (the PCC) has the responsibility of cooperating with the incumbent, or Churchwardens when in vacancy, in promoting the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social, and ecumenical.
The PCC is also specifically responsible for the maintenance of the Church and other buildings of St Andrew’s and St Nicholas Church .
## **Objectives and Activities**
The PCC is committed to enabling as many people as possible to worship at both St Andrew’s and St Nicholas and become part of our parish community. The PCC maintains an overview of worship throughout the parish and makes suggestions on how services can involve the many groups that live in the parish. Our services and worship put faith into practice through prayer and scripture, music, and sacrament.
When planning our activities for the year, the incumbent and the PCC have considered the Commission’s guidance on public benefit and, in particular the specific guidance on charities for the advancement of religion. In particular, we try to enable people to live out their faith as part of our parish community through:
Worship and prayer; learning about the Gospel; and developing their knowledge and trust in Jesus.
Provision of Pastoral care for people living in the parish. Missionary and outreach work
To facilitate the work, it is important that we maintain the fabric of our Churches and other Buildings.
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## **Achievements and Performance**
## _**Chairman’s report**_
In every parish vicars come, and vicars go. Never was this so apparent to me as, on the Feast of All Souls, I stood at the Eastern Chapel altar reciting the names of every recorded incumbent of this parish, from the earliest William de Avebury in 1272 to Rod in 2023, giving thanks for their ministry whilst a candle was lit for each. It served as a reminder that individually we are but a small cog in the vast machine of faith and time, but each of us has a part to play in the economy of God as we pass on the flame of love from generation to generation.
The long interval between interview in October 2023 and induction as Vicar in April 2024 was a time of patient endurance for us all. When permission was finally received that an announcement could be made, the collective sigh of relief was audible from Chippenham and Wantage, Oxfordshire, my sending parish.
Of course you were being wonderfully cared for by your curate, the Revd Anton, to whom I owe a great debt of gratitude, both for his care as well for his generously and gently handing over priestly responsibility. Not many incumbents have the luxury of such a conveyance, and I believe we have **all** been blessed by his prayerful guidance. The announcement in the summer of 2024 that he was to become the interim priest at St John’s Frenchay Parish Church was met with joy for his future as well as thankfulness for all he gave to and in this parish.
When moving to a new place, it always takes time to settle; but arriving here was made smooth by the kind support and prayers of the congregations of both churches. The ministry team - consisting of our Licensed Lay Minister, Eryl, and four Benefice Worship Leaders, together with Fr Christian Saguyan (curate of the Woodbridge Benefice) - has worked collaboratively in maintaining and developing the liturgies of the church’s year whilst valuing the parish’s rich sacramental tradition. We are blessed to offer a wide variety of expressions of Divine Worship, and I am particularly delighted that the Book of Com-
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mon Prayer usage has been cemented at St Nicholas’, the choral tradition has been strengthened at St Andrew’s, and links with the Bowood Estate for tri-monthly Evensong have been established. Liturgical additions to the regular pattern of services include Rogation Processions, the Lammas Feast, Corpus Christi sacramental benediction, All Souls Requiem Service of Light and the candlelit Advent Procession.
My grateful thanks go to the ministry team for their inspiration and creativity, support and guidance, as well to the countless servers, sacristans and welcomers of both churches; Musical Director Paul, the choir & musicians; Ros who prepares each week’s notice sheet, Christina our parish administrator and Steve our safeguarding officer; Chris our treasurer, Remy, who produces our monthly Newsletter from his home in Singapore, the PCC, cleaners and bell-ringers; Dorryta and all the coffee and catering providers, chair movers, church lockers etc etc etc who enable our churches to offer authentic and beautiful worship and hospitality.
Of course, the life of the Church is never lived in isolation – we are not an island, but an integrated part of the whole community. With that in mind it has been a joy to enable the forging of stronger links between the three Anglican benefices as, together, we build a Mission Area, bringing the reign of God ever more to the hearts and minds of the people of Chippenham. 2024 was a time for prayerful discernment between the incumbents of the town as to possible future strategies and collaborations. The St Andrew’s Mothers’ Union have taken on the link with St Peter’s Foodbox, with a monthly ‘WeCan Sunday’ food collection, and our annual giving to local, international and national charities remains a vital part of our outreach, as does the annual distribution of food vouchers from the Vicar and Churchwardens’ Charity.
Collaboration was also developed between St Andrew’s - in its role as the Civic Church - and the Town Council and presiding over the great congregations inside and outside the church on Remembrance Sun-
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day was a privilege I shall not forget. I am pleased to build deeper connections between the church and several other local businesses and organisations.
As the latest in a (very) long line of priests in this parish, I am mindful of the weight of responsibility, but I know I do not do it alone - for God has called me here and God is faithful. And I want also to pay tribute to my wonderful partner, Simon, who is a firm rock of love and encouragement, as well to the indomitable Church Wardens, Gavin and Jenny, and deputy Wardens Dorryta and Brian, all of whom do unimaginably more than can be imagined in co-operating to preserve and show forth the love of God and the light of Christ here in Chippenham.
## _**Deanery Synod**_
The Deanery Synod met three times in 2024. St Andrew’s was represented by Fr Benji, Dick and Eryl Spencer and Liz Nelson. The main focus of these meetings is to share good practice and ideas from member churches on how to make the Gospel meet modern day needs. This was accomplished by:
- The Representatives sharing ideas and initiatives being undertaking by their own churches at the Synod meetings and via the Deanery Newsletter;
- Hearing presentations from Diocesan officers, individuals and churches on how growth can be achieved and existing congregations supported. These presentations have included Bishop Neil talking about his experiences, Helen Lowther from Safe Families, Rev Matt Stone on ecological issues and Rev Si Dunn on the Deanery Mission Area.
- Sharing good environmental practices so that each member church can reach `Net Zero` by 2030.
- The St Andrew’s representatives communicate the Synod`s activities to the PCC by circulating the Deanery Newsletter, the minutes
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of Deanery meetings and by presentations to PCC meetings.
## _**Church Buildings**_
The year started off with the 2024 Quinquennial survey although the final report incorporating its findings was not received for several months. This delayed planning revised priorities. Our intention was to work through the work the report set out but there have been several unforeseen demands which have taken up most of the Fabric Committee’s time in the second half of the year. These have included the failure of the church central heating (now running again but work still to be done to make it work efficiently), failure of some high-level lights (church and hall both now addressed) and repairs to the hall floor. We intend resuming a more systematic approach to Quinquennial work in the coming months and to progress investigations of our options in relation to the chancel floor (to raise it all to one level or reduce it all to the same level) and end chancel wall decorations and curtains. So, a busy time ahead.
## _**Ecumenical Relationships**_
St Andrew’s was represented on ecumenical activities in Chippenham such as SAT – 7 and has established a working connection with Sheldon Road Methodist Church to promote joint social responsibility and environmental initiatives.
Members of St Andrew’s congregation work jointly with members of other churches in Chippenham on such activities as Kittiwake which is teaching Syrian and Ukrainian refugees.
## **Financial Review**
The deficit on St Andrew’s General funds increased by £5-6,000 during 2024. On the one hand there was a slight reduction in Giving (£4,000) as well as an increase in expenditure, due in part to the increased costs of our Parish Administrator from April.
On the Fabric Account, we drew around £7,000 from our Reserves to pay for the Quinquennial repairs.
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The overall balance on the Friends Account fell from £8,142 in 2023 to £6,225. The Friends paid for the repairs to the King Alfred Hall Floor (£5,400) whilst the 100 Club raised £3,165.
St Nicholas Church showed an overall deficit of around £7,000, largely due to the Quinquennial inspection and the recommended works. This was financed by a withdrawal from their Deposit Account.
## **Reserves Policy**
It is the PCC’s policy to maintain a balance on unrestricted funds which equates to at least six months unrestricted payments. For St Andrew’s this equates to approximately £92,000. It is held to smooth out fluctuations in cash flow and meet emergencies. The cash balance held on unrestricted funds at the end of 2024 was approximately £120,000.
## **Social Responsibility**
The Social Responsibility Committee met four times in 2024 to discuss how to promote the Gospel`s message of hope via the following activities:
- By supporting farmers and suppliers in developing countries by selling Traidcraft goods which ensure that they are paid adequately for their produce. I would like to thank Debbie Warren for her hard work and commitment in running the Traidcraft stall and for the congregation in supporting it on most Sunday and Wednesday mornings.
- Organising a series of Lent Talks with informed speakers covering social issues including Christianity and Science by Professor Keith Charnley, the Environment by Deborah Tomkins from Green Christian, the Middle East from Bronwen Heaton of SAT- 7, a Christian broadcasting station then finally, Policing and being a Christian from our then Curate, Anton, who is a serving police officer.
- Christian Aid Week was supported by our CA Rep Mary Pennell
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suggesting a wide-ranging list of simple suggestions for raising money or making donations.
- Supporting the `Kittiwake` group teaching English to Syrian & Ukrainian refugees.
- Raising the congregation`s environmental awareness by providing facilities for recycling pens, batteries and printer cartridges.
- The Committee allocates 10% of the church`s Planned Giving income to international and local charities that ideally have a St Andrew’s connection.
- Liaison with Bristol Diocese, Chippenham Deanery and Sheldon Road Methodist Church on environmental and social issues.
- Liaison with the Fabric Committee to investigate the recommendations of the Energy Audit provided by the Bristol Diocese as part of its aim for each church to achieve Net Zero by 2030.
## **Statement of Commitment to Safeguarding**
The parish of St. Andrews Chippenham and St. Nicholas Tytherton Lucas is committed to safeguarding children, young people, and vulnerable adults from harm. We follow the House of Bishops guidance and policies and have our own Parish Safeguarding Officer.
**Name of our PSO is** Stephen Riley who was appointed by the PCC in July 2023.
## **Policies**
The Safeguarding Policy was presented to the PCC and signed on the 11[th] July 2023.
It was reviewed by the Vicar and Churchwardens with the full PCC on 21[st] January 2025.
## **Activities**
The PCC oversees the following activities for Children / Young People or for Vulnerable Adults:
The Parish Pastoral Team, Benefice Worship Leaders, Andys@4, Children’s Worship.
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All adult volunteers have been given a copy of The Code for Safer Working Practice and the BWL and Pastoral Team have been given Role Descriptors which sets out codes of conduct and safer working practices.
## **Safer Recruitment & DBS**
The PCC is responsible for the safe recruitment of people wanting to work with vulnerable groups through the activities mentioned above. The PCC has a named Safer Recruitment Officer who ensures that all present and newly appointed role holders possess appropriate DBS Clearance.
## **DBS Checks**
As part of the safer recruitment process, where eligible, volunteers working with vulnerable groups have been DBS checked at the level appropriate to the role. Because the parish provides activities for vulnerable groups, the PCC members are also eligible for an enhanced DBS Check.
There are 21 PCC members who require a DBS check for their role and of them 21 have a current check (ie. the check has been completed within the last 3 years).
## **Training**
Safeguarding training at different levels is a requirement for all roles, the current situation in terms of meeting the requirements in the parish is as follows:
**Basic Awareness** (all church officers and volunteers, bellringers)
|No. in
Role|No. completed
training in last 3
years|No. with no or
expired training|N/A|
|---|---|---|---|
|40|40|0|9|
**Foundation Safeguarding** (PCC members, volunteers working with vulnerable groups, Churchwardens, Parish Safeguarding Officer, bellringers supervising children who ring with the team)
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|No. in
Role|No. completed training in
last 3years|No. with no or expired
training|
|---|---|---|
|21|21|0|
**Leadership Safeguarding** (Churchwardens, Parish Safeguarding Officers, Licenced Lay Ministers, Tower Captains where children ring with the team)
|he team)|||
|---|---|---|
|No. in
role|No. completed training in
last 3years|No. with no or expired
training|
|5|5|0|
**Domestic Abuse** (PCC members, Churchwardens, Parish Safeguarding Officers, Licensed Lay Ministers)
|No. in
role|No. completed training in
last 3years|No. with no or expired
training|
|---|---|---|
|7|7|0|
## **Reporting to the PCC**
The PCC was updated about Safeguarding matters in the parish at its meetings of the 19[th] March 2024, 7[th] May 2024, 30[th] July 2024, 22[nd] October 2024 and the 21[st] January 2025.
During the year there were no safeguarding matters which were reported on to the Diocesan Safeguarding Team.
## **Action Plan**
The PCC has an action plan created by the Parish Dashboard. Progress is reported to the PCC meetings and current progress on our Parish Dashboard for the Statutory Actions is 97 % at level 3.
Only one action remains for completion. This is:
## **Promotng a Healthy and Safe Culture**
The PCC needs to consider how they can better promote a healthy and safe church culture.
To this end the PSO has downloaded the various worksheets from the Safeguarding Dashboard and needs to meet with the Church Wardens and the Incumbent to discuss how best to deliver the training at their
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next team meeting.
## **Parish Website**
All relevant documents advised by the Diocese plus links to key information are now on the revised Parish Website.
## **Structure, Governance and Management**
The method of appointment of PCC members is set out in the Church Representation Rules. At St Andrew’s with St Nicholas, the membership of the PCC consists of the incumbent (the Priest in charge) who is the Chairman, a Vice Chairman, Churchwardens and members elected by those members of the congregation on the electoral roll of the church. All members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC.
The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including how the funds of the PCC are spent.
The full PCC meets six times a year. The PCC has eight active SubCommittees:
**St Nicholas Church** - to order the affairs of St Nicholas’ Church, Tytherton Lucas.
**Standing and Finance Committee** - general management of church and finances.
**Fabric Committee** - to look after the maintenance of Church buildings and churchyard.
**Organ Committee** - to plan the restoration of the organ and raise funds through donations and grants to complete the work required. **Hall Committee** - to promote and market the King Alfred Hall to generate income for the Church.
**Children and Young People -** oversee children’s and young people’s activities in Church.
**Social Events Committee** – the coordination of social activities and catering in Church.
**Social Responsibility Committee-** World Development and social responsibility issues and initiatives; distribution of mission and charitable giving.
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**Friends of St Andrew’s Committee** – Set up to promote the aims of the Friends of St Andrew’s to the wider community and to raise funds for the maintenance and improvement of St Andrew’s Church. The Committees are all responsible to the PCC and report back to it regularly with minutes of their decisions being received by the full PCC and discussed as necessary.
## **Administrative information**
St Andrew’s Church is situated in the Market Place, Chippenham, Wiltshire. St Nicholas Church is situated in the village of Tytherton Lucas. The Parish is part of the Diocese of Bristol within the Church of England. The Church’s correspondence address is the Church Office, Market Place, Chippenham, SN15 3HT. The Church’s website is www.standrewschippenham.org.uk
The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2006) and a charity currently registered with the Charity Commission.
PCC Members who have served at any time from 1[st] January 2021 until the date this report was approved are:
**Chair:** Benji Tyler (Priest in Charge) since April 2024 **Vice Chair:** Jenny Norris
**Churchwardens:** Gavin Macrae (2021) Jenny Norris (2017)
**Deputy Churchwardens:** Dorryta Hayward (2024), Brian Elliott (2017 for St Nicholas)
**Licenced Lay Minister:** Eryl Spencer
**Benefice Worship Leaders:** Laurinda Elliott, Mary Pennell, Viv Prout, Linda Silk
**Deanery Synod Representatives:** Richard Spencer, Eryl Spencer, Liz Nelson, Fr Benji
**Secretary:** Pip Higman (2020) **Treasurer:** Chris Norris (2017)
**Treasurer St Nicholas:** Wendy Reeves (2017)
**Assistant Treasurer:** Sue Wood (2019)
**Parish Administrator:** Christina Knowles
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**Additional Members:** Denise Addison (2022, Resigned 2024) Vernon Bundy (2022, Health and Safety officer) Simon Elliott (2023) Ruth Harvey (2023) Ros Harford (2018), Christina Knowles (2022) Liz Nelson (2024), Louise Romain (2024) Rosa Vine (2024)
**Parish Safeguarding Officer:** Steve Riley (2023)
The Priest in Charge, Licenced Lay Minister, Churchwardens and Deanery Synod representatives are ex-officio members of the PCC.
## **Officials of St Nicholas Church:**
**Church Warden:** Mr. Brian Elliott
**Sacristan** : Mrs Elizabeth Sexton
**Secretary:** Mrs Sheila Laurence
**Treasurer:** Mrs Wendy Reeves
**Organisers of Cleaning, Decorating and Flower Arranging:** Mrs Barbara Parry and Mrs Robbie Tooney
All of the above, apart from Edward, are on the Church Committee together with Mrs Sandy Hames and Mrs Marilyn Adcock.
In 2024 the Committee met 4 times. The AGM was held in March.
**Investment Manager:** Rathbones, 10 Queen Square, Bristol BS1 4NT **Accountants:** Monahans, 14a Forest Gate, Chippenham Wilts SN15 3RS
## **Electoral Roll Report:**
The number on the Electoral Roll as of 18[th] January 2025 is 128 (114 St Andrew’s, 14 St Nicholas)
The comparable numbers for the same date the previous year were 131 (119 St Andrew’s, 12 St Nicholas)
## **Number of Baptisms in 2024 (2023 in brackets)**
3 (7) St Andrew’s; 0 (0) St Nicholas
## **Number of Thanksgivings in 2024**
0 (7) St Andrew’s; 0 (0) St Nicholas
**Number of Marriages in 2024**
2 (4) St Andrew’s; 0 (1) St Nicholas
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**Number of Blessings in 2024**
1 (0) St Andrew’s; 0 (0) St Nicholas
**Number of Funerals in 2024**
25 (10) St Andrew’s; 0 (0) St Nicholas
**Candidates presented for Confirmation in 2024**
3 (0) St Andrew’s; 0 (0) St. Nicholas
**Approved by the PCC on 18[th] March 2025 and signed on their behalf by Fr. Benji Tyler (PCC Chairman)** —- **……………………………………………………………………..**
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## **Supplementary Reports**
## **St Nicholas Church, Tytherton Lucas**
This was a happy year for the congregation of St Nicholas as we welcomed our new Parish Priest Fr Benji Tyler.
Sadly, we said goodbye to the Rev. Anton Campbell when he left to take up his new post at Frenchay. He had looked after us so well during the Interregnum.
We are also very grateful to Fr Benji for the services he comes and takes and also to Fr Christian. We are also indebted to Mrs Eryl Spencer for the services she takes.
The congregation usually numbers 10 loyal members. Many more come to Festivals and Special services when the Church is full. Mr Paul Fortune, the Organist and Choir Master, from St Andrew’s is warmly welcomed when he comes.
Mrs Parry, Mrs Laurence and Miss Sexton attended the Induction service for Fr Benji at St Andrew’s Church.
On 26[th] May we had a service of Welcome for Fr Benji. Invitations were sent to people in the village. Refreshments were provided and enjoyed.
On Saturday August 10[th ] Mrs Sandy Hames held a Tea Party at Gastons Farm to welcome people of the village to meet Fr Benji and his partner Simon.
On Sunday October 27[th] we decorated the Church for Harvest Festival. We received a very appreciative letter for the food we had given to the homeless.
On Remembrance Day, November 10[th] , the service was taken by Mrs Eryl Spencer. The congregation from the Moravian Church, East Tytherton came to us this year. Mr Edward Drewett read out the names of the war dead.
On Sunday December 8[th] the children of the village along with their parents were invited to the St Nicholas Day service taken by Fr Benji. Advent calendars were given to the children.
On Sunday December 22[nd] the Carol Service was held. Carols were sung and 7 lessons were read.
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It was with great sadness we heard that Dr Christopher Kent who had been our organist here for many years had died on 23[rd] December. We were invited to go to St Andrew’s for services on Christmas Day. **Elizabeth Sexton**
## **Parish Administrator**
It’s been a very busy few months since I took on the new role of Parish Administrator in April 2024 – far too many things to list here, but part of my role is to “look after” the King Alfred Hall and manage the bookings. Bookings for 2024 went well with lots of children’s parties and adhoc hires. As a result, we seem to be getting quite a few bookings this year from people who have attended other parties and want to hold one in the hall for themselves. We did lose two regular weekday hirers last year but gained two new ones almost immediately. The main hall floor was repaired / refurbished in August, which our regular and adhoc hirers very much appreciate. The two wooden sheds by the toilets have been re-roofed and the garden shed has got a new floor. The garden continues to be looked after by a small team of volunteers who are doing a fantastic job – it’s a beautiful space. As I write, the Office and Club Room are due to be re-decorated in March, which will make a vast improvement to the ambience of each. I’m looking forward to what else this year brings and I’m ready to face the challenges.
## **Christina Knowles**
## **Children & Young People**
## **Andy’s Tot’s**
Despite the best efforts of Jen Corton and Ruth Harvey it proved impossible to carry the Toddlers’ group beyond July 2024.
## **Andy’s@4**
Our monthly Sunday afternoon service for young families has remained smaller than it was before Covid, but we have acquired two new families who attend regularly. Sessions last about an hour and include time for refreshments and socialising. Those who attend enjoy the relaxed format and children and adults participate enthusiasti-
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cally. We continue to text and email families to remind them of sessions and post regularly on our Andy’s@4 Facebook page. Once again, members of Andy’s@4, past and present, were eager to sign up for the Knitted Crib Pilgrimage in 2024. Andy’s@4 families met to prepare oranges for the Crib & Christingle Service. Our Way of the Cross for Children and Good Friday Tree on Good Friday was also attended by most of our Andy’s@4 family.
## **Sunday Club**
Sunday Club finally began to meet again after Covid in September 2023, but we reduced the sessions to one each month on the 3[rd] Sunday with a team of 2 leaders and 5 assistant leaders taking turns to support them. We now have 6-8 children on our books and met for 8 sessions in 2024. We meet in the Club Room which is an excellent space for this small number.
The 15[th] Annual Knitted Crib Pilgrimage was highly successful. Two Crib sets were passed around nearly 40 families from the first Sunday in Advent until the Pilgrimage officially ended on the 22[nd] December at our annual Crib and Christingle Service. Once again, Martha Gee assisted with the organisation of the pilgrimage which was much appreciated. We managed to extend the boundaries beyond St Andrew’s this year and attracted several new families. As usual, many families who had hosted the Knitted Crib were present at the Crib Service and adults and children from Andy’s@4 and from Sunday morning worship played a big part in the service.
## **Family Service on the 4[th] Sunday of the month**
Family worship has begun to evolve once more with the incorporation of the Eucharist back into the service. The planning team has been reinstated and meets monthly to plan the service. We continue to use the band and singers’ group and try to involve children actively whenever possible. We look forward to further developments in 2025.
**Eryl Spencer**
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## **Mother’s Union**
We have had another interesting year with excellent speakers from our own Jenny Norris telling us about her trip to Egypt, Dorryta Hayward giving us a flower demonstration, as well as diocesan speakers informing us about the WRNS and the impact of a visit to Oberammergau. We enjoyed preparing the posies for Mothering Sunday and had a wonderful tea party in Fr Benji’s garden when we raised £120 for the Away From It All Scheme which provides a day out to Weston Super Mare for families in need. We have also helped our local food banks by organising ‘We Can’ on the fourth Sunday of the month when the congregation bring food tins and other food stuffs. This has been very well supported. All our meetings are underpinned with prayer, and we joined Corsham MU for an advent service. We welcomed Fr Benji as a member of our MU branch and thank him for his continued support. I also wish to thank Jenny and Sue who are of great support to me and keep the wheels of the branch turning.
**Denise Addison**
## **Social Events**
The Committee met five times during the year to discuss and plan all the various events to be held, where church members could socialise together, welcome newcomers and hopefully form new friendships within the Church Family.
We welcomed Viv Prout and Rosa Vine on to the Committee but sadly lost our very dear friend and colleague Chris Watkins who we miss so much. She was such a talented, lovely lady, inside and out. We organised all the many Church Events which included Shrove Tuesday’s Beetle Drive and Pancake Party, Autumn Fayre Expenses Coffee Morning, Folk Festival All Day Coffee Shop, Licensing Service Refreshments for Father Benji Tyler and Welcome lunch too, Confirmation Service Refreshments with the Bishop of Swindon, Rev Anton Campbell’s leaving celebration refreshments, Harvest Supper, Autumn Fayre Refreshments, St Andrew’s Patronal Festival and Advent Sunday Celebration, Christmas Door Wreath making, Carols around
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the Piano Programme and refreshments and Coffee Morning for Church Flowers.
The committee also baked Simnel Cakes to serve with the coffee on Mothering Sunday, helped serve and bake for funeral wakes of Church Members and also helped and baked for the Charity Event I organised for my grandson’s Camp International Expedition to Ecuador (which has now been changed to Peru) and all the Sunday Morning Celebrations for Special Birthdays and Anniversaries, of which there have been many this year!
Thank you to committee members and all the extra help we have from church members and husbands who are called upon many times during the year to assist at events. Their time and talents are much appreciated.
I must also thank all the Church members and friends who support all the events we organise so that they are successful and enjoyed by everyone.
Special thanks to Ros our secretary who as well as taking the minutes at Committee meetings, makes sure there is advertising in the Parish Herald and Pew leaflet and prints all the Posters, Flyers and Tickets when required.
We are looking forward to an already full Calendar of Events for the coming year.
## **Dorryta Hayward**
## **Treasurer**
I am very grateful to all those who help me with the tasks of Treasurer. Firstly, to Brian Elliott who is standing down as Assistant Treasurer this year. He has been ensuring that the weekly donations to the Church are banked regularly for many years now. Brian, you deserve a well-earned rest! Also, thanks to Sue Wood who deals with banking, our monthly returns to the Diocese as well as being Gift Aid Officer. Wendy Reeves does an excellent job of looking after the accounts at St Nicholas which has been very helpful to me.
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As you may know I have been recovering from a bad fall for the past month and have found things quite difficult. Perhaps it is time for a younger, fitter Treasurer!
## **Chris Norris**
## **Friends of St Andrew’s and 100 Club**
Membership during the year reached its highest ever level at 88 and the total money raised for special church projects amounted to £3,165. We owe a huge debt of gratitude to all our loyal members – some of whom have supported this money-raising effort since its beginning.
However, at the commencement of 2025 this total will reduce by five and although two new members have signed up, there are available numbers for newcomers. Over the many years since its inception, the monies raised through the 100 Club have paid for many “extra” projects in and around the church, King Alfred’s Hall and the hall garden. In 2024, the Friends paid for the refurbishment of the King Alfred Hall Floor which cost £5,400.
## **Margaret Harrison & Jenny Norris**
## **Art Group**
I was looking at the ‘Register’ for 2018 and noticing how many people have moved on. The group began earlier than this when Rod was our new parish priest. Sometimes we had 14-16 artists of varying skills and talents, all from the congregation. A little later Tony, one of our original members brought along fellow artists from his U3A group to join us.
Over our 10ish years the group has run several projects. Rod asked us to produce paintings in the style of Marc Chagall (apologies Chagall) which Rod fixed in the Baptistry by climbing a high ladder. Other paintings followed. One Christmas we made a Nativity scene with salt dough for a crib festival. When King Alfred Hall was to be opened by Bishop Viv we managed the decoration and the opening ‘Festival of Talents’.
Time rolls on. Our lovely local artist Jennifer Rudd came along and
21
ran workshops on still life and life drawing.
During lock down we met online and produced the ‘Quadtych’ which you can see in the club room.
Some artists have died, some have moved away, and some have found other activities and art groups.
Now once a month The Mothers Union shares the church as they have their monthly meeting.
I also have moved on, and get my art fix by facilitating Doorway Art as part of the Thursday Drop-in.
Life moves on. St Andrew’s Art continues on Mondays 2-4 pm, in the church, King Alfred Hall or the Club Room. Artists pay £2 to help with the heating bill.
New members always welcome.
## **Elizabeth Blum**
## **Coffee Shop**
Volunteers may come and go but Coffee Shop continues week in and week out to provide a place for parishioners and residents of this town an opportunity to meet up with their friends and family in a convivial environment. It is also a place where someone can come to the church if they are in need of a friendly ear.
We currently have 35 volunteers, and I would like to say a big thank you to those who had decided it was time to hang up their pinny either for good, or who wanted to take a break:
Maurice and Jean Chadwick, Sue Stearn, Kay Tucker and Doris Watt. Also, to welcome our new volunteers: Gaye Webb and Tejaswini Patil. To our hard-working Team Leaders Mary, Dorryta, Eryl and Angela, I would like to say thank you. They are the ones that keep their team ticking over like a well-oiled machine and sometimes it’s stressful for them, but they do a wonderful job and make mine a lot easier.
One group of stalwarts who should also be mentioned are our bakers. They produce the most delicious home-made cakes which are much enjoyed by our customers as well as the volunteers. Thank you for baking us such lovely cakes.
Every Tuesday evening the tables and chairs have to be set out ready
22
for the following morning and then put away every Wednesday lunchtime in readiness for the next church service. This involves moving heavy wooden chairs and large/small folding tables. The problem is after coffee shop. It seems unfair to expect the same one or two gentlemen (particularly Eric) to do it all by themselves week in and week out, so I’m wondering if any other gentlemen reading this report would be happy to help please for half an hour to rearrange the furniture in the church from Wednesday Midday, if so, we would be very grateful.
However, we do appreciate it when the Village Singers are rehearsing on a Tuesday evening as they kindly put out the tables and chairs for us. Also, to Gavin McCrae and Mary Waite for making sure that on occasions when it cannot be done on the Tuesday, then arrangements are made for the rearranging of the furniture to be done first thing Wednesday morning by the team on duty that day.
Finally, to all the volunteers who serve the customers, prepare all the hot drinks and cakes, washer uppers, wiper uppers and receiving the money from the customers, a big thank you for the part you play. Everyone mentioned in my report all play a vital part in the smooth running of this weekly social event in the Church’s calendar, and it is much appreciated by all.
## **Caroline Emerson**
## **Bellringers**
The tower continued to hold Wednesday practices throughout the year, hosting practices for advanced 8-bell ringing on the first week of each month and for all ringing abilities on each of the other weeks. Attendance for the advanced practices have averaged around sixteen ringers. For other weeks it has varied widely, averaging around seven to eight, sometimes allowing use of all eight bells, with other practices limited to 6-bell ringing.
Increasingly, a significant proportion of the support for practices at St Andrew’s has come from members of other towers. The declining membership at St Andrew’s remains grateful for their continued support, especially as we are totally reliant on them for monthly Sunday
23
evening service ringing, also as the first port of call to boost bands for weddings, funerals and other special occasions. For Sunday morning service ringing there are a small core group of ringers that will ring regularly, but if too many cannot ring one Sunday then service ringing is cancelled. We have been as few as three but will only cancel if the numbers drop below that number.
The number of ringers has gradually reduced at St. Andrews over the years owing to old age, people moving away, a lack of new recruits and someone to train them. It is a sad state of affairs but it's a scenario that is replicated up and down the country as the older ringers cannot carry on, and even though there are younger ringers learning to ring with many of them becoming good ringers, it is not happening everywhere.
**Morley Bray Bob Mustow Caroline Emerson**
## **Flower Arrangers**
Our four teams of talented and experienced flower arrangers have continued to decorate our beautiful Church with amazing flower arrangements throughout the year which has brought much pleasure to regular church members as well as the many visitors that come into our lovely Church.
Sadly, we lost our very special friend and beautiful flower arranger Chris Watkins this year, who is sadly missed by us all.
We have had the privilege of arranging flowers for very special occasions of Weddings, Anniversaries, Town and Civic events, Remembrance Service, as well as Memorial Services and Funerals and all the Church Festivals at Easter, Pentecost, Harvest and Christmas. Donations for Lilies and Spring Flowers in memory of loved ones ensured the Church was filled with superb flower arrangements for Easter Sunday.
As the Church of England has banned the use of Floral Foam from 2025 we have to find new ways to arrange flowers with chicken wire, pin holders etc. Benji gave us all a demonstration at the beginning of
24
December on how he would like us to do this going forward and also to only use British grown flowers, not imported supermarket varieties. We have all felt a sense of loss after many years of flower arranging in a traditional way, but we are already adhering to the new ways by using silk, paper and plant manipulated flowers in chicken wire. A challenge for some of us ‘oldies ‘
Having no flowers at Christmas was a huge change but with all the Victorian Decorations we managed to purchase in different ways to decorate the many Christmas Trees and with the additional wonderful evergreen arrangements with foliages from our gardens, the Church looked really seasonal.
Thank you to everyone who supported the Coffee Morning for Church flowers in December. I have been in touch with a flower grower at Brinkworth where we can possibly purchase our flowers and so we will look forward to the challenges this year brings following the guidelines of the Sustainable Church Flowers Movement of which Benji is a committee member.
## **Dorryta Hayward**
## **Music**
The robed choir continues to lead the music at our regular Sung Eucharist services on Sundays, during which we sing an anthem and communion motet in addition to the Eucharistic setting and hymns. The monthly Sung Evensong service has in recent months been held in the Chancel which provides a more intimate setting for this wonderful service. The choir sit facing the organ console which works well, and it also enables me to be physically part of the congregation. The choir sing an anthem and occasionally an introit, along with the chanted Psalm, Canticles and Responses plus hymns.
The choir also attends St Nicholas Tytherton Lucas on a bi-monthly basis. We now sing at their 4[th] Sunday Book of Common Prayer Communion where the traditional Merbecke setting was recently introduced.
Special services are always a joy and this year, in addition to the usual Civic and Remembrance services, there was the July Confirmation
25
Service and of course Fr Benji’s Licencing in April. Including the Carol Services at Tytherton Lucas and St Andrew’s, we also sung at the Advent Sunday Choral Procession which was a new service, and which required 5 anthems sung in different parts of the church.
The anthems we sing are linked to the theme of the service or season wherever possible and requires regular attendance at the Friday choir practices, supplemented by short run-throughs in the vestry before a service where necessary. The choir numbers 15 choristers and thanks to their dedication and support we can offer music in four-part harmony on a regular basis. I do want to pay tribute to them and their hard work.
Fr Benji has experience of leading a church choir and is also an organist, which has proved useful. We have regular meetings to discuss forthcoming music and services.
I continue to enjoy my musical ministry here which is a real privilege.
**Paul Fortune Organist and Music Leader**
## **Music Group**
The Music Group continues to lead the morning family worship on the 4th Sunday of each month, and we are always looking for new people to join us.
We are a very informal group of singers and musicians who work well together leading a variety of hymns and songs and we are free to harmonize or embellish as the mood takes us.
We are also now encouraging the younger members of our congregation to join in with various percussion instruments – they certainly seem to enjoy themselves (as do we!).
I would like to say another huge thank to everyone involved in the group for their enthusiasm and continued support.
**Christina Knowles**
## **Organ**
The organ fund continues to grow, even if slowly. As at the year end the fund had £ 55,853 in the bank. Together with the £ 50,000 allo-
26
cated from church general funds, we now have £ 100,000 committed. This allows us to proceed with the next phase of the project which involves defining exactly what is proposed – a requirement of both the Church authorities (see below) and the likely co-funding organization.
As discussed last year, the committee has been investigating less expensive alternatives to the original proposal for restoring the pipe organ. This includes the possibility of a hybrid organ, part electronic, part pipe organ. This would reduce costs substantially, while simultaneously allowing for the continued use of the original Brice Seede pipes. An additional advantage of this solution would be the possibility to bring the sound closer to the congregation. The committee is in contact with a builder of such solutions to receive an estimate of the cost. One such hybrid organ is that at Frenchay, which members of the congregation had the opportunity of hearing at Anton’s induction on 23[rd] February.
One of the difficulties that requires patience from all concerned is the fact that any project must first be accepted by the Diocese Faculty, which requires a fully detailed proposal before they are even prepared to consider it. And only with an approved project can we then approach major funding organizations to top up what we have already collected for ourselves. This ecclesiastical bureaucracy creates work and delay on all sides, since even when the formal proposal on the basis of the committee’s current work is made, we have no idea whether Faculty will approve such a solution in connection with our historic instrument. Pre-discussion is not possible.
We continue to be in desperate need of new committee members – especially a new Chairman/Convenor – so that we can re-start on an events programme.
**Chris Higman**
27
## **ST ANDREW’S CHURCH, CHIPPENHAM ANALYSIS OF PLEDGES FOR JANUARY 2025**
We are indeed fortunate with our generous congregation at St Andrew’s that nearly everybody continues to honour their pledges and continued giving either through the **Parish Giving Scheme** or to give via direct banking payments or cash donations. Using the Parish Giving Scheme (PGS) is a great help to our Treasurer – the Gift Aid Payments come into the St Andrew’s Bank on a monthly basis and therefore cuts down admin work.
Due to work overload, it was not managed to send out the usual annual letter before St Andrew’s Day to our congregation about review on regular giving to St Andrew’s. As always unfortunately happens, we have lost some long-standing contributing members, several having moved away, and sadly some have died, which obviously makes a difference to balances. We are fortunate to have a lot of new faces in our congregation and a future Newcomers Evening is being planned again as the inclement weather in January meant the event had to be cancelled. Encouragement to our congregation to have a regular commitment is really helpful to our Treasurer to help with budgeting and balancing the books.
The grand total with Tax Reclaim is £65,138, and down on the previous year 2024 **.** We are fortunate to have the Coffee Shop takings which give us a yearly profit in the region of 10k, the Autumn Fayre and various other events which make money throughout the year. St Andrew’s is committed to our Parish Share to the Diocese, which is nearly £100,000, so we are always on a tight budget.
We are delighted that we now have Fr Benji settled in as our Vicar; Our Churchwardens, Jenny Norris & Gavin Macrae have had an extremely busy time through the interregnum and then last April helping Fr Benji settle in. We are a very busy church. I have been keeping hold of the admin reins for Gavin regarding the Parish Giving, with Sue Wood maintaining the Gift Aid admin. The Diocesan PARISH GIVING SCHEME means considerably less work for the Treasurer – the
28
January 2025 PGS statement gives 55 entries are on the records, many of those are couples. PGS Giving forms are being updated by PGS and copies will be available at the back of church. Thanks to everyone for their continuing commitment to our much-loved St Andrew’s Church.
**Ros Harford & Gavin Macrae (Parish Giving Officers)**
29
|**Analysis of Pledges to St Andrew’s Church**
**for JANUARY 2025**|**Annual**
**Pledge**
**£**
Number of
Pledges
&
Regular
Givers
2025
Number of
Pledges
&
Regular
Givers
2024
**Total**
**Pledges**
**& Gifts**
**2025**
**£**
_Total_
_Pledges_
_& Gifts_
_2024_
_£_
**Average**
**Pledge**
**Per**
**annum**
**2025**
**£**
_Average_
_Pledge_
_Per_
_annum_
_2024_
_£_
_Total_
_With_
_Gift_
_Aid_
_2025_
_£_
_Total_
_With_
_Gift_
_Aid_
_2024_
_£_
**£0-£250**
22
18
**2726**
_3207_
**123**
_181_
**1627**
_1710_
**£251-£500**
25
24
**9852**
_9659_
**402**
_402_
**8832**
_8219_
**£501-£750**
19
18
**11572**
_11044_
**616**
_616_
**7744**
_7828_
**£751 +**
20
22
**29752**
_33684_
**1985**
_1985_
**26740**
_29522_
**TOTAL**
86
_82_
**53902**
_57594_
**Av.(626)**
_Av.(702)_
**44943**
_47309_||||||||
|---|---|---|---|---|---|---|---|---|
|||**_Jan 2024_**|**_10285_**|**_47309_**|**_57594_**||**_11827_**|**_69421_**|
|||Jan 2025|8959|44943|53902||11236|65138|
||||Non-GA Total|GA Total|Grand Total||**Tax Reclaim**|Grand Total + Tax|
||||||||||
30
## **INDEPENDENT EXAMINER'S REPORT TO THE PCC OF ST ANDREW'S PARISH CHURCH, CHIPPENHAM WITH ST NICHOLAS CHURCH, TYTHERTON LUCAS**
I report to the members on my examination of the accounts of the PCC for the year ended 31 December 2024, which are set out on pages 32 to 45.
## **RESPONSIBILITIES AND BASIS OF REPORT**
As the charity's members you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **INDEPENDENT EXAMINER'S STATEMENT**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Simon Cooper FCA Monahans 14a Forest Gate Pewsham Chippenham Wiltshire SN15 3RS Date ……………………………………
31
## **STATEMENT OF FINANCIAL ACTIVITIES**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
|**INCOME AND ENDOWMENTS FROM:**
**Note**
Donations and legacies
2(a)
Other trading activities
2(b)
Investments
2(c)
Church activities
2(d)
Total income and endowments
**EXPENDITURE ON:**
Raising funds
3(a)
Church activities
3(b)
Total expenditure
**NET INCOME**
**GAINS ON INVESTMENT ASSETS**
10
**TRANSFERS BETWEEN FUNDS**
**NET MOVEMENT IN FUNDS**
**RECONCILIATION OF FUNDS:**
**FUNDS BROUGHT FORWARD**
**FUNDS CARRIED FORWARD**|**Unrestricted**
**Funds**
£
83,486
57,713
18,968
9,028
169,195
5,544
200,343
205,887
36,692
-
5,609
-
31,083
-
795,930
764,847|**Restricted**
**Funds**
£
619
1,355
1,341
-
3,315
1,273
60
1,333
1,982
-
-
1,982
53,101
55,083|**2024**
£
84,105
59,068
20,309
9,028
172,510
6,817
200,403
207,220
34,710
-
5,609
-
29,101
-
849,031
819,930
**TOTAL**|**2023**
£
108,982
57,413
16,788
9,332
**FUNDS**|
|---|---|---|---|---|
|||||192,515
6,442
178,819|
|||||185,261|
|||||7,254
13,299
-|
|||||20,553
828,478|
|||||849,031|
32
## **BALANCE SHEET AS AT 31 DECEMBER 2024**
|||**Unrestricted**|**Restricted**|||
|---|---|---|---|---|---|
|||**Funds**|**Funds**|**2024**|**2023**|
|||£|£|£|£|
||**Note**|||||
|Fixed Assets||||||
|Tangible Fixed Assets|9|459,718|-|459,718|458,971|
|Investments|10|185,549|-|185,549|177,117|
|||645,267|-|645,267|636,088|
|Current Assets||||||
|Debtors|11|1,418|-|1,418|3,302|
|Expenses prepaid||-|-|-|-|
|Investments||93|-|93|93|
|Cash||127,006|55,083|182,089|217,133|
|||128,516|55,083|183,599|220,528|
|Current Liabilities||||||
|Creditors|12|4,844|-|4,844|3,756|
|Accruals|12|4,092|-|4,092|3,273|
|||8,936|-|8,936|7,029|
|Net Current Assets||119,580|55,083|174,663|213,499|
|Net Assets||764,847|55,083|819,930|849,587|
|Funds|14|||||
|Restricted||||||
|Flower|||1,967|1,967|1,885|
|Organ restoration|||53,116|53,116|51,216|
|||-|55,083|55,083|53,101|
|Unrestricted||||||
|General||621,777|-|621,777|636,788|
|St Nicholas||17,170|-|17,170|24,520|
|Designated (Fabric)||115,475|-|115,475|122,030|
|Choir||1,495|-|1,495|1,495|
|Organ restoration||2,234|-|2,234|2,234|
|Friends of St Andrews||6,226|-|6,226|8,143|
|Mission- designated||470|-|470|720|
|||764,847|-|764,847|795,930|
|||764,847|55,083|819,930|849,031|
The financial statements were approved by the Parochial Church Council on 18th March 2025 and signed on its behalf by:
Chair of PCC
Churchwarden
Churchwarden
33
## **Notes to Financial Statements for the Year Ended 31 December 2024**
## 1 **ACCOUNTING POLICIES**
## **Basis of preparation**
The PCC is an unincorporated charity registered in England and Wales. The address of the PCC is given and nature of the PCC's operations and principal activities are set out in the PCC's Annual Report.
The PCC is a public benefit entity within the meaning of FRS 102. The financial statements have been prepared under the Charities Act 2011 and in accordance with the Church Accounting Regulations 2006 governing the individual accounts of PCCs, and with the Regulations’ “true and fair view” provisions, together with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), and UK Generally Accepted Practice.
The financial statements are prepared on a going concern basis under the historical cost convention, modified to include investment assets at fair value. The financial statements are presented in sterling which is the functional currency of the PCC and rounded to the nearest £.
The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.
## **Recognition of income and endowments**
All incoming resources are included in the Statement of Financial Activities (SOFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.
## _**Grants and donations**_
Grants and donations are included in the SOFA when any pre-conditions preventing their use by the PCC have been met. For collections and planned giving this is when the funds are received.
## _**Gift Aid Tax claims on donations**_
Gift Aid and other tax claims are included in the SOFA at the same time as the cash donations to which they relate.
## _**Legacies**_
For legacies, entitlement is the earlier of the PCC being notified of an impending distribution or the legacy being received. At this point income is recognised.
## _**Volunteer help**_
The value of any voluntary help received is not included in the accounts but is described in the annual report.
## _**Other trading activities**_
Income from trading activities includes income earned from fundraising events and trading activities to raise funds for the PCC. Income is received in exchange for supplying goods and services in order to raise funds and is recognised when entitlement has occurred. Funds raised from events and trading activities are reported gross in the SOFA – i.e., before any related costs that may have been deducted from the gross proceeds.
## _**Investment income**_
Investment income is earned through holding assets for investment purposes such as shares and property. It includes dividends, interest and rent. Where it is not practicable to identify investment management costs incurred within a scheme with reasonable accuracy the investment income is reported net of these costs. It is included when the amount can be measured reliably. Interest income is recognised using the effective interest method and dividend and rent income is recognised as the PCC’s right to receive payment is established.
## **Recognition of liabilities**
Liabilities are recognised as soon as there is a legal or constructive obligation and settlement is probable and quantifiable. Grants payable are recognised in the accounts when a commitment has been made externally and there no pre-conditions still to be met for entitlement to the grant which remain within the control of the PCC. The diocesan parish share is accounted for when due.
34
## **Notes to Financial Statements for the Year Ended 31 December 2024**
## 1 **ACCOUNTING POLICIES (CONTINUED)**
## **Fixed assets**
## _**Consecrated benefice property**_
In so far as consecrated and benefice property of any kind is excluded from the statutory definition of “charity” by Section 10(2) (a) and (c) of the Charities Act 2011 such assets are not capitalised in the financial statements.
## _**Moveable church furnishings**_
Moveable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church's inventory, which can be inspected (at any reasonable time). For anything acquired prior to 2000 there is insufficient cost information available and therefore such assets are not valued in the financial statements. Subsequently no individual item has cost more than £1,000 so all such expenditure has been written off when incurred.
## _**Tangible fixed assets for use by the PCC**_
Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.
Equipment used within the church premises is depreciated on a straight-line basis over 3 to 10 years depending on the expected life of the asset.
Buildings are included at cost. No depreciation is provided on buildings as the currently estimated residual value of the properties is not less than their carrying value and the remaining useful life of these assets currently exceeds 50 years, so that any depreciation charges would be immaterial. Land is not depreciated.
## **Investments**
Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value with changes recognised in ‘net gains / (losses) on investments’ in the SOFA if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.
## **Funds**
## _**Unrestricted funds**_
Unrestricted funds represent the remaining income funds of the PCC that are available for use at the discretion of the trustees in furtherance of the general objectives of the PCC and which have not been designated for other purposes.
## _**Designated funds**_
Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes, such as for purchasing for fixed assets or for spending on a future project. The aim and use of each designated fund is set out in the notes to the financial statements.
## _**Restricted funds**_
Restricted funds represent (a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or the bequest, and (b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of the year must be carried forward as a balance on that fund. The PCC does not generally invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis.
## **Going Concern**
The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the PCC to be able to continue as a going concern.
35
## **Notes to the Financial Statements**
|2 **INCOME AND ENDOWMENTS**
2a) **Donations and legacies**
Planned giving
Other planned giving
Income tax recovered
Collections
Sundry donations
Legacies
2b) **Other trading activities**
Church Hall lettings
Use of Church
Coffee Shop
Note 5
Social Events Committee
Note 6
Flowers
Fundraising activities
Autumn Fayre
Friends of St Andrews
Other fundraising
St Nicholas Fundraising
2c) **Investment Income**
Rent-Church Flat
Dividends
Bank Interest
2d) **Church activities**
Parish magazine
Fees for weddings & funerals
Memorial garden fees
Listed Places of Worship Grant
Miscellaneous Income
Vision Day-Donations
Insurance claims
Other income
Gas supplied|**St Andrews St Nicholas**
**Designated**
**Total**
£
£
£
£
54,762
1,530
-
56,292
-
-
-
-
12,792
-
-
12,792
5,488
2,394
-
7,882
4,550
440
30
5,020
1,500
-
-
1,500
**Unrestricted Funds**|**Restricted**
**Funds**
£
-
-
619
619
-
-
-
-
1,355
-
-
-
-
1,355
-
-
1,341
1,341
-
-
-
-
-
-
3,315|**2024**
**2023**
£
£
56,292
62,564
-
25
12,792
15,631
7,882
6,091
5,639
24,321
1,500
350
84,105
108,982
20,642
23,989
10,226
6,565
13,461
11,466
1,090
1,551
1,355
1,916
-
-
4,836
4,433
5,558
5,416
1,900
2,075
-
2
59,068
57,413
9,807
9,315
2,869
250
7,633
7,223
20,309
16,788
940
660
4,670
3,826
1,415
1,275
1,335
1,751
-
-
-
260
-
926
668
625
-
9
9,028
9,332
172,510
192,515
**TOTAL FUNDS**|
|---|---|---|---|
||79,092
4,364
30
83,486
20,642
-
-
20,642
10,226
-
-
10,226
13,461
-
-
13,461
1,090
-
-
1,090
-
-
-
-
-
-
-
-
4,836
-
-
4,836
-
-
5,558
5,558
1,900
-
-
1,900
-
-
-
-
52,155
-
5,558
57,713
9,807
-
-
9,807
2,869
-
-
2,869
1,148
1,028
4,116
6,292|||
||13,824
1,028
4,116
18,968
940
-
-
940
4,610
60
-
4,670
1,415
-
-
1,415
-
-
1,335
1,335
-
-
-
-
-
-
-
-
-
-
-
-
668
-
-
668
-
-
-
-|||
||7,633
60
1,335
9,028|||
||152,704
5,452
11,039
169,195|||
36
## **Notes to the Financial Statements**
|2 **INCOME AND ENDOWMENTS COMPARATIVE**
2a) **Donations and legacies**
Planned giving
Other planned giving
Income tax recovered
Collections
Sundry donations
Legacies
Feoffees
2b) **Other trading activities**
Church Hall lettings
Use of Church
Coffee Shop
Note 5
Social Events Committee
Note 6
Flowers
Fundraising activities
Autumn Fayre
Friends of St Andrews
Other fundraising
St Nicholas Fundraising
2c) **Investment Income**
Rent-Church Flat
Dividends
Bank Interest
2d) **Church activities**
Parish magazine
Fees for weddings & funerals
Memorial garden fees
Listed Places of Worship Grant
Miscellaneous Income
Vision Day-Donations
Insurance claims
Other income
**TOTAL INCOME AND ENDOWMENTS**|**St Andrews**
**St Nicholas**
**Designated**
**Total**
£
£
£
£
59,628
2,936
-
62,564
25
-
-
25
14,195
1,436
-
15,631
5,732
359
-
6,091
3,306
175
-
3,481
350
-
-
350
-
-
-
-
**Unrestricted Funds**|**Restricted**
**TOTAL**
**Funds**
**2023**
£
£
62,564
25
-
15,631
6,091
20,840
24,321
350
-
20,840
108,982
-
23,989
-
6,565
-
11,466
-
1,551
1,916
1,916
-
-
4,433
-
5,416
-
2,075
-
2
1,916
57,413
-
9,315
-
250
1,464
7,223
1,464
16,788
-
660
-
3,826
-
1,275
-
1,751
-
-
260
926
625
-
9,332|
|---|---|---|
||83,236
4,906
-
88,142
23,989
-
-
23,989
6,565
-
-
6,565
11,466
-
-
11,466
1,551
-
-
1,551
-
-
-
-
-
-
-
-
4,433
-
-
4,433
-
-
5,416
5,416
2,075
-
-
2,075
-
2
-
2||
||50,079
2
5,416
55,497
9,315
-
-
9,315
250
-
-
250
20
460
5,279
5,759||
||9,585
460
5,279
15,324
660
-
-
660
3,826
-
-
3,826
1,275
-
-
1,275
-
-
1,751
1,751
-
-
-
-
260
-
-
260
926
-
-
926
270
-
355
625||
||7,226
-
2,106
9,332||
||150,126
5,368
12,801
168,295|24,220
192,515|
37
## **Notes to the Financial Statements**
|**3a)**
**3b)**|**EXPENDITURE**
**Raising funds**
Coffee Shop
Note 5
Social Events Committee
Note 6
Flowers
Fundraising activities
Autumn Fayre-draw prizes and expenses
Friends of St Andrew's
Church Flat Expenses
Vineyard supplies
Investment management
Rathbones management charge
**Church activities**
Grants and donations
Grants - Missionary and Charitable
Note 7
Friends of St Andrews donations
Ministry
Parish share
Clergy expenses
Other
Parish administrator
Office administrator
Church running expenses
-heating & lighting
-insurance
-cleaning
-water
Church maintenance
Fabric maintenance
Recruitment costs
Organ & Piano maintenance
Upkeep of services
Organist and music leader
Other organists
Music
Office Expenses
Miscellaneous expenses
Depreciation
Church Hall
-heating & lighting
-insurance
-maintenance
Churchyard
Memorial garden expenses
Magazine
Bank charges
Website
Other
First fire
Quin report
British legion
Entertaining
Church equipment
Governance
Independent Examiner fee
**Total**
**TOTAL EXPENDITURE**|**St Andrews**
**St Nicholas**
**Designated**
**Total**
£
£
£
£
462
-
-
462
358
-
-
358
-
-
-
-
-
-
-
466
-
-
466
-
-
1,990
1,990
193
-
-
193
387
387
-
-
-
1,688
-
-
1,688
3,554
-
1,990
5,544
-
-
6,250
6,250
-
-
5,443
5,443
-
-
-
98,960
3,973
-
102,933
3,003
-
-
3,003
-
-
-
9,835
-
-
9,835
1,802
-
-
1,802
-
-
-
-
5,911
338
-
6,249
6,990
1,059
-
8,049
3,062
-
-
3,062
129
-
-
129
3,690
5,492
-
9,182
-
-
12,006
12,006
414
-
-
414
1,584
304
-
1,888
1,944
-
-
1,944
4,100
-
-
4,100
680
-
-
680
372
-
-
372
5,178
66
-
5,244
218
-
-
218
1,503
-
-
1,503
-
-
-
-
3,817
-
-
3,817
2,613
-
-
2,613
1,593
-
-
1,593
-
420
-
420
360
-
-
360
1,700
-
-
1,700
273
-
72
345
710
-
-
710
-
-
-
-
-
214
-
214
-
806
-
806
-
80
-
80
-
25
-
25
-
25
-
25
-
-
-
3,329
-
-
3,329
163,770
12,802
23,771
200,343
167,324
12,802
25,761
205,887
**Unrestricted Funds**|**Restricted**
**Funds**
£
-
-
1,273
-
-
-
-
-
1,273
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
60
-
60
1,333|**2024**
**2023**
£
£
462
349
358
753
1,273
1,424
466
112
1,990
2,243
193
-
387
1,688
1,561
6,817
6,442
6,250
4,780
5,443
-
102,933
102,967
3,003
1,853
9,835
-
1,802
-
-
-
6,249
6,176
8,049
6,575
3,062
2,791
129
126
9,182
3,519
12,006
11,910
414
2,990
1,888
1,620
1,944
2,064
4,100
3,860
680
680
372
319
5,244
10,483
218
522
1,503
1,582
-
-
3,817
3,385
2,613
2,360
1,593
600
420
1,340
360
505
1,700
2,065
405
-
710
710
-
-
214
-
806
-
80
-
25
-
25
-
-
-
3,329
3,037
200,403
178,819
207,220
185,261
**TOTAL FUNDS**|
|---|---|---|---|---|
38
## **Notes to the Financial Statements**
|**3a)**
**3b)**|**EXPENDITURE COMPARATIVE**
**Raising funds**
Coffee Shop
Note
Social Events Committee
Note
Flowers
Fundraising activities
Autumn Fayre-draw prizes and expenses
Friends of St Andrew's
Church Flat Expenses
Investment management
Rathbones management charge
**Church activities**
Grants and donations
Grants - Missionary and Charitable
Note
Donations to CCLC
Ministry
Parish share
Clergy expenses
Other
Church running expenses
-heating & lighting
-insurance
-cleaning
-water
Church maintenance
Fabric maintenance
Recruitment costs
Organ & Piano maintenance
Upkeep of services
Organist and music leader
Other organists
Music
Office Expenses
Miscellaneous expenses
Depreciation
Church Hall
-heating & lighting
-insurance
-maintenance
Churchyard
Memorial garden expenses
Magazine
Traidcraft purchases
Website
Governance
Independent Examiner fee
**Total**
**TOTAL EXPENDITURE**|**St Andrews St Nicholas Designated**
**Total**
£
£
£
£
5
349
-
-
349
6
753
-
-
753
-
-
-
-
-
-
-
112
-
-
112
-
-
2,243
2,243
-
-
-
-
-
-
-
1,561
-
-
1,561
2,775
-
2,243
5,018
7
-
-
4,780
4,780
-
-
-
-
98,960
4,007
-
102,967
1,853
-
-
1,853
-
-
-
-
6,081
95
-
6,176
6,312
263
-
6,575
2,791
-
-
2,791
126
-
-
126
2,113
1,406
-
3,519
-
-
11,910
11,910
2,990
-
-
2,990
1,337
283
-
1,620
2,064
-
-
2,064
3,860
-
-
3,860
680
-
-
680
319
-
-
319
10,483
-
-
10,483
392
2
67
461
1,582
-
-
1,582
-
-
-
-
3,385
-
-
3,385
2,360
-
-
2,360
600
-
-
600
640
700
-
1,340
505
-
-
505
2,065
-
-
2,065
-
-
-
-
710
-
-
710
3,037
-
-
3,037
155,245
6,756
16,757
178,758
158,020
6,756
19,000
183,776
**Unrestricted Funds**|**Restricted**
**TOTAL**
**Funds**
**2023**
£
£
-
349
-
753
1,424
1,424
-
112
-
2,243
-
-
-
1,561
1,424
6,442
-
4,780
-
-
-
102,967
-
1,853
-
-
6,176
-
6,575
-
2,791
-
126
-
3,519
-
11,910
2,990
-
1,620
-
2,064
-
3,860
-
680
-
319
-
10,483
61
522
-
1,582
-
-
3,385
-
2,360
-
600
-
1,340
-
505
-
2,065
-
710
-
-
3,037
61
178,819
1,485
185,261|
|---|---|---|---|
39
## **Notes to the Financial Statements**
## **4 TRUSTEE AND KEY MANAGEMENT PERSONNEL REMUNERATION AND BENEFITS**
The PCC considers that its key management personnel comprises the trustees. There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.
## **Trustees' Expenses**
Trustees received £Nil (2023: £Nil ) for expenses incurred while carrying out duties as trustees.
|**5 COFFEE SHOP ACCOUNT**
**INCOME**
Cash takings for year
**EXPENDITURE**
Cash payments for coffee, milk, sugar, napkins etc
**SURPLUS FOR THE YEAR**
**6 SOCIAL EVENTS COMMITTEE**
**INCOME**
Cash received at Sunday Services and other events, concerts etc
**EXPENDITURE**
Expenditure on refreshments
**SURPLUS FOR THE YEAR**|**2024**
£
13,461
13,461
462
462
12,999
**2024**
£
1,090
1,090
358
358
731|**2023**
£
11,466|
|---|---|---|
|||11,466
349|
|||349|
|||11,117|
|||**2023**
£
1,551|
|||1,551
753|
|||753|
|||798|
40
## **Notes to the Financial Statements**
## **7 GRANTS - MISSIONARY & CHARITABLE**
|**MISSION FUND- DESIGNATED**
**BALANCE OF FUNDS AS AT 1st JANUARY 2024**
**TRANSFER TO / FROM GENERAL FUNDS**- Ordinarily 10%
of regular giving
**NET EXPENDITURE IN THE YEAR -**see below
**TOTAL FUNDS AS AT 31st DECEMBER 2024**
**_NET EXPENDITURE_**
**EXPENDITURE**
**Regular Giving Distributed :-**
International
Natron Healthcare Project
USPG
Wellboring
Local
Christians Against Poverty CAP
Doorway
Emrace the Middle East
Green Christian
Hope & Homes for Children
Relate Md Wiltshire
Salvation Army Foodbank
SAT7
Sheldon Road Methodist Church
Sisters of the Church
Springboard Chippenham
St Peter's Church Food Box
Unicef - Ukraine Appeal
United Society
Young Minds
**Total**
**TOTAL NET EXPENDITURE IN THE YEAR**|**2024**
£
720
6,000
(6,250)
470
250
-
500
750
500
1,000
1,000
250
500
-
500
500
-
-
-
500
250
250
250
5,500
6,250
(6,250)|**2023**
£
-
5,500
(4,780)|
|---|---|---|
|||720|
|||500
500
250|
|||1,250
750
-
-
250
750
280
500
500
500|
|||3,530|
|||4,780|
||||
|||(4,780)|
41
## **Notes to the Financial Statements**
## **8 COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES**
|**INCOME AND ENDOWMENTS FROM:**
Donations and legacies
Other trading activities
Investments
Church activities
Total income and endowments
**EXPENDITURE ON:**
Raising funds
Church activities
Total expenditure
**NET INCOME**
**GAINS ON INVESTMENT ASSETS**
**TRANSFER BETWEEN FUNDS**
**NET MOVEMENT IN FUNDS**
**RECONCILIATION OF FUNDS:**
**FUNDS BROUGHT FORWARD**
**FUNDS CARRIED FORWARD**|**Unrestricted**
**Funds**
£
88,142
55,497
15,324
9,332
168,295
5,018
178,758
183,776
15,481
-
13,299
-
2,182
-
798,112
795,930|**Restricted**
**TOTAL FUNDS**
**Funds**
**2023**
£
£
20,840
108,982
1,916
57,413
1,464
16,788
-
9,332
24,220
192,515
1,424
6,442
61
178,819
1,485
185,261
22,735
7,254
-
13,299
-
-
22,735
20,553
30,366
828,478
53,101
849,031|
|---|---|---|
42
## **Notes to the Financial Statements**
## **9 TANGIBLE FIXED ASSETS**
|**COST**
At 1st January 2024
Additions for year
At 31st December 2024
**DEPRECIATION**
At 1st January 2024
Charge for year
At 31st December 2024
**NET BOOK VALUE**
At 31st December 2024
At 31st December 2023|**Freehold**
**land &**
**Buildings**
£
447,776
-
447,776
-
-
-
447,776
447,776|**Office**
**Equipment**
**Total**
£
£
21,984
469,760
2,250
2,250
24,234
472,010
10,789
10,789
1,503
1,503
12,292
12,292
11,942
459,718
11,195
458,971|
|---|---|---|
The Church also has silverware on permanent loan to the Heritage Centre. These have been valued at £11,300.
## **10 FIXED ASSET INVESTMENTS**
|**MARKET VALUE**
At 1st January 2024
Purchases
`
Sales
Change in market value
At 31st December 2024|**Listed**
**Investments**
£
177,117
23,942
(21,119)
5,609|
|---|---|
||185,549|
All investments are UK Investments or investments within a portfolio managed within the UK.
Split as follows:
|UK Conventional Government Bonds
UK Index linked Government bonds
UK Investment Grade bonds
Active Managed fixed inc- diversified
Overseas Index linked Government bonds
UK Investment Companies
European Investments
North American Investments
Asia Pacific Investments
Global Investments
**11 DEBTORS**
Other|**2024**
**2023**
£
£
26,489
13,240
-
10,406
9,763
9,755
12,367
19,568
14,710
15,509
18,492
12,771
10,413
10,276
29,645
24,164
5,165
4,840
58,504
56,588
185,548
177,117
**2024**
**2023**
£
£
1,418
3,302
1,418
3,302|
|---|---|
43
## **Notes to the Financial Statements**
## **12 CREDITORS**
|**Creditors**
Trade creditors
Deferred income
**Accruals**
Independent examination fee
Heat and light
Uncleared cheque|**2024**
**2023**
£
£
4,211
3,756
633
4,844
3,756
3,189
2,844
97
429
806
-
4,092
3,273|
|---|---|
## **13 SUMMARY OF ASSETS BY FUND**
|Tangible fixed assets
Investment fixed assets
Current assets
Liabilities|**Unrestricted**
**Funds**
**St Nicholas**
**Total**
**Unrestricted**
**funds**
**Restricted**
**Funds**
**Total 2024**
£
£
£
£
£
459,718
-
459,718
-
459,718
185,549
-
185,549
-
185,549
110,540
17,977
128,516
55,083
183,599
(8,936)
-
(8,936)
-
(8,936)|
|---|---|
||746,871
17,977
764,847
55,083
819,930|
## **SUMMARY OF ASSETS BY FUND - Comparative**
|Tangible fixed assets
Investment fixed assets
Current assets
Liabilities|**Unrestricted**
**Funds**
**St Nicholas**
**Total**
**Unrestricted**
**funds**
**Restricted**
**Funds**
**Total 2023**
£
£
£
£
£
458,971
-
458,971
-
458,971
177,117
-
177,117
-
177,117
142,982
24,522
167,504
53,101
220,605
(7,662)
-
(7,662)
-
(7,662)|
|---|---|
||771,408
24,522
795,930
53,101
849,031|
## **14 FUNDS**
|**Unrestricted Funds**
General- St Andrews
General- St Nicholas
Designated (Fabric)
Choir
Organ restoration
Friends of St Andrews
Mission- designated
**Restricted Funds**
Flower
Organ restoration|**Bal b/f**
**01/01/2024**
**Income**
**Expenditure**
**Transfer**
**Gains/**
**(Losses)**
**Bal c/f**
**31/12/2024**
£
£
£
£
£
£
636,788
152,704
167,324
-
6,000
-
5,609
621,777
24,520
5,452
12,802
-
-
-
17,170
122,030
5,451
12,006
-
-
-
115,475
1,495
-
-
-
-
1,495
2,234
-
-
-
-
2,234
8,143
5,588
7,505
-
-
-
6,226
720
-
6,250
-
6,000
-
470|
|---|---|
||795,930
169,195
205,887
-
-
5,609
764,847
1,885
1,355
1,273
-
-
-
1,967
51,216
1,960
60
-
-
-
53,116|
||53,101
3,315
1,333
-
-
-
55,083|
||849,031
172,510
207,220
-
-
5,609
819,930|
44
## **Notes to the Financial Statements**
## **14 FUNDS (CONTINUED)**
## **FUNDS- COMPARATIVE**
|**Unrestricted Funds**
General- St Andrews
General- St Nicholas
Designated (Fabric)
Choir
Organ restoration
Friends of St Andrews
Mission- designated
**Restricted Funds**
Flower
Organ restoration|**Bal b/f**
**01/01/2023**
**Income**
**Expenditure**
**Transfer**
**Gains/**
**(Losses)**
**Bal c/f**
**31/12/2023**
£
£
£
£
£
£
636,883
150,126
158,020
-
5,500
-
13,299
636,788
25,908
5,368
6,756
-
-
-
24,520
126,555
7,385
11,910
-
-
-
122,030
1,495
-
-
-
-
1,495
2,234
-
-
-
-
2,234
5,037
5,416
2,310
-
-
-
8,143
-
-
4,780
-
5,500
-
720|
|---|---|
||798,112
168,295
183,776
-
-
13,299
795,930
893
2,416
1,424
-
-
-
1,885
29,473
21,804
61
-
-
-
51,216|
||30,366
24,220
1,485
-
-
-
53,101|
||828,478
192,515
185,261
-
-
13,299
849,031|
## **Transfers**
A transfer was made in the prior year from the General- St Andrews fund to the Mission designated fund to reflect the allocation of a proportion of regular giving received to the mission designated fund.
Transfers have also been made to reflect the allocation of a proportion of regular giving received to the mission designated fund.
## **Fund descriptions**
## **Restricted funds**
_Flower Fund_ - This is a fund to support the activities of the Church's flower arrangers.
_Organ restoration fund_ - This is a fund set up towards a specific restoration project for the organ.
## **Unrestricted and designated funds**
_General funds -_ these can be used for PCC ordinary purposes and are split between St Andrews and St Nicholas parish.
_Fabric Fund_ - This is an unrestricted fund for the maintenance and repair of the Church building.
_Choir Fund_ - This is a fund to support the activities of the Church Choir.
_Organ restoration fund_ - This is a fund set up to pay for the restoration and upkeep of the organ.
_Friends of St Andrew's Fund_ - This is a fund made up of funds raised by the Friends of St Andrew's to support church projects usually for the Church's Fabric.
_Mission -_ This is a fund to support charities for which collections in church have been made or which the PCC should be supporting through the transfer of funds from the general fund during the year. This was reclassified from restricted funds as a designated fund during the prior year.
## **15 RELATED PARTY TRANSACTIONS**
No related party transactions took place during the year (2023: £Nil).
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