REGISTERED CHARITY NUMBER: 1130922 Roport ol the Trust•es and Unauditsd Financlal Ststgm•nts for the Y•ar Endod 31 DeCemr 2023 For Chrlst Church. Southchurch Parochial Church Coun¢ll
Chrfst Church. Southchurch Parochial Church Council Contents of the Financial Statements For the Year ErKled 31 December 2023 Report of the Trustees Chair of Truslees Report Independent Examiners Report Receipts and Payments Accounts Statemenl of Assets and Liabilities 11 12 13 Analysis of Income and Expenditure Further Informatlon about Funds 15 17 Control Relatronshlp arKI related paty transactions 18
The trustees present their report with the financial statements of the charity for the year ended 31 December 2023 Reference and admlnlstratlve detshs Christ Church is part of the Di0Se of Chelmsford within the Church of England. The Parochial Church Council (PCC) is a cJ)arity reglstered wilh the charity Commission. Prfnclpal address Christ Church Centre 56 ColbertAvenue SOuthendn-sea Essex SS13BP Trusteos PCC members who have served from 1 January 2023 unlll Ihe date of thls report was approved are". Incumbent Rev Sleven Collier Chair Llc•nsed Lay Mlnlst•r Churchwardens Mrs Elizabéth Buttepworlh Ms Sandra Greenwood Mr Nathan Medhursl Electsd Repr•senta- Ilves on Deane nod Elgctod Members Mr Dave Watson Mrs Margaret Martln From Marth 23 Mr Laurence Froment Mrs Paula Lucking Mr Phillip Smee Mrs Chloe Trueman Mr James Harriss Mrs Sally Lakin Mrs Judith Brum Mrs LSesi8 Andre Mr Mlke Buss Treasurer From March 23 From March 23 From March 23 From March 23 From March 23 PCC Secrets Mrs Andrea Froment Independent examlnor: Mr Davld Thomas Govemlng structure and appointment of PCC members Page 3
The Church is adrninistered and managed by the PCC. The method of appointrnent of PCC rnembers is set out in the Church Representation Rules. All Church attendees are enGouraged to register on the Electoral Roll and to stand for eleclion to the PCC. Organisatlonal structure and commlttees The PCC operates comrrthttees which meet belween full meeb'ngs of the PCC. Standlng Commlttoe This is the only committee required by law. 11 has Ihe powerto transact the business of the PCC belween Its meetings subiectto any dlrecllons glven by the Council. Other Commltt••s Two sub committees have been appointed by Ihe PCC during the year. Ckne to considera second Sunday $8P4ice, the other to consid8routreach work into the local community. Risk management The trustoes have a duty to identify and review the risks to which the charity is 8xposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. The PCC reviewed its financial procedures to ensure adequate safeguards are in place against fraud. In 2017 the PCC adopted the Diocese of Chelmsford Safeguarding Policy 2014 and adopted the Safeguarding Statementfor Christ Church, and the PCC continuesto have a proper regard to Ihe continuing implementofthe safeguardlng provisions. The PCC in 2017 adopted a written Health and Safety Pol icy and contlnues to have regard for risk managemenL The safeguarding and risk management procedures are applicable to the Church, the Centre, and the Fundraising Shop. The PCC reviewed during the year its policies and pradices with regard to personal dats in order to remain complaintwith the General Data Protectlon Regulations. ObJectlv•g and alms. The PCC of Chrfst Church has the responsibility of perd.ng with the inGumbenC in promoting in the ecclesiastical parish the whole mlssion of the Church: pastoral. evangelistic, social, and ecunICal. Italso has the SpOnsIbl11ty for maintenance of the Church Centre complex at ColbertAvenue, soulhendw0nea and the church shop In Woodgrange Drive. Southend on Sea. The PCC is commltted to enabling as many people as possible to worship at ourchurch and to become part of our parish at Southchurch. Our seNices and worship putfaith into practice Ihrough prayer and scripture. music, and sacramenL When planning our activities forlhe year, the Incumbentand PCC have conSided the Charity Commission's guidance on public benefitand. in particular. the specific guidance on charities for the advancemant of religion. We ty to enable ordinary people lo live outlheirfailh as partof ourparish community through. wofshlp arKI wayer. leaming abJut the Gcwel WKI devekWrKJ Iheir kYledge and trust in Jesus, provision of pastoral care for peoFle Ilvlng In ts pwsh, Page 4
missionary and outread) work. To facilitste this work. il is importantthat we maintain the fabric of Christchurch and the Church Centre. Servic•s and Attendance We are pleased to be able to say that church attendance has continued to grow steadily during 2023 wilh many seprfices in Ihe last quarterattended by over 100 adults. At the Annual Parochial Meeting on 261h March 2023 the electoral roll comprised 88 members, and on 3151 December it was 85 rnembers as the list was revised and weeded. Our service pattem is now one Sunday communion per month. the rest being non4ucharisti¢. and aweekly Wednesday moming communion. The Sunday service has grown to an average of 85 adults. Our Kid's church has not seen the same growth and re- mains an average attendance of 22, thls includes in the later part of the yearthe church has being blessed by the addition of 4 babies. We are grateful to the band of volunteers who enable the children aged up to 14 years to18am mre about our faith. The Wednesdaycommunlon service continues to b8 incr8asinglypopular and regularfy at- tracts over 30 attendees. The special Christrnas service with carols was attended by 70, The Revd Alan Howe has taken on the responsibillty of oveO81n9 and developing the service, introducing music duringthe conxng yearand developlng the team who s8Ne this congregation. At Christmas bNo Christingle services were attended by totsl of 304 people, again Ihe ser- vlces had to be ts'cketed due to high demand and health and safety requirements. Carols by Candlellghc held on a Friday attracted 160 people. The Midnight & Christrnas day seNices were attended 111 p8ople, with 138 attending a Nativity sepiice th6 week be- fore. In Novemberwe took on anotherfull time employee to be Worshlp leader and Youth Worker. Thls has much encouraged and developed ourworship on Sundays and will ena- ble the intr¢xluction of Music to ourwednesday Communion. ft will also enable us to de- velop a second Sunday service during 2024. Already the appoiniknent has enhand our youth work. Fabrlc- Church, Chrfst Church Centre and grounds The Church and centre were rnaintalned to a high standard with all regular serviclng un- derlaken. The Hall was painted at Easterand in the autumn the Lobby area was refreshed with new flooring and was also fy-decorated. A programme io install new energy efficient lighting Ihroughoutthe centre was started at the end of the year. Extra fUmIre was purchased for Ihe café area to cope with th8 increased attendance. Outside the old hedge and fence were replaced. The new hedge is of native species and wildlife frtendly. Page 5
Beach Shelter Southend Borough Council granted a license to the Churd) for itto display signs on the beach shelter sited on Ihe Eastem Esplanade opposite Warbvick Road, and signs, continued to be fixed to the shelteradverbsing the Church's special events. The license reqUIS Christ Church to maintain the shelter in good order. No wor* has b8en under- taken. other Aclivltles and uso of our facllllles. The Church utilises space in Ihechurch Centre for its own community activities. The Par- ents and Toddlers Group run by our by Children's worker. Mrs Rosie Medhurst, with vari- ous helpers assisting each week has grown ifs regular attendance has grown to 68 at- tendees. It continues to be difficultio encourage Ihe parents to come alongto Sundaywor- ship. The Thursday evenlng youth club, ran by our children's worker MTS Jo Buss h8s seen a small amount of growth with 15 young péople aged 9-14 attending. During Augus12023, our hvo children's w0ets with helpers, ran a three-day holiday club. on the theme of Space, attended by 40 Children, culminating in a family funday with bouncy castles and BBQ attended by 60 people. A light paty was held as an alternative to Halloween. and due to high demand we had to cap numbers and had 248 attendees. These events reached many non<hurch famllles but unfortunately desplte the time. effort and resou rces invested and th8 activits'es being very well received, they have not resulted in the growth of our Sunday Kid's church. Chrlstchurch hosted Revitalize in the Summertemi. a termly worshlp event for secondary school aged students which attracted well over 100 young people from all over Southend and further afield. The events are resourced by the network churches of Chrisl Church, St John's and St Michael's Church Café began the year running three times a week. on a Monday aftemoon and Tuesday and Wednesday Mornings. Mrs Jo Buss (Children's worker) provided refresh- ments forfamilies attending Kumon Maths on a Monday aftemoon. Assisted by regular helpers she was building good relationships with these centre users. By the summer It be- came apparentthis was nolsustalnableor productive and therefore Ihe session stopped in September. Tuesday moming is attraclSng a steady numberof customers. unfortunately the tlny toes Ballethad to cancel their booklng late in the year. but groups of olderwalkers now use the café as an occasional base and other groups do use the café as a meeting place. Wednesday is extremely busy. espwally as the Wednesday rnoming SeNice attendance is growing. Parents whose children attend Tumble Tors and other members of the public also make use of the cafe. As the year ends. having already purchased rTr)re tables and chairs we are considering how the capacity of the space can be further increased. We have tsvo homegroups which meet in th6 centre fortrbighlly, and a furtherfive meet In people's homes. with a total of 94 attendees. Alpha Courses ran in the summerand autumn temis. attended by a total of 18 peoplè, alt- hough some of tt)ese are repeatedly attendlng. Two women's breakfasts were held. The first having 80 attendees. numbers were Ihen capped at 100 with a waiting lisL These popular events wh ich attract attendees from other Churches will continue 3 times a year. Page 6
January saw us hosting Romansfest wilh 85 attendees. A Study course for the three net- worf( thurches and olhers interested in furlhering their biblical knowledge Otherevents during the year have included 6 Summer Socials including, aftemoon tea, wine lasling. walking events, and a beach picnic. There was Christmas wine tasling when rwlled wine and mince pies were provided at both carol services. A basket has been installed In the foyerto collect Items for the local Foodbank. In addition offerings are occasionallygiven at eventsto purthase additional ikms thatare in part5cu18r demand. At ChristrTh9s 15 hampers were delivered to the most needy families Identified by Green- ways School in addition to a couple to other individuas thathad been idenl'fied by Church members. The PCC Is grateful forlhe many helper5 who gave thelrtime to Ihese activltles. Charlties and organlsations with an ethos not inconsistentwith the Chrislian falth that provid8 acb'vities beneficial to the comrnunity, ar8 pennitted atthe discretion of the PCC to use space in the Church Centre. This dIs¢tion is managed by the Parish Administrator underthe delegated authority of Ihe PCC. Chrlst Church Fundral8lng Shop The PCC continued to lease the shop premises at 229 Woodgrange Drive for Its charity shop. The shop Is stsffed by volunleers and the PCC is grateful forthe time given by them. Mrs Sandra Brown resigned in Ihe paid role as the Shop Manager in early summer Mrs Jo Buss was tsken on as interfm managerwith a temporary contract until late August. During that lime she recruited many church members to the shop team, improving it's perfor- mance and bringing the elhos of the establishment into line wlth that of the Church. Her post was made permanent in late AugusL At the end of Octoberl early Novemberthe shop closed and was completely refurbished at cost of approx. £9.500. It now has a more modem and open I(k making it a rn0 at- tractive space in which to work and shop. The changes have resulted in income, which had begun to fall in the eatlier part of the year. increasing such that by year end Sales were some £4,000 up on the previous year. We expect to recoup Ihe K)nleS invested by the end of 2024. Shop income after expenses is used lo helpfundourchildren and families. workers, youth worker and OUta¢h events as well as belng used to maintain and improve the Christ Church Centre, Parish Administrator Mrs Anda Froment is employed as the Parish Administrator. In November she com- mend a period of paid Maternity leave. Statulory Matemity pay for Mrs Fromentwill be redaimed from HMRC at the end of her Matemity leave. Verity Smee has been employed for 16 hour5 a week on a fixed term contractto coverthe absen. Page 7
Vlcar Revd. Steve continues to be funded by a Strategic Developnnt Fund grant for 2023. During this th'me Revd. Mike Walker of St John's Southend nominally has cure of Souls of the parish. Mlss5on and Pastoral M•asure 2011. In common with otherparishes in the Dloceseon depare of the incumbent.thefollowing notice was posted on 3rd November 2021: We Gulnar, by Dlvlne Perrnis5ion Bishop of Chelmsford hereby dedare Ihat subiectto the provisions of Section 85 of Ihe Misslon and Pastoral Measure 2011 during the perlod of flve years from the date hereof Ihe vacancy in the Benefi of Southchurch. Christ Church shall notbe filled 8nd during that time the Patron shall not be enb'tled to exercise Iheir right of Pr8S8ntation. Flnances Revd. Steve Collier is paid from a grantfrom the Strategic Development Fund for church planting in the deanery of Southend. In recognition of this, Ihe parish share for 2023 was reduced to £32,000. It was paid in full plus an addltional £8,000 lo support other churches in the Deanery.. A second annual grantof £14,300 was given by the Mission Opportunity Fund to part fund ourfvlo part Ilme children and family's workers. Income from the shop increased by ap- proximately £4,000 from 2022 and provides Ihe balance of thelr salaries. Once agaln we are grateful to the Smilh foundation from whom we recelved anolher un licited gift of £8204 which will be used for the upkeep and improvement of the Church Building. To help with the unusually high energy costs of 2023 a grant of £1900 was given from Central church of England resources. General congregational giving including Tax Relief has increased by some £31.000 durlng 2023, this reflects the Increase in numbers in the congregation and the commilment new members are making to the mission of Christ Church. Extemal users of the centre have decreased and a few regu lar bookings have been losL Users sight the cost of Ilvlng crisis as the reason theirattendance numbers have fallen and therefore making the activity non-viable. As a result. centre income has decreased by £6,015 this year. Increased expenditure on salaries, deaning, utj'lities, children's work, staff costs, church events, outreach events and general inllation have 811 been covered by increased incom Ing resources. In addition we have been able to undertaketherefurblshmentofthe shop premis8s. redec- orate Ihe hall and both foyers and install new flooring in main foyer. We are also grateful fora gift to buy a new keyboard for the worship group. At the end of th8 year our total assets stood at approx. £120,000 an increase from approx. £93,000 at Ihe end of the previous year. This increase has enabled the employmentof our Worship and Youth leader. Trustse's Intsrests Page 8
Mrs Andrea Froment was employed on a part time basis as the Parish Administrator. Nei- ther Mrs Andrea Froment ormr Laurence Froment were in attendance atany meeting where her employment and ren umeration were discussed. rs Rosie Medhurst was employed on a part4ime basis as Children and families worker. Mr Nathan Medhurstwas not in attendancewhere heremployment and re-numeratfon was discussed. Mrs Jo Buss was employed on a part-time basis as Children and families workerand from July on a part4me basis as shop manager. Mr Mike Bu&s was not in attendance where her employment and rewnumefation was discussed. Mr Phil Smee was awarded contracts for redecorating the centre and shop. He was not present at any meeting when Ihe award was discussed. Mrs Verity Sme8 was employed on a temporary contracL Mr Phil Sm68 was not in attend- ance where her employment and re-numeration was dlscussed. Trustee's responsibllilies The trustees are responsibl8 for preparing the Trustees, Annual Report and the financial stat8ments in accordance with applicable law and United Kingdom Accounts'ng Standards (United Kingdom Generally Accepted Accounting Praclice). The law applicable to charits'es in England & Wales requlres Ihe trustges to prepare financial statements foreach finanal yearwhi¢h give a true and fairview of the situation of the charity and of the incoming reSoUrS and application of resource5 of the charityfor that period. In preparing these financial ststements. the trustees are required to: select suitable accounting policies and then apply them cx>nsistenlJy. observe the methods and principles in the Charities SORP. Page 9
make judgements and estimates that are reasonable and prudenL state whether applicable accou nting standards have been followed, subject to any material departures disclosed and explained in the financial statements. ppa the financial statements on the going concem basis unless it is inappropriate to presume thatthe charity will continue in operation. The Irustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial posits'on of the charity and enable Ihem to ensure Ihatthe financial statements comply with the Charities Act 2011.1he Charity (Accounts and Reports) Regulations 2008 and the Churth Accounting Regulations 1997 as amended by the Church Accounting (Amendment) Regulations 2001. They are also, responsible for safeguarding the assets of the charity and hence fortaking reasonable steps for the prevenb'on and detection of fraud and other irregularities. On 8ehall of the Trustse's R•vd St•v• Colllw /5/</ - Page 10
Jnd•p•rnl•nt Ex•mineh R•wrt to th• TN•tO•8 of Chfht Chu Swlttehw¢h Parrthtsl Chu c11 l pOrt on the accounts for the year end8d 31 Decber223 sel oirt on pages nir to sixteen. The chanlls tntslee5 are lor Ihe prepafatKm of Ihe accfjunts. chaiws Irustees consKfjer thal an •KIrt requiTrd for yeai (uThlef Se 14412) of Ihe Charities Ath 2011 2011 Aa)) a1 that an exanmiatson s WLwed. It ts my re$SlIty to. examine Ihe accounts undef Seckn 145 of ihe 2011 Acl. follow Its pr¢xedures la d(Mn fft the Gertfal th"redKins given by the Ch•nty Commission Iimder Secbon 145151(b) of the 2011 Actl and 10 51ale whether partA%lar mattws ha¥e cfft to my attentK)n. B••l8 of th• ind•ptht •umln•rf¥ r•wt My examinatKn was card wt in acctydm wth tt 're¢l$ given by I Charty C0mmBs. An exarThnatK Indudes a revw of the atnIty revyd$ kept by the chanty and a conpaw ofthe aoxunts wnted ith Irw rnctyds 11 also Irdudes consthrah'on ol any urKAsual dbscbsutes in tr acc4)unl$ arKI saek explanat$ Irom you as truslees cMcemirKJ any such fflatlets The procedures uThJertaken do not Pf0ve all the evKlence Ihal would be fequffeé in an audit and consequenlty no Opin is given as to Ihe a¢counts psent a 'irue and yw. and the ieport ts Lynrted to those Malle sel Ixil in ts statemenl beb Indep•nd•nt examln•rf¥ In conneCtn my exammalM)n, no matter has come b my 8tteniioft.' I I I which gives me fyasonable c•Ae to belve that. in ary matenal respect. Ihe fequwements.. lo keep aGcountsng rec m a(xordaTU I1h Seclw 130 of the 2011 Act and to prepare accounts whh acc0 with the awunting ry>Nd5 and to comply wrth Ihe account9 requKwwts Ite 2011 Act. have not been mel" or 121 10 wh¢h, in my own1. attentson stthJk# be drawn to enable a proper ur8tstarKIir ol the accounts to be reached. D*wJ ThDmas Date.. 1412024
Prkny•Dr vU10ry In¢omo iotom•troM curch•dtr4W AdYtse5fDl+)IIW4SrMJfj] l5tn•nl1nc¢yn cthwIDc4fflkn9WStyJI¢•J 11SJ35 11127 3Y 124.224 14.827 77.652 826 16200 95,639 12.1)5 79 34fy 37 15.fflo 45297 14.30D 105¥4 •• lJJ.TJl 202259 18.771 20.#tt2 2.150 11•.208 15.170 B.g05 3.478 144.234 45.456 QFints payabfq lTrthenC•ol¢Jl0II Chuic Acbb10•5 leyJ•nR•5} 240 182 24.114 119.02$ 407 19.1?T ?Dl.tJS 16J09 13) 10.041 1•.4Y) 24922 Q4,9221 J7.142 137,1421 r>pMtraTrif•rnb•knThir5v 1•5) 11sJ•i) 263 iij 159 IJJ QJ 12J JJ• •J 12OJ14 •3&04 Not8S'. AM4ts ofth• ¢JrganIZatk. The buildlngs and larKI used ty the chwlty are the WOFety ofthe Diocese of Chelmsford, the mainlenan¢e and upkeep of which are delegated to the PCC. There are no indN•Jual item5 of a particulady high value that they are separatety lisled. The hhjhest Yalue iterro baThJ the catefirnj quality kitchen equipment including a Nelson Dishwasher, Fiamrna Marina esF¥esso maChe.. Lineat double oven and hcts", Dane bain mari8 and Polar fridge aTFd freezer. In add., there are seven computer5 {ce ofwhith QFffjrates the AV afKI sound system in the churth). A Yarroha YC 88 Keyboard purchased in year. A Konica Minolta phot(ler is leased fonn DOTS and is insured under the lease agreement
Totsl Lthty AIS)l." Bank A1YA' SlY4 (a¥Mrt 54127 A1511.. ¢TJT A15Xt. (Jw4MI A1SS1.' C4Bhkn twbj S 179 AI652.. & Totsr 9.r 120 AIS10.' W WiTh•t Bv Attth T41 945 120.214 93.504 9•5 945 DknW•d. 76 1451 R•blrfEl•d. IACw¥•y 143 RlrfEl•d.mrtry 1507 178 182 945 1A1214 504 Page 13
Trbxr 14 •.•* J4 Pa£e 14
5551 a.i>p SM ¥WsoWtsTa J4)5 T. TYI •JXt ir IZ6 2]5 ij Ililrl•w lJfW.SWJ Im 2m 142D1(th Il411 g.FJl 514 14X IVAY 1MIJI l&•lJ V4 6*1 tn •r U5
F¥id¥ndb 15 75 Id R•rf¢Ied 9.451 14J 114 V43 R•&vfci•d 2b RI6<1•0 &3 161.256 15.•4S 2.7 o.son 2SQ7 At 15Qi Ml•slon trt¢d 2¥J 114• Shop 9731 4&297 19111 R45trfcithl gJJl X7
As#3111212 Inv45m1$ C•sh 4t 26.9D9 120 206 120.214 93, 14P14 94504 R•pMMm•d by 70.055 Owiw4tvd. AV Fwd O••Yw41qd. Flw Ilwgwl•d. Cl¥41 Cknh Shop DqJw•d. Clpjrh gnitgd. MIssiLkn & Chwlu [Ignated. Caf• lth 9.237 2.1 A•slrfcl•d. Bouk ol A¥ts#•r• Clwjrch R8slriclod. MLsshn & Chithios A•41rfd•d- P RB•trfcl. OFyn R•¥u•Urm & R&sirt¢i•O- FkN¥•5 Ilesirfeied. rrfr TJ•f• 7S 2.507 175 9451 9.354 143 28 Rosidc14d. P••tw•l carn Fundy ol th•chl(lI gJ,504
Chiist Church, Southchurch Parochial Church Council for the Yeaf Ended 31 t)rnber 2023 Further Inforniation about our funds UNRESTRICTED GENERAL FUND The general ftjnd represents the free funds of the charity which are not designed for particular purposes. DESIGNATED FUNDS: Ml88ion8 and Charities Inco set aside from the thurth chty shop to fur#Y cw charilable worf(. also indi¥i¢Jual donatn$ for specific causes e.g Lcul Food Bank. These funds are used to periodically purchase rtems that are in particular need lor the organisa11 Also includes a 9mall knnd to enable the Inmbent to respond to requests for financial help trom indivtduals. AV Funds set as1( for sound and vision UlPrrEnt chUh Fabr1¢ This is money set a8idè for general Inproven to the Church t#Jilding entranL% lobby. Chflst Church Sl The church ghop has its own account for income and expenditure. 10% of income is transfeffed missions and charities for the benefit of the hxal fjxnmunty. The salary of our Farnity Project Worker and Children's Work Ctrordinalc is funded from thb incoTh. The remaining excess of Income Is transfeed to"Speaal Projects. to be used for improvements to and maintenance of the church buildin9 aFKI centre for the befft of the kKal connunty. Speelal ProJ•¢ts PTimarily representing trarfjfers from the Shop ac£wnt to be used for improvernents to, and maintenance of. the church building and centre. Medium terrn WOFcts (1-2 years) are lobby and replacement heating system in Ihe ¢hur¢h. Book of R•m•mbran For payments for callraphY Smlth Grant monies recei¥•J, Ixrt applMI fur, s a¥xle for mainlnCe of the chUh RESTRICTED FUNDS.. Floworn Oonation8 for Church I1e[S Ml$Blons and Charllles Any donations made for passing on to a specific charity. A Bursary Fund within Missions and charits'es is to aid irKJiwduaLs in uryent need. Church Malntgll¥nCO Grant gNen for the impYov8ment and rnwntenan ofthe Church bjilding. Church Fabrk This 1$ money given lor s1C P10¥en.
Christ Church. Southchurch Parochial Church Council for Ihe Year Ended 31 December 2023 CONTROL RELATIONSHIP AND RELATED PARTY TRANSACTIONS Christ Church is partof the Diocese of Chelrvksford wilhin the Church of England. During the year to 31 December 2023 the following payments were made to persons or organisations 8ssociated with Ihe Trustees: 31.12.23 Volunteer Manager (S. Brown) Andrea Froment (Laurence Froment) Rosie Medhurst (Nathan Medhurst) Jo Buss (Michael Buss) JMS Cleaning (Michael Buss) Phil Smee 2383.18 14,395.08 12,361.76 14,683.52 5,148.00 3047.00 Verity Smee (Phil Sn*e) 2750.10 Pa£e 19