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2023-12-31-accounts

PALMERS GREEN UNITED REFORMED CHURCH CHARITY Page 1 REPORT OF THE TRUSTEES For the year ended 31 Decembw 2023 Th8 TrLtstees have p￿aSUre in wewkn"ThJ thw reF%¥t ar¥J the examined financial statements for the yew ended 31 December 2023. Legal and Admlnlstratlve Inforn)atlon The Elders of church togethef the minister are deemed lo be Charity Trust￿. Thè Elder$ are elected by the chU￿h MeM￿r5 and seive fry a peri￿ of three years. They may then re-elected for a further period of three years. folltiwng whth they will not be eligible for re-election for one year. The El￿￿$ and Minister have seryed durrKJ the year arKJ to t1￿ date of this rewt are as f(Alows'.- Mr Richard Hi Mr$ Maigel Jenkir Mrs Beat￿ Oyetey Mr Brian Hoster Dr John Strange Mrs Estdle Muller The church premises are siiuated Th) the cx)mw crf BurfcKd Gardens a￿1 Fox Lane. Lcffldon N13 4AL The church ccntact is Er Jom StraThJe IsKretsry pamwsgreQ)urc.￿g.￿k) Bankers CAF B￿k Limit￿. 25 lQrKJs Hil Aver¥J8. lfjngs Hiw. West Mallirg. Kent. ME19 4JQ obje￿[veS and Actlvltles The objective of this church is to th8nce the Christian relpj￿n in attordance the doctrines principles and usages of the Untted Reformed Church. The clvjrch is part of the Enfield and East Hertfudshire Local Area GroJp of the Thanes North Sync#J of the Urmted Ref￿ed ChLWCh. church is aso a member of Churches Tcgd￿r in Pdmers Green, W￿hmOre Hill and Grange Park. Membership of the church is ow to all ￿ wofession of laith arKI ¥ceptsrKe by existing memters. We aim to be a Church for au peop￿ seek and share the News cl Jesus Christ. structurg, Governance and Management The church has Ixen in existen￿ on tlis stte fr)r ovw 110 y￿. alwgh a charity rt ￿d$ excepted from registratic￿. tt was first registered as a charty on 16 Juty 2009 uDJer n￿nber 1130583. The detaFled work ￿ leadership and organisatK)n is wried OLrt ty members of Core Groups CDnsisling of Elders and other memtws, with the Minister and COr￿SPondenCe Seuetary associated as appropriate. Currenlty there is just one s￿h grrJJp.' Worshp and Stu(ty.' The Core Groups are suppryted ty a Finance FabrL Re￿O￿￿S Commritee lo deal with the finance and proFety matters rtss$ary to the wt)rk oflhe church. The 0￿er$ ofthis committee are as Este1￿ Muller Mr Tc￿Y Obi-Ezekpazu Mr Brian Hosier Chairman Sttretsryllreasurer Over￿1 leadetship and pastoral oversight are the responsibilty of the serving Eklers of ￿1¢h there are 6. For pastoral purr)ses, ttw ￿￿rk as a team n(￿-ser￿ng Elders and ther church memtErs. The church is commrtted to safeguarding in every area of church lrfe ministy. A lotof time has been invested during the year to make sure ImdeTStarkJ and imt4ement the Synod Saf￿ard1￿ Policy based on Gotsj Pracknce 6. The Safeguarding coordinat￿ Is Mrs Margaret Jenknn5 email mar rel smlo enkirB.m No, 07981 7C6181. Deputy Dr John Strange secretary@palmersgreenurc.org.u Financial The accounts for the year we set wi on pa￿ 4 to 7. The twst&s have taken the opportunrty to prepare these fina￿tal stat￿nentS in aC£Ordar￿ vAlh Charrt￿$ Act 2011 Section 144, using the Re￿ptS and Payments basis av1ab￿ to small thartties, the Uni(ed Reformed Church guidance. en.co.uk Tel

REF￿Rr OF THE TRUSTEES (Continued) For the yew eTh￿ 31 Dewnber 2023 Pagg 2 There is a deficrt on ujr Unrestncted {C¢xKJregth'¢Ma) A¢￿UnI of £33.332. This is due to increased jsls in ublty bills a fvll year of sakiry costs for l)oth ￿r administrator aThJ Ytxrth worker. This vrds in part reduced by inueased hire inu)me fcf ujr hals, the manse bwng let ￿aIn and a grant from Syn¢JJ 1th¥8rds the cost of our Youth Workw. Once more we have nottransferred tl usual £30k lo our Repair Fund rdying on pre￿￿S reserves forthe time Ling. The designated fvjnds are detailed in note 2 lo the statements. These fuThls have reduced during the year due to transfers out from the Vario￿ fvjnds I￿ludIng £30,000 on accx)unt of works at the m8nse. We still owe appro￿rnat￿y £20,OCK) for these vKxks. At the end of year the lotsl of Ouf Designated Funds were £173,908. Ot this totd £67,220 1$ hdd in a cash fund to help ￿ the cost of repL3ciThJ the sanctuary roof when the bme comes. lditicn have investrnents all(Kat&J to this fvrKI and worth £116,740 at 31 Decemter 2023. The restri(led fund openir¥J balaice comprised Ma￿ty fvrKts held cn behalf of locd churches for work with the homeless gving nI￿l shdter supported by All Pewe Al Places butlhese were repaid lo them duTing the year leavir¥J a balan￿ of£900 being mcxwe£4lected fcf (ther causes bul notyettransferred to them. Reserves amourt to appr0￿mate[Y 3.5 months expenditure whth is considered satisfactory in view of all exceptional expenditu￿ ￿1￿9 mel from Destgnated Fund5. A ft￿t￿r defi¢it is expected in 2024 lJJt at present manageable from reserves. Investment Policy In the past our lunds were 811 held in b8nk ￿¥jnts. H￿￿eVer, th wewere advised that work on the hi9tr￿leve1 roots was not likety to be n￿ssary for at least 5 years. £50,000 was tr￿sfe[Ted to COIF Investment Ethical Fund in 2016 in the hope lh %%e enjoy a higher retum and at least keep pace with inflation. At the year end this investment wras £116,740 haviThJ recovered in value during the year. Risk Management durfng the year The trustees have id￿tiffied vthat thlry belve to be the major risks vthich the church fxes and are satisfied that these have or wll be adequately mitvJat&J where necessary. Voluntee As would be expected within a church slruthjre, most b"vth"es of the church are (rried tyjl by volunteers. apart from arty StiperKSiary Minister ￿ is paid fr(￿ a ￿ntral church Ministry and Mission fund to whKh this church contributes, and our Organists who are paid di￿tlY by the church. During the prewous yearthe church did stsrt to emFYoy two parttime worker5 to assist wth administration and wth our youth work but we are still very ffl￿h reliant cfi our members lo fu￿11 the ot4'eclNes of the church. Publlc Boneflt When planning our activi(s for the year, the Eld￿￿ have Cc￿s￿le￿d the Commission's guidance on public bwefft indudiryJ the swffic guKlance ￿ chariti.es for the advancement of religion. Everyone is welcome lo attend our regular services and other activtties. S¢)me of our regular vu$hippers are sidenls in ￿l￿e￿la1 homes in area and wtrEre requested tlw are assisted to get lo the church activities including VKsrslip. t)urirrfJ the year memtvs aJain considered apptying to register otjr sanctuary for sane sex marriages. Tlws vrds duty at a Church Meeting after the year end and the pr￿esS is currenuy in hand. Achlevements and perforniance Worship remains centra to the lrfe of Palmers Green URC. and we are gratefvl lo the ministws, lay preachers. c￿r own I￿)rs￿l"p teams wtrKJ l￿d serwces. The Church is a MeMt￿ of C￿r¢he$ Tcoether in p￿merS Green, WinChm￿e Hill and Gran￿ Park, committed to undertaking activitÉes together whwe pc6sible and appropri*e. We have continued to rk wrth these otherchurches during the year, meeting regularlywth reKYesentsts"ves, and participating In moming players duriro the Week of Prayer for Chrisban Unty. ThL% rdationship wlh (rther churches is seen to be an imkr)rtant means of increasing effecttve service in the ¢ommunf(y and during the year we have met wrth dders from Winchmore Hill URC to dkSCUSS what more ¢2n do tojether.

REPORT OF TRUSTEES (Continued) For the year ended 31 December 2023 Page 3 Achlevemgnts and Porfommnco i￿ring 2017 the church agreed todo mcKeto include the I￿￿1 cxJnmLnty in UJrfelkx￿￿p, and adopted a Mission stateM￿t.. We are a gfoLP crf differ￿tt FeoF4e lOC4(N￿ for. and f￿d1rrfj, strength and meaning in Gcrfs k)ve. You wll always be welcomed glathy. We wa)rship and rxay tO￿ther. We learn about God's love a￿1 forgNeness through Jesus, the B￿e with ts help ofeth other. Tc¥Jelher we wll work to make Jesus pre$￿t by loving actions defie. and by lowng w(ds sp(en. in this thrch and teyond these dwrs Palmers Green URC is a ￿￿mber d the Enfyalts aThY East Herts Lc￿1 Area Group. along with 9 other neighbouring Unf(ed Refomied Churches. The churthes in gr￿p work tOget￿r on iSSLkS including ministry, mission, atThJ disupleship. During 2019 we stsrted to l¢x& at the enviromiental imp¥t of our ￿tIV￿leS. var￿US changes were made so that we now oKerate in a"ryeenerf way, and the church waltfied for a Bronze award frcffn Eco Church. In 2019 we also bewe 8 memtrw of ￿ Inclusive Church nets%rJrk. vthich "cdebrales and affirnis every peison and does not discriminate.. This h8s continued in the last year we have received an Ec¢ audit of piemises and are V￿rkIng thi￿gh r&cthmendati¢x￿. The churEh c¢￿tInUeS to set aside $2.5CwJpa for Charit￿ vknlch is dIStritr￿ted at the yw end aNI also to support disaster appeals as approwate. Our chltrch membership at the end of 2023 was 57. There Ere sevwal in the congregation attending services regularly ￿ Sunday moming5 wtrKs t￿tr ncrt y* ccrfnmitted to fijll memtwship. The appointment of a youth worker tCY•vards the end of prewous year has n(hY C￿ent￿ a small regular group of young peorAe att￿dIng on SLFnday momings. Holiday ￿treach activities have had a variable level of lake up bul neaty 100 yourrtJ people from a l(tal school att￿ded a mid week session ov¥ 3 days lo learn a little aLN)ut the Christkin Faith. continLe to eryoy th& regular parade services of ¢)ur uniformed organisations vthere the setvice is manty Sed by the young people. Our magazine was pr0dl￿e￿ bi monthty and is re￿Ned partiwL4rly ty tIKJse who can no Songer join us on a Sunday. We a￿ trKJugh n¢M looknrwJ lo tFMs being projuced quartety other means lo irfom of curyent activities. We continue lo seek a new minister to lead pastorate and are grateftjl that Rev Martin Legg has taken on the responsibilty of our Interim Moderator to assist in the process. Approved by the Elder5 and slgnèd on thelr behalf by: DrJohn Strangè Trustee 3 May 2024

PALMERS GREEN UIIITED REFORhlED CHURCH CHARtTY Pa￿4 FINANCNL STATEMENTS PERIOD E14DE0 31 LECEMBER 2023 RECEIPTS AND PAYMENTS ACCOUNT NO￿ FundsE TDlal£ RECEIPTS otlerings . Fund knationJ Mon1￿ rai58d foroulside causes GfftAid tax rwyments Okn&r chur(es pastLYate expenseB Prapety. m$n¥e lett￿9 Propèrty- chtsrchlh811 users Grants FIT Recdits Sun&ry 2&.291 1.510- 29.291 1,310 774 7.531 207 9.4 63.254 4.500 2.453 238 10.011 TT4 7.S31 7.537 722 27.6C¥) 53.479 63.254 1453 1.781 6.574 2.43 238 9.42 612 TLI recelpis 113.￿3 9.934 S.274 IZg.059 131.478 PAYME14TS Minialry & mis1￿ FL￿d Mlnlgtry &vKighlp ey¥er￿ Youth Ministry Chuich I￿nIng costs anse tunniw costs Prwramme 8CbYityeoyts Supportofoutsits& cause5 Oth¢rthurehe$ P¥trrydt¥w¥e¥ Mainnance ofchurch bU1￿1r￿S Maintenanceol manse 50,052 SQ.052 43.27S 8.151 4.614 5.125 9.739 85,319 2,331 733 53.324 2,331 733 1.1 4.2rJ 4.$42 sy 143.634 41.695 195.124 114.363 NETftE¢EIPTS I IPAYMENT51 -29.783 -31,761 4.531 46.075 17,$1S TRAP4SFERS betsheen lut 4.549 3.549 SSJRPLUSIDEFICIT aftevtrg#gf•r# CASH FLINOS tr4fv4d l JIn￿ary CASIS FUNDS 31 Dgcomlxr 74.53D 41.19 2￿.120 5.431 282 081 STATEMENTOF ASSETSAPID LWUMES Bank CUTrentaxounta DÈtxJsitAt¢Ounts Total monetsry assets 3.011 17D.897 5.974 210 033 8.078 274.W3 282.081 39.135 10 GfftAiO woNwab Othei rnonies dug io Invèitmonts At MV £116.740 al 31.12.23 1,ts71 1.871 1154 IW4,C•)3 A•8fts ￿5￿d for ¢hur¢h wrp) guilding undgr ¥tatuWytru$ts Church cont*s LIAblUtkB Olhercredilors APPROVED tythè TfUStBts 14 Ilay 20244nd 819Md onthg6rbBhair b¥Dr John StrsllgB Inam81 (sw)iawre)

PALMERS GAÈEN UNITEOAEFORMEDCHuRCIICHA￿Ty FpTrIANCL4LSTATe￿E>lTS PERK)D Et4DE031 DECWIBER 2923 NOTES Pa99 5 1 ACCOUNTING POLICIES Trfjfinw￿4SI stetnBnl8 ha￿ts8￿ Sthi 133. trpR9￿lptSa￿d PaymÈnts cfpJthgkn. 2 FUND ACCOUNllNG Unrostrthd Furth m•ybè ￿￿￿￿hl￿anYoIN#(￿￿ purpog•B. nyW£ 3.077 3.762 yid£ 81.384 RwfRepair Fw Ber￿Va￿￿1 Fund 53,927 67.22D 712 Othor thurches PurpDx$ Or9￿ Ovtsy￿S TotAigfdrd•slgNd lun61 712 267 4.701 8.814- 2.12D 1410 45.119 41. 3.549 absfftj into gerf￿s. 4125 C>thèrllulsid&(ases lit￿ &fi￿dI I PeO￿kAlI Placos Niqnt Sndtsr Totai$fOrrq%vkt4d tur 755 19 5.274 4265 5.431 FLYth£ FLrf5t Trt£ 3 IIONIÈS RAISED FOR fthSICECAuses Iln¢ludlng GinAdl c0mmilmentf￿knf• chri￿lan AVJ TanzaniB &Afrtca 13) 378 415 air 774 774 4 PROPERTY INCONE Regukiru8er&avJ eL¥X Ca$uÈl users al￿n5 1.355 3.101 r5 Toial wtspprty Incorn• CHLYICH RUNMINtsCO8TS 63.254 63.254 53.479 16,8B9 ". 10.4fy9 è.015 IngJrydn W8t9rrates 872 872 Telethne& PDStAge Slati(wrry aid p￿￿Py￿¥ mag8￿Ne 1.415 1.415 1.27S 1.783 4.627 2.4fO 6.875 mArten*￿ propffj Equlwrthl Admin CL￿ 15,S9S 15.565 Tot&l ¢hurth runnlng ￿518 TT676 85.319 55,329

Pl4L¥ERSGReEN UPIITED REFORMeD CHUACM CHARtrY Page S FINANCLAL STATEMEIIL8 PEWODENDED 31 DECEAIBER 2023 P4OTES- ¢oninuvd F￿5￿ Furrf15£ Tré£ e PROGR4MAIEACnVITY¢OSTS Outr&A Toial prtyrmm8 costs 7 SUPPORTQF OUTsifE CAUSES cOrrrfnNrrt￿10rLrft 1.162 329) Yotsi sVPPOrtof out•d• caues M￿NTE￿￿eE OP CHLrtH WIWNGS repalrs [ITcasÈrfeqL¥￿mer Toi41 mAInt•Mn¢drchu￿b IWNTENANCE OF MANSE EktBnor repalrs Tthl mal￿te￿an¢• of nwnse 10 MONETARY ASSETS 11 ASSETS USED FOR CIIURCH PURPOSE$ ap￿￿trietO URG LNderts URCACl$. FLY th￿Ch tre12,146.4￿ t￿M*￿tre9)s916. É109.329. ￿0￿￿10r£25ts.(￿j

PALI4ERS GREEN UNITED REFORMED CHURCH CHARITY FINANCIAL STATEMENYS YEAR ENDED 31 DECEMBER 202Z Page 7 TREASVRER'S STATEMENT ', have prepaigJ the fin￿81 statemeRt5 ¢)n 4 to 6 f ounting records of the chureh. Brian H0$5er y￿r 31 D&xnber 2022 from the (name 15ignaturèl 2ei¥ ,thtèl INDEPENDeNT EXAMINEFVS REPORT I report to the charity trustees on tny examinaiK)n of tr8ccounts of dwrity for the yaar 31 Oecwnbei 2023 which are s £¥rt on pages 4 10 6 Responsibilit5 and basis of report AS the eharity'5 trust￿ you are responSi￿e the wwaliTh) ofthe ￿)Unts in a￿dartt wth the requifemwts of the Chwities A¢t 2011 IlheArf). I report in resw of my exam1r￿10Th ol the art(Kmts rxrried 5eLtr)n 145 oftheA¢t and in eatrying out my examination I have follow￿ all the awK3b￿ (A"r&ions gfj¥en by the Chity Commission under Se￿lOn 14515llbl OF the Act. Independent examin8rfs statem• I have ￿Mpleted my examination. I confirm Ihai no mat&ial mattws have fo my att￿tIOn in ￿nn￿tIOn with the ex￿InatIon giwno Lxuse to iwieve thai in any Materi￿ res 1. actwnting re￿rdS wwe rw)t kept in ofthe dwrity as rw4uira1 by 1J) ofthe A¢ c 42. the aco)unts do Tr)t aCCL¥d those rwds. Signed by thÈ Independent Examin8r. Jo4 rt zs Jean IA8rgaret Wyt 7 Momington Close W(XK*ford Green Essex IG8 OTT