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2024-12-31-accounts

Serving the churchegaDd conLwwu'ttef OF Acnse w7th SwiDg6e]d, DeDtoD, Elbam Lwe wi.th Paddlesworth. Postling, Stallfordaad Wootto 2024 Report and Accounts for the Parochial Church Council of St Mary & St Ethelburga. Lyminge Aims and Pur oses Lyminge PCC has the respon5iiNlity of c¢X>pèrnti￿ with the Rector. The Reverend CAROL 8ATES. in promoting in the ecclesiastical parish, the whole mission of the Churth, pastoral, evangelistic, so(ial, and ecumenical. The PCC is also spe(3ficallv responsible for the maintenance of the P•rish Churth of St Mary & St Ethelbur¥a Ob ectlves and Actlvltles The PCC1s committed to enabling as many people as possible to worship at our church and to become part of our parish communlty. The PCC maintains an overview of worship throughout the parish and conslders ways in which the worship offered at Lyminge can complementthe worship offered by the other eight ¢hur¢hes in our benefict. Our serwce5 and worship put faith into practice through prayer and scripture, musiG and sacrament When planning our activities for the year, we seek to bulld relatSonshlps With our church schools and the wider community. We try to enable ordinary people to live out their falth as part of our parish and benefice ¢ommunity in the followin8 areas.. Worship and Pr3yer Schools Children and familles Pastoral Care Discipleship e.g. Regular Bible studies Communlty and Partner5hlps We implementthe above in conNin¢tlon wlth members of the other thurches in our benefice. To help us facilitate thls work It Is irnportantthat we maintaln the fabrK of the Parlsh Church of Lyminge Rector's Re ort June- Dec 2024 In earty December 2024 1 organised a beneffi￿ party, hosted at St Marfs Elham to thank all those who volunteer In many different ways in the service and life of the churches a(ross the benefice. It was the only way I could think of to indude everyone- from those who are worship leader5, chuTch officer5. PCC member5. those who help with services, deaners, flower arrangers, bell ringers, door openers and lockers those who he￿ with resourang and organislng events. As well as the regular up-front work, there are so many who support the work of the church behind the scenes. I want to re-iterate my thanks for vour welcome, èncourz8ement and support for me as Rertw which is refierted in the service and love you give to your churches and to the wider community. A regular monthly pattem of serV[￿S has been established a¢ros5 the benefice to ensure worship and prayer is at the heart of each parish. Without the dedrcation of the Benefice Ministry Leadership Team IMLTI.. Revd Stephen and Revd Sharon, b"cenced Lay Readers- &ll, Diana and Janet. Authorssed L•y minister- Paul Sharman and Worshtp Leaders- Mike, Gary, Katherine, Peter and Sarah regular services would not take pla￿. My prayer is that we can encourage congregation members to gather together in smaller prayer groups throughout the week to grow in prayerfulne55 and 0*￿Ience to God. The benefKe now has designated Safeguardirig O[r￿S IPSOS) in each parish and is commltted to dolng all we Can to be a safe place for all. PSOS and other church offKers such as Treasurers, Wardens, PCC Secretaries and MLT have mettogether. Mv hope is that WÈ can estsbli5h clear ways of workirg and communtst1￿ within our churthe5 and across the benefice. l am thankful to Janet and Lesley, Lay ministers who lead weekty ChrI￿lan collective worship in each of the benefFce schools IElham, Lymirvde 3nd Selstedl. l arn getling to know each of the schools ènd this year, schools have come for services at Acrise, Lyminge and Elham. forward, I hopè to also have school SeTh￿e5 at additional thurthÈs ift the benefice. 5Ald>_?f (VJ) Page l ofo

I look forward to getting to know you and learning more from your wllage5 in the coming year. There is much I need to learn from you and I count it a privilege to serve the people liwng within the Elham Valley Benefice and all those who are drawn to our churches atwhatsver season of life. Grace, mercy ond peoce be with you. Revd Corol 8ates Church Wardeng Re The past year has been one of change and excitlng developments. Firstly. wtth the appointment last summer of our new Rector, Carol, and secondly wtth the commencement, after a very long Be5tation, of the work to reorder the west end of the Church. Carol has wisely tsken time to settle in and absorb the local situation among her eight churches and we have continued our normal pattern of services. estsblished over the years of the interregnum. We hope to See more of her in the coming year. Our regularservi￿S have been 8.003m Holy Communion and 6.00pm Evensong on the second Sundayofthe month and a sung Euchèrist at 10.00am on the third Sunday. First and fourth Sundays 10.00am services arethe Lay-led WOW and Family Praise re5perti¥ely. There have also been extra services for special occasions We have had a steady stream of visitors in thurth from Sibton Park at the 10.00am servlce on Sundays to bolster the congregation and have strlven to maintain our usual stsndard of hospitslity and welcome. Thank5 are due to Andree and Derrick for the regular provision of after-service refreshments. Work on the west end of the nave started in late January and the new Iloorin8 ha5 been lald. Work remains to be completed on the electri(s, heating and sound system. David Staveley has led the Fabric and Finance team very ably over the past several years and has played a pivotsl role in liaising with the archltect and the contractors. Davld Is standin8 down from hls role In F&F. and from the PCC. at the APCM and we thank him very warmly for all his efforts. Our Church cleaning team have done a Sterling job of dusting and hooverin& In particular during the reorderlng work which has stretched them even more than usual. we are all rnost grateful for the hard work the cleaners put in under Norah's general direction. The church is also enhan￿d by the superb displays of flowers which are produced by the Flower Ladies led by Andree. The way the Church looks for Sundays, and espeaally for spec5al occasions, owe5 much to these two group5 who do so much unseen and unsung work. We are also grateful to Trlcla Hawken and those who volunteer as Sacrlrtans and sldesmen eath Sunday, welcoming the congre8atlon, dlstrlbutlng orders of servlce and hymnbooks and keeplng thlngs worklng smoothly. Fund-raising both for the thurch and for other charities is a very important part of Church life. We have held several fund-raising events during the year, most prominent of these are the 'Music on a Friday Evening, concerts which are organised by Roger Goody with the help of Katherine. The range of music and musldans whlch Roger manage5 to secure 15 amazing. Those attending have been treated to music, refreshments and wlne and the donatlons received have gone to some excellent causes. Music for our lay-led services have been provided by the worship band of Mike, Roger. Will and simon. supplemented by Anita and the Choir. The excellent Family Praise serv1￿5 planned by Katherine Goody, which have been very successful and great fun to partiapate in depend heavFIy OD the volunteer musiaans and we thank them most heartily. Our churthyard has bener￿ed over the past year or so from the work of the Community Payback Team, supported and directed by Bob Lane and Roger Filby. Theteam come on almost every Saturday morning and work around the churth until early afternoon. They have made a very positive difference to the appearan￿ of the church land, the grass is more presentsble, and many brambles. weeds and unwanted tree stumps have been removed. They have also recently been active in clearing the dd overgrown flower bed frorn the car park and shifting 311 the resulting 5911 up to the south side of the grave-yard. Ro Edmond and her loyal team of ringers have kept the bells actl%t for most of the year untll work started at the base ot the tower. Hopefully we will soon have the west of the Na￿ and the ringing chamber refvrbished and regular rlnging and practise can resume. A big thank you to the team who spread the word across the valley in their own way. 5Mu)'25(%1) Page 2 of6

Our Treasurer Lynne has continued her outstanding work with our finan￿. Our reSe￿S are in good shape as at the end of the year although they are expected to dedine as the reordering work invoices start arriving. l. my brother Church Warden and all the PCC thank her with all our hearts for her tireless commitment During the year the church has had: 4 Weddings, 3 Baptisms and 5 Funerals. Fabric The Fabric & Finance Committee is a small group, headed up by David Staveley. that meets on a regular basis to deal with all the matters concerning the upkeep of our historic churth building and the surrounding churchyard. The final approval for the refurtjishment of the Nave was at last granted; work actually stsrted in early January 2025. It 15 anticipated that we will be able to Use the thurch buildirg for normal thurch serwces from mid-late May 2025. The help in maintaining the churchyard previously given by the local Community Payback Team ICPTI restarted In 2024 and they have done sterling work throughout the year, indudir8 the winter month5. We are particularly grateful to our Verger, Bob Lane, for the time and energy that he has put into the prartical work of maintaining the churchyard and the building- despite many difficulties. There are just so many things that would not have been achieved without Bob's hard work & expertise. A150. Norah Chinneck has overseen the deanlng and preparatlon of the church bullding to make it useable for regular and occaslonal ServI￿S and for private wayer. Flnancial Review l Unrestrlctod Recel were £77 222 and Pa ts £72 786 The excess of receipts of £4,434 was less than last ￿ar due mainly to the inuease in utilities ¢¢sts There was an increase of £113 sn direct debtted givin& £1.157 In Se￿￿ collections. £370 in small dot)ations and, whilst the amount collected frorn the donation box decreased by £594. we had added income from the new Sum-up card reader of £627. The very welcome return of our Teddy Bear jump raised £70 and the 'Fovouriie Christmas Carols, event £77. Our thanks go to all those who put so much time and effort into running these events, especially to Angela and Mike for the Christmas event and all those who helped with our Teddy Bear Jump comeba(*. Last year our unrestricted lTr￿ent valuation vrnit up by £18.237 but thls ￿arthe Increase was only U,816. ￿￿￿endS from our investments amounted to £5,841 which was a slight inuease of ￿ on last year, interest from OUT deposkt accounts increased by £520 to £961 Totsl unrestTirted Investment funds •re •t £215.217 4nd ourtotal unr•rtrkt•d ass•ts at £245,812 Total RastrlctodRe¢el wern £11775 and Pa The deficit of £1,338 in the current account 15 accounted for by the followi￿-. £1,582 Fabric expenses and £118 Mission & ￿treach experw not being rÈde•mÈd from t￿1r relevant deposit accounts by the end of the finanoal year. £15.3310ss on the Royal Kentish Comino proptt These were offset by the flower fund and choir fund balances of £377 The Fabric Fund re￿Ived £3,098 from dlrect giving donations & tsx recoNEred on this was £725. this was a ￿Ight decrease on last year of £35 in giving and £12 in tsx received. We recetved £4,156 in dividènds from our investments and £663 in interest from our deposit accounts, this was a decrease on last year of £142 in dividends and an increase of £301 in interest. The value of our investmènts increased thts year by £4,227 We sold investments to the value of £45,(O) from our CBF Fabric Reserwe Inveslments. £40,Cm to cover for the expected cost of floor tiles which turned out to be not needed until 2025, and £S.(Kil to cover the dturchyard boun(lary wall repairs. Our Fabric Reserve Investments are now valued at £116,450 and we expect to sell another £80,CIJ)worth of these in 2025 to pay for the refrjrtiishment of the Tear of the church. Tl¥s does not indude the cost of new chairs needed for this area which we have no pri￿ for as yet. We still have only a 'temporarf felt replaoment where the lead was stolen from the roof and this will need attention In the not-tQO-distant future 5Mty25fvJ) P¢7ze 3 0[0

The Or8an/Music funds now have a total £6,896 in the deposit accounts and an investment valuation of £20,571 This is an increase of £850 in the deposit accounts and £460 in the investmentvaluation. Dividend5 from the investments increased bv just £8 to £558 and interest frorn our depogt a(rounts inueased by £1￿> to £292. We have a total of £3.557 in our Mission & OutrÈath funds and the interest on funds in the deposit arxount was £68. The musical evenings raised £399 which was donated to various tharrties our thanks 80 to Roger and Katherine for all thèw hard work arranging and participating in these. Special Collections in church arnounted to £295 ènd the main reC1￿ment chariti.es were the Gaza, West Bank &1srael appeal bv the Red Cross and Water Aid The flowerfijnd balan￿ carried forward to 20251s£110.75 and the choirfund £266.35 Total restrirted investmert fvnds are Th>w ¥akned at U37W21 totsl assets * É2(X>,183 Lynne Lane Freewlll Offerlng for the perlod 1st January untll 31st December 2024. 2022 2023 2024 FWO through weekly envelopes not Gfft Aided There was l envelope throughout the year Collection plate from all seNces and Box Donations FWO through weekly envelopes which have been Gift ￿ded induding one off gifts- there was l envelope throughout the year FWO through Bankers Order which has been Gfft Aided. There were 19 namès throughout the year FWO through Bankerfs Order which has not been Grft AÉded. There are 5 names. 127.50 55.03 3,568.26 3.614.02 4,217.22 670.(MI 420. 450.C() 18,219. 20,054.fy) 20,224.C 1.260.(KJ L585.¢J) I,S48. Payout for Sumup Tax ieclaimed for FWO which has been Gtft Aided.. not all of which was received before December 31. Tax reclaimed through the GASD stheme.. not all of whkh received before December 31st 509.61 4,722.25 5,118.50 5,168.50 923.44 ¥J3.50 1,181.70 Total 750.0 Gifts rnade to the Fabric Fund by Bankers Order and one-off donations not all of which is Gift Aided. L886.LX) 3,102.CKI 3094.QJ Tax redaimed for Fabr1¢ Fund donations whith been Gfft Aided: not all of thi5 was received by 3tst Decernber 2023 723.(M) 728.50 T*)tal A new row has been inserted for Sumup payments. I would like to thank all those who donate so generously to the (hurth throughout the year. Polricia HtNKtn Outward Givln Every year we reserve l(PA of our unrestricted income to give to various local, national and international rharities. In 2024 there was no meeting of the OLbtward gNing group so onty £210 was donated. the annual £lC(S to the We Brook India Trust and £110 in total to Lyminge School for books and their special project. However, £25CKJwas donated in February 2025. Safe uardln Safeguèrdiry is at the heart of our Chr15tian faith. We arè all made unique and in the image of God. Jesus came that we mlght have life artrd have it in abundancè ISÈÈ John 10.101. 'SafeguardirE' means the action the Church tskes to promots 4 safer Page 4 of6 5Moy25 (VIJ

culture in all our churches. In order to achieve this: We will promote the welfare of children. young people and adults,. We will work to preverrt abuse from oC￿rring,. we will seek to protert those who are at risk of being zbused and respond well to those who have been abused. IExtrartfrom the ParishSole9uording Handbook) In presenting this report l am mindful that everyone who partiapates in the lrfe of the Churth has a role to play in promoting Safer Churth for all. Throughout the year. Safeguarding is regularty discussed in the PCC meeti Tralnlnt: During the yèar a number of our church Offi￿r$ have rene*d their safe8uardln8 tralnlng which needs to be undertaken every 3 years. To ensure that safeguarding training is completed in a timety manner the followsn8 was agreed on 12th November 2024.. The PCC agree and are ftklly committed to ensuring that all those who are required to undertake safeguarding training in ovr parish complete the training within 4 months of receiving a requesL tfthe required training has not been completed in this tNneframe, the PSO (Parish SafeguafdSng Officer) wll refer the matter to the Rector. To date there 3 church officers wtth outstsnding safeguarding training to complete. GDPR (Genffal Data Pmtertbn Re#ulatbn)- Emall Address At a Ben Com (Beneffice Church Wardens) meeting in Autumn 2024 a point was r#15ed about a number of PCC members who share their email address with their spouses which has led to some misunderstèndings, g055ip and division. The Lyminge PCC agreed on 12th Novernber 2024: In order to be GDPR compliant, any member of the PCC who shares an email with their spouse should set up an additlonal email in thelr narne for the purposes of PCC ¢onespondence by the next PCC mèetin8. This email addrès$15 to be used for all PCC correspondencè. NetwOrkIn￿Conferenee. On the 25th January 2025 Kathryn Druery IDi5cIosuTe and Barring Officer) and Gjry Colmn IPSOI attended the half day onllne Diocesan Safe8uarding Conference. Gary attendèd the evenlng Dlocesan PSO netr4orkln8 meetings on 15th June 2024, 18th July 2024, 17th October 2024 and 6th February 2025. Benefice PSO M••tln Gary attended the first Benefice PSO meeti1¥ on the 17th Auiust 2024 held at the Vicar•8e in Elham chalred by Carol our Rector. Gary also attended the second Benefice PSO meeting on 30th October 2024. He demonstrated how to use the Safeguardin8 online Dashboard and the Safeguardlng Hub. The Dashboard enables the administration and govern4nce of Safeguarding to be made simpler for Parish Safeguardin8 Officers The is a tool to record Safeguard1￿ training and D8S chÈ¢ks for ea¢h church role as required. Online Parfsh Safe8uaYdlni Dashly)ard and Hub. Followlng the updatin8 of the Safeguarding Dashboard. The Safeguarding Action Plan Level 2 will be presented to the PCC on 4th March 2025 for agreement. This also inclufles the presentation of a new policy on the Recruitment of Ex-offenders to Pald and Volunteer Positions. Following initial data input to the SafeguardSwd Hub. Gary will present an overview of trainin8 and OBS checks to the PCC on 4th March 2025. Gury Colvin- lyminge Porish Sofeguardin9 Officer Kothryn Druery- ￿5￿0S￿re and Barring Olficer Electoral Roll In accordance vith the chU￿h af EThI￿nd Representation Rules. the Church Electoral Rdl has been revised this year. There are 48 names on the14sL Compared with the 2019 Roll. 4 have been added, one has died, 9 have moved and 8 have declined to renew their membership. Cholr Re ort The ehoir has remained in good heart this year and has sung at all ch¢)ral Eutharist and Evensong servicès as well 8$ major church Festivals such a5 Easter and Chrislmas. Until re￿ntlY we also sang as a choir at the Family Praise service. We provided musi(xl 5UPPOrt at other Oe￿on$ and events suth as weddings 3nd funerals We sar¢ at Acrise open day last August, at Stanford on Rogation Sunday at Postling and at the Rectorfs installkn.on ser¥ice Fn Elham. Our strength remains Steady at, normally, 12 with some others boosting numbers for special service& The ts¥o main poÉnts of our year were the beginning of the reoidering work which ¢aused the shrouding of the organ and the fflove of the choir from the rear pews, and the resignation ￿￿2) Trj) Pagt.S OJO

after fifteen years of our popular organist and Director (rf Music, Anita Jones who has become Director of Music at St Leonards Church in Hythe. The (hoir have all thoroughly enjoyed ha¥ing Anifa 35 our leader and we held a 5rnall paFty to say farewell. We all wish hèr well in her challe1¥1￿ rw posL We thank the orgariists who have stood-ln during the last few rnonths John Mitchell and Malcolm Munro. We hope that the search for a new permanent organist bears fruit soon. Volunteers Particular thanks are due to David Stsveley 3nd the members of the Fabric and Finance Committee, Lynne Lane who works so hard as our Treasurer, Gary Colvin and Kathryn Druery who handle Safeguarding matters and last but not Jeast the ladie5 and gèntlèmen of the cleaning rots, and the ladles of the flower team who continue to make the thurch look 50 good for ourselves and our visitor& Phil and Tricia Hawken give much valued herp and support,- they handle aN the counting and paying In of cash and cheques. Roger & Katherine Goody organise the popular outreach Music on a Friday evenings, and Andrée Hamer is a tower of strength in food and drink-related rnatters. Structure Govemance and Mana ment The method of appointrnent of PCC members Is setout in the Church Rewesentats"on Rule5. At St Mary & St Ethelburga, the mernbership of the PCC consists of the Rector. the Assoaate Priest and A5sistsnt Curate, churchwardens, Deanery Synod representstives, and members elected by those members of the corrfre8ation who a￿ on the electoral roll of the church. Al those who attend our services are encouraged to register on the Elertoral Rdl and stand for election to the PCC. The PCC members are responsible for making decisions on all matteTS of general concern and importance to the parish induding decidin on how the funds of the PCC are to be spent. New members receive initial trainlng into the workirss of the PCC. The full PCC met 9 times during the year with an average le41 of attendance of 85%. The PCC Is Tepresented on the be￿fi Ministry Team IMLTI and the gathertng of churchwardens IBenComl, Treasurer5. 5afeguardlng officers and PCC 5etretartes. These groups are all responsible to the PCC and report back to it regularly. Admlnlstratlve Infofmatlon The Parish Church of St Mary and St Ethdburggs Church is situated in Churth Road. L￿finIt, KenL It Is part of the Dlocese of Canterbury and Deanery of Elham within the Church Of England. The correspondènce address is the PCC Secretary, LanftanG High Street, Lyminge. ￿18 8EL The PCC is # body corporate IPCC Powers Measure 1956, Church Representation Rules 2(A)61 and re8lstered as Charity Number 1130345 with the Charity Commission. PCC members who have seTrEd at any ￿me from tst January 2024 unlll the date this report was approved are: Ex Offlclo Members: The Reverend CaToI Bates (Chairl The Reverend Stephen Dougal The Reverend Sharon Paine Wofdens.. Derek Smith (ulso C(w¥ery5fftdl Mike Chinneck lulso 5ecretoryJ Veroer.. Bob Lane Elected Members: Gary Colvin Katherine Goody phI￿.p & Tricia Hawken (SuordirwOfvr} Lynne Lane Paul Sharman David Staveley (rre¢7surerl Approved by the PCC on 6th May 2025 and signed on their behalf by The Reverend Carol Bates Ichair) ¥MoJ,25 (vl) Page 6 016

PAROCHIAL QHURCH COUPKIL OF ST MAftY& 5T EfHELBW LYWth3E. ReiFts £ Payr￿# 4t 31.1244 PAYW8 AE¢&n untsry Direct Da￿t￿ Gfft Envelows Fre¢WII LeriwE Serfv c4kXt￿rna 21794 21￿1 Par￿ r2 697 Ico 3,1S3 139 4153 1.157 143 1143) 112 &MIi C4Thtlon$ 410 827 41ty 81 fitst￿n P Tu & $meN 707 707

3.417 33.417 Olh•rkncom1￿ R•¢•lp Pwoohi&l F•e8forWedJWurth••lo C4thd#nd tw IDw61mert• Int￿nt From WAcDxr 31.245 Z1n 27 777 1.277 317 &841 1,317 5142 SPJ1 5,141 2.078 3, 1.252 234 242 Cwtdbthknnslo Hwlng & Lwrt &nll• R•c•lpt• Chyr¢hywoGMrts& Cw•Urm Crnd￿R•bll Jn¢k T¥tywbJ to 76 197 4492 2.223 12.457 (1721 132) 14,OWJ 420 14.SBO 118 9.118 2.304 11.784} 77 13 (51 177 91 177 78 217 27.81e 11￿ 15.251 2n 27.816 A￿¥111$1•10I￿¥rn￿￿a Aumbry & VDtW Saleb Posi 8thc4 Rknshm•nt 8.8ao 18 9 97 143 715 T•)Jy b•arJwr¢ •im•i Fhrt Frknndi dK•rt io 70 T•S B•¥Jwrp 79 12 12 231 ln 37 Rad ts8Li. Iv•8lApp ai•rA Hur￿￿1 Fut￿•1 io) 24 Q72) Ip• 1.X¢ 11.1WI 1250} 217 Speelei C¢4knUcm 873 874 874 •74 378 4.J28 ¢￿Jr¢h F•brlt C*AdeThl• from IThv¢strne InlereBtfrom A¢ryyJnlt Dlwt &btqd G￿￿t¢ 270 210 2,394 4.196 (14 2.094 1.614 4.1&5 2.788 312 .672 2,5171 3.iw 5.098 725 3.133 112) 8.e42 1,M2 1.950 OTgartlllwc Fund 4kth & ¢knowh FuTrJ f04 Irtj 227 Q27} 17 6971 1.105 1.841 1.roi I.￿7 14.521 f4.S2t 1 t(8 1.Cll8 Royal Kthtsh c￿￿￿? Choir Fund 1Q870 12 349) 15.472 15A72 11420 2.052 1,023 1.023 14523 1 1$£ 15. 16870 j1 181 f5.4n i.QJ ieA95 0 13.¥9 TOTAL RecEIPTS 2024

Independent examinerfs report to the PCC of St Mary and St Ethelburga. Lyminge This report on the financial Stalements forthe PCC for the year ended 31 December 2024. which are set out on pages l and 2. in respect of an examin81ion carried out in accordance with the Church Accounting Regulations 2006 ('the Regulations") and s.43 01 the Charrties Act 19931'the Act.). Respective responsibilities of the PCC and the examiner As membors ol Ihe PCC you are responsible for the preparation for the financial statements,. you consider that the audit requirements of the Regulations and s. 43121 of the Act does not applv. It is my responsibility to issue this report on those financial statements in accordance with the terms of the Regulalions. Basis of thls report My examination was carried out in accordance with the General Directions given by tho Charity Commission under S.43{71 of the Act and io be found in the Church guidance. 2006 edition. That examinalion included a review of the accounting record5 kept by ihe PCC and comparison of the accounts with those records. It also included considering any unusual items or disclosures in the f inancial siatements and seeking explanations for you are irustee$ concerning any such matters. The procedures undertaken do nol provide all th8 evid&nc8 that would be required in an audil. and consequently I do not express an audit opinion on the view given by the accounts. Independent examinerfs statement In connection with my examinatlon. no matter has come to my attention: 1 l ) which giv8s me reasonable ¢aus8 to believe that in any material respect the requirements to keep accounting iecoTds in accordance with section 41 of lh8 Act.. and to prepare financial statements. which accord wilh the accounting records and comply with the requirement of the Acl and the Flegulations have not been m81: or {2) to which. in my opinion, attention should b8 drawn in order io enable a proper understanding of the accounts to be reached. Mrs Sapphire Flisher FCCA 4 Fulmar Mews Hawkinge Folkestone Kent CT18 7TE