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2020-12-31-accounts

The Parochial Church Council of the Ecclesiastical Parish of Cartmel

Registration number: 1130275

Annual Report and Financial Statements

31 December 2020

The Parochial Church Council of the Ecclesiastical Parish of Cartmel Contents

Reference and Administrative Details 1
Trustees' report 2
Trustees' responsibilities 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7

The Parochial Church Council of the Ecclesiastical Parish of Cartmel Reference and Administrative Details

Charity name The Parochial Church Council of the Ecclesiastical Parish of The Parochial Church Council of the Ecclesiastical Parish of
Cartmel
Charity registration number 1130275
Principal office The Rivelin
Lindale
GRANGE OVER SANDS
LA11 6LJ
Registered office The Rivelin
Lindale
GRANGE OVER SANDS
LA11 6LJ
Trustees N Devenish Chairman
Dr R Baxter
D Hugget
J Iveson
D Wallace (resigned 16/09/2020)
J Johnson
J Finch (resigned 14/10/2020)
E J Lucas
S McCleery
D Vaughan (resigned 14/10/2020)
P Foulerton
M Booth
D Maguire
J Bertlin
T Pemberton (appointed 14/10/20)
V Richardson (appointed 14/10/20)
H Bailey (appointed 14/10/20)
A O’Donoghue (appointed 14/10/20)
Accountant Dodd & Co Limited
FIFTEEN Rosehill
Montgomery Way
Rosehill Estate
CARLISLE
CA1 2RW

Page 1

Thè Parochl81 Church Councll of the E¢Cl￿a$ll¢l Parish of Cartmel Trustees. Annual Report lor the Year Ended 31 December 2020 StrucluN Go%rnanca and Ilawemurt The Charfty's govgmkvJ dotsjmani is the Par0th1￿ Church CiwJnL¥I Powers IAeaue119561 ar¥J thè Church Rw88ental￿n Rules. dntmgnt of Trustaes O nmthn The Trust88¥, Tll8¢t forrn8ty on sevwal Oc8￿r￿ thJriry the year. adrrllnister the affwrs ol the Cfiity. NèvAy 8ppoint8d Trust885 are gNen inducuon trthNJ fitst apwnted and Tn￿ are ongoiryj trwnlng as appTopriat&. The Trustegs have assessed the mah risks to the Charity TS exp)sed. in p￿tr￿larthI)s+ relating to OFera1Jw￿ and finanees ol tha Churth. and ara salisfiéd that systems are In ￿a¢a to rritigat8lhe eyp)sur8 to thg rnaior risks. The prime obJ'e¢tvg of th¢ Ch8rity i8 the promotion In the ecdesuaStsc￿ parish of th8 Miss￿￿ of th8 ChU￿h. The Charity mgt these objethes during the year by widing $em￿s for parish and prorTh)bng access to the Prfory. In iJetem)Inlng these rkniecbves acbviltts the Tru5t888 have wd due regard to the Comrnission gui¢£anc& on pubAc ber￿liti Cov1￿19 The outb￿ak of Com￿18 In the earty months o12tr20 wsed a s￿, p(6siNyeatayircphlc rlsk to Prfory Churc Ilnancas. With chU￿h do¥ure there We￿ ￿ C¥y￿regatiOTr￿ oathorings or Priory v￿110[￿. &1 Sour￿ of income githgr ceasod )mpletely or very&giylKanty dWete(S. Paym)t fore5sential Churth overhea¢ts ol circa £9.OOOlrnonth was the th￿lenge to be faced. A PCC appe￿ to Canrnd PrioryTTUSt Fund to expbTe the posyboty ol hdp. in yJ¢h unandcipated and extraordinary uioJrnstanc8s. 18d lo a dause of'h￿P in in ts Trust activaied a￿fj ]mn￿jIa1e he￿> being offered. a th)rt perk)d duriNJ 1he SLrnmer and earty au￿rnn ￿[Dito￿ bwne pos8bie ith a COMM￿suTate Sm￿1 fbw of Incomg. but h soon to bg hatted In Octob8r, a suee8ssful ap￿￿ation made to the Govemrnrts CUthJ￿ & H&itsge R￿Very FuThJ. operated through the Nationd tthery. A svJnificanl GranL ￿COgnI￿n9 Cartrnd Priory as a Herttagè t¥trO Ktrthy ¢f National $uppg¢ wys So￿1¢d for thè 6 months trorn October2020 to March 2021. We hoFe Most that ty then Churth will ag￿n be operational with $itor$ relurnlng, dlowing the firAncid ￿LtUre to irnprove. 60% ofiurch income Ls i*rfvgd dthor dlrecty or Ind1￿¢ from those visit the Churth from ou￿de of the Flnanelal R￿18￿ The n¥t as8ets of the PCC hav8 irvease by m.134 thk8 year At tho year ￿￿, the Charily hatl free reswos of £103.146 th15 15"ts)n5bJerwJ tots an approwg of reseN￿. by the Tru on kn Wdngd on th•tr bdAif by: The Revgrend NidK DeVenI￿ Twstee P&Je 2

The Parochial Church Council of the Ecclesiastical Parish of Cartmel Trustees' Responsibilities in relation to the Financial Statements

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

select suitable accounting policies and then apply them consistently;

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 3

Independenl Examlnerfs Aeport lo the Trustees of The Parochlal Church Council of the Eccleslastl¢al Parlsh ol Cartrn•l I r8P)rt on the a￿￿n[S ol the TnL81 lor the year 31 Demtw >J20, ar• sth on pages S io 12 YDUT aitentKJn 15 10 drnwn io the lact thal thè Chayty h85 wepar•J ts finarThl statemerts in actorfance ilh Acojunbng and Re￿[tir￿ by Charilies prewiThJ thew a￿￿nIS in accordarKe wilh the Financ1￿ f4¢w)rD"r¥J Stantsrd in the UK Reputs4￿ ol kelaThJ IFRS 1021 m wel•re￿ to the N£counlrrwJ aTrJ Aep)rtff#J by ChariDe5'. Stsiemerst ol Recommended Pra¢tK issued on 1 Awl 2r￿S is referred lo in Ihe extant regulatsons Ixrt has SI￿ been withdrawn. We undw5tarnl Ihai this has ￿en tlone in orfer lor Ihe aft￿nts to WOVk1e a true arrtl lalr in ￿or￿a￿e with Gèner￿￿ Accepted AcccyJnliNJ PractKe effecb.ve for re￿￿'r￿j periods teginning on or aller 1 January 2015. Re8pe¢Uw responslbllllles of trustees and •x•mbwr The trustee5 arè lor the preparaipjn ol Iht acrounts. The tNstees cons#Jer that an audrt is not r￿Uired lor Ihi8 ypar undewtion 144121 ol ihe Chan"ts"es Act 2011llht 2011 Adl aThJ thal an irn1OFerK1èni examinalion ￿ nogd8d. 11 Ls re5Fon5ibilty to: examine the ac£ounts urJe￿ectTh 145 01 the 2011 Act: lollcMT thè prc(luws lail down in the cThe￿ Directhy￿ given by Ihe Charity Cofflrnisslon u￿rs￿li0n 145151 Ibl ol the 2011 Act: arKI stale tAl￿r partuAar n4tter5 have lo my atten1￿￿. My examthatbjn was caThi&J rKrt in acwrdance TAith Ihè Gener￿ Di￿nS gNen by the Chanty cornm15s￿n. An exarninabon indudes a revi￿ ol Ihè aeeounb.ng records by the charity aThd a o)rnparison ol tho atrounts ed vthh those records. 11 a150 inctwJ8s C0ndera￿n of any unusual rterns ordLsdosurns ￿ the acwunts. and seekj.ng explanations from you as trus￿e9 concemiro any such fflatters. The Vocedu￿ uThJeriaken do r ovido Ihe ev#lence that wouky rg]uired in an cor$￿uenIIY no OF4n)n is gNOn as 10 thelher the accounts present a Irue and lair aThJ the rewjrt is liffltted lo those Matte￿ Sel wt in Ihe slalement below. Indopend•nt •xmlnèrfs statement In ￿nneCtrOn with my ex￿ination. no matter ha5 c4yn¢ to my attenlM: gwes me rea50nth cause 10 be[￿e thal ￿ any material re5pEcI ts ￿u￿eMents. . lo keep aCwjnb￿J r￿Id$ ￿lIh ￿tion 130 01 the Acl,. aThJ rgquiremenls ol the 2011 Acl have been m6t: to whKh. in rny opmnion, attention Shr￿10 Ix In Lvdertyj enable a uTrJerstarylirMJ ol the accounts o bg r¢a¢hed. Martln S Wart1 FCA D£Jd & Co Limitèd Charter&J Nttounlants FIFfEEN Ros¥hlll Monwomery Way B059hiU ES￿e CAALISLE CA1 2RW Dale..

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA STATEMENT OF FINANCIAL ACTIVITIES For the year ended 31 December 2020

Note
INCOME FROM:
Donations and legacies
2( a )
Charitable activities
2( b )
Other income
2( c )
Investments
2( d )
TOTAL
EXPENDITURE ON:
Raising funds
3( a )
Charitable activities
3( b )
Other expenses
3( c )
TOTAL
Gain / (Loss) on investment assets:
NET INCOME/(EXPENDITURE)
BALANCES B/FWD 1 JANUARY
BALANCES C/FWD 31 DECEMBER
Unrestricted
Restricted
funds
funds
2020
2019
£
£
£
£
124,567
76,671
201,238
195,663
589
-
589
2,212
2,203
-
2,203
11,033
791
-
791
517
TOTAL FUNDS
128,150
76,671
204,821
209,425
509
-
509
663
80,944
37,574
118,518
206,182
13,356
-
13,356
15,410
94,808
37,574
132,382
222,255
695
-
695
1,592
34,037
39,097
73,134
(11,238)
88,580
32,670
121,250
132,488
122,617
71,767
194,384
121,250

The notes on pages 7-13 form part of the accounts.

Page 5

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA BALANCE SHEET At 31 December 2020 N¢Xe 2020 2019 FIXED AssErs Tanglble Investment Irwestmgnt in subsithary 51a> 51bl Slcl 8,673 10.797 17,764 10,102 19,471 27,867 CURRETrif ASSETS Debtors Cash at bank and in hand 61.784 120.815 52,014 50,646 182.598 102.660 LIABILITIES Credltors - amounts falllro due in on& year 9.277 Net ¢urrnnt assèts l {liabilitiBs) 174,913 93,383 TOTAL NEf ASSETS 194,384 121,250 PARISH FUNDS Unrestrkted Restrfcted 10 10 122.617 71.767 32,670 194.384 121,250 Approved by the Parochial Churth Counril on R Baxter Trustee Trustee The notes on pages 7-13 f(Km part of th& accounts. Page 6

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2020

1. Accounting policies

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Basis of preparation

The charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy

Fund accounting policy

Unrestricted income funds are general funds that are available for use at the trustees' discretion in futherance of the objectives of the charity.

Restricted funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

Going concern

These financial statements have been prepared on a going concern basis.

Income

Donations are recognised where there is entitlement, receipt is probable and the amount can be measured with sufficient reliability.

Where services are provided to the charity as a donation that would normally be purchased from our suppliers, this contribution is included in the financial statements at an estimate based on the value of the contribution to the charity where this can be quantified.

The value of services provided by volunteers is not incoporated into these financial statements. Further details of the contribution made by volunteers can be found in the Trustee's Annual Report.

Income from tax reclaims are included in the statement of financial activities at the same time as the gift to which they relate.

Income derived from events is recognised as earned (that is, as the related goods or services are provided).

Investment income is recognised on a receivable basis.

Income from charitable activities includes income recognised as earned (as the related goods or services are provided) under contract.

Expenditure

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure. All expenditure is accounted for on an accruals basis and has been classified under costs of trading for fundraising purposes.

Raising funds expenditure compromise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes.

Charitable activities expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Page 7

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2020

Support costs

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources, for example, allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage.

Fixed assets

Consecrated and benefice property is not included in the accounts in accordance with s.10(2)a) of the Charities Act 2011.

Individual assets costing £1,000 or more are initially recorded at cost.

Depreciation

Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:

Fixtures, fittings and equipment 4 years straight line basis

Cash and Cash Equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Investments

Fixed asset investments are included at fair value at the balance sheet date.

Realised gains and losses on investments are calculated as the difference between sales proceeds and their fair value at the start of the year, or their subsequent cost, and are charged or credited to the statement of the financial activities in the period of disposal.

Unrealised gains and losses represent the movement in fair values during the year and are credited or charged to the statement of financial activities based on the fair value at the year end.

Page 8

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2020

2. INCOME FROM :

(a) Donations and legacies
Boxes
Donations
Special COVID donation from Trust Fund
Donation from Church Shop
Legacies
Grants
Donorpoint giving
Planned giving
Collections
Pricket stand
Gift aid envelopes
Gift aid tax recovered
������������
����������
TOTAL
FUNDS
TOTAL
FUNDS
�����
�����
2020
2019
£
£
£
£
6,140
-
6,140
20,446
3,459
5,291
8,750
94,310
82,000
82,000
-
-
-
-
13,650
-
5,000
5,000
1,000
-
66,380
66,380
-
1,641
-
1,641
4,210
23,810
-
23,810
25,483
432
-
432
6,967
1,826
-
1,826
5,904
3,260
-
3,260
13,708
2,000
-
2,000
9,985
124,567
76,671
201,238
195,663

Of the £195,663 received in 2019, £80,876 of donations were restricted and £114,787 were unrestricted.

(b) Charitable activities

Fundraising:

Coffee/social activities - - - 95
Guided tours 589 - 589 2,117
589 - 589 2,212
Of the £2,212 received in 2019, £nil related to restricted funds and £2,212 related to
unrestricted funds.
(c) Other income
Fees 1,483 - 1,483 3,764
Concerts 720 - 720 7,169
Parish Magazine - - - 100
Misc income - - - -
2,203 - 2,203 11,033

Of the £11,033 received in 2019, £nil related to restricted funds and £11,033 related to unrestricted funds.

(d) Investments
Dividends and interest
791
-
791
517
791
-
791
517

Of the £517 received in 2019, £nil related to restricted funds and £517 related to unrestricted funds.

TOTAL INCOMING RESOURCES 128,150 76,671 204,821 209,425

Page 9

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2020

3. EXPENDITURE ON :
(a) Raising funds
Gift aid envelopes & stationery
Donorpoint
Unrestricted
Restricted
TOTAL
FUNDS
TOTAL
FUNDS
funds
funds
2020
2019
£
£
£
£
-
-
-
146
509
-
509
517
509
-
509
663

Of the £663 expenditure in 2019, all related to unrestricted funds.

Missionary and charitable giving
Overseas
UK missions & church societies
Secular local charities
Tithing overstated in 2018
Ministry: Diocesan Parish Offering
Other ministry costs
Clergy & secretarial
Caretaker salary/exps/PAYE/NI
Church running & routine maintenance
Non-routine maintenance
Churchyard upkeep
Heat/light/water costs
Insurance
Organ costs
Publicity/website
Organist fees
Upkeep of services
Wedding and funeral expenses
Sundry costs
Bank charges
Education & training
Printing, stationery & postage
Parish magazine
Concerts
Restricted Fund costs
-
-
-
600
-
-
-
100
(250)
-
(250)
1,100
-
-
-
(2,443)
47,250
15,750
63,000
60,000
1,343
-
1,343
2,230
2,762
3,012
5,774
7,111
3,456
3,081
6,537
5,907
44
2,886
2,930
4,829
2,684
5,291
7,975
80,876
1,275
783
2,058
2,156
6,097
1,584
7,681
10,497
5,186
2,088
7,274
7,087
-
-
-
266
118
118
426
3,749
1,251
5,000
5,695
-
275
275
631
231
-
231
568
4,981
622
5,603
910
88
-
88
168
-
-
-
445
1,346
951
2,297
3,669
583
-
583
3,094
-
-
-
9,257
-
-
-
1,002
80,944
37,574
118,518
206,182

Of the £206,182 expenditure on charitable activities in 2019, £82,304 was charged to restricted funds and £123,878 was charged to unrestricted funds.

(c) Other expenses

Accountancy fees
Depreciation
TOTAL RESOURCES EXPENDED
4,265
-
4,265
5,941
9,091
-
9,091
9,469
13,356
-
13,356
15,410
94,808
37,574
132,382
222,255

Of the £15,410 other expenditure in 2019, all related to unrestricted funds.

Page 10

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS (Continued) For the year ended 31 December 2020

4a. STAFF COSTS

4a. STAFF COSTS
Wages and salaries
Social security costs
Pension costs
No employee received emoluments of more than £60,000 during the year (2019 - No. 0)
The average number of persons employed by the charity during the year was as follows:
Charitable activities
2020
2019
£
£
6,537
5,758
-
-
172
149
6,709
5,907
2020
2019
No.
No.
2
2

Charitable activities

4b. PAYMENTS TO PCC MEMBERS

Expenses of £105 were paid to trustees in the year. There no other payments to any PCC member, persons connected to them or related parties.

5. FIXED ASSETS FOR USE BY THE PCC

(a) Tangible
ACTUAL/DEEMED COST
At 1 January 2020
Additions
At 31 December 2020
DEPRECIATION
At 1 January 2020
Charge for year
At 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
(b) Investments
Fair value 1 January 2020
Revaluation gain
Fair value 31 December 2020
Equipment
£
42,357
-
42,357
24,593
9,091
33,684
8,673
17,764
£
10,102
695
10,797

(c) Investment in subsidiary

The charity holds more than 20% of the share capital of the following company:

Country of Principal Subsidiary undertakings incorporation activity Class % Cartmel Priory Shop Limited United Kingdom Priory shop Ordinary 100 Capital & Profit/(loss) for the reserves period £ £ 1 6. OPERATING LEASE COMMITMENTS Future minimum lease payments 2020 2019 £ £ Not later than one year 1,063 1,170 - Later than one year and not later than five years 1,063 Total 2,126 1,170

Page 11

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS (Continued) For the year ended 31 December 2020

7. DEBTORS

7. DEBTORS
Trade debtors
Due from Cartmel Priory Shop Ltd
8. CREDITORS
Amounts falling due in one year
Trade creditors
Accruals
2020
2019
£
£
5,750
4,619
56,034
47,395
61,784
52,014
2020
2019
£
£
5,592
7,305
2,093
1,972
7,685
9,277

9. FUND DETAILS

Restricted funds

Refurb & development
Misc restricted
Vigarage fund
Flower fund
Young parishioners
Publicity & website
Heritage Grant
Macbeth Grant
David Hampson Legacy
Comparative restricted funds
Refurb & development
Misc restricted
Vigarage fund
Flower fund
Young parishioners
Publicity & website
Balance at 1
January 2020
Incoming
resources
Resources
expended
Transfers
Total
restricted
£
£
£
£
£
1,400
5,291
(5,291)
-
1,400
4,939
-
-
-
4,939
230
-
-
-
230
2,003
-
-
-
2,003
14,711
-
-
-
14,711
9,387
-
-
-
9,387
-
62,280
(32,283)
-
29,997
-
4,100
-
-
4,100
5,000
5,000
32,670
76,671
(37,574)
-
71,767
Balance at 1
January 2019
Incoming
resources
Resources
expended
Transfers
Total
restricted
£
£
£
£
£
1,400
80,876
(80,876)
-
1,400
4,939
-
-
-
4,939
230
-
-
-
230
3,005
-
(1,002)
-
2,003
14,711
-
-
-
14,711
9,813
-
(426)
-
9,387
34,098
80,876
(82,304)
-
32,670

Refurb & Development - this fund is used to pay for any major refurbishments to the Priory.

Page 12

PAROCHIAL CHURCH COUNCIL OF CARTMEL, CUMBRIA NOTES TO THE FINANCIAL STATEMENTS (Continued) For the year ended 31 December 2020

10. NET ASSETS BY FUND

10. NET ASSETS BY FUND
Fixed Assets
Current Assets
Creditors due within one year
Comparative net assets by fund
Fixed Assets
Current Assets
Creditors due within one year
Restricted
funds
Unrestricted
funds
Total funds
£
£
£
-
19,471
19,471
71,767
110,831
182,598
-
(7,685)
(7,685)
71,767
122,617
194,384
Restricted
funds
Unrestricted
funds
Total funds
£
£
£
35,744
35,744
34,098
74,241
108,339
-
(11,595)
(11,595)
34,098
98,390
132,488

11. CARTMEL PRIORY CHURCH SHOP LTD

From 6 January 2016 Cartmel Priory Church Shop Ltd was set up as a wholly owned trading subsidiary of the PCC of Cartmel.

12. RELATED PARTY TRANSACTIONS

During the year a donation of £Nil (2019 £13,650) was received from Cartmel Priory Church Shop Ltd and recharges totalling £8512 (2019 £8,649) were made to the company from the charity.

Page 13