BATH, STSAVIOUR'S CHURCH ANNUAL PAROCHIAL CHURCH MEETING Sunday 27th Aprll 2025 at 12:00 Attendees: Cath Candish, Sara Cooper, Cathy Head, Belinda Thomas, HuwThomas, Rachel Leigh-wood, Kenneth Lamb, Juliet Lamb, Chris Dance, Mandy Dance, Bruce Lithgow, Donal Wyynne, Anna Seal, John Candish, Ruth Hattersley, Sarah Kimberling, Chris Gibbs, Rebecca Goulding, Rosalie Worley, Carol Batch, Imogen Woodford, Tony Parr, Sue Burton, Diane Fitch, Edward Leigh-wood, Rosi Lewis, Tris Lewis, Chris Goldson, Angela Goldson, Cheryl Smith 1.Prayer Cath Candish opened the meeting by readingverses from Colossians 3 12-17 foLLowed by prayer. 2. Annual Meetlng of Parlshioners Minutes of prevlous year Minutes of the previous year were accepted as correct. Proposed by Belinda Thomas, seconded by Sarah Kimberling. All in favour. Election of Church Wardens Sara Cooper is stepping down as church warden. Cath Candish thanked Sara for serving in this way, and presented her with flowers. Prayers of thanks were said for Sara. Cathy Head was re-elected as Church Warden. Proposed by Ruth H8ttersley, seconded by Rachael Leigh-wood. All In favour. Prayers were said for Cathy as she continues in her role. 4. Annual Parochlal Church Meetlng a. Minutes of last year's APCM The minutes were accepted as a true record. Proposed by HuwThomas, seconded by Sara Cooper. ALI in favour. b. Reports- Full reports In the Annual Report and Accounts 2025
Incumbent's OvervSew Cath Candish shared how since joining St Saviour's, she has found the core feature of the church family to be the commitment to follow Christ. a church familywho love the Lord, love each other, and a church which is hub forcreativity, healing and hospitality. Cath thanked the following: the Church Wardens, the PCC and Lay Readers for their service, Sarah Kimberling for her work in the church grounds, HuwThomas and the building team, Kian Febrer and Cheryl Smith for finance, Steph Wynne-Davey and music team and tech team, Anna Seal for the toddler group, Sara Cooper for the food larder, those serving coffee, Mandy Dance for her tireless work as church administrator, the life group leaders, Ivorvernalls and the pastoral care team, Sue Burton and team for Open the Book, and Louis Burton for safeguarding. Highlights so far included the Licencing service, Advent, Stir-up Sunday, the crib trail, prayer meetings in the church, and all the love and support from the St Saviour's community. Electoral Role Report Kenneth Lamb was encouraged bythe number ofwho had signed up to be on the electoral role and thanked those who had done so. PCC and activltles of the Parish report Bulldings and Fabrlc Report Huw Thomas hlghlighted funds in the region of £250,000 were needed, largely driven by works needed for the roof. Finance Report The finance report was given by Cheryl Smith who thanked those who had given throughout the year. Cath Candish added how grateful we were as a church. Deanery Synod Report Belinda Thomas added that Roger Driverfrom St Michael's is now Area Dean, replacing Stephen Girling from the Abbey. c. Elections and Appointments Electlon of PCC members Carol Balch - Proposed by Anna Seal, seconded by Ruth Hattersley. All in favour.
Rosi Lewis- Proposed by John Candish, seconded byAngela Goldson. All in favour. Cath Candish thanked the PCC for their service and encouraged the church family to prayforthem. Appointment of Independent Examlner Steve Bruce-jones was appointed. Proposed by Cheryl Smith, seconded by Mandy Dance. ALI in favour. d.AOB Belinda Thomas asked when the Parish might be able to paythe full parish share. Cheryl Smith informed us that reserves would need to be built first. This was echoed by Cath Candish, who also added that paying the full parish share was a priority. 5. CLoslng Prayer The meeting closed with The Lord's Prayer. £.Lr.S
Registered Charty No.. 1129675 Parochial Church Council of St Saviour, Bath Financial Statements For the year ending 31 December 2024 Ppared for the PCC by: Cheryl Smith {PCC Treasurer) and Steve Bruce-Jones Potley Farmhouse Potley Lane Corsham SN13 9RX Examined by Independent Examiner.. Richard H W Beath Bsc FCCA 58a Combe Road, Combe Down Bath BA2 5HZ For presentation to PCC for approval.. For display on Notice Board from.. 17th April 2025 20th April 2025 (following consideration by APCM)
Parochial Church Council of St Saviour, Bath Independent Examinerfs Certificate I report to the trustees IPCC memb&rs) on my examination of the financial slatements of the PCC for the year ending 31st Dember 2024. Responsibilities and basis of report As trtsstees of the Charity you are responsible for the preparats'on of the finan¢ial $tslements in accordance wrth the requirements of the Charibes Act 2011 I'the Act'i l port in respect of my examination of the PCC'$ financial ststemenls carried out under section 145 of the 2011 Act and in carying out my examination I have followed all the applicable Directions given by the Charity Commission under Section 145{5llbl of the Act. Indopendgnt oxamlnorfs stat•m&nt I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving m8 cause to believe that in any material Tesp8Ct- a) aexounting records were not kept in respect of the PCC as required by section 130 of the Act,. or b) the financial statements do nol a¢cord with the accounting records,. or ¢) the financial statements do not comply with the applicable requirements conceming the fomi and content of accounts set out in the Charities (Accounts and Reports) Regulab'ons 2008 other than any requirement that the statements give a 'lrue and fairf view which is not a matter considered as part of an independent examnalion. I have no concams and have com8 across no other matters in connects'on with the examinatson to which attentson should b8 drawn in this report in order lo enable a proper understanding of the financial statéments to be reached. Signed.. Dale:... 09th April 2025 Richard H W Beath Bsc FCCA 58a Combe Road, Combe Down, Bath BA2 5HZ st Sav(ourB AcrDunts 2024 ex8rn%n8d. FSNALxtsx Page 1
Parochial Church Council of St Saviour, Bath Statement of Financial Activlties For the year endlng 31 December 2024 2024 2023 Unrestrlctèd R8strlet•d TOTAL Unr•8trlcted Rostrfctod TOTAL FUNDS Funds Funds Fund8 Funds FUNDS Nots INCOMING RESOURCES Voluntary InGom 281 80,607 277 80.884 85,544 9.766 95,310 Incoming resources fmm churth activit$ 2bl 2,857 2,857 2,810 2.810 Inmme from investment 2¢} 173 182 304 304 Otherlncomlng resources 2d) 1,911 1,911 TOTAL INCOMING RESOURCES 83,472 450 83,922 90,264 10,070 100.334 RESOURCES EXPENDED Chu Actlvltles 70,012 8,561 76,573 106,351 3,330 109.681 TOTAL RESOURCES EXPENDED 70.012 6,561 76,573 106.351 3.330 109,681 NET INCOMINGIIOUTGOINGI RESOURCES 13,460 -6,111 7,349 -18.087 6.740 -9,347 TRANSFERS BETWEEN FUNDS 101 NET MOVEMENT IN FUND8 13,460 4,111 7,349 -16,087 6,740 -9,347 8ALANCES BROUGHT FORWARD AT 181 JAN 2024 4,419 12.784 8,365 8ALANCES CARRIED FORWARD AT 31ST DECEMBER 2024 St Saviours A(xx)unt$ 2024 Èxaminad- FINAL.xlsx Page 2
Parochial Church Council of St Saviour, Bath Balance Sheet at 31st Docomb•r 2024 2024 2023 FIXED ASSETS Tangible Flxed Asse18 Note 50) 5.752 5.752 CURRENT ASSETS Debtors 3.713 10,190 Cash al bank and in hand 15,714 15.714 13.903 LIABILITIES (DUE WITHIN ONE YEAR) 8a) 11,290 NET CURRENT ASSETS 15,714 2.613 Total a$$ets 1•$8 current Ilabllltl8s 15.714 8.365 TOTAL NET ASSETS 15,714 8,365 REPRESENTED BY FUNDS un8111c1ed General Fund 9a) 9,041 4,419 Restricted Food Larder Fund 316 5,569 788 6.541 5,469 774 Bèll Fur 9cl 9dl Altsr Fronlal Fund 15,714 8,365 Approvad ty th• Parochlal Church Councll and Ilgned on It• behalf by: Rèv. Cath Candl8h (Chalr): D•tg: st SaviourgAcrwnts 2024 examined- FINAL.x18X Page 3
Th8 nots5 on paggs 4 to 12 torn) part of these accounts. Reglstsr&d Charity Number 1129675. Parochial Church Council of St Saviour, Bath Notes to tho Flnancial Statements For the year endlng 31 December 2024 1 ACCOUNTING POLICIES The financial slalements have been prepad In accordance with the Church A¢counling Regulations 2006 together wlh applicable accountlng Standards and the SORP 2015. The financial statements are prepared on an ongolng concem basis. Fmm yearending December 2024 the financial statements are presented on a Recelpts and Payments basls having previously been on an Accruels basis. This change has been made as a resutt of the reduced complexity of the church's financialpositlon and to simplfy the pr?$$ ofpreparing the accounts. As 8 msult some comparisons b&tween 2023 and 2024 accounts will not be stnctly a¢¢urale due to the variaJon in accounting methods. The financlal slalements have been prepared under the historical cosl convenllon except for Ihe valuation of investment assets which are shown al market value. The financlal slalemen18 include all transactions for which th8 PCC is responsbble in law. They do not Indude the 8ccounls of ehurch groups that owe their main affiliation to another body. nor to those Ihal are Informal gatherings that Include church membeTS. 1a) Fund• Rg$trl¢ted Fund8 represent donatlons or grants recelved for a spedflc object or invited by the PCC for a specific object. The funds may On be expended on the speaftc object for whlch they were gtven. Any balance remalnlng unspent al the end of eath year is Carrfed forward as a balan¢e on tt)e fund unless ils transfer lo another fund is specifically consented by the original donors. The PCC does not usually invest separately for each fund. Where there Is no separate Investment, Interest is apportioned lo IndivSdu81 fund$ on an average balance basls. Restrfcled Funds include., Altar Fron alF '. This reslrided fund was set up to hold a donallon made durfng 2017 for the pur¢hase of a new altar fron181. The frontsl was purchased during 2018 bul the fund h88 not been fully ¢onsumed so the fund has a balance rem8lnlng al the year end. Bell Fund.. Thii fund is restrl¢t¢d lo the malntenance of the bell rSnglng aclSvllles of the ehur¢h. Food Laider.. Th15 testrlcted fund whlch was sel up In 2023 for the provlslon of a community food larder, followlng the aw8rd of a grant by Nalionwlde Building Soclety speciflcally for thi8 Pufpose. Income to Ihe fijnd 8150 Indudes 8undry donallons whith the donors have indicated are specrfically for the food larder. Unrn8trlct•d Fund8 are general fijnds whlch can be used by the PCC for ofdlnary purpose$. Funds de51gnated for a p8rt1cular purpose are a180 unrestrlcted. Unrnslncted Funds includft.. ner for all Income and expenses relang to the day to day runnlng of the Ghurch. Donor8 to this fund make no restrictions as lo the uses lo which the fund should be applied. En•J¢vmi•nt Fund#". The PCC does not own any Endowmenl Funds 1bl Incomlng R95ourcgs All incoming Tesources are recognised when received and are accounted for gross. Fees p8yabte lo the Diocese for weddings and funerals are exdLMted from these stslemenls. Although those pass through the PCC'S bank account they are not the PCC'8 propety . 1c} RQure05 exnded 1 oxpendllure Is generally recognlsed when il Is pald out 8nd Is accounted for gros$. 1d) Flxgd Assets Consecrntedpropertyandmov8ble church fumlshlngs Consecfated and beneficed property of any kind is excluded from the accounts by the Charitles Act 2011. Movable churth fumishings held by the Redoi and Chur¢hwardens on speaal trust for the PCC, and which require 8 facully for (Jlsposal. are accounted as inalienable property unless consecrated. For inalienable property acqL¢ired prfor lo 2003 the is insuffic¥ent cost information available and Iherefoie such assets are not valued in the accounts. Items acquiTed since 1 January 2003 have been capitalised and depreciated in the accounts over Ihelr currenlty anllcipaled economic life on a slraighl line bas18. l expendfture incurred in the year on eonsettated or beneficed buiklings. on individual Items under £1000 or on the repair of movable church fumlshlngs acqulred before l January 2003 is written off. Olherfixturns. fithngs and offte equipment Equipment used wthin the church ptemises ts depreciated on a straight line basis over 4 years {PC. projectors, electric piano. sound and AV systems. photocopier and kitchen appliarKesl or 10 years (church noticeboard, boilers and solar panels). Individual items of equipment wlh a purchase price of £1000 or less are written off when the asset is acquired. Investments Investments are valued al mathel value al 31 December Current assets Short-lenn deposits include cash held on deposrt with the Nat Wesl Bank. St SavioursAccounts 2024 8xamined- FINAL.$X Page 4
Parochlal Church Council of St Saviour, Bath Notes to the Financial Statements (continued) For the year endlng 31 December 2024 2 INCOMING RESOURCES 2024 Unr8strlct•d R•strlthd TOTAL Unrestrl¢tsd Rostrlct6d TOTAL Funds Funds FUhlDS Funds Funds FUNDS 2023 2a) Voluntary Inconye Planned Giving.. Tax Efficlenl dor¢ations Other donalior15 Income lax recovered Collections al all seNlces Sundry donations Grants received 51.125 10,814 9,229 1.459 7,947 33 51,125 10,814 9.229 1,459 8,224 33 4S,116 22,589 13.083 2.853 1,712 191 45,116 22,589 13,083 2.853 1.877 9.792 277 165 9,601 80.607 277 80,884 85.544 9,766 95.310 2bl InGoming MsouS from Chh actwltles Refreshmentsl8ookslMl8cellaneous Church Lettlngs Feed In Tariff Contributions lo Events WeddlngslFunerals (excl. Dlocesan fees) 107 1,325 700 363 362 107 1,325 700 363 362 188 1,433 349 303 537 188 1,433 349 303 537 2,857 2.857 2.810 2,810 2c} Income from Investment tl'vidend$ and Intsrest 173 182 304 304 2d) Otljerlncomlng resources VAT on bulldlng works recoverable from LPWS 1,911 1,911 1,911 1,911 TOTAL INCOMING RESOURCES 83,472 450 83,922 90,264 10.070 100.334 RCES EXPEN 2024 Unrostrlctsd R8strl¢tod Fund8 Fund• 2023 TOTAL Unrg8trfctg0 Rostrl¢t•d TOTAL FUND8 Funds Funds FUNDS Church Activitle8 0{Awal GNing from General Fund Genesls Tnjsl Paul & El8lne Llttle Bath Youth fo¥ Christ Worfd Sports Ministry Veronica Doyle-Davlson Hope fof Justi Julian HouselBCHA Church Misslon Society Bethlehem Development Trust Chrlslian Mission lo Jews Zambla Link Cafe for Familie8 Sl Mark's School Sl Saviours Infant3 Sthool Sl Savitsurs Junior School Bath Deanery Others -1.000 -800 -800 -800 -700 -600 *oo 4so -500 -500 -500 -500 -300 -200 -200 -200 50 -1,000 .800 00 00 -700 -600 -600 50 -500 -500 -500 -500 -300 -200 -200 -200 50 1.000 800 800 800 700 600 800 550 500 500 500 500 300 200 200 200 50 1,000 800 800 800 700 800 800 550 500 soo 500 500 300 200 200 200 50 Totsl Ourd Giving -8,700 -8,700 8.800 8.800 Of the £8,800 of ouard Giving Ihal the PCC had originally planned to give in 2023. £8,750 was never actually pald out as il was considered that this would leave the PCC seriousty short of reserves. The cost of this giving which had been accrued in the 2023 accounts is therefore reversed in Ihis years accounts. The negative figures above do not imply that the charities paKI money back lo the PCC, rather that it was never given out as had been anticApated in the 2023 accounts. In addlilon to Ihe discretsonary Outsvard Glvlng listed above. a sum of £872 (£11,678 In 20231 in dedicaled-appeal" collections was channelted through the PCC'S bank account. comprising £210 to Paul Lynth, £180 to Diocesan Ordlnands, £157 each to Chrlstian and Genesis Tru81 and £123 lo Christian Apologetics. st SavioursAoxunts 2024 8xamined- FINAL5X Page 5
Parochial Church Council of St Saviour, Bath Notes to the Financial Statements (continued) For the year endlng 31 December 2024 2024 Unrestrictsd Restrlcted Funds Funds 2023 TOTAL Unr08tr1ctsd Restrlcted TOTAL FUNDS Fund$ Funds FUNDS Chureh Actlvitigs (contlnued) Ministry Dioeesan Part5h Share Clergy Expenses Service Costs Healing. lightsng and water General building and maintenance Equipment Cleaning and gardening Professional fees Depreciation Insurance Children's and Youth Work Music Misslon RefreshmenlsWeddlng&FunerallMlsG. costs Costs 018ell ringing Office ExpenseslLicenceSech Expen$e8 Intere81 and Bank Charges Secretarial 38,283 79 329 6,799 5,060 38.283 79 329 6,799 5.204 2,534 3,880 924 5,752 4,453 296 1.056 4,076 82 20 3,146 257 8,303 45,613 274 397 8,720 11,775 45,613 274 397 10,220 11.775 1500 144 2534 230 3,450 924 5,752 4,453 3,763 150 5.753 3.489 4,725 1.341 751 395 3.763 150 5,753 3.489 4,725 1,341 2.561 395 20 3,094 261 7,051 1.056 443 82 3.633 1.810 20 20 3.146 257 8.303 3.094 261 7.051 70.012 6.561 76,573 106,351 3,330 109,681 TOTAL RESOURCES EXPENDED 70.012 8,561 78,573 106.351 3,330 109,881 FF COSTS Wages and salaries Employer's pension ¢ontribullon8 8,255 48 11,040 258 During the yeaf the PCC employed a Parfsh Admlnislralof for the full year. Fees pald lo occa81onal organlsl$ and speakers are not indLhJed above. 4b} Poyments to PCC member The following PCC members and persons Glosety related lo them recelved payments from the PCC.. Mandy D8nce for employment ag Padsh Adminislralor and Stewart Palmen for stewarding at school servlces. In addition and the following people were re- imburged fof expenses legltimately incurred on behalf of Ihe PCC.. Sara Cooper. Mandy Danee, Cathy Head, Eunja Palmen. Anna Seal, Cheryl Smllh, Bellnda Thomas. Huw Thomas. No other payments OT expenses were paid lo any other PCC member. persons dosely connecied lo Ihetn or related parties. 5 FIXED ASSETS F R USE BYTHE PCC Sal Tangible fixed 8ssets ActuaVDeemed Cost al 1 January Addilions during the year Dlsposals dLFrino the year at 31 Dember 82.375 82,375 Depreclatlon 8t 1 January Disposals durlng the year Charge for the year al 31 December 76.623 5,752 82,375 Net Book Value al 1 January al 31 Decembef 5,752 At January 2024 the fixed assets comprised a 18plop computer, projector. outdoor not1b00[, Sound system, electric piano. vadous kitchen appliances, office photocopier. church boilers, south ai51e solar panels and the audio-vlsual equipment in the Community Hub. No new fixed assets were ac4uired during the year. 5bl Investment fixed assets The PCC does not own any Inveslment assets. St Sawouis AruThts 2024 ex8rninéd- FINAL.$¥ Page 6
Parochial Church Council of St Saviour, Bath Notes to the Financial Statements (continued) For the year ending 31 December 2024 6 DEBTORS Note 2024 2023 Income tax recoverable Prepayments and accruetJ Income VAT recoverable 2.569 694 450 3,713 7 CASH AT BANKAND IN HAND PCC General Account 15,714 15,714 10,190 10,190 8 LIABILITIE 8a) AMOUNTS FALLING DUE WITHIN ONE YEAR Accrued costs Cfedilors 9,937 1,353 11,290 9 FUND DETAILS 98) GENERAL FUND Pl8nned Givlng Collecilons Sundry DonationslLegacieslGrants Income Tax Red*imed Fees lor weddings 8nd fungraly Hlre charges Feed In Tarlff Event contribub'ons Mlscellaneouslinlere8ULPWS TOTAL INCOME 81,939 1.459 7.980 9,229 362 1.325 700 363 115 67.705 2.853 1.903 13,083 537 1,433 349 303 2.098 90.264 83.472 Parish Share Outward GlvlThJ Chlldren and Youth C08ts Heal Light Water Maintenance Cleaning and G8rdenlng Professlonal Fees Insurance Clefgy Expense$ Service Costs Secretarial Office Expen8eslLlcence$lTech Expenses MIs8ion Music Depreclalion Interest and Bank Charges Mlscellaneous Costs TOTAL EXPENSES 38.283 4,700 296 6,799 5.060 3.450 924 4.453 45.613 8.800 4,725 8.720 11,775 3.763 150 3,489 274 397 7,051 3,094 751 1,341 5,753 261 395 106,351 329 8.303 3.146 443 1,056 5.752 257 82 70,012 OVEMENT IN FUND VALUE 13,460 -16,087 st Saviours Accounts 2024 examlnad- FINAL.xlsx Page 7
Parochial Church Council of St Saviour Bath Notes to the Financial Statements (continued) For the year ending 31 December 2024 2024 2023 FUND D TAILS Contlnued Note 9b} FOOD LARDER FUND Grants Rece¢ved Sundry Donations Bank Interest TOTAL INCOME 257 59 316 141 109 9,851 Ulililieslmalnlenanee SupplieslEqulpmenl Mission TOTAL EXPENSES 374 2,534 3,633 6.541 1,500 1.810 3,310 MOVEMENT IN FUND VALUE -6.225 6.541 9cl BELL FUND Donallons recelved Inte5t TOTAL INCOME 20 100 120 24 171 195 ASCR SubscrlptlonlRlnging Worfd TOTAL EXPENSES 20 20 20 20 MOVEMENT IN FUND VALUE 100 175 9dl ALTAR FRONTAL FUND Interest TOTAL INCOME 14 14 24 24 TOTAL EXPENSES MOVEMENT IN FUNDVALUE 14 24 st Savtours AccLJunts 2024 examinad- FINALxl8¥ Page 8
Parochial Church Council of St Saviour, Bath Independent ExaMineS Certificate I report to the trustees IPCC members) on my examination of the financial statements of the PCC for the year ending 31st December 2024. Responsibilities and basis of roport As trustees of the Charity you are responsible for the preparation of the financial statements in accordance wrth the requirements of the Charities Act 20111'the Act,). I report in respect of my examination of the PCC'5 financial statements carried out under 5edion 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Di¢t10n5 given by the Charity Commission under section 14515llb) of the Act. Indep8nd•nt examlner's statement I have completed my examination. I confimi that no material matters have come lo my attention in connection with the examination giving me cause to believe that in any material respe¢t'. al a¢counting records were not kept in respect of the PCC as required by section 130 of the A¢t', or bl the financial statements do not accord with the accounting records,. or ¢) the financial statements do nol comply with the applicable requirements concerning the fom and contènt of accounts set out in the Charities IA¢¢ounts and Reports) Regulations 2008 other than any requirement that the statements give a 'true and faif view which is not a matter considered as part ol an independent examnation. I have no concern8 and havè come across no other mattefs in connection with the examination lo which attèntion should be drawn in this report in order to enable a proper understanding of the financial statements to be reached. Signed.. Date.... 09th April 2025 Richard H W Beath Bsc FCCA 58a Combe Road, Combe Down, Bath BA2 5HZ StSawour8 ACCuts 2024 examined- FINAL.$X Pag0 1