BATH, STSAVIOUR'S CHURCH
ANNUAL PAROCHIAL CHURCH MEETING
Sunday 27th Aprll 2025 at 12:00
Attendees: Cath Candish, Sara Cooper, Cathy Head, Belinda Thomas, HuwThomas,
Rachel Leigh-wood, Kenneth Lamb, Juliet Lamb, Chris Dance, Mandy Dance, Bruce
Lithgow, Donal Wyynne, Anna Seal, John Candish, Ruth Hattersley, Sarah Kimberling,
Chris Gibbs, Rebecca Goulding, Rosalie Worley, Carol Batch, Imogen Woodford, Tony
Parr, Sue Burton, Diane Fitch, Edward Leigh-wood, Rosi Lewis, Tris Lewis, Chris
Goldson, Angela Goldson, Cheryl Smith
1.Prayer Cath Candish opened the meeting by readingverses from Colossians 3 12-17
foLLowed by prayer.
2. Annual Meetlng of Parlshioners
Minutes of prevlous year
Minutes of the previous year were accepted as correct. Proposed by Belinda Thomas, seconded
by Sarah Kimberling. All in favour.
Election of Church Wardens
Sara Cooper is stepping down as church warden. Cath Candish thanked Sara for serving in this
way, and presented her with flowers. Prayers of thanks were said for Sara.
Cathy Head was re-elected as Church Warden. Proposed by Ruth H8ttersley, seconded by
Rachael Leigh-wood. All In favour. Prayers were said for Cathy as she continues in her role.
4. Annual Parochlal Church Meetlng
a. Minutes of last year's APCM
The minutes were accepted as a true record. Proposed by HuwThomas, seconded by
Sara Cooper. ALI in favour.
b. Reports- Full reports In the Annual Report and Accounts 2025

Incumbent's OvervSew
Cath Candish shared how since joining St Saviour's, she has found the core
feature of the church family to be the commitment to follow Christ. a church
familywho love the Lord, love each other, and a church which is hub forcreativity,
healing and hospitality. Cath thanked the following: the Church Wardens, the PCC
and Lay Readers for their service, Sarah Kimberling for her work in the church
grounds, HuwThomas and the building team, Kian Febrer and Cheryl Smith for
finance, Steph Wynne-Davey and music team and tech team, Anna Seal for the
toddler group, Sara Cooper for the food larder, those serving coffee, Mandy Dance
for her tireless work as church administrator, the life group leaders, Ivorvernalls
and the pastoral care team, Sue Burton and team for Open the Book, and Louis
Burton for safeguarding.
Highlights so far included the Licencing service, Advent, Stir-up Sunday, the crib
trail, prayer meetings in the church, and all the love and support from the St
Saviour's community.
Electoral Role Report
Kenneth Lamb was encouraged bythe number ofwho had signed up to be on
the electoral role and thanked those who had done so.
PCC and activltles of the Parish report
Bulldings and Fabrlc Report
Huw Thomas hlghlighted funds in the region of £250,000 were needed, largely
driven by works needed for the roof.
Finance Report
The finance report was given by Cheryl Smith who thanked those who had given
throughout the year. Cath Candish added how grateful we were as a church.
Deanery Synod Report
Belinda Thomas added that Roger Driverfrom St Michael's is now Area Dean,
replacing Stephen Girling from the Abbey.
c. Elections and Appointments
Electlon of PCC members
Carol Balch - Proposed by Anna Seal, seconded by Ruth Hattersley. All in favour.

Rosi Lewis- Proposed by John Candish, seconded byAngela Goldson. All in
favour. Cath Candish thanked the PCC for their service and encouraged the
church family to prayforthem.
Appointment of Independent Examlner
Steve Bruce-jones was appointed. Proposed by Cheryl Smith, seconded by
Mandy Dance. ALI in favour.
d.AOB
Belinda Thomas asked when the Parish might be able to paythe full parish share.
Cheryl Smith informed us that reserves would need to be built first. This was echoed by
Cath Candish, who also added that paying the full parish share was a priority.
5. CLoslng Prayer
The meeting closed with The Lord's Prayer.
£.Lr.S

Registered Charty No.. 1129675
Parochial Church Council
of St Saviour, Bath
Financial Statements
For the year ending 31 December 2024
P￿pared for the PCC by:
Cheryl Smith {PCC Treasurer) and Steve Bruce-Jones
Potley Farmhouse
Potley Lane
Corsham SN13 9RX
Examined by Independent Examiner..
Richard H W Beath Bsc FCCA
58a Combe Road, Combe Down
Bath BA2 5HZ
For presentation to PCC for approval..
For display on Notice Board from..
17th April 2025
20th April 2025
(following consideration by APCM)

Parochial Church Council of St Saviour, Bath
Independent Examinerfs Certificate
I report to the trustees IPCC memb&rs) on my examination of the financial slatements of the PCC for the year ending 31st
De￿mber 2024.
Responsibilities and basis of report
As trtsstees of the Charity you are responsible for the preparats'on of the finan¢ial $tslements in accordance wrth the requirements
of the Charibes Act 2011 I'the Act'i
l ￿port in respect of my examination of the PCC'$ financial ststemenls carried out under section 145 of the 2011 Act and in
carying out my examination I have followed all the applicable Directions given by the Charity Commission under Section
145{5llbl of the Act.
Indopendgnt oxamlnorfs stat•m&nt
I have completed my examination. I confirm that no material matters have come to my attention in connection with the
examination giving m8 cause to believe that in any material Tesp8Ct-
a) aexounting records were not kept in respect of the PCC as required by section 130 of the Act,. or
b) the financial statements do nol a¢cord with the accounting records,. or
¢) the financial statements do not comply with the applicable requirements conceming the fomi and content of accounts
set out in the Charities (Accounts and Reports) Regulab'ons 2008 other than any requirement that the statements give
a 'lrue and fairf view which is not a matter considered as part of an independent examnalion.
I have no concams and have com8 across no other matters in connects'on with the examinatson to which attentson should b8
drawn in this report in order lo enable a proper understanding of the financial statéments to be reached.
Signed..
Dale:...
09th April 2025
Richard H W Beath Bsc FCCA
58a Combe Road, Combe Down, Bath BA2 5HZ
st Sav(ourB AcrDunts 2024 ex8rn%n8d. FSNALxtsx
Page 1

Parochial Church Council of St Saviour, Bath
Statement of Financial Activlties
For the year endlng 31 December 2024
2024
2023
Unrestrlctèd R8strlet•d TOTAL Unr•8trlcted Rostrfctod TOTAL
FUNDS
Funds
Funds
Fund8
Funds
FUNDS
Nots
INCOMING RESOURCES
Voluntary InGom
281
80,607
277
80.884
85,544
9.766
95,310
Incoming resources fmm churth activit￿$
2bl
2,857
2,857
2,810
2.810
Inmme from investment
2¢}
173
182
304
304
Otherlncomlng resources
2d)
1,911
1,911
TOTAL INCOMING RESOURCES
83,472
450
83,922
90,264
10,070 100.334
RESOURCES EXPENDED
Chu￿￿ Actlvltles
70,012
8,561
76,573
106,351
3,330 109.681
TOTAL RESOURCES EXPENDED
70.012
6,561
76,573
106.351
3.330 109,681
NET INCOMINGIIOUTGOINGI RESOURCES
13,460
-6,111
7,349
-18.087
6.740
-9,347
TRANSFERS BETWEEN FUNDS
101
NET MOVEMENT IN FUND8
13,460
4,111
7,349
-16,087
6,740
-9,347
8ALANCES BROUGHT FORWARD AT 181 JAN 2024
4,419
12.784
8,365
8ALANCES CARRIED FORWARD AT
31ST DECEMBER 2024
St Saviours A(xx)unt$ 2024 Èxaminad- FINAL.xlsx
Page 2

Parochial Church Council of St Saviour, Bath
Balance Sheet at 31st Docomb•r 2024
2024
2023
FIXED ASSETS
Tangible Flxed Asse18
Note
50)
5.752
5.752
CURRENT ASSETS
Debtors
3.713
10,190
Cash al bank and in hand
15,714
15.714
13.903
LIABILITIES (DUE WITHIN ONE YEAR)
8a)
11,290
NET CURRENT ASSETS
15,714
2.613
Total a$$ets 1•$8 current Ilabllltl8s
15.714
8.365
TOTAL NET ASSETS
15,714
8,365
REPRESENTED BY FUNDS
un￿8111c1ed
General Fund
9a)
9,041
4,419
Restricted
Food Larder Fund
316
5,569
788
6.541
5,469
774
Bèll Fur
9cl
9dl
Altsr Fronlal Fund
15,714
8,365
Approvad ty th• Parochlal Church Councll and Ilgned on It• behalf by:
Rèv. Cath Candl8h (Chalr):
D•tg:
st SaviourgAcrwnts 2024 examined- FINAL.x18X
Page 3

Th8 nots5 on paggs 4 to 12 torn) part of these accounts. Reglstsr&d Charity Number 1129675.
Parochial Church Council of St Saviour, Bath
Notes to tho Flnancial Statements
For the year endlng 31 December 2024
1 ACCOUNTING POLICIES
The financial slalements have been prepa￿d In accordance with the Church A¢counling Regulations 2006 together wlh applicable
accountlng Standards and the SORP 2015.
The financial statements are prepared on an ongolng concem basis.
Fmm yearending December 2024 the financial statements are presented on a Recelpts and Payments basls having previously been
on an Accruels basis. This change has been made as a resutt of the reduced complexity of the church's financialpositlon and to
simplfy the pr￿?$$ ofpreparing the accounts. As 8 msult some comparisons b&tween 2023 and 2024 accounts will not be stnctly
a¢¢urale due to the variaJon in accounting methods.
The financlal slalements have been prepared under the historical cosl convenllon except for Ihe valuation of investment assets
which are shown al market value. The financlal slalemen18 include all transactions for which th8 PCC is responsbble in law. They do
not Indude the 8ccounls of ehurch groups that owe their main affiliation to another body. nor to those Ihal are Informal gatherings
that Include church membeTS.
1a) Fund•
Rg$trl¢ted Fund8 represent donatlons or grants recelved for a spedflc object or invited by the PCC for a specific object. The funds
may On￿ be expended on the speaftc object for whlch they were gtven. Any balance remalnlng unspent al the end of eath year is
Carrfed forward as a balan¢e on tt)e fund unless ils transfer lo another fund is specifically consented by the original donors. The PCC
does not usually invest separately for each fund. Where there Is no separate Investment, Interest is apportioned lo IndivSdu81 fund$
on an average balance basls.
Restrfcled Funds include.,
Altar Fron
alF
'. This reslrided fund was set up to hold a donallon made durfng 2017 for the pur¢hase of a new altar fron181.
The frontsl was purchased during 2018 bul the fund h88 not been fully ¢onsumed so the fund has a balance rem8lnlng al the
year end.
Bell Fund.. Thii fund is restrl¢t¢d lo the malntenance of the bell rSnglng aclSvllles of the ehur¢h.
Food Laider.. Th15 testrlcted fund whlch was sel up In 2023 for the provlslon of a community food larder, followlng the aw8rd of
a grant by Nalionwlde Building Soclety speciflcally for thi8 Pufpose. Income to Ihe fijnd 8150 Indudes 8undry donallons whith the
donors have indicated are specrfically for the food larder.
Unrn8trlct•d Fund8 are general fijnds whlch can be used by the PCC for ofdlnary purpose$. Funds de51gnated for a p8rt1cular
purpose are a180 unrestrlcted.
Unrnslncted Funds includft..
ner
for all Income and expenses rela￿ng to the day to day runnlng of the Ghurch. Donor8 to this fund make no
restrictions as lo the uses lo which the fund should be applied.
En•J¢vmi•nt Fund#". The PCC does not own any Endowmenl Funds
1bl Incomlng R95ourcgs
All incoming Tesources are recognised when received and are accounted for gross. Fees p8yabte lo the Diocese for weddings and
funerals are exdLMted from these stslemenls. Although those pass through the PCC'S bank account they are not the PCC'8 propety .
1c} R￿Qure05 ex￿nded
1 oxpendllure Is generally recognlsed when il Is pald out 8nd Is accounted for gros$.
1d) Flxgd Assets
Consecrntedpropertyandmov8ble church fumlshlngs
Consecfated and beneficed property of any kind is excluded from the accounts by the Charitles Act 2011.
Movable churth fumishings held by the Redoi and Chur¢hwardens on speaal trust for the PCC, and which require 8 facully for
(Jlsposal. are accounted as inalienable property unless consecrated. For inalienable property acqL¢ired prfor lo 2003 the￿ is
insuffic¥ent cost information available and Iherefoie such assets are not valued in the accounts. Items acquiTed since 1 January 2003
have been capitalised and depreciated in the accounts over Ihelr currenlty anllcipaled economic life on a slraighl line bas18.
l expendfture incurred in the year on eonsettated or beneficed buiklings. on individual Items under £1000 or on the repair of
movable church fumlshlngs acqulred before l January 2003 is written off.
Olherfixturns. fithngs and offte equipment
Equipment used wthin the church ptemises ts depreciated on a straight line basis over 4 years {PC. projectors, electric piano. sound
and AV systems. photocopier and kitchen appliarKesl or 10 years (church noticeboard, boilers and solar panels). Individual items of
equipment wlh a purchase price of £1000 or less are written off when the asset is acquired.
Investments
Investments are valued al mathel value al 31 December
Current assets
Short-lenn deposits include cash held on deposrt with the Nat Wesl Bank.
St SavioursAccounts 2024 8xamined- FINAL.￿$X
Page 4

Parochlal Church Council of St Saviour, Bath
Notes to the Financial Statements (continued)
For the year endlng 31 December 2024
2 INCOMING RESOURCES
2024
Unr8strlct•d R•strlthd TOTAL Unrestrl¢tsd Rostrlct6d TOTAL
Funds
Funds
FUhlDS
Funds
Funds
FUNDS
2023
2a) Voluntary Inconye
Planned Giving..
Tax Efficlenl dor¢ations
Other donalior15
Income lax recovered
Collections al all seNlces
Sundry donations
Grants received
51.125
10,814
9,229
1.459
7,947
33
51,125
10,814
9.229
1,459
8,224
33
4S,116
22,589
13.083
2.853
1,712
191
45,116
22,589
13,083
2.853
1.877
9.792
277
165
9,601
80.607
277
80,884
85.544
9,766
95.310
2bl InGoming Msou￿S from Ch￿￿h actwltles
Refreshmentsl8ookslMl8cellaneous
Church Lettlngs
Feed In Tariff
Contributions lo Events
WeddlngslFunerals (excl. Dlocesan fees)
107
1,325
700
363
362
107
1,325
700
363
362
188
1,433
349
303
537
188
1,433
349
303
537
2,857
2.857
2.810
2,810
2c} Income from Investment
tl'vidend$ and Intsrest
173
182
304
304
2d) Otljerlncomlng resources
VAT on bulldlng works recoverable from LPWS
1,911
1,911
1,911
1,911
TOTAL INCOMING RESOURCES
83,472
450
83,922
90,264
10.070 100.334
RCES EXPEN
2024
Unrostrlctsd R8strl¢tod
Fund8
Fund•
2023
TOTAL Unrg8trfctg0 Rostrl¢t•d TOTAL
FUND8
Funds
Funds
FUNDS
Church Activitle8
0{Awa￿l GNing from General Fund
Genesls Tnjsl
Paul & El8lne Llttle
Bath Youth fo¥ Christ
Worfd Sports Ministry
Veronica Doyle-Davlson
Hope fof Justi
Julian HouselBCHA
Church Misslon Society
Bethlehem Development Trust
Chrlslian Mission lo Jews
Zambla Link
Cafe for Familie8
Sl Mark's School
Sl Saviours Infant3 Sthool
Sl Savitsurs Junior School
Bath Deanery
Others
-1.000
-800
-800
-800
-700
-600
*oo
4so
-500
-500
-500
-500
-300
-200
-200
-200
50
-1,000
.800
00
00
-700
-600
-600
50
-500
-500
-500
-500
-300
-200
-200
-200
50
1.000
800
800
800
700
600
800
550
500
500
500
500
300
200
200
200
50
1,000
800
800
800
700
800
800
550
500
soo
500
500
300
200
200
200
50
Totsl Ou￿rd Giving
-8,700
-8,700
8.800
8.800
Of the £8,800 of ou￿ard Giving Ihal the PCC had originally planned to give in 2023. £8,750 was never actually pald out as il was
considered that this would leave the PCC seriousty short of reserves. The cost of this giving which had been accrued in the 2023
accounts is therefore reversed in Ihis years accounts. The negative figures above do not imply that the charities paKI money back lo
the PCC, rather that it was never given out as had been anticApated in the 2023 accounts.
In addlilon to Ihe discretsonary Outsvard Glvlng listed above. a sum of £872 (£11,678 In 20231 in dedicaled-appeal" collections was
channelted through the PCC'S bank account. comprising £210 to Paul Lynth, £180 to Diocesan Ordlnands, £157 each to Chrlstian
and Genesis Tru81 and £123 lo Christian Apologetics.
st SavioursAoxunts 2024 8xamined- FINAL￿5X
Page 5

Parochial Church Council of St Saviour, Bath
Notes to the Financial Statements (continued)
For the year endlng 31 December 2024
2024
Unrestrictsd Restrlcted
Funds
Funds
2023
TOTAL Unr08tr1ctsd Restrlcted TOTAL
FUNDS
Fund$
Funds
FUNDS
Chureh Actlvitigs (contlnued)
Ministry
Dioeesan Part5h Share
Clergy Expenses
Service Costs
Healing. lightsng and water
General building and maintenance
Equipment
Cleaning and gardening
Professional fees
Depreciation
Insurance
Children's and Youth Work
Music
Misslon
RefreshmenlsWeddlng&FunerallMlsG. costs
Costs 018ell ringing
Office ExpenseslLicenceS￿ech Expen$e8
Intere81 and Bank Charges
Secretarial
38,283
79
329
6,799
5,060
38.283
79
329
6,799
5.204
2,534
3,880
924
5,752
4,453
296
1.056
4,076
82
20
3,146
257
8,303
45,613
274
397
8,720
11,775
45,613
274
397
10,220
11.775
1500
144
2534
230
3,450
924
5,752
4,453
3,763
150
5.753
3.489
4,725
1.341
751
395
3.763
150
5,753
3.489
4,725
1,341
2.561
395
20
3,094
261
7,051
1.056
443
82
3.633
1.810
20
20
3.146
257
8.303
3.094
261
7.051
70.012
6.561
76,573
106,351
3,330 109,681
TOTAL RESOURCES EXPENDED
70.012
8,561
78,573
106.351
3,330 109,881
FF COSTS
Wages and salaries
Employer's pension ¢ontribullon8
8,255
48
11,040
258
During the yeaf the PCC employed a Parfsh Admlnislralof for the full year. Fees pald lo occa81onal organlsl$ and speakers are not
indLhJed above.
4b} Poyments to PCC member
The following PCC members and persons Glosety related lo them recelved payments from the PCC.. Mandy D8nce for employment
ag Padsh Adminislralor and Stewart Palmen for stewarding at school servlces. In addition and the following people were re-
imburged fof expenses legltimately incurred on behalf of Ihe PCC.. Sara Cooper. Mandy Danee, Cathy Head, Eunja Palmen. Anna
Seal, Cheryl Smllh, Bellnda Thomas. Huw Thomas. No other payments OT expenses were paid lo any other PCC member. persons
dosely connecied lo Ihetn or related parties.
5 FIXED ASSETS F
R USE BYTHE PCC
Sal Tangible fixed 8ssets
ActuaVDeemed Cost
al 1 January
Addilions during the year
Dlsposals dLFrino the year
at 31 De￿mber
82.375
82,375
Depreclatlon
8t 1 January
Disposals durlng the year
Charge for the year
al 31 December
76.623
5,752
82,375
Net Book Value
al 1 January
al 31 Decembef
5,752
At January 2024 the fixed assets comprised a 18plop computer, projector. outdoor not1￿b00[￿, Sound system, electric piano. vadous
kitchen appliances, office photocopier. church boilers, south ai51e solar panels and the audio-vlsual equipment in the Community
Hub. No new fixed assets were ac4uired during the year.
5bl
Investment fixed assets
The PCC does not own any Inveslment assets.
St Sawouis Ar￿uThts 2024 ex8rninéd- FINAL.￿$¥
Page 6

Parochial Church Council of St Saviour, Bath
Notes to the Financial Statements (continued)
For the year ending 31 December 2024
6 DEBTORS
Note
2024
2023
Income tax recoverable
Prepayments and accruetJ Income
VAT recoverable
2.569
694
450
3,713
7 CASH AT BANKAND IN HAND
PCC General Account
15,714
15,714
10,190
10,190
8 LIABILITIE
8a) AMOUNTS FALLING DUE WITHIN ONE YEAR
Accrued costs
Cfedilors
9,937
1,353
11,290
9 FUND DETAILS
98) GENERAL FUND
Pl8nned Givlng
Collecilons
Sundry DonationslLegacieslGrants
Income Tax Red*imed
Fees lor weddings 8nd fungraly
Hlre charges
Feed In Tarlff
Event contribub'ons
Mlscellaneouslinlere8ULPWS
TOTAL INCOME
81,939
1.459
7.980
9,229
362
1.325
700
363
115
67.705
2.853
1.903
13,083
537
1,433
349
303
2.098
90.264
83.472
Parish Share
Outward GlvlThJ
Chlldren and Youth C08ts
Heal Light Water
Maintenance
Cleaning and G8rdenlng
Professlonal Fees
Insurance
Clefgy Expense$
Service Costs
Secretarial
Office Expen8eslLlcence$lTech Expenses
MIs8ion
Music
Depreclalion
Interest and Bank Charges
Mlscellaneous Costs
TOTAL EXPENSES
38.283
4,700
296
6,799
5.060
3.450
924
4.453
45.613
8.800
4,725
8.720
11,775
3.763
150
3,489
274
397
7,051
3,094
751
1,341
5,753
261
395
106,351
329
8.303
3.146
443
1,056
5.752
257
82
70,012
OVEMENT IN FUND VALUE
13,460
-16,087
st Saviours Accounts 2024 examlnad- FINAL.xlsx
Page 7

Parochial Church Council of St Saviour Bath
Notes to the Financial Statements (continued)
For the year ending 31 December 2024
2024
2023
FUND D
TAILS
Contlnued
Note
9b} FOOD LARDER FUND
Grants Rece¢ved
Sundry Donations
Bank Interest
TOTAL INCOME
257
59
316
141
109
9,851
Ulililieslmalnlenanee
SupplieslEqulpmenl
Mission
TOTAL EXPENSES
374
2,534
3,633
6.541
1,500
1.810
3,310
MOVEMENT IN FUND VALUE
-6.225
6.541
9cl BELL FUND
Donallons recelved
Inte￿5t
TOTAL INCOME
20
100
120
24
171
195
ASCR SubscrlptlonlRlnging Worfd
TOTAL EXPENSES
20
20
20
20
MOVEMENT IN FUND VALUE
100
175
9dl ALTAR FRONTAL FUND
Interest
TOTAL INCOME
14
14
24
24
TOTAL EXPENSES
MOVEMENT IN FUNDVALUE
14
24
st Savtours AccLJunts 2024 examinad- FINALxl8¥
Page 8

Parochial Church Council of St Saviour, Bath
Independent ExaMine￿S Certificate
I report to the trustees IPCC members) on my examination of the financial statements of the PCC for the year ending 31st
December 2024.
Responsibilities and basis of roport
As trustees of the Charity you are responsible for the preparation of the financial statements in accordance wrth the requirements
of the Charities Act 20111'the Act,).
I report in respect of my examination of the PCC'5 financial statements carried out under 5edion 145 of the 2011 Act and in
carrying out my examination I have followed all the applicable Di￿¢t10n5 given by the Charity Commission under section
14515llb) of the Act.
Indep8nd•nt examlner's statement
I have completed my examination. I confimi that no material matters have come lo my attention in connection with the
examination giving me cause to believe that in any material respe¢t'.
al a¢counting records were not kept in respect of the PCC as required by section 130 of the A¢t', or
bl the financial statements do not accord with the accounting records,. or
¢) the financial statements do nol comply with the applicable requirements concerning the fom and contènt of accounts
set out in the Charities IA¢¢ounts and Reports) Regulations 2008 other than any requirement that the statements give
a 'true and faif view which is not a matter considered as part ol an independent examnation.
I have no concern8 and havè come across no other mattefs in connection with the examination lo which attèntion should be
drawn in this report in order to enable a proper understanding of the financial statements to be reached.
Signed..
Date....
09th April 2025
Richard H W Beath Bsc FCCA
58a Combe Road, Combe Down, Bath BA2 5HZ
StSawour8 ACC￿u￿ts 2024 examined- FINAL.￿$X
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