2021-12-31-accounts - The Parochial Church Council Of The Ecclesiastical Parish Of St. Keverne

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

St Keverne Parochial Church Council (the PCC) hereby presents its annual report for the year ended 31st December 2021.

REFERENCE and ADMINISTRATIVE INFORMATION

The PCC is the Parochial Church Council, for the Ecclesiastical Parish of, St Keverne, Cornwall in the Church of England Diocese of Truro (in the Archdeaconry of Cornwall and Deanery of Kerrier).

The PCC is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure (1956) as amended and the Church Representation Rules. The PCC is a charity, but generally excepted by order from registering with the Charity Commission. However, from 15[th] April 2009 it registered directly with the Charity Commission (registration number 1129138).

In June 2016, the parish of St Keverne was joined in a United Benefice with the parishes of St Ruan w St Grade and Landewednack as The United Benefice of St Keverne, St Ruan w St Grade and Landewednack (the Benefice), for the purposes of licensing ministry. However, the PCC acts separately as registered charity

The Parish & Churches

The Church of England Parish of St Keverne covers an area on the eastern Lizard Peninsular in Cornwall including the villages of St Keverne, Coverack and surrounding areas including the hamlets of Porthallow, Porthoustock and Ponsongath.

The Parish Church of St Keverne (Graded 1 Listed) is located in the Square, St Keverne. In addition, there is a second church, St Peter’s, situated in Mill Road in the village of Coverack.

In addition to the two churches, the PCC owns two church Halls (in St Keverne and Coverack) and a three-bedroom house in Coverack.

Services

Prior to the Coronavirus 19 Pandemic the Main Sunday services were at St Peter’s (9.30am) and St Keverne (11.00am) comprise a mixture of Communion, Family Services and Morning Prayer. There was an additional service at St Peter’s twice monthly of Book of Common Prayer Communion at 8.00am and once a month a Praise service in the evening at Porthallow Village Hall. There was a week day service on Wednesdays at St Keverne (Communion or Morning Prayer) and a number of prayer meetings at both churches.

The Pandemic which affectedly closed all Churches in England and Wales from March 2020 was still upon us in 2021. During 2020 there were two intervals when Churches were able to have services on a limited basis following the strict guidelines of the Church of England. Sunday morning services of Morning Prayer and Holy Communion were held at St Peters Church at 9.30am and St Keverne. However, from the 26[th] December 2020 England entered into a further third lockdown and Churches were closed for a further and more prolonged period.

Thus the beginning of 2021 the Churches were in lockdown and it was not until Easter that we were able to start having services in Church, the first services at St Keverne and St Peters being Easter Day. During this time, Zoom services were held on a Sunday morning which were a huge success and indeed continue to be held, but now on Sunday evenings at 6.00pm led by either Rev John Ough or Rev Deirdre Mackrill.

Since Easter Day services have been held every Sunday at St Peter’s Church at 9.30am and St Keverne Church at 11.00am. There have been no other regular services at either Church for a couple of reasons, one that the Coronavirus pandemic has continue and we are still in Transition and need to rely on our retired Clergy and Readers for our services.

At Christmas the children at St Keverne School held a small concert in the Church during the week and this was combined with a small Christingle Service. A service of Nine Lessons and Carols was held at St Keverne Church. Because of the fear of large numbers in the Church the Christingle Service which was not held in St Keverne Church on Christmas Eve an outdoor event of singing Carols around the Christmas Tree was held. Rev John Ough lead the singing with Kate Moore who grew up in St Keverne (and plays Lead Trumpet for the BBC Concert Orchestra) played carols chosen by members of the 100 people who attended. There was a midnight Mass at St Peters and a Christmas morning service at St Keverne.

The Parish Clergy The Parish continues in Transition

Mr Sam Buchannan and Dr Becca Greenough are licensed as Readers. Our Readers work with Retired Clergy who have the Bishop’s permission to officiate in the Diocese as well as a number of Lay Worship Leaders and Lay Pastoral Ministers.

We are hugely assisted by Reverend John Ough, Reverend Deirdre Mackrill and Reverend Bob Dunnett. We have also had support from the Rural

Dean, Revd David Miller in providing necessary advice and ministry within the parish.

Churchwardens

During the year the Churchwardens for the Parish were

Miss Claire Thomson
Mrs Joan Kearsley

Parochial Church Council

Given the restrictions in place the APCM was held via Zoom on 19[th] May 2021

The Trustees (Members) of the PCC comprise:

a) Ex officio
the Clergy licensed to the Parish,
the Readers licensed to the Parish (at the invitation of the PCC)
the two Parish Churchwardens, elected annually by the Annual Meeting of Parishioners (subject to a maximum consecutive term of six years)
such lay members of the Deanery Synod who are on the Electoral Roll of the Parish (Deanery Synod Representatives), elected triennially by the Annual Parochial Church Meeting (APCM) – currently a maximum of 4
b) By direct election –up to 9 communicant lay members of the Electoral Roll, elected by the APCM for a period of three years (and thereafter eligible for re-election)

At the time of this report, the Trustees comprised

Name Basis of Appointment Mr John Wilks – Chairman Elected October 2020 Revd. Deirdre Mackrill Ex-officio (Associate Minister) Mr Sam Buchanan Ex-officio (Reader) Dr Becca Greenough Ex-officio (Reader) Miss Claire Thomson Ex-officio (Churchwarden from May 2017) (also Hon Treasurer from May 2021) Mrs Joan Kearsley Ex-officio (Churchwarden from October 2020) (Deanery Synod Rep); also Elected from April 2017 Mrs Kathy Ough Elected October 2020 (Secretary)

Mr Charles Patten Elected from April 2017 (Charles also acts as Joint Churchwarden with Joan Kearsley from October 2020) Mrs Sandra Argall Elected from April 2018 reelected 2020 (also continues as Stewardship Officer) Mrs Judy Wilks Ex-officio (Deanery Synod Rep elected 2020) Mrs Karen Richards Ex-officio (Safeguarding representative) Mr David Dewar Ex-officio (Deanery Synod Rep elected 2021)

Mrs Sandra Argall will continue as Stewardship Officer for the time being

The method of appointment of PCC members and the conduct of meetings of the PCC is set out in the Church Representation rules. All Church attendees are encouraged to register on the Electoral Roll and can stand for election to the PCC.

The PCC is required to meet at least four times in the year, but normally meets about bi-monthly. In 2020 there were four PCC meetings.

During 2021 Jeremy McCabe formerly Hon Treasurer continued to help as book-keeper of the accounts under December 2021 for which we are most grateful.

Deanery Synod Representatives are elected for a three-year term. They were last elected in 2020 and 2021. We are eligible to elect three representatives.

Objectives and Activities

St Keverne PCC has the responsibility of promoting in the ecclesiastical parish the whole mission of the Church; pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the Parish Church and Church Hall in St Keverne, and St Peter’s Church and Church Hall, Coverack and Church House, Coverack.

The PCC is registered with the Charity Commission as a Religious Charity with the following activities: regular public worship open to all, the provision of sacred space for personal prayer and contemplation; pastoral work, visiting the sick and the bereaved; teaching and promotion of Christianity; taking of religious assemblies in schools; the provision of a

youth club with a Christian ethos; promotion of the whole mission of the church and supporting other charities in the UK and overseas.

The Church

Membership

At 31st December 2020, there were 91 parishioners on the Electoral Roll. Following the year end the Electoral Roll will be revised prior to the APCM.

The church meets as two principal congregations, at St Keverne and St Peter’s. The worshipping congregations are probably around 50 people in total.

Policies & Compliance

Safeguarding

The PCC has adopted a safeguarding policy in line with that recommended by the Diocese and appointed Mrs Karen Richard as Safeguarding Coordinator. The safeguarding policy can now be found on our Benefice Website, www.spireandlight.com. The PCC as a whole takes safeguarding seriously, and it is a standard agenda item for all our meetings.

Health & Safety

The PCC is committed to complying with all relevant health & safety requirements. It is acknowledged that ancient buildings cannot be risk free, but we attempt to minimise risks. We record and respond to all adverse incidents. Mr S Buchanan is appointed as Health & Safety Officer.

Disability and Accessibility

The PCC seeks to make the church buildings, our services and activities as accessible to all as possible. We do not have formal wheelchair access to St Keverne, but informal access can usually be arranged, and we continue to investigate how this might be improved. Large Print service sheet are available, and gluten free wafers or bread are available at communion. We are grateful for any advice of particular needs and will always seek to accommodate if possible.

Data (GDPR)

The PCC is committed to complying with the requirements of the General Data Processing Regulations.

Ministries and Activities

St Keverne continues to be a busy parish, with ministries to old and young. Some of these are run directly by the churches and some in partnership with local groups

Life Events: Baptisms, Marriages & Funerals

Although church is less central in its communities than in the past, we are still used as a significant resource for celebrating births, marriages and for marking the death of loved ones. Much of this is for local residents, but we also welcome those from further afield who value the church buildings and fellowship. Due to the Pandemic a number of baptisms and marriages were postponed due to the pandemic; however despite this during 2021 we had 2 Baptisms, 1 Marriage. Sadly we have also had 18 funerals.

We are eternally grateful for Reverend John Ough and Reverend Deirdre Mackrill for their time and service.

Activities

During 2021 with the restrictions laid upon by the Pandemic it has been difficult to continue with all of our activities. However as the year passed and more people were getting their second Covid vaccination there was a more positive outlook. Open the Book has restarted and has been going into both St Keverne School and Coverack School once a week. Little Fishes and the Table Tennis groups started again in Coverack and St Keverne had a Christmas Bazaar in November. People have started to use the Church Halls again for various activities such as Keep Fit, Pilates etc. The Church has also organised other events such as Fun afternoons. Bible Study Groups have also started.

Keeping Going

Alongside the ministries and activities, we are grateful to the small army of volunteers to work to maintain the church buildings and halls. Following the restoration of the guttering and railings at St Keverne Church they have been painted by “smart water”. The weather vane at the top of the steeple has been restored by a firm of steeplejacks so that it should continue to show safely which way the wind is blowing. At St Peters, despite having no particular fund raising events a significant amount of monies has been donated towards the repair of the roof.

On the Way

During 2021 Kerrier Deanery went through a consultation process in regards to the reorganisation of the Kerrier Deanery this was called “On the Way” and the process for Kerrier was instigated by the Truro Diocese at the beginning of the year (although there had been an existing Deanery consultation going on for a number of years beforehand). The reorganisation has been necessary in the light of the lack of funds in the Church of England to provide the number of Clergy that the Church has been able to provide in the past. It has been a difficult time for many in what is going to be huge change in how the provision of Ministry will be in the future.

The objective is to work together as a deanery to enable ourselves and others to worship God. The Vision Statement continues that we will:

be a church together throughout the deanery dedicated to worshipping and following Jesus, growing together in faith and discipleship, and working actively to support the people we live among;
working together in the deanery, with other agencies and beyond as we serve our local communities and care for the vulnerable, and
seek to bring people of all ages to faith and to the knowledge of the love of God in their lives.

Basically the Deanery Plan restructures the Clergy within the Deanery and reduces the existing number of Priests. The Plan’s objective is to sustain a ministry of fruitfulness and sustainability across the deanery and to ensure that there will continue to be Priestly ministry throughout the Deanery.

After consultations with the Deanery and with all of the Parochial Church Councils of the Deanery the Deanery Plan was approved (not unanimously) by the Deanery Synod on 23[rd] September 2021. The plan is now in the process of being implemented.

Contact & Communication

A website for The Benefice of Spire and Light which includes St Keverne and St Peters has been created (wspireandlight.com ) - the website contains up to date details of services held in all the Benefice Churches each week, and other important information and events, together with contact details. Thank you to Dr Rebecca Greenough for her hard work in creating and maintaining the website We also maintain pages on the national site ‘A Church Near You’ (www.achurchnearyou.com). Every week a Newsheet , containing details of services and events throughout the Benefice and a weekly reflection from one of our Retired Clergy or Readings. We also have a Facebook page,

Accounts

The accounts for the year ended December 2021 are attached to this report. Our thanks are due to Jeremy McCabe for his work during the year, and to Sandie Argall for her assistance, especially in regard to the administration of the Gift Aid tax reimbursement. Thanks, are also due to Mrs Linda Dunford of Messrs. Kitchen & Brown for the production of the accounts.

The Benefice and the Future

The Church has continued to build relationships between the four principal congregations in the three parishes comprising the Benefice this continues to be the case during the transition.

Much of the normal pattern of worship and ministry has been disrupted by the restrictions imposed on us the Coronavirus Pandemic. However a lot has been achieved throughout the year and this would not have been possible without the huge amount of help and assistance from Reverend John Ough and Reverend Deirdre Mackrill.

From the beginning of 2021, the Church has been meeting via Zoom on a Sunday morning with Rev John Ough and Rev Deirdre Mackrill leading the services. Our numbers on Zoom topped 80 which was really encouraging for us all. Since the end of lockdown we have gradually started to have services in Church on a Sunday morning, beginning with just one service at each of the end of the Benefice at St Keverne Church and St Wynwallow at the Lizard. Gradually we are starting to expand and now St Peters and St Ruan are having services on Sunday morning.

We have a strong team of leaders to continue worship and ministry pending the agreement of a new incumbent with the Diocese. However, as with many churches, we are facing a challenging future. Congregations are ageing and reducing. We face the likelihood of further reductions in stipendiary clergy across the Diocese and Deanery and, the costs of maintaining buildings and running services are increasing – as is the necessary administration and governance (e.g. safeguarding) that goes with this.

And Finally

As we go towards an APCM in April 2021 we start to look towards a new future, we can truthfully say that God has been very good, He has protected and supported us during a year which has had a some very difficult moments. Let us all go forward in love and praise.

For I know the plans I have for you, declares the LORD, plans for welfare and not for evil, to give you a future and a hope.

Approved by the PCC and signed by

Claire Thomson (Churchwarden and Hon Treasurer) Date

Joan Kearsley (Churchwarden) Date

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK CONTENTS General Information Independent Examiner's Report Finarlcial Statements Notes to the Financial Statements 12- 13

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK FOR THE YEAR ENDED 31 DECEMBER 2021 GENERAL INFOIiMATION Th¢ PCC is a charity with registered number 1129138. Bank Lloyds Bank Pl¢ l Market Plaee Helston TR13 8SU Inde endent Exatnirjer Mrs L Dunford Kiichen and Brown 40 Coinag¢hall Street Helston TR13 SEQ

INDEPENDENT EXAMINER'S REPORT TO THE PCC OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK I report on the account% of the PCC for the year ended 31 December 2021 which are set out on Pages I to 13. Respcctive responsibilities of the PCC and the ex2miner The members of the PCC are resw)nsible for the prepardtion of the accounts. The members of the PCC consider thai an audit is not required for thi5 year under Section 144(2) of the Ch2rities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to.. exainine the account5 in a¢cordan¢e with the Regulations and section 145 of the 2011 Act- io follow th¢ procedures laid down in the general Directions given by the Charity Commission under section 145{5)(bl of the 2011 Act; and to stste whether particular Inatters have coine to my attention. Basi5 of independent examiner's report My exainination was carried out in a¢¢ordan¢¢ with the general Dii'¢¢tions given by the Charity Commission. An examination includes a review of the accounting records kept by the PCC and a coinparison of the accounts presented with those records. It also includes considerati(>n of any unusual iterns or disclosures in the accounts, and seeking explanations from you as meinbers of the PCC concerning any such tnatteTS. The proceduTes undertaken do not provide all the evidence that would be required in an audit and, consequently, I do not express an audit opinion on the accounts. Independent examiner's statement In Connection with my examination, no matter has come to my attention- (l } which gives me reasonable cause to believe that, in any Inaterial respect, the requirements.. to keep accounting r¢¢oTds in a¢cordance with se¢tion 130 of the 2011 Aei,. or to prepare aecounts which accord with the accounting records and comply with the accounting requirements of the 201 l Act have not been Inet. or {2) to which. in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Mrs L Dunford FCCA Kitchen and Brown Chartered Accountants 40 Coinagehall Street HELSTON TRI3 8EQ Date.. 12 May 2022

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK FINANCJAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021 General Fund - Recei Is and Pa ments Account 2021 2020 Recei Incomin Resources from Donor Planned Giving Gift Aid Recovered Beacon Magazine Unplanned Giving Colleetions Gift Days and Sundry Donations Collections for Outward Giving 22,562 2,659 21,418 5,349 22 1.296 2,416 1,203 2,193 813 2.942 2,118 821 31.915 33,897 Activities for Generatin Fundraising Funds 560 639 Church Activities Church Hall Lettings Fees Solar Panels 1.912 8,315 1,304 1,762 2,467 1,827 6,056 Income from Investment Interest Received Wayleave5 Church House Rent (net of commission and expenses) 50 219 6,135 6,188 7.828 8,050 Other Income Insurance Clairn Coronavirus Job Retention Scheme Contribution towards Copier Leasing Costs 331 8,676 500 500 9.007 TOTAL RECEIPTS £50,694 £57,649 Page I

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Cotttinued General Fund- Recei ts and Pa men Aeeount/Con¢inued meuts Mis nGiv and Donations Missionary and Charitable Giving 588 894 Church Activities Mission and Ministry Fund Locum and Verger Costs Dioc¢5e Costs re Funerals, Memorials and Weddings Salaries, Wages and Honorarii includin8 Youth Worker Costs Healing and Lighting Cleaning Insurance Church Repairs and Maintenance (St Keverne and St Peter's) Church Hall Repairs and Maintenance (St Keyeme and St Peter's) PurciMe of Fixed Asseis for ChuT¢h Purpose5 Church House Repairs and Renewals Cost of Services SKYP Alpha Costs Church Hall Running Expenses (St Keverne and St Peter's) Church House Running Expenses Beacon Magazitle Church Wardens. H05Pltality and Gifts Broadband Costs Fundraising Costs Printing, Postage and Stationery 15,000 3.054 832 7,500 2,114 15.882 1,612 1.686 4,676 4,630 2,937 867 576 492 I,i05 288 140 7,659 68 3,518 2.195 211 4,290 1,490 392 80 I,i48 282 72 6i3 37.403 48.926 Chur¢h Man ement and Administration Accountancy Fees Adininistration Costs Copier Leasing and Costs 720 2.401 2,724 720 587 5,845 1,307 Other Ex Leaving Gifts enses 1,833 TOTAL PA YMENTS £43,836 £52,960 Excess of Receipts over PaymenisllPayments ov¢r Reeeip¢s) 6,858 4,689 Balance Brought Forward at l JanuaTy 2021 Transfer from iPad Fund 8,281 3,556 36 Balance Carried Forward at 31 December 2021 £15,139 £ 8.281 Page 2

PAROCHIAL CHURCH COUIYCIL OF ST KEVERNE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued St Keverne - Bell and Tower Maintenance Fund Recei tsandPa ments A¢¢ount- Restricted Fund 2021 2020 Recei Donations and Fundraising Interest 84 16 100 Pa ments Repairs and Maintenance Weathervane Repairs 256 198 2.280 256 2,478 Excess of (Payments over Receipts) 1253) {2,378) Balance Brought Forward at l January 2021 1,477 3.855 Balanee Carri¢d Forward at 31 December 2021 £1,224 £1.477 Worshi Grou Fund Rece 2021 2020 Recei Pa ments Excess of Receipts over Payments Balance Brought Forward at l January 2021 100 100 Balance Carried Forward at 31 December 2021 £100 £100 ac of Louis Ward Maintenance of St Keverne Church and Church ard Fund Recei A¢count- RestTlCted Fund ts and Pa ments 2021 2020 Recei ments Repointing and GutteTing Repairs 33,936 Excess of (Paym¢nts over Receipts) {33,936) Balance Brought Forward at l January 2021 13.254 47.190 Balance Carried Forward at 31 December 2021 £13.254 £13,254 Page 3

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE FINANCIAL STATEMENTS FOR THE YEAR ENDED31 DECEMBER 20211ContlDued St Keverne- Music Fund Recei ts and Pa ments Account- Restricted Fund 2021 2020 Recei Pa ments Organ Repair 47 Exeess of (Payments over Receipts) (471 Balance Brought Forward ai l January 2021 47 Balance Carried Forward at 31 December 2021 St Keverne and Coverack Church ard Recei ts and Pa ments Account- Restricted Fund 2021 2020 Recei ts Burials and H¢adstones Donations and Grants 4,974 2,450 4,290 2,977 7,424 7,267 Pa ments Grass Cutting and Bins Water Monument 6.494 96 6,733 89 720 6.590 7,542 Excess of Receipts over Paymentsl (Payments over Receipts) 834 (275) Balance Brought Forward at l January 2021 6,472 6,747 Balance Carried Forward at 31 December 2021 £6,472 Page 4

PAROCHIAL CHURCH COUNCIL OF ST KEVERIYE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued St Keverne Youn Peo le's Club Recei tsandPa ments Aceount- ResiTlCted Fund 2021 2020 Recei Eniry F¢es 176 ments Excess of Receipts over Payments 176 Balance Brought Forward at l January 2021 10,581 10,405 Balance Carried Forward at 31 Deceinber 2021 £10,581 £10,581 Little Fishes Reeei t5 and Pa ments A¢¢ount- R¢strict¢d Fund 2021 Recei ts Sub5¢riptions 328 74 Inents Provisions Sundry and Other Expenses 44 73 99 Excess of Receipts over Paytnent (Payments over Receipts) 217 (43) Balance Brought Fon¥ard at l January 2021 2,422 2,465 Balance Carried Forward at 31 December 2021 £2,639 £2,422 Page 5

PAROCHIAL CHURCH COUNCJL OF ST KEVERNE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued Coverack Luncheon Club- Restricted Fund 21 020 Recei Lunches Raffles Grants and Donations 1,124 276 120 1,520 ments Meal and Food Costs Anniversary Dinner Charitable Giving CookeTy Equipment and Other Expenses 893 450 290 416 276 276 2,049 Excess of (Payments over Receipts) (276) (529} Balanee Brought Forward at l January 2021 1,737 2,266 Balance Carried Forward at 31 December 2021 £1,461 Secretarial and Administration Worker - Restricted Fund 2021 2020 Recei Pa ments Phot0P]er Costs and Leasing 685 1,003 Excess of (Payments over Receipts) {685) (1,003) Balance Broughi Forward at l January 2021 685 1,688 Balance Carried FoTward ai 31 December 2021 £ 685 Page 6

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE FINANCIAL STATEMEf+lTS FOR THE YEAR ENDED 31 DECEMBER 2021 Youth Minister Salar Fund- Re tricted Fund 21 202 Recei Pa Inents Salary 622 Excess of (Payments over Re¢eipt51 {622) Balance Brought Forward at l January 2021 622 Balance Carried Forward at 31 December 2021 iPad FLtnd - Restricted Fund 2021 2020 Recei ment5 Excess of Receipls over Payments Balance Brought Fonvard at l January 2021 36 Transfer to General Fund 1361 Balance Carried Forward at 31 December 2021 Page 7

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued Le ac from Mr R Hockin Maintenance and Re air of the Fabric of St Keveme Parish Church- Restricted Fund 2021 2020 Recei men Excess of Receipts over Payment5 Balance Brought Forward ar l January 2021 5,000 5,000 Balance Carried Forward at 31 December 2021 £5,000 £5,000 Mr R Hockin Endowment Fund 2021 2020 Recei Interest ments Exces5 of Receipts over Payments Balance Brought Forward at l January 2021 10.009 10,000 Balance Carried Forward at 31 December 2021 £10,015 £10,009 St Peter's Fund - Re icted Fund 2021 2020 Recei Donations 11,804 7,350 Pa men Exce55 of Receipts over Payments 11,804 7,350 Balance Brought Forward at l January 2021 7.350 Bklanee Carried Forword at 31 December 2021 £19,154 Page 8

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE FINANCIAL STATEMEIYTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued Statement of Assets and Liabilities at 31 Decemb¢r 2021 otal Restrict¢d Endowment Funds Funds General Fund Totals 2021 2020 MonÉlar Asserfs Barclays Bank Accounts Lloyds Bank Accounts Natwest Bank Aecount CBF Deposit Funds Cash 2,592 42,141 895 14,478 613 2,592 40,918 895 40,603 863 2,392 22,427 (1,223) 16,110 250 10.015 40.582 796 TOTAL MONETARY ASSETS £15,137 60,719 10,015 85.871 67,368 Deblor Income T&x Refund CCLI - Licences EDF (St Keverne Church Heating and Lighting) EDF (St Keverne ChuTch Htil Running Expenses} EDF, Feed in Tariff - St Peters Hall EDF (Ctsverack Church Heating and Lighting) EDF (St PeteT'S Hall Running Expenses) South West Water (St Peier's Hall Running Expenses) Funeral Fees Council Tax - Church House RefuTrA Millerson (Church House Agents Letting Fees) BNP Paribas- Photocopier Costs {SecTetaTial and Administration Worker) 1.332 147 152 64 152 64 58 58 208 33 12 168 1,817 1,817 86 43 43 201 TOTAL DEBTORS £2,265 2,265 2,187 OilierAssels Diocese - P D Williams Dec'd Will Trust (Capital) Stock Freehold House - Church House. Coverack (at Valuation for Insui'ance Purposes) 3,059 2.912 3,059 2,912 2,894 882 200,000 200,000 200.000 TOTAL OTHER ASSETS £205.97] 205,971 203.776 Page 9

PAROCHIAL CHURCH COUNCIL OFST KEVERNE FINANCIAL STATEMEIYTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued Statement of Asset5 and Liabilities at 31 Deceinber 202 Ilcontinued Total tricted Funds Gene Fund Totals 2021 2020 Liabililies Accountancy Fees South West Water (Church Halls) Telephone Rental (Daisy) W Flockhart (Boiler Repairs) Scottish Power (Church House ElectTicI EDF (St Keverne Church Heating and Lighting) EDF (St Keverne Church Hall HeatTng and Lighting) EDF {Coverack Church Heating and Lighting) EDF {Coverack Church Hall Heating and Lighting) BNP Paribas (Photocopier) Truro Dio¢ese VeTgers Locums Ruan with St Grade PCC Landewednack PCC J Clayton (Churchyard) Childrens Society South West Water (Churchyard Fund) C Tongue (Cleaning Church Hall) RGB {Church House Repairs) Travis Perkins {chuh House Repairs) Parish Magazine Printing Foot Anstey {D Billingham Estate- Legal Fees) Conso15 Oils {Church Heating and Lighting} Consols Oils (Church House Running Expenses) Millerson (Church House Rent in advance} Hall Hire Received in Advance Rev P Sharpe {Leavers Gift) Harvcst with Methodists (Donation) 720 327 720 327 720 36 46 80 67 40 22 46 22 46 174 305 210 676 1.145 481 85 365 210 676 1,145 481 635 235 60 80 550 235 60 771 80 160 393 228 211 100 297 248 4,609 27 1,672 27 1,672 419 150 419 150 28 TOTAL LIABILITIES £6,425 845 7,270 8,260 Approved by the PCC on 9 May 2022 and signed on its behalf by.. C THOMSON J KEARSLEY Miss C Thomson Honora Treasurer MTS J Ke2Tsley Churchwarden Page 10

Iij I Iiij

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK NOTES TO THI FINANCIAL STATEMETr4TS FOR THE YEAR ENDED31 DECEMBER 2021 POLICIES The Fiiiancial Statements of tlie PCC have been prepared in accordance with the Church Accounting Regulations 2006 using the Receipts and Payinents basi5. The accounts include monetary transactions, assets and liabilities for which the PCC can be held responsible. They do not include the a¢counts of other churcli group5 that owe an affiliation to another kndy, nor those that are informal gatherings of chUh members. Subject to the above, receipts and payments includ¢ income as received and expenditure when irrevocably paid. FUNDS The General Fuiid represents the funds of the PCC that are not subject to any special restrictions regardiiig tlieir Use and are available for application to the general purposes of the PCC. These include funds designated for a particular purpose by the PCC. Restricted Funds are those where the use of tlie funds is restritted to the piirpos¢ indi¢al¢d by the name of the fund ¢on¢erned. The Secretarial and Administrator Worker Fund was fully utilised in the year and is now ¢losed. The Si Kev¢rn¢ Music Fund, Lay Youtli Minister Salary Fund and the iPad Fund closed in the previous year. Tlie Endowment Fund relates to a legacy received from Mr R Hocking to be retained as a capital fund, the income from which is io be used for the upkeep of St Keverne Churchyard. The fund is currently held in the CBF Church of England Deposit Fund. STATEMENT OF ASSETS AND LIABILITIES The following assets are recognised but not valued in the Ststeinenl of Ass¢ts and Liabilities.. St Keverne Church Hall and Sl Peter's Hall, Coverack. Movable Church furnishings held by the Churchwardens on speeial trust for the PCC and which require a faculty for disposal. Computer Equipin¢nt The following assets are recognised and a monetary value given &5 part of the description in the Statement of Assets and Liabilities.. Closing bank balances. Amounts owing from H M Revenue and Customs. Any other amounts owing to tli¢ PCC. Investments held beneficially by the PCC. Th¢ following liabilities are recognised in the Statement of Assets and Liabilities.. Creditors for donations and grants payable to charities al 31 December. Any other amounts owing by th¢ PCC. TRANSACTIONS WITH MEMBERS OF THE PCC There were no transactions between the PCC and its members during the yeaT. Page 12

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK OTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued TRANSFERS BETWEEN FUNDS The PCC has approved rransfers from tl)e General Fund lo cover any deficiis arising on the Resiricied Funds. FINANCIAL COMMITMENTS The PCC'S principle of donating a percentage of the annual general Church incoine in support of missionary work and other charities,.is a¢tively being ¢onsid¢red and a d¢¢ision for 2022 is to k confirmed as to who and how much. DIOCESAN MISSION AND MINISTRY FUND The accounts include payments during the year to the Diocese of Truro of £15,000 in respect of its request for a contribution from the PCC towards th¢ Diocesan Mission and Ministry Fund {MMF). previously known as 'Common Fund, or 'Parish SharelQuota'. The amount paid was less than the total MMF of £319,644 {including £268.236 brought fonvard from previous years) requested by the Diocese. However, the shortfall in payment (including the shortfall in payment for previous years), is only to be treated as a liability in the accounts of the PCC wliere, and to the extent tliat, the PCC indicated to tlie Diocesan Board of Finance its inteiition to pay and make good all or part of such sliortfall. Notwithstanding the.PCC's desire to pay as Inuch as possible of tlie MMF requested by the Diocese in future years. the PCC has not indicated to the Diocese a specific intention lo pay any of the existing shortfall. Accordingly, no liability to the dio¢ese in respect of any shortfall in the payment of MMF 15 shown in these accounts. BE UEST FROM THE LATE MRS DOROTHY BILLINGHAM The PCC received no furrher inteTim payments duTing the year bui, following fur(her legal activity undertaken during the year, is due to receive a furtl)er, unquantified, suin in due course. The bequest carries no restrictions as to its use. STATUS OF THE PCC The PCC is registered with the Charity Commission {registered number 1129138). Page 13

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

Iij I Iiij