**St Keverne Parochial Church Council (the PCC) hereby presents its annual report for the year ended 31st December 2021.** 

## **REFERENCE and ADMINISTRATIVE INFORMATION** 

The PCC is the Parochial Church Council, for the Ecclesiastical Parish of, St Keverne, Cornwall in the Church of England Diocese of Truro (in the Archdeaconry of Cornwall and Deanery of Kerrier). 

The PCC is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure (1956) as amended and the Church Representation Rules. The PCC is a charity, but generally excepted by order from registering with the Charity Commission. However, from 15[th] April 2009 it registered directly with the Charity Commission (registration number 1129138). 

In June 2016, the parish of St Keverne was joined in a United Benefice with the parishes of St Ruan w St Grade and Landewednack as The United Benefice of St Keverne, St Ruan w St Grade and Landewednack (the Benefice), for the purposes of licensing ministry. However, the PCC acts separately as registered charity 

## **The Parish & Churches** 

The Church of England Parish of St Keverne covers an area on the eastern Lizard Peninsular in Cornwall including the villages of St Keverne, Coverack and surrounding areas including the hamlets of Porthallow, Porthoustock and Ponsongath. 

The Parish Church of St Keverne (Graded 1 Listed) is located in the Square, St Keverne. In addition, there is a second church, St Peter’s, situated in Mill Road in the village of Coverack. 

In addition to the two churches, the PCC owns two church Halls (in St Keverne and Coverack) and a three-bedroom house in Coverack. 

## **Services** 

Prior to the Coronavirus 19 Pandemic the Main Sunday services were at St Peter’s (9.30am) and St Keverne (11.00am) comprise a mixture of Communion, Family Services and Morning Prayer. There was an additional service at St Peter’s twice monthly of Book of Common Prayer Communion at 8.00am and once a month a Praise service in the evening at Porthallow Village Hall. There was a week day service on Wednesdays at St Keverne (Communion or Morning Prayer) and a number of prayer meetings at both churches. 



The Pandemic which affectedly closed all Churches in England and Wales from March 2020 was still upon us in 2021.    During 2020 there were two intervals when Churches were able to have services on a limited basis following the strict guidelines of the Church of England.   Sunday morning services of Morning Prayer and Holy Communion were held at St Peters Church at 9.30am and St Keverne.   However, from the 26[th] December 2020 England entered into a further third lockdown and Churches were closed for a further and more prolonged period. 

Thus the beginning of 2021 the Churches were in lockdown and it was not until Easter that we were able to start having services in Church, the first services at St Keverne and St Peters being Easter Day.     During this time, Zoom services were held on a Sunday morning which were a huge success and indeed continue to be held, but now on Sunday evenings at 6.00pm led by either Rev John Ough or Rev Deirdre Mackrill. 

Since Easter Day services have been held every Sunday  at St Peter’s Church at 9.30am and St Keverne  Church at 11.00am.    There have been no other regular services at either Church for a couple of reasons, one that the Coronavirus pandemic has continue and we are still in Transition and need to rely on our retired Clergy and Readers for our services. 

At Christmas the children at St Keverne School held a small concert in the Church during the week and this was combined with a small Christingle Service.    A service of Nine Lessons and Carols was held at St Keverne Church.   Because of the fear of large numbers in the Church the Christingle Service which was not held in St Keverne Church on Christmas Eve an outdoor event of singing Carols around the Christmas Tree was held.   Rev John Ough lead the singing with Kate Moore who grew up in St Keverne (and plays Lead Trumpet for the BBC Concert Orchestra) played carols chosen by members of the 100 people who attended.   There was a midnight Mass at St Peters and a Christmas morning service at St Keverne. 

**The Parish Clergy** The Parish continues in Transition 

Mr Sam Buchannan and Dr Becca Greenough are licensed as Readers. Our Readers work with  Retired Clergy who have the Bishop’s permission to officiate in the Diocese as well as a number of Lay Worship Leaders and Lay Pastoral Ministers. 

We are hugely assisted by Reverend John Ough, Reverend Deirdre Mackrill and Reverend Bob Dunnett.   We have also had support from the Rural 



Dean, Revd David Miller in providing necessary advice and ministry within the parish. 

## **Churchwardens** 

During the year the Churchwardens for the Parish were 

- Miss Claire Thomson 

- Mrs Joan Kearsley 

## **Parochial Church Council** 

Given the restrictions in place the APCM was held via Zoom on 19[th] May 2021 

The Trustees (Members) of the PCC comprise: 

- a) Ex officio 

- the Clergy licensed to the Parish, 

- the Readers licensed to the Parish (at the invitation of the PCC) 

- the two Parish Churchwardens, elected annually by the Annual Meeting of Parishioners (subject to a maximum consecutive term of six years) 

- such lay members of the Deanery Synod who are on the Electoral Roll of the Parish (Deanery Synod Representatives), elected triennially by the Annual Parochial Church Meeting (APCM) – currently a maximum of 4 

- b) By direct election –up to 9 communicant lay members of the Electoral Roll, elected by the APCM for a period of three years (and thereafter eligible for re-election) 

At the time of this report, the Trustees comprised 

**Name Basis of Appointment** Mr John Wilks – Chairman Elected October 2020 Revd. Deirdre Mackrill Ex-officio (Associate Minister) Mr Sam Buchanan Ex-officio (Reader) Dr Becca Greenough Ex-officio (Reader) Miss Claire Thomson Ex-officio (Churchwarden from May 2017) (also Hon Treasurer from May 2021) Mrs Joan Kearsley Ex-officio (Churchwarden from October 2020) (Deanery Synod Rep); also Elected from April 2017 Mrs Kathy Ough Elected October 2020 (Secretary) 



Mr Charles Patten Elected from April 2017 (Charles also acts as Joint Churchwarden with Joan Kearsley from October 2020) Mrs Sandra Argall Elected from April 2018 reelected 2020 (also continues as Stewardship Officer) Mrs Judy Wilks Ex-officio (Deanery Synod Rep elected 2020) Mrs Karen Richards Ex-officio (Safeguarding representative) Mr David Dewar Ex-officio (Deanery Synod Rep elected 2021) 

Mrs Sandra Argall will continue as Stewardship Officer for the time being 

The method of appointment of PCC members and the conduct of meetings of the PCC is set out in the Church Representation rules.  All Church attendees are encouraged to register on the Electoral Roll and can stand for election to the PCC. 

The PCC is required to meet at least four times in the year, but normally meets about bi-monthly. In 2020 there were four PCC meetings. 

During 2021 Jeremy McCabe formerly Hon Treasurer continued to help as book-keeper of the accounts under December 2021 for which we are most grateful. 

Deanery Synod Representatives are elected for a three-year term. They were last elected in 2020 and 2021. We are eligible to elect three representatives. 

## **Objectives and Activities** 

St Keverne PCC has the responsibility of promoting in the ecclesiastical parish the whole mission of the Church; pastoral, evangelistic, social and ecumenical.  It also has maintenance responsibilities for the Parish Church and Church Hall in St Keverne, and St Peter’s Church and Church Hall, Coverack and Church House, Coverack. 

The PCC is registered with the Charity Commission as a Religious Charity with the following activities: regular public worship open to all, the provision of sacred space for personal prayer and contemplation; pastoral work, visiting the sick and the bereaved; teaching and promotion of Christianity; taking of religious assemblies in schools; the provision of a 



youth club with a Christian ethos; promotion of the whole mission of the church and supporting other charities in the UK and overseas. 

## **The Church** 

## **Membership** 

At 31st December 2020, there were  91  parishioners on the Electoral Roll. Following the year end the Electoral Roll will be revised prior to the APCM. 

The church meets as two principal congregations, at St Keverne and St Peter’s. The worshipping congregations are probably around 50 people in total. 

## **Policies & Compliance** 

## **Safeguarding** 

The PCC has adopted a safeguarding policy in line with that recommended by the Diocese and appointed Mrs Karen Richard as Safeguarding Coordinator.   The safeguarding policy can now be found on our Benefice Website, www.spireandlight.com.   The PCC as a whole takes safeguarding seriously, and it is a standard agenda item for all our meetings. 

## **Health & Safety** 

The PCC is committed to complying with all relevant health & safety requirements. It is acknowledged that ancient buildings cannot be risk free, but we attempt to minimise risks. We record and respond to all adverse incidents. Mr S Buchanan is appointed as Health & Safety Officer. 

## **Disability and Accessibility** 

The PCC seeks to make the church buildings, our services and activities as accessible to all as possible. We do not have formal wheelchair access to St Keverne, but informal access can usually be arranged, and we continue to investigate how this might be improved. Large Print service sheet are available, and gluten free wafers or bread are available at communion. We are grateful for any advice of particular needs and will always seek to accommodate if possible. 

## **Data (GDPR)** 

The PCC is committed to complying with the requirements of the General Data Processing Regulations. 

## **Ministries and Activities** 

St Keverne continues to be a busy parish, with ministries to old and young. Some of these are run directly by the churches and some in partnership with local groups 



## **Life Events: Baptisms, Marriages & Funerals** 

Although church is less central in its communities than in the past, we are still used as a significant resource for celebrating births, marriages and for marking the death of loved ones. Much of this is for local residents, but we also welcome those from further afield who value the church buildings and fellowship.  Due to the Pandemic a number of baptisms and marriages were postponed due to the pandemic; however despite this during 2021 we had 2 Baptisms, 1 Marriage.  Sadly we have also had 18 funerals. 

We are eternally grateful for  Reverend John Ough and Reverend Deirdre Mackrill for their time and service. 

## **Activities** 

During 2021 with the restrictions laid upon by the Pandemic it has been difficult to continue with all of our activities.    However as the year passed and more people were getting their second Covid vaccination there was a more positive outlook.  Open the Book has restarted and has been going into both St Keverne School and Coverack School once a week.    Little Fishes and the Table Tennis groups started again in Coverack and St Keverne had a Christmas Bazaar in November.    People have started to use the Church Halls again for various activities such as Keep Fit, Pilates etc.  The Church has also organised other events such as Fun afternoons. Bible Study Groups have also started. 

## **Keeping  Going** 

Alongside the ministries and activities, we are grateful to the small army of volunteers to work to maintain the church buildings and halls. Following the restoration of the guttering and railings at St Keverne Church they have been painted by “smart water”.    The weather vane at the top of the steeple has been restored by a firm of steeplejacks so that it should continue to show safely which way the wind is blowing.    At St Peters, despite having no particular fund raising events a significant amount of monies has been donated towards the repair of the roof. 

## **On the Way** 

During 2021 Kerrier Deanery went through a consultation process in regards to the reorganisation of the Kerrier Deanery this was called  “On the Way” and the process for Kerrier was instigated by the Truro Diocese at the beginning of the year (although there had been an existing Deanery consultation going on for a number of years beforehand).      The reorganisation has been necessary in the light of the lack of funds in the Church of England to provide the number of Clergy that the Church has been able to provide in the past.   It has been a difficult time for many in what is going to be huge change in how the provision of Ministry will be in the future. 



The objective is to work together as a deanery to enable ourselves and others to worship God.    The Vision Statement continues that we will: 

- be a church together throughout the deanery dedicated to worshipping and following Jesus, growing together in faith and discipleship, and working actively to support the people we live among; 

- working together in the deanery, with other agencies and beyond as we serve our local communities and care for the vulnerable, and 

- seek to bring people of all ages to faith and to the knowledge of the love of God in their lives. 

Basically the Deanery Plan restructures the Clergy within the Deanery and reduces the existing number of Priests.    The Plan’s objective is to sustain a ministry of fruitfulness and sustainability across the deanery and to ensure that there will continue to be Priestly ministry throughout the Deanery. 

After consultations with the Deanery and with all of the Parochial Church Councils of the Deanery the Deanery Plan was approved (not unanimously) by the Deanery Synod on 23[rd] September 2021.  The plan is now in the process of being implemented. 

## **Contact & Communication** 

A website for The Benefice of Spire and Light which includes St Keverne and St Peters has been created (wspireandlight.com )   - the website contains up to date details of services held in all the Benefice Churches each week, and other important information and events, together with contact details.  Thank you to Dr Rebecca Greenough for her hard work in creating and maintaining the website    We also maintain pages on the national site ‘A Church Near You’ (www.achurchnearyou.com). Every week a Newsheet , containing details of services and events throughout the Benefice and a weekly reflection from one of our Retired Clergy or Readings.   We also have a Facebook page, 

## **Accounts** 

The accounts for the year ended December 2021 are attached to this report. Our thanks are due to Jeremy McCabe for his work during the year, and to Sandie Argall for her assistance, especially in regard to the administration of the Gift Aid tax reimbursement. Thanks, are also due to Mrs Linda Dunford of Messrs. Kitchen & Brown for the production of the accounts. 



## **The Benefice and the Future** 

The Church has continued to build relationships between the four principal congregations in the three parishes comprising the Benefice this continues to be the case during the transition. 

Much of the normal pattern of worship and ministry has been disrupted by the restrictions imposed on us the Coronavirus Pandemic.   However a lot has been achieved throughout the year and this would not have been possible without the huge amount of help and assistance from Reverend John Ough and Reverend Deirdre Mackrill. 

From the beginning of 2021, the Church has been meeting via Zoom on a Sunday morning with Rev John Ough and Rev Deirdre Mackrill leading the services.   Our numbers on Zoom topped 80 which was really encouraging for us all.   Since the end of lockdown we have gradually started to have services in Church on a Sunday morning, beginning with just one service at each of the end of the Benefice at St Keverne Church and St Wynwallow at the Lizard.    Gradually we are starting to expand and now St Peters and St Ruan are having services on Sunday morning. 

We have a strong team of leaders to continue worship and ministry pending the agreement of a new incumbent with the Diocese. However, as with many churches, we are facing a challenging future. Congregations are ageing and reducing. We face the likelihood of further reductions in stipendiary clergy across the Diocese and Deanery and, the costs of maintaining buildings and running services are increasing – as is the necessary administration and governance (e.g. safeguarding) that goes with this. 

## **And Finally** 

As we go towards an APCM in April 2021 we start to look towards a new future,   we  can  truthfully  say  that  God  has  been  very  good,  He  has protected and supported us during a year which has had a some very difficult moments.   Let us all go forward in love and praise. 

_For I know the plans I have for you, declares the LORD, plans for welfare and not for evil, to give you a future and a  hope._ 

Approved by the PCC and signed by 

Claire Thomson (Churchwarden and Hon Treasurer) Date 



Joan Kearsley (Churchwarden)
Date

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2021

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
CONTENTS
General Information
Independent Examiner's Report
Finarlcial Statements
Notes to the Financial Statements
12- 13

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FOR THE YEAR ENDED 31 DECEMBER 2021
GENERAL INFOIiMATION
Th¢ PCC is a charity with registered number 1129138.
Bank
Lloyds Bank Pl¢
l Market Plaee
Helston
TR13 8SU
Inde
endent Exatnirjer
Mrs L Dunford
Kiichen and Brown
40 Coinag¢hall Street
Helston
TR13 SEQ

INDEPENDENT EXAMINER'S REPORT
TO THE PCC OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
I report on the account% of the PCC for the year ended 31 December 2021 which are set out on Pages I to 13.
Respcctive responsibilities of the PCC and the ex2miner
The members of the PCC are resw)nsible for the prepardtion of the accounts. The members of the PCC
consider thai an audit is not required for thi5 year under Section 144(2) of the Ch2rities Act 2011 (the 2011
Act) and that an independent examination is needed.
It is my responsibility to..
exainine the account5 in a¢cordan¢e with the Regulations and section 145 of the 2011 Act-
io follow th¢ procedures laid down in the general Directions given by the Charity Commission under
section 145{5)(bl of the 2011 Act; and
to stste whether particular Inatters have coine to my attention.
Basi5 of independent examiner's report
My exainination was carried out in a¢¢ordan¢¢ with the general Dii'¢¢tions given by the Charity Commission.
An examination includes a review of the accounting records kept by the PCC and a coinparison of the accounts
presented with those records. It also includes considerati(>n of any unusual iterns or disclosures in the
accounts, and seeking explanations from you as meinbers of the PCC concerning any such tnatteTS. The
proceduTes undertaken do not provide all the evidence that would be required in an audit and, consequently, I
do not express an audit opinion on the accounts.
Independent examiner's statement
In Connection with my examination, no matter has come to my attention-
(l } which gives me reasonable cause to believe that, in any Inaterial respect, the requirements..
to keep accounting r¢¢oTds in a¢cordance with se¢tion 130 of the 2011 Aei,. or
to prepare aecounts which accord with the accounting records and comply with the accounting
requirements of the 201 l Act
have not been Inet. or
{2) to which. in my opinion, attention should be drawn in order to enable a proper understanding of the
accounts to be reached.
Mrs L Dunford FCCA
Kitchen and Brown
Chartered Accountants
40 Coinagehall Street
HELSTON
TRI3 8EQ
Date.. 12 May 2022

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FINANCJAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021
General Fund - Recei
Is and Pa
ments Account
2021
2020
Recei
Incomin
Resources from Donor
Planned Giving
Gift Aid Recovered
Beacon Magazine
Unplanned Giving
Colleetions
Gift Days and Sundry Donations
Collections for Outward Giving
22,562
2,659
21,418
5,349
22
1.296
2,416
1,203
2,193
813
2.942
2,118
821
31.915
33,897
Activities for Generatin
Fundraising
Funds
560
639
Church Activities
Church Hall Lettings
Fees
Solar Panels
1.912
8,315
1,304
1,762
2,467
1,827
6,056
Income from Investment
Interest Received
Wayleave5
Church House Rent (net of commission and expenses)
50
219
6,135
6,188
7.828
8,050
Other Income
Insurance Clairn
Coronavirus Job Retention Scheme
Contribution towards Copier Leasing Costs
331
8,676
500
500
9.007
TOTAL RECEIPTS
£50,694
£57,649
Page I

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Cotttinued
General Fund- Recei
ts and Pa
men
Aeeount/Con¢inued
meuts
Mis
nGiv
and Donations
Missionary and Charitable Giving
588
894
Church Activities
Mission and Ministry Fund
Locum and Verger Costs
Dioc¢5e Costs re Funerals, Memorials and Weddings
Salaries, Wages and Honorarii includin8
Youth Worker Costs
Healing and Lighting
Cleaning
Insurance
Church Repairs and Maintenance (St Keverne
and St Peter's)
Church Hall Repairs and Maintenance (St Keyeme
and St Peter's)
PurciMe of Fixed Asseis for ChuT¢h Purpose5
Church House Repairs and Renewals
Cost of Services
SKYP Alpha Costs
Church Hall Running Expenses (St Keverne and
St Peter's)
Church House Running Expenses
Beacon Magazitle
Church Wardens. H05Pltality and Gifts
Broadband Costs
Fundraising Costs
Printing, Postage and Stationery
15,000
3.054
832
7,500
2,114
15.882
1,612
1.686
4,676
4,630
2,937
867
576
492
I,i05
288
140
7,659
68
3,518
2.195
211
4,290
1,490
392
80
I,i48
282
72
6i3
37.403
48.926
Chur¢h Man
ement and Administration
Accountancy Fees
Adininistration Costs
Copier Leasing and Costs
720
2.401
2,724
720
587
5,845
1,307
Other Ex
Leaving Gifts
enses
1,833
TOTAL PA YMENTS
£43,836
£52,960
Excess of Receipts over PaymenisllPayments ov¢r Reeeip¢s)
6,858
4,689
Balance Brought Forward at l JanuaTy 2021
Transfer from iPad Fund
8,281
3,556
36
Balance Carried Forward at 31 December 2021
£15,139
£ 8.281
Page 2

PAROCHIAL CHURCH COUIYCIL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
St Keverne - Bell and Tower Maintenance Fund Recei
tsandPa
ments A¢¢ount- Restricted Fund
2021
2020
Recei
Donations and Fundraising
Interest
84
16
100
Pa
ments
Repairs and Maintenance
Weathervane Repairs
256
198
2.280
256
2,478
Excess of (Payments over Receipts)
1253)
{2,378)
Balance Brought Forward at l January 2021
1,477
3.855
Balanee Carri¢d Forward at 31 December 2021
£1,224
£1.477
Worshi
Grou
Fund Rece
2021
2020
Recei
Pa
ments
Excess of Receipts over Payments
Balance Brought Forward at l January 2021
100
100
Balance Carried Forward at 31 December 2021
£100
£100
ac
of Louis Ward Maintenance of St Keverne Church and Church ard Fund Recei
A¢count- RestTlCted Fund
ts and Pa ments
2021
2020
Recei
ments
Repointing and GutteTing Repairs
33,936
Excess of (Paym¢nts over Receipts)
{33,936)
Balance Brought Forward at l January 2021
13.254
47.190
Balance Carried Forward at 31 December 2021
£13.254
£13,254
Page 3

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED31 DECEMBER 20211ContlDued
St Keverne- Music Fund Recei
ts and Pa
ments Account- Restricted Fund
2021
2020
Recei
Pa ments
Organ Repair
47
Exeess of (Payments over Receipts)
(471
Balance Brought Forward ai l January 2021
47
Balance Carried Forward at 31 December 2021
St Keverne and Coverack Church ard Recei
ts and Pa
ments Account- Restricted Fund
2021
2020
Recei
ts
Burials and H¢adstones
Donations and Grants
4,974
2,450
4,290
2,977
7,424
7,267
Pa
ments
Grass Cutting and Bins
Water
Monument
6.494
96
6,733
89
720
6.590
7,542
Excess of Receipts over Paymentsl
(Payments over Receipts)
834
(275)
Balance Brought Forward at l January 2021
6,472
6,747
Balance Carried Forward at 31 December 2021
£6,472
Page 4

PAROCHIAL CHURCH COUNCIL OF ST KEVERIYE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
St Keverne Youn
Peo
le's Club Recei
tsandPa
ments Aceount- ResiTlCted Fund
2021
2020
Recei
Eniry F¢es
176
ments
Excess of Receipts over Payments
176
Balance Brought Forward at l January 2021
10,581
10,405
Balance Carried Forward at 31 Deceinber 2021
£10,581
£10,581
Little Fishes Reeei
t5 and Pa
ments A¢¢ount- R¢strict¢d Fund
2021
Recei
ts
Sub5¢riptions
328
74
Inents
Provisions
Sundry and Other Expenses
44
73
99
Excess of Receipts over Paytnent
(Payments over Receipts)
217
(43)
Balance Brought Fon¥ard at l January 2021
2,422
2,465
Balance Carried Forward at 31 December 2021
£2,639
£2,422
Page 5

PAROCHIAL CHURCH COUNCJL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Coverack Luncheon Club- Restricted Fund
21
020
Recei
Lunches
Raffles
Grants and Donations
1,124
276
120
1,520
ments
Meal and Food Costs
Anniversary Dinner
Charitable Giving
CookeTy Equipment and Other Expenses
893
450
290
416
276
276
2,049
Excess of (Payments over Receipts)
(276)
(529}
Balanee Brought Forward at l January 2021
1,737
2,266
Balance Carried Forward at 31 December 2021
£1,461
Secretarial and Administration Worker - Restricted Fund
2021
2020
Recei
Pa
ments
Phot￿0P]er Costs and Leasing
685
1,003
Excess of (Payments over Receipts)
{685)
(1,003)
Balance Broughi Forward at l January 2021
685
1,688
Balance Carried FoTward ai 31 December 2021
£ 685
Page 6

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMEf+lTS FOR THE YEAR ENDED 31 DECEMBER 2021
Youth Minister Salar
Fund- Re
tricted Fund
21
202
Recei
Pa Inents
Salary
622
Excess of (Payments over Re¢eipt51
{622)
Balance Brought Forward at l January 2021
622
Balance Carried Forward at 31 December 2021
iPad FLtnd - Restricted Fund
2021
2020
Recei
ment5
Excess of Receipls over Payments
Balance Brought Fonvard at l January 2021
36
Transfer to General Fund
1361
Balance Carried Forward at 31 December 2021
Page 7

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Le
ac from Mr R Hockin
Maintenance and Re
air of the Fabric of St Keveme Parish Church- Restricted Fund
2021
2020
Recei
men
Excess of Receipts over Payment5
Balance Brought Forward ar l January 2021
5,000
5,000
Balance Carried Forward at 31 December 2021
£5,000
£5,000
Mr R Hockin
Endowment Fund
2021
2020
Recei
Interest
ments
Exces5 of Receipts over Payments
Balance Brought Forward at l January 2021
10.009
10,000
Balance Carried Forward at 31 December 2021
£10,015
£10,009
St Peter's Fund - Re
icted Fund
2021
2020
Recei
Donations
11,804
7,350
Pa
men
Exce55 of Receipts over Payments
11,804
7,350
Balance Brought Forward at l January 2021
7.350
Bklanee Carried Forword at 31 December 2021
£19,154
Page 8

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMEIYTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Statement of Assets and Liabilities at 31 Decemb¢r 2021
otal
Restrict¢d Endowment
Funds
Funds
General
Fund
Totals
2021
2020
MonÉlar
Asserfs
Barclays Bank Accounts
Lloyds Bank Accounts
Natwest Bank Aecount
CBF Deposit Funds
Cash
2,592
42,141
895
14,478
613
2,592
40,918
895
40,603
863
2,392
22,427
(1,223)
16,110
250
10.015
40.582
796
TOTAL MONETARY ASSETS
£15,137
60,719
10,015
85.871
67,368
Deblor
Income T&x Refund
CCLI - Licences
EDF (St Keverne Church Heating and Lighting)
EDF (St Keverne ChuTch Htil Running Expenses}
EDF, Feed in Tariff - St Peters Hall
EDF (Ctsverack Church Heating and Lighting)
EDF (St PeteT'S Hall Running Expenses)
South West Water (St Peier's Hall
Running Expenses)
Funeral Fees
Council Tax - Church House RefuTrA
Millerson (Church House Agents Letting Fees)
BNP Paribas- Photocopier Costs
{SecTetaTial and Administration Worker)
1.332
147
152
64
152
64
58
58
208
33
12
168
1,817
1,817
86
43
43
201
TOTAL DEBTORS
£2,265
2,265
2,187
OilierAssels
Diocese - P D Williams Dec'd
Will Trust (Capital)
Stock
Freehold House - Church House. Coverack
(at Valuation for Insui'ance Purposes)
3,059
2.912
3,059
2,912
2,894
882
200,000
200,000 200.000
TOTAL OTHER ASSETS
£205.97]
205,971 203.776
Page 9

PAROCHIAL CHURCH COUNCIL OFST KEVERNE
FINANCIAL STATEMEIYTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Statement of Asset5 and Liabilities at 31 Deceinber 202 Ilcontinued
Total
tricted
Funds
Gene
Fund
Totals
2021
2020
Liabililies
Accountancy Fees
South West Water (Church Halls)
Telephone Rental (Daisy)
W Flockhart (Boiler Repairs)
Scottish Power (Church House ElectTicI
EDF (St Keverne Church Heating and Lighting)
EDF (St Keverne Church Hall HeatTng and Lighting)
EDF {Coverack Church Heating and Lighting)
EDF {Coverack Church Hall Heating and Lighting)
BNP Paribas (Photocopier)
Truro Dio¢ese
VeTgers
Locums
Ruan with St Grade PCC
Landewednack PCC
J Clayton (Churchyard)
Childrens Society
South West Water (Churchyard Fund)
C Tongue (Cleaning Church Hall)
RGB {Church House Repairs)
Travis Perkins {chu￿h House Repairs)
Parish Magazine Printing
Foot Anstey {D Billingham Estate- Legal Fees)
Conso15 Oils {Church Heating and Lighting}
Consols Oils (Church House Running Expenses)
Millerson (Church House Rent in advance}
Hall Hire Received in Advance
Rev P Sharpe {Leavers Gift)
Harvcst with Methodists (Donation)
720
327
720
327
720
36
46
80
67
40
22
46
22
46
174
305
210
676
1.145
481
85
365
210
676
1,145
481
635
235
60
80
550
235
60
771
80
160
393
228
211
100
297
248
4,609
27
1,672
27
1,672
419
150
419
150
28
TOTAL LIABILITIES
£6,425
845
7,270
8,260
Approved by the PCC on 9 May 2022 and signed on its behalf by..
C THOMSON
J KEARSLEY
Miss C Thomson
Honora Treasurer
MTS J Ke2Tsley
Churchwarden
Page 10

Iij I
Iiij

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
NOTES TO THI FINANCIAL STATEMETr4TS
FOR THE YEAR ENDED31 DECEMBER 2021
POLICIES
The Fiiiancial Statements of tlie PCC have been prepared in accordance with the Church Accounting
Regulations 2006 using the Receipts and Payinents basi5.
The accounts include monetary transactions, assets and liabilities for which the PCC can be held responsible.
They do not include the a¢counts of other churcli group5 that owe an affiliation to another kndy, nor those that
are informal gatherings of chU￿h members.
Subject to the above, receipts and payments includ¢ income as received and expenditure when irrevocably paid.
FUNDS
The General Fuiid represents the funds of the PCC that are not subject to any special restrictions regardiiig tlieir
Use and are available for application to the general purposes of the PCC. These include funds designated for a
particular purpose by the PCC.
Restricted Funds are those where the use of tlie funds is restritted to the piirpos¢ indi¢al¢d by the name of the
fund ¢on¢erned.
The Secretarial and Administrator Worker Fund was fully utilised in the year and is now ¢losed.
The Si Kev¢rn¢ Music Fund, Lay Youtli Minister Salary Fund and the iPad Fund closed in the previous year.
Tlie Endowment Fund relates to a legacy received from Mr R Hocking to be retained as a capital fund, the
income from which is io be used for the upkeep of St Keverne Churchyard. The fund is currently held in the
CBF Church of England Deposit Fund.
STATEMENT OF ASSETS AND LIABILITIES
The following assets are recognised but not valued in the Ststeinenl of Ass¢ts and Liabilities..
St Keverne Church Hall and Sl Peter's Hall, Coverack.
Movable Church furnishings held by the Churchwardens on speeial trust for the PCC and which require a
faculty for disposal.
Computer Equipin¢nt
The following assets are recognised and a monetary value given &5 part of the description in the Statement of
Assets and Liabilities..
Closing bank balances.
Amounts owing from H M Revenue and Customs.
Any other amounts owing to tli¢ PCC.
Investments held beneficially by the PCC.
Th¢ following liabilities are recognised in the Statement of Assets and Liabilities..
Creditors for donations and grants payable to charities al 31 December.
Any other amounts owing by th¢ PCC.
TRANSACTIONS WITH MEMBERS OF THE PCC
There were no transactions between the PCC and its members during the yeaT.
Page 12

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
OTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 20211Continued
TRANSFERS BETWEEN FUNDS
The PCC has approved rransfers from tl)e General Fund lo cover any deficiis arising on the Resiricied Funds.
FINANCIAL COMMITMENTS
The PCC'S principle of donating a percentage of the annual general Church incoine in support of missionary
work and other charities,.is a¢tively being ¢onsid¢red and a d¢¢ision for 2022 is to k confirmed as to who and
how much.
DIOCESAN MISSION AND MINISTRY FUND
The accounts include payments during the year to the Diocese of Truro of £15,000 in respect of its request for a
contribution from the PCC towards th¢ Diocesan Mission and Ministry Fund {MMF). previously known as
'Common Fund, or 'Parish SharelQuota'. The amount paid was less than the total MMF of £319,644
{including £268.236 brought fonvard from previous years) requested by the Diocese. However, the shortfall in
payment (including the shortfall in payment for previous years), is only to be treated as a liability in the
accounts of the PCC wliere, and to the extent tliat, the PCC indicated to tlie Diocesan Board of Finance its
inteiition to pay and make good all or part of such sliortfall. Notwithstanding the.PCC's desire to pay as Inuch
as possible of tlie MMF requested by the Diocese in future years. the PCC has not indicated to the Diocese a
specific intention lo pay any of the existing shortfall. Accordingly, no liability to the dio¢ese in respect of any
shortfall in the payment of MMF 15 shown in these accounts.
BE
UEST FROM THE LATE MRS DOROTHY BILLINGHAM
The PCC received no furrher inteTim payments duTing the year bui, following fur(her legal activity undertaken
during the year, is due to receive a furtl)er, unquantified, suin in due course. The bequest carries no restrictions
as to its use.
STATUS OF THE PCC
The PCC is registered with the Charity Commission {registered number 1129138).
Page 13

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2021

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
CONTENTS
General Information
Independent Examiner's Report
Finarlcial Statements
Notes to the Financial Statements
12- 13

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FOR THE YEAR ENDED 31 DECEMBER 2021
GENERAL INFOIiMATION
Th¢ PCC is a charity with registered number 1129138.
Bank
Lloyds Bank Pl¢
l Market Plaee
Helston
TR13 8SU
Inde
endent Exatnirjer
Mrs L Dunford
Kiichen and Brown
40 Coinag¢hall Street
Helston
TR13 SEQ

INDEPENDENT EXAMINER'S REPORT
TO THE PCC OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
I report on the account% of the PCC for the year ended 31 December 2021 which are set out on Pages I to 13.
Respcctive responsibilities of the PCC and the ex2miner
The members of the PCC are resw)nsible for the prepardtion of the accounts. The members of the PCC
consider thai an audit is not required for thi5 year under Section 144(2) of the Ch2rities Act 2011 (the 2011
Act) and that an independent examination is needed.
It is my responsibility to..
exainine the account5 in a¢cordan¢e with the Regulations and section 145 of the 2011 Act-
io follow th¢ procedures laid down in the general Directions given by the Charity Commission under
section 145{5)(bl of the 2011 Act; and
to stste whether particular Inatters have coine to my attention.
Basi5 of independent examiner's report
My exainination was carried out in a¢¢ordan¢¢ with the general Dii'¢¢tions given by the Charity Commission.
An examination includes a review of the accounting records kept by the PCC and a coinparison of the accounts
presented with those records. It also includes considerati(>n of any unusual iterns or disclosures in the
accounts, and seeking explanations from you as meinbers of the PCC concerning any such tnatteTS. The
proceduTes undertaken do not provide all the evidence that would be required in an audit and, consequently, I
do not express an audit opinion on the accounts.
Independent examiner's statement
In Connection with my examination, no matter has come to my attention-
(l } which gives me reasonable cause to believe that, in any Inaterial respect, the requirements..
to keep accounting r¢¢oTds in a¢cordance with se¢tion 130 of the 2011 Aei,. or
to prepare aecounts which accord with the accounting records and comply with the accounting
requirements of the 201 l Act
have not been Inet. or
{2) to which. in my opinion, attention should be drawn in order to enable a proper understanding of the
accounts to be reached.
Mrs L Dunford FCCA
Kitchen and Brown
Chartered Accountants
40 Coinagehall Street
HELSTON
TRI3 8EQ
Date.. 12 May 2022

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FINANCJAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021
General Fund - Recei
Is and Pa
ments Account
2021
2020
Recei
Incomin
Resources from Donor
Planned Giving
Gift Aid Recovered
Beacon Magazine
Unplanned Giving
Colleetions
Gift Days and Sundry Donations
Collections for Outward Giving
22,562
2,659
21,418
5,349
22
1.296
2,416
1,203
2,193
813
2.942
2,118
821
31.915
33,897
Activities for Generatin
Fundraising
Funds
560
639
Church Activities
Church Hall Lettings
Fees
Solar Panels
1.912
8,315
1,304
1,762
2,467
1,827
6,056
Income from Investment
Interest Received
Wayleave5
Church House Rent (net of commission and expenses)
50
219
6,135
6,188
7.828
8,050
Other Income
Insurance Clairn
Coronavirus Job Retention Scheme
Contribution towards Copier Leasing Costs
331
8,676
500
500
9.007
TOTAL RECEIPTS
£50,694
£57,649
Page I

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Cotttinued
General Fund- Recei
ts and Pa
men
Aeeount/Con¢inued
meuts
Mis
nGiv
and Donations
Missionary and Charitable Giving
588
894
Church Activities
Mission and Ministry Fund
Locum and Verger Costs
Dioc¢5e Costs re Funerals, Memorials and Weddings
Salaries, Wages and Honorarii includin8
Youth Worker Costs
Healing and Lighting
Cleaning
Insurance
Church Repairs and Maintenance (St Keverne
and St Peter's)
Church Hall Repairs and Maintenance (St Keyeme
and St Peter's)
PurciMe of Fixed Asseis for ChuT¢h Purpose5
Church House Repairs and Renewals
Cost of Services
SKYP Alpha Costs
Church Hall Running Expenses (St Keverne and
St Peter's)
Church House Running Expenses
Beacon Magazitle
Church Wardens. H05Pltality and Gifts
Broadband Costs
Fundraising Costs
Printing, Postage and Stationery
15,000
3.054
832
7,500
2,114
15.882
1,612
1.686
4,676
4,630
2,937
867
576
492
I,i05
288
140
7,659
68
3,518
2.195
211
4,290
1,490
392
80
I,i48
282
72
6i3
37.403
48.926
Chur¢h Man
ement and Administration
Accountancy Fees
Adininistration Costs
Copier Leasing and Costs
720
2.401
2,724
720
587
5,845
1,307
Other Ex
Leaving Gifts
enses
1,833
TOTAL PA YMENTS
£43,836
£52,960
Excess of Receipts over PaymenisllPayments ov¢r Reeeip¢s)
6,858
4,689
Balance Brought Forward at l JanuaTy 2021
Transfer from iPad Fund
8,281
3,556
36
Balance Carried Forward at 31 December 2021
£15,139
£ 8.281
Page 2

PAROCHIAL CHURCH COUIYCIL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
St Keverne - Bell and Tower Maintenance Fund Recei
tsandPa
ments A¢¢ount- Restricted Fund
2021
2020
Recei
Donations and Fundraising
Interest
84
16
100
Pa
ments
Repairs and Maintenance
Weathervane Repairs
256
198
2.280
256
2,478
Excess of (Payments over Receipts)
1253)
{2,378)
Balance Brought Forward at l January 2021
1,477
3.855
Balanee Carri¢d Forward at 31 December 2021
£1,224
£1.477
Worshi
Grou
Fund Rece
2021
2020
Recei
Pa
ments
Excess of Receipts over Payments
Balance Brought Forward at l January 2021
100
100
Balance Carried Forward at 31 December 2021
£100
£100
ac
of Louis Ward Maintenance of St Keverne Church and Church ard Fund Recei
A¢count- RestTlCted Fund
ts and Pa ments
2021
2020
Recei
ments
Repointing and GutteTing Repairs
33,936
Excess of (Paym¢nts over Receipts)
{33,936)
Balance Brought Forward at l January 2021
13.254
47.190
Balance Carried Forward at 31 December 2021
£13.254
£13,254
Page 3

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED31 DECEMBER 20211ContlDued
St Keverne- Music Fund Recei
ts and Pa
ments Account- Restricted Fund
2021
2020
Recei
Pa ments
Organ Repair
47
Exeess of (Payments over Receipts)
(471
Balance Brought Forward ai l January 2021
47
Balance Carried Forward at 31 December 2021
St Keverne and Coverack Church ard Recei
ts and Pa
ments Account- Restricted Fund
2021
2020
Recei
ts
Burials and H¢adstones
Donations and Grants
4,974
2,450
4,290
2,977
7,424
7,267
Pa
ments
Grass Cutting and Bins
Water
Monument
6.494
96
6,733
89
720
6.590
7,542
Excess of Receipts over Paymentsl
(Payments over Receipts)
834
(275)
Balance Brought Forward at l January 2021
6,472
6,747
Balance Carried Forward at 31 December 2021
£6,472
Page 4

PAROCHIAL CHURCH COUNCIL OF ST KEVERIYE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
St Keverne Youn
Peo
le's Club Recei
tsandPa
ments Aceount- ResiTlCted Fund
2021
2020
Recei
Eniry F¢es
176
ments
Excess of Receipts over Payments
176
Balance Brought Forward at l January 2021
10,581
10,405
Balance Carried Forward at 31 Deceinber 2021
£10,581
£10,581
Little Fishes Reeei
t5 and Pa
ments A¢¢ount- R¢strict¢d Fund
2021
Recei
ts
Sub5¢riptions
328
74
Inents
Provisions
Sundry and Other Expenses
44
73
99
Excess of Receipts over Paytnent
(Payments over Receipts)
217
(43)
Balance Brought Fon¥ard at l January 2021
2,422
2,465
Balance Carried Forward at 31 December 2021
£2,639
£2,422
Page 5

PAROCHIAL CHURCH COUNCJL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Coverack Luncheon Club- Restricted Fund
21
020
Recei
Lunches
Raffles
Grants and Donations
1,124
276
120
1,520
ments
Meal and Food Costs
Anniversary Dinner
Charitable Giving
CookeTy Equipment and Other Expenses
893
450
290
416
276
276
2,049
Excess of (Payments over Receipts)
(276)
(529}
Balanee Brought Forward at l January 2021
1,737
2,266
Balance Carried Forward at 31 December 2021
£1,461
Secretarial and Administration Worker - Restricted Fund
2021
2020
Recei
Pa
ments
Phot￿0P]er Costs and Leasing
685
1,003
Excess of (Payments over Receipts)
{685)
(1,003)
Balance Broughi Forward at l January 2021
685
1,688
Balance Carried FoTward ai 31 December 2021
£ 685
Page 6

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMEf+lTS FOR THE YEAR ENDED 31 DECEMBER 2021
Youth Minister Salar
Fund- Re
tricted Fund
21
202
Recei
Pa Inents
Salary
622
Excess of (Payments over Re¢eipt51
{622)
Balance Brought Forward at l January 2021
622
Balance Carried Forward at 31 December 2021
iPad FLtnd - Restricted Fund
2021
2020
Recei
ment5
Excess of Receipls over Payments
Balance Brought Fonvard at l January 2021
36
Transfer to General Fund
1361
Balance Carried Forward at 31 December 2021
Page 7

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Le
ac from Mr R Hockin
Maintenance and Re
air of the Fabric of St Keveme Parish Church- Restricted Fund
2021
2020
Recei
men
Excess of Receipts over Payment5
Balance Brought Forward ar l January 2021
5,000
5,000
Balance Carried Forward at 31 December 2021
£5,000
£5,000
Mr R Hockin
Endowment Fund
2021
2020
Recei
Interest
ments
Exces5 of Receipts over Payments
Balance Brought Forward at l January 2021
10.009
10,000
Balance Carried Forward at 31 December 2021
£10,015
£10,009
St Peter's Fund - Re
icted Fund
2021
2020
Recei
Donations
11,804
7,350
Pa
men
Exce55 of Receipts over Payments
11,804
7,350
Balance Brought Forward at l January 2021
7.350
Bklanee Carried Forword at 31 December 2021
£19,154
Page 8

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
FINANCIAL STATEMEIYTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Statement of Assets and Liabilities at 31 Decemb¢r 2021
otal
Restrict¢d Endowment
Funds
Funds
General
Fund
Totals
2021
2020
MonÉlar
Asserfs
Barclays Bank Accounts
Lloyds Bank Accounts
Natwest Bank Aecount
CBF Deposit Funds
Cash
2,592
42,141
895
14,478
613
2,592
40,918
895
40,603
863
2,392
22,427
(1,223)
16,110
250
10.015
40.582
796
TOTAL MONETARY ASSETS
£15,137
60,719
10,015
85.871
67,368
Deblor
Income T&x Refund
CCLI - Licences
EDF (St Keverne Church Heating and Lighting)
EDF (St Keverne ChuTch Htil Running Expenses}
EDF, Feed in Tariff - St Peters Hall
EDF (Ctsverack Church Heating and Lighting)
EDF (St PeteT'S Hall Running Expenses)
South West Water (St Peier's Hall
Running Expenses)
Funeral Fees
Council Tax - Church House RefuTrA
Millerson (Church House Agents Letting Fees)
BNP Paribas- Photocopier Costs
{SecTetaTial and Administration Worker)
1.332
147
152
64
152
64
58
58
208
33
12
168
1,817
1,817
86
43
43
201
TOTAL DEBTORS
£2,265
2,265
2,187
OilierAssels
Diocese - P D Williams Dec'd
Will Trust (Capital)
Stock
Freehold House - Church House. Coverack
(at Valuation for Insui'ance Purposes)
3,059
2.912
3,059
2,912
2,894
882
200,000
200,000 200.000
TOTAL OTHER ASSETS
£205.97]
205,971 203.776
Page 9

PAROCHIAL CHURCH COUNCIL OFST KEVERNE
FINANCIAL STATEMEIYTS FOR THE YEAR ENDED 31 DECEMBER 20211Continued
Statement of Asset5 and Liabilities at 31 Deceinber 202 Ilcontinued
Total
tricted
Funds
Gene
Fund
Totals
2021
2020
Liabililies
Accountancy Fees
South West Water (Church Halls)
Telephone Rental (Daisy)
W Flockhart (Boiler Repairs)
Scottish Power (Church House ElectTicI
EDF (St Keverne Church Heating and Lighting)
EDF (St Keverne Church Hall HeatTng and Lighting)
EDF {Coverack Church Heating and Lighting)
EDF {Coverack Church Hall Heating and Lighting)
BNP Paribas (Photocopier)
Truro Dio¢ese
VeTgers
Locums
Ruan with St Grade PCC
Landewednack PCC
J Clayton (Churchyard)
Childrens Society
South West Water (Churchyard Fund)
C Tongue (Cleaning Church Hall)
RGB {Church House Repairs)
Travis Perkins {chu￿h House Repairs)
Parish Magazine Printing
Foot Anstey {D Billingham Estate- Legal Fees)
Conso15 Oils {Church Heating and Lighting}
Consols Oils (Church House Running Expenses)
Millerson (Church House Rent in advance}
Hall Hire Received in Advance
Rev P Sharpe {Leavers Gift)
Harvcst with Methodists (Donation)
720
327
720
327
720
36
46
80
67
40
22
46
22
46
174
305
210
676
1.145
481
85
365
210
676
1,145
481
635
235
60
80
550
235
60
771
80
160
393
228
211
100
297
248
4,609
27
1,672
27
1,672
419
150
419
150
28
TOTAL LIABILITIES
£6,425
845
7,270
8,260
Approved by the PCC on 9 May 2022 and signed on its behalf by..
C THOMSON
J KEARSLEY
Miss C Thomson
Honora Treasurer
MTS J Ke2Tsley
Churchwarden
Page 10

Iij I
Iiij

PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
NOTES TO THI FINANCIAL STATEMETr4TS
FOR THE YEAR ENDED31 DECEMBER 2021
POLICIES
The Fiiiancial Statements of tlie PCC have been prepared in accordance with the Church Accounting
Regulations 2006 using the Receipts and Payinents basi5.
The accounts include monetary transactions, assets and liabilities for which the PCC can be held responsible.
They do not include the a¢counts of other churcli group5 that owe an affiliation to another kndy, nor those that
are informal gatherings of chU￿h members.
Subject to the above, receipts and payments includ¢ income as received and expenditure when irrevocably paid.
FUNDS
The General Fuiid represents the funds of the PCC that are not subject to any special restrictions regardiiig tlieir
Use and are available for application to the general purposes of the PCC. These include funds designated for a
particular purpose by the PCC.
Restricted Funds are those where the use of tlie funds is restritted to the piirpos¢ indi¢al¢d by the name of the
fund ¢on¢erned.
The Secretarial and Administrator Worker Fund was fully utilised in the year and is now ¢losed.
The Si Kev¢rn¢ Music Fund, Lay Youtli Minister Salary Fund and the iPad Fund closed in the previous year.
Tlie Endowment Fund relates to a legacy received from Mr R Hocking to be retained as a capital fund, the
income from which is io be used for the upkeep of St Keverne Churchyard. The fund is currently held in the
CBF Church of England Deposit Fund.
STATEMENT OF ASSETS AND LIABILITIES
The following assets are recognised but not valued in the Ststeinenl of Ass¢ts and Liabilities..
St Keverne Church Hall and Sl Peter's Hall, Coverack.
Movable Church furnishings held by the Churchwardens on speeial trust for the PCC and which require a
faculty for disposal.
Computer Equipin¢nt
The following assets are recognised and a monetary value given &5 part of the description in the Statement of
Assets and Liabilities..
Closing bank balances.
Amounts owing from H M Revenue and Customs.
Any other amounts owing to tli¢ PCC.
Investments held beneficially by the PCC.
Th¢ following liabilities are recognised in the Statement of Assets and Liabilities..
Creditors for donations and grants payable to charities al 31 December.
Any other amounts owing by th¢ PCC.
TRANSACTIONS WITH MEMBERS OF THE PCC
There were no transactions between the PCC and its members during the yeaT.
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PAROCHIAL CHURCH COUNCIL OF ST KEVERNE
ST KEVERNE CHURCH & ST PETER'S CHURCH COVERACK
OTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 20211Continued
TRANSFERS BETWEEN FUNDS
The PCC has approved rransfers from tl)e General Fund lo cover any deficiis arising on the Resiricied Funds.
FINANCIAL COMMITMENTS
The PCC'S principle of donating a percentage of the annual general Church incoine in support of missionary
work and other charities,.is a¢tively being ¢onsid¢red and a d¢¢ision for 2022 is to k confirmed as to who and
how much.
DIOCESAN MISSION AND MINISTRY FUND
The accounts include payments during the year to the Diocese of Truro of £15,000 in respect of its request for a
contribution from the PCC towards th¢ Diocesan Mission and Ministry Fund {MMF). previously known as
'Common Fund, or 'Parish SharelQuota'. The amount paid was less than the total MMF of £319,644
{including £268.236 brought fonvard from previous years) requested by the Diocese. However, the shortfall in
payment (including the shortfall in payment for previous years), is only to be treated as a liability in the
accounts of the PCC wliere, and to the extent tliat, the PCC indicated to tlie Diocesan Board of Finance its
inteiition to pay and make good all or part of such sliortfall. Notwithstanding the.PCC's desire to pay as Inuch
as possible of tlie MMF requested by the Diocese in future years. the PCC has not indicated to the Diocese a
specific intention lo pay any of the existing shortfall. Accordingly, no liability to the dio¢ese in respect of any
shortfall in the payment of MMF 15 shown in these accounts.
BE
UEST FROM THE LATE MRS DOROTHY BILLINGHAM
The PCC received no furrher inteTim payments duTing the year bui, following fur(her legal activity undertaken
during the year, is due to receive a furtl)er, unquantified, suin in due course. The bequest carries no restrictions
as to its use.
STATUS OF THE PCC
The PCC is registered with the Charity Commission {registered number 1129138).
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