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2025-12-31-accounts

REGISTERED CHARITY NUMBER: 1128818

Report of the Trustees and Un-audited Financial Statements for the Year Ended 31st December 2025

The Parish of Beccles with Worlingham North Cove and Barnby

Christopher Punt MAAT

Ashcroft, Mill Common Westhall , Suffolk IP19 8RF

The Parish of Beccles with Worlingham North Cove and Barnby

Contents of the Financial Statements For the Year Ended 31[st] December 2025

Page
Report of the Trustees 1 to 4
Independent Examiners Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 14
Detailed Statement of Financial Activities 15 to 22

The Parish of Beccles with Worlingham North Cove and Barnby

Page 1

Report of the Trustees

For the Year Ended 31[st] December 2025

The trustees present their report with the financial statements of the charity for the year ended 31[st] December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (the FRSSE) (effective 1[st] January 2015).

OBJECTIVES AND ACTIVITIES

Objectives and aims -

Beccles, with Worlingham, North Cove and Barnby Parochial Church Council (PCC) has the responsibility of promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical.

It also has maintenance responsibilities for the Church buildings of St. Michael’s, St. Botolph’s, St. John the Baptist, All Saints and the surrounding churchyard and the Church buildings of St. Luke’s.

In planning the Church’s activities the members of the PCC kept in mind the Charity Commission’s guidance on public benefit.

RECTOR’S REPORT

TBA…

The Parish of Beccles with Worlingham North Cove and Barnby

Page 2

Report of the Trustees

For the Year Ended 31[st] December 2025

FINANCIAL REVIEW

The charity had a Loss for the year of £14,186 (2024: Surplus £69,010). This was after taking into account the purchase of a new Mini Bus for £53,974.

The charity’s bank and investments combined fund balances at 31[st] December 2025 were £467,089 (2024: £481,275) .

Reserves Policy

Currently there is no reserve’s policy, the majority of the unrestricted fund is taken up by the Parish Share. A reserve policy would be made if the PCC became aware of any future specific liability requiring one.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Parochial Church Council powers measure (1956) as amended and church representation rules.

Recruitment and appointment of new trustees

Trustees are appointed annually at the Annual General Meeting. Retiring trustees are eligible for re-election. Any vacancies arising, between the AGM’s may be filled by the committee. At the AGM following their appointment they will be eligible to stand for election as a trustee.

Induction and training of new trustees

Upon appointment an informal meeting with the new trustee is held to discuss the charity’s history and procedures. Training for trustees is arranged as and when required.

REFERENCE AND ADMINISTRATION DETAILS

Registered Charity Number

1128818

Principal address

The Parish Office St. Luke’s Centre, 61 Rigbourne Hill, Beccles Suffolk NR34 9JQ

The Parish of Beccles with Worlingham North Cove and Barnby

Page 3

Report of the Trustees For the Year Ended 31[st] December 2025

REFERENCE AND ADMINISTRATION DETAILS Trustees

The Parish of Beccles with Worlingham, North Cove and Barnby, Parochial Church Council currently consists of seven Church Wardens, four Deanery Synod Representatives, twelve Elected Members and the Ex Officio Members.

During the year the following served as members of the PCC:

Chair Reverend Dimitri Theulings
Church Wardens Phil Filer Peter Hobbs
Susan Son Charles Detheridge
Fran Tuck Ben Blower
Roger Bennett Vacancy
Deanery Synod Representative Terri Parker
Joan Pryce
Janet Fisher
Faith D’Arch
Elected Members Amanda Puxley
Brenda Beaumont
Mark Lowther (Treasurer)
Kathy Owen
John Rutter
Caroline Carvosso
Karen Hall (Minute Secretary)
Judy Thacker (Treasurer and PSO)
Ann Eckersley
Janet Barker
Caroline Smith
Sheila Beedham
Vacancies (2)
Ex-officio Members Faith Darch (Reader)
Phil Cudmore (Clergy)
Mark Bee (Clergy)
Doreen Page (Reader)
Claire Kiddy (Clergy)
Jayne Hollingsworth (Treasurer)
Kate Cracknell (Youth &Young Adults)
Serena Emberley (Parish Safeguarding Officer)
Vacancy (Representative for Children & Young People

Independent examiner

Christopher Punt MAAT Ashcroft Mill Common Westhall IP19 8RF

Page 4

The Parish of Beccles with Worlingham North Cove and Barnby

Report of the Trustees For the Year Ended 31[st] December 2025

REFERENCE AND ADMINISTRATION DETAILS

Charitable Status

A parish within the Church of England and the Diocese of St. Edmundsbury and Ipswich.

Bankers

Lloyds Bank plc CCLA Fund Managers Ltd 47 London Road North Senator House Lowestoft 85 Queen Victoria Street Suffolk London NR32 1BL EC4V 4ET

Approved by order of the board of trustees on and signed on its behalf by:

Churchwardens

Independent Examiner’s Report to the Trustees of The Parish of Beccles with Worlingham, North Cove and Barnby

Page 5

I report on the accounts for the year ended 31[st] December 2025 set out on pages six to twenty two.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is required.

It is my responsibility to:

Basis of the independent examiner’s report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statements below.

Independent examiner’s statement

In connection with my examination, the following has come to my attention

The accounting statements prepared on pages 6 to 22 represent the accounting affairs of the Parish of Beccles with Worlingham, North Cove and Barnby for the year ending 31[st] December 2025. The accounting records were compiled using transactional spreadsheets to trial balances and summary accounts level by the 3 Treasurers and underpin the PCC’s work and accounting statements for 2025.

Christopher Punt MAAT Ashcroft Mill Common Westhall Suffolk IP19 8RF

Page 6

Parish of Beccles with Worlingham, North Cove & Barnby

Consolidated

Statement of Financial Activities - Income & Expenditure Account for the Year Ended 31 December 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Church activities
Other trading activities
2
Investment income
3
Total
EXPENDITURE ON
Raising funds
Charitable activities
Church activities
Total
NET INCOME/(EXPDENDITURE)
Other recognised gains(losses)
Gains/(losses) on investments/ assets
Net movement in funds
RECONCILICATION OF FUNDS
Total funds brought forward
Note 1.
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
99,839
19,663
11,672
10,907
142,081
1,041
90,439
91,480
50,602
-
50,602
20,124
70,726
Restricted
funds
£
49,538
-
0
-
49,538
-
114,331
114,331
(64,793)
5
(64,788)
455,726
390,938
31.12.25
Total
funds
£
149,377
19,663
11,672
10,907
191,620
1,041
204,770
205,811
(14,191)
5
(14,186)
475,850
461,664
31.12.24
Total
funds
£
271,632
24,777
10,502
12,376
319,287
2,054
248,302
250,356
68,931
79
69,010
406,840
475,850

Note 1. Investments at 31.12.24 removed from b/fwd £5,421 as Fixed Asset

The notes form part of these financial statements

Parish of Beccles with Worlingham, North Cove & Barnby Consolidated

Page 7

Balance Sheet

for the Year Ended 31 December 2025

Notes
FIXED ASSETS
Tangible Assets
8
Investments
9
CURRENT ASSETS
Debtors
10
Cash at bank and in hand
12
CREDITORS
Amounts falling due within one year
11
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
12
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
funds
£
-
-
0
8,500
10,117
18,617
-
18,617
18,617
18,617
Restricted
funds
£
53,974
5,426
59,401
-
389,071
389,071
-
389,071
448,472
448,472
31.12.25
Total
funds
£
53,974
5,426
59,401
8,500
399,189
407,689
0
407,689
467,089
467,089
18,617
448,472
467,089
31.12.24
Total
funds
£
0
5,421
5,421
10,500
459,919
470,419
0
470,419
475,840
475,840
20,247
455,594
475,841

The finanacial statements were approved by the Board of Trustees on --/--/2026 and were signed on its behalf by:

Roger Bennett - Trustee

Mrs. J Hollingsworth - Trustee

The notes form part of these financial statements

Parish of Beccles with Worlingham, North Cove & Barnby Consolidated

Page 8

Notes to the Financial Statements for the Year Ended 31 December 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity have been prepared in accordance with the charities SORP (FRSSE) Accounting and Reporting by Charities:Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (the FRSSE) effective January 2015), the Charities Act 2011 and the Church Accounting Regulations 2006. The financial statements have been prepared under the historical cost convention with the exception of investements which are included at market value, as modified by the revaluation of certain assets. The financial statements include all transactions, assets and liabilities for which the PCC is responsible by law. They do not include the accounts of Church groups that own their main affilication to another body, nor those that are informal gatherings of the Church members.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlements to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible Fixed Assets

Depreciaton is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures, fittings and equipment - Straight line over 4 years.

Taxation

The charity is exempt from tax on its charitable activities

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanantion of the nature and purpose of each fund is included in the notes to the financial statements.

2. OTHER TRADING ACTIVITIES

TRADING ACTIVITIES
Miscellaneous
Bookstall
Events
Catering
Sale of Church Hall - Proceeds
31.12.25
£
-
-
11,672
-
0
11,672
31.12.24
£
-
-
10,502
-
0
10,502

Parish of Beccles with Worlingham, North Cove & Barnby Consolidated

Page 9

Notes to the Financial Statements

for the Year Ended 31 December 2025

3. INVESTMENT INCOME

Interest and dividends

31.12.25 31.12.24
£ £
10,907 12,376

4. TRUSTEE'S REMUNERATION AND BENEFITS

No Trustees received remuneration or benefits.

5. STAFF COSTS

5. STAFF COSTS
The average monthly number of employees during the year was as follows: 31.12.25 31.12.24
Staff 4 4

No employees received emoluments in excess of £60,000

Included in wages and salaries is the PCC contribution to the Diocese towards the Parish Administration salary.

6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES FOR YEAR ENDING 31ST DEC 2024

INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Church activities
Other trading activities
Investment income
Total
EXPENDITURE ON
Raising funds
Charitable activities
Church activities
Total
NET INCOME/(EXPENDITURE)
Transfers between funds
Other recognised gains/(losses)
Gains/(losses) on investment assets
Unrestricted
funds
£
144,051
24,777
10,502
12,376
191,706
2,054
189,303
191,357
349
0
0
Restricted
funds
£
127,580
-
-
-
127,580
-
58,999
58,999
68,581
-
79
Total
funds
£
271,631
24,777
10,502
12,376
319,286
2,054
248,302
250,356
68,930
0
79

Parish of Beccles with Worlingham, North Cove & Barnby Consolidated

Page 10

Notes to the Financial Statements

for the Year Ended 31 December 2025

6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
349
20,124
20,473
Restricted
funds
£
68,660
386,716
455,376
Total
funds
£
69,009
406,840
475,849

7. INDEPENDENT EXAMINERS REMUNERATION

During the year the charity was charged £250 for the annual independent examination.

8. TANGIBLE FIXED ASSETS

COST
At 1 January 2025 and 31 December 2025
DEPRECIATION
At 1 January 2025
Charge for year
At 31 December 2025
NET BOOK VALUE
At 31 December 2025
(Mini Van Purchase)
At 31 December 2024
Fixtures
fittings and
equipment
£
95,608
(41,634)
-
(41,634)
53,974
0

Consecrated property and movable church furnishings

Consecrated and beneficial property of any kind is not included in the accounts in accordance with s10(2)c of the Charities Act 2011.

Movable church furnishings held by the vicar and churchwardens on special trust for the PCC, and which require a faculty for disposal, are accounted as inalienable property unless consecrated. They are listed on the church's inventory which can be inspected (at any reasonable time). For inalienable property acquired prior to 2001 there is insufficient cost information available and therefore such assets are not valued in the accounts. Items acquired since 1 January 2001 will be capitalised and depreciated in the accounts over their anticipated useful economic life.

All expenditure incurred in the year on consecrated or beneficial buildings, individual items under £1,000 or on the repair of movable church furnishings acquired before 1 January 2000 are written off.

Parish of Beccles with Worlingham, North Cove & Barnby

Page 11

Consolidated

Notes to the Financial Statements

for the Year Ended 31 December 2025

9. FIXED ASSET INVESTMENTS

Listed
Investments
£
MARKET VALUE
As 1 January 2025 5,421
Disposals -
Revaluations 5
At 31 December 2025 5,426
NET BOOK VALUE
At 31 December 2024 5,421
At 31 December 2025 5,426

There were no investment assets outside the UK.

Investment holdings

Central Board of Finance of the Church of England Investment Fund
0 shares
COIF Charity Funds (Beccles Clerk's Piece Charity) - 53.22 shares
St. Edmundsbury & Ipswich Diocesan Board of Financ (Banham Fabric Fund
Trust ) - 388 shares
St. Edmundsbury & Ipswich Diocesan Board of Finance (Rideal Fabric Fund
Trust ) - 3,000 shares
2.5% Consol for the Rector
3-1/2% War Stock for the Fabric Fund
2.5% Consol for the Choir
Poors Pightle, Hermitage and Bridge Street
Lloyds Banking Group plc - 8 shares
10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors (Gift Aid Rebate 2025)
11. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts
Trade creditors
Other creditors
31.12.25
0
1,081
614
3,000
-
-
-
723
8
5,426
31.12.25
£
8,500
31.12.25
£
-
-
-
0
31.12.24
0
1,080
614
3,000
-
-
-
723
4
5,421
31.12.24
£
10,500
31.12.24
£
-
-
-
0

Parish of Beccles with Worlingham, North Cove & Barnby Consolidated

Page 12

Notes to the Financial Statements

for the Year Ended 31 December 2025

12. MOVEMENT IN FUNDS

MENT IN FUNDS
At 1.1.25
Unrestricted funds
General fund and Capital Fund
21,990
Beccles St Michaels & St Lukes Restricted funds
St Michaels Restoration appeal
1,405
St Lukes Fabric Fund and Development
7,558
Legacy investment fund/Depreciation
5,421
St Lukes Building and Development
8,003
St Michaels Building and Development
12,038
Community Fund
5,240
Austin Bates Music Fund
59,472
Parish Pantry
1,546
Youth Pastor
38,432
Uniform Account
-
Beacon Area Fund
16,600
Mini Bus Fund (Capital)
34,644
Sub:-
190,358
Restricted funds North Cove/Barnby:-
Barnby Fabric Fund
86,463
Barnby Special Reserve Account
11,371
Barnby Churchyard
-
Barnby Car Park
628
Barnby Flower Fund
-
Barnby V Collier Book of Rememberance
76
North Cove Fabric Fund
12,817
North Cove Wall Paintings
1,000
North Cove Churchyard
-
North Cove Flower Fund
-
North Cove Vestry Fund
140
North Cove Restoration Fund
-
Tooley Family Memorial Upkeep Fund
1,527
J. Chartters Grave upkeep
2,732
Sub:-
116,754
Restricted funds Worlingham:-
Fabric fund
9,717
Feofees Funds
-
Michael Porter Legacy Fund
-
Sale of Church Hall Lands Proceeds
142,456
Sub:-
152,173
TOTAL FUNDS
481,275
Net
movement
in funds
50,602
-
-
5
(5,004)
(683)
(2,791)
(1,129)
5,297
(21,406)
301
(14,443)
(34,001)
(73,855)
-
606
-
-
(35)
-
2,360
-
313
(478)
-
-
69
124
2,959
197
1,745
1,000
3,167
6,108
(14,186)
Transfers
between
funds
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
At 31.12.25
72,592
1,405
7,558
5,426
2,999
11,355
2,449
58,343
6,843
17,025
301
2,157
643
116,503
86,463
11,977
-
628
(35)
76
15,177
1,000
313
(478)
140
-
1,596
2,856
119,713
9,914
1,745
1,000
145,623
158,281
467,089

Parish of Beccles with Worlingham, North Cove & Barnby Consolidated

Page 13

Notes to the Financial Statements

for the Year Ended 31 December 2025

12. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds:-
General fund and Capital Fund
Restricted funds Beccles:-
Beacon Area Fund
Mini Bus Fund (capital)
St Lukes Development
St Michaels Development
Organ Fees Music/Keyboard
Community Fund
Youth Pastor
Uniform Account
First Youth Club
Austin Bates Music Fund
Parish Pantry
Legacy investment fund/Depreciation
Restricted funds North Cove/Barnby:-
Barnby Fabric Fund
Barnby Special Reserve Account
Barnby Churchyard
Barnby Car Park
Barnby Flower Fund
Barnby V Collier Book of Rememberance
North Cove Fabric Fund
North Cove Wall Paintings
North Cove Churchyard
North Cove Flower Fund
North Cove Vestry Fund
North Cove Restoration Fund
Tooley Family Memorial Upkeep Fund
J. Chartters Grave upkeep
Restricted funds Worlingham:-
Fabric fund
Feoffees fund
Michael Porter Legacy Fund
Sale of Church Hall Lands Proceeds
TOTAL FUNDS
Incoming
resources
£
142,081.32
167
19,890
2,901
77
-
33
368
2,859
-
468
8,797
-
1,098
606
-
-
-
-
2,360
-
313
-
-
-
69
124
197
1,745
1,000
6,467
49,538
191,620
Resources
expended
£
(91,480)
(14,611)
(53,891)
(7,905)
(760)
-
(2,825)
(21,774)
(2,558)
-
(1,596)
(3,500)
-
(1,098)
-
-
-
(35)
-
-
-
-
(478)
-
-
-
-
-
-
-
(3,300)
(114,331)
(205,811)
Gains and
losses
£
-
-
-
-
-
-
-
-
-
-
-
-
5
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
5
5
Movement
in funds
£
50,602
(14,443)
(34,001)
(5,004)
(683)
-
(2,791)
(21,406)
301
-
(1,129)
5,297
5
-
606
-
-
(35)
-
2,360
-
313
(478)
-
-
69
124
197
1,745
1,000
3,167
(64,788)
(14,186)

Parish of Beccles with Worlingham, North Cove & Barnby

Page 14

Consolidated

Notes to the Financial Statements for the Year Ended 31 December 2025

12. MOVEMENT IN FUNDS - continued

The fabric funds are for the repair and maintenance of the fabric, fixtures and fittings of the church buildings

The St.Michael's development fund is for the development of the facilities at St. Michael's church, including specifically the church and undercroft fixtures and fittings.

The St. Luke's development fund is for the development of the fixtures and fittngs at St. Luke's church and hall complex.

The holdings funds are for either i) funds which await final classification or ii) funds which have been received but which do not belong to the PCC and which are held pending payment to their rightful beneficiary.

The legacy investment fund was created upon receiving shares as part of a bequest and is to be used for St. Michael's Church, Beccles absolutely.

Other restricted funds are for the purpose described above.

13. RELATED PARTY DISCLOSURES

There were no related party transactions, with the exception of those noted in salaries and expenses, for the year ended 31st December, 2025 nor the year ended 31st December 2024.

Parish of Beccles with Worlingham, North Cove & Barnby

Page 15

Consolidated

Detailed Statement of Financial Activities

for the Year Ended 31 December 2025

Parish of Beccles with Worlingham, North Cove &
Consolidated
Detailed Statement of Financial Activities
for the Year Ended 31 December 2025
Barnby Page 15
INCOME AND ENDOWMENTS
Donations and legacies
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
Other trading activities
Sundry Income - inc. printing, PCC reimbursements
Bookstall
Fund Raising Activities
Catering
Sale of Church Hall - Proceeds
Investment income
Interest and dividends
Charitable activities
Church fees (weddings, memorial and funeral)
Rent from lettings
Total Incoming Resources
EXPENDITURE
Raising donations and legacies
Catering
Fund Raising Activities
Miscellaneous
Charitable activities
Saff Salaries and Parish Administrator
Insurance
Telephone and Internet
Parish Office Costs, postage and stationery, Computing
Rent
Missionary and Charitable giving / Donations
Parish Share
Carried forward
This page does not form part of the statutory financial statements
31.12.25
£
0
22,892
15,214
35,094
51,482
14,691
5,240
1,000
0
145,613
3,764
0
11,672
0
0
15,436
10,907
9,083
10,580
19,663
191,620
0
1,041
0
1,041
38,771
11,598
2,626
4,621
0
5,535
64,000
127,150
31.12.24
£
65
48,740
28,865
57,020
51,431
13,830
15,966
55,116
0
271,032
600
0
10,502
0
0
11,102
12,376
9,231
15,546
24,777
319,287
0
2,054
0
2,054
25,445
10,471
2,848
6,316
0
7,230
65,100
117,409

Parish of Beccles with Worlingham, North Cove & Barnby

Page 16

Consolidated

Detailed Statement of Financial Activities

for the Year Ended 31 December 2025

Charitable activities
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery
Organ Maintenance
Lease of Photocopier
Architect Fees Restoration of St. Michaels
Youth Club
Note 1.
Support costs
Governance costs
Accountancy and legal fees
Bank Transfer / Charges
Total resources expended
Net (expenditure)/income before gains and losses
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments
Net (expenditure)/income
31.12.25
£
127,150
2,826
3,959
48,473
91
18,174
362
3,044
0
-
204,080
600
90
205,811
(14,191)
5
(14,186)
31.12.24
£
117,409
7,284
5,664
85,460
119
27,800
162
3,950
0
-
247,848
300
154
250,356
68,931
79
69,010

Note 1. Youth Club is now an Independent Organisation

This page does not form part of the statutory financial statements

Parish of Beccles with Worlingham, North Cove & Barnby

Page 17

Beccles St Michaels and St Lukes

Detailed Statement of Financial Activities

for the Year Ended 31 December 2025

Parish of Beccles with Worlingham, North Cove &
Beccles St Michaels and St Lukes
Detailed Statement of Financial Activities
for the Year Ended 31 December 2025
Barnby Page 17
INCOME AND ENDOWMENTS
Donations and legacies
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
Other trading activities
Sundry Income - inc. printing, PCC reimbursements
Bookstall
Fund Raising Activities
Catering
Investment income
Interest and dividends
Charitable activities
Church fees (weddings, memorial and funeral)
Rent from lettings
Total Incoming Resources
EXPENDITURE
Raising donations and legacies
Catering
Fund Raising Activities
Sundry - inc. printing, PCC reimbursements
Charitable activities
Saff Salaries and Parish Administrator
Insurance
Telephone and Internet
Parish Office Costs, postage, stationery, computing
Rent
Missionary and Charitable giving / Donations
Parish Share
Carried forward
This page does not form part of the statutory financial statements
31.12.25
£
0
20,666
11,706
32,999
48,385
12,661
5,220
1,000
0
132,638
3,764
0
6,120
0
9,884
1,505
2,774
10,580
13,354
157,381
0
70
0
70
38,771
9,961
2,626
4,365
0
4,951
50,000
110,673
31.12.24
£
65
45,992
27,017
54,588
48,328
12,008
15,946
54,116
0
258,060
600
0
6,016
0
6,616
2,197
4,960
13,996
18,956
285,829
0
757
0
757
25,445
8,422
2,848
6,260
0
5,537
52,000
100,512

Parish of Beccles with Worlingham, North Cove & Barnby

Page 18

Beccles St Michaels and St Lukes

Detailed Statement of Financial Activities

for the Year Ended 31 December 2025

Charitable activities
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery
Organ Maintenance
Lease of Photocopier
Architect Fees Restoration of St. Michaels
Support costs
Governance costs
Accountancy and legal fees
Bank Transfer
Total resources expended
Net (expenditure)/income before gains and losses
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments
Net (expenditure)/income
31.12.25
£
110,673
2,230
2,814
42,047
0
18,123
196
3,044
0
179,126
600
0
179,796
(22,415)
5
(22,410)
31.12.24
£
100,512
4,240
3,711
75,277
0
27,175
0
3,950
0
214,865
300
0
215,922
69,907
79
69,986

Note 1.

This page does not form part of the statutory financial statements

Page 19

Parish of Beccles with Worlingham, North Cove & Barnby

North Cove and Barnby

Detailed Statement of Financial Activities

Notes to the Financial Statements

INCOME AND ENDOWMENTS
Donations and legacies
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
Other trading activities
Miscellaneous
Bookstall
Fund Raising Activities
Catering
Investment income
Interest and dividends
Charitable activities
Church fees (weddings, memorial and funeral)
Rent from lettings
Total Incoming Resources
EXPENDITURE
Raising donations and legacies
Catering
Fund Raising Activities
Miscellaneous
Charitable activities
Saff Salaries and Parish Administrator
Insurance
Telephone and Internet
Parish Office Costs, postage and stationery
Rent
Missionary and Charitable giving / Donations
Parish Share
Carried forward
31.12.25
0
1,680
937
0
1,809
1,454
0
0
0
5,880
0
0
5,552
0
5,552
2,738
2,813
0
2,813
16,983
0
971
0
971
0
0
0
256
0
344
7,000
7,600
31.12.24
£
0
2,448
1,848
0
1,990
1,064
0
1,000
0
8,350
0
0
4,486
0
4,486
2,489
1,718
0
1,718
17,043
0
1,297
0
1,297
0
0
0
56
0
550
6,550
7,156

This page does not form part of the statutory financial statements

Parish of Beccles with Worlingham, North Cove & Barnby

Page 20

North Cove and Barnby

Detailed Statement of Financial Activities

Notes to the Financial Statements

Charitable activities
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery
Organ Maintenance
Lease of Photocopier
Architect Fees Restoration of St. Michaels
Support costs
Governance costs
Accountancy and legal fees
Bank Charges
Total resources expended
Net (expenditure)/income before gains and losses
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments
Net (expenditure)/income
31.12.25
£
7,600
0
775
3,476
91
0
0
0
0
11,942
0
90
13,003
3,980
-
3,980
31.12.24
£
7,156
3,044
1,473
6,831
119
0
0
0
0
18,623
0
154
20,074
(3,031)
-
(3,031)

This page does not form part of the statutory financial statements

Parish of Beccles with Worlingham, North Cove & Barnby

Page 21

Worlingham

Detailed Statement of Financial Activities

Notes to the Financial Statements

Parish of Beccles with Worlingham, North Cove &
Worlingham
Detailed Statement of Financial Activities
Notes to the Financial Statements
Barnby Page 21
INCOME AND ENDOWMENTS
Donations and legacies
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Service Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
Other trading activities
Miscellaneous
Bookstall
Fund Raising Activities
Catering
Sale of Church Hall Proceeds
Investment income
Interest and dividends
Charitable activities
Church fees (weddings, memorial and funeral)
Insurance Policy Claim - window damage
Total Incoming Resources
EXPENDITURE
Raising donations and legacies
Catering
Fund Raising Activities
Miscellaneous
Charitable activities
Saff Salaries and Parish Administrator
Insurance Premium and Repair Cost
Telephone and Internet
Parish Office Costs, postage and stationery
Rent
Missionary and Charitable giving / Service Donations
Parish Share
Carried forward
This page does not form part of the statutory financial statements
31.12.25
£
0
546
2,571
2,095
1,288
576
20
0
0
7,095
0
0
0
0
0
0
6,665
3,496
0
3,496
17,256
0
0
0
0
0
1,637
0
0
0
240
7,000
8,877
31.12.24
£
0
300
0
2,432
1,113
758
20
0
0
4,622
0
0
0
0
0
0
7,690
2,553
1,550
4,103
16,415
0
0
0
0
0
2,049
0
0
0
1,143
6,550
9,741

Parish of Beccles with Worlingham, North Cove & Barnby

Page 22

Worlingham

Detailed Statement of Financial Activities

Notes to the Financial Statements

Charitable activities
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery, and Prior years Childrens fund
Organ Maintenance
Lease of Photocopier
Architect Fees
Support costs
Governance costs
Accountancy and legal fees
Bank Charges
Total resources expended
Net (expenditure)/income before gains and losses
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments
Net (expenditure)/income
31.12.25
£
8,877
596
370
2,950
0
51
167
0
0
13,012
0
0
13,012
4,245
-
4,245
31.12.24
£
9,741
0
480
3,352
0
625
162
0
0
14,360
0
0
14,360
2,055
-
2,055

This page does not form part of the statutory financial statements

Fixed Assets… Supporting Summary

£ 17 'Feb 25 Allied Vehicles . Mini Van Purchase

53974

Bank account balances
1/1/2025
12/31/2025
Delta
Income
c
Lloyds
3260
Business Account
9,407.96
C
8,876.74
-531.22
157,177.21
c
COIF
3001D
St Michaels General Fund
1,869.75
C
1,869.75
0.00
0.00
c
COIF
7003D
St Luke Church Development Fund
2,027.66
C
2,027.66
0.00
0.00
c
COIF
7002D
St Lukes Fabric Fund
5,529.84
C
5,529.84
0.00
0.00
c
COIF
2005D
St Michaels. Restoration Appeal
1,404.61
C
1,404.61
0.00
0.00
10491 Lloyds
5768
St Michaels B&D Statement
10,168.28
C
9,485.50
-682.78
77.22
c
Lloyds
5268
St Lukes B&D Statement
8,002.73
C
2,998.81
-5,003.92
45.68
c
Lloyds
4868
Community Fund
5,240.35
C
2,448.97
-2,791.38
33.42
c
Lloyds
6468
Youth Pastor Fund
38,431.60
C
17,025.21 -21,406.39
367.52
c
Lloyds
5060
Austin Bates Music Fund
59,472.14
C
58,343.49
-1,128.65
467.83
c
Lloyds
5468
Parish Pantry Statement
1,545.59
C
6,843.53
5,297.94
23.94
3068
Beacon Area Fund
16,600.00
2,156.60 -14,443.40
100.93
7868
Mini Bus Account
34,644.29
642.91 -34,001.38
1,083.74
6068
Uniform Account
0.00
301.31
301.31
2.17
c
First Youth Club Account - 12/21 New Account
0.00
0.00
0.00
0.00
194,344.80
119,954.93 -74,389.87
159,379.66
CBF
0001T
Shares
53.22
53.22 c
Clerks Piece Charity
1,082.59
1,080.01 c
Dividends paid £7.20+£7.20
12/17/1902
Outstanding Debtor
Outstanding Creditors
-74,389.87
159,379.66
bank balances
194,344.80
119,954.93
c
gift aid
11500
10750
c
legacy invest
13761
5342
1/1/2025
12/31/2025
Delta
Income
9,407.96
C
8,876.74
-531.22
157,177.21
1,869.75
C
1,869.75
0.00
0.00
2,027.66
C
2,027.66
0.00
0.00
5,529.84
C
5,529.84
0.00
0.00
1,404.61
C
1,404.61
0.00
0.00
10,168.28
C
9,485.50
-682.78
77.22
8,002.73
C
2,998.81
-5,003.92
45.68
5,240.35
C
2,448.97
-2,791.38
33.42
38,431.60
C
17,025.21 -21,406.39
367.52
59,472.14
C
58,343.49
-1,128.65
467.83
1,545.59
C
6,843.53
5,297.94
23.94
16,600.00
2,156.60 -14,443.40
100.93
34,644.29
642.91 -34,001.38
1,083.74
0.00
301.31
301.31
2.17
0.00
0.00
0.00
0.00
1/1/2025
12/31/2025
Delta
Income
9,407.96
C
8,876.74
-531.22
157,177.21
1,869.75
C
1,869.75
0.00
0.00
2,027.66
C
2,027.66
0.00
0.00
5,529.84
C
5,529.84
0.00
0.00
1,404.61
C
1,404.61
0.00
0.00
10,168.28
C
9,485.50
-682.78
77.22
8,002.73
C
2,998.81
-5,003.92
45.68
5,240.35
C
2,448.97
-2,791.38
33.42
38,431.60
C
17,025.21 -21,406.39
367.52
59,472.14
C
58,343.49
-1,128.65
467.83
1,545.59
C
6,843.53
5,297.94
23.94
16,600.00
2,156.60 -14,443.40
100.93
34,644.29
642.91 -34,001.38
1,083.74
0.00
301.31
301.31
2.17
0.00
0.00
0.00
0.00
TRF IN
109,419.94
0.00
0.00
0.00
0.00
Expenditure
TRF OUT
233,770.53
33,357.84
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00 0.00
760.00
2,855.00
0.00
0.00
8,773.00
66.50
18,806.20
0.00
7,904.60
0.00
2,824.80
0.00
21,773.91
0.00
1,596.48
0.00
3,500.00
0.00
14,610.83
0.00
53,891.32
0.00
2,558.00
0.00
0.00
2,857.14
0
194,344.80
119,954.93 -74,389.87
**159,379.66 **
142,777.78 233,770.53
142,777.78
transfer balance
**0.00 **
-74,389.87
**159,379.66 **
142,777.78 233,770.53
142,777.78
depreciation
5768
St Michaels B&D Statement
5268
St Lukes B&D Statement
4868
Community Fund
6468
Youth Pastor Fund
5060
Austin Bates Music Fund
5468
Parish Pantry Statement
3068
Beacon Area Fund
7868
Mini Bus Account
6068
Uniform Account
219,605.80 136,046.93
-1682
134,364.93
TRF in
TRF out
INCOME
Interest
31.12.25 Balance
9,485.50
0.00
760.00
0.00
77.22
9,485.50
2,998.81
2,855.00
7,904.60
0.00
45.68
2,998.81
2,448.97
0.00
2,824.80
0.00
33.42
2,448.97
17,025.21
0.00
21,773.91
120.00
247.52
17,025.21
58,343.49
0.00
1,596.48
0.00
467.83
58,343.49
6,843.53
8,773.00
3,500.00
0.00
24.94
6,843.53
2,156.60
66.50
14,610.83
0.00
100.93
2,156.60
642.91
18,806.20
53,891.32
1,000.00
83.74
642.91
301.31
2,857.14
2,558.00
0.00
2.17
301.31
10,168.28
C
8,002.73
C
5,240.35
C
38,431.60
C
59,472.14
C
1,545.59
C
16,600.00
34,644.29
0.00
174,104.98
100,246.33
33,357.84
109,419.94
1,120.00
1,083.45
100,246.33
c

Delta

-531.22 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
-682.78 0.00
-5,003.92 0.00
-2,791.38 0.00
-21,406.39 0.00
-1,128.65 0.00
5,296.94 1.00
-14,443.40 0.00
-34,001.38 0.00
301.31 0.00
0.00 0.00
-74,390.87 1.00

c

Income
General Account St Michael's B & D Fund Childrens Worker
Lloyds Bank Account ….. Ending 3260 Lloyds Bank Account ….Ending 5768 Lloyds Bank Account …..
Balance c/ f
£9407.96
Balance c/f £10168.28 Balance c/ f
£38431.60
Income to 3£266,597.15 income to 3
£0.00
Income to 3
£120.00
Interest Ac £77.22 Interest Ac
£247.52
Total Inco m£276,005.11 Total Incom £10,245.50 Total Inco m £38,799.12
Expenditure to 31.12.25 Expenditur £760.00 Expenditur £21,773.91
£267,128.37
Balance@ £8,876.74 Balance@ £9,485.50 Balance@ £17,025.21
Balance as £8,876.74 Balance as £9,485.50 Balance as £17,025.21
Uniform Bank
CBF Account - St Michael's General CBF Account - Beccles Clerk's Piece Charity Lloyds Bank Account …..
Fund - Account ending3001D Fund - Account ending 0001T
Balance c/ f
£0.00
Balance@ £1,869.75 Balance@ £1,082.59
53.22 shares@£20.03418 Income to 3
£2,857.14
Interest Ac
£2.17
Balance@ £1,869.75 Balance@ £1,080.01
53.22 shares@£20.2933 Total Inco m
£2,859.31
Income
General Account St Michael's B & D Fund Childrens Worker
Lloyds Bank Account ….. Ending 3260 Lloyds Bank Account ….Ending 5768 Lloyds Bank Account …..
Balance c/ f
£9407.96
Balance c/f £10168.28 Balance c/ f
£38431.60
Income to 3£266,597.15 income to 3
£0.00
Income to 3
£120.00
Interest Ac £77.22 Interest Ac
£247.52
Total Inco m£276,005.11 Total Incom £10,245.50 Total Inco m £38,799.12
Expenditure to 31.12.25 Expenditur £760.00 Expenditur £21,773.91
£267,128.37
Balance@ £8,876.74 Balance@ £9,485.50 Balance@ £17,025.21
Balance as £8,876.74 Balance as £9,485.50 Balance as £17,025.21
Uniform Bank
CBF Account - St Michael's General CBF Account - Beccles Clerk's Piece Charity Lloyds Bank Account …..
Fund - Account ending3001D Fund - Account ending 0001T
Balance c/ f
£0.00
Balance@ £1,869.75 Balance@ £1,082.59
53.22 shares@£20.03418 Income to 3
£2,857.14
Interest Ac
£2.17
Balance@ £1,869.75 Balance@ £1,080.01
53.22 shares@£20.2933 Total Inco m
£2,859.31
CBF Account - St Luke's Church CBF Account - St Luke's Church CBF Account - St Luke's Church Expenditur £2,558.00 £2,558.00
Development Fund ….7003D Balance asper bank
£1,080.01
Balance@ £301.31
Balance@ £2,027.66
Balance as
£301.31
Balance@ £2,027.66
CBF Account - St Luke's Church
Fabric Fund …7002D
Balance@ £5,529.84
Balance@ £5,529.84
CBF Account - St Michael's Church
Restoration Appeal ….2005D
Balance@ £1,404.61
Balance@ £1,404.61

n

3


St Lukes B & D Fund CommunityFund Parish Pantry Austin Bates Music Fund Beacon Area Fund minibus Ac
**Lloyds Bank Account ….. Ending ** **5Lloyds Bank Account ….. Ending ** **4Lloyds Bank Account ….. Ending ** 5Lloyds Bank Account ….. Ending 50 Lloyds Bank Account ….. Ending 3 Lloyds Ba
Balance c/ f
£8002.73
Balance c/ f
£5240.35
Balance c/ f
£1545.59
Balance c/ f
£59472.14
Balance c/ f £16600.00 Balance c/f
Income to 3 £2,855.00 Income to 3
£0.00
Income to 3 £8,773.00 Income to 3
£0.00
Income to 3
£66.50
Income to
Interest Ac
£45.68
Interest Ac
£33.42
Interest Ac
£24.94
Interest Ac
£467.83
Interest Ac
£100.93
Interest Ac
Total Inco m £10,903.41 Total Inco m £5,273.77 Total Inco m £10,343.53 Total Inco m £59,939.97 Total Inco m £16,767.43 Total Incom
Expenditur £7,904.60 Expenditur £2,824.80 Expenditur £3,500.00 Expenditur £1,596.48 Expenditur £14,610.83 Expenditur
Balance@ £2,998.81 Balance@ £2,448.97 Balance@ £6,843.53 Balance@ £58,343.49 Balance@ £2,156.60 Balance@
Balance as £2,998.81 Balance as £2,448.97 Balance as £6,843.53 Balance as £58,343.49 Balance as £2,156.60 Balance as
Ending 6068

ccount

nk Account ….. Ending 7868

£34644.29

£19,806.20 £83.74 £54,534.23 £53,891.32

£642.91

£642.91

REGISTERED CHARITY NUMBER: 1128818

Report of the Trustees and Un-audited Financial Statements for the Year Ended 31st December 2025

The Parish of Beccles with Worlingham North Cove and Barnby

Christopher Punt MAAT

Ashcroft, Mill Common Westhall , Suffolk IP19 8RF

The Parish of Beccles with Worlingham North Cove and Barnby

Contents of the Financial Statements For the Year Ended 31[st] December 2025

Page
Report of the Trustees 1 to 4
Independent Examiners Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 14
Detailed Statement of Financial Activities 15 to 22

The Parish of Beccles with Worlingham North Cove and Barnby

Page 1

Report of the Trustees

For the Year Ended 31[st] December 2025

The trustees present their report with the financial statements of the charity for the year ended 31[st] December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (the FRSSE) (effective 1[st] January 2015).

OBJECTIVES AND ACTIVITIES

Objectives and aims -

Beccles, with Worlingham, North Cove and Barnby Parochial Church Council (PCC) has the responsibility of promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical.

It also has maintenance responsibilities for the Church buildings of St. Michael’s, St. Botolph’s, St. John the Baptist, All Saints and the surrounding churchyard and the Church buildings of St. Luke’s.

In planning the Church’s activities the members of the PCC kept in mind the Charity Commission’s guidance on public benefit.

RECTOR’S REPORT

TBA…

The Parish of Beccles with Worlingham North Cove and Barnby

Page 2

Report of the Trustees

For the Year Ended 31[st] December 2025

FINANCIAL REVIEW

The charity had a Loss for the year of £14,186 (2024: Surplus £69,010). This was after taking into account the purchase of a new Mini Bus for £53,974.

The charity’s bank and investments combined fund balances at 31[st] December 2025 were £467,089 (2024: £481,275) .

Reserves Policy

Currently there is no reserve’s policy, the majority of the unrestricted fund is taken up by the Parish Share. A reserve policy would be made if the PCC became aware of any future specific liability requiring one.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Parochial Church Council powers measure (1956) as amended and church representation rules.

Recruitment and appointment of new trustees

Trustees are appointed annually at the Annual General Meeting. Retiring trustees are eligible for re-election. Any vacancies arising, between the AGM’s may be filled by the committee. At the AGM following their appointment they will be eligible to stand for election as a trustee.

Induction and training of new trustees

Upon appointment an informal meeting with the new trustee is held to discuss the charity’s history and procedures. Training for trustees is arranged as and when required.

REFERENCE AND ADMINISTRATION DETAILS

Registered Charity Number

1128818

Principal address

The Parish Office St. Luke’s Centre, 61 Rigbourne Hill, Beccles Suffolk NR34 9JQ

The Parish of Beccles with Worlingham North Cove and Barnby

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Report of the Trustees For the Year Ended 31[st] December 2025

REFERENCE AND ADMINISTRATION DETAILS Trustees

The Parish of Beccles with Worlingham, North Cove and Barnby, Parochial Church Council currently consists of seven Church Wardens, four Deanery Synod Representatives, twelve Elected Members and the Ex Officio Members.

During the year the following served as members of the PCC:

Chair Reverend Dimitri Theulings
Church Wardens Phil Filer Peter Hobbs
Susan Son Charles Detheridge
Fran Tuck Ben Blower
Roger Bennett Vacancy
Deanery Synod Representative Terri Parker
Joan Pryce
Janet Fisher
Faith D’Arch
Elected Members Amanda Puxley
Brenda Beaumont
Mark Lowther (Treasurer)
Kathy Owen
John Rutter
Caroline Carvosso
Karen Hall (Minute Secretary)
Judy Thacker (Treasurer and PSO)
Ann Eckersley
Janet Barker
Caroline Smith
Sheila Beedham
Vacancies (2)
Ex-officio Members Faith Darch (Reader)
Phil Cudmore (Clergy)
Mark Bee (Clergy)
Doreen Page (Reader)
Claire Kiddy (Clergy)
Jayne Hollingsworth (Treasurer)
Kate Cracknell (Youth &Young Adults)
Serena Emberley (Parish Safeguarding Officer)
Vacancy (Representative for Children & Young People

Independent examiner

Christopher Punt MAAT Ashcroft Mill Common Westhall IP19 8RF

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The Parish of Beccles with Worlingham North Cove and Barnby

Report of the Trustees For the Year Ended 31[st] December 2025

REFERENCE AND ADMINISTRATION DETAILS

Charitable Status

A parish within the Church of England and the Diocese of St. Edmundsbury and Ipswich.

Bankers

Lloyds Bank plc CCLA Fund Managers Ltd 47 London Road North Senator House Lowestoft 85 Queen Victoria Street Suffolk London NR32 1BL EC4V 4ET

Approved by order of the board of trustees on and signed on its behalf by:

Churchwardens

Independent Examiner’s Report to the Trustees of The Parish of Beccles with Worlingham, North Cove and Barnby

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I report on the accounts for the year ended 31[st] December 2025 set out on pages six to twenty two.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is required.

It is my responsibility to:

Basis of the independent examiner’s report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statements below.

Independent examiner’s statement

In connection with my examination, the following has come to my attention

The accounting statements prepared on pages 6 to 22 represent the accounting affairs of the Parish of Beccles with Worlingham, North Cove and Barnby for the year ending 31[st] December 2025. The accounting records were compiled using transactional spreadsheets to trial balances and summary accounts level by the 3 Treasurers and underpin the PCC’s work and accounting statements for 2025.

Christopher Punt MAAT Ashcroft Mill Common Westhall Suffolk IP19 8RF