**REGISTERED CHARITY NUMBER: 1128818** **Report of the Trustees and Un-audited Financial Statements for the Year Ended 31st December 2025** **The Parish of Beccles with Worlingham North Cove and Barnby** Christopher Punt MAAT Ashcroft, Mill Common Westhall , Suffolk IP19 8RF ## **The Parish of Beccles with Worlingham North Cove and Barnby** **Contents of the Financial Statements For the Year Ended 31[st] December 2025** ||**Page**| |---|---| |**Report of the Trustees**|**1 to 4**| |**Independent Examiners Report**|**5**| |**Statement of Financial Activities**|**6**| |**Balance Sheet**|**7**| |**Notes to the Financial Statements**|**8 to 14**| |**Detailed Statement of Financial Activities**|**15 to 22**| **The Parish of Beccles with Worlingham North Cove and Barnby** **Page 1** ## **Report of the Trustees** **For the Year Ended 31[st] December 2025** The trustees present their report with the financial statements of the charity for the year ended 31[st] December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (the FRSSE) (effective 1[st] January 2015). ## **OBJECTIVES AND ACTIVITIES** Objectives and aims - Beccles, with Worlingham, North Cove and Barnby Parochial Church Council (PCC) has the responsibility of promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the Church buildings of St. Michael’s, St. Botolph’s, St. John the Baptist, All Saints and the surrounding churchyard and the Church buildings of St. Luke’s. In planning the Church’s activities the members of the PCC kept in mind the Charity Commission’s guidance on public benefit. ## **RECTOR’S REPORT** TBA… **The Parish of Beccles with Worlingham North Cove and Barnby** **Page 2** ## **Report of the Trustees** **For the Year Ended 31[st] December 2025** ## **FINANCIAL REVIEW** The charity had a Loss for the year of £14,186 (2024: Surplus £69,010). This was after taking into account the purchase of a new Mini Bus for £53,974. The charity’s bank and investments combined fund balances at 31[st] December 2025 were £467,089 (2024: £481,275) . ## **Reserves Policy** Currently there is no reserve’s policy, the majority of the unrestricted fund is taken up by the Parish Share. A reserve policy would be made if the PCC became aware of any future specific liability requiring one. ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** ## **Governing document** Parochial Church Council powers measure (1956) as amended and church representation rules. ## **Recruitment and appointment of new trustees** Trustees are appointed annually at the Annual General Meeting. Retiring trustees are eligible for re-election. Any vacancies arising, between the AGM’s may be filled by the committee. At the AGM following their appointment they will be eligible to stand for election as a trustee. ## **Induction and training of new trustees** Upon appointment an informal meeting with the new trustee is held to discuss the charity’s history and procedures. Training for trustees is arranged as and when required. ## **REFERENCE AND ADMINISTRATION DETAILS** ## **Registered Charity Number** 1128818 ## **Principal address** The Parish Office St. Luke’s Centre, 61 Rigbourne Hill, Beccles Suffolk NR34 9JQ **The Parish of Beccles with Worlingham North Cove and Barnby** **Page 3** **Report of the Trustees For the Year Ended 31[st] December 2025** ## **REFERENCE AND ADMINISTRATION DETAILS Trustees** The Parish of Beccles with Worlingham, North Cove and Barnby, Parochial Church Council currently consists of seven Church Wardens, four Deanery Synod Representatives, twelve Elected Members and the Ex Officio Members. During the year the following served as members of the PCC: |**Chair**|Reverend Dimitri Theulings|| |---|---|---| |**Church Wardens**|Phil Filer|Peter Hobbs| ||Susan Son|Charles Detheridge| ||Fran Tuck|Ben Blower| ||Roger Bennett|Vacancy| |**Deanery Synod Representative**|Terri Parker|| ||Joan Pryce|| ||Janet Fisher|| ||Faith D’Arch|| |**Elected Members**|Amanda Puxley|| ||Brenda Beaumont|| ||Mark Lowther (Treasurer)|| ||Kathy Owen|| ||John Rutter|| ||Caroline Carvosso|| ||Karen Hall (Minute Secretary)|| ||Judy Thacker (Treasurer and PSO)|| ||Ann Eckersley|| ||Janet Barker|| ||Caroline Smith|| ||Sheila Beedham|| ||Vacancies (2)|| |**Ex-officio Members**|Faith Darch (Reader)|| ||Phil Cudmore (Clergy)|| ||Mark Bee (Clergy)|| ||Doreen Page (Reader)|| ||Claire Kiddy (Clergy)|| ||Jayne Hollingsworth (Treasurer)|| ||Kate Cracknell (Youth &Young Adults)|| ||Serena Emberley (Parish Safeguarding Officer)|| ||Vacancy (Representative for Children &|Young People| ## **Independent examiner** Christopher Punt MAAT Ashcroft Mill Common Westhall IP19 8RF **Page 4** **The Parish of Beccles with Worlingham North Cove and Barnby** **Report of the Trustees For the Year Ended 31[st] December 2025** ## **REFERENCE AND ADMINISTRATION DETAILS** ## **Charitable Status** A parish within the Church of England and the Diocese of St. Edmundsbury and Ipswich. ## **Bankers** Lloyds Bank plc CCLA Fund Managers Ltd 47 London Road North Senator House Lowestoft 85 Queen Victoria Street Suffolk London NR32 1BL EC4V 4ET Approved by order of the board of trustees on and signed on its behalf by: Churchwardens **Independent Examiner’s Report to the Trustees of The Parish of Beccles with Worlingham, North Cove and Barnby** **Page 5** I report on the accounts for the year ended 31[st] December 2025 set out on pages six to twenty two. ## **Respective responsibilities of trustees and examiner** The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is required. It is my responsibility to: - examine the accounts under Section 145 of the 2011 Act - to follow the procedures laid down in the General Directions given by the Charity Commission (under Section 145(5)(b) of the 2011 Act) and - to state whether particular matters have come to my attention. ## **Basis of the independent examiner’s report** My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statements below. ## **Independent examiner’s statement** In connection with my examination, the following has come to my attention The accounting statements prepared on pages 6 to 22 represent the accounting affairs of the Parish of Beccles with Worlingham, North Cove and Barnby for the year ending 31[st] December 2025. The accounting records were compiled using transactional spreadsheets to trial balances and summary accounts level by the 3 Treasurers and underpin the PCC’s work and accounting statements for 2025. Christopher Punt MAAT Ashcroft Mill Common Westhall Suffolk IP19 8RF **Page 6** ## **Parish of Beccles with Worlingham, North Cove & Barnby** ## **Consolidated** ## **Statement of Financial Activities - Income & Expenditure Account for the Year Ended 31 December 2025** |**Notes**
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
**Charitable activities**
Church activities
Other trading activities
2
Investment income
3
**Total**
**EXPENDITURE ON**
Raising funds
**Charitable activities**
Church activities
**Total**
**NET INCOME/(EXPDENDITURE)**
**Other recognised gains(losses)**
Gains/(losses) on investments/ assets
**Net movement in funds**
**RECONCILICATION OF FUNDS**
**Total funds brought forward**
**Note 1.**
**TOTAL FUNDS CARRIED FORWARD**|**Unrestricted**
**funds**
**£**
99,839
19,663
11,672
10,907
142,081
1,041
90,439
91,480
50,602
-
50,602
20,124
70,726|**Restricted**
**funds**
**£**
49,538
-
0
-
49,538
-
114,331
114,331
(64,793)
5
(64,788)
455,726
390,938|**31.12.25**
**Total**
**funds**
**£**
149,377
19,663
11,672
10,907
191,620
1,041
204,770
205,811
(14,191)
5
(14,186)
475,850
461,664|**31.12.24**
**Total**
**funds**
**£**
271,632
24,777
10,502
12,376| |---|---|---|---|---| |||||319,287
2,054
248,302| |||||250,356| |||||68,931
79| |||||69,010
406,840| |||||475,850| **Note 1. Investments at 31.12.24 removed from b/fwd £5,421 as Fixed Asset** The notes form part of these financial statements **Parish of Beccles with Worlingham, North Cove & Barnby Consolidated** **Page 7** ## **Balance Sheet** **for the Year Ended 31 December 2025** |**Notes**
**FIXED ASSETS**
Tangible Assets
8
Investments
9
**CURRENT ASSETS**
Debtors
10
Cash at bank and in hand
12
**CREDITORS**
Amounts falling due within one year
11
**NET CURRENT ASSETS**
**TOTAL ASSETS LESS CURRENT**
**LIABILITIES**
**NET ASSETS**
**FUNDS**
12
Unrestricted funds
Restricted funds
**TOTAL FUNDS**|**Unrestricted**
**funds**
**£**
-
-
0
8,500
10,117
18,617
-
18,617
18,617
18,617|**Restricted**
**funds**
**£**
53,974
5,426
59,401
-
389,071
389,071
-
389,071
448,472
448,472|**31.12.25**
**Total**
**funds**
**£**
53,974
5,426
59,401
8,500
399,189
407,689
0
407,689
467,089
467,089
18,617
448,472
467,089|**31.12.24**
**Total**
**funds**
**£**
0
5,421| |---|---|---|---|---| |||||5,421
10,500
459,919| |||||470,419
0| |||||470,419| |||||475,840| |||||475,840| |||||20,247
455,594| |||||475,841| The finanacial statements were approved by the Board of Trustees on --/--/2026 and were signed on its behalf by: Roger Bennett - Trustee Mrs. J Hollingsworth - Trustee The notes form part of these financial statements **Parish of Beccles with Worlingham, North Cove & Barnby Consolidated** **Page 8** ## **Notes to the Financial Statements for the Year Ended 31 December 2025** ## **1. ACCOUNTING POLICIES** Basis of preparing the financial statements The financial statements of the charity have been prepared in accordance with the charities SORP (FRSSE) Accounting and Reporting by Charities:Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (the FRSSE) effective January 2015), the Charities Act 2011 and the Church Accounting Regulations 2006. The financial statements have been prepared under the historical cost convention with the exception of investements which are included at market value, as modified by the revaluation of certain assets. The financial statements include all transactions, assets and liabilities for which the PCC is responsible by law. They do not include the accounts of Church groups that own their main affilication to another body, nor those that are informal gatherings of the Church members. ## **Income** All income is recognised in the Statement of Financial Activities once the charity has entitlements to the funds, it is probable that the income will be received and the amount can be measured reliably. ## **Expenditure** Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. ## **Tangible Fixed Assets** Depreciaton is provided at the following annual rates in order to write off each asset over its estimated useful life. Fixtures, fittings and equipment - Straight line over 4 years. ## **Taxation** The charity is exempt from tax on its charitable activities ## **Fund accounting** Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. Further explanantion of the nature and purpose of each fund is included in the notes to the financial statements. ## **2. OTHER TRADING ACTIVITIES** |||| |---|---|---| |**TRADING ACTIVITIES**
Miscellaneous
Bookstall
Events
Catering
Sale of Church Hall - Proceeds|**31.12.25**
**£**
-
-
11,672
-
0
11,672|**31.12.24**
**£**
-
-
10,502
-
0| |||10,502| **Parish of Beccles with Worlingham, North Cove & Barnby Consolidated** **Page 9** ## **Notes to the Financial Statements** **for the Year Ended 31 December 2025** ## **3. INVESTMENT INCOME** Interest and dividends |**31.12.25**|**31.12.24**| |---|---| |**£**|**£**| |10,907|12,376| ## **4. TRUSTEE'S REMUNERATION AND BENEFITS** No Trustees received remuneration or benefits. ## **5. STAFF COSTS** |**5. STAFF COSTS**||||| |---|---|---|---|---| |The average monthly number of employees during the year was as follows:|**31.12.25**||**31.12.24**|| |Staff||4||4| No employees received emoluments in excess of £60,000 Included in wages and salaries is the PCC contribution to the Diocese towards the Parish Administration salary. ## **6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES FOR YEAR ENDING 31ST DEC 2024** |**INCOME AND ENDOWMENTS FROM**
Donations and legacies
**Charitable activities**
Church activities
Other trading activities
Investment income
**Total**
**EXPENDITURE ON**
Raising funds
**Charitable activities**
Church activities
**Total**
**NET INCOME/(EXPENDITURE)**
**Transfers between funds**
**Other recognised gains/(losses)**
Gains/(losses) on investment assets|**Unrestricted**
**funds**
**£**
144,051
24,777
10,502
12,376
191,706
2,054
189,303
191,357
349
0
0|**Restricted**
**funds**
**£**
127,580
-
-
-
127,580
-
58,999
58,999
68,581
-
79|**Total**
**funds**
**£**
271,631
24,777
10,502
12,376| |---|---|---|---| ||||319,286
2,054
248,302| ||||250,356
68,930
0| ||||79| **Parish of Beccles with Worlingham, North Cove & Barnby Consolidated** **Page 10** ## **Notes to the Financial Statements** **for the Year Ended 31 December 2025** ## **6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued** |**Net movement in funds**
**RECONCILIATION OF FUNDS**
**Total funds brought forward**
**TOTAL FUNDS CARRIED FORWARD**|**Unrestricted**
**funds**
**£**
349
20,124
20,473|**Restricted**
**funds**
**£**
68,660
386,716
455,376|**Total**
**funds**
**£**| |---|---|---|---| ||||69,009
406,840| ||||475,849| ## **7. INDEPENDENT EXAMINERS REMUNERATION** During the year the charity was charged £250 for the annual independent examination. ## **8. TANGIBLE FIXED ASSETS** |**COST**
At 1 January 2025 and 31 December 2025
**DEPRECIATION**
At 1 January 2025
Charge for year
At 31 December 2025
**NET BOOK VALUE**
At 31 December 2025
(Mini Van Purchase)
At 31 December 2024|**Fixtures**
**fittings and**
**equipment**
**£**
95,608
(41,634)
-| |---|---| ||(41,634)| ||53,974| ||0| ## **Consecrated property and movable church furnishings** Consecrated and beneficial property of any kind is not included in the accounts in accordance with s10(2)c of the Charities Act 2011. Movable church furnishings held by the vicar and churchwardens on special trust for the PCC, and which require a faculty for disposal, are accounted as inalienable property unless consecrated. They are listed on the church's inventory which can be inspected (at any reasonable time). For inalienable property acquired prior to 2001 there is insufficient cost information available and therefore such assets are not valued in the accounts. Items acquired since 1 January 2001 will be capitalised and depreciated in the accounts over their anticipated useful economic life. All expenditure incurred in the year on consecrated or beneficial buildings, individual items under £1,000 or on the repair of movable church furnishings acquired before 1 January 2000 are written off. **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 11** ## **Consolidated** ## **Notes to the Financial Statements** **for the Year Ended 31 December 2025** ## **9. FIXED ASSET INVESTMENTS** ||**Listed**| |---|---| ||**Investments**| ||**£**| |**MARKET VALUE**|| |As 1 January 2025|5,421| |Disposals|-| |Revaluations|5| |At 31 December 2025|5,426| |**NET BOOK VALUE**|| |At 31 December 2024|5,421| |At 31 December 2025|5,426| There were no investment assets outside the UK. ## **Investment holdings** |Central Board of Finance of the Church of England Investment Fund
0 shares
COIF Charity Funds (Beccles Clerk's Piece Charity) - 53.22 shares
St. Edmundsbury & Ipswich Diocesan Board of Financ (Banham Fabric Fund
Trust ) - 388 shares
St. Edmundsbury & Ipswich Diocesan Board of Finance (Rideal Fabric Fund
Trust ) - 3,000 shares
2.5% Consol for the Rector
3-1/2% War Stock for the Fabric Fund
2.5% Consol for the Choir
Poors Pightle, Hermitage and Bridge Street
Lloyds Banking Group plc - 8 shares
**10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Other debtors (Gift Aid Rebate 2025)
**11. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Bank loans and overdrafts
Trade creditors
Other creditors|**31.12.25**
0
1,081
614
3,000
-
-
-
723
8
5,426
**31.12.25**
**£**
8,500
**31.12.25**
**£**
-
-
-
0|**31.12.24**
0
1,080
614
3,000
-
-
-
723
4| |---|---|---| |||5,421| |||**31.12.24**
**£**
10,500| |||**31.12.24**
**£**
-
-
-| |||0| **Parish of Beccles with Worlingham, North Cove & Barnby Consolidated** **Page 12** ## **Notes to the Financial Statements** ## **for the Year Ended 31 December 2025** ## **12. MOVEMENT IN FUNDS** |**MENT IN FUNDS**|||| |---|---|---|---| |**At 1.1.25**
**Unrestricted funds**
General fund and Capital Fund
21,990
**Beccles St Michaels & St Lukes Restricted funds**
St Michaels Restoration appeal
1,405
St Lukes Fabric Fund and Development
7,558
**Legacy investment fund/Depreciation**
**5,421**
St Lukes Building and Development
8,003
St Michaels Building and Development
12,038
Community Fund
5,240
Austin Bates Music Fund
59,472
Parish Pantry
1,546
Youth Pastor
38,432
Uniform Account
-
Beacon Area Fund
16,600
**Mini Bus Fund (Capital)**
**34,644**
Sub:-
190,358
**Restricted funds North Cove/Barnby:-**
Barnby Fabric Fund
86,463
Barnby Special Reserve Account
11,371
Barnby Churchyard
-
Barnby Car Park
628
Barnby Flower Fund
-
Barnby V Collier Book of Rememberance
76
North Cove Fabric Fund
12,817
North Cove Wall Paintings
1,000
North Cove Churchyard
-
North Cove Flower Fund
-
North Cove Vestry Fund
140
North Cove Restoration Fund
-
Tooley Family Memorial Upkeep Fund
1,527
J. Chartters Grave upkeep
2,732
Sub:-
116,754
**Restricted funds Worlingham:-**
Fabric fund
9,717
Feofees Funds
-
Michael Porter Legacy Fund
-
Sale of Church Hall Lands Proceeds
142,456
Sub:-
152,173
**TOTAL FUNDS**
481,275|**Net**
**movement**
**in funds**
50,602
-
-
**5**
(5,004)
(683)
(2,791)
(1,129)
5,297
(21,406)
301
(14,443)
**(34,001)**
(73,855)
-
606
-
-
(35)
-
2,360
-
313
(478)
-
-
69
124
2,959
197
**1,745**
1,000
3,167
6,108
(14,186)|**Transfers**
**between**
**funds**
-
-
-
**-**
-
-
-
-
-
-
-
**-**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-|**At 31.12.25**
72,592
1,405
7,558
**5,426**
2,999
11,355
2,449
58,343
6,843
17,025
301
2,157
**643**| ||||116,503
86,463
11,977
-
628
(35)
76
15,177
1,000
313
(478)
140
-
1,596
2,856| ||||119,713
9,914
1,745
1,000
145,623| ||||158,281| ||||467,089| **Parish of Beccles with Worlingham, North Cove & Barnby Consolidated** **Page 13** ## **Notes to the Financial Statements** ## **for the Year Ended 31 December 2025** ## **12. MOVEMENT IN FUNDS - continued** Net movement in funds, included in the above are as follows: |**Unrestricted funds:-**
General fund and Capital Fund
**Restricted funds Beccles:-**
Beacon Area Fund
**Mini Bus Fund (capital)**
St Lukes Development
St Michaels Development
Organ Fees Music/Keyboard
Community Fund
Youth Pastor
Uniform Account
First Youth Club
Austin Bates Music Fund
Parish Pantry
**Legacy investment fund/Depreciation**
**Restricted funds North Cove/Barnby:-**
Barnby Fabric Fund
Barnby Special Reserve Account
Barnby Churchyard
Barnby Car Park
Barnby Flower Fund
Barnby V Collier Book of Rememberance
North Cove Fabric Fund
North Cove Wall Paintings
North Cove Churchyard
North Cove Flower Fund
North Cove Vestry Fund
North Cove Restoration Fund
Tooley Family Memorial Upkeep Fund
J. Chartters Grave upkeep
**Restricted funds Worlingham:-**
Fabric fund
Feoffees fund
Michael Porter Legacy Fund
Sale of Church Hall Lands Proceeds
**TOTAL FUNDS**|**Incoming**
**resources**
**£**
142,081.32
167
**19,890**
2,901
77
-
33
368
2,859
-
468
8,797
**-**
1,098
606
-
-
-
-
2,360
-
313
-
-
-
69
124
197
1,745
1,000
6,467
49,538
191,620|**Resources**
**expended**
**£**
(91,480)
(14,611)
**(53,891)**
(7,905)
(760)
-
(2,825)
(21,774)
(2,558)
-
(1,596)
(3,500)
**-**
(1,098)
-
-
-
(35)
-
-
-
-
(478)
-
-
-
-
-
-
-
(3,300)
(114,331)
(205,811)|**Gains and**
**losses**
**£**
-
-
**-**
-
-
-
-
-
-
-
-
-
**5**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
5
5|**Movement**
**in funds**
**£**
50,602
(14,443)
**(34,001)**
(5,004)
(683)
-
(2,791)
(21,406)
301
-
(1,129)
5,297
**5**
-
606
-
-
(35)
-
2,360
-
313
(478)
-
-
69
124
197
1,745
1,000
3,167| |---|---|---|---|---| |||||(64,788)| |||||(14,186)| **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 14** ## **Consolidated** **Notes to the Financial Statements for the Year Ended 31 December 2025** ## **12. MOVEMENT IN FUNDS - continued** The fabric funds are for the repair and maintenance of the fabric, fixtures and fittings of the church buildings The St.Michael's development fund is for the development of the facilities at St. Michael's church, including specifically the church and undercroft fixtures and fittings. The St. Luke's development fund is for the development of the fixtures and fittngs at St. Luke's church and hall complex. The holdings funds are for either i) funds which await final classification or ii) funds which have been received but which do not belong to the PCC and which are held pending payment to their rightful beneficiary. The legacy investment fund was created upon receiving shares as part of a bequest and is to be used for St. Michael's Church, Beccles absolutely. Other restricted funds are for the purpose described above. ## **13. RELATED PARTY DISCLOSURES** There were no related party transactions, with the exception of those noted in salaries and expenses, for the year ended 31st December, 2025 nor the year ended 31st December 2024. **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 15** ## **Consolidated** ## **Detailed Statement of Financial Activities** ## **for the Year Ended 31 December 2025** |**Parish of Beccles with Worlingham, North Cove &**
**Consolidated**
**Detailed Statement of Financial Activities**
**for the Year Ended 31 December 2025**|**Barnby**|**Page 15**| |---|---|---| |**INCOME AND ENDOWMENTS**
**Donations and legacies**
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
**Other trading activities**
Sundry Income - inc. printing, PCC reimbursements
Bookstall
Fund Raising Activities
Catering
Sale of Church Hall - Proceeds
**Investment income**
Interest and dividends
**Charitable activities**
Church fees (weddings, memorial and funeral)
Rent from lettings
**Total Incoming Resources**
**EXPENDITURE**
**Raising donations and legacies**
Catering
Fund Raising Activities
Miscellaneous
**Charitable activities**
Saff Salaries and Parish Administrator
Insurance
Telephone and Internet
Parish Office Costs, postage and stationery, Computing
Rent
Missionary and Charitable giving / Donations
Parish Share
Carried forward
This page does not form part of the statutory financial statements|**31.12.25**
**£**
0
22,892
15,214
35,094
51,482
14,691
5,240
1,000
0
145,613
3,764
0
11,672
0
0
15,436
10,907
9,083
10,580
19,663
**191,620**
0
1,041
0
1,041
38,771
11,598
2,626
4,621
0
5,535
64,000
127,150|**31.12.24**
**£**
65
48,740
28,865
57,020
51,431
13,830
15,966
55,116
0| |||271,032
600
0
10,502
0
0| |||11,102
12,376
9,231
15,546| |||24,777| |||**319,287**
0
2,054
0| |||2,054
25,445
10,471
2,848
6,316
0
7,230
65,100
117,409| **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 16** ## **Consolidated** ## **Detailed Statement of Financial Activities** ## **for the Year Ended 31 December 2025** |**Charitable activities**
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery
Organ Maintenance
Lease of Photocopier
Architect Fees Restoration of St. Michaels
Youth Club
**Note 1.**
**Support costs**
**Governance costs**
Accountancy and legal fees
Bank Transfer / Charges
**Total resources expended**
**Net (expenditure)/income before gains and losses**
**Realised recognised gains and losses**
Realised gains/(losses) on fixed asset investments
**Net (expenditure)/income**|**31.12.25**
**£**
127,150
2,826
3,959
48,473
91
18,174
362
3,044
0
-
204,080
600
90
**205,811**
**(14,191)**
**5**
**(14,186)**|**31.12.24**
**£**
117,409
7,284
5,664
85,460
119
27,800
162
3,950
0
-| |---|---|---| |||247,848
300
154| |||**250,356**
**68,931**
**79**| |||**69,010**| ## **Note 1. Youth Club is now an Independent Organisation** This page does not form part of the statutory financial statements **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 17** ## **Beccles St Michaels and St Lukes** ## **Detailed Statement of Financial Activities** ## **for the Year Ended 31 December 2025** |**Parish of Beccles with Worlingham, North Cove &**
**Beccles St Michaels and St Lukes**
**Detailed Statement of Financial Activities**
**for the Year Ended 31 December 2025**|**Barnby**|**Page 17**| |---|---|---| |**INCOME AND ENDOWMENTS**
**Donations and legacies**
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
**Other trading activities**
Sundry Income - inc. printing, PCC reimbursements
Bookstall
Fund Raising Activities
Catering
**Investment income**
Interest and dividends
**Charitable activities**
Church fees (weddings, memorial and funeral)
Rent from lettings
**Total Incoming Resources**
**EXPENDITURE**
**Raising donations and legacies**
Catering
Fund Raising Activities
Sundry - inc. printing, PCC reimbursements
**Charitable activities**
Saff Salaries and Parish Administrator
Insurance
Telephone and Internet
Parish Office Costs, postage, stationery, computing
Rent
Missionary and Charitable giving / Donations
Parish Share
Carried forward
This page does not form part of the statutory financial statements|**31.12.25**
**£**
0
20,666
11,706
32,999
48,385
12,661
5,220
1,000
0
132,638
3,764
0
6,120
0
9,884
1,505
2,774
10,580
13,354
**157,381**
0
70
0
70
38,771
9,961
2,626
4,365
0
4,951
50,000
110,673|**31.12.24**
**£**
65
45,992
27,017
54,588
48,328
12,008
15,946
54,116
0| |||258,060
600
0
6,016
0| |||6,616
2,197
4,960
13,996| |||18,956| |||**285,829**
0
757
0| |||757
25,445
8,422
2,848
6,260
0
5,537
52,000
100,512| **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 18** ## **Beccles St Michaels and St Lukes** ## **Detailed Statement of Financial Activities** ## **for the Year Ended 31 December 2025** |**Charitable activities**
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery
Organ Maintenance
Lease of Photocopier
Architect Fees Restoration of St. Michaels
**Support costs**
**Governance costs**
Accountancy and legal fees
Bank Transfer
**Total resources expended**
**Net (expenditure)/income before gains and losses**
**Realised recognised gains and losses**
Realised gains/(losses) on fixed asset investments
**Net (expenditure)/income**|**31.12.25**
**£**
110,673
2,230
2,814
42,047
0
18,123
196
3,044
0
179,126
600
0
**179,796**
**(22,415)**
5
**(22,410)**|**31.12.24**
**£**
100,512
4,240
3,711
75,277
0
27,175
0
3,950
0| |---|---|---| |||214,865
300
0| |||**215,922**
**69,907**
79| |||**69,986**| ## **Note 1.** This page does not form part of the statutory financial statements **Page 19** ## **Parish of Beccles with Worlingham, North Cove & Barnby** ## **North Cove and Barnby** ## **Detailed Statement of Financial Activities** ## **Notes to the Financial Statements** |**INCOME AND ENDOWMENTS**
**Donations and legacies**
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
**Other trading activities**
Miscellaneous
Bookstall
Fund Raising Activities
Catering
**Investment income**
Interest and dividends
**Charitable activities**
Church fees (weddings, memorial and funeral)
Rent from lettings
**Total Incoming Resources**
**EXPENDITURE**
**Raising donations and legacies**
Catering
Fund Raising Activities
Miscellaneous
**Charitable activities**
Saff Salaries and Parish Administrator
Insurance
Telephone and Internet
Parish Office Costs, postage and stationery
Rent
Missionary and Charitable giving / Donations
Parish Share
Carried forward|**31.12.25**
0
1,680
937
0
1,809
1,454
0
0
0
5,880
0
0
5,552
0
5,552
2,738
2,813
0
2,813
**16,983**
0
971
0
971
0
0
0
256
0
344
7,000
7,600|**31.12.24**
**£**
0
2,448
1,848
0
1,990
1,064
0
1,000
0| |---|---|---| |||8,350
0
0
4,486
0| |||4,486
2,489
1,718
0| |||1,718| |||**17,043**
0
1,297
0| |||1,297
0
0
0
56
0
550
6,550
7,156| This page does not form part of the statutory financial statements **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 20** ## **North Cove and Barnby** ## **Detailed Statement of Financial Activities** ## **Notes to the Financial Statements** |**Charitable activities**
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery
Organ Maintenance
Lease of Photocopier
Architect Fees Restoration of St. Michaels
**Support costs**
**Governance costs**
Accountancy and legal fees
Bank Charges
**Total resources expended**
**Net (expenditure)/income before gains and losses**
**Realised recognised gains and losses**
Realised gains/(losses) on fixed asset investments
**Net (expenditure)/income**|**31.12.25**
**£**
7,600
0
775
3,476
91
0
0
0
0
11,942
0
90
**13,003**
**3,980**
**-**
**3,980**|**31.12.24**
**£**
7,156
3,044
1,473
6,831
119
0
0
0
0| |---|---|---| |||18,623
0
154| |||**20,074**
**(3,031)**
**-**| |||**(3,031)**| This page does not form part of the statutory financial statements **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 21** ## **Worlingham** ## **Detailed Statement of Financial Activities** ## **Notes to the Financial Statements** |**Parish of Beccles with Worlingham, North Cove &**
**Worlingham**
**Detailed Statement of Financial Activities**
**Notes to the Financial Statements**|**Barnby**|**Page 21**| |---|---|---| |**INCOME AND ENDOWMENTS**
**Donations and legacies**
Gift Day(s)
Donations - General, Starkness of the cross, Fair Trade
Gift Aid Reclaimed (HMRC)
Grants including FOSM Donations and Legacies
Gift Aid - Planned Giving
Service Collections including open plate, wall box
Other income inc. Missionary Giving, DCMS Scheme, Furlough
Legacies
VAT Claim
**Other trading activities**
Miscellaneous
Bookstall
Fund Raising Activities
Catering
Sale of Church Hall Proceeds
**Investment income**
Interest and dividends
**Charitable activities**
Church fees (weddings, memorial and funeral)
Insurance Policy Claim - window damage
**Total Incoming Resources**
**EXPENDITURE**
**Raising donations and legacies**
Catering
Fund Raising Activities
Miscellaneous
**Charitable activities**
Saff Salaries and Parish Administrator
Insurance Premium and Repair Cost
Telephone and Internet
Parish Office Costs, postage and stationery
Rent
Missionary and Charitable giving / Service Donations
Parish Share
Carried forward
This page does not form part of the statutory financial statements|**31.12.25**
**£**
0
546
2,571
2,095
1,288
576
20
0
0
7,095
0
0
0
0
0
0
6,665
3,496
0
3,496
**17,256**
0
0
0
0
0
1,637
0
0
0
240
7,000
8,877|**31.12.24**
**£**
0
300
0
2,432
1,113
758
20
0
0| |||4,622
0
0
0
0
0| |||0
7,690
2,553
1,550| |||4,103| |||**16,415**
0
0
0| |||0
0
2,049
0
0
0
1,143
6,550
9,741| **Parish of Beccles with Worlingham, North Cove & Barnby** **Page 22** ## **Worlingham** ## **Detailed Statement of Financial Activities** ## **Notes to the Financial Statements** |**Charitable activities**
Brought forward
Clergy expenses and fees including Parochial fees to DBF
Service costs
Church Running, Utilities, Fabric maintenance and Restoration
Equipment, Furniture, Plant and Machinery
Sundry Expenses, Fees and Stationery, and Prior years Childrens fund
Organ Maintenance
Lease of Photocopier
Architect Fees
**Support costs**
**Governance costs**
Accountancy and legal fees
Bank Charges
**Total resources expended**
**Net (expenditure)/income before gains and losses**
**Realised recognised gains and losses**
Realised gains/(losses) on fixed asset investments
**Net (expenditure)/income**|**31.12.25**
**£**
8,877
596
370
2,950
0
51
167
0
0
13,012
0
0
13,012
**4,245**
**-**
**4,245**|**31.12.24**
**£**
9,741
0
480
3,352
0
625
162
0
0| |---|---|---| |||14,360
0
0| |||14,360
**2,055**
**-**| |||**2,055**| This page does not form part of the statutory financial statements ## **Fixed Assets… Supporting Summary** £ 17 'Feb 25 Allied Vehicles . Mini Van Purchase 53974 |**Bank account balances**
**1/1/2025**
**12/31/2025**
**Delta**
**Income**
c
Lloyds
3260
Business Account
**9,407.96**
**C**
**8,876.74**
-531.22
**157,177.21**
c
COIF
3001D
St Michaels General Fund
**1,869.75**
**C**
**1,869.75**
0.00
0.00
c
COIF
7003D
St Luke Church Development Fund
**2,027.66**
**C**
**2,027.66**
0.00
0.00
c
COIF
7002D
St Lukes Fabric Fund
**5,529.84**
**C**
**5,529.84**
0.00
0.00
c
COIF
2005D
St Michaels. Restoration Appeal
**1,404.61**
**C**
**1,404.61**
0.00
0.00
10491 Lloyds
5768
St Michaels B&D Statement
**10,168.28**
**C**
**9,485.50**
-682.78
77.22
c
Lloyds
5268
St Lukes B&D Statement
**8,002.73**
**C**
**2,998.81**
-5,003.92
45.68
c
Lloyds
4868
Community Fund
**5,240.35**
**C**
**2,448.97**
-2,791.38
33.42
c
Lloyds
6468
Youth Pastor Fund
**38,431.60**
**C**
**17,025.21** -21,406.39
367.52
c
Lloyds
5060
Austin Bates Music Fund
**59,472.14**
**C**
**58,343.49**
-1,128.65
467.83
c
Lloyds
5468
Parish Pantry Statement
**1,545.59**
**C**
**6,843.53**
5,297.94
23.94
3068
Beacon Area Fund
**16,600.00**
**2,156.60** -14,443.40
100.93
7868
Mini Bus Account
**34,644.29**
**642.91** -34,001.38
1,083.74
6068
Uniform Account
0.00
301.31
301.31
2.17
c
First Youth Club Account - 12/21 New Account
0.00
0.00
0.00
0.00
**194,344.80**
**119,954.93 -74,389.87**
**159,379.66 **
**CBF**
**0001T**
Shares
53.22
53.22 **c**
**Clerks Piece Charity**
1,082.59
1,080.01 **c**
**Dividends paid £7.20+£7.20**
12/17/1902
Outstanding Debtor
Outstanding Creditors
**-74,389.87**
**159,379.66 **
bank balances
194,344.80
119,954.93
c
gift aid
11500
10750
c
legacy invest
13761
5342|**1/1/2025**
**12/31/2025**
**Delta**
**Income**
**9,407.96**
**C**
**8,876.74**
-531.22
**157,177.21**
**1,869.75**
**C**
**1,869.75**
0.00
0.00
**2,027.66**
**C**
**2,027.66**
0.00
0.00
**5,529.84**
**C**
**5,529.84**
0.00
0.00
**1,404.61**
**C**
**1,404.61**
0.00
0.00
**10,168.28**
**C**
**9,485.50**
-682.78
77.22
**8,002.73**
**C**
**2,998.81**
-5,003.92
45.68
**5,240.35**
**C**
**2,448.97**
-2,791.38
33.42
**38,431.60**
**C**
**17,025.21** -21,406.39
367.52
**59,472.14**
**C**
**58,343.49**
-1,128.65
467.83
**1,545.59**
**C**
**6,843.53**
5,297.94
23.94
**16,600.00**
**2,156.60** -14,443.40
100.93
**34,644.29**
**642.91** -34,001.38
1,083.74
0.00
301.31
301.31
2.17
0.00
0.00
0.00
0.00|**1/1/2025**
**12/31/2025**
**Delta**
**Income**
**9,407.96**
**C**
**8,876.74**
-531.22
**157,177.21**
**1,869.75**
**C**
**1,869.75**
0.00
0.00
**2,027.66**
**C**
**2,027.66**
0.00
0.00
**5,529.84**
**C**
**5,529.84**
0.00
0.00
**1,404.61**
**C**
**1,404.61**
0.00
0.00
**10,168.28**
**C**
**9,485.50**
-682.78
77.22
**8,002.73**
**C**
**2,998.81**
-5,003.92
45.68
**5,240.35**
**C**
**2,448.97**
-2,791.38
33.42
**38,431.60**
**C**
**17,025.21** -21,406.39
367.52
**59,472.14**
**C**
**58,343.49**
-1,128.65
467.83
**1,545.59**
**C**
**6,843.53**
5,297.94
23.94
**16,600.00**
**2,156.60** -14,443.40
100.93
**34,644.29**
**642.91** -34,001.38
1,083.74
0.00
301.31
301.31
2.17
0.00
0.00
0.00
0.00|**TRF IN**
109,419.94
0.00
0.00
0.00
0.00|**Expenditure**
**TRF OUT**| |---|---|---|---|---| |||||**233,770.53**
33,357.84| |||||0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00| ||||0.00|0.00
760.00| ||||2,855.00
0.00
0.00
8,773.00
66.50
18,806.20|0.00
7,904.60
0.00
2,824.80
0.00
21,773.91
0.00
1,596.48
0.00
3,500.00
0.00
14,610.83
0.00
53,891.32
0.00
2,558.00
0.00
0.00| ||||2,857.14|| ||||0|| ||**194,344.80**
**119,954.93 -74,389.87**
**159,379.66 **||**142,777.78**|**233,770.53**
**142,777.78**| |||||**transfer balance**| ||||**0.00 **|| |||||| |||**-74,389.87**
**159,379.66 **|**142,777.78**|**233,770.53**
**142,777.78**| |||||| |depreciation
5768
St Michaels B&D Statement
5268
St Lukes B&D Statement
4868
Community Fund
6468
Youth Pastor Fund
5060
Austin Bates Music Fund
5468
Parish Pantry Statement
3068
Beacon Area Fund
7868
Mini Bus Account
6068
Uniform Account|219,605.80|136,046.93
-1682
**134,364.93**
**TRF in**
**TRF out**
**INCOME**
**Interest**
**31.12.25 Balance**
**9,485.50**
**0.00**
**760.00**
0.00
**77.22**
**9,485.50**
**2,998.81**
2,855.00
7,904.60
0.00
45.68
**2,998.81**
**2,448.97**
0.00
2,824.80
0.00
33.42
**2,448.97**
**17,025.21**
0.00
21,773.91
120.00
247.52
**17,025.21**
**58,343.49**
0.00
1,596.48
0.00
467.83
**58,343.49**
**6,843.53**
8,773.00
3,500.00
0.00
24.94
**6,843.53**
**2,156.60**
66.50
14,610.83
0.00
100.93
2,156.60
**642.91**
18,806.20
53,891.32
1,000.00
83.74
642.91
301.31
2,857.14
2,558.00
0.00
2.17
301.31| |---|---|---| ||**10,168.28**
**C**|| ||**8,002.73**
**C**
**5,240.35**
**C**
**38,431.60**
**C**
**59,472.14**
**C**
**1,545.59**
**C**|| ||**16,600.00**
**34,644.29**
0.00
**174,104.98**|| |||**100,246.33**
**33,357.84**
**109,419.94**
**1,120.00**
**1,083.45**
**100,246.33**| |||c| ## **Delta** |-531.22|0.00| |---|---| |0.00|0.00| |0.00|0.00| |0.00|0.00| |0.00|0.00| |-682.78|0.00| |-5,003.92|0.00| |-2,791.38|0.00| |-21,406.39|0.00| |-1,128.65|0.00| |5,296.94|1.00| |-14,443.40|0.00| |-34,001.38|**0.00**| |301.31|0.00| |0.00|0.00| |**-74,390.87**|**1.00**| c ||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||||||||||**Income**||||||| |General Account||||||St Michael's B & D Fund|||||||Childrens Worker||| |**Lloyds Bank Account ….. Ending 3260**||||||**Lloyds Bank Account ….Ending 5768**|||||||**Lloyds Bank Account …..**||| ||||||||||||||||| |Balance c/|f
£9407.96|||||Balance c/f|£10168.28||||||Balance c/|f
£38431.60|| ||||||||||||||||| |Income to|3£266,597.15|||||income to|3
£0.00||||||Income to|3
£120.00|| |||||||Interest Ac|£77.22||||||Interest Ac|
£247.52|| ||||||||||||||||| |Total Inco|m£276,005.11|||||Total Incom|£10,245.50||||||Total Inco|m £38,799.12|| ||||||||||||||||| |Expenditure to 31.12.25||||||Expenditur|£760.00||||||Expenditur|£21,773.91|| |||£267,128.37|||||||||||||| |Balance@||£8,876.74||||Balance@||£9,485.50|||||Balance@|£17,025.21|| ||||||||||||||||| |Balance as||**£8,876.74**||||Balance as||**£9,485.50**|||||Balance as||**£17,025.21**| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||Uniform Bank||| |CBF Account - St Michael's General||||||CBF Account - Beccles Clerk's Piece Charity|||||||**Lloyds Bank Account …..**||| |Fund - Account ending3001D||||||Fund - Account ending 0001T|||||||||| ||||||||||||||Balance c/|f
£0.00|| |Balance@|£1,869.75|||||Balance@|£1,082.59||||||||| |||||||53.22 shares@£20.03418|||||||Income to|3
£2,857.14|| ||||||||||||||Interest Ac|
£2.17|| |Balance@|**£1,869.75**|||||Balance@|**£1,080.01**||||||||| ||||||53.22 shares@£20.2933||||||||Total Inco|m
£2,859.31|| ||||||||||||||||| ||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||||||||||**Income**||||||| |General Account||||||St Michael's B & D Fund|||||||Childrens Worker||| |**Lloyds Bank Account ….. Ending 3260**||||||**Lloyds Bank Account ….Ending 5768**|||||||**Lloyds Bank Account …..**||| ||||||||||||||||| |Balance c/|f
£9407.96|||||Balance c/f|£10168.28||||||Balance c/|f
£38431.60|| ||||||||||||||||| |Income to|3£266,597.15|||||income to|3
£0.00||||||Income to|3
£120.00|| |||||||Interest Ac|£77.22||||||Interest Ac|
£247.52|| ||||||||||||||||| |Total Inco|m£276,005.11|||||Total Incom|£10,245.50||||||Total Inco|m £38,799.12|| ||||||||||||||||| |Expenditure to 31.12.25||||||Expenditur|£760.00||||||Expenditur|£21,773.91|| |||£267,128.37|||||||||||||| |Balance@||£8,876.74||||Balance@||£9,485.50|||||Balance@|£17,025.21|| ||||||||||||||||| |Balance as||**£8,876.74**||||Balance as||**£9,485.50**|||||Balance as||**£17,025.21**| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| ||||||||||||||Uniform Bank||| |CBF Account - St Michael's General||||||CBF Account - Beccles Clerk's Piece Charity|||||||**Lloyds Bank Account …..**||| |Fund - Account ending3001D||||||Fund - Account ending 0001T|||||||||| ||||||||||||||Balance c/|f
£0.00|| |Balance@|£1,869.75|||||Balance@|£1,082.59||||||||| |||||||53.22 shares@£20.03418|||||||Income to|3
£2,857.14|| ||||||||||||||Interest Ac|
£2.17|| |Balance@|**£1,869.75**|||||Balance@|**£1,080.01**||||||||| ||||||53.22 shares@£20.2933||||||||Total Inco|m
£2,859.31|| ||||||||||||||||| |CBF Account - St Luke's Church|CBF Account - St Luke's Church|CBF Account - St Luke's Church||||||||Expenditur|£2,558.00|£2,558.00| |---|---|---|---|---|---|---|---|---|---|---|---|---| |Development Fund ….7003D||||Balance asper bank||
**£1,080.01**||||||| |||||||||||Balance@|£301.31|| |Balance@|£2,027.66|||||||||||| |||||||||||Balance as|
**£301.31**|| |||||||||||||| |Balance@|**£2,027.66**|||||||||||| |||||||||||||| |||||||||||||| |CBF Account - St Luke's Church||||||||||||| |Fabric Fund …7002D||||||||||||| |||||||||||||| |Balance@|£5,529.84|||||||||||| |||||||||||||| |||||||||||||| |Balance@|**£5,529.84**|||||||||||| |||||||||||||| |||||||||||||| |CBF Account - St Michael's Church||||||||||||| |Restoration Appeal ….2005D||||||||||||| |||||||||||||| |Balance@|£1,404.61|||||||||||| |||||||||||||| |||||||||||||| |Balance@|**£1,404.61**|||||||||||| |||||||||||||||||||||||
**n**

3


| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |||||||||||||||||||||||| ||St Lukes B & D Fund||||CommunityFund||||Parish Pantry||||Austin Bates Music Fund||||Beacon Area Fund||||minibus Ac|| ||**Lloyds Bank Account ….. Ending **||||**5Lloyds Bank Account ….. Ending **||||**4Lloyds Bank Account ….. Ending **||||**5Lloyds Bank Account ….. Ending 50**||||**Lloyds Bank Account ….. Ending 3**||||**Lloyds Ba**|| |||||||||||||||||||||||| ||Balance c/|f
£8002.73|||Balance c/|f
£5240.35|||Balance c/|f
£1545.59|||Balance c/|f
£59472.14|||Balance c/|f £16600.00|||Balance c/f|| |||||||||||||||||||||||| ||Income to|3 £2,855.00|||Income to|3
£0.00|||Income to|3 £8,773.00|||Income to|3
£0.00|||Income to|3
£66.50|||Income to|| ||Interest Ac|
£45.68|||Interest Ac|
£33.42|||Interest Ac|
£24.94|||Interest Ac|
£467.83|||Interest Ac|
£100.93|||Interest Ac|| |||||||||||||||||||||||| ||Total Inco|m £10,903.41|||Total Inco|m £5,273.77|||Total Inco|m £10,343.53|||Total Inco|m £59,939.97|||Total Inco|m £16,767.43|||Total Incom|| |||||||||||||||||||||||| ||Expenditur|£7,904.60|||Expenditur|£2,824.80|||Expenditur|£3,500.00|||Expenditur|£1,596.48|||Expenditur|£14,610.83|||Expenditur|| |||||||||||||||||||||||| ||Balance@||£2,998.81||Balance@||£2,448.97||Balance@||£6,843.53||Balance@|£58,343.49|||Balance@||£2,156.60||Balance@|| |||||||||||||||||||||||| ||Balance as||**£2,998.81**||Balance as||**£2,448.97**||Balance as||**£6,843.53**||Balance as||**£58,343.49**||Balance as||**£2,156.60**||Balance as|| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |**Ending 6068**||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| |||||||||||||||||||||||| ## ccount **nk Account ….. Ending 7868** £34644.29 £19,806.20 £83.74 £54,534.23 £53,891.32 £642.91 **£642.91** **REGISTERED CHARITY NUMBER: 1128818** **Report of the Trustees and Un-audited Financial Statements for the Year Ended 31st December 2025** **The Parish of Beccles with Worlingham North Cove and Barnby** Christopher Punt MAAT Ashcroft, Mill Common Westhall , Suffolk IP19 8RF ## **The Parish of Beccles with Worlingham North Cove and Barnby** **Contents of the Financial Statements For the Year Ended 31[st] December 2025** ||**Page**| |---|---| |**Report of the Trustees**|**1 to 4**| |**Independent Examiners Report**|**5**| |**Statement of Financial Activities**|**6**| |**Balance Sheet**|**7**| |**Notes to the Financial Statements**|**8 to 14**| |**Detailed Statement of Financial Activities**|**15 to 22**| **The Parish of Beccles with Worlingham North Cove and Barnby** **Page 1** ## **Report of the Trustees** **For the Year Ended 31[st] December 2025** The trustees present their report with the financial statements of the charity for the year ended 31[st] December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (the FRSSE) (effective 1[st] January 2015). ## **OBJECTIVES AND ACTIVITIES** Objectives and aims - Beccles, with Worlingham, North Cove and Barnby Parochial Church Council (PCC) has the responsibility of promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the Church buildings of St. Michael’s, St. Botolph’s, St. John the Baptist, All Saints and the surrounding churchyard and the Church buildings of St. Luke’s. In planning the Church’s activities the members of the PCC kept in mind the Charity Commission’s guidance on public benefit. ## **RECTOR’S REPORT** TBA… **The Parish of Beccles with Worlingham North Cove and Barnby** **Page 2** ## **Report of the Trustees** **For the Year Ended 31[st] December 2025** ## **FINANCIAL REVIEW** The charity had a Loss for the year of £14,186 (2024: Surplus £69,010). This was after taking into account the purchase of a new Mini Bus for £53,974. The charity’s bank and investments combined fund balances at 31[st] December 2025 were £467,089 (2024: £481,275) . ## **Reserves Policy** Currently there is no reserve’s policy, the majority of the unrestricted fund is taken up by the Parish Share. A reserve policy would be made if the PCC became aware of any future specific liability requiring one. ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** ## **Governing document** Parochial Church Council powers measure (1956) as amended and church representation rules. ## **Recruitment and appointment of new trustees** Trustees are appointed annually at the Annual General Meeting. Retiring trustees are eligible for re-election. Any vacancies arising, between the AGM’s may be filled by the committee. At the AGM following their appointment they will be eligible to stand for election as a trustee. ## **Induction and training of new trustees** Upon appointment an informal meeting with the new trustee is held to discuss the charity’s history and procedures. Training for trustees is arranged as and when required. ## **REFERENCE AND ADMINISTRATION DETAILS** ## **Registered Charity Number** 1128818 ## **Principal address** The Parish Office St. Luke’s Centre, 61 Rigbourne Hill, Beccles Suffolk NR34 9JQ **The Parish of Beccles with Worlingham North Cove and Barnby** **Page 3** **Report of the Trustees For the Year Ended 31[st] December 2025** ## **REFERENCE AND ADMINISTRATION DETAILS Trustees** The Parish of Beccles with Worlingham, North Cove and Barnby, Parochial Church Council currently consists of seven Church Wardens, four Deanery Synod Representatives, twelve Elected Members and the Ex Officio Members. During the year the following served as members of the PCC: |**Chair**|Reverend Dimitri Theulings|| |---|---|---| |**Church Wardens**|Phil Filer|Peter Hobbs| ||Susan Son|Charles Detheridge| ||Fran Tuck|Ben Blower| ||Roger Bennett|Vacancy| |**Deanery Synod Representative**|Terri Parker|| ||Joan Pryce|| ||Janet Fisher|| ||Faith D’Arch|| |**Elected Members**|Amanda Puxley|| ||Brenda Beaumont|| ||Mark Lowther (Treasurer)|| ||Kathy Owen|| ||John Rutter|| ||Caroline Carvosso|| ||Karen Hall (Minute Secretary)|| ||Judy Thacker (Treasurer and PSO)|| ||Ann Eckersley|| ||Janet Barker|| ||Caroline Smith|| ||Sheila Beedham|| ||Vacancies (2)|| |**Ex-officio Members**|Faith Darch (Reader)|| ||Phil Cudmore (Clergy)|| ||Mark Bee (Clergy)|| ||Doreen Page (Reader)|| ||Claire Kiddy (Clergy)|| ||Jayne Hollingsworth (Treasurer)|| ||Kate Cracknell (Youth &Young Adults)|| ||Serena Emberley (Parish Safeguarding Officer)|| ||Vacancy (Representative for Children &|Young People| ## **Independent examiner** Christopher Punt MAAT Ashcroft Mill Common Westhall IP19 8RF **Page 4** **The Parish of Beccles with Worlingham North Cove and Barnby** **Report of the Trustees For the Year Ended 31[st] December 2025** ## **REFERENCE AND ADMINISTRATION DETAILS** ## **Charitable Status** A parish within the Church of England and the Diocese of St. Edmundsbury and Ipswich. ## **Bankers** Lloyds Bank plc CCLA Fund Managers Ltd 47 London Road North Senator House Lowestoft 85 Queen Victoria Street Suffolk London NR32 1BL EC4V 4ET Approved by order of the board of trustees on and signed on its behalf by: Churchwardens **Independent Examiner’s Report to the Trustees of The Parish of Beccles with Worlingham, North Cove and Barnby** **Page 5** I report on the accounts for the year ended 31[st] December 2025 set out on pages six to twenty two. ## **Respective responsibilities of trustees and examiner** The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is required. It is my responsibility to: - examine the accounts under Section 145 of the 2011 Act - to follow the procedures laid down in the General Directions given by the Charity Commission (under Section 145(5)(b) of the 2011 Act) and - to state whether particular matters have come to my attention. ## **Basis of the independent examiner’s report** My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statements below. ## **Independent examiner’s statement** In connection with my examination, the following has come to my attention The accounting statements prepared on pages 6 to 22 represent the accounting affairs of the Parish of Beccles with Worlingham, North Cove and Barnby for the year ending 31[st] December 2025. The accounting records were compiled using transactional spreadsheets to trial balances and summary accounts level by the 3 Treasurers and underpin the PCC’s work and accounting statements for 2025. Christopher Punt MAAT Ashcroft Mill Common Westhall Suffolk IP19 8RF