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2025-12-31-accounts

Trinity Cheltenham Trust Limited Annual Report and Financial Statements for the year ended 31 December 2025 Registered Charity No. 1128804 Company No. 06681048

Trlnlty Cheltenham Trust Limited Annual Report and Financial Statements for the year ended 31 December 2025 CONTENTS P8ye DlrBth)r5' re￿1 I￿ek￿dent examiners. report Ststem￿t of flnarKxal Balance sheet tes to the finarKA* ststeroenls 9-16 Trinity Cheltenham Trust Limited Annual Report and Accounts 2025

Trinity Chettenham Trust Limited Annual Report and Financial Statemonts for thg year ended 31 December 2025 DIr￿tOrs. Report Reference and admit)Istratlv• detall$ Trtnty Cheltenham Trusl Llmited (fcT) vras establEhed in August 2008 as a co￿panY LTmiEed by Guarant (Company RegisltBtiDn nufflber0668".0481. i1￿9rp0rated ui E￿aTh￿ & W8ks.TCT fsa r6gister8d chaiity as recognised by tho Charities Com￿4$$￿ Icharftynumber 11288041 ￿¢￿ is the HMRC &ft Ahl scherne. TCT is sltualed in chdtellh￿, with its reg#efEd a(ktresg bwr9 Sl Jarnes, House, St James, Sqjare. Cheltenh GLSO 3PR and ils adm.nithtiv6 ￿dresS belffj Tryyty FLBW. 98 W7rtcho)mbe Stre< Chelta)ham, GL52 2NW. Thls ry)orteoversthe ar￿￿ntIng peri¢)Y ofTCT. fr￿ 1 Jarw2025to31 Dac&mbar2025. The Dlreclorsvlho sètved durlng this time we.. Pern￿nent Dir￿lOrS Team Re￿￿orH￿Y Trpity Gh¢xch, Chellenlpm Rev Andrgw Btylh Unll 20th J￿Y 21r25 E￿2abeth LthJ 88ry Lambért Efectod Director8 Christine Robert Nlgel Jobson Guy Wamer Andrww Y8PP Patrfck Philips Re-dededaf thpAGM Unbl 2b septe￿ 2025 Re4ectedat the AGAI Re-dectedat AGAI 2025 The Directors of TCT 4so upx)n sp￿18N$t in Ihe areas of Hedth and Safety. ond Preffases Manag￿￿t TCTS SJllutOfS. Bankars and IndèpeTKknt Exa￿￿5 are bel¢M. S(AicitOf5 Bank￿5 Incep8rKlent Examlners BPE Sdlcltots LLP St Ja￿es. House Sl James, Squa Cheltenh GL50 3PR Nati￿1 Westsninster Bank PLC 31 p￿￿ell8de chetten￿￿ GL50 1LE Ychdas J Bk%hop Pmt Goddèn &Taylor LLP Unrf(3 Ambrose House Meteor Court Bamettway Bl￿woOd Gloucest8r GL4 3GG Oblectlves snd 2Ctlvlfles The ainK% ￿ objectives olTrknlty ch8lt8rth￿ TntslLirrdlEd ar8 as ft)Ow. To promote and advan￿ 811 aspe¢L8 of the Chrisban faith ind￿￿ng, rbjt Smitad to. Iha promotion of Ghhstsa bel￿ts tnrough Ihe holding of pray8r me8bRgs. lecttxes. pubf¢ c8fetatw)n of relwJioLIS f85tW815 ￿￿1 tjrodudng or thstributinu iitèratura relatiro to Christian faith ID ￿¥Jhten ab(yJt Ihe Cl¥istian lth. To providg and maintain c(wnnwnty fraciffbes forrecrethnal cf (Jtherwrp0588lndu(Ing leFSwe tme aGtivili85 in the interests of social welfare as company may Ihin Et tr￿n time lo tsme. with the cbi￿£ of Improvlrtg the condilons OF life and beripfiliwu th05e who h￿¢ by reason of {to inctude but not be litnrted to} youth, povety or social oreconomiccirrJJmstanc8s. To teueve tArdshlp. lidl￿ng ffinancia hawd5hip arKI heath ty the provlsk)n offofyj, nds and support (to I￿l￿de aevi￿ and c(NJnsellir¥Jl 8rKt such OtheraS&st2r￿ the corr7pany tnay (hink ft to offèr from tiTn8 lo tirnè. to b￿fit thè h(￿￿&¥. •Jed. d￿ed. parent frdmilies atMI otherperw8 in ne￿. Trinity Chejtenham Trvst Limited Annual Report and Accounts 2025

Trinity Cheltènham Trust ￿Mited Annual Report and Flnancial Statements for the year &nded 31 D8c8mbor 2025 TCT is con¥nilt8d to en8bllng as many people as pos&b￿ b t)avo to its ￿litIes ￿ we maintaln a p)liey of bEYITy vpen iifKI inclusive for dl bvthns ol the COMff￿￿1ty. In strtvlng towads this. TCT has (onsldered the CharTty Comji￿oners. guidance on public Ln•fiL Structures governance ané rnan8gemant In order to maintsln the chai¢iabl8 Obj￿ tho Boart oftkr8ckn3 has a mirumum of sevon membgrs. Thw pèrrnanènt members are th8 Incumbent mirLster of Hdy Trsnity Churth, Chettenham and tha tsvo elected chU￿hWardens. A minifflutn Off￿ other'ordinary rnembers. are wwiiated frcm the mewnbern of Hoty Trith Church and eleclcd al the Annual General Meekng. Fr wh￿h TCT the f￿hold (fcT has 8 separate mortgage wlh Kngdom Bank. s8oJred 8￿￿$t this awl) Duriro 2025 the Trust's syoperbesMEfE us&1 by: The Patt￿l￿al Clvjrch Council ofTrinty Chwth Chdtutham. under a rthexdu&ve ken. throughwl the week in all the frusfs pro￿rt[&S lo IK)sl a large ol groups and ac1fv0￿ womolro the Chrisuan faith and to rrfovid6a rdngeofcornmunity 89w¥w offerI￿j pr&dca heb). ackn￿ and servicesto the local ccAnmurrity. hom81èss and soti81ty Èxcktht. The Amiowycommunty g￿l- run ￿ the FUS￿ in ￿rtne1th￿ hxa chert￿ham charity, Fresh Hope, tD promote phy&cal arxl mentsl heatth SPFAR- njnring ln Tiinity HouEg- aQfvi￿. traI￿g and pra¢O￿l gJpFt)rt for 8 nauonally acclalmed programme pl0￿ding traKAng SUKWrt for 1&24 ￿r ¢Jlds not Education: Employmenl or Trdinlro. A range of onts-ofl comfflunity $01)￿ ￿lfr￿[B actht15es and events (￿gath by *xal guups. In additi¢￿ to lh8 above reguLgr u¥¢rs, the Twst Seen anirtrease of hires duiiNJ th9ye8r. incIL￿1Thj events s￿h as birthday p￿ties, fami585' cdebrdtffi$ ftEats. wo¥thvJ mocw add￿ irK(￿ vthile r￿￿Ing consfst8Trt Vlith Ihe Tru8fs Gharitable purpos8S. The Twst made ert(AJPJIr￿ rryress ￿ i￿￿k￿r￿j d8vekwr)t and asset iTtpn)vement d(YirtrJ the yw. Notsbty, tr old shower faciliti￿ In the Garage were TEpthI. aoklressiThJ issues ofdamp and ￿OUld and improving Ihe usability and safety of Ihe space. SkJnificantprogress was also m&la In rèfatlon lo 8rMroDnertal Susial￿b￿Ity. The r(N)fofTrfnity House bgcame a base for 60 $￿ar paneL8 battery ￿lIs, nstalkd gratrt fufthg Ihe Dep8rkngnt of Medla CuKur6 & Sports. The panels & battwies ￿ntrIbUte to the el￿11th[ netyts ofTrinty How. Trinily Cheltenham Trust Limited Annual Report and Accounts 2025

Trlnlty Choltènham frust Llmited Annual Report and Financial Ststements for the yoar onded 31 Dècgmber 2025 In July2025, lh8 TrustW&8 fUrther￿8s8ful in sec￿sr￿fu￿dIr￿j fnm Glouceslershlrè County Councif5 Climate Fund. Thi8 funiliro en8bled the purthaseofa new rarue fortr￿ Triniy House communlty kitchen. During thè yèartherè changes within theTrusf5 ifjr8LJth. Th&Trusi re¢AxwI its Ihanks lo N¥Jel Jobson on his deparlure aThJ Wekorn￿ Patirck Philipps as a ￿ (fiTcior. In addilkln, the rfivtor pc6thn held by fhe i)cumiEnt posthon of Hoty TTthity ChurGh beGwno vacart in Juty 2025 fo1￿7r9 the deparlU￿ of Rev Andrew 8tyth, wk) took up a new ￿A& witn the or Oxford. Th8 awonbn•nt ofhis 5￿Ces9)r 15 artvipat8d in summer2026. Financlal revlew Total Ineome in thè yÈ8r vras £1￿.001 I2￿24- £155.6681. Thi e maln Sour￿ of tsicme was ffC•m charftablo yilts or (k)natlons. which tolalled £58.04212024 - £60.e52) grants of £5429112024 - £17,942). Gfft aid ckf £9,956 wa8 recovered in th8 yearl2024-£8,8811. v￿￿ resirfcbl grfts r￿e(Ye6 the yearl2024- nlll. rcTakn gèneratvj £77,e6512024_ £TT.069) in Iheyearlhwh saBS arth￿ty￿11h fromth8 u8eof its la¢lit¢e& Totsl Expendtture In ts ye8rw3s£21Y2.90412024-£175,4451, i￿rudI)J £4.08812024_ £3,g27)£1) th8 sèrt8 tharg8 associated th9 ￿asehold of Trfruty Fush)r Wrthin the grant lrtome. Ihere was a restricled gfdnl of q18413r24- rri1} WMI T￿ri￿J expen886 tolalled £1.579 12D24- nil}. A8 a ￿1¢ the ov8rdl n)v&rnnt of fiJThJs showed a def￿ fc¢ the year of £12.S¥J31%)24 dtht - £19.T771. The undorfylng SLtyplus L￿restrIcted fr￿d$ £1.585 {2￿24-nI1) At thg year end, TCT ￿¥n￿5 tsngible fix￿ a&88ts wth a net ik)okvJue of£1 j21,056(2￿24- £1a43,0191 and had nèt cur￿￿￿t Ikgtyli's8 of £21,71812024 - £16.580) Tcfs c￿[10￿$ wh￿4 a￿ due after more than on6 year are t469.069 (2024 - 2483.267), re￿O￿ts the batar￿ oflhE K￿￿jd￿ Ba￿( mortgages t(￿￿with a private LuJ3ecured Irgrest ftEe loa￿. TCT is r8glst8r8d for VAT. All liar￿¥ sho%%n in th8 finandal slatements are of VAT, w7th a VAT Gredltc of £2.9)2 12024 debtor- £1,171) at the year-en¢J repwnity the bal)toftt VAT quarterended 31 Do¢&M￿r 2D25. TCT hokjs m stod( orp8ty cath. It￿e P18n3 The Di￿tarSar8 rAèased to report that a I￿￿cY in the fcmmofa redder￿"￿ &wtty 1$an￿Pated In 2026. The Cir8ctt)fS arg cU￿ntlY consldethg the mosl apptvpriaie use of th151w. Tho TnJ5tÈgs are aware of the inh8r8nl uncertainlbes in fo￿aS￿"r￿j voluntary incorna., hokner, the rtust hay (bmonstrali)d ability to Inc￿8 I)nati￿s throwJh dwecl appeals b 4)porteN The Directots will ujrtb"n￿ to Èx8rose l appropriake intemal ￿ntrol wrt5ng arAI genw81 finan(i81 sya8rnS to 8nsur8 8ff8cYvè fir.an¢1￿ rn8na￿Ment and to limit f,nanci818xposur8 whérevèr pO￿￿e and erwre we can nwt ￿7 as a'wng concLYn'. Reswe$prfi¢y TCT does not inland lo bu1￿ up substantial operatonal reserves. TJ m￿lMise ri4( of ￿abl9 to meet all Its fjnawal obltgatsons as they fal due, fo¢usTrJ on the red lo pay long temi1okn"lites. TCT managas its cash Ib)w 80 that Ihwe ￿ usually al least sufflclent cash flow reserves to pay th8 ntrxtthrea months 8xp8nges. TCT doas not 8mploy any staff. Statgmgnt of dirvKtors' r9$F￿nSibIl￿l8s Thè ¢harity trustees {b¥ho a￿ so Ihg (kedors of ts cNnp8ny fythe purFQ8es of ￿MpaNY law) are reSponsIb￿ for preparing a trusièès 8Mual r8fKWt 8ThJ finawial statemws in Mith applcabie Faw and KIn￿10M Ac¢ounting Starthrds {United Generally A￿pIe& PractiG?). Company law requires the ch8rity tnjstees to pr8p8re Fnanwl stalerfients yearwfkh gve a bue and la￿ view ol the slate of affrairs of the thafftab￿ c￿npanY aThJ Lle group and of thè itoming resouroes and appli¢ation of rÈsource8, induding th8 ifiCOrn8 and Èxpèndituiè, ol ￿ chantatrAa growj for I￿t p￿1(￿￿. In prepating the fir￿n1)a1 ststemenis, thg trusloes rffjulred to.. Ser￿ suiiable &C￿￿ntI1g polKiES a￿1 lTrn aMJty thèm (x>nstenty. makejudgom¢nts arKI estim8t&s thg:8r& reasor0￿ and t￿thnt Trinity Cheltenham Trust Llmlt Annual Report and Accounts 2025

Trinity Cheltenham Trust Limited Annual Report and Financial Statements for the year ended 31 December 2025 PEPa￿ the financial #at8rne￿ts￿ the gK)NV ¢x)rw basls thi￿sS it is inapprowiaté to pr8SUrn8that the o)mpany will continua to function-, observe the methods and w￿apJeS in Ihe char￿e$ SORP., and stale whether appr*ab￿ UK accounbNJ standa￿5 have been fOll￿ved. subject to any material departU￿S disclosed and explained in Ihe financial staternen The Trustees are responsib￿ foi keeping pyopw accoLmlTrYJ recorfs wh￿h di5Lkne th reasonable acoJracy at ony the finan¢tal posioon of the company and enable them to ensure that the financial stateffents compty with the releyanl CThnpanies Act and Chartbes ACL They are al￿ re¥rt)nsble for safeguarding the a￿t$ ofthe tt)rnpany and hence lor taknng reasonable sleps for th8 pr8V8nbon and dete¢bon of fraud aTrJ other irrgJularitses. This report was approved by Ihe directL¥S on... .. 2026 and on thwr behalfty i iJx/ Bary Larnbert Dlrector 8vzabeth L Direrjor Trinity Cheltenham Trust Limited Annual Report and Accounts 2025

Trinity Cheltenham Trust Limited Annual Report and Finan¢lal Ststements for the year ended 31 December 2025 Independent examlnei's report to the Tntstses on the unaudlted finandal statements of Trlnlty Chèltenham frust Llmlted l ￿pOrtt0 the Trustees on rny 8X8minabon ofth8 finanria stat￿￿nts olTrinty Clham TR￿ ￿mited fortF year ended 31 De￿Mber2Q2S. Re$pecUv& responslbillties and basls of reP￿t As thg chaiivs trL￿te￿$ ofthg Cornpany (who arp so ihe d&BCtors ofthe forthe purposes ol comp8ry lawl, you ar& r8spon5ib18 forth8 preparation olthe ac%c￿nts in ￿ance￿Ilb the feW￿rn￿ts oflhè CunpaniesAct2006 1.the 2006 Acri. Haylng saNsfled myself thal the xcounts of the Company are not re4Uifed to be èudite(I forlhi5 yèar ￿der Part 16 of the 2006 Act and arè eligible for tndependent examinallon, I report in reSp￿t of my examination of your chariils 8ccounls as carried out und8r seclion 145 of Charths Ac4 2011 llhe 2011 Acf). In ¢aryyivg OUÈ my exanination. I have ft)Ilowed the tjrections gwen by the Chaaty cOnNnrss￿ (under ￿tion 14515Xbl ofthe 2011 Act. Independent examlnefs statement I havo cornpklefl Jny eXam￿ation. I confirm Ihat no nwtter5 have (xrfne to my attentsm gNing me cause to b8lK?ve that in rnat8riÈ1 re8pect: accounbTYJ records were rw)I kept in accowd¥ Sec1K￿ 386 ofth8 compan￿ Acl 20D6", or thè aeeounts do not arx(xd %%ith TeG(Kds'. or accounts do notcomF4y ￿1th relevant &countiry requtr8fflents und8rs8ction 396 Dfthg CompanigsAct 201 olherthan any requirement V%t the accounts gNe 8 Inj8 and tsirf viewwhith i8 not a malter cor6iLred as part of an indesEndent examination.. the fInanaalstatem￿ls h￿9 not bea) p￿￿￿ed ffj accordarKewth th8 m8th￿IS and wn(iplesof the Ststernent of Re¢omJrendoJ practi￿ for accwntirvJ arKI ￿￿)rtIng by tharilies appli(A)le to tharibe5 p￿partn9 th￿r accounts in accordance wth the FinanGial re￿ong StarLdarrJ ap￿ica￿￿ in the UK RepublK of ITèlalld IFRS1021. I havè ￿ con￿M$ and h2vèth)rne acnEsno 01her￿lIeTr inconnecbth)ith Ih8examinalion towhth attenlion 5hothd be drawn In ihis rerx)rt in ¢yder to enable a properUnderst￿l￿d tsf the fiTra￿at state￿￿ts to bè reached. KJdtsJq6• Nichofas J Bi8￿￿ Pltt Go¢Jd6n & LLP 01- u4y- -.2026 Trfnity Cheltenham Trust Limited Annual Report and Accounts 2025

Trinity Cheltenham Trust Limited Annual Report and Financial Staternents for the year ended 31 December 2025 Statemont ol HnanGTal Actlvltles for tho yew ended 31 December 2025 Includlng Incom? and expenditure Unr•strlct•d Fun(fs 2025 Total Funds 2024 Total Funds In¢omo and ¢ndowrnents from: Donalkns Grant Income Invesknnt In(tsne Ch8ritable 8dMII 58,042 51.127 58,042 54,291 60,652 17.942 3.164 77,069 Tot81 income arKI 8lldow￿ts 190.001 Expendlture on: Charitable activibcs 201.$25 1.579 202,￿4 175,445 Totsl •xp•ndllurn 201.Y25 I￿79 175.445 Net movgrn¢nt Sn fund¥ 8nd lotsl fvnds carrlod forward 114.48BI (12,￿3) 119.777) Total fLmds brought fonard 15 843,172 843,172 862,949 T¢*tsl funds carried forward 15 828.684 1.585 830,269 There are no rewnls&l gakns or losses bi th8 sear othèr than th)58 pwng thrcrtbjh the Staternenl of Finanoa Activ￿$. The notes on pages 9 to 16 ffi)m an Intojral part of thos8 Sta￿￿ts. Trinity Cheltenham Trust Limitèd Annual Report and Accounts 2025

Trinity Cheltenham Trust Llmlted Annual Report and Financial Statements for the year ended 31 December 2025 Balance Sheet as 8t 31 Decembor 2025 2025 2025 2024 2024 FI￿￿ ass&ts. Ta[￿￿le assets 1,321.056 1243.019 Current a$$8ts Deblars Cash al bank and in hand 10 5,426 31.269 24.W 56.261 42.531 CrBdltor5: amounts falllng du¢ wlthln c¥) year 11 Not current a58ets 21.718 16.580 Total assets less Cu￿ent liablllyes 1299A38 1,¥26,439 Credltors: amounts falllngdue aftern than one year 11 (469,C691 1483,2671 Nel assets 830,269 Funds Unrestrcted fvnds Resfficted fu.Ids 28,6B4 843.172 Total Charity funds 15 830,269 843,172 Trfnity Cheltènham Trust Llmiied Annual Report and Accounts 2025

Trinity Cheltenham Trust Limited Annual Report and Financial Statements for the year ended 31 December 2025 Balance Sheet Icontlnuedl The o)rnpany is entitted to the ex￿)p￿On Irom b)e ajdrt requwèMenttont￿r￿ in wtion 47T ofthe Companies Act 2006. for Ihe year 8nd￿ 31 D8cEmber 2025. Th8 directors ackn￿ed&￿ Iheir rgsponsbtlibes forcAJmptythwJ vrith the requirnhènts ofthe Companies Act 2(M16 respect to accwnting words and the preparati(￿ offinanciat statern￿s. The metnber5 have not required th8 company to oblain an audiiof its stathents for the year in qu8StK)n in occord8nce se¢tion 476. These financial str1￿ents have been prepa￿ Sn wth the pmwsv)ns 4)pfKa14e to companw subject to the small companies regime. The finan(xal *alements were approve(I by ihe DirectcKs on Christinè Tabemer Clredor The rotes cffi pages 9 to 16 fomi an intgJral partofthese fiftanaal Stat￿)en1$. Trinity Cheltenham Tnjst Limited Annual Report and Accounts 2025

Trinlty Cheltenham Trust Limited Annual Report and Financial Ststements for the year ended 31 December 2025 Notès to the FInanC￿ Statsments Accountiffj pollcles haFlty Informallon Trfnity che1t￿ha￿ Twst Ltd i¥ a ￿)vat trxnrAny funlkgj by guarant88 iThx)rtK)rated bi England Wales Basls of prepwatl The finanaal statements ha￿ be8n prep3rEd in trusr$￿V￿niry (JotsJrT]ent. the Compani8sAcl2006, FRS 102 Tr Finantial Rq)Jrting Standarf applirAbl6 in tlJe UK 8nd R￿bI￿ of I￿lan¢f I'FRS 10T) and the Charffje8 SORP"kn)wtru arxl Re￿￿￿'r0 ty Ch8ribgs'. Ststement of R￿0mmeThjed Prn¢t￿P. aFvlkable to Chart￿ prepwing (h￿ accoutts in accotdanGewith the FInar￿la1 Ryrting Standard awlrablo in the UA aTrJ RepuNfc of Ireland IFRS 102). leffecfve 1 January 20191. Th8 ust i8 a Publi¢ Bo￿t Enttty as dèfin￿1 by FRS 102. The trust has taken advantaje of th8 prDWiSk?ns tn ts SORP for thaiia8 notto prepare a StattrThnt ofca Fknws. fvancial staternetts are Ewarèd ￿ sterli￿. %•rt¥ch isth8 oJrrry ofthe trust Monetsry arnO￿ts in thes8 fiTra￿al staternellts ar8 rounded to the nearast £ The ffinancial statements have prepa￿d ￿lbe I￿￿K[c￿ o)st conventiorL Th8 pri￿1paI 8c¢ounting PGII(xes adopted are set out bdow. Golng concem At thè timè of appffj￿n￿ the llnartial statements. the have a ￿a9)nable expeclation that the charity has adaquate reswrces to contin￿ ¥i watlyvl ￿Sten￿ tr the fweeaNe Thus, thfj dtrectsi contlnue to alopt the grAng ￿￿Cern trAsis of acttxmiing in ffir￿rri81 s1atp￿tents. 1.3 Judgements and e6tlmatlon unctslnty The Tru$te8s rnak8 pstimates and a&wjrnptiry￿ Iho fviurp. Thwe no E5tiFnates or as8umptKJn8 that have a Sl￿￿¢3nt of arfiuslmert to iha rarryrwj 8rnounts of 8ssats and liabllities Trmthin the nèxt finaneAal yaar. Funds General fijnds reFwent the fuThlsofthe tharity Ihat are not ￿bI￿1 b) any r88tridions règarding th￿r use ar¥J ar8 avai18ble fL8pJkation on ltte generd Iwc6es OftrETrusl￿s. Funts designated bra particulai fxjrptssè by tha Trust808 are 81s0 unr&stsl¢W. Restricted fund5 tepresent the funds of the dwlty thai be used for partlcukr re5bicW purp)w ￿1th In the objectoflh8 tharrty. RestrEcbork% alis8 7hthen sFdft8d bytr fiJnd8 ￿eraIsed fvparti(xJlar purpcée The ffnanLxal stateThenL% Include au transacbty)s. assets arn1 lthrfias forwhich Ihe Trusiees aE ￿s￿lble i l&. TW do not in¢knle the finarri￿ state￿￿nts olthurth gr￿p8tha1Owe lh￿rMa(n affilk8tion lo an¢Xh8r nor those that are Inlonnal gatherfy ofch1￿Ch meitsr* Trinlty Cheltenham Trust Limited Annual Report and Accounts 2025

Trlnlty Chéltènham Tntst Limited Annual Report and Financial Statements for yaar ended 31 Dg¢•mbor 2025 Not85 lo tha Flnanclal Statéffiwts (contJnLted} Incomo and 8nd0vrn￿ The chartty is registered for VAT. Incomefmm Ltse oft&Jlitses reprBs￿tsthe total ￿¥￿t9¥alue. &Xdud￿g VAT. of salo5 ¥nd w¢als made during Iha ygar. Donations and Wcaes 80 ￿d￿led in in the str[￿Of finaKiaJ athtres raceNable. Gifts d(￿ated br resale Irg incktded as i[￿8 when they are sdtt. tk)roted a889ts are Induded atthe V￿U& to the charity where this can be quantiffied and a Ihird pwty is bearing the cosL Thg Val￿ ol Sery1￿ pwded by volunteers has not been iTKI[￿. Grdnts, indLKliTrJ granb for tho purthas& fix￿1 awts. ￿ rwised in fijl in th8 Ststefflenl of fina￿1 actlviUÈs wb the ysar in they a￿ f￿Nable. from t￿eSts￿en￿ is i1￿1￿ year in ￿1() lis recavai4e. Expendllure Expenditur8 is r8ciNJrNsed onr£ ¢hero is a cMsbuth aLgthn to tranecorwicb8ngfit to a party. it r8 prob3blÈ that a trdll8fer of9conu￿ b8refts wl to r8wired ln settlern8nL and the amount of the oblgallon can bo meawrgj ￿lbty. raxatlon The thar1(￿ tivibesfalt withth the exerybons affortsl ty tr pr¢￿151￿ ofthe IrKcrfne andcorpcrdtkn Taxed 11988. Accordin•J, there is no ¢axaUon charge In th&SefirW￿￿ staiernenl Capltallsatlon and dopredatl¢)n oltangFble fixed assets All asseis costing mre than £1.000 ara caFitsksod. DgpreGlab.￿ is Prov￿ at rates lo svrite off the cost less ￿$¥Jua1 value of each asset lexcbJdirYJ freehokj W}<ryer rfs eXp￿￿d u5eSJl Ife. as fol(Mv. Freehold billldings FiXtrJ￿$, flttiros and equikV[￿ L88sehdd prope - 50 Yea￿ strathl I - 25% strahjht liw - 350yeats Wht Inè LeaslThJ Rentals payable uThJer¢)perir¥J aTr th9rgedaga￿￿1￿￿Ornecffj a straoht4ne basis overlhe leas9 t8rm. 1.10 Trade dabtors Trade dèbtors arg am(￿lts due from customers fors￿￿e9 perfrxrT￿ In tt)& IxdirAry (x)ursb ofb￿neSs. Trada debtors are r8cryJrused knIt￿TY at the transactson pr￿ All trade debt￿S aro rppaya)le withln y&ar and hence are I￿ltsded at the undtscount& costofcash expecte¢ to ￿￿(￿Ved. A provisk)n forthe unpairmen of trade dÈbto(s is é4ablshed thère d)i8ctiv& that th8 VAI not be 8ble to ctAlect al amO￿t8 due alzorthng to cryinal twms ofthe (leb1￿8. 10 Trlnity Cheltenham Trust Llmited Annual Report and Accounts 2025

Trinity Cheltenham Trust Limited Annual Report and Financial Statements for th8 year ended 31 December 2025 Notes to the FlnanGl31 Statement8 (contlnue 1.11 Trad• crèdhors Trade Cr&￿tOrS are obligadons pay fi)rsrMxls or th8t h8v8 been a(XWi￿ in ts ordlnary course of busin8ss frorn supplrers. Ac￿￿15 are dasgfied as wrrent ILlllbe8 if the compary not have 8n {wo￿llian31 righ¢ at Ihe of the r0tx¥b'TrJ wvjd, to seldement for al leasl tt¥dve mcmths after the rwthg ¢Jats. 9th￿$8 they are [￿eSen19d as r￿n{urrent Fabih Trade 0￿ditorS ￿ ￿09￿15ed ty at Lhe tratWon wtLE and are ￿pay￿A0 ¥￿ttIn Dne year and atE I￿￿dad at the undLs(xxmt8d ￿0￿nI ol(s8h èx￿ to b8 paid. 1.12 Flnanclal Instruments Tha tnEt has alèc18d to aprAy th8 PrnViSDf6 ofSgc(h)A 11 'Ba￿ FiMclal Instruments. and Section 12 '1knr FlnancW Insbumenls Issues, ol FRS 11r2 to all of ts instnjments. Finanaal instrum8n15are reC￿￿jn￿&ain the trusVsbalan¢e sketvh£n thetmstbec(4mes party kn the ¢ontracttJ prow.sions of the wthrnenL Fina￿￿81 8ets and liabilthgs afy offset. Thiththe ngtrnnts in the finaroal statements, wlen there is a kg81￿ enfofc&ablo rKJ)ttO $8t off th8 r8u)gnk$8d ar￿￿tS and there an in18ntioD to on a nel basis Dr lo reali8e the awl arKI setljo the ￿abl￿ty skndtanwJay. Badc finartts￿ assets Bas￿ finan(#￿ assets, whth w￿ude debtors and cash and baftk bal￿. are meawtsl at lT￿aCtiC price iftcIL¥ling tra￿tion o)sts 3ubsSq4nty car￿d at art￿l$ed o)8t efftho interest methchj unless the A￿angement corthuies a fwwKing tran58rkn, wher8 thè transatthon is measwed at tha pr8genl value of th8 fut￿& T￿ipts drxounigj at a martet rate of irtsresL Flllanoal assets dasyfied a8 reC￿val￿e one year arp not arnOrtiS￿l. Basc ffTrarK#al liabilities Baslc fnanckl lia141iUés. IndUd￿jg crujrtors and bank low are r8ccgnr68d al transaction ptke un￿55 the arrongement cOnstil￿te$ a ffnanfiTrO transathon, wh8ré lh8 d8btin5fnrnent i8 measured al ￿ p￿Sent val of tha futurg Payr[￿ dis(axJnte(l at a matst rate of interesL Fhwictal fiakxlrfies da&gfied a5 payable wthlt? one yearare notarntww. Debt In$tnm)ents are 5ubsequenlly at an￿rti￿ cosL Ihg èff&clNe interg rata m8thcKI. Trade Cl￿¥10￿ are obligati￿$ to pay for goods (Y s￿￿eS h•'e been acqPJ1￿ in ilv) ordinary course of operations from supplter5. Arr(MJnts payabk ar2 dassr￿d as ojrrenl baimlrbes if payrrwt is due within onè y8at or Jw. If￿t. th8y 8r8 pr8s*d as n(k7V¢uFrent1o￿rth￿ T￿d& cre(aiors are recOgn￿ed initralty al traroaction prfee and ￿b￿u￿llY rne8w￿ atamFbsed ￿lTrJ eff&X¥e Snterestmethod. LkreCLYiti￿ olfinandal ILabl￿￿eS Finanaal liatAlibes a￿ derectijnl￿ the trusys ccntrthl ob&gatwJrK% •Kplr8 or wo dixharged or cancelled. 11 Trinity Chemenham Trnst Limited Annual Report and Accounts 2025

Trinity Cheltenham Trust LTmited Annual Report and Financial Statements for the year ended 31 December 2025 Notes lo th8 Flnanclal Statem8nts IcoDlnuedl 1.13 Fund aw)unYn9 Ftmds held by the charfty arts elthor Unr&81rictad furkts . tr•sè arn r2n be the chaitabl8 (iects at the disuetion of thedMBctsrs. Deslgnat8d funds-these are ftjnds can be used in &COrd￿with theclbariiaL4e obpcts althe (N8cretion of tho direcius. Rèstrtcted fiJnd9. th8S8 8r8 frmds wh￿h ￿ed ripartk￿ar restricied purposgs Mihin thè (ie¢ls of the charity. R05thctiorB wisg then sp•Sfi8d by ￿ dorvx or vthen lunds ar8 rased for particuLqr pu￿Ose& Further of the nkn and Pul￿)$￿ of ftjnd IwJuded In th8 now ￿ thè fina￿1 Income from tlona((ons UnTestrlcted Restrfcted Funds FUMIS 2Q25 Totsl 2024 Total Gfis and donati(rf18 Incm Tax recove1a￿6 art gtft dairneAI 48.lJ86 51.771 9.956 8,881 InGome frorn chaiitable aGtivlti05 2025 TDtaJ 2024 Total Funds Funds Inc(Kn8 from use of Other income 75.4 75,4￿1 2.20S 77.069 71,665 12 Trinity Cheltenham Trust Lirnited Annual Report and Accounts 2025

Trlnity Cheltenham Trusl Limited Annual Roport and Financial Statements for the yoar ended 31 December 2025 Notes to the Flnancjal Stsl&ments Iconllnu8d) Analys1$ of •xyn<ltur• on d￿￿tabl0 acltvllle8 Uorestrlctejthe& tlvwes und•rtak•n directy. DiTect costs Unr85trictèd Funds Restrl¢t•d Funds 2025 2024 Total Premises expen8es Rent, rates and utiltses Equlpment pU￿hase$ Insurancè Repairs and renvw815 22.745 27.025 2,319 4,671 22.745 27.025 2,319 4.671 67.178 21,1W2 26.566 3,371 4.599 43,063 1.395 122,543 1.395 123.938 98.781 Support ethsts Unre5trfcl8d Funds Restricted Funds 2025 Total 2024 Totat Bank charges téresi pa￿ L£gal and Professional fees Other ganwal & admin expwws DepreaalK)n Independent examinalh)n feas 69 36.991 8,449 8.292 23.732 1.433 34 40,619 4,249 6,876 23,499 36.ga1 23.547 78,782 78.966 76.664 13 Trinity Cheltenham TNst Llmited Annual Report and Accounts 2025

Trinity Cheltonham Trust Limlted Annual Report and Financial Statements forthe year onded 31 December 2025 Not•s tothè Flnanehl Ststsments {contlnwl) Staff costs The chaiity has no nk4oyÉ•8. Thè wck of ts ¢tharfty Is uwMlertak8n by vdUnts￿5 and ¢mployees of Thè Parochial Churth CcAJncil of the E￿￿TaS￿L31 Parish of Holy Trinrly Chett9nham. the rech￿￿ of bookkeeping and management accounts $￿CeS as Fwof8ssionJ foes is itud8d with#i silpF￿ costs, O)e cost for thg year was£720012024-£3,61KII REtated party disclosures None olthe dIr￿￿S receNed any ￿L￿9[ab¢￿) In thé year. During th8 y88r und8r r8Vi8w Ihe dwrity charyed The Pa￿￿la1 Churth CcAwAI ofthe knksia8bcd Paish of th¢ Holy Trinity Cheltenham, a charity wlth comrrTrDn truste85, for r8sources Ihat we suppled during year. Charg88 during the year amounted to £86.65312024.. £86.6531 Attk.e end of31 De(tmber 2025 thèr& was £nil outstandlro {2024'. £21,663). Duriry a prtoryw Ihe ctsrity rOCe￿ed a l)an from P(rA TrLrt a chan'ty with a comrnon trtL%taÈ. Mr Aftdrew BW Ire8yd 20 20251. No h)terest is CLYT￿ ￿char￿1 c) Ihis loan. There vrds a balance of r19.lJ)O Outst￿dIr￿ as at the 31 Ecembgr2025. Tanglble flxad ￿ets Freehol laKI and riTrg5 Leasehold propwty Flttjngs. r￿tures and equlpnnt Totsl At 1 Jarmwy 2025 Additiws Olsposals 1.089.W2 27.657 1,769 (6.3191 1.606,639 1,769 16,31gl Ai 3108cember 2025 1,089.982 23.107 1,602,089 DepreGialiixk At 1 Januaty 2025 Charge for year Ckswsals 204.775 21.3 32.111 26,734 476 16.3191 263.620 23.732 (6,3191 At 31 Déc￿1￿2025 228,Of5 34.067 20,891 281.033 Net book value At31 tknn*er2025 Be3.￿7 2.216 1321056 Al 1 January 2￿25 685.X)7 923 1.343.019 14 Trinity Choltenham Trust Limited Annual Report and Accounts 2025

Trinity Cheltenham Trust Limited Annual Report and Financial Statemen15 for the year ended 31 December 2025 Notes to the Flnan¢laJ Statements {Ixntlnued 10. Debtors 2025 2024 Trade DebtOTS Glft recoverable VAT debtor Prepayn￿nts and a(xxid InLYwn 21,903 3,674 1,171 4,521 795 4.&31 5.426 31,26g Cr¢tlltors'. amotsnts falllng twlthln ¢)n• y• 2025 2024 Bank loan (58LYJTedl Short loan Trade ¢reditiF Coooraig CreditC8rd Accruals and dred incc VAT LiBbUty 12 45.542 47,61kS lo.￿7 14 5.284 2,502 19.883 5,276 64.249 72,841 Duo after ona ￿r. 2025 2024 Bank {$8cur8dl other lory tènn Ir￿￿¥ 12 4X).069 19,OC 461,267 22,000 483267 12. Loans and borrowtngs Current loans and borrowings: 2025 2024 Bank loan Isecured) Short temi108n 45,542 47.605 47,e05 Non<yrr8nt loans and borrcthtng8". 2025 2024 Bank loan Isecuredl Otharlong lami k)8ns 450,(69 19.(X)O 461.267 22,000 469,069 483.267 The b8nk108n Is secured &Jainsttr wopertles hdd by the c￿paThy. 15 Trinty Ch&ltenham Trust Limited Annual Report and Accounts 2025

TTinity Chellenham Trust Limited Annual Report and Finan¢lal Statements for the year ended 31 Dgcember 2025 Note8 to the Flnan¢lal Statements (Cwonuadl 13. Deferred Incomè 2025 2024 Bdance as at l Jarthry 2tr25 ReceivEd in th8 year Ajnounl re10asgd ￿ Ihe year 1.771 Bal8n¢e as at 31 Dgcember2tr25 14. C¢xnpany Sta The nxnkners ofthe ccrfnpany ere trie dtreclorsnamgj in ihe d r￿t0[¥ reporL Inlhe ￿en1 of the charity bew wound up, the ￿thIlty in rewt ofthe guarants8 linled lo £10 pw m&mbèr ofthè charity. 15. Slaloment of mo¥?wnt In r98erves Unreslrkted Funds RestrlGted Funds 2025 Total Bala￿ at 1 January 2025 Mov&m6rt1 In th8 y¥dr 88lart8 at 31 Ekrmbér2￿5 B43.172 14,488 843,172 12,9D3 0269 1.585 10. Operndng lease commltments At th8 repc*t5r¥J end ijata, the ccffip￿ outknfiTrJ oy)Trnrfm￿ts for fitsJre mlNmwi kase PaY￿￿Trts under nonllcanr￿llab1e opwatiTrJ ￿8$e$ rI£2,092 (2024: £3.0281 16 Trinity Cheltenham Trust Limrted Annual Report and Accounts 2025