BAMFORD CHAPEL URC CHARITY Statement of Financial Activities For the period from 01 January 2024 to 31 December 2024 Unrestricted funds Restricted funds Endowment funds Total funds Prior year total funds Incoming resources Incoming resources from generated funds Investment income REGULAR OFFERINGS RECL41MED TAX WEDDING FEES AND DONATIONS SUNDRY INCOME EFFORTS 5,238 51,119 12,380 41,662 17,740 14,046 5,238 51,119 12,380 41,662 17,740 14,046 5,109 50,847 8,960 5,279 19,149 15,684 Totsl incoming resources 142,186 142,186 105,030 Resources used Costs of generating funds Charitable acb'vities MINISTERIAL ASSESSMENT MINISTERIAL COSTS PUBLIC WORSHIP EXPENSES CARETAKER MAINTENANCE AND RUNNING COSTS PRINTING AND STATIONERY SUNDRY EXPENDITURE SPECIAL COSTS 4,500 55,695 56,256 56,256 1,988 1,988 517 27,872 2,410 12,316 27,872 2,410 12,316 19,550 2,843 14,604 Total resources used 100,842 100,842 97,712 Net incoming l outgoing resources before transfer 41,344 41,344 7,318 Transfers Gross transfers between funds - in Gross transfers between funds- out Net incoming l outgoing before other gains I losses 41,344 41,344 7,318 Other recognised gains / losses Gains I losses on investment assets Gains on revaluation, fed assets, charity's own use (1,882) (1,882) 157 Net movement in funds 39,462 39,462 7,476 Reconciliation of funds Total funds brought forward 226,728 1,028 226,756 219,280 Total funds carried forward 265.190 1,028 266,219 226,756 There may be minor discrepancles in the totals rf the pence are not being shown 09 October 2025 Page 1
BAMFORD CHAPEL URC CHARITY Balance sheet (Summary) As at: 31 December 2024 As at 3111212024 As at 3111212023 Fixed assets Tangible assets 197,529 199,411 197,529 199,411 Current assets Cash at bank and in hand 80,896 38,041 80,896 38,041 Liabilities Creditors: Amounts falling due in one year 12,206 10,696 Net current assets less current liabiltties 68,690 27,345 Total assets less current liabilities 266,219 226,756 Total net assets less liabilities 266,219 226,756 Represented by Unrestricted Unrestricted - General fund 38,104 (1,277) Designated Designated- 2017 Project Designated - Investments Designated - POOR 227,124 (39) 227,044 (39) Restricted Restricted - 2016 Fund Restricted- EDEN FARM PROJECT Restricted - BIBLE IAND CHILDREN SPONSORSHIP Restricted - ORPHAN HOPE INDIA Restricted - FOOD BANK Restricted - SACRAMENTAL Restricted - Agency collection Restricted - POOR Restricted- CHURCH FLOWERS Restricted - SOLKIDS PROJECT Restricted - AFRICA APPEAL Restricted - 2018 Project Reslricted - 2019 Project Restrlcted - 2020 Project Re5tricled - 2021 Project Restncted - 2022 Pioject Restricted - Tanzania 2014 Restsicled - Gulu Link Restricted - Water for Klds 2015 218 218 4,872 (9,320) 685 22 4,872 (9,320) 685 22 3,557 3,557 991 991 Fund5 of tlie church 266,219 226,756 There may be niinor discrepancles In the totals If the pence are not being shown 15 October 2025 Page 1
REPORT OFTHE INDEPENDENT EXAMINERS TOTHE MEMBERS st I have examined the Receipts and Payments Account for the year ended 31 December 2024 and the Balance Sheet as at 31" December 2024 of Bamford Chapel URC Charity as attached hereto. Our examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also incudes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as the whether the accounts present a "true and fair vie, and the report is limited to those matters set out in the statement below. Independent examlners, statement In connection with our examination, no matter has come to our attention: Which gives us reasonable cause to believe that in any material respect the requirements l. To keep accounting records in accordance with section 130 of the Charities Act 2. To prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have been met: or To which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed Name
Review of activities and achievements Bamford Chapel & Norden United Reformed Church is a welcoming and inclusive Church that hosts a range of activities that are part of our mission as well as providing a home for a variety of user groups. Our premises are used extensively. Services of public worship are conducted every Sunday morning, some Sunday evenings and monthly on a Wednesday evening. Sunday morning services are livestreamed to YouTube for those unable to attend in person. At various times during the year opportunities are provided for members of the Church and community to engage in Christian education. These include: for children- Junior Church, Youth Groups, Messy Church, a Holiday Club and for adults- regular Home Group meetings, Bible studies and Prayer meetings. Pastoral care was extended to members of the congregation, others associated with the Church and members ofthe community. Our Church In The World group have promoted events to fund raise for local, national and international causes aligned with our aims. The Church premises are used by many groups for community benefit, these include: uniformed organisations (Rainbows, Scouts, Beavers, Cubs, Explorers, Boys Brigade & Girls Association), a Bridge Club, Toddlers Group, Indoor Bowls, Luncheon Club, Community coffee morning, Film Club, Heritage Group, Dementia friendly café and Friendship Group. We also provide accommodation for local Councillors surgeries, local Forum and Police surgeries. On an irregular basis numerous music and choir groups kiave held concerts in our Church.
Financial review During the year we received a legacy of approximately £40000 to boost our financial position. Adjusting for this our regular income/expenditure showed a deficit of approximately £5000. The main difficulties the Trustees face is a generally ageing congregation (although during the year we have seen some success in attracting younger families). This is not only evidenced by diminishing regular giving, but also by potential shortfall of volunteers to continue our many community activities. Also the Church building is over 220 years old and is a Listed Building. Maintenance work is both extensive and expensive. Notwithstanding these issues the Trustees do feel that Bamford Chapel & Norden United Reformed Church remains in a financially stable and viable position. Signed on behalf of the Elders: Anne Fitton David Stephenson Elder and Church Secretary Elder and Treasurer