BAMFORD CHAPEL URC CHARITY
Statement of Financial Activities
For the period from 01 January 2024 to 31 December 2024
Unrestricted
funds
Restricted
funds
Endowment
funds
Total
funds
Prior year
total funds
Incoming resources
Incoming resources from generated funds
Investment income
REGULAR OFFERINGS
RECL41MED TAX
WEDDING FEES AND DONATIONS
SUNDRY INCOME
EFFORTS
5,238
51,119
12,380
41,662
17,740
14,046
5,238
51,119
12,380
41,662
17,740
14,046
5,109
50,847
8,960
5,279
19,149
15,684
Totsl incoming resources
142,186
142,186
105,030
Resources used
Costs of generating funds
Charitable acb'vities
MINISTERIAL ASSESSMENT
MINISTERIAL COSTS
PUBLIC WORSHIP EXPENSES
CARETAKER
MAINTENANCE AND RUNNING COSTS
PRINTING AND STATIONERY
SUNDRY EXPENDITURE
SPECIAL COSTS
4,500
55,695
56,256
56,256
1,988
1,988
517
27,872
2,410
12,316
27,872
2,410
12,316
19,550
2,843
14,604
Total resources used
100,842
100,842
97,712
Net incoming l outgoing resources before transfer
41,344
41,344
7,318
Transfers
Gross transfers between funds - in
Gross transfers between funds- out
Net incoming l outgoing before other gains I losses
41,344
41,344
7,318
Other recognised gains / losses
Gains I losses on investment assets
Gains on revaluation, f￿ed assets, charity's own use
(1,882)
(1,882)
157
Net movement in funds
39,462
39,462
7,476
Reconciliation of funds
Total funds brought forward
226,728
1,028
226,756
219,280
Total funds carried forward
265.190
1,028
266,219
226,756
There may be minor discrepancles in the totals rf the pence are not being shown
09 October 2025 Page 1

BAMFORD CHAPEL URC CHARITY
Balance sheet (Summary)
As at: 31 December 2024
As at 3111212024
As at 3111212023
Fixed assets
Tangible assets
197,529
199,411
197,529
199,411
Current assets
Cash at bank and in hand
80,896
38,041
80,896
38,041
Liabilities
Creditors: Amounts falling due in one year
12,206
10,696
Net current assets less current liabiltties
68,690
27,345
Total assets less current liabilities
266,219
226,756
Total net assets less liabilities
266,219
226,756
Represented by
Unrestricted
Unrestricted - General fund
38,104
(1,277)
Designated
Designated- 2017 Project
Designated - Investments
Designated - POOR
227,124
(39)
227,044
(39)
Restricted
Restricted - 2016 Fund
Restricted- EDEN FARM PROJECT
Restricted - BIBLE IAND CHILDREN SPONSORSHIP
Restricted - ORPHAN HOPE INDIA
Restricted - FOOD BANK
Restricted - SACRAMENTAL
Restricted - Agency collection
Restricted - POOR
Restricted- CHURCH FLOWERS
Restricted - SOLKIDS PROJECT
Restricted - AFRICA APPEAL
Restricted - 2018 Project
Reslricted - 2019 Project
Restrlcted - 2020 Project
Re5tricled - 2021 Project
Restncted - 2022 Pioject
Restricted - Tanzania 2014
Restsicled - Gulu Link
Restricted - Water for Klds 2015
218
218
4,872
(9,320)
685
22
4,872
(9,320)
685
22
3,557
3,557
991
991
Fund5 of tlie church
266,219
226,756
There may be niinor discrepancles In the totals If the pence are not being shown
15 October 2025
Page 1

REPORT OFTHE INDEPENDENT EXAMINERS TOTHE MEMBERS
st
I have examined the Receipts and Payments Account for the year ended 31 December 2024 and the
Balance Sheet as at 31" December 2024 of Bamford Chapel URC Charity as attached hereto.
Our examination was carried out in accordance with the general directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charity and a
comparison of the accounts presented with those records. It also incudes consideration of any
unusual items or disclosures in the accounts and seeking explanations from the trustees concerning
any such matters. The procedures undertaken do not provide all the evidence that would be
required in an audit and consequently no opinion is given as the whether the accounts present a
"true and fair vie￿, and the report is limited to those matters set out in the statement below.
Independent examlners, statement
In connection with our examination, no matter has come to our attention:
Which gives us reasonable cause to believe that in any material respect the requirements
l. To keep accounting records in accordance with section 130 of the Charities
Act
2. To prepare accounts which accord with the accounting records and comply
with the accounting requirements of the Charities Act have been met: or
To which, in our opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Signed
Name

Review of activities and achievements
Bamford Chapel & Norden United Reformed Church is a welcoming and
inclusive Church that hosts a range of activities that are part of our mission as
well as providing a home for a variety of user groups. Our premises are used
extensively.
Services of public worship are conducted every Sunday morning, some Sunday
evenings and monthly on a Wednesday evening. Sunday morning services are
livestreamed to YouTube for those unable to attend in person.
At various times during the year opportunities are provided for members of the
Church and community to engage in Christian education. These include: for
children- Junior Church, Youth Groups, Messy Church, a Holiday Club and for
adults- regular Home Group meetings, Bible studies and Prayer meetings.
Pastoral care was extended to members of the congregation, others associated
with the Church and members ofthe community.
Our Church In The World group have promoted events to fund raise for local,
national and international causes aligned with our aims.
The Church premises are used by many groups for community benefit, these
include: uniformed organisations (Rainbows, Scouts, Beavers, Cubs, Explorers,
Boys Brigade & Girls Association), a Bridge Club, Toddlers Group, Indoor Bowls,
Luncheon Club, Community coffee morning, Film Club, Heritage Group,
Dementia friendly café and Friendship Group. We also provide accommodation
for local Councillors surgeries, local Forum and Police surgeries. On an irregular
basis numerous music and choir groups kiave held concerts in our Church.

Financial review
During the year we received a legacy of approximately £40000 to boost our
financial position. Adjusting for this our regular income/expenditure showed a
deficit of approximately £5000.
The main difficulties the Trustees face is a generally ageing congregation
(although during the year we have seen some success in attracting younger
families). This is not only evidenced by diminishing regular giving, but also by
potential shortfall of volunteers to continue our many community activities.
Also the Church building is over 220 years old and is a Listed Building.
Maintenance work is both extensive and expensive.
Notwithstanding these issues the Trustees do feel that Bamford Chapel &
Norden United Reformed Church remains in a financially stable and viable
position.
Signed on behalf of the Elders:
Anne Fitton
David Stephenson
Elder and Church Secretary
Elder and Treasurer