2021-03-31-accounts

Trustees		Dr Max H Gritgths
		Geoffrey Hope-Terry
		Michael JSnaps
		Gillian LConway
		Beverley ESpicer
		Andrea J Dodds
		Erica EMarries
Senior management		Paul Nicholts (Chief Executive) -Resigned 31/03/2021 Jason JBishop (Chief Execut'Ne) - Appointed 01/04/2021
		Elizabeth ADickinson	(Assistant Chief Executive)
		Neil Jones (Head ofOperations)
Chanty number		'i128387
Company	number	06783496
Registered	office	Wyvern House
		The Dmmber
		Winsford
		CW7 1AD
Auditor		McLlntocks (NW) Limited
		2 Hilliards Court
		Chester Business Park
		Chester
		Cheshire
		CH4 gPX
Bankers		CAP Bank
		25 Kings Hill Avenue
		tgngs Will
		West Mailing
		Kent
		ME194JQ

		Page
TrUstees' report		1-8
independent auditor's	report	g-11
Statement of8nancial	activities	12
Balance sheet		13
Statement ofcash flows		14
hlotes tothe financial	statements	15-24

Day-to-day	mana	ement ofthe charity is del	ated to	the Chief Executive and his senior management	the Chief Executive and his senior management
hief Executive			aeon		Bishop
sistant	ief Executrve		Iz	I	lnson
ead o	perations		ei		ones

				Unrestricted	Restricted	Total	Unrasbicted	Restricted	Total
				funds	funds		funds	funds
				2021	2021	2021	2020	2020	2020
			Notes	8	6	8	8		6
rlcolri arid			fr
Donations and legacies Chadilable acbvities Investments Other income			3 4 5 6	2,860 776613 2,868 31,252	540,547	2,860 1,317,160 2,868 31,252	3,569 652,200 3,046 2,297	13,155 439,410	16,724 1,091,610 3,046 2,297
Total income				813,593	540,547	1,354,140	661,112	452,565	1,113,677
~e(tggi~n:
Charitable acbvities			7	789,106	679,769	1,368,875	805,025	444,849	1,249,874
Net incomIng/
(outgoing) resources
before transfers				24,487	(39,222)	(14,735)	(143,913)	7,716	(136,197)
Gross transfers
between funds				(34,484)	34,484
Net expenditure		for the	year/
Net movement	in funds			(9,997)	(4,738)	(14,735)	(143,913)	7,716	(136,197)
Fund balances at		1
April 2020				192,756	58,905	251.661	336,670	51,189	387,859
Fund balances	at 31
March 2021				182,759	54.167	236,926	192,757	58,905	251,662

					202'l		2020
				Notes	K
Fixed assets
Tangible assets						17,943		11,139
Current assets
Debtors				12	9,246		8,152
Cash at bank and	in	hand			295,253		367,955
					304,499		376,107
Credltorsr amounts one year		faglng	due within	13	(85,516)		(135,584)
Net current assets						218,983		240,523
Total assets less	current		liabilities			236,926		251,862
Income funds Restricted funds						54,167		58,905
U bictsd n s-			I
Designated funds General unrestdcted		funds		15	68,000 114,759		187,100 5,657
						182,759		192,757
						236,926		251,662

					2021		2020
				Notes
Cash flows from operagng			activities
Cash absorbed by operations				19		(61,626)		(27,749)
Investing	activities
Purchase	oftangible fixed assets				(13,944)		(2,575)
Investment	income received				2,868		3,046
Net cash	(used In)/generated		from
investing	activities					(1'l,076)		471
ftet cash	used in financing		activities
Net decrease in cash and		cash equivalents				(72,702)		(27,278)
Cash snd	cash equivalents	at beginning		ofyear		367,955		395,233
Cash and	cash equivalents		at end of	year		295,253		367,955

		Unrestricted	Restricted	Total	Unrestricted	Restricted	Total
		funds	funds	2021	funds	funds	2020
		6	6	6	6	2	6
	Help to claim		155,226	155,226		140,458	140,458
	Debt Advice		169,261	169,261		142,769	142,769
	Pension Guidance		164,586	184,586		124,842	124,842
	Cheshire West and
	Chester Council	556,503		556,503	530,000		530.000
	CWaC Advocacy Service	40,000		40,000	40,000		40,000
	Community Connector	161,810		161,810	75,000		75,000
	Feeding Britain		51,474	51,474		31,341	31,341
	Sundry Income	18,300		18,300	7,200		7,200
		776,613	540,547	1,317,160	652,200	439,410	1,091,610
5	Invesbnents
					Unrestricted		Unrestricted
						funds	funds
						general	general
						2021	2020
							6
	Interest receivable					2,868	3,046
6	Other income
						2021	2020
	Sundry income					31,252	2,297

	Charitable acbvities
						Direct	Management	Total	Total
						Charlbtbte	and	2021	2020
						Support Administration
						6	6
	Staffcasts					895,521	94,727	990,248	832,848
	Depieciaticn						7,140		10,388
	Acgvities undertaken	directly				264,782	90,705	355,487	390,168
						1,160,303	192,572	1,352,875	1,233,404
	Share ofsupport costs (see note 8)						1G,411	10,411	11,641
	Share of governance	costs (see note		8)			5,589	5,589	4,829
						1,160,303	208,572	1,368,875	1,249,874
	Analysis by fund Unrestricted funds -	general				580,534	208,572	789,106
	Restricted funds					579,769		579,769
						1,'(60,303	208,572	1.368,875
	Forthe year ended	31 March	2020
	Unrestricted funds —general					582,780	222,245		805,025
	Restricted funds					444,849			444,849
						1,027,629	222,245		1,249,874
8	Support costs
		Support			Governance	2021	Support Governance		202G
			costs		costs		costs	costs
				6	6		5		6
	Insurance		10,272			10,272	11,553		11,553
	Bank charges		139			139	88		88
	Audit fees					5,589		4,629	4,629
			10,411		5,589	16,000		4,829	16,470
	Analysed between
	Charkable acgvides		10.411		5,589	16,000	11,641	4,829	16,470

The average monthly number ofemployees during	the year was:
	2021	2020
	Number	Number
Paid staff	38	34
Employment costs	2021	2020
Wages and salaries	897,277	753,68'I
Social security costs	72,812	64,793
Other pension costs	20,159	'f4,374
	990,248	832.848

11	Tangible fixed assets	Tangible fixed assets
			Ftaatres snd		Total
			lltnngs
			8
	Cost
	At 1April 2020		46,617	46,086	92,703
	Additions			13,944	13,944
	At 31March 2021		46,617	60,030	106,647
	Depreciation and impairment
	At 1April 2020		46,617	34,947	81,564
	Depreciation charged	in the year		7,140	7,140
	At 31 March 2021		46,617	42,087	88,704
	Carrying amount
	At 31 March 2021			17,943	17,943
	At 31 March 2020			11,139	11,139
12	Debtors
				2021	2020
	Amounts falling due	within one year:		8	8
	Trade debtors			2,711
	Other debtors			428	165
	Prepayments and accrued income			6,107	7,788
				9,246	8,152
13	Creditors: amounts	falling due within one year
				2021	2020
				8	8
	Other taxation and social security			20,674	17,986
	Deferred income			53,884	104,701
	Other creditors			114	228
	Accruals			10,844	12,669
				85,518	135,584

			Movement in funds	Movement in funds
		Balance at 1	Incoming	Resources	Transfers	Balance at 31
		Aprl I2020	resources	expended		March 2021
		8	8	6	6	6
Debt Advice		47,516	169,261	(190,192)		26,585
Pension	Guidance	15,972	164,586	(162,587)		17,971
Help To	Claim	(16,208)	155,226	(173,474)	34,456
Healing	Bank	9,611				9,61'I
Feeding	Britain	2,014	51,474	(53,516)	28
		58,905	540,547	(579,769)	34.484	54,167

				Balance st 1Apnl 20ts	Transfers	Balance at t April 2020	Transfers si	Balance at March 202t
				6		K		6
Maintaining	front line service			40,000	(23,500)	16,500	(16,500)
Unplanned	closure contingency			115,000	(5,000)	110,000	(62,000)	48,000
End offixed	term projects			1G,OOO	30,600	40,600	(20,600)	20,000
Legacy funding		for investment	in the
charity's future				6G,OOO	(60.000)
Dilapidations				20,000		20,000	(20,000)
					(57,900)	187,100	(119,100)	68,000

16	Analysis of	net assets	between funds
			Umestricled	Restricted	Total	Unrestricted	Restricted	Total
			2021	2021	2021	2020	2020	2020
			6			.6	p
	Fund balances at31
	March 2021	are
	represented	by:
	Tangible assets		17,943		17,943	11,139		11,139
	Current assetsl
	(liabilities)		164,816	54,167	218,983	181,618	58,905	240,523
			182,759	54,167	236,926	192,757	58,905	251,662

under non-cancellable operating leases, which fafi due ss	follows:
	2021	2020
	8	6
Wilhin one year		22,000
Between two and five years		88,000
In over five years		110,000
		220,000

	There were no disclosa	There were no disclosa	ble related parly transactions during the year (202	ble related parly transactions during the year (202	0 - Knfi).
19	Cash generated from		operations		2021	2020
					6	6
	Deficitforthe year				(14,735)	(136,197)
	Adjustments for:
	Inveslment income	recognised		in statement offinancial activities	(2,868)	(3,046)
	Depreciation and impairment oftangible fixed assets				7,140	10,388
	Movements in working		capital:
	(Increase)/decrease	in	debtors		(1,094)	'I9,382
	Increase/(decrease)	in	creditors		748	(17,977)
	(Decrease)fincreeee	in	deferred	income	(80,817)	99,701
	Cash absorbed by	operations			(61,626)	(27,749)

			2021	2026
			6
Direct charitable support
Wages, national insurance,		pensions	895,521	747,233
Travel expenses			433	24,440
Information and publicity			9,020	9,048
Training costs			579	3,128
Telephone costs			18,375	15,574
Printing and stationery			4,599	14.905
Postage			1,467	2,232
Information technology			30,309	27,525
Partnership support			20D,ODO	180,000
Heating bank				3,544
			1,160,303	1,027,629
Management and administration
Wages, national insurance,		pensions	94,727	85,616
Rent			61,978	69,657
Heat, light and water			9,185	16,416
Cleaning, repairs and	consumables		6,228	9,959
Insurance			10,272	11,553
Audit and accountancy			5,589	4,829
Depreciabon (Tangible	assets)		7,140	10,388
Legal and professional	fees			50
Bank charges			139	88
Sundries			13,314	13,689
			208,572	222,245
Totsi resources expended			1,368,875	1,249,874