THE LIVING WELL ANNUAL REPORT 2022 Reference and Administrative Details
Patron: Rt Revd Rose Hudson-Wilkin Board of Trustees:
Mr George White (Chair) Revd Lorraine Apps-Huggins (Chaplain) Mr David Harries Revd Peter Ingrams Mr Paul Willett Rev Estella Last Charity Registration No: 1123792 Principal Officers: Revd Lorraine Apps-Huggins – Chaplain Assistant Chaplains: Mrs Hilary Hills, Mr Ray Horton, Rev Rex Morton Administrator: Dr Annelise Matharu Registered Office: The Living Well, The Vicarage, Vicarage Lane, Nonington, Kent CT15 4JT Hon Treasurer: Mrs Janet Holness Independent Examiner: Mr Kevin Funnell Bankers: Lloyds, 49 High Street, Canterbury Kent CT1 2SE
Structure, governance and management
The Living Well was formed as a charitable trust in 2008 as a resource for the ministry of healing and wholeness within the Diocese of Canterbury. It is based at Nonington, near Canterbury, in a large, detached house, a former Vicarage, within peaceful grounds.
There is an elected Board of Trustees which is the executive body with responsibility for setting the strategic direction and policies required to achieve The Living Well’s founding aims and objectives. The day-to-day operations are carried out under the oversight of the Trustees by the Chaplain who has complete responsibility for the spiritual programmes and ministry as well as managing the administrative function.
In terms of its Board of Trustees, The Living Well is completely independent of the Diocese in its management and finances. It works closely with the Bishop of Dover and the Local Church Development Framework of the Diocese in order to be a fresh
expression of the ministry of healing and wholeness and serves on the Diocesan Deliverance Ministry Team. The Chaplain holds a Bishop’s licence to act as a priest throughout the Canterbury Diocese and is the Bishop’s Adviser in Healing and Wholeness. Our assistant chaplains work under a Bishop's License to The Living Well.
The Living Well's ministry is mostly self-funded and so much reliance is placed upon the wonderful support and generosity of our members, friends and clients.
Objectives and activities
The Living Well provides a safe, welcoming and inclusive place for personal retreat, for receiving the healing ministry of Christ, for themed quiet days and offers training within the diocese in local parishes in Healing and Wholeness Ministry.
The Living Well is a resource for prayer and development for both laity and clergy, both from within the Diocese and outside it. It offers a range of one-off sessions including ‘Deeper Healing Days’ and short courses for personal spiritual growth and development as well as more specific training for involvement with the healing ministry. Guests value and enjoy the peaceful surroundings at Nonington to draw closer to God and to seek His refreshment. This is particularly valuable for those who have busy and stressful ministries or jobs to fulfil, and those who have suffered from abuse, trauma or loss of any kind.
Activities and performance
During 2022, individual retreat and group retreat increased significantly. Prayer Appointments using audio-visual technology (Zoom) continued. Weekly worship, themed Quiet Days, bespoke facilitated days and monthly Deeper Healing Days were featured throughout the years programme.
In January 2022 Rev Rex Morton came to join us as assistant chaplain, as stipendiary 2 days per week. His presence with the team has worked well and increased what we can offer; for instance he represents us on the Diocesan Wellbeing Working Party Team. Hilary Hills represents us on The Diocesan Pastoral Ministry Team and Rev Lorraine Apps – Huggins on the Diocesan & Cathedral Safeguarding Panel. Lorraine remains a member of the Diocesan Deliverance Ministry Team.
Lead Chaplain, Rev Lorraine Apps-Huggins, continued the role of Chaplain to the Canterbury Leadership Programme, supporting clergy new in post or new to the diocese twice during the year, in Ashburnham and Brugge. This connects the Living Well with clergy, investing in further relationship with the ministry we offer.
An encouraging and successful diocesan wide training day was held in Ashford in June called ‘Growing a Healing Ministry’ and many who serve in healing, prayer and pastoral teams attended.
In September 2022 Rev Rex Morton and Hilary Hills attended a week’s training by The Bible Society to offer the course Navigating Trauma in 2023 at The Living Well. This was supported by Trustees and the expiation is to run the course twice during the following year – once with our Wider Team of volunteers and once open widely across the diocese.
Our annual service in October at Canterbury Cathedral Crypt to celebrate Christ’s Healing Ministry on St Lukestide was reinstituted after Covid interruptions on a Saturday afternoon instead of a Sunday evening – this worked well and our new chaplain Rex, was our speaker.
In November Rev. Lorraine Apps – Huggins took a 3 month sabbatical. Canterbury Diocese and The Living well agreed and contributed to the sabbatical. Lorraine benefitted with one months retreat in Cornwall, and 2 months at home. During the period of rest she studied further on Celtic Christianity in the Cornwall area in particular and focused on faith development in individuals and in ministry. Her findings have been useful in practical and spiritual matters allowing her to understand the disillusioned and disappointed in faith more readily and to understand her own faith journey. Lorraine expressed deep gratitude for the opportunity to take the sabbatical after 12 years ordained ministry.
During the year we were fortunate to be successful in receiving a grant of £18,700 from the Dorothy Kerin Trust which Trustee David Harries championed and a smaller grant from the Benefact Trust, plus a grant towards fuel costs from the diocese accessed by assistant chaplain Hilary Hills. We thank them both for their actions and success.
The trustees would like to pay particular tribute to Lorraine Apps-Huggins as our chaplain, to her assistant chaplains (Hilary, Rex and Ray), and to the administrator and wardens (Annelise, Stella and Steve). In this respect, we are hugely grateful to those who prayerfully support us; covering our endeavours with prayer enables us to minister safely and with confidence.
We are also indebted to Janet Holness our treasurer who so ably keeps us on track financially and also to Kevin Funnel our independent examiner for his commitment to our ministry. We give thanks too for the many volunteers who have assisted our work in different ways throughout 2022. Without them, we could not function.
We welcomed two new trustees Paul Willett and Rev Estella Last and George White became Chair. We thank the trustees for their passion and dedicated commitment to serving with us.
Reserves policy & Investment Policy
The Trust has adopted a policy of keeping around 6 weeks expenditure in immediately available funds and investing surplus funds in short term investments. These are currently held in CCLA Investment and Deposit Funds.
Financial performance
In 2022 operational income rose by £10.6k over 2021 due to the following factors
Increased Donations £2.6k Increased Gift Aid £1.6k Events £3.9k Unrestricted Grants £2.0k Sales £0.5k
Much of this can be attributed to the removal for most of the year of Covid-19 restrictions. The grants helped to offset the increases in costs caused by food inflation of around 20%, general inflation of 12% and huge increases in energy costs. Investment income decreased as some investments were sold during 2021 to meet cash flow requirements.
Normal expenditure increased as the Assistant Chaplain started offering 2 days per week ministry from the start of the year. This added £8.7k in costs whilst the remainder of the total increase can be attributed to the high level of inflation.
We are indebted to the Dorothy Kerin Trust which has given £18,700 for a range of additional costs. At the year-end £11.8k remained to be spent during the first part of 2023.
Operational results can be summarised as follows:
| Operational income Operational costs Gross Operational Loss |
2022 2021 £25.0k £14.4k £68.7k £58.6k £(43.7k) £(44.2k) £8.5k £9.6k £(35.2k) £(34.5k) £18.7k £0.00k £ 6.9k £0.00k £11.8k £0.00k |
|---|---|
Investment Income Net Operational Loss |
|
Restricted Funds: Trust Income Restricted Funds: Costs Restricted Funds In Hand |
Assets of The Living Well have decreased by £56.1k in 2022 and this can be attributed to the following:
| attributed to the following: | |
|---|---|
| Net Operational Loss | £(35.2k) |
| Net increase in Restricted Funds | £11.8k |
| Realised Loss on investments sold during year £(2.1k) | |
| Unrealised loss on investments | £(30.6k) |
| Total Reduction in Assets | £(56.1k) |
The losses on investments were caused by the market turmoil surrounding the war in Ukraine and the corresponding crisis in the cost of living.
Despite these results the trustees never cease to be amazed by God’s wonderful provision for this wonderfully valued ministry financially over many years. We pray that we can continue to be a blessing to all within the Diocese of Canterbury.
Political and Charitable donations No such donations were made in the financial year.
The Living Well
Receipts and Payments Statement for the period 1st January to 31st December 2022
| GENERAL FUND RECEIPTS Difference Donations 32 Church donations 1121 Gift Aided Donations 36 Service collections (GASDS) 1196 Hub day collections -500 Gift Aid tax reclaim 1071 Readers Refreshing Days -65 Clergy Oasis Days 0 Anna Chaplaincy Days Quiet days 5 Prayer appointments with Chaplains -500 Deaper Healing Days 252 House use for individuals & groups 2712 Outside events 829 Sales -cards,books,food 473 Investment income -1018 Grant from Benefact Trust Ltd Grant from Church Commissioners towards heating Total receipts difference 7864 PAYMENTS Premises costs 706 new cabin Improvements-house and garden 7653 -313 Printing, stationery, telephone & postage 188 Photocopier and IT equipment 998 Insurances -7 Fees, subscriptions, website -471 Chaplain's supervision & training Assistant Chaplain's travel expenses -271 Team expenses 160 Event costs and hospitality 522 Service materials, books & flowers 644 Retreats / Sabbatical 397 Chaplain's Stipends plus NI 1006 overpayment Chaplain's pension contributions -17405 Assist Chaplain's Stipend -1284 Assist Chaplain's pension contributions -5000 Wardens' wages & pension 723 Administrator's salary, tax, NI and pension 530 Honorariums / Gifts -300 Total payments difference -10894 overall difference on budget 18758 Equipment |
2022 Budget |
2022 Budget |
2022 3531.58 2121.12 3536.48 2196.49 0.00 2571.21 85.00 99.67 220.00 1504.65 0.00 752.41 4711.60 928.62 723.25 8482.04 1500.00 500.00 33,464.12 3706.49 9653.41 686.99 987.62 1248.26 793.31 2029.18 628.35 1228.95 659.99 2022.40 894.12 896.90 21005.61 -7404.57 8715.82 0.00 5722.73 14530.23 700.00 68,705.79 -35,241.67 |
Whole year 2021 3,498 885 3,139 756 513 1,028 120 90 1,291 327 439 2,053 40 245 9,597 24,020 2,627 2,000 470 796 241 758 2,392 1,471 281 1,637 231 190 17,663 9,191 4,452 13,555 600 58,554 -34,534 |
|---|---|---|---|---|
| 3500 1000 3500 1000 500 1500 150 100 1500 500 500 2000 100 250 9500 25600 3000 2000 1000 800 250 800 2500 1500 500 1500 250 500 20000 10000 10000 5000 5000 14000 1000 79600 -54000 |
3500 1000 3500 1000 500 1500 150 100 1500 500 500 2000 100 250 9500 |
The Payroll system changed in November from the Diocese to Abtax Accountancy.
2022
2021
| DOROTHY KERIN TRUST FUND RECEIPTS Grant PAYMENTS Cabin Refurbishment Garden Equipment and Maintenance Chaplain's Stipend - extra day from November Assistant Chaplain's Stipend - extra day (not yet) Supervision of four Chaplains Administrator's increase in salary plus extra hours Balance remaining SUMMARY General Fund Dorothy Kerin Trust Fund Overall deficit Summary of Cash Funds CDBF Account brought forward Lloyds BankCurrent Account brought forward PlusReceipts General Fund 15.3.22 Sale of 944.01 Investment Income shares at 2118.63p per share Dorothy Kerin Trust Fund LessPayments General Fund Dorothy Kerin Trust Fund TOTAL CASH FUNDS AT PERIOD END Lloyds Bank Statement balance 31st December 2022 £20,807.26 PLUS monies not paid into bank - cheque 360.00 - cash 61.50 TOTAL CASH HELD as at 31st December 2022 |
£18,700.00 £2,947.11 1106.21 765.00 0.00 817.80 1245.29 £6,881.41 £11,818.59 -£35,241.67 £11,818.59 -£23,423.08 £0.00 24,651.84 33,464.12 20,000.00 18,700.00 68,705.79 6,881.41 £21,228.76 £21,228.76 £21,228.76 |
5,164 19,022 24,186 24,020 35,000 58,555 £24,652 £24,652 |
|---|---|---|
| SUMMARY CASH FUNDS: CDBF Account Lloyds Bank Current Account Total Cash Funds INVESTMENT ASSETS: CCLA Investment Management CBF Church of England Funds: Cautley Fund Investment Fund: Income shares at 2064.59p per share Property Fund: Income shares at 128.50p per share Deposit Fund @ 3.50% interest Total Investment Assets TOTAL ASSETS as at 31st December 2022 NOTE: For information purposes - shares now held have a value of: 7717.03 income shares held in the Investment Fund 31.1.23 2120.07p 55,199.25 income shares held in the Property Fund 31.1.23 127.70p 7,717.03 55,199.25 |
2022 2021 Dec Dec £0.00 £0 21,228.76 24,652 £21,228.76 £24,652 159,325.03 202,553 70,931.04 80,359 330.03 330 £230,586.10 £283,242 £251,814.86 £307,894 £163,606 Yield 2.91% Div 61.79p £70,489 Yield 4.93% Div 6.51p £234,095 |
|---|---|