## **THE LIVING WELL ANNUAL REPORT 2022 Reference and Administrative Details**
## **Patron:** Rt Revd Rose Hudson-Wilkin **Board of Trustees:**
Mr George White (Chair) Revd Lorraine Apps-Huggins (Chaplain) Mr David Harries Revd Peter Ingrams Mr Paul Willett Rev Estella Last **Charity Registration No:** 1123792 **Principal Officers:** Revd Lorraine Apps-Huggins – Chaplain **Assistant Chaplains:** Mrs Hilary Hills, Mr Ray Horton, Rev Rex Morton **Administrator:** Dr Annelise Matharu **Registered Office:** The Living Well, The Vicarage, Vicarage Lane, Nonington, Kent CT15 4JT **Hon Treasurer:** Mrs Janet Holness **Independent Examiner:** Mr Kevin Funnell **Bankers:** Lloyds, 49 High Street, Canterbury Kent CT1 2SE
## **Structure, governance and management**
The Living Well was formed as a charitable trust in 2008 as a resource for the ministry of healing and wholeness within the Diocese of Canterbury. It is based at Nonington, near Canterbury, in a large, detached house, a former Vicarage, within peaceful grounds.
There is an elected Board of Trustees which is the executive body with responsibility for setting the strategic direction and policies required to achieve The Living Well’s founding aims and objectives. The day-to-day operations are carried out under the oversight of the Trustees by the Chaplain who has complete responsibility for the spiritual programmes and ministry as well as managing the administrative function.
In terms of its Board of Trustees, The Living Well is completely independent of the Diocese in its management and finances. It works closely with the Bishop of Dover and the Local Church Development Framework of the Diocese in order to be a fresh
expression of the ministry of healing and wholeness and serves on the Diocesan Deliverance Ministry Team. The Chaplain holds a Bishop’s licence to act as a priest throughout the Canterbury Diocese and is the Bishop’s Adviser in Healing and Wholeness. Our assistant chaplains work under a Bishop's License to The Living Well.
The Living Well's ministry is mostly self-funded and so much reliance is placed upon the wonderful support and generosity of our members, friends and clients.
## **Objectives and activities**
The Living Well provides a safe, welcoming and inclusive place for personal retreat, for receiving the healing ministry of Christ, for themed quiet days and offers training within the diocese in local parishes in Healing and Wholeness Ministry.
The Living Well is a resource for prayer and development for both laity and clergy, both from within the Diocese and outside it. It offers a range of one-off sessions including ‘Deeper Healing Days’ and short courses for personal spiritual growth and development as well as more specific training for involvement with the healing ministry. Guests value and enjoy the peaceful surroundings at Nonington to draw closer to God and to seek His refreshment. This is particularly valuable for those who have busy and stressful ministries or jobs to fulfil, and those who have suffered from abuse, trauma or loss of any kind.
## **Activities and performance**
During 2022, individual retreat and group retreat increased significantly. Prayer Appointments using audio-visual technology (Zoom) continued. Weekly worship, themed Quiet Days, bespoke facilitated days and monthly Deeper Healing Days were featured throughout the years programme.
In January 2022 Rev Rex Morton came to join us as assistant chaplain, as stipendiary 2 days per week. His presence with the team has worked well and increased what we can offer; for instance he represents us on the Diocesan Wellbeing Working Party Team. Hilary Hills represents us on The Diocesan Pastoral Ministry Team and Rev Lorraine Apps – Huggins on the Diocesan & Cathedral Safeguarding Panel. Lorraine remains a member of the Diocesan Deliverance Ministry Team.
Lead Chaplain, Rev Lorraine Apps-Huggins, continued the role of Chaplain to the Canterbury Leadership Programme, supporting clergy new in post or new to the diocese twice during the year, in Ashburnham and Brugge. This connects the Living Well with clergy, investing in further relationship with the ministry we offer.
An encouraging and successful diocesan wide training day was held in Ashford in June called ‘Growing a Healing Ministry’ and many who serve in healing, prayer and pastoral teams attended.
In September 2022 Rev Rex Morton and Hilary Hills attended a week’s training by The Bible Society to offer the course Navigating Trauma in 2023 at The Living Well. This was supported by Trustees and the expiation is to run the course twice during the following year – once with our Wider Team of volunteers and once open widely across the diocese.
Our annual service in October at Canterbury Cathedral Crypt to celebrate Christ’s Healing Ministry on St Lukestide was reinstituted after Covid interruptions on a Saturday afternoon instead of a Sunday evening – this worked well and our new chaplain Rex, was our speaker.
In November Rev. Lorraine Apps – Huggins took a 3 month sabbatical. Canterbury Diocese and The Living well agreed and contributed to the sabbatical. Lorraine benefitted with one months retreat in Cornwall, and 2 months at home. During the period of rest she studied further on Celtic Christianity in the Cornwall area in particular and focused on faith development in individuals and in ministry. Her findings have been useful in practical and spiritual matters allowing her to understand the disillusioned and disappointed in faith more readily and to understand her own faith journey. Lorraine expressed deep gratitude for the opportunity to take the sabbatical after 12 years ordained ministry.
During the year we were fortunate to be successful in receiving a grant of £18,700 from the Dorothy Kerin Trust which Trustee David Harries championed and a smaller grant from the Benefact Trust, plus a grant towards fuel costs from the diocese accessed by assistant chaplain Hilary Hills. We thank them both for their actions and success.
The trustees would like to pay particular tribute to Lorraine Apps-Huggins as our chaplain, to her assistant chaplains (Hilary, Rex and Ray), and to the administrator and wardens (Annelise, Stella and Steve). In this respect, we are hugely grateful to those who prayerfully support us; covering our endeavours with prayer enables us to minister safely and with confidence.
We are also indebted to Janet Holness our treasurer who so ably keeps us on track financially and also to Kevin Funnel our independent examiner for his commitment to our ministry. We give thanks too for the many volunteers who have assisted our work in different ways throughout 2022. Without them, we could not function.
We welcomed two new trustees Paul Willett and Rev Estella Last and George White became Chair. We thank the trustees for their passion and dedicated commitment to serving with us.
## **Reserves policy & Investment Policy**
The Trust has adopted a policy of keeping around 6 weeks expenditure in immediately available funds and investing surplus funds in short term investments. These are currently held in CCLA Investment and Deposit Funds.
## **Financial performance**
In 2022 operational income rose by £10.6k over 2021 due to the following factors
Increased Donations £2.6k Increased Gift Aid £1.6k Events £3.9k Unrestricted Grants £2.0k Sales £0.5k
Much of this can be attributed to the removal for most of the year of Covid-19 restrictions. The grants helped to offset the increases in costs caused by food inflation of around 20%, general inflation of 12% and huge increases in energy costs. Investment income decreased as some investments were sold during 2021 to meet cash flow requirements.
Normal expenditure increased as the Assistant Chaplain started offering 2 days per week ministry from the start of the year. This added £8.7k in costs whilst the remainder of the total increase can be attributed to the high level of inflation.
We are indebted to the Dorothy Kerin Trust which has given £18,700 for a range of additional costs. At the year-end £11.8k remained to be spent during the first part of 2023.
Operational results can be summarised as follows:
|Operational income
Operational costs
_Gross Operational Loss_|**2022**
2021
£25.0k
£14.4k
£68.7k
£58.6k
_£(43.7k)_
_£(44.2k)_
£8.5k
£9.6k
**_£(35.2k)_**
**_£(34.5k)_**
£18.7k
£0.00k
£ 6.9k £0.00k
**_£11.8k_**
**_£0.00k_**|
|---|---|
|
Investment Income
**_Net Operational Loss_**||
|
Restricted Funds: Trust Income
Restricted Funds: Costs
**_Restricted Funds In Hand_**||
Assets of The Living Well have decreased by £56.1k in 2022 and this can be attributed to the following:
|attributed to the following:||
|---|---|
|Net Operational Loss|£(35.2k)|
|Net increase in Restricted Funds|£11.8k|
|Realised Loss on investments sold during year £(2.1k)||
|Unrealised loss on investments|£(30.6k)|
|**Total Reduction in Assets**|**£(56.1k)**|
The losses on investments were caused by the market turmoil surrounding the war in Ukraine and the corresponding crisis in the cost of living.
Despite these results the trustees never cease to be amazed by God’s wonderful provision for this wonderfully valued ministry financially over many years. We pray that we can continue to be a blessing to all within the Diocese of Canterbury.
**Political and Charitable donations** No such donations were made in the financial year.
## The Living Well
Receipts and Payments Statement for the period 1st January to 31st December 2022
|**GENERAL FUND**
**RECEIPTS**
_Difference_
Donations
_32_
Church donations
_1121_
Gift Aided Donations
_36_
Service collections (GASDS)
_1196_
Hub day collections
_-500_
Gift Aid tax reclaim
_1071_
Readers Refreshing Days
_-65_
Clergy Oasis Days
_0_
Anna Chaplaincy Days
Quiet days
_5_
Prayer appointments with Chaplains
_-500_
Deaper Healing Days
_252_
House use for individuals & groups
_2712_
Outside events
_829_
Sales -cards,books,food
_473_
Investment income
_-1018_
Grant from Benefact Trust Ltd
Grant from Church Commissioners towards heating
**_Total receipts_**
_difference_
_7864_
**PAYMENTS**
Premises costs
_706_
_new cabin_ Improvements-house and garden
_7653_
_-313_
Printing, stationery, telephone & postage
_188_
Photocopier and IT equipment
_998_
Insurances
_-7_
Fees, subscriptions, website
_-471_
Chaplain's supervision & training
Assistant Chaplain's travel expenses
_-271_
Team expenses
_160_
Event costs and hospitality
_522_
Service materials, books & flowers
_644_
Retreats / Sabbatical
_397_
Chaplain's Stipends plus NI
_1006_
_overpayment_ Chaplain's pension contributions
_-17405_
Assist Chaplain's Stipend
_-1284_
Assist Chaplain's pension contributions
_-5000_
Wardens' wages & pension
_723_
Administrator's salary, tax, NI and pension
_530_
Honorariums / Gifts
_-300_
**_Total payments_**
_difference_
_-10894_
_overall difference on budget_
_18758_
Equipment|_2022_
_Budget_|_2022_
_Budget_|**2022**
**3531.58**
**2121.12**
**3536.48**
**2196.49**
**0.00**
**2571.21**
**85.00**
**99.67**
**220.00**
**1504.65**
**0.00**
**752.41**
**4711.60**
**928.62**
**723.25**
**8482.04**
**1500.00**
**500.00**
**33,464.12**
**3706.49**
**9653.41**
**686.99**
**987.62**
**1248.26**
**793.31**
**2029.18**
**628.35**
**1228.95**
**659.99**
**2022.40**
**894.12**
**896.90**
**21005.61**
**-7404.57**
**8715.82**
**0.00**
**5722.73**
**14530.23**
**700.00**
**68,705.79**
**-35,241.67**|_Whole year_
_2021_
_3,498_
_885_
_3,139_
_756_
_513_
_1,028_
_120_
_90_
_1,291_
_327_
_439_
_2,053_
_40_
_245_
_9,597_
_24,020_
_2,627_
_2,000_
_470_
_796_
_241_
_758_
_2,392_
_1,471_
_281_
_1,637_
_231_
_190_
_17,663_
_9,191_
_4,452_
_13,555_
_600_
_58,554_
_-34,534_|
|---|---|---|---|---|
||_3500_
_1000_
_3500_
_1000_
_500_
_1500_
_150_
_100_
_1500_
_500_
_500_
_2000_
_100_
_250_
_9500_
_25600_
_3000_
_2000_
_1000_
_800_
_250_
_800_
_2500_
_1500_
_500_
_1500_
_250_
_500_
_20000_
_10000_
_10000_
_5000_
_5000_
_14000_
_1000_
_79600_
_-54000_|_3500_
_1000_
_3500_
_1000_
_500_
_1500_
_150_
_100_
_1500_
_500_
_500_
_2000_
_100_
_250_
_9500_|||
The Payroll system changed in November from the Diocese to Abtax Accountancy.
**2022**
_2021_
|**DOROTHY KERIN TRUST FUND**
**RECEIPTS**
Grant
**PAYMENTS**
Cabin Refurbishment
Garden Equipment and Maintenance
Chaplain's Stipend - extra day from November
Assistant Chaplain's Stipend - extra day (not yet)
Supervision of four Chaplains
Administrator's increase in salary plus extra hours
Balance remaining
**SUMMARY**
General Fund
Dorothy Kerin Trust Fund
**Overall deficit**
**Summary of Cash Funds**
_CDBF Account brought forward_
**Lloyds Bank**Current Account brought forward
**Plus**Receipts
General Fund
15.3.22
Sale of 944.01 Investment Income shares at 2118.63p per share
Dorothy Kerin Trust Fund
**Less**Payments General Fund
Dorothy Kerin Trust Fund
**TOTAL CASH FUNDS AT PERIOD END**
**Lloyds Bank** Statement balance 31st December 2022
£20,807.26
PLUS monies not paid into bank - cheque
360.00
- cash
61.50
**TOTAL CASH HELD as at 31st December 2022**|**£18,700.00**
£2,947.11
1106.21
765.00
0.00
817.80
1245.29
**£6,881.41**
**£11,818.59**
**-£35,241.67**
**£11,818.59**
**-£23,423.08**
_£0.00_
**24,651.84**
**33,464.12**
**20,000.00**
**18,700.00**
**68,705.79**
**6,881.41**
**£21,228.76**
**£21,228.76**
**£21,228.76**|_5,164_
_19,022_
_24,186_
_24,020_
_35,000_
_58,555_
£24,652
_£24,652_|
|---|---|---|
|**SUMMARY**
**CASH FUNDS:**
_CDBF Account_
Lloyds Bank Current Account
**Total Cash Funds**
**INVESTMENT ASSETS:**
CCLA Investment Management CBF Church of England Funds:
Cautley Fund
Investment Fund:
Income shares at 2064.59p per share
Property Fund:
Income shares at 128.50p per share
Deposit Fund
@ 3.50% interest
**Total Investment Assets**
**TOTAL ASSETS as at 31st December 2022**
**_NOTE:_**
**_For information purposes - shares now held have a value of:_**
_7717.03 income shares held in the Investment Fund_
_31.1.23_
_2120.07p_
_55,199.25 income shares held in the Property Fund_
_31.1.23_
_127.70p_
7,717.03
55,199.25|**2022**
_2021_
**Dec**
_Dec_
_£0.00_
_£0_
**21,228.76**
_24,652_
**£21,228.76**
_£24,652_
**159,325.03**
_202,553_
**70,931.04**
_80,359_
**330.03**
_330_
**£230,586.10**
_£283,242_
**£251,814.86**
_£307,894_
_£163,606 Yield 2.91%_
_Div 61.79p_
_£70,489_
_Yield 4.93%_
_Div 6.51p_
**_£234,095_**|
|---|---|
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