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← Reflect

2025-03-31-accounts

Annual Re ort p

April 2024 – March 2025

Reflect

Registered charity number 1118904

Page

Contents

Contents Page
Vision and Aims 3
Reflect Mission Statement 4
Structure and how Reflect is Managed 5
Trustees 5
Employed Staff 5
Volunteers 6
Reflect Centres 7
Year Review 8
Summary of the main achievements of Reflect during the year 8
Looking to the future Looking to the future
11
Client Statistics, Stories and Feedback 12
Statistics, tables and charts 12
Client story 15
Feedback 16
Acknowledgements 18
Financial Report 20
Receipts and Payments Accounts for the year ending 31 March 2025 20
Statement of assets and liabilities at the end of the period 21
Trustee Declaration 21
Independent Examiner's Report to the Trustees of Reflect 21

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Vision and Aims

Reflect is a Charitable Trust and was previously known as York Pregnancy Crisis Service. Reflect is a registered Charity (number 1118904) with a governing Trust Deed document dated 6[th] November 2006. This was amended on 09 May 2016 and a Supplemental Trust Deed was added on 2[nd] October 2017.

Reflect opened in York 2007, responding to the need of women and men faced with an unplanned or crisis pregnancy. Reflect quickly developed to provide pregnancy loss support as well as pregnancy choice work and in 2012 began plans to launch services in Harrogate. Reflect Harrogate launched in 2014, followed by Reflect Selby in January 2018 and Reflect Thirsk in March 2020, to meet a growing local need for our services across North Yorkshire.

The purpose of the Trust, as stated in the Trust Deed, shall be:

The Trustees have fully taken into account the guidance issued by the Charity Commission on public benefit.

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Reflect Mission Statement

Purpose

Reflect is a free support service in North Yorkshire for anyone facing a Pregnancy Choice and for those in need of support after experiencing Pregnancy or Neonatal Loss.

Vision

Our vision is to see anyone in North Yorkshire enabled to make an informed decision about a pregnancy choice, without fear, pressure or judgment, and to support those who have experienced pregnancy or baby loss from any cause and at any stage of pregnancy, or soon after birth.

Motivated by our Christian compassion for those in a crisis, we desire to see all people supported throughout the decision-making process and beyond, whatever the outcome.

We seek to raise awareness of issues surrounding pregnancy, including parenting, termination, adoption and pregnancy loss, and to provide support for those in need.

Mission:

We are committed…

…to provide a confidential service to all clients

…to provide a trained listening ear, factual information and unconditional acceptance to those who are experiencing a pregnancy choice

…to provide care and support to those who have experienced a pregnancy or neonatal loss

…to do this in a caring, safe and supportive environment; always being truthful and respecting every individual

…and at all times offer hope

We provide individual or couples support and signposting for those facing an unintended pregnancy or a choice during pregnancy. We provide one-to-one and couples support to those who have experienced pregnancy loss (miscarriage, ectopic pregnancy or stillbirth), neonatal loss, or who are struggling following a termination of pregnancy, through our structured support programme ‘Reflections: Walking through loss’.

…to the advancement of education in the subject of pregnancy, termination of pregnancy, adoption, sexual health and relationships

This currently includes: multi-agency work, training volunteers and practitioners in pregnancy choices and pregnancy loss support, working with other organisations championing our cause and increasing the network of Reflect supporters and referrers. Reflect hope to develop this aim into schools and youth work, research projects and greater partnerships with the local authority and NHS services.

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Structure and how Reflect is managed

Trustees

Names of the trustees who manage the charity:

  1. Christopher Blanshard

  2. Lesley Williams

  3. Rachael Bulley (Safeguarding Lead)

  4. Christopher Seel (Chairperson and Treasurer)

  5. Kevin Webb

  6. Gavin Parker

Reflect is governed by a group of trustees, chaired by Christopher Seel who meet on a quarterly basis. A trustee report is prepared in advance by the General Manager, with input from the Office Manager and Development Coordinator. The trustees are responsible for making sure that the charity complies with its governing document and complies with charity law requirements.

Our trustees hold a wealth of valuable experience, ranging from business and finance to foster care and support to teaching and counselling. Trustees are appointed by existing trustees.

Photo of trustees, October 2024

Employed staff

Reflect employ 3 part-time staff to manage, administrate, increase awareness of and fundraise for Reflect.

The employed staff includes a part-time General Manager (16 hours/week) who is responsible for the operational oversight, management, training, overseeing client support and governance of Reflect. She is supported by a Development Co-ordinator (12 hours/week) whose role is to increase the awareness of Reflect and fundraise for Reflect and an Office Manager (7.5 hours/week) who oversees Reflect’s administration and book-keeping, as well as supporting our volunteers.

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Volunteers

Reflect simply would not exist and operate without our incredible team of volunteers who give hours of their time freely to help enable Reflect to continue to provide our support service for free.

We are very grateful for all our volunteers: our supervisors; team leaders; trained practitioners and session supporters.

Reflect now has 6 wonderful, wise and knowledgeable Supervisors. We are very grateful for the time that each of our volunteer Supervisors give to Reflect. All our supervisors are experienced trained counsellors or psychotherapists who have the necessary supervisory skills, and this helps to enable Reflect to offer a professional service. Our supervisors offer 1-1 phone support to our trained practitioners and also help to coordinate the group supervision which takes place every 6-8 weeks.

We have compassionate and gifted volunteer Team Leaders who oversee each centre. The team leader is often the first person to respond to, and speak to, a new client enquiry. They oversee volunteer and client availability and appointments, coordinate their team of volunteers and also work with the Manager to manage any waiting lists for clients wishing to start ‘Reflections: Walking through loss’

Our trained volunteers, known as our Trained Practitioners, are our frontline volunteers who see Pregnancy Choice and/or Pregnancy Loss clients. Our trained practitioners are usually affiliated to one centre and can choose to support clients on the telephone, through video calls and/or in-person. In 2024-25, 22 trained practitioners volunteered over the course of year providing support.

Helping clients is the reason why Reflect exists and we are so grateful for the time that our trained practitioners give to this, as well as the time they spend preparing for the session, debriefing and having supervision afterwards.

Our trained practitioners are supported by our Session Supporters, who are a valuable part of our service, providing prayer and support for client sessions and debriefing our trained practitioners after the session.

All our volunteers are caring, compassionate and willing to help. They bring hope and light to people’s lives.

Our volunteers offer invaluable time and space for individuals in a crisis…

…two things that are so needed, but often very difficult to find

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Reflect Centres

Reflect offers appointments to anyone living in North Yorkshire through in-person, telephone and video call support. We have 4 centres: York; Harrogate; Selby and Thirsk where we regularly saw clients in-person.

York

Our head office is based at The Gateway Centre, Front Street, Acomb, YO24 3BZ and is the main location for appointments in York. York continues to receive the majority of our enquiries, including our out of area enquiries.

Contact details: Email. enquiry@reflectyork.co.uk | Tel. 01904 676710 | Mobile. 07517 624 750

Harrogate

We were able to see clients in person in Harrogate by booking rooms at Krysallis, Wellspring or Cocoon Harrogate as well as Holy Trinity Church in Ripon.

Contact details: Email. enquiry@reflectharrogate.co.uk | Tel. 01423 206710 | Text. 07517 638007

Selby

In person appointments in Selby took place at The Saffron Room, Kings Church Selby or in Ergon House, Eggborough.

Contact details: Email. enquiry@reflectselby.co.uk | Tel. 01757 547710 | Text. 07731 921197

Thirsk

In person appointments were held at ‘The Old Library’ in Thirsk, The Living Rooms in Northallerton, or most recently at Hollybush Farm, Thirsk.

Contact details: Email. enquiry@reflectthirsk.co.uk | Tel. 01845 607710 | Text. 07523 2780

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Year Review

Summary of the main achievements of Reflect during the year

Goal Outcome
1. Client support This year we have received 142 new client enquiries and saw 107 new
clients, including 11 Pregnancy Choice clients. In total we have seen
138 clients throughout the year across our 4 centres.
We delivered 598 client support sessions which is the highest number
of sessions we have delivered in a year.
2. Prayer & church support Throughout the year we have sent out prayer points to supporters
and Reflect is included in York Churches Prayer Diary. We attended
One Voice York prayer meeting in March and have a new prayer
coordinator.
We contacted many churches about the Nidderdale Walk, which took
place in May.
We organised a Light a Candle event at St Peter’s Church, Harrogate,
as part of Baby Loss Awareness week in October.
3. Finance This year we raised £36,909.34.
We are continually grateful for our regular givers, our Reflectors, who
choose to donate either monthly or annually to Reflect. We are also
grateful for 2 donations from churches in York.
We organised 3 fundraisers and 7 others kindly organised fundraisers
for Reflect.
We received 5 grants and 3 donations from charitable trusts.
4. Further establish Reflect in
North Yorkshire
~~oT~~		 Reflect Thirsk, Harrogate and York all used a new venue to see clients
in. We have maintained our 4 current centres and continue to provide
remote support.
We celebrated 10 years of Reflect in Harrogate and 5 years of Reflect
in Thirsk.
We have expanded our support to reach a new specific people group
in York.
~~oT~~

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Central:

We reviewed our policies following new guidance from the Charity Commission. We also updated our Safeguarding policy and designed new Safeguarding flowcharts.

The trustees spent time reviewing Reflect’s current legal structure as a Charitable Trust, researching a potential new legal structure as a Charitable Incorporated Organisation (CIO) and decided to start the process and change Reflect’s legal structure by becoming a new CIO for the next financial year.

Training:

Supervisors meeting and group supervision continued to take place. Volunteers undertook their annual Safeguarding update.

Staff attended external training on an “Introduction to Small Charity Finances webinar,” as part of Small Charity Week and watched several NVCO webinars including Choosing your legal structure and Changing your charity’s structure.

Tanya completed the Foundation of Infant Loss training. There were 3 webinars: Pregnancy and Infant Loss Practitioner Training, Rainbow eta\tITY Baby, and Infertility Specialist

Marketing & Awareness:

Tanya and Liz spoke on Tempo 107.4FM Local Radio, Wetherby on Tuesday 30[th] April.

We met with local community group representatives including York SANDS, HADCA (Harrogate and District Community Action), PEPSY (Providers of Emotional and Psychological Support in York) and The Belfrey's Post Pandemic Fund Celebration.

Events:

A group of Reflect staff, volunteers, family and friends took part in the Nidderdale Walk on Sunday 19[th] May. 24 people (14 adults and 10 children) walked the family route to raise fund for Reflect.

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Baby Loss Awareness Week: 9 – 15 October:

We held our annual Light a Candle event at St. Peter’s Church, Harrogate on Tuesday 15[th] October from 12.30-2pm. This was beautifully decorated and was significant for those who attended.

----- Start of picture text -----
York:
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Reflect is now part of York’s

Bereavement Alliance and a partner of The Well in York.

With funding we received last year we planned a new project, designed and printed new leaflets and saw clients in a new location.

We met with the neonatal lead for York and Scarborough Maternity & Neonatal Voices Partnership (MNVP).

Harrogate:

We met with Kim from Positility, who wrote a speech to share at our 10 year celebration. We celebrated 10 years of Reflect in Harrogate with a fundraising celebration on Saturday 19[th] October. Reflect in Harrogate has now seen 250 clients and delivered over 1350 free support sessions.

We again decorated a Reflect Christmas Tree as part of St. Peter’s Church Christmas Tree Festival.

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Thirsk:

We marked 5 years of Reflect in Thirsk. Reflect in Thirsk has now seen over 50 clients and delivered 425 free support sessions.

Looking to the future:

On 10[th] January 2025 the Charity Commission registered Reflect as a Charitable Incorporated Organisation with the Registered Charity Number 1211658.

At the Reflect Trustee meeting on 20[th] January 2025 “All Trustees agreed to ‘close’ Reflect as a previous charity and move Reflect over to a Charitable Incorporated Organisation (CIO) unanimously.” The agreed transfer date is 1[st] April 2025.

Therefore, from 1[st] April 2025 Reflect will be operating as a CIO with the Charity Number 1211658.

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Client Statistics and Stories

Statistics, tables, charts

In 2024-25 we have delivered more client sessions than in 2023-24 (595 compared to 537) with fewer volunteers. Selby and Thirsk both received more new enquiries and we delivered more miscarriage and neonatal death sessions. We have seen 107 new clients in 2024-25. Number of clients 2024-2025 2023-2024 York Harrogate Selby Thirsk Total York Harrogate Selby Thirsk Total New enquiries 93 17 14 18 142 106 27 11 15 159 Clients in 83 22 12 21 138 94 34 12 22 162 contact Pregnancy 11 0 0 0 11 20 5 2 0 27 Choice Post abortion 22 5 4 4 35 25 10 3 7 45 Miscarriage 44 14 6 15 79 47 17 7 13 84 Stillbirth 4 0 2 2 8 2 1 0 2 5 Infant Death 2 3 0 0 5 0 1 0 0 1 ~~Td~~ Table 1: Number of new enquiries and clients in contact by type and location for the last 2 financial years Primary reason for new enquiry 8 4 24 8 28 70 Pregnancy Choice Post abortion Miscarriage Stillbirth Infant Death Unknown

Chart 1: Pie chart showing number of new enquiries by type in 2024-25

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0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~		 0
5
10
15
20
25
30
35
40
45
50
Choices
Post abortion
Miscarriage
Stillbirth
Infant death
Number of Clients in Contact 2024-25
York
Harrogate
Selby
Thirsk
~~veh~~
Chart 2: Clustered column chart showing number of clients in contact by type of support and location in 2024-25
Number of sessions
2024-2025 2023-2024
York Harrogate Selby Thirsk Total York Harrogate Selby Thirsk Thirsk Total
Sessions
delivered 328 109 70 89 596 274 138 41 84 537
Pregnancy
Choice		 13 0 0 0 13 20 8 2 0 30
Post
abortion 105 25 33 10 173 84 58 17 37 196
Miscarriage 184 63 35 74 356 148 63 22 38 271
Stillbirth 15 0 2 5 22 22 6 0 9 37
Infant Death 10 21 0 0 31 0 3 0 0 3

Table 2: Number of sessions (approximately 1 hour of support) given to clients by type of support and location in 2024-2025 and 2023 -2024

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----- Start of picture text -----
Number of Sessions Delivered in 2024-25
200
180
160
140
120
100
80
60
40
20
0
Choices Post-abortion Miscarriage Stillbirth Neonatal Death
7 he. York qi Harrogate Selby — Thirsk
----- End of picture text -----

Chart 3: Clustered column chart showing number of sessions delivered by type and location in 2024-2025

14 | Page

Client story

Kim bravely wrote her story to be shared at Harrogate’s 10 year celebration

Hi, I'm Kim. I have a condition called Endometriosis that has caused fertility complications for me and led to IVF treatment. After a successful first round of IVF I experienced a missed miscarriage that was detected early on by my IVF clinic. After seeing a heartbeat at 7 weeks sadly at 9 weeks it was no longer beating.

I struggled on many levels; obviously losing my baby, the shock that the treatment had worked but the pregnancy didn't last, feeling let down by the clinic, feeling unsupported by my family and work, being in limbo on how to manage a missed miscarriage (something I'd never heard of) and thereby feeling let down by my education.

I spoke to several different counsellors but none of them really helped me process my feelings or work through my grief. By chance when I was choosing my annual charity for my Coop supermarket card, I saw Reflect. I'd never heard of them before but knew I wanted to support them and then got in touch to learn more.

The first person I spoke to was amazing- so understanding and so supportive and the structured-support program sounded like it was made for me! Something tangible to work through and focus on, not just talking and being told I'm so strong. I couldn't believe Reflect offers this for free and relies on charitable funding to operate when so many people could benefit from their incredible service.

I completed the program with the fabulous Claire, working through so many emotions and was able to let go of so much I'd been holding onto, some of which I hadn't even realised, and was able to reprogram some of my thoughts more positively too.

I completed the program during another round of IVF treatment and am so blessed to say the embryo transfer a few months later was successful. Whilst it was an anxious pregnancy, I'm confident it was considerably less anxious than if I hadn't done my counselling with Reflect.

My rainbow baby (that's a baby born following a miscarriage) is now 8 months old and I'm forever grateful to Reflect for the incredible opportunity they gave me and I now tell others about them (both in person and via a website and business I created) in the hopes more people can find the help they need when they need it. Thank you so much to everyone at Reflect and for allowing me to share my story!

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Client feedback

We are very grateful to clients who complete our feedback forms, or email us with feedback, and who give us permission to share their story and feedback.

----- Start of picture text -----
All our clients who have completed our feedback would unanimously recommend our services. Below
is just a small variety of the feedback from clients that we have received:
It has helped me having the space to [Reflections] Taught me a lot about emotions in general, not just
talk about my baby and loss and grief and sadness. I’ve learnt how to mourn, how to forgive, how to
discover the aspects that were causing deal with shame and anxiety.
me particular pain.
I felt so heard and listened. I
It has helped me realise
vented out all my emotions that it is ok to move It has helped to address the
which made me feel so much unresolved issues that I had
forwards with life without
lighter. [My practitioner] is the from my termination. It allowed
feeling guilt and learning
kindest human being ever. She me time to discuss my feelings in
how to live with the grief.
helped me so much. a safe / non judgemental space.
=> It allowed me time to grieve
when before I didn’t feel like I
Reflect “has helped me come to terms with what has happened deserved to.
and how I might deal with it going forward.” Reflect’s support
has “Been amazing - so grateful for the support.”
I felt that I had a story to tell and
that my feelings were valid and
It gave me a structure of working through my feelings, which I felt that in itself was very helpful.
wouldn't have been met by an open type of counselling. It's enabled
my wife and I to have a safe space to be able to be honest (well, more
honest) with each other.
I found myself again
—e
and can enjoy other
things in life I
[My practitioner] was Reflect “has allowed me an outlet for couldn’t enjoy before.
absolutely amazing
my feelings and helped me process
... She made me feel what has happened to me. I would
so comfortable and not have been able to get through
has really helped this experience without the help of
me.” Reflect.” I felt listened to.
en
Reflect has helped me in so many ways. It has helped me feel like I can cope again, reassured me that the
feelings I have felt over the past few months are all completely normal. It has also allowed me to have a safe
and confidential space to talk through my feelings and strategies, exercises have also helped me to work
through so of the difficult feelings I have felt during my multiple losses.
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a
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Walking through loss is an insightful and carefully mapped out way of navigating baby loss, for me it It has helped me to acknowledge helped me see how far I've come and also what I the grief and loss I experienced - needed to do to carry on moving forwards. The something which I have avoided sessions helped me gain some clarity around my for quite sometime. I never felt thoughts and emotions as well as providing rushed and [my practitioner] structure to how to tackle those in future. thoughtfully considered how relevant the material was to me throughout. A huge thank you to M - he was a wonderfully supportive throughout, and I feel It has changed my life as well as the lives of my lucky to have had his support. immediate family for the better. I feel free to have ain grieved and whilst it will always be with me, it no longer overwhelms me but lies there to be observed when I wish to do so It has also set me up with a new Huge thank you for all your help. skill set to manage future grief that will occur in my life in a healthier way. It has taken me from a place of being overwhelmed by feelings, to a place where I Reflect has helped me find some peace with our loss, and can cope. I cannot express in acceptance that it happened… It has given me tools and words how much it has techniques to carry forward in managing my emotions and helped. communication with those around me. I= The initial telephone sessions I had were so so valuable. My grief was so much stronger than I had anticipated… After baby loss, no one can understand it unless they have experienced it, so after a couple of weeks, I found family and friends moved on and I was left griefing on my own, with people no longer showing any interest. Having a regular session with Reflect meant I got that dedicated time to talk about everything I needed to talk about. BS 17 | Page

A very special thank you to all our regular givers. To those who give monthly and annually. This financial support is absolutely vital. We wouldn’t be able to undertake any of this work, or plan for the future, without this support. We continue to be overwhelmed by people’s generosity, many of whom have been giving over a long period of time. Thank you so much!

Our further deepest thanks go to…

Gateway Church York - for their continued generous support in also allowing us to use their facilities and counselling rooms, and enabling us to have our Head Office at the Gateway Centre in Acomb

Dan Kingsley , Dynamic Design UK for designing, maintaining and updating our website. Thank you, Dan!

Lynne Bowser for undertaking our Independent Examination.

Fundraisers/donators/grants:

Thank you to each and every individual who has donated financially to Reflect in the past year. We really appreciate your generosity.

Thank you to everyone who held fundraisers for us in 2024-25. We really appreciate you taking the time and effort to fundraise for Reflect.

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Thank you to all the businesses, charities and churches who choose to fundraise and donate to Reflect including:

Thank you to all of the trusts and organisations who generously gave grants to Reflect. This has been very gratefully received by Reflect.

We have wonderfully been chosen as a Co-op Local Community Fund in York (Cause ID: 88972) The funding round started on Sunday 20 October 2024 and will run for 12 months until 19 October 2025.

Our heartfelt thanks go to our amazing team of trained volunteers and our wider team

of volunteers – the trustees, supervisors, session supporters and prayer supporters.

Reflect would not be able to exist without you.

And to all those who are reading this and supporting us, we thank you!

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Financial Report

Receipts and Payments Accounts for the year ending 31 March 2025

2024- 2023-
2025 2024
Unrestricted Restricted Total Total
Funds Funds Funds Funds
£ £ £ £
RECEIPTS
Donations 6,695 0 6,695 3,786
Donations (by standing order) 9,976 0 9,976 10,295
Gift Aid 3,065 0 3,065 3,611
Grants/Charities 3,025 6,350 9,375 6,909
Interest 341 0 341 58
Training 0 0 0 180 0 180
Fundraising 7,266 0 7,266 9,154
Other 191 0 191 0
Total Receipts 30,559 6,350 36,909 33,993
PAYMENTS
Salaries 25,812 2,752 28,563 26,926
Rent/Room Hire 471 725 1,196 1,249
Telephone & Internet 369 115 484 425
Publicity/Advertising 145 24 169 103
Insurance 917 407 1,324 1,262
Office Supplies 87 25 111 196
Resources 10 0 10 10
Training & Training Manuals 92 283 374 955
Accountancy & Payroll fees 480 0 480 480
Furniture & Equipment 0 0 0 0
DBS Checks 316 26 342 219
Giving 721 0 721 360
Fundraising Expenses 262 0 262 0
Bank monthly fee 60 0 60 60
Other 521 0 521 75
Total Payments 30,261 4,357 34,618 32,321
Net of Receipts/(Payments) 298 1,993 2,291 1,672
Transfers between funds 0 0 0 0
Balance Brought Forward 22,819 3,724 26,544 24,871
Balance Carried Forward 23,118 5,717 28,835 26,544

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Statement of assets and liabilities at the end of the period

Financial reserves policy

We will aim to keep a minimum of 3 months running costs in unrestricted funding reserves at all times, with a preferred 6 months minimum of running costs in unrestricted funding reserves.

Other Financial information

2025
Unrestricted Fund Restricted Fund Unrestricted Fund Restricted Fund Total Funds
ASSETS £ £
£		 £
Cash at bank and in hand
Current Bank Account 5,805.72 5,805.72
5,717.41		 11,523.13
Savings Bank Account 17,311.89 17,311.89
0		 17,311.89
Petty Cash 0 0
0		 0
Total 23,117.61 23,117.61
5,717.41		 28,835.02

Accounting

Reflect opened a CAF Gold Account and transferred £17,000 from the current account on 14[th] June 2024. The CAF account received £311.89 in interest.

10 fraudulent purchases were made from a staff member’s CAF bank card on 23.11.2024 totalling £185.40. This was detected by CAF bank and the card was blocked. CAF bank refunded the purchases on 28.11.24 and sent out a new bank card.

Declaration

The Trustees have taken advantage of section 43(2) of the Charities Act 1993 and prepared the accounts on a receipts and payments basis.

The trustees report and accounts above were approved at a meeting of the Trustees held on 20.10.25.

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Independent Examiner's Report to the Trustees of Reflect

I report to the charity trustees on my examination of the receipts and payments accounts and the statement of assets and liabilities of the charity for the year ended 31 March 2025, which are set out on pages 20 and 21.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

Name: Lynne Bowser

Relevant professional qualification(s) or body: AAT

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