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2022-03-31-accounts

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Executive committee: Appointed Resigne
Chair: Arthur Deakin Director 05.02.19
Vice chair Roger Smith Director 04.01.12 26.05.22
Treasurer: Jim Quek Director 24.09.19 26.05,22
Mark Hooper Director 26.05.22
Nicola Sissons Director 18.10.07
Glen Roberts Director 01.11.16
DrVictoria McGregor Riley Director 28.11.17 08.06,21
Barbara Harrison Director 11.12.18
David Pressley Director 05.02.19
SueWigley Director 24.09.19
Dawn Hickman Director 10,03.20
Francesca Passaseo Director 27,10.20 07.12.21
Jim Quek Director 24.09.19
June Evans BDC rep
Companysecretary: KarenWhitlam 01.05.18
Chief Executive Officer Karen Whitlam 01.05.18

Notes Unrestricted Restricted Total Unrestricted Restricted Total
Funds Funds 2022 Funds Funds 2021
£ £ £ £ £ £
INCOME
Donations 4a 222 222 5,412 2,000 7,412
Incomefrom charitable activities 4b 44,960 755,602 800,562 49,300 511,041 560,341
Incomefrom otheractivities 4c 40,721 1,660 42,381 987 4,802 5,789
Investment income 4d 133 133 210 - 210
Total income 86,036 757,262 843,298 55,909 517,843 573,752
EXPENDITURE
Charitable activities 5 86,795 580,110 666,905 77,701 422,143 499,844
Total expenditure 86,795 580,110 666,905 77,701 422,143 499,844
Net income I(defecit)fortheyear 6 _
___
~1~,15~j76~
J~~L95,70~3,908
Statement ofcomprehensiveincome
Netincomefortheyear (759) 177,152 176,393 (21,792)• 95,700 73,908
Other comprehensive income
Actuarial (deflcit)fgain ondefined
benefit pension scheme 16 104,000 - 104,000 (129,000) (129,000)
Total comprehensive incomeforthe year 103,241 177,152 280,393 (150,792) 95,700 (55,092)
Total funds broughtforward (85,966) 103,144 17,178 65,552 6,718 72,270
Transfers between funds 14 27,179 (27,179) - (726) 726 -
Totalfundscarried forward 44,454 253,117 297,571 (85,966) 103,144 17,178

2022 2021
£ £
Cashflows from operating activities:
Net income/ (deficit) 176,393 73,908
Adjustments for:
Depreciation oftangiblefixed assets 2,501 2,501
Interestfrom investments (133) (210)
Interest payableandsimilarcharges 9,000 8,000
Defined benefitpensionservice charges 6,000 10,000
Changes in:
Trade and otherdebtors (14,678) (36,225)
Trade and othercreditors 5,293 4,811
Cash equivalentsfrom/(used) in operations 184,376 62,785
Net cash from operating activities 184,376 62,785
Cashflowsfrom investing activities:
Interest from investments 133 210
Purchase oftangiblefixed assets - -
Net cashfromi(used) in investing activities 133 210
Net increasel(decrease) in cash and cash equIvalents 184,509 62,995
Cash and cashequivalents atthe beginningofthe year 426,557 363,562
Cash and cash equivalentsatthe end ofthe year 611,066 426,557

INCOME Total Total
Unrestricted Restricted 2022 2021
£ £ £ £
a, Donations
The DerekJohn Badger FamilyTrust - - 5,175
Retford & District Rotary Club - - 2,000
Other donations 222 222 237
222 222 7,412
b. Incomefrom charitable activities
_____
Nottinghamshire CountyCouncil
Bassetiaw DistrictCouncil
-
20,000
145,660
-
145,660
20,000
35,730
20,000
Bassetlaw DistrictCouncil - Better Care
Broxtowe CitizensAdvice - Early Intervention Project
Broxtowe Citizens Advice - Household Support Fund
Citizens Advice (BEIS RemoteWorking)
Citizens Advice (Energy Redress)
Citizens Advice (Help to Claim)
Citizens Advice (Single Queue)
-
-
2,750
-
-
-
..
12,258
17,865
94,232
36,711
12,258
17,865
2,750
94,232
36,711
-
-
-
7,037
43,980
10,000
Citizens Advice (Innovation Community) - * 25,000
CitizensAdvice (Energy Advice Programme) - - 13,645
Citizens Advice(BESN/BESW) - - - 11,341
Citizens Advice (HMPTPhone & Chat/Email) - - 28,000
Citizens Advice (Other) - 112 112 100
NottinghamshireCounty Council
Money Advice & Pensions Service
Macmillan CancerSupport
NHS Bassetlaw(CCG)
Nottinghamshire Community Foundation
21,700
-
-
-
-
-
111,505
100,376
189,323
-
21,700
111,505
100,376
189,323
-
132,686
88,266
-
9,980
Hospitality Action (Bankruptcy Grant) - 680 680
Energy Saving Trust
National Lottery Community Fund
-
-
43,380
-
43,380
-
78,676
9,700
The Access to Justice Foundation - - - 29,200
Thomas FarrTrust Fund .. - - 4,500
TheWilliamson BenevolentTrust - - - 5,000
The Jones 1986 CharitableTrust - - - 5,000
The Lady Hind Trust - 2,500 2,500 2,500
Freemasons Fund
Hospital Saturday Fund
•~
510
1,000
-
1,000
510
___
-
44,960 755,602 800,562 560,341
c. Incomefrom otheractivities
Room hire - - 360
Training - 1,320 1,320 320
Westgateforclients
Other incomeforclients
-
-
340
-
340
-
2,994
1,700
Otherincome * - 415
Kickstart 40,721 - 40,721 -
40,721 1,660 42,381 5,789


ARCH 2022
Total Total
Unrestricted Restricted 2022 2021
£ £ £ £
133 133 210
Unrestricted Unrestricted Restrict Restrict ad
5~ Expenditure Designated Debt Welfare OtherRestricted
Allocation basis Core Funds Advice Rights ActMtiea Total Total
£ £ £ £ £ £ £
Charitable Activities
Client Payments actual 510 1,510 545 2,565 28,106
Project partner payments actual 103,298 103,298
Telephone actual 7,866 533 717 2,423 11,539 13,416
Printpost & copy actual 557 104 344 175 1,180 6,209
Other office costs actual 355 272 221 1,583 2,431 1,861
Information, Publications &
Computercosts actual 1,222 1,030 1,540 10,287 14,079 28,390
Insurance actual 1,567 1,567 1,572
Staffcosts actual 78,479 87,102 65,857 244,851 476,288 379,838
Training actual 98 545 642 200 1,485 3,595
Premises costs actual 6,331 2,508 8,839 3,072
Volunteerexpenses actual 252 252 162
Depreciation actual 2,501 2,501 2,501
Legal & Professional
Otherexpenses
actual
actual
12,658
4,700
40
212
40 160
270
12,898
5,182
1,676
5,415
Defined benefit pension costs actual
Service costs actual 6,000 6,000 10,000
Interest
Supportcharges
actual
Stafftime
9,000
(48,048)
&842 7,179 -
32,027
9,000 8,000
84,048 100,190 76,540 398,327 659,105 493,813
Governance -..............
Accountancy actual 6,725 6,725 5,010
Independent examination actual 750 750 750
Trusteeexpenses actual
Bank charges &
interest actual 325 325 271
Support charges Stafftime (5,053) t142 758 3,153
2,747 1,142 758 3,153 7,800 6,031
-.......-........-.........
Total expenditure 86,795 101,332 77,298 401,480 666,905 499,844
~
Supportcharges
Charitableactivities
Salaries (26,916) 5,164 4,035 17,717 - -
Staff & volunteerexp (208) 38 31 139 -
Officeexpenses (13,869) - 2,642 2,051 9,176 -
Premises costs (6,216) 861 935 4,420
Other costs (839) 137 127 575 - -.
~48-8,8427,179 32,027--

FOR THE YEAR ENDED 31 MARCH 2022
6. Net Incoming Resourcesfor the year
2022 2021
This is stated aftercharging: £ £
Depreciation offixed assets
for use bythe charity 2,501 2,501
Independent examiners fee 750 750
Accountancyfees paid to independent examiner 1,017 1,050
Payroll processing fees paid to independent examiner 1,388 1,188
Other consultants accountancyfees 4,320 3,960
7. Staffcostsand numbers
Included in staffcosts werethefollowing:
Salaries and pensions 452,731 360,658
Social security costs 26,664 22,407
Employment Allowance (4,000) (4,000)
Other staffcosts 2,631 4,530
478,026 383,595
=
No employee received emoluments ofmorethan £60,000.
The average numberofemployees during the yearwas asfollows:
Number Number
Activities in thefurtherance ofthecharity’s objects 31 22
8, Trustee Remuneration & Related PartyTransactions
No members of the BoardofTrustees received any remuneration during theyear.
Trustee expenses were as follows:
Numberoftrustees whowere paid expenses -
Amounts paid
Travel
Also paid on behalfofall trustees was an indemnityinsurance:
Indemnity Insurance 280 274

10. Tangible FixedAssets
Computers
Fixtures & and Office
Fittings Equipment Total
£ £ £
COST
Ati April2021 5,597 48,871 54,468
Additions
Disposals
At 31 March 2022 5,597 48,871 54,468
ACCUMULATED DEPRECIATiON
At 1 April 2021 3,319 45,388 48,707
Chargefortheyear 760 1,741 2,501
Eliminated on disposal
At 31 March 2022 4,079 47,129 51,208
NET BOOKVALUE
At 31 March 2022 1,518 1,742 3,260
~=
At 31 March2021 2,278 3,483 5,761
2022 2021
11, Debtors £ £
Prepayments 1842 1,310
Debtors 91833 77,687
93,675 78,997
2022 2021
£ £
12. Creditors: Amounts falling due within oneyear
Accruals 9,307 2,350
Othercreditors 9,123 10,787
18,430 13,137

Analysisof NetAssets Between Funds
Unrestricted Restricted Total
Funds Funds Funds
£ £ £
Tangible fixed assets
Currentassets
Current liabilities
Pension liability
3,260
439,044
(5,850)
(392,000)
265,697
(12,580)
3260
704741
(18,430)
(392,000)
Net assets at 31 March2022 44,454 253,117 297,571

Movement in Funds At At
1 April Incoming Outgoing 31 March
2021 Resources Resources Transfers 2022
£ £ £ £ £
Restricted Funds:
MoneyAdvice & Pensions Service
Welfare Rights Bassetlaw - Macmillan
Universal Credit
Help to Claim
Energy Redress
Notts County Council
PSRF
BEIS lnnovation
BEIS HMPT
BEIS Digital
Access forJustice
BESW/BESN
Trust Funds
Debt - Increasing Capacity
BetterCare
Broxtowe Citizens Advice
Bassetlaw CCG
14,995
8,012
-
-
-
14,492
31,750
1,665
3,498
8,323
17,720
2,689
-

-
83,521
100,626
36,711
94,232
145,660
43,380
3,500
30,186
12,258
17,865
189,323
(75,599)
(77,298)
(36,711>
(84,506)
(95,973)
(14,568)
(34,248)
(2,403)
(3,553)
(23,209)
(18,211)
(25,735)
(1,738>
(7,539)
(78,819>
(22,917)
-
-
76
2,498
738
55
(7,140)
-
(489>
31,340
-
9,726
49,687
-
-
-
28,494
3,009
10,520
10,326
110,015
103,144 757,262 (580,110) (27,179) 253,117
Unrestricted Funds:
Core Fund
Designated Reserve Fund
Defined benefit pension liability
302,324
92,710
(481,000)
86,036
-
104,000
(71,795)
-
(15,000)
29,680
(2,501)
-
346,245
90,209
(392,000)
Total funds 17,178 947,298 (666,905) - 297,571

2022 2021
£ £
Equipment
Withinoneyear 3,858 3858
Twotofive years 5,166 9,024

Statement offinancial position as at 31 March 2022
31~03~2022 31~O3~2021
£GOOs £000s
Present value ofthedefined benefitobligation 997 998
Fairvalue of Fund Assets (bid value) (605) (517)
Deficit!(Surplus) 481
Net defined benefit liability 392 481
Amounts recognised in the profitand loss statements:
SeMce cost 6 10
Net interest on thedefined liability(asset) 9 8
Total —~

31.O3~2O22 31.O3~2O22 31.03,2021
£000s £000s
Reconciliation ofopening and closing balancesofthe present value ofthedefined benefit obligation:
Opening defined benefitobligation 998 793
Current service cost 6 10
Interest cost 20 18
Change infinancial assumptions (63) 242
Change indemographic assumptions - (8)
Experience loss/(gain) on defined benefit obligation 2 (9)
Estimated benefits paid net oftransfers in 33 (50)
Pastservice costs, including curtailments
Contributions byScheme participants and other employers 1 2
Closing defined benefitobligation 997 998
Reconciliation ofthe openingand closing balances ofthefairvalue ofFund assets:
OpeningfairValueof Fund assets 517 459
Interest on assets 11 10
Return on assets less interest 37 86
Otheractuarial gains/(losses) - -
Contributions byemployers 6 10
Contributions byscheme participants 1 2
Estimated benefits paid plus unfunded netof transfers in 33 (50)
Closingfairvalueoffund assets 605 517
Theestimated assetallocation offunds held inthe scheme is asfollows:
Equities 366 329
Guts 18 18
Other bonds 41 39
Property 78 55
Cash 34 28
lnflation*linked pooled fund 32 20
Infrastructure 36 28
Total 605 517
Thefollowing assumptions were made bythe Actuaries in arriving atthe abovefigures
Lifeexpectancyfrom age 65years 31.03~2O22 31.03.2021 31.03.2021
(afterCML (before CML
2020 update) 2020 update)
Retiring today - males 21.6 years 21,6 years 2t9years
females 24.3 years 24.3years 24.5 years
Retiring in 20 years - males 23years 22.9 years 23.3 years
females 25.8 years 25.7 years 25.9 years
Discount rate 2.60% 2.00% 2.00%
Pension increases 3.20% 2,85% 2,85%
Salary increases 4.20% 3.85% 3.85%