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||Pane|Pane|
|---|---|---|
|J~qrtq~t~~Committed~|||
|1ddepe4e,~f~~~öpóft||7|
|Statement~f~Jna1~çialActfv1tiè~||8|
|~a1a~ceSheet||9|
|Stateni~ntof~as~hPlows|||
|t~$otesformingpartoftheFinanchlStatements|11|21|



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|Executive committee:|||Appointed|Resigne|
|---|---|---|---|---|
|Chair:|Arthur Deakin|Director|05.02.19||
|Vice chair|Roger Smith|Director|04.01.12|26.05.22|
|Treasurer:|Jim Quek|Director|24.09.19|26.05,22|
||Mark Hooper|Director|26.05.22||
||Nicola Sissons|Director|18.10.07||
||Glen Roberts|Director|01.11.16||
||DrVictoria McGregor Riley|Director|28.11.17|08.06,21|
||Barbara Harrison|Director|11.12.18||
||David Pressley|Director|05.02.19||
||SueWigley|Director|24.09.19||
||Dawn Hickman|Director|10,03.20||
||Francesca Passaseo|Director|27,10.20|07.12.21|
||Jim Quek|Director|24.09.19||
||June Evans|BDC rep|||
|Companysecretary:|KarenWhitlam||01.05.18||
|Chief Executive Officer|Karen Whitlam||01.05.18||



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||Notes|Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|---|
|||Funds|Funds|2022|Funds|Funds|2021|
|||£|£|£|£|£|£|
|INCOME||||||||
|Donations|4a|222||222|5,412|2,000|7,412|
|Incomefrom charitable activities|4b|44,960|755,602|800,562|49,300|511,041|560,341|
|Incomefrom otheractivities|4c|40,721|1,660|42,381|987|4,802|5,789|
|Investment income|4d|133||133|210|-|210|
|Total income||86,036|757,262|843,298|55,909|517,843|573,752|
|EXPENDITURE||||||||
|Charitable activities|5|86,795|580,110|666,905|77,701|422,143|499,844|
|Total expenditure||86,795|580,110|666,905|77,701|422,143|499,844|
|Net income I(defecit)fortheyear|6|____<br>____________<br>~1~,15~j76~|||J~~L95,70~3,908|||
|Statement ofcomprehensiveincome||||||||
|Netincomefortheyear||(759)|177,152|176,393|(21,792)•|95,700|73,908|
|Other comprehensive income||||||||
|Actuarial (deflcit)fgain ondefined||||||||
|benefit pension scheme|16|104,000|-|104,000|(129,000)||(129,000)|
|Total comprehensive incomeforthe|year|103,241|177,152|280,393|(150,792)|95,700|(55,092)|
|Total funds broughtforward||(85,966)|103,144|17,178|65,552|6,718|72,270|
|Transfers between funds|14|27,179|(27,179)|-|(726)|726|-|
|Totalfundscarried forward||44,454|253,117|297,571|(85,966)|103,144|17,178|






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||2022|2021|
|---|---|---|
||£|£|
|Cashflows from operating activities:|||
|Net income/ (deficit)|176,393|73,908|
|Adjustments for:|||
|Depreciation oftangiblefixed assets|2,501|2,501|
|Interestfrom investments|(133)|(210)|
|Interest payableandsimilarcharges|9,000|8,000|
|Defined benefitpensionservice charges|6,000|10,000|
|Changes in:|||
|Trade and otherdebtors|(14,678)|(36,225)|
|Trade and othercreditors|5,293|4,811|
|Cash equivalentsfrom/(used) in operations|184,376|62,785|
|Net cash from operating activities|184,376|62,785|
|Cashflowsfrom investing activities:|||
|Interest from investments|133|210|
|Purchase oftangiblefixed assets|-|-|
|Net cashfromi(used) in investing activities|133|210|
|Net increasel(decrease) in cash and cash equIvalents|184,509|62,995|
|Cash and cashequivalents atthe beginningofthe year|426,557|363,562|
|Cash and cash equivalentsatthe end ofthe year|611,066|426,557|





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|||||||
|---|---|---|---|---|---|
|INCOME||||Total|Total|
||Unrestricted||Restricted|2022|2021|
||£||£|£|£|
|a, Donations||||||
|The DerekJohn Badger FamilyTrust||-||-|5,175|
|Retford & District Rotary Club||-||-|2,000|
|Other donations||222||222|237|
|||222||222|7,412|
|b. Incomefrom charitable activities||||||
||||___________|||
|Nottinghamshire CountyCouncil<br>Bassetiaw DistrictCouncil|-<br>20,000||145,660<br>-|145,660<br>20,000|35,730<br>20,000|
|Bassetlaw DistrictCouncil - Better Care<br>Broxtowe CitizensAdvice - Early Intervention Project<br>Broxtowe Citizens Advice - Household Support Fund<br>Citizens Advice (BEIS RemoteWorking)<br>Citizens Advice (Energy Redress)<br>Citizens Advice (Help to Claim)<br>Citizens Advice (Single Queue)|-<br>-<br>2,750<br>-<br>-<br>-<br>..||12,258<br>17,865<br>94,232<br>36,711|12,258<br>17,865<br>2,750<br>94,232<br>36,711<br>-|-<br>-<br>7,037<br>43,980<br>10,000|
|Citizens Advice (Innovation Community)||-||*|25,000|
|CitizensAdvice (Energy Advice Programme)||-||-|13,645|
|Citizens Advice(BESN/BESW)||-|-|-|11,341|
|Citizens Advice (HMPTPhone & Chat/Email)||-||-|28,000|
|Citizens Advice (Other)||-|112|112|100|
|NottinghamshireCounty Council<br>Money Advice & Pensions Service<br>Macmillan CancerSupport<br>NHS Bassetlaw(CCG)<br>Nottinghamshire Community Foundation|21,700<br>-<br>-<br>-<br>-||-<br>111,505<br>100,376<br>189,323<br>-|21,700<br>111,505<br>100,376<br>189,323|-<br>132,686<br>88,266<br>-<br>9,980|
|Hospitality Action (Bankruptcy Grant)||-|680|680||
|Energy Saving Trust<br>National Lottery Community Fund||-<br>-|43,380<br>-|43,380<br>-|78,676<br>9,700|
|The Access to Justice Foundation||-|-|-|29,200|
|Thomas FarrTrust Fund||..|-|-|4,500|
|TheWilliamson BenevolentTrust||-|-|-|5,000|
|The Jones 1986 CharitableTrust||-|-|-|5,000|
|The Lady Hind Trust||-|2,500|2,500|2,500|
|Freemasons Fund<br>Hospital Saturday Fund||•~<br>510|1,000<br>-|1,000<br>510|_________<br>-|
||44,960||755,602|800,562|560,341|
|c. Incomefrom otheractivities||||||
|Room hire||-||-|360|
|Training||-|1,320|1,320|320|
|Westgateforclients<br>Other incomeforclients||-<br>-|340<br>-|340<br>-|2,994<br>1,700|
|Otherincome|||*|-|415|
|Kickstart|40,721||-|40,721|-|
||40,721||1,660|42,381|5,789|





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|<br>ARCH 2022||||
|---|---|---|---|
|||Total|Total|
|Unrestricted|Restricted|2022|2021|
|£|£|£|£|
|133||133|210|



||||Unrestricted|Unrestricted|Restrict|Restrict|ad|||
|---|---|---|---|---|---|---|---|---|---|
|5~|Expenditure|||Designated|Debt|Welfare|OtherRestricted|||
||Allocation basis||Core|Funds|Advice|Rights|ActMtiea|Total|Total|
||||£|£|£|£|£|£|£|
||Charitable Activities|||||||||
||Client Payments|actual|510||1,510||545|2,565|28,106|
||Project partner payments|actual|||||103,298|103,298||
||Telephone|actual|7,866||533|717|2,423|11,539|13,416|
||Printpost & copy|actual|557||104|344|175|1,180|6,209|
||Other office costs|actual|355||272|221|1,583|2,431|1,861|
||Information, Publications &|||||||||
||Computercosts|actual|1,222||1,030|1,540|10,287|14,079|28,390|
||Insurance|actual|1,567|||||1,567|1,572|
||Staffcosts|actual|78,479||87,102|65,857|244,851|476,288|379,838|
||Training|actual|98||545|642|200|1,485|3,595|
||Premises costs|actual|6,331||||2,508|8,839|3,072|
||Volunteerexpenses|actual|252|||||252|162|
||Depreciation|actual|2,501|||||2,501|2,501|
||Legal & Professional<br>Otherexpenses|actual<br>actual|12,658<br>4,700||40<br>212|40|160<br>270|12,898<br>5,182|1,676<br>5,415|
||Defined benefit pension costs|actual||||||||
||Service costs|actual|6,000|||||6,000|10,000|
||Interest<br>Supportcharges|actual<br>Stafftime|9,000<br>(48,048)||&842|7,179|-<br>32,027|9,000|8,000|
||||84,048||100,190|76,540|398,327|659,105|493,813|
||Governance||-..............|||||||
||Accountancy|actual|6,725|||||6,725|5,010|
||Independent examination|actual|750|||||750|750|
||Trusteeexpenses|actual||||||||
||Bank charges &|||||||||
||interest|actual|325|||||325|271|
||Support charges|Stafftime|(5,053)||t142|758|3,153|||
||||2,747||1,142|758|3,153|7,800|6,031|
||||-.......-........-.........|||||||
||Total expenditure||86,795||101,332|77,298|401,480|666,905|499,844|
||||~|||||||
||Supportcharges|||||||||
||Charitableactivities|||||||||
||Salaries||(26,916)||5,164|4,035|17,717|-|-|
||Staff & volunteerexp||(208)||38|31|139|-||
||Officeexpenses||(13,869)|-|2,642|2,051|9,176|-||
||Premises costs||(6,216)||861|935|4,420|||
||Other costs||(839)||137|127|575|-|-.|
||||~48-8,8427,179||||32,027--|||





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||FOR THE YEAR ENDED 31 MARCH 2022|||
|---|---|---|---|
|6.|Net Incoming Resourcesfor the year|||
|||2022|2021|
||This is stated aftercharging:|£|£|
||Depreciation offixed assets|||
||for use bythe charity|2,501|2,501|
||Independent examiners fee|750|750|
||Accountancyfees paid to independent examiner|1,017|1,050|
||Payroll processing fees paid to independent examiner|1,388|1,188|
||Other consultants accountancyfees|4,320|3,960|
|7.|Staffcostsand numbers|||
||Included in staffcosts werethefollowing:|||
||Salaries and pensions|452,731|360,658|
||Social security costs|26,664|22,407|
||Employment Allowance|(4,000)|(4,000)|
||Other staffcosts|2,631|4,530|
|||478,026|383,595|
||||=|
||No employee received emoluments ofmorethan £60,000.|||
||The average numberofemployees during the yearwas asfollows:|||
|||Number|Number|
||Activities in thefurtherance ofthecharity’s objects|31|22|
|8,|Trustee Remuneration & Related PartyTransactions|||
||No members of the BoardofTrustees received any remuneration during theyear.|||
||Trustee expenses were as follows:|||
||Numberoftrustees whowere paid expenses||-|
||Amounts paid|||
||Travel|||
||Also paid on behalfofall trustees was an indemnityinsurance:|||
||Indemnity Insurance|280|274|



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|10.|Tangible FixedAssets|||||
|---|---|---|---|---|---|
|||||Computers||
||||Fixtures &|and Office||
||||Fittings|Equipment|Total|
||||£|£|£|
||COST|||||
||Ati April2021||5,597|48,871|54,468|
||Additions|||||
||Disposals|||||
||At 31 March 2022||5,597|48,871|54,468|
||ACCUMULATED DEPRECIATiON|||||
||At 1 April 2021||3,319|45,388|48,707|
||Chargefortheyear||760|1,741|2,501|
||Eliminated on disposal|||||
||At 31 March 2022||4,079|47,129|51,208|
||NET BOOKVALUE|||||
||At 31 March 2022||1,518|1,742|3,260|
||||~=|||
||At 31 March2021||2,278|3,483|5,761|
|||||2022|2021|
|11,|Debtors|||£|£|
||Prepayments|||1842|1,310|
||Debtors|||91833|77,687|
|||||93,675|78,997|
|||||2022|2021|
|||||£|£|
|12.|Creditors:|Amounts falling due within oneyear||||
||Accruals|||9,307|2,350|
||Othercreditors|||9,123|10,787|
|||||18,430|13,137|





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|Analysisof NetAssets Between Funds||||
|---|---|---|---|
||Unrestricted|Restricted|Total|
||Funds|Funds|Funds|
||£|£|£|
|Tangible fixed assets<br>Currentassets<br>Current liabilities<br>Pension liability|3,260<br>439,044<br>(5,850)<br>(392,000)|265,697<br>(12,580)|3260<br>704741<br>(18,430)<br>(392,000)|
|Net assets at 31 March2022|44,454|253,117|297,571|



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|||||||
|---|---|---|---|---|---|
|Movement in Funds|At||||At|
||1 April|Incoming|Outgoing||31 March|
||2021|Resources|Resources|Transfers|2022|
||£|£|£|£|£|
|Restricted Funds:||||||
|MoneyAdvice & Pensions Service<br>Welfare Rights Bassetlaw - Macmillan<br>Universal Credit<br>Help to Claim<br>Energy Redress<br>Notts County Council<br>PSRF<br>BEIS lnnovation<br>BEIS HMPT<br>BEIS Digital<br>Access forJustice<br>BESW/BESN<br>Trust Funds<br>Debt - Increasing Capacity<br>BetterCare<br>Broxtowe Citizens Advice<br>Bassetlaw CCG|14,995<br>8,012<br>-<br>-<br>-<br>14,492<br>31,750<br>1,665<br>3,498<br>8,323<br>17,720<br>2,689<br>-<br>—<br>-|83,521<br>100,626<br>36,711<br>94,232<br>145,660<br>43,380<br>3,500<br>30,186<br>12,258<br>17,865<br>189,323|(75,599)<br>(77,298)<br>(36,711><br>(84,506)<br>(95,973)<br>(14,568)<br>(34,248)<br>(2,403)<br>(3,553)<br>(23,209)<br>(18,211)<br>(25,735)<br>(1,738><br>(7,539)<br>(78,819>|(22,917)<br>-<br>-<br>76<br>2,498<br>738<br>55<br>(7,140)<br>-<br>(489>|31,340<br>-<br>9,726<br>49,687<br>-<br>-<br>-<br>28,494<br>3,009<br>10,520<br>10,326<br>110,015|
||103,144|757,262|(580,110)|(27,179)|253,117|
|Unrestricted Funds:||||||
|Core Fund<br>Designated Reserve Fund<br>Defined benefit pension liability|302,324<br>92,710<br>(481,000)|86,036<br>-<br>104,000|(71,795)<br>-<br>(15,000)|29,680<br>(2,501)<br>-|346,245<br>90,209<br>(392,000)|
|Total funds|17,178|947,298|(666,905)|-|297,571|



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||2022|2021|
|---|---|---|
||£|£|
|Equipment|||
|Withinoneyear|3,858|3858|
|Twotofive years|5,166|9,024|



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|Statement offinancial position as at 31 March 2022|||
|---|---|---|
||31~03~2022|31~O3~2021|
||£GOOs|£000s|
|Present value ofthedefined benefitobligation|997|998|
|Fairvalue of Fund Assets (bid value)|(605)|(517)|
|Deficit!(Surplus)||481|
|Net defined benefit liability|392|481|
|Amounts recognised in the profitand loss statements:|||
|SeMce cost|6|10|
|Net interest on thedefined liability(asset)|9|8|
|Total||—~|





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||31.O3~2O22|31.O3~2O22|31.03,2021||
|---|---|---|---|---|
||£000s||£000s||
|Reconciliation ofopening and closing balancesofthe present value ofthedefined benefit|||obligation:||
|Opening defined benefitobligation||998|793||
|Current service cost||6|10||
|Interest cost||20|18||
|Change infinancial assumptions||(63)|242||
|Change indemographic assumptions||-|(8)||
|Experience loss/(gain) on defined benefit obligation||2|(9)||
|Estimated benefits paid net oftransfers in||33|(50)||
|Pastservice costs, including curtailments|||||
|Contributions byScheme participants and other employers||1|2||
|Closing defined benefitobligation||997|998||
|Reconciliation ofthe openingand closing balances ofthefairvalue ofFund assets:|||||
|OpeningfairValueof Fund assets||517|459||
|Interest on assets||11|10||
|Return on assets less interest||37|86||
|Otheractuarial gains/(losses)||-|-||
|Contributions byemployers||6|10||
|Contributions byscheme participants||1|2||
|Estimated benefits paid plus unfunded netof transfers in||33|(50)||
|Closingfairvalueoffund assets||605|517||
|Theestimated assetallocation offunds held inthe scheme is asfollows:|||||
|Equities||366|329||
|Guts||18|18||
|Other bonds||41|39||
|Property||78|55||
|Cash||34|28||
|lnflation*linked pooled fund||32|20||
|Infrastructure||36|28||
|Total||605|517||
|Thefollowing assumptions were made bythe Actuaries in arriving atthe abovefigures|||||
|Lifeexpectancyfrom age 65years|31.03~2O22||31.03.2021|31.03.2021|
||||(afterCML|(before CML|
||||2020 update)|2020 update)|
|Retiring today - males|21.6|years|21,6 years|2t9years|
|females|24.3|years|24.3years|24.5 years|
|Retiring in 20 years - males|23years||22.9 years|23.3 years|
|females|25.8|years|25.7 years|25.9 years|
|Discount rate||2.60%|2.00%|2.00%|
|Pension increases||3.20%|2,85%|2,85%|
|Salary increases||4.20%|3.85%|3.85%|