2021-10-31-accounts

			Pages
Reference and Administrative Details ofthe Company,		its Trustees and Advisers
Trustees' Report			2-5
Independent Examiner's	Report		6-7
Statement of Financial	Activities
Balance Sheet			9-10
Notes to the Financial Statements			11-28

Trustees			Maggie Porter, Chair & Engagements	Maggie Porter, Chair & Engagements	Maggie Porter, Chair & Engagements	Maggie Porter, Chair & Engagements	Maggie Porter, Chair & Engagements	Secretary	Secretary
			Katherine Budgen, Treasurer
			Sarah Purbrook, Vice Chair
			Joy Williams,	Band Secretary
			Andrew Mayhew,		St Peter's by		the Waterfront		Manager
			Georgina Botradi-Mundy,			St Peter's		by the	Waterfront	Bar Manager	(resigned	4
			May 2021)
			Laura Milson
			Sara Hills
			Jennifer Purbrook		(resigned 4		May 2021)
			Paul Murphy
			Barbara Sampaio
			Rosalyn Ann	Burrow (appointed			4 May 2021)
Company	registered
number			05861490
Charity registered
number			1116233
Registered		office	Fitzroy House
			Crown Street
			Ipswich
			Suffolk
			IP1 3LG
Company	secretary		Julia Norman
Independent		examiner	Scrutton Bland LLP
			Chartered Accountants
			Fitzroy House
			Crown Street
			Ipswich
			Suffolk
			IP1 3LG
Bankers			Lloyds Bank
			13Cornhill
			Ipswich
			Suffolk
			IP1 1DG
Solicitors			Kerseys
			32 Lloyds Avenue
			Ipswich
			Suffolk
			IP1 3HD

			Unrestricted	Restricted	Total	Total
			funds	funds	funds	funds
		Notes	2021f	2021	2021 8	2020 5
Income from:
Donations and legacies			24,426	13,879	38,305	35,208
Chantable activities			17,181		17,181	21,744
Other trading activities			2,476		2,476	4,599
Investments			96		96	380
Total income			44,179	13,879	58,058	61,931
Expenditure on:
Raising funds			3,368		3,368	5,929
Charitable activities			49,588	4,574	54,162	61,062
Total expenditure			52,956	4,574	57,530	66,991
Net income/(expenditure)			(8,777)	9,305	528	(5,060)
Transfers between	funds	19	13,879	(13,879)
Net movement in funds			5,102	(4,574)	528	(5,060)
Reconciliation offunds:
Total funds brought	forward		106,821	35,408	142,229	147,289
Net movement in funds			5,102	(4,574)	528	(5,060)
Total funds carried	forward		111,923	30,834	142,757	142,229

						2021		2020
				Notes		6		6
Fixed assets
Tangible assets				13		73,835		76,762
Investments				14		2		2
						73,837		76,764
Current assets
Stocks				15	1,317		1,004
Debtors				16	16,708		18,517
Investments				17	50,998		50,997
Cash at bank	and	in hand			23,501		15,665
					92,524		86,183
Creditors: amounts		faliing due within	one
year				18	(23,604)		(20,718)
Net current	assets					68,920		65,465
Total assets	less	current liabilities	being
net assets						142,757		142,229
Charity funds
Restricted funds				19		30,834		35,408
Unrestricted	funds			19		111,923		106,821
Total funds						142,757		142,229

	Unrestricted	Restricted	Total	Total
	funds	funds	funds	funds
	2021f	2021	202'I	2020 6
Donations
Donations	2,211		2,211	265
Christmas Carol collections	2,800		2,800	7,729
Subscriptions	6,350		6„350	10,109
Income tax recoverable	2,313		2,313	2,814
Grants
Culture Recovery Fund Grant		10,879	10,879	4,291
Lord Belstead Trust Grant		3,000	3,000
Ipswich Borough Council - Additional
Restrictions Grant	2,752		2,752
Ipswich Borough Council - Government
Restart Grant	8,000		8,000
Small Business Rates Relief Grant				10,000
	24,426	13,879	38,305	35,208
Total 2020	30,917	4,291	35,208

		Unrestricted	Total	Total
		funds	funds	funds
		2021	2021	2020
		6	E	6
Income from charitable	activities - Bands	1,775	1,775	2,654
Income from charitable	activities - St Peter's by the
Waterfront		15,406	15,406	19,090
		17,181	17,181	21,744
Total 2020		21,744	21,744

			Unrestricted	Total	Total
			funds	funds	funds
			2021	2021	2020
			6		6
Sale of refreshments	&instrument	sundries	2,292	2,292	4,374
St Peter's Merchandise			77	77	51
Sales of Programmes					54
Other			107	107	120
			2,476	2,476	4,599
Total2020			4,599	4,599

	Unrestricted	Total	Total
	funds	funds	funds
	2021	2021	2020
	6		6
Interest receivable	96	96	380
Total2020	380	380

			Unrestricted	Total	Total
			funds	funds	funds
			2021	2021	2020
			6	6	5
Drinks 6 instrument		sundries	1,024	1,024	2,605
Fundraising	costs		19	19	232
St Peter's merchandise			77	77	38
St Peter's external		hire costs	350	350	1,469
Cost ofSt	Peter's	events	1,007	1,007	776
Other voluntary income cost - St Peter' s			712	712	648
Publicity			179	179	161
			3,368	3,368	5,929
Total 2020			5,929	5,929

	Unrestricted	Restricted	Total	Total
	funds	funds	funds	funds
	2021	2021	2021	2020
	6	E		6
Bands	20,653	128	20,781	20,774
St Peter's by the Waterfront	28,935	4,446	33,381	40,288
Total 2021	49,588	4,574	54,162	61,062
Total 2020	56,488	4,574	61,062

				Total	Total
	Staffcosts	Depreciation	Other costs	funds	funds
	2021	2021 f	2021 6	2021 6	2020 6
Bands	714	273	19,794	20,781	20,774
St Peter's by the Waterfront	3,597	9,944	19,840	33,381	40,288
	4,311	10,217	39,634	54,162	61,062
Total 2020	5,984	9,494	45,584	61,062

	Activities
	undertaken	Total	Total
	directly	funds	funds
	2021 6	2021f	2020 6
Bands	20,781	20,781	20,774
St Peter's by the Waterfront	33,381	33,381	40,288
	54,162	54,162	61,062

					StPeter's
					by the	Total	Total
				Bands	Waterfront	funds	funds
				2021	2021	2021	2020
				E	E	E	F
Staff costs					3,597	3,597	5,270
Depreciatton				273	9,944	10,217	9,494
Musical directors		remuneration		2,700		2,700	1,978
Insurance				1,022	1,444	2,466	2,989
Music & library				310		310	209
Instrument	repairs	& maintenance		85	15	'I00	614
Equipment	repairs	& maintenance			1,737	1,737	3,562
Engagement	&rehearsal		expenses	6,079		6,079	6,385
Donations				1,400		1,400	5,133
Subscriptions				367	38	405	559
Postage &stationery				14	76	90	135
Photocopier	rental	8 maintenance		1,855	210	2,065	1,848
Telephone					1,057	1,057	1,051
Heat 8 light					6,607	6,607	6,162
Rent					3,964	3,964	3,964
Rates					420	420	931
Refuse					825	825	812
Cleaning 8	security				3,331	3331	4,087
Computer expenses					116	116	7
Governance	costs			6,676		6,676	5,872
Total 2021				20,781	33,381	54,162	61,062
Total 2020				20,774	40,288	61,062

			Unrestricted	Total	Total
			funds	funds	funds
			2021	2021	2020
					8
Independent	examiners fees		2,004	2,004	1,800
Other accountancy		fees	2,054	2,054	2,114
Premises licence			180	180	180
Other administrative		costs	1,411	1,411	297
Bank charges			313	313	767
Bookkeepers	wages		714	714	714
			5,575	6,676	5,872

Staffc	osts
			2021	2020f
Wages	and	salaries	4,311	5,984

2021	2020
No.	No.

St Peter's by the Waterfront
Governance

			Instruments
		Fixtures and	and
		fittings 6	equipment f	Total F
Cost
At 1 November	2020	142,820	31,008	173,828
Additions		7,290		7,290
At 31 October 2021		150,110	31,008	181,118
Depreciation
At 1 November	2020	80,570	16,496	97,066
Charge for the year		8,014	2,203	10,217
At 31 October 2021		88,584	18,699	107,283
Net book value
At 31 October 2021		61,526	12,309	73,835
At 31 October 2020		62,250	14,512	76,762

The following was a subsidiary	undertaking ofthe Com	pany:
Name	Registered office	Principal	activity	Class of	Holding
				shares
St Peter's ByThe Waterfront	Fiizroy House, Crown	Dormant		Ordinary	100'/o
Limited	Street, Ipswich

Stocks
						2021	2020
						K	E
Finished	goods	and	goods	for	resale	1,317	1,004

		2021	2020
Due within one year
Trade debtors		13,287	11,555
Other debtors		707	4,541
Prepayments	and accrued income	2,714	2,421
		16„708	18,517

				2021	2020
Cash	held	on	deposit	50,998	50,997

		2021 6	2020f
Trade creditors		4,242	1,682
Other creditors		13,769	12,783
Accruals and deferred	mcome	5,593	6,253
		23,604	20,718

Statement offunds	- c	urrent	year
			Balance at 1				Balance at
			November			Transfers	31October
			2020 8	Income 6	Expenditure 6	in/out	2021f
Unrestricted funds
Designated funds
Equipment replacement		fund	8,000				8,000
St Peter's by the Waterfront			25,495	26,274	(30,304)		21,465
Other fixed assets			44,179		(5,644)	7,290	45,825
			77,674	26,274	(35„948)	7,290	75,290
General funds
Band			29,147	17,905	(17,008)	6,589	36,633
Total Unrestricted	funds		106,821	44,179	(52,956)	13,879	111,923
Restricted funds
St Peter's project			35,265		(4,574)		30,691
Other			143				143
Culture Recovery Fund				10,879		(10,879)
Lord Belstead Grant				3,000		(3,000)
			35,408	13,879	(4,574)	(13,879)	30,834
Total offunds			142,229	58,058	(57,530)		142,757

				Balance at				Balance at
			1	November			Transfers	31 October
				2019	Income	Expenditure	in/out	2020
					6	F	F	6
Unrestricted funds
Designated funds
Equipment replacement		fund		8,000				8,000
St Peter's by the Waterfront				39,073	23,559	(36,864)	(273)	25,495
Other Fixed assets				48,860		(4,920)	239	44,179
				95,933	23,559	(41,784)	(34)	77,674
General funds
Band				11,374	34,081	(20,633)	4,325	29,147
Total Unrestricted	funds			107,307	57,640	(62,417)	4,291	106,821
Restricted funds
St Peter's project				39,839		(4,574)		35,265
Other				143				143
Culture Recovery	Fund				4,291		(4,291)
				39,982	4,291	(4,574)	(4,291)	35,408
Total offunds				147,289	61,931	(66,991)		142,229

Summary	offunds - current ye	ar
		Balance at 1				Balance at
		November			Transfers	31 October
		2020f	Income 6	Expenditure	in/out 6	2021
Designated	funds	77,674	26,274	(35,948)	7,290	75,290
General funds		29,147	17,905	(17,008)	6,589	36,633
Restricted	funds	35,408	13,879	(4,574)	(13,879)	30,834
		142,229	58,058	(57,530)		142,757
Summary	offunds - prior year
		Balance at				Balance at
		1 November			Transfers	31 October
		2019	Income	Expenditure	in/out	2020
		6	6	5
Designated	funds	95,933	23,559	(41,784)	(34)	77,674
General funds		11,374	34,081	(20,633)	4,325	29,147
Restricted	funds	39,982	4,291	(4,574)	(4,291)	35,406
		147,289	61,931	(66,991)		142,229

Analysis ofnet assets between funds - cur	rent year
	Unrestricted	Restricted	Total
	funds	funds	funds
	2021	2021	2021
	6	6	6
Tangible fixed assets	45,825	28,010	73,835
Fixed asset investments	2		2
Current assets	89,700	2,824	92,524
Creditors due within one year	(23,604)		(23,604)
Total	111,923	30,834	142,757

Analysis ofnet assets between funds - prio	r year
	Unrestricted	Restricted	Total
	funds	funds	funds
	2020	2020	2020
	5	F	5
Tangible fixed assets	44,179	32,583	76,762
Fixed asset investments	2		2
Current assets	83,358	2,825	86,183
Creditors due within one year	(20,718)		(20,718)
Ttl	106,821	35,408	142,229

cancellable	o	perating leases as follows:
			2021	2020
			6
Not later than		1 year	4,389	3,964
Later than	1 year and not later than 5 years		18,772	18,468
Later than	5years		48,885	53,578
			72,046	76,010