OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator. This document is also available as Markdown.

← Refugee Women Connect

2025-03-31-accounts

Charity Registration No. 1113574

REFUGEE WOMEN CONNECT

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

REFUGEE WOMEN CONNECT

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees P Harrison S Goodwin P Lynott P Uwamaliya Charity number 1113574 Registered office Cotton Exchange Suite 111H Bixteth Street Liverpool L3 9LQ Independent examiner Mr Tony Stanley ACA Mitchell Charlesworth Suites C,D,E, & F 14th Floor The Plaza 100 Old Hall Street Liverpool L3 9QJ Bankers HSBC 99-102 Lord Street Liverpool L2 6PG Reading Berkshire RG1 2BU

REFUGEE WOMEN CONNECT

CONTENTS

Page
Trustees' report 1 - 4
Statement of trustees' responsibilities 5
Independent examiner's report 6
Statement of financial activities 7 - 8
Balance sheet 9
Notes to the financial statements 11 - 24

REFUGEE WOMEN CONNECT

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 MARCH 2025

The trustees present their annual report and financial statements for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's Constitution adopted on 9 September 2004 as amended on 24 July 2018, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2019).

Objectives and activities

Refugee Women Connect (RWC) works to build a safe life in the UK for women in the asylum seeker and the refugee community. We aim to:

Public Benefit

Refugee Women Connect services are open to all women and their children who are in the asylum process, in the trafficking national referral mechanism or are refugees in the Merseyside area. We invite other professionals, partners, and service providers to our drop-in sessions to enable them to better understand the issues faced as well as ensuring the women have access to all support services. We are also involved in community and national networking events to raise the profile of the issues faced by women we support.

Our Services:

We supported 598 women.

Approximately 65% of these women live in the city of Liverpool, 16% in Warrington and St Helens, 4 - 5% in each of Knowsley, Wirral, and Halton, small numbers from Greater Manchester, Sefton and Lancashire and a few from areas outside the Northwest.

REFUGEE WOMEN CONNECT

TRUSTEES' REPORT (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

Early Action project

Welcoming New Service Users: 268 of the women supported during this year were new to RWC. All women were registered and had a full needs assessment.

Liverpool Drop-in: We ran 28 drop-ins in central Liverpool, supporting primarily newly-arrived asylum seekers living in Initial Accommodation but also open to asylum seekers living in Dispersed Accommodation in the region and other women vulnerable due to their immigration status. 341 different women attended the main Liverpool drop-in.

English classes: 372 women were supported in their journey to learning English this year.

1:1 support to promote inclusion and wellbeing: 79 women were supported. This includes information and support to access non-ESOL education, education for children, engage with work or volunteering, to access services in their local area ranging from health to leisure facilities.

Mental Health, health and wellbeing support

Perinatal Group: 21 different perinatal women attended our weekly group learning about coping strategies to help reduce symptoms of depression and anxiety, build self-esteem and notice negative thinking patterns. They learned about rights and entitlements around perinatal, health, and mental health services.

Healthy Boost Initiative: We solidified an initiative with partner organisations that allow perinatal women to access fresh fruit and vegetables, which was set up due to the lack of affordability of these foods for women living off asylum support.

1:1 Support: 88 different women received weekly 1:1 mental health support, and it remains our most accessed and well attended form of support that we offer within the MH team. This includes, talking about trauma / difficult topics and learning about coping strategies

Mental Health Table at Liverpool drop-in: we supported 60 women at the mental health table. With the mental health team on hand, we’ve been able to provide mental health advice for women in crisis at the drop-in, including taking the lead and assisting a service user in the case of a mental health emergency.

We ran bespoke support for younger women under 25.

We ran popular art and creative classes working with the women to learn new skills to help mend and reuse items.

120 women received support from our Health and Wellbeing team

Refugee and asylum support

The RAS team focussed its support on areas where there is a particularly high level of need, or where other services lack either the knowledge or remit to support. Housing continues to be a priority due to the number of asylum cases being decided in a relatively short period of time, the short move-on period after the decision is issued and the crisis in local authority and housing association capacity locally.

Power Building

Workshops: 53 workshops were delivered on a range of topics related to social and community integration and the asylum process, Health & Health Services; Perinatal Health Care; ESOL & learning and Local Community.

Members of our Experts by Experience group worked with Oxford University researching perinatal red flags. The group also undertook evaluations and focus groups to get feedback about the difference the RWC projects were making.

REFUGEE WOMEN CONNECT

TRUSTEES' REPORT (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

The Difference we made

96.5% of respondents said that coming to drop-in had helped them to feel less isolated and improve wellbeing.

96% of women stated that coming to drop-in had helped not only to meet new people, but to make friends and 61% of those women who had made new friends at drop-in had subsequently met up with them outside drop-in.

Overall, 93% of the women we worked with in 2024 said their mental health had improved because of our 1:1 support. 96% of women said they had better learned to manage their own mental health due to our 1:1 support.

Providing health advocacy: 43 different women who were struggling to access the mental health, housing, health, or perinatal support they were entitled to due to barriers or structural inequality. Of the women we worked with in this area, 21% were helped by us to access therapy and 20% were helped to register with and access GP services.

91% of respondents to our survey stated they had learned new skills by joining Refugee Women Connect. Amongst those who gave further information about what skills they had learned, 60% of respondents mentioned English skills, 25% mentioned art or craft skills and 20% talked about yoga. Other areas mentioned related to employability, computer skills, kitchen skills and knowledge and skills which are helpful for them in managing stress and/or anxiety.

We asked interviewees whether RWC had connected them to another organisation in the community, and 96% replied in the affirmative. Over 20% of women stated that RWC had connected them to 4 or more organisations. Since those connections had been made, over 70% of women said that they had gone on to use those services.

Financial review

Total income for the year was £512,474 (2024: £344,280) of which £401,085 (2024: £270,798) related to funding for projects upon which restrictions are placed.

Total expenditure in the year was £395,477 (2024: £436,290), leaving a surplus in the year of £116,997 (2024: deficit £92,010)

At 31 March 2025 the charity's reserves stood at £355,691 (2024: £238,694) of which £140,357 (2024: £86,351) represented restricted funds.

Risk management

The main risks, to which the charity is exposed, as identified by the Trustees, have been considered and systems have been established to mitigate those risks.

Reserves Policy

It is the policy of the charity to maintain unrestricted funds, which are free reserves at a level to cover redundancy provision, lease commitments and four months' running costs should no further funding be received.

As at the end of the financial year the unrestricted funds totalled £215,335 (2024: £152,343). The charity requires £41,216 (2024: £27,664 ) for redundancy provision, £3,776 (2024: £5,390 ) for lease commitments and £17,538 (2024: £19,584 Four months) for six months' running costs, totalling £62,530 (2024: £52,638). At present the free reserves, which amount to £213,855, exceed the target level.

REFUGEE WOMEN CONNEcr TRUSTEES, REPORT (CONTINUED) FOR THE YEAR ENOED 31 MARCH 2025 Refugee Connect IRWC) is a ￿lSte￿d charity Inurnber 1113574) formed on 5 Aprfl 2(￿6. The Go%emin8 Document is a Con￿l￿10n adopted on 9 ￿rnbel 21N aNI ameThJed on 24July 2018. Resp)nsibllty forthe operdtknn and d&knpment of RWC In a(X0rdan￿ wrth its mlsskjn ststements rest wtth the Dlrector. In consultatlon and wlth approval w￿n necessary wRh the Board ofTrustees. The board D￿t$ fourtlme5 per year for a fu15 Ixmrd meetir and holds separnte sulxommtttee rretW whlch tske pJ&e as arrfl when reqLdred. New boaTd member5 are rec￿l￿d by the Board and DlreLtor. and appoknted ty the Bpord, truste¢s wl¥) somd dull￿the and up to the thte of S￿lature of financÈ•l Ststen￿ts P H?rri50n S Goodwln P Lynott P Uwam•Sty1 The trnstees. report VRS aPPTod by the 8oard of Trustees. P Lynott TNst•• Dated..

REFUGEE WOMEN CONNECT

STATEMENT OF TRUSTEES' RESPONSIBILITIES

FOR THE YEAR ENDED 31 MARCH 2025

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

REFUGEE WOMEN CONNECT

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF REFUGEE WOMEN CONNECT

I report to the trustees on my examination of the financial statements of Refugee Women Connect (the charity) for the year ended 31 March 2025.

This report is made solely to the charity's trustees, as a body, in accordance with Section 145 of the Charities Act 2011. My examination has been undertaken so that I might state to the charity's trustees those matters I am required to state to them in an Independent Examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for my examination, for this report, or for the opinions I have formed.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Institue of Chartered Accountants in England and Wales, which is one of the listed bodies.

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Mr Tony Stanley ACA

Mitchell Charlesworth Suites C,D,E, & F 14th Floor The Plaza 100 Old Hall Street Liverpool L3 9QJ Dated: 14 December 2025

REFUGEE WOMEN CONNECT

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2025

Current financial year

Unrestricted
Restricted
funds
funds
2025
2025
Notes
£
£
Income from:
Donations and legacies
3
88,435
401,085
Charitable activities
4
3,435
-
Other trading activities
5
14,047
-
Investments
6
5,472
-
Total income
111,389
401,085
Expenditure on:
Charitable activities
7
35,075
360,402
Net incoming/(outgoing) resources before transfers
76,314
40,683
Gross transfers between funds
(13,323)
13,323
Net movement in funds
62,991
54,006
Fund balances at 1 April 2024
152,343
86,351
Fund balances at 31 March 2025
215,334
140,357		 Total
2025
£
489,520
3,435
14,047
5,472
512,474
395,477
116,997
-
116,997
238,694
355,691		 Total
2024
£
327,534
4,914
6,595
5,237
344,280
436,290
(92,010)
-
(92,010)
330,704
238,694

The statement of financial activities includes all gains and losses recognised in the year.

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

REFUGEE WOMEN CONNECT

STATEMENT OF FINANCIAL ACTIVITIES (CONTINUED) INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2025

Prior financial year

Unrestricted
Restricted
funds
funds
2024
2024
Notes
£
£
Income from:
Donations and legacies
3
56,736
270,798
Charitable activities
4
4,914
-
Other trading activities
5
6,595
-
Investments
6
5,237
-
Total income
73,482
270,798
Expenditure on:
Charitable activities
7
58,754
377,536
Net incoming/(outgoing) resources before transfers
14,728
(106,738)
Net income/(expenditure) for the year/
Net movement in funds
14,728
(106,738)
Fund balances at 1 April 2023
137,615
193,089
Fund balances at 31 March 2024
152,343
86,351		 Total
2024
£
327,534
4,914
6,595
5,237
344,280
436,290
(92,010)
(92,010)
330,704
238,694

The statement of financial activities includes all gains and losses recognised in the year.

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

REFUGEE WOMEN CONNECT BALA￿ SHEEr ASAT31 MARCH 2025 Flxed a$￿ts Tafiwble assets L479 Debto Gish at bank and In hand 9.359 348.549 237547 357, 237.547 y••r £3,696) fL5191 Netvjrrert assots 354.212 236P28 Trt•l •ss•ts kn wrrnrt ￿bIll￿•S 355.691 238.694 comefvndj Restri￿ed hjnds Unfestrkted funds 17 140,357 215334 86,351 152,343 355.691 238,694 The flnanclal staten*rfs approved by th• on ......................... P Lynott

REFUGEE WOMEN CONNECT

STATEMENT OF CASH FLOWS

FOR THE YEAR ENDED 31 MARCH 2025

Notes
Cash flows from operating activities
Cash generated from/(absorbed by) operations
22
Investing activities
Purchase of tangible fixed assets
Investment income received
Net cash generated from investing activities
Net cash generated from financing activities
Net increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year		 2025
£
-
5,472		 £
105,530
5,472
-
111,002
237,547
348,549		 2024
£
(111)
5,237		 £
(97,196)
5,126
-
(92,070)
329,617
237,547

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting policies

Charity information

Refugee Women Connect is a registered charity incorporated in England and Wales. The registered office is Cotton Exchange, Suite 111H Bixteth Street, Liverpool, L3 9LQ.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's Constitution adopted on 9 September 2004 as amended on 24 July 2018, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Donations and legacies comprise of donations and general grants which are recognised in the accounts when received, with the exemption of known legacies which are accounted for when their receipt is certain.

Income from charitable activities is recognised on an accruals basis except for grants this is when their unconditional payment is confirmed by the donor.

Income from investments relates to bank interest received and is recognised when the amount is certain.

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure. It includes irrecoverable VAT.

Whenever possible each item of expenditure recognised is allocated to charitable activities or governance costs according to its purpose. If this is not possible the cost is apportioned on a reasonable and justifiable basis.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Office Furniture 10% straight line Computer Equipment 20% straight line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting policies

(Continued)

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.12 Taxation

The charity benefits from various exemptions from taxation afforded by tax legislation and is not liable to corporation tax on income or gains falling within those exemptions. Recovery is made of tax deducted from income and from receipts under Gift Aid.

The charity is not able to recover Value Added Tax. Expenditure is recorded in the accounts inclusive of VAT.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

3
Income from donations and legacies
Unrestricted
Restricted
funds
funds
2025
2025
£
£
Donations and gifts
37,354
-
Grants
51,081
401,085
88,435
401,085
4
Charitable activities
Fee Income
Other income
5
Income from other trading activities
Fundraising events
6
Income from investments
Interest receivable		 Total
Unrestricted
Restricted
Total
funds
funds
2025
2024
2024
2024
£
£
£
£
37,354
16,726
34,569
51,295
452,166
40,010
236,229
276,239
489,520
56,736
270,798
327,534
2025
2023
£
£
1,980
4,868
1,455
46
3,435
4,914
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
14,047
6,595
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
5,472
5,237		 Total
2024
£
51,295
276,239
327,534
2023
£
4,868
46
4,914

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

7 Charitable activities

To provide or assist in the provision of education, recreational and support facilities for pre and post-natal asylum seekers and refugees and their families

Staff costs
Staff costs
Building running costs
Activities expenses
Equipment
Food and refreshments
Volunteer expenses
Room Hire
Share of support costs (see note 8)
Share of governance costs (see note 8)
Analysis by fund
Unrestricted funds
Restricted funds		 2025
£
252,861
21
4,027
9,390
351
3,109
1,688
3,354
274,801
112,440
8,236
395,477
35,075
360,402
395,477		 2024
£
248,821
-
8,604
14,401
6,020
4,292
1,614
2,239
285,991
145,551
4,748
436,290
58,754
377,536
436,290

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

8
Support costs
Support costs
Governance
costs
£
£
Staff costs
54,738
-
Office costs
34,631
-
Travel expenses
11,374
-
Training
299
-
Sundry expenses
11,398
-
Independent examination
fees
-
4,502
Payroll fees
-
1,708
Legal and professional
-
839
Depreciation
-
1,187
112,440
8,236
Analysed between
Charitable activities
112,440
8,236		 2025 Support costs
Governance
costs
£
£
£
54,738
98,411
-
34,631
26,228
-
11,374
11,741
-
299
1,068
-
11,398
8,103
-
4,502
-
1,630
1,708
-
1,760
839
-
162
1,187
-
1,196
120,676
145,551
4,748
120,676
145,551
4,748		 2024
£
98,411
26,228
11,741
1,068
8,103
1,630
1,760
162
1,196
150,299
150,299

Governance costs includes an annual provisional charge from the accountants of £3,144 (2024: £3,000) for independent examination fees and £1,708 for payroll fees and provision of QBO cloud accounting software (2024: £1,760).

9 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year (2024: none). None of the trustees were reimbursed expenses during the year (2024: none).

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

10 Employees

Number of employees

The average monthly number of employees during the year was:

Charitable activities
Employment costs
Wages and salaries
Social security costs
Other pension costs		 2025
Number
12
2025
£
285,917
16,367
5,315
307,599		 2024
Number
14
2024
£
317,655
23,166
6,411
347,232

No employee received emoluments of more than £60,000 during the year (2024: none).

11 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

12 Tangible fixed assets

Office Furniture
Computer
Equipment
£
£
Cost
At 1 April 2024
1,734
9,703
At 31 March 2025
1,734
9,703
Depreciation and impairment
At 1 April 2024
943
7,827
Depreciation charged in the year
173
1,014
At 31 March 2025
1,116
8,842
Carrying amount
At 31 March 2025
618
861
At 31 March 2024
791
1,875		 Total
£
11,437
11,437
8,771
1,187
9,958
1,479
2,666

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

13
Financial instruments
Carrying amount of financial assets
Debt instruments measured at amortised cost
Carrying amount of financial liabilities
Measured at amortised cost
14
Debtors
Amounts falling due within one year:
Other debtors
15
Creditors: amounts falling due within one year
Other creditors
Accruals and deferred income
16
Retirement benefit schemes
Defined contribution schemes
Charge to profit or loss in respect of defined contribution schemes		 2025
£
357,908
3,696
2025
£
9,359
2025
£
434
3,262
3,696
2025
£
5,315		 2024
£
237,547
1,519
2024
£
-
2024
£
(443)
1,962
1,519
2024
£
6,411

The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the charity in an independently administered fund.

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

17 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

Movement in funds Movement in funds Movement in funds
Balance at Income Expenditure Balance at Income Expenditure Transfers Balance at
1 April 2023 1 April 2024 31 March 2025
£ £ £ £ £ £ £ £
Access to Justice 12,196 - - 12,196 - (12,196) - -
Big Lottery Fund Grant 42,760 91,650 (101,133) 33,277 75,600 (102,106) - 6,771
Churches Together 1,296 3,296 (4,592) - - - - -
Civic Power Fund Emergency Action - - - - 1,000 (1,000) - -
Community Champion 12,803 18,750 (31,553) - 30,000 (8,440) - 21,560
Esmee Fairbairn (Trauma Informed Activities) 2,500 5,500 (4,000) 4,000 - (600) - 3,400
Esmee Fairbairn Foundation 76,006 459 (76,465) - 5,000 (1,932) - 3,068
Evan Cornish 5,000 - (5,000) - - - - -
Feeding Liverpool - 500 - 500 - (299) - 201
Feeding Liverpool/CAB - - - - 2,948 - - 2,948
Garfield Weston 10,000 - (10,000) - - - - -
GLOBAL DI Dialogue - - - - 10,000 - - 10,000
HomeOffice - Evisa - - - - 19,922 (19,922) - -
JJ Charitanle Trust - 5,000 - 5,000 - (5,000) - -
John Moores Foundation - 5,000 (5,000) - 5,000 (5,000) - -
LCVS - 2,900 - 2,900 - (2,897) (3) -
Liverpool Lighthouse 562 2,915 (3,477) - - - - -
Liverpool Wellbeing Grant - - - - 19,441 (4,218) - 15,223
Lloyds Bank Foundation - - - - 27,500 (2,500) - 25,000
Mend and Reuse (Lottery) - - - - 20,000 - - 20,000
NHS Peri 539 - (539) - - - - -
Oxford Beams - - (191) (191) 3,831 (298) - 3,342

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

17
Restricted funds
People's Voice Media
PH Holt Foundation
Pilgrim Trust
Refugee Action
Refugee Action (Training)
ROSA
Sainsbury's
Samuel Sabba Core Fund
Smallwood Trust
Sports Merseyside
St. Jame's Place
Tree Beard Trust
Tudor Trust		 2,000
-
-
4,966
-
7,000
7,434
39
-
4,920
-
-
3,066
193,085		 1,600
(4,000)
10,000
(6,925)
28,462
(24,068)
47,902
(47,648)
1,429
-
-
(7,000)
-
(7,434)
-
(39)
-
-
-
(4,920)
5,000
-
-
-
40,435
(33,553)
270,798
(377,537)		 (400)
3,075
4,394
5,220
1,429
-
-
-
-
-
5,000
-
9,948
-
86,346		 400
-
10,000
(3,075)
28,609
(29,618)
56,127
(61,358)
6,000
(5,999)
-
-
-
-
-
-
19,708
(15,598)
-
-
5,000
(10,000)
15,000
(18,720)
40,000
(49,625)
401,085
(360,400)		 (Continued)
-
-
-
10,000
-
3,385
11
-
(1)
1,429
-
-
-
-
-
-
-
4,110
-
-
-
-
13,316
9,596
-
323
-
-
13,323
140,357		 (Continued)
-
-
-
10,000
-
3,385
11
-
(1)
1,429
-
-
-
-
-
-
-
4,110
-
-
-
-
13,316
9,596
-
323
-
-
13,323
140,357
140,357

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

17 Restricted funds

(Continued)

These are monies given to the Charity to be spent at the discretion of the Board of Trustees for specific charitable purposes, as follows: Access to Justice – Core funding for running costs and operational staff salaries

Big Lottery: Groups, 1:1 and activities supporting wellbeing and integration Churches Together - To give financial support to women who are destitute Civic Fund : to support organisations working with refugees Community Champions : to raise awareness and reduce barriers to accessing health care Esmee Fairbairn (Trauma Informed Activities) – Funding for trauma informed consultants to become a trauma informed workplace Esmee Fairbairn Foundation - Contributions towards core cost in supporting women refugees and asylum seekers Evan Cornish – Funding for salary of caseworker for service users Feeding Liverpool - Contribution to cover food expenses for projects Feeding Liverpool/CAB - funds to cover food costs Garfield Weston – Core funding for running costs Global Dialogue : for the Directors work on no recourse to public funds Home Office/Evisa : to support the move over to digital visas JJ Charitable Trust - Contributions towards core costs John Moores : support for running costs LCVS - Contributions towards core cost in supporting women refugees and asylum seekers Liverpool Lighthouse – Project funding for mental health Liverpool Wellbeing - Project to support wellbeing in the Liverpool region Lloyds Bank Foundation - Supports manager's salaries and running costs

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

17 Restricted funds

(Continued)

Lottery mend and reuse : improving skills and abilities to create, mend and reuse items NHS Peri – Mental health and peri-natal project fun Oxford Beams : research into peri-natal red flags People’s Voice Media – Project funding for reporting and telling stories within the community PH Holt : English language classes Pilgrim : activities to support young women’s mental health Ref Action Training : to support the training needs of staff Refugee Action : early action support ROSA – Project funding for expenditure relating to Advocacy Campaigning Sainsbury’s – Funding for director with lived experience Samuel Sabba Core Fund - Contributions towards running costs and salaries Smallwood : practical information and help with housing/finding a solicitor and general practical issues that arise for service users Sports Merseyside – Early action integration project for helping service users be more active St James place : Creative and art skills Treebeard - covers Director salary and running costs Tudor Trust - Core funding for running costs

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

18 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024 At 1 April 2024 At 1 April 2024 Incoming Resources Transfers At 31 March
resources expended 2025
£ £ £ £ £
General funds 152,343 111,389 (35,075) (13,323) 215,334
Previous year: At 1 April 2023 Incoming Resources Transfers At 31 March
resources expended 2024
£ £ £ £ £
General funds 137,615 73,482 (58,754) - 152,343
Analysis of net assets between funds
1
Unrestricted Restricted Total Unrestricted Restricted Total
2025 2025 2025 2024 2024 2024
£ £ £ £ £ £
Fund balances at 31
March 2025 are
represented by:
Tangible assets 1,479 - 1,479 2,666 - 2,666
Current assets/(liabilities) 213,855 140,357 354,212 149,677 86,351 236,028
215,334 140,357 355,691 152,343 86,351 238,694

19 Analysis of net assets between funds

20 Operating lease commitments

At the reporting end date the charity had outstanding commitments for future minimum lease payments under noncancellable operating leases, which fall due as follows:

Within one year
Between two and five years		 2025
£
3,776
-
3,776		 2024
£
5,208
182
5,390

REFUGEE WOMEN CONNECT

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

21 Related party transactions

Remuneration of Key Management Personnel

The total aggregate compensation paid to key management personnel during the year was £63,688 (2024: £89,076).

22
Cash generated from/(absorbed by) operations
Surplus/(deficit) for the year
Adjustments for:
Investment income recognised in statement of financial activities
Depreciation and impairment of tangible fixed assets
Movements in working capital:
(Increase) in debtors
Increase/(decrease) in creditors
Cash generated from/(absorbed by) operations		 2025
£
116,997
(5,472)
1,187
(9,359)
2,177
105,530		 2024
£
(92,010)
(5,237)
1,195
-
(1,144)
(97,196)