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2022-05-31-accounts

Trustees' Annual Report for the period

Period start date Period start date Period end date
**From ** 1st June 2021 To 31st
May
2022

Section A Reference and administration details

Charity name Other names charity is known by STOW Registered charity number (if any) 1112424 Charity's principal address Acorn Cottage, Main Road, Kelsale

Supporting Tanzanian Orphans and Widows

Saxmundham Suffolk Postcode IP17 2QY

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee(if any)
Marie Adams Chairperson
JeremyAdams Secretary
Martin Stevens Treasurer
Richard Wills Crisp
Vivienne Wills
Crisp
Joan Craighead
Linda Potter
Robin Potter
Donald McGregor

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

TAR

March 2012

1

Section B Structure, governance and management

Description of the charity’s trusts

Constitution Type of governing document (eg. trust deed, constitution) Unincorporated Association

Type of governing document

How the charity is constituted

Elected from membership at AGM or appointed by trustees between Trustee selection methods AGMs. (eg. appointed by, elected by)

Section C Objectives and activities

Summary of the objects of the
charity set out in its
governing document
Summary of the main
activities undertaken for the
public benefit in relation to
these objects (include within
this section the statutory
declaration that trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit)
(i)The relief of poverty hardship and distress among children in Tanzania
and other African countries who have lost one or both parents through
AIDS and among women widowed as a result of AIDS by provision of
advice, support and such financial or material assistance as the trustees
shall from time to time determine.
(ii) The advancement of education among children in Tanzania and other
African countries who have lost one or both parents through AIDS by
such exclusively charitable means as the trustees shall from time to time
determine.
We have, as at 31.5.22, 181 members and have raised – through
donations, membership subscriptions, child sponsorship, events, and gift
aid – the sum of £47,019.
Newsletters were sent to all members in July 2021 and February 2022.
All our past and present newsletters, as well as membership forms, are
available on our website: www.stowcharity.org.
The trustees had meetings in June, September and December 2021, and
in February and April 2022. They were in frequent contact between these
meetings. They were all re-elected at the AGM on 3rd October 2021.
The Chairperson made a 2-week monitoring visit to Tanzania in Jan/Feb
2022. She found our Tanzanian NGO partner had continued to
successfully support the children over the two years since she last
visited.
She visited:
• 4 students in 3 primary schools,
• 11 students in 3 secondary boarding schools,
• 15 students in 4 secondary day schools,
• the Coastal A-level college and Maasai Utalii College in
Tanga
• the 7 students in Tanga Technical College,
• 2 students in Lushoto:
• 3 students in Dar es Salaam.
She attended the “Opening Ceremony” for the two water tanks STOW
funded at Zingibari Secondary School with: our Tanzanian partners, a
local government official, several members of Tanga Rotary, the
Headteacher and many students.

TAR

March 2012

2

The trustees have had regard to the guidance issued by the Charity Commission on public benefit.

Through grants to our Tanzanian partner NGO, TUMAINI, we have Summary of the main supported 72 students: 4 at primary school, 37 at secondary, 14 in further achievements of the charity education/university and 17 in vocational training. during the year For this period, our support to the children and families in Tanga amounted to £58,500. This included a grant of £54,000 to TUMAINI to cover budgeted educational costs, plus extra help to students and families of £2,500 covering rent, bed nets, textbooks, food parcels, bedding, bikes, and small business start-up grants.

In addition a one-off extra grant of £2,000 was used for the provision of 2 rainwater tanks at Zingibari Secondary School – the first time STOW has invested in fixed assets. We felt able to do this, and to increase our support to our older students, thanks to the bequest we received in the last financial year. . STOW brought forward £80,305 from the last financial year. We raised £47,019 and spent £60,603. This means we had £66,722 in hand at the financial year’s end, including a reserve on deposit of £21,218 with Virgin Money.

TAR

March 2012

3

Section E Financial review

Brief statement of the charity’s policy on reserves

Our pledged continuing income has increased in recent years and, after due consideration and 16 years’ experience, the Trustees feel that we can reduce our reserves to 6 months of ongoing commitment. I.e. we will hold in reserve sufficient funds to keep all the students we have taken on in education or training for 6 months even if STOW is unable to raise any more money for whatever reason.

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) J Adams Full name(s) Jeremy Arthur Adams Position (eg Secretary, Chair, Secretary etc) Date 18/7/2022

TAR

March 2012

4

Supporting Tanzanian Orphans and Widows

1112424

CC16a

Receipts and payments accounts

For the period Period start date Period end date To from 1st June 2021 31st May 2022

Section A Receipts and payments Section A Receipts and payments Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest
£
1,666
28,388
10,975
4,916
1,074
47,019
-
-
-
47,019
Restricted
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
Endowment
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
Total funds
to the nearest £
1,666
28,388
10,975
4,916
1,074
47,019
-
-
-
47,019
Last year
to the nearest £
Members subscriptions 1,666 1,671
Donations 28,388 76,550
Child sponsorship 10,975 11,706
Gift Aid 4,916 4,634
Fundraisingevents 1,074 -
Bank interest on deposit accounts -
Sub total(Gross income for
AR)
47,019 94,561
A2 Asset and investment sales,
(see table).
-
- -
Sub total - -
Total receipts
A3 Payments
94,561
Cost of fundraising - - - -
Public and employee liability insurance (1
year'spremium)
322 - - 322 -
Costs of monitoring visits to Tanzania - 2
flights,1 visa,Covid tests
1,254 - - 1,254 -
Grants to Tanzanian NGO for the support
of 4 orphans at primary school, 37 at
secondary school, 31 in further education
(including vocational training and
university).
48,000 - - 48,000 40,245
Grant to Tanzanian NGO for 2 rainwater
tanks
2,000 2,000
Emergency funds for 2020 to Tanzanian
NGO to cover costs due to the Covid-19
pandemic.
2,000
Grant to Tanzanian NGO In June 2021 for
Further Education fees for 2021-2022
academicyear
6,000 6,000
Other grants to Tanzanian NGO including
rent, bed nets, textbooks, food parcels,
bedding, bikes, small business start-up
grants.
2,500 - - 2,500 6,255
Printingcosts for 2 newsletters 398 - - 398 398
Bank charges 45 - - 45
Stationeryandpostage 84 - - 84 47
- - -
**Sub total ** 60,603 - - 60,603 48,945
-
-
-
60,603
- 13,584
-
80,306
66,722
-
-
-
-
-
-
-
-
1
-
-
-
-
-
-
-
-
-
-
-
60,603
- 13,584
A4 Asset and investment
purchases, (see table)
-
-
**Sub total ** - -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
CCXX R1 accounts (SS)
48,945
- 13,584 - - - 13,584 45,616
- - - - -
80,306 - - 80,306 34,689
66,722 -
1
- 66,722 80,305
11/08/2022

CCXX R2 accounts ISSI 1110812022

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
HSBC Community account
Virgin Money (reserve)
Details
Details
Details
Signature
JeremyAdams
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
45,504
-
21,218
-
66,722
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
-
Print Name
JeremyAdams
Endowment
funds
to nearest £
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
JeremyAdams JeremyAdams 27/07/2022

CCXX R3 accounts (SS)

11/08/2022

3

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Supporting Tanzanian Orphans and Widows members of

On accounts for the year 31[st] May 2022 Charity no 1112424 ended (if any)

Set out on pages

(remember to include the page numbers of additional sheets)

Respective The charity's trustees are responsible for the preparation of the accounts. responsibilities of The charity’s trustees consider that an audit is not required for this year trustees and examiner under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:

Independent In connection with my examination, no matter has come to my attention examiner's statement ( ~~other than that disclosed below~~ *)

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act

  4. have not been met; or

  5. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

  6. Please delete the words in the brackets if they do not apply.

Signed: D Fordham Date: 11/08/2022 Name: David Fordham Relevant professional qualification(s) or body (if any):

IER

March 2012

1

Address: Hill Farm Barns, Sweffling, Suffolk IP17 2BS

Section B Disclosure

Only complete if the examiner needs to highlight material problems.

IER

March 2012

2

Give here brief details of any items that the examiner wishes to disclose .

IER

March 2012

3