## **Trustees' Annual Report for the period**
||Period start date|Period start date|||Period end date||
|---|---|---|---|---|---|---|
|**From **|1st|June|2021|**To**|31st
May|2022|
## Section A Reference and administration details
**Charity name Other names charity is known by** STOW **Registered charity number (if any)** 1112424 **Charity's principal address** Acorn Cottage, Main Road, Kelsale
Supporting Tanzanian Orphans and Widows
Saxmundham Suffolk **Postcode IP17 2QY**
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**|
|---|---|---|---|---|
||Marie Adams|Chairperson|||
||JeremyAdams|Secretary|||
||Martin Stevens|Treasurer|||
||Richard Wills Crisp||||
||Vivienne Wills
Crisp||||
||Joan Craighead||||
||Linda Potter||||
||Robin Potter||||
||Donald McGregor||||
||||||
**Names of the trustees for the charity, if any, (for example, any custodian trustees)**
**Name Dates acted if not for whole year**
## **Names and addresses of advisers (Optional information)**
**Type of adviser Name Address**
**Name of chief executive or names of senior staff members (Optional information)**
**TAR**
March **2012**
1
**Section B Structure, governance and management**
## **Description of the charity’s trusts**
Constitution Type of governing document (eg. trust deed, constitution) Unincorporated Association
Type of governing document
How the charity is constituted
- (eg. trust, association, company)
Elected from membership at AGM or appointed by trustees between Trustee selection methods AGMs. (eg. appointed by, elected by)
## **Section C Objectives and activities**
|**Summary of the objects of the**
**charity set out in its**
**governing document**
**Summary of the main**
**activities undertaken for the**
**public benefit in relation to**
**these objects (include within**
**this section the statutory**
**declaration that trustees have**
**had regard to the guidance**
**issued by the Charity**
**Commission on public**
**benefit)**|(i)The relief of poverty hardship and distress among children in Tanzania
and other African countries who have lost one or both parents through
AIDS and among women widowed as a result of AIDS by provision of
advice, support and such financial or material assistance as the trustees
shall from time to time determine.
(ii) The advancement of education among children in Tanzania and other
African countries who have lost one or both parents through AIDS by
such exclusively charitable means as the trustees shall from time to time
determine.|
|---|---|
||We have, as at 31.5.22, 181 members and have raised – through
donations, membership subscriptions, child sponsorship, events, and gift
aid – the sum of £47,019.
Newsletters were sent to all members in July 2021 and February 2022.
All our past and present newsletters, as well as membership forms, are
available on our website: www.stowcharity.org.
The trustees had meetings in June, September and December 2021, and
in February and April 2022. They were in frequent contact between these
meetings. They were all re-elected at the AGM on 3rd October 2021.
The Chairperson made a 2-week monitoring visit to Tanzania in Jan/Feb
2022. She found our Tanzanian NGO partner had continued to
successfully support the children over the two years since she last
visited.
She visited:
• 4 students in 3 primary schools,
• 11 students in 3 secondary boarding schools,
• 15 students in 4 secondary day schools,
• the Coastal A-level college and Maasai Utalii College in
Tanga
• the 7 students in Tanga Technical College,
• 2 students in Lushoto:
• 3 students in Dar es Salaam.
She attended the “Opening Ceremony” for the two water tanks STOW
funded at Zingibari Secondary School with: our Tanzanian partners, a
local government official, several members of Tanga Rotary, the
Headteacher and many students.|
**TAR**
March **2012**
2
The trustees have had regard to the guidance issued by the Charity Commission on public benefit.
Through grants to our Tanzanian partner NGO, TUMAINI, we have **Summary of the main** supported 72 students: 4 at primary school, 37 at secondary, 14 in further **achievements of the charity** education/university and 17 in vocational training. **during the year** For this period, our support to the children and families in Tanga amounted to £58,500. This included a grant of £54,000 to TUMAINI to cover budgeted educational costs, plus extra help to students and families of £2,500 covering rent, bed nets, textbooks, food parcels, bedding, bikes, and small business start-up grants.
In addition a one-off extra grant of £2,000 was used for the provision of 2 rainwater tanks at Zingibari Secondary School – the first time STOW has invested in fixed assets. We felt able to do this, and to increase our support to our older students, thanks to the bequest we received in the last financial year. . STOW brought forward £80,305 from the last financial year. We raised £47,019 and spent £60,603. This means we had £66,722 in hand at the financial year’s end, including a reserve on deposit of £21,218 with Virgin Money.
**TAR**
March **2012**
3
## **Section E Financial review**
**Brief statement of the charity’s policy on reserves**
Our pledged continuing income has increased in recent years and, after due consideration and 16 years’ experience, the Trustees feel that we can reduce our reserves to 6 months of ongoing commitment. I.e. we will hold in reserve sufficient funds to keep all the students we have taken on in education or training for 6 months even if STOW is unable to raise any more money for whatever reason.
**Details of any funds materially in deficit**
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the charity’s principal sources of funds (including any fundraising);
- how expenditure has supported the key objectives of the charity;
- investment policy and objectives including any ethical investment policy adopted.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
## **Signed on behalf of the charity’s trustees**
**Signature(s)** J Adams **Full name(s)** Jeremy Arthur Adams **Position (eg Secretary, Chair,** Secretary **etc) Date** 18/7/2022
**TAR**
March **2012**
4
**Supporting Tanzanian Orphans and Widows**
**1112424**
**CC16a**
## **Receipts and payments accounts**
**For the period** Period start date Period end date **To from** 1st June 2021 31st May 2022
|**Section A Receipts and payments**|**Section A Receipts and payments**|**Section A Receipts and payments**||||||||
|---|---|---|---|---|---|---|---|---|---|
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest**
**£**
**1,666**
**28,388**
**10,975**
**4,916**
**1,074**
**47,019**
**-**
**-**
**-**
**47,019**||**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Total funds**
**to the nearest £**
**1,666**
**28,388**
**10,975**
**4,916**
**1,074**
**47,019**
**-**
**-**
**-**
**47,019**||**Last year**
**to the nearest £**|
|Members subscriptions|**1,666**||||||||**1,671**|
|Donations|**28,388**||||||||**76,550**|
|Child sponsorship|**10,975**||||||||**11,706**|
|Gift Aid|**4,916**||||||||**4,634**|
|Fundraisingevents|**1,074**||||||||**-**|
|Bank interest on deposit accounts|||||||||**-**|
|||||||||||
|||||||||||
|**_Sub total_**_(Gross income for_
_AR)_|**47,019**||||||||**94,561**|
|||||||||||
|**A2 Asset and investment sales,**
**(see table).**||||||||||
||**-**|||||||||
||**-**||||||||**-**|
|**_Sub total_**|**-**||||||||**-**|
|**_Total receipts_**
**A3 Payments**||||||||||
||||||||||**94,561**|
|||||||||||
|Cost of fundraising|||**-**||**-**||**-**||**-**|
|Public and employee liability insurance (1
year'spremium)|**322**||**-**||**-**||**322**||**-**|
|Costs of monitoring visits to Tanzania - 2
flights,1 visa,Covid tests|**1,254**||**-**||**-**||**1,254**||**-**|
|Grants to Tanzanian NGO for the support
of 4 orphans at primary school, 37 at
secondary school, 31 in further education
(including vocational training and
university).|**48,000**||**-**||**-**||**48,000**||**40,245**|
|Grant to Tanzanian NGO for 2 rainwater
tanks|**2,000**||||||**2,000**|||
|Emergency funds for 2020 to Tanzanian
NGO to cover costs due to the Covid-19
pandemic.|||||||||**2,000**|
|Grant to Tanzanian NGO In June 2021 for
Further Education fees for 2021-2022
academicyear|**6,000**||||||**6,000**|||
|Other grants to Tanzanian NGO including
rent, bed nets, textbooks, food parcels,
bedding, bikes, small business start-up
grants.|**2,500**||**-**||**-**||**2,500**||**6,255**|
|Printingcosts for 2 newsletters|**398**||**-**||**-**||**398**||**398**|
|Bank charges|**45**||**-**||**-**||**45**|||
|Stationeryandpostage|**84**||**-**||**-**||**84**||**47**|
||||**-**||**-**||**-**|||
|**_Sub total_ **|**60,603**||**-**||**-**||**60,603**||**48,945**|
||**-**
**-**
**-**
**60,603**
**- 13,584**
**-**
**80,306**
**66,722**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
1||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**-**
**-**
**60,603**
**- 13,584**|||
|**A4 Asset and investment**
**purchases, (see table)**||||||||||
||**-**|||||||||
||**-**|||||||||
|**_Sub total_ **|**-**||||||||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**
CCXX R1 accounts (SS)||||||||||
||||||||||**48,945**|
|||||||||||
||**- 13,584**||**-**||**-**||**- 13,584**||**45,616**|
||**-**||**-**||**-**||**-**||**-**|
||**80,306**||**-**||**-**||**80,306**||**34,689**|
||**66,722**||**-**
1||**-**||**66,722**||**80,305**
11/08/2022|
CCXX R2 accounts ISSI
1110812022
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B5 Liabilities**
**B3 Investment assets**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B1 Cash funds**|**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
HSBC Community account
Virgin Money (reserve)
**Details**
**Details**
**Details**
Signature
JeremyAdams|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**45,504**
**-**
**21,218**
**-**
**66,722**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
JeremyAdams|**Endowment**
**funds**
**to nearest £**|
|---|---|---|---|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of
approval|
||JeremyAdams|JeremyAdams|27/07/2022|
|||||
CCXX R3 accounts (SS)
11/08/2022
3
## **Independent examiner's report on the accounts**
**Section A Independent Examiner’s Report**
**Report to the trustees/** Supporting Tanzanian Orphans and Widows **members of**
**On accounts for the year** 31[st] May 2022 **Charity no** 1112424 **ended (if any)**
**Set out on pages**
(remember to include the page numbers of additional sheets)
**Respective** The charity's trustees are responsible for the preparation of the accounts. **responsibilities of** The charity’s trustees consider that an audit is not required for this year **trustees and examiner** under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:
- examine the accounts under section 145 of the Charities Act,
- to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
- to state whether particular matters have come to my attention.
- **Basis of independent** My examination was carried out in accordance with general Directions given **examiner’s statement** by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
## **Independent** In connection with my examination, no matter has come to my attention **examiner's statement** ( ~~other than that disclosed below~~ *)
1. which gives me reasonable cause to believe that in, any material respect, the requirements:
- to keep accounting records in accordance with section 130 of the Charities Act; and
- to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act
- have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
- _Please delete the words in the brackets if they do not apply._
**Signed:** D Fordham **Date:** 11/08/2022 **Name:** David Fordham **Relevant professional qualification(s) or body (if any):**
**IER**
**March 2012**
1
**Address:** Hill Farm Barns, Sweffling, Suffolk IP17 2BS
## **Section B Disclosure**
Only complete if the examiner needs to highlight material problems.
**IER**
**March 2012**
2
**Give here brief details of any items that the examiner wishes to disclose** .
**IER**
**March 2012**
3