2021-05-31-accounts - Supporting Tanzanian Orphans And Widows (Stow)

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	Trustees' Annual Report	Trustees' Annual Report	Trustees' Annual Report	Trustees' Annual Report	Trustees' Annual Report	for the period	for the period	for the period
	From	Period start date			To	Period end date
		1st	June	2020		31st	May	2021

Section A Reference and administration details

Charity name Supporting Tanzanian Orphans and Widows

Other names charity is known by STOW Registered charity number (if any) 1112424 Charity's principal address Acorn Cottage, Main Road, Kelsale Saxmundham Suffolk Postcode IP17 2QY

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee(if any)
	Marie Adams	Chairperson
	JeremyAdams	Secretary
	Martin Stevens	Treasurer
	Richard Wills Crisp
	Vivienne Wills Crisp
	Joan Craighead
	Linda Potter
	Robin Potter
	Donald McGregor

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

Type of adviser Name Address	Type of adviser Name Address	Type of adviser Name Address




Name of chief executive or names of senior staff members (Optional information)

TAR

March 2012

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Constitution

(eg. trust deed, constitution)

Unincorporated Association How the charity is constituted

(eg. trust, association, company)

Elected from membership at AGM or appointed by trustees between Trustee selection methods AGMs.

(eg. appointed by, elected by)

Section C Objectives and activities

(i)The relief of poverty hardship and distress among children in Tanzania and other African countries who have lost one or both parents through AIDS and among women widowed as a result of AIDS by provision of Summary of the objects of the advice, support and such financial or material assistance as the trustees charity set out in its shall from time to time determine. governing document (ii) The advancement of education among children in Tanzania and other African countries who have lost one or both parents through AIDS by such exclusively charitable means as the trustees shall from time to time determine. We have, as at 31.5.21, 185 members and have raised – through donations, membership subscriptions, child sponsorship, and gift aid – the sum of £47,541 plus we received a one-off exceptional bequest of £50,000.

A newsletter was sent to all members in February 2021. All our past and present newsletters, as well as membership forms, are available on our Summary of the main website: www.stowcharity.org. activities undertaken for the public benefit in relation to The trustees had online meetings via Zoom in June and August 2020, these objects (include within and in February and April 2021. They were in frequent contact between this section the statutory these meetings. They were all re-elected at the AGM on 27th September declaration that trustees have 2020. had regard to the guidance issued by the Charity Due to the Covid-19 pandemic, no monitoring visits have been made to Commission on public Tanzania during 2021, and no fund-raising events have been held. benefit) The trustees have had regard to the guidance issued by the Charity Commission on public benefit.

TAR

March 2012

Summary of the main achievements of the charity during the year

Through grants to our Tanzanian partner NGO, TUMAINI, we have supported 75 students: 7 at primary school, 40 at secondary (15 of whom are in boarding school due to their extreme vulnerability), 10 in further education/university and 18 in vocational training.

For this period, our support to the children and families in Tanga amounted to £48,500. This included a grant of £40,245 to TUMAINI to cover the normal budgeted educational costs plus emergency grants of £2,000 to cover extra costs incurred due to the Covid-19 pandemic in 2020 and a further £6,255 in 2021.

STOW brought forward £34,689 from the last financial year. We raised £45,616 and received a one-off bequest of £50,000. This means we had £80,305 in hand at the financial year’s end, including a reserve on deposit of £21,218 with Virgin Money.

Section E Financial review

Brief statement of the charity’s policy on reserves

Our pledged continuing income has increased in recent years and, after due consideration and 16 years’ experience, the Trustees feel that we can reduce our reserves to 6 months of ongoing commitment. I.e. we will hold in reserve sufficient funds to keep all the students we have taken on in education or training for 6 months even if STOW is unable to raise any more money for whatever reason.

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

the charity’s principal sources of funds (including any fundraising);

As many of the orphans’ carers are elderly (often their grandparents), our orphans are beginning to lose them, particularly because of the pandemic. We have already sent out additional funds for food, clothing and house repairs. We anticipate having to send out more subsistence support in the coming years.

how expenditure has supported the key objectives of the charity;
investment policy and objectives including any

TAR

March 2012

ethical investment policy adopted.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) J Adams Full name(s) Jeremy Arthur Adams Position (eg Secretary, Chair, Secretary etc) Date 5/8/2021

TAR

March 2012

Supporting Tanzanian Orphans and Widows

1112424

Receipts and payments accounts CC16a For the period Period start date Period end date To from 1st June 2020 31st May 2021

Section A Receipts and payments	Section A Receipts and payments
A1 Receipts	Unrestricted funds to the nearest £ 1,671 76,550 11,706 4,634 - - 94,561 - - - 94,561 - - - 40,245 2,000 6,255 398 - 47 48,945 - - - 48,945 45,616 - 34,689 80,305	Restricted funds to the nearest £ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	Endowment funds to the nearest £	Total funds to the nearest £ 1,671 76,550 11,706 4,634 - - - - 94,561 - - - 94,561 - - - 40,245 2,000 6,255 398 - 47 - 48,945 - - - 48,945 45,616	Last year to the nearest £
Members subscriptions	1,671		- - - - - - - - -	1,671	1,867
Donations	76,550			76,550	27,084
Child sponsorship	11,706			11,706	10,931
Gift Aid	4,634			4,634	4,699
Fundraisingevents	-			-	2,482
Bank interest on deposit accounts	-			-	478
				-	-
				-	-
*Sub total*(Gross income for AR)	94,561			94,561	47,541

A2 Asset and investment sales, (see table).
	-		- - -	-
	-			-	-
*Sub total*	-			-	-
*Total receipts* A3 Payments
			-	94,561	47,541

Cost of fundraising (hire of 1 venue)	-		- - - - - - - - - -	-	68
Public and employee liability insurance (2 years'premiums)	-			-	592
Costs of monitoring visits to Tanzania - 2 flights and 2 visas	-			-	1,122
Grants to Tanzanian NGO for the support of 7 orphans at primary school, 40 at secondary school, 25 in further education (including vocational training and university).	40,245			40,245	40,246
Emergency funds for 2020 to Tanzanian NGO to cover costs due to the Covid-19 pandemic.	2,000			2,000	4,754
Other grants to Tanzanian NGO including rent, bed nets, textbooks, food parcels, bedding, bikes, small business start-up grants.	6,255			6,255	3,108
Printingcosts for 2 newsletters	398			398	487
Bank international money transfer charges	-			-
Stationery	47			47	76
				-
**Sub total **	48,945			48,945	50,453

A4 Asset and investment purchases, (see table)
	-		- - -	-
	-			-
**Sub total **	-			-	-
*Total payments* *Net of receipts/(payments)* A5 Transfers between funds A6 Cash funds last year end *Cash funds this year end*
			-	48,945	50,453

	45,616	-	-	45,616	- 2,912
	-	-	- -	-	-
	34,689	-		34,689	37,601
	80,305	-	-	80,305	34,689

CCXX R1 accounts (SS)

29/09/2021

Section B Statement of assets and liabilities at the end of the period

MartinStevens Signature JeremyAdams Details Details HSBC Community account Virgin Money (reserve) Details Details *Total cash funds* (agree balances with receipts and payments account(s)) Details	Unrestricted funds Restricted funds to nearest £ to nearest £ 59,087 - 21,218 - 80,305 - OK OK Unrestricted funds Restricted funds to nearest £ to nearest £ - - - - - - - - - - - - Fund to which asset belongs Cost (optional) - - - - - Fund to which asset belongs Cost (optional) - - - - - - - - - Fund to which liability relates Amount due (optional) - - - - - Print Name JeremyAdams MartinStevens	Endowment funds to nearest £
		-
		-
		-
		OK
		Endowment funds to nearest £
		-
		-
		-
		-
		-
		-
		Current value (optional)
		-
		-
		-
		-
		-
		Current value (optional)
		-
		-
		-
		-
		-
		-
		-
		-
		-
		When due (optional)






		Date of approval
JeremyAdams	JeremyAdams	05/08/2021
MartinStevens	MartinStevens	05/08/2021

CCXX R2 accounts (SS)

29/09/2021

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Supporting Tanzanian Orphans and Widows members of

On accounts for the year 31[st] May 2021 Charity no 1112424 ended (if any)

Set out on pages

(remember to include the page numbers of additional sheets)

Respective The charity's trustees are responsible for the preparation of the accounts. responsibilities of The charity’s trustees consider that an audit is not required for this year trustees and examiner under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:

examine the accounts under section 145 of the Charities Act,
to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
to state whether particular matters have come to my attention.
Basis of independent My examination was carried out in accordance with general Directions given examiner’s statement by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
Independent In connection with my examination, no matter has come to my attention
examiner's statement ~~(other than that disclosed below~~ *) 1. which gives me reasonable cause to believe that in, any material respect, the requirements:
- to keep accounting records in accordance with section 130 of the Charities Act; and
- to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act
- have not been met; or
to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Please delete the words in the brackets if they do not apply.

Date: 27[th] September Signed:[D Fordham ] 2021 Name: David Fordham

Relevant professional qualification(s) or body (if any):

IER

March 2012

Address: Hill Farm Barns, Sweffling, Suffolk IP17 2BS

Section B Disclosure

Only complete if the examiner needs to highlight material problems.

IER

March 2012

Give here brief details of any items that the examiner wishes to disclose .

IER

March 2012