||**Trustees' Annual Report**|**Trustees' Annual Report**|**Trustees' Annual Report**|**Trustees' Annual Report**|**Trustees' Annual Report**|**for the period**|**for the period**|**for the period**|
|---|---|---|---|---|---|---|---|---|
||**From **|Period start date|||**To**|Period end date|||
|||1st|June|2020||31st|May|2021|
## Section A Reference and administration details
**Charity name** Supporting Tanzanian Orphans and Widows
**Other names charity is known by** STOW **Registered charity number (if any)** 1112424 **Charity's principal address** Acorn Cottage, Main Road, Kelsale Saxmundham Suffolk **Postcode IP17 2QY**
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**|
|---|---|---|---|---|
||Marie Adams|Chairperson|||
||JeremyAdams|Secretary|||
||Martin Stevens|Treasurer|||
||Richard Wills Crisp||||
||Vivienne Wills
Crisp||||
||Joan Craighead||||
||Linda Potter||||
||Robin Potter||||
||Donald McGregor||||
||||||
**Names of the trustees for the charity, if any, (for example, any custodian trustees)**
**Name Dates acted if not for whole year**
## **Names and addresses of advisers (Optional information)**
|**Type of adviser**
**Name**
**Address**|**Type of adviser**
**Name**
**Address**|**Type of adviser**
**Name**
**Address**|
|---|---|---|
||||
||||
||||
||||
|**Name of chief executive or names of senior staff members (Optional information)**|||
**TAR**
March **2012**
1
**Section B Structure, governance and management**
## **Description of the charity’s trusts**
Type of governing document
Constitution
- (eg. trust deed, constitution)
Unincorporated Association How the charity is constituted
- (eg. trust, association, company)
Elected from membership at AGM or appointed by trustees between Trustee selection methods AGMs.
- (eg. appointed by, elected by)
## **Section C Objectives and activities**
(i)The relief of poverty hardship and distress among children in Tanzania and other African countries who have lost one or both parents through AIDS and among women widowed as a result of AIDS by provision of **Summary of the objects of the** advice, support and such financial or material assistance as the trustees **charity set out in its** shall from time to time determine. **governing document** (ii) The advancement of education among children in Tanzania and other African countries who have lost one or both parents through AIDS by such exclusively charitable means as the trustees shall from time to time determine. We have, as at 31.5.21, 185 members and have raised – through donations, membership subscriptions, child sponsorship, and gift aid – the sum of £47,541 plus we received a one-off exceptional bequest of £50,000.
A newsletter was sent to all members in February 2021. All our past and present newsletters, as well as membership forms, are available on our **Summary of the main** website: www.stowcharity.org. **activities undertaken for the public benefit in relation to** The trustees had online meetings via Zoom in June and August 2020, **these objects (include within** and in February and April 2021. They were in frequent contact between **this section the statutory** these meetings. They were all re-elected at the AGM on 27th September **declaration that trustees have** 2020. **had regard to the guidance issued by the Charity** Due to the Covid-19 pandemic, no monitoring visits have been made to **Commission on public** Tanzania during 2021, and no fund-raising events have been held. **benefit)** The trustees have had regard to the guidance issued by the Charity Commission on public benefit.
**TAR**
March **2012**
2
## **Summary of the main achievements of the charity during the year**
Through grants to our Tanzanian partner NGO, TUMAINI, we have supported 75 students: 7 at primary school, 40 at secondary (15 of whom are in boarding school due to their extreme vulnerability), 10 in further education/university and 18 in vocational training.
For this period, our support to the children and families in Tanga amounted to £48,500. This included a grant of £40,245 to TUMAINI to cover the normal budgeted educational costs plus emergency grants of £2,000 to cover extra costs incurred due to the Covid-19 pandemic in 2020 and a further £6,255 in 2021.
STOW brought forward £34,689 from the last financial year. We raised £45,616 and received a one-off bequest of £50,000. This means we had £80,305 in hand at the financial year’s end, including a reserve on deposit of £21,218 with Virgin Money.
## **Section E Financial review**
**Brief statement of the charity’s policy on reserves**
Our pledged continuing income has increased in recent years and, after due consideration and 16 years’ experience, the Trustees feel that we can reduce our reserves to 6 months of ongoing commitment. I.e. we will hold in reserve sufficient funds to keep all the students we have taken on in education or training for 6 months even if STOW is unable to raise any more money for whatever reason.
**Details of any funds materially in deficit**
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the charity’s principal sources of funds (including any fundraising);
As many of the orphans’ carers are elderly (often their grandparents), our orphans are beginning to lose them, particularly because of the pandemic. We have already sent out additional funds for food, clothing and house repairs. We anticipate having to send out more subsistence support in the coming years.
- how expenditure has supported the key objectives of the charity;
- investment policy and objectives including any
**TAR**
March **2012**
3
ethical investment policy adopted.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)** J Adams **Full name(s)** Jeremy Arthur Adams **Position (eg Secretary, Chair,** Secretary **etc) Date** 5/8/2021
**TAR**
March **2012**
4
**Supporting Tanzanian Orphans and Widows**
**1112424**
**Receipts and payments accounts CC16a For the period** Period start date Period end date **To from** 1st June 2020 31st May 2021
|**Section A Receipts and payments**|**Section A Receipts and payments**||||||
|---|---|---|---|---|---|---|
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest**
**£**
**1,671**
**76,550**
**11,706**
**4,634**
**-**
**-**
**94,561**
**-**
**-**
**-**
**94,561**
**-**
**-**
**-**
**40,245**
**2,000**
**6,255**
**398**
**-**
**47**
**48,945**
**-**
**-**
**-**
**48,945**
**45,616**
**-**
**34,689**
**80,305**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**|**Total funds**
**to the nearest £**
**1,671**
**76,550**
**11,706**
**4,634**
**-**
**-**
**-**
**-**
**94,561**
**-**
**-**
**-**
**94,561**
**-**
**-**
**-**
**40,245**
**2,000**
**6,255**
**398**
**-**
**47**
**-**
**48,945**
**-**
**-**
**-**
**48,945**
**45,616**||**Last year**
**to the nearest £**|
|Members subscriptions|**1,671**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**1,671**||**1,867**|
|Donations|**76,550**|||**76,550**||**27,084**|
|Child sponsorship|**11,706**|||**11,706**||**10,931**|
|Gift Aid|**4,634**|||**4,634**||**4,699**|
|Fundraisingevents|**-**|||**-**||**2,482**|
|Bank interest on deposit accounts|**-**|||**-**||**478**|
|||||**-**||**-**|
|||||**-**||**-**|
|**_Sub total_**_(Gross income for_
_AR)_|**94,561**|||**94,561**||**47,541**|
||||||||
|**A2 Asset and investment sales,**
**(see table).**|||||||
||**-**||**-**
**-**
**-**|**-**|||
||**-**|||**-**||**-**|
|**_Sub total_**|**-**|||**-**||**-**|
|**_Total receipts_**
**A3 Payments**|||||||
||||**-**|**94,561**||**47,541**|
||||||||
|Cost of fundraising (hire of 1 venue)|**-**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**-**||**68**|
|Public and employee liability insurance (2
years'premiums)|**-**|||**-**||**592**|
|Costs of monitoring visits to Tanzania - 2
flights and 2 visas|**-**|||**-**||**1,122**|
|Grants to Tanzanian NGO for the support
of 7 orphans at primary school, 40 at
secondary school, 25 in further education
(including vocational training and
university).|**40,245**|||**40,245**||**40,246**|
|Emergency funds for 2020 to Tanzanian
NGO to cover costs due to the Covid-19
pandemic.|**2,000**|||**2,000**||**4,754**|
|Other grants to Tanzanian NGO including
rent, bed nets, textbooks, food parcels,
bedding, bikes, small business start-up
grants.|**6,255**|||**6,255**||**3,108**|
|Printingcosts for 2 newsletters|**398**|||**398**||**487**|
|Bank international money transfer charges|**-**|||**-**|||
|Stationery|**47**|||**47**||**76**|
|||||**-**|||
|**_Sub total_ **|**48,945**|||**48,945**||**50,453**|
||||||||
|**A4 Asset and investment**
**purchases, (see table)**|||||||
||**-**||**-**
**-**
**-**|**-**|||
||**-**|||**-**|||
|**_Sub total_ **|**-**|||**-**||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|||||||
||||**-**|**48,945**||**50,453**|
||||||||
||**45,616**|**-**|**-**|
**45,616**||**- 2,912**|
||**-**|**-**|**-**
**-**|**-**||**-**|
||**34,689**|**-**||**34,689**||**37,601**|
||**80,305**|**-**|**-**|**80,305**||**34,689**|
CCXX R1 accounts (SS)
29/09/2021
1
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|MartinStevens
Signature
JeremyAdams
**Details**
**Details**
HSBC Community account
Virgin Money (reserve)
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**59,087**
**-**
**21,218**
**-**
**80,305**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
JeremyAdams
MartinStevens|**Endowment**
**funds**
**to nearest £**|
|---|---|---|---|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of
approval|
||JeremyAdams|JeremyAdams|05/08/2021|
||MartinStevens|MartinStevens|05/08/2021|
CCXX R2 accounts (SS)
29/09/2021
2
## **Independent examiner's report on the accounts**
**Section A Independent Examiner’s Report**
**Report to the trustees/** Supporting Tanzanian Orphans and Widows **members of**
**On accounts for the year** 31[st] May 2021 **Charity no** 1112424 **ended (if any)**
**Set out on pages**
(remember to include the page numbers of additional sheets)
**Respective** The charity's trustees are responsible for the preparation of the accounts. **responsibilities of** The charity’s trustees consider that an audit is not required for this year **trustees and examiner** under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:
- examine the accounts under section 145 of the Charities Act,
- to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
- to state whether particular matters have come to my attention.
- **Basis of independent** My examination was carried out in accordance with general Directions given **examiner’s statement** by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
- **Independent** In connection with my examination, no matter has come to my attention
- **examiner's statement** ~~(other than that disclosed below~~ *) 1. which gives me reasonable cause to believe that in, any material respect, the requirements:
- to keep accounting records in accordance with section 130 of the Charities Act; and
- to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act
- have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
- _Please delete the words in the brackets if they do not apply._
**Date:** 27[th] September **Signed:**[D Fordham ] 2021 **Name:** David Fordham
**Relevant professional qualification(s) or body (if any):**
**IER**
**March 2012**
1
**Address:** Hill Farm Barns, Sweffling, Suffolk IP17 2BS
## **Section B Disclosure**
Only complete if the examiner needs to highlight material problems.
**IER**
**March 2012**
2
**Give here brief details of any items that the examiner wishes to disclose** .
**IER**
**March 2012**
3