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← Save The Mothers Trust (Smt)

2025-03-31-accounts

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Charity Assist Accountants Ltd

Certified Public Accountants and Charity Independent Examiners

Unit 27 Batley Enterprise Centre

513 Bradford Road Batley West Yorkshire

WF17 8LL

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Contents Page
Basic information 3
Trustees’ annual report 4 – 8
Independent examiners report 9 – 10
Income and expenditure accounts
11 – 12
Notes to the accounts 13 – 18

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Basic information

Address

SM Complex Beckside Lane

Bradford

West Yorkshire BD7 2JX

Bank

Barclays Bank 10 Market St

Bradford

BD1 1EG

Accountants

Charity Assist Accountants Ltd

Unit 27 Batley Enterprise Centre 513 Bradford Road

Batley

WF17 8LL

Charity Registration No.

1104771

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

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||||||||| |---|---|---|---|---|---|---|---| |Trustees' Annual Report for the period| |Period start date|Period end date| |1|[st]|Apr|2024|31|[st]|Mar|2025| |From|To|

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Section A Reference and administration details

Charity name Save the Mothers Trust (SMT)

Registered charity number 1104771 Charity's principal address SM Complex Beckside Lane Bradford Postcode BD7 2JX ~~—~~

Names of the charity trustees who manage the charity

Office (if Dates acted if not Name of person (or body) entitled Trustee name any) for whole year to appoint trustee (if any) 1 Shakeel Ahmed 2 Dr Zaroon Hussain 3[Dr Umair Danial ] Qureshi 4 Ibrar Hussain ~~==——~~ Section B Structure, governance and management Description of the charity’s trusts Declaration of trust dated 30 October 2003, as amended by Type of governing document supplemental deed 16 April 2004. (eg. trust deed, constitution) Standard Registration – Unincorporated Association How the charity is constituted (eg. trust, association, company) There must be at least three trustees. Apart from the first trustees, Trustee selection methods every trustee must be appointed by a resolution of the trustees (eg. appointed by, elected by) passed at a special meeting called under clause 15 of the charity governing document. In selecting individuals for appointment as trustees, the trustees must have regards to the skills, knowledge and experience needed for the ~~a~~ effective administration of the charity. 4

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Section C Objectives and activities Section C Objectives and activities
Summary of the objects of the
charity set out in its
governing document
Summary of the main
activities undertaken for the
public benefit in relation to
these objects (include within
this section the statutory
declaration that trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit)
1. Relief of poverty, sickness, distress and suffering of any
persons in any part of the world (hereinafter referred to as the
area of benefit) who are in need by providing any means
which the trustees determine, including but not exclusively to
establish, administer and maintain a Muslim home for
children in need of care.
2. To provide facilities for recreation of other leisure time
occupation for persons who have need of such facilities by
reason of their youth, age, infirmity of disablement, poverty or
social and economic circumstances in the interests of social
welfare with the object of improving their conditions of life.
3. For any charitable purpose or purposes in the area of benefit
as the trustees may from time to time decide.
The charity activities include fundraising in the UK and distributing
those funds to educational and humanitarian projects worldwide.
Activities include: responding to emergencies, caring for orphans and
children in need, supporting education, providing access to health
care and water, promoting sustainable livelihood, campaigning and
advocacy on humanitarian issues and maternity hospitals.
Charity commission requires the trustees of a charity to:
•
Select suitable accounting policies, apply them consistently,
make judgement and estimates that are reasonable and
prudent;
•
prepare the financial statements on the going concern basis
unless there is a reason to believe that the Association will
not continue for the foreseeable future.
The Trustees are responsible for the keeping of proper accounting
records, which disclose with reasonable accuracy at any time the
financial position of the charity and to enable them to ensure that the
financial statements comply with the Charity Act 2011. They are also
responsible for safeguarding the assets of the association and hence
to take reasonable steps for the prevention and detection of fraud
and other irregularities.

Section D Achievements and performance The charity was able to raise funds during the year which were used Summary of the main to fund charitable activities. During the financial year the charity was achievements of the charity able to give grants to their charity partners. Furthermore, the charity during the year carried out summer and winter activities, also did a food bank and were able to provide hot meals.

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Section E Financial review

The charity holds £20,000 in reserve in case of having a period of Brief statement of the low income, which allows the charity to fundraise more income to charity’s policy on reserves cover running costs. It also allows the charity to pay an emergency expense if they arise when and if the charity income is low.

Section F Projects

SMT projects in year ended 31[st] March 2025

SMT hot meals & food bank

Our UK based hot meals and food bank projects have gone from strength to strength thanks to the support of our generous donors. During the year the charity was able to provide fresh, cooked meals to families and individuals struggling due to the rise in cost of living and financial challenges across the UK.

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

SMT holiday club

The charity runs these holiday activities with the support of Bradford Council. The charity runs winter, summer and easter holiday clubs.

SMT hospital

The charity aims to reduce the number of maternal deaths by providing free healthcare facilities and services in Pakistan offering 24/7 urgent care services to pregnant women. Furthermore, the hospital provides free medical treatments to all the people of the province.

Thalassemia Care Project

Thalassemia is a hereditary blood disorder caused when the body does not make enough of a protein called haemoglobin which enables red blood cells to carry oxygen. At our centre in Haripur hundreds of children are receiving regular blood transfusions, iron chelation therapy and comprehensive medical monitoring to ensure they receive the best possible outcome. Hundreds of lives are being saved.

In November 2024, SMT expanded its operations to the Azad Kashmir District of Mirpur. This decision followed significant demand from parents and donors who have connections to Azad Kashmir, particularly Mirpur.

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Save the Mothers Trust (SMT) members of On accounts for the Charity no 1104771 year ended[31][st][ March 2025 ] Set out on pages 10 - 11

I report to the trustees on my examination of the accounts of the above charity for the year ended 31 / 03 / 2025 .

As the charity's trustees, you are responsible for the preparation of the Responsibilities and accounts in accordance with the requirements of the Charities Act 2011. basis of report

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of AAT.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 Charity No
1104771
Period start date
1.4.2024
To
Period end
date
31.3.2025
Charity Name
Save The Mothers Trust(SMT)
Annual accounts for the period
—~~———————— ~~
FOR ENGLAND AND WALES		 ~~ae~~
Recommended categories by
activity
Section A Statement of financial activities		 Guidance Notes
Section A Statement of financial activities		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Section A Statement of financial activities		 Total funds Prior year
funds
(restated)
£ £ £ £ £
Incoming resources (Note 3) F01 F02 F03 F04 F05
Income and endowments from:
Donations and legacies S01 433,238 148,731 -
 581,969 594,879
Charitable activities S02 - - -
 - -
Other trading activities S03 14,006 - -
 14,006 17,642
Investments S04 - - -
 - -
Separate material item of income S05 90 - -
 90 173
Other S06 - - -
 - -
Total S07 447,334 148,731 -
 596,065 612,694
Resources expended (Note 6)
Expenditure on:
Raising funds S08 45,659 - - 45,659 42,614
Charitable activities S09 373,895 130,684 - 504,579 636,792
Separate material item of expense S10 - -
 - - -
Other
Total		 S11
S12		 2,333
421,887		 -

130,684		 -
-		 2,333
552,571		 1,272
680,678
Net income/(expenditure) before investment
gains/(losses) S13 25,447 18,047 - 43,494 - 67,984
-
Net gains/(losses) on investments S14 - - - - -
Net income/(expenditure) S15 25,447 18,047 - 43,494 - 67,984
-
Extraordinary items S16 - - - - -
Transfers between funds S17 - - - - -
Other recognised gains/(losses):
Gains and losses on revaluation of fixed assets for the charity’s own use S18 - - - - -
Other gains/(losses) S19 - - - - -
Net movement in funds S20 25,447 18,047 - 43,494 - 67,984
-
Reconciliation of funds:
Total funds brought forward S21 151,921 165,149 - 317,070 385,052
Total funds carried forward S22 177,368 183,196 - 360,564 317,069

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Section C Notes to the accounts

Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Donations and gifts
332,235 91,564
-423,799 448,560
Gift Aid
91,869
- -91,869 59,975
Legacies
- - - - -
General grants provided by government/other
charities
9,133 57,167
-66,300 86,344
CJRS grants
- -
- -
Membership subscriptions and sponsorships
which are in substance donations
- - - -
Donated goods, facilities and services
- - - - -
Other
- - - -
Total 433,238 148,731
-581,969 594,879
Sales
14,006
- -14,006 17,642
- - - - -
- - - - -
Other
- - - - -
Total 14,006
- - 14,00617,642
Loyaltyreward
90
- -90173
Paypal giving funds
- - - - -
- - - - -
- - - - -
Total 90
- -90 173
447,334 148,731
-596,065 612,694
TOTAL INCOME
Other trading
activities:
Separate
material item
of income:
Note 3 Analysis of income
Analysis
Donations
and
legacies:		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Analysis of income
Analysis		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Analysis of income
Analysis		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Analysis of income
Analysis		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Analysis of income
Analysis		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Analysis of income
Analysis		 Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total funds
Prior year
(restated)
£
£
Analysis of income
Analysis
Donations and gifts 332,235 91,564 - 423,799 448,560
Gift Aid 91,869 - - 91,869 59,975
Legacies - - - - -
General grants provided by government/other
charities		 9,133 57,167 - 66,300 86,344
CJRS grants - - - -
Membership subscriptions and sponsorships
which are in substance donations		 - - - -
Donated goods, facilities and services - - - - -
Other - - - -
Total 433,238 148,731 - 581,969 594,879
Sales
 14,006 - - 14,006 17,642
- - - - -
- - - - -
Other - - - - -
Total 14,006 - - 14,006 17,642
Loyaltyreward 90 - - 90 173
Paypal giving funds
 - - - - -
- - - - -
- - - - -
Total 90 - - 90 173
447,334 148,731 - 596,065 612,694

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Note 6 Analysis of expenses

----- Start of picture text -----
Restricted
Unrestricted income Endowment Prior year
funds funds funds Total funds (restated)
Analysis £ £
Expenditure on Incurred seeking donations 5,531 - - 5,531 5,340
raising funds: Incurred seeking legacies - - - - -
Incurred seeking grants
Operating membership schemes and
Staging fundraising events
- -
Fudraising agents - -
Operating charity shops -
Operating a trading company -
Advertising, marketing, direct mail and 12,705 - - 12,705 22,750
Start up costs incurred in generating - - - -
Database development costs - - - -
Other trading activities 10,000 10,000 - 5,000
Investment management costs: - - -
Portfolio management costs - - - -
Cost of obtaining investment advice - - - -
Investment administration costs - - - -
Intellectual property licencing costs - - - -
Rent collection, property repairs and
maintenance charges 17,423 - - 17,423 19,524
Clothing banks - - - -
- - - - -
Total expenditure on raising funds 45,659 - - 45,659 42,614
Expenditure on Accountancy fees 1,025 - 1,025 1,850
charitable
Annual return
180 180 125
activities
Bad debts
27,770 27,770
Bank charges
1,246 - 1,246 1,392
Cargo services
785 785 2,709
Services fee
- 32,977 - 32,977 18,859
Easter, summer & winter club expenses - 980 - 980 1,014
Equipment expensed - - 536
Foodbank
- 63,171 - 63,171 68,093
Fundraising costs 50 - 50 397
Governance costs - - - - 12
Grantmaking (Note 13) 226,000 25,676 - 251,676 377,445
Hot meals project - 5,300 5,300 11,209
Independent examination 675 675 525
Insurance
5,813 - 5,813 7,516
Legal fees 47 47 35
Light and heat 2,178 - 2,178 3,671
Minibus hire
200 200
Motor expenses 2,839 - 2,839 3,424
PAYE and NIC
7,641 - 7,641 919
Payroll charges 445 445 -
Pensions
1,614 1,614 2,896
Postage - - - 885
Rates
3,668 - 3,668 3,763
Refreshments
- - 102
Room hire
960 960 2,880
----- End of picture text -----

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Trophies
Write backs/discounts
TOTAL EXPENDITURE
Total other expenditure
Sundry
Write offs/discounts
Depreciation
Water rates
Subscriptions
Trip expenses
Website
Total expenditure on charitable
activities
Waste collection
Telephone and fax
Travel and subsistence
Wages and salaries
Training expenses
Soup kitchen project
Stationery and printing
Software
Other
Penalty charges		 ,
Software 208 208 223
Soup kitchen project - 2,580 - 2,580 1,290
Stationery and printing 619 - 619 290
Subscriptions 430 - 430 441
Telephone and fax 2,583 - 2,583 1,772
Training expenses - - - 716
Travel and subsistence - - - 2,565
Trip expenses 516 516
Trophies - - 34
Wages and salaries 80,900 - - 80,900 110,386
Waste collection 2,068 - 2,068 2,255
Water rates 957 - 957 1,144
Website 2,478 - 2,478 5,443
Total expenditure on charitable
activities		 373,895 130,684 - 504,579 636,792
Penalty charges 2,249 - - 2,249 -
Sundry 52 - - 52 58
Depreciation 2,598 - - 2,598 2,887
Write backs/discounts - 2,566 - 2,566
Write offs/discounts - - - - - 1,673
Total other expenditure 2,333 - - 2,333 1,272
421,887 130,684 - 552,571 680,678
Note 10 Details of certain items of expenditure Note 10 Details of certain items of expenditure Note 10 Details of certain items of expenditure
10.1 Fees for examination of the accounts
Please provide details of the amount paid for any statutory external scrutiny of
accounts and other services provided by your independent examiner. If nothing
waspaidplease enter '0' in the appropriate box(es).
This year Last year
£ £
Independent examiner’s fees 675 525
Assurance services other than audit or independent examination
Tax advisory fees
Other fees (for example: financial advice, consultancy, accountancy services)
paid to the independent examiner

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Note 13 Grantmaking

Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.

13.1 Analysis of grants paid (included in cost of charitable activities)

Analysis Grants to
institutions		 Grants to
individuals		 Support costs Total
£ £
Hospitalproject 196,000 Nil 196,000
Food 20,000 Nil 20,000
Thalassemia care project 15,000 Nil 15,000
Qurbani 10,676 Nil 10,676
Gaza appeal 10,000 Nil 10,000
Total 251,676 - - 251,676

13.2 Grants made to institutions

13.2 Grants made to institutions 13.2 Grants made to institutions
My charity has made grants to particular institutions that are material in
the context of its grantmaking. Details of the institution supported,
purpose of the grant and total paid to each institution is available on the
charity's web site.		 Yes Please provide
details of charity's
URL.
No Provide details
below
Names of institution Purpose Total amount of
grantspaid £
Safia Muhammadia Welfare Foundation (Pakistan) Hopital project and expenses 196,000
Vost-Magura (Bangladesh) Food 20,000
SMT Thalassemia (Pakistan) Thalassemia care project 15,000
Muslim Charity (UK) Qurbani & Gaza appeal 20,676
TOTAL GRANTS PAID
Other unanalysed grants
Total grants to institutions in reporting period		 251,676
-
251,676

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Note 14 Tangible fixed assets

Please complete this note if the charity has any tangible fixed assets

14.1 Cost or valuation

At the beginning of
the year
Additions
Revaluations
Disposals
Transfers *
At end of the year		 Freehold land
& buildings
£		 Other land &
buildings
£		 Plant,
machinery
and motor
vehicles
£		 Fixtures,
fittings and
equipment
£		 Total
£
- - 21,577 42,671 64,248
- - - - -
- - - - -
- - - - -
- - - - -
- - 21,577 42,671 64,248

14.2 Depreciation and impairments

*Basis*
 Rate
At beginning of the
year
Disposals
Depreciation
Impairment
Transfers
At end of the year
Net book value at the
beginning of the year
Net book value at the
end of the year
14.3 Net book value*		 SL or RB SL or RB RB RB SL or RB Straight Line
("SL") or
Reducing
Balance
("RB")
10% 10%
- - 13,575 24,693 38,268
- -
- -
- - 800 1,798 2,598
- - - - -
- - - - -
- - 14,375 26,491 40,866
- - 8,002 17,978 25,981
- - 7,202 16,181 23,383
- - 8,002 17,978 25,981
- - 7,202 16,181 23,383

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2025

Note 19 Debtors and prepayments

19.1 Analysis of debtors
Trade debtors
Prepayments and accrued income
Other debtors		 This year
£		 Last year
£
- 13,175
61,301 137,753
24,753 -
86,054 150,928

Note 20 Creditors and accruals

Please complete this note if the charity has any creditors or accruals.

20.1 Analysis of creditors

Accruals for grants payable
Bank loans and overdrafts
Trade creditors
Payments received on account for contracts or
performance-related grants
Accruals and deferred income
Taxation and social security
Other creditors
Total		 Amounts falling due
within oneyear		 Amounts falling due
within oneyear		 Amounts falling due after
more than oneyear		 Amounts falling due after
more than oneyear
This year
£		 Last year
£		 This year
£		 Last year
£
- - - -
- - - -
- - - -
- - - -
12,757 39,803 - -
- 2,771 - -
4,321 9,628 - -
17,077 52,202 - -

Note 24 Cash at bank and in hand

Other
Cash at bank and on hand
Total
Short term cash investments (less than 3 months maturity date)
Short term deposits		 This year
£		 Last year
£
- -
- -
268,205 157,609
- -
268,205 157,609

18