Catford Community Church Report and Accounts Year ended 31 Dernber 2020 Stewardship Artivegerrfrosity 1 Lafflb Passag•. Lormlon EC1Y &48 AAF98NUY" 1W1012021 cCPANIEs HOUSE
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FOR ThE YEAR ENOED 31 DEcEIR 2020 Trn8t••4 Cliartty R•*tratlon Numtxr Prfn¢ipl 17 S>ilentwn RO1, Sydenham EC1Y 8A8 B•nk•rn 149 Rktsmy lknn SE6 4BQ Pa9e Trustees. Annttsl Report Independent Exominerfs ReiKxl 2-9 10 11 12 1>19 Balance Slwl Notes to ActrJJr
CATFORD COMMUNITY CHURCH (A company limited by guarantee) TRUSTEES. REPORT The Trustees present their annual rep(wt together with the Financial Statements of the company for the 1 January 2020 to 31 December 2020. The Trustees confinn that the Annual Report and financial statements of the company compty with the cUrnt statulory requirements. the requirements of the company's goveming document and the provisions of the Statement of Recommended Practice (SORP). applicable to charitses preparing their accounts in acKordance with the Financial Reporting Standard applicable in the UK and Republic of IrelarHI (FRS 102) (effective 1 January 2015) as amended by Update Bulletin 1 (effective 1 January 2015). Since the company qualifies as small under section 383, the strategic report required of medium arKI large ¢ompanies under The Companies Act 2006 (Strategic Report and Directorfs Repc*t) Regulations 2013 is not required. OBJECTIVES AND ACTIVITIES a. Policies and objectives The principal object of the charity is to promote and advance the Christian Faith throughout the wortd generally induding the worship of God, the introduction and edification of Christians, the Ca arKI the Christian instruction of young people arxl children and the evangelisation of non Christians. b. Activities for achieving objeclives and to further the charlty's purpose of Public Benefit The principal activities of the charity indude the provision of religous services and public communty events that are open to all. Over 2020 and until ts COVKI lod(dcwm began, SurKlay services tod( place at The Calabash Centre. Services were open to all and were advertised by a notice in the street. The Calabash Centre was closed at the beginning of the national lockdown in response to the Covid pandemic and for the remainder of the year church services continued orFline using Zoom. This limited their availabilty to the general public alth(wh those that were in touch with us online were able to connec( including one f0mr member of the church who is now overseas. AlM(t all regular church rrffiibers were able to join the
services either onli, alttwh some used pleS and two were phoned and visited individualty. Public communty events mosty take place at the Point. Trse actsvities are adverlised by noti visible to the public through a shop window. They include English dasses which are wecially for refugees, a mother and toddler group for local resijents. and a walk4n facility called Conneclion Point which provides cake and conversation to passets by including those in obvious need. When the church is not using The Point, it is let to other local groups whose aclivities are of similar public ber. these indude refugee groups and the NHS. The charity mawed this aThl ensured that govemment guidance was followed. At the height of the lockdown most of acbvitses were closed. but The Point was used by local residents to distribute focKI to NHS w0erS from the local hospital. The charity managed this use and ensured that the govemment's COVID guidance was followed. The One Way School in Harare which was set up by two members of the ChUh gives a Christian education to children in Zimbabwe. The church continued to support this school, whose activities include both Christian and humanitarian outreach. Throughout the parKlemic rt was also used to distribute famine relief and £13,384 was sent to the school through the charity although onty £3.321 of this colltIon (xme fr(xn the charty: the remaind came from other churches arKI irKlividuals in LorKlon which are also supporting One Way School. Pastoral support is offered on an individual basis and through small groups that meet in mwnbers houses or onl1r. Two households in the church foster or adopt vulnerable children including the leader of the church, who supports other foster (Xfers through the charity Home for God. In Ihe above paragraph Ihe directors have paid regard to guidan issued by the Charity Commission on public benefft, in deciding what activibes the charity should undertake and, in particular, the special guidance for those charities that have been set up for the advancement of religion.
ACHIEVEMENTS AND PERFORMANCE a. Key financial perfornmnce Indicators At the end of 2020 totsl funds were £44,433, compared to £26.389. at the end of 2019. During Ihe year income increased by £10,521. to £92,066, and expenditure decreased by £28.971, to £74.022. As a resull surplus for the year increased by £39,492, to £18,044 and charitys net assets Irased by the same amount, to £44,433. Net current assets increased by £18.047, to £44,433. The COVID 19 pandemic has so far had no signiftsnt effect on our overall financial perf0mlan. Although collections ceased following lockdown and income from letting The Point also ceased for the same reason. these two losses were balanced by equivalent savings from being unable to rent the space where the church usually meets on Sundays. The main reason for our end of year surplus of £18,044 was the exceplionalty large dorkqtion of £18.944 on our giving day. The restricted donations trdS the school project of £13,384 was a response to a shortage of food in Harare where the school we support is located. The majority of Ihis came from outside church arKI we do not expect this lo be repeated in the future. b. Revlew of athltles For the first 10 weeks of 2020 the church's activities continued as in the report for 2019. From March 15th almost all church tIvitIeS moved online in response to the national I(kdOWn intr(xluced by the govemment in resportse to the Covid parKlemic. Sunday morning services continued online using Zoom. Some as of the Servi were more difficult onli. espeually active involvement in worship, but others, such as teaching. continued urthnged while the use of break out groups enabled more participation than in a typical service. The online context also enabled people on holiday to attend, and one church member was able to participate regularty from Trinidad. House groups continued to meet online as did the weekty prayer meeting, a Saturday Men's Breakfast, a knitting group and other infomial groups.
Social events such as the monthty bart)ecue were cancelled, and fa to fa contact was mosty stopped expt for urgent and essential pastoral matters which were dealt with within govemment guidelines. Community services. Our usual Community serviS at Tr Poinf were closed for the duration of lockdown in 2020 following govemment guidelines. The English classes continued online. We kept in touch with the mother and toddler group by phone, by home visits at Christmas and by meeting in a park when this was allowed.The walk in communty Ixtheach which had been started just before the pandemic was halt for the remainder of 2020. Food distribution he Poinf whith was closed due to COVKI restrictions. was made available for the the distribution of fo(xl to NHS health wcKkers at the local hosprtal. This was organised by a fomw member of the church together with other local volunteers. Food was donated by local shops and distributed to NHS w0eTS by volunteers. The church managed this &tivty arKI put in place Health arKI Safety policies which fOll(red governnt guidance as these developed. Overseas workers One Way School in Harare. Zimbabwe as built and established under the leadership of Greg and Sophie Sangwine who are both school teachers and members of the church. They are managing the school remotely and Sophie made one pastoral visit during the year. A collection for the school is described below. We continue to support the iNet trust which supports ovet5eas workeT5 from the Transfomi Network of churches of which are part. Members of the church contributed to the annual Conferen for overseas workers, which this year was conducted remotely. Leadership of the church lan Butcher leads the church with a team of four others, who are appointed in conjunction with the churth membership. The church has supported lan on postgraduate course Contemp(wary Missiol(yJy at Reddiffe College and which lan expects to complete in 2022. The church provides lan with a pension under the Govemmenl's Automatic Enrolment scheme.
The New Wine conferen, which groups from the church usualty attend in the summer, was cancelled duriThJ pandemic. Links with other churches. We value our ongoiNJ local relationships with Transfomi Network. a netwo of l(xxl churches mainty in Lewisham Borough. We are also mernbers of the Lewisham Inler-Faith Forum which promotes local communty and organises an annual Inter-Faith Peace Walk. Rental of he Poinf. The Point is a small shop front Spa on Lthyisham High Street from which most of our communty Servi are given. The spa we use is frt for purpose but the building as a whole is in a poor state of repair. We have not been able to find an altemative site, and having obtained legal advi we negotiated a reduced liability for our share of liability for repairs from 60% to 40% arKI accepted an increased lease. The lease of the Point was due to be rend on August 19th 2019 but negotiations continued until April 2020 when a new lease was signed and backd*d to August 19th 2019. FINANCIAL REVIEW Going concern. After making appropriate enquiries. the trustees have a reasonable expectation that the company has adequate resources to continue in operational existence for the immediate future. For this reason they continue to adopt the going concwn 15 in preparing the financial statements. Further details regarding the adoption of the going concem basis can be found in the AccountirMJ Policies. b. Investment policy and perfomiance The company does not invest monies in shares but pla surplus fvnds in deposit or money marf(et accounts to eam interest Pri to its being withdrawn for use within the company's xtivities. STRUCTURE, GOVERNANCE AND MANAGEMENT a. Constitution The company is a charitable company limited by guarantee and was set up by a Memorandum of Association on 10 February 2004 . During Juty 2012. constitution was adopted, with a view to making church leadership more transparent. The compary is constituled under a Memorandum of Association dated 10 February 2004 and is a registered Charity number 1103390. b. Method of appoinbnent or election of Trustees
The management of the company is responsibilty of the Trustees who are elected and cfropted under the temis of the goveming document being the Articles of Association. The minimum number of members of the Board of Directors shall be three. At each Annual General meeting one third of the Board shall retire, those who retire %*ill have held the Offi of trustee the longest c. Organisational structure and decision making The Board meets regularty to discuss the Company's affairs. The Board will, on occasions. ask various people to attend Ihe meetings to discuss certain aspects of the charity requiring spe(aalist knOedge. The church leader attends all meetitvJs of the Board. d. Risk management The Trustees continue to assess the major risks to which the c1panY exposed. in particular those related to the operations and finances of the church, and are satisfied that systems and procedures are in Pla at present to mitigate our exposure to major risks as best they are able to. One significant risk arises fr<xn the poor state of the building in which The Point is located and the Company's responsibilty for a share of any repair costs. That is why we have negotiated a reduclion of our contribution to repair costs as described above. Another risk we have idenbfied arises from the.fact that a large proportion of our giving comes from a small group of households.. We keep a"relativety large financial reseNe of around £40,000 in view of the above risks. PLANS FOR FUTURE PERIODS a. Future developments The charity plans to continue its core tivitieS whether not the Covid restrictions are r&introduc£d. The Point We are planning to re-start at The Point all of CA)mmunity activities that are descfibed above. The Calabash Centre The Calabash Centre, where the church has met on Sundays, is owned by the London Borough of Lewisham, and has been closed since ts onset of the pandemic.The Council does not intend to re-open it in the near future, and so we are looking for a new meeting place. If we are not able to find an
altemative meeting place we will use a combination of "The Poinf and online . rneetings. EMPLOYEE INVOLVEMENT AND EMPLOYMENT OF THE DISABLED Employees have been consulted on issues of cOrM to them and have been kept informed on specific issues directly by the Trustees. The company carries out exit interviews for all Slaff leaving the organisalion and had adopted a procedure of upward feedbad( for senior management arKI the," ' Trustees. The Company has reviewed its Health and Safety Pojiw a9d_(*iltt.' Prdethon Policy. Full delails of these are available at the ccxnpany's tsffi. The compary has introduced an Equal Opportunities policy as well as a:. Volunteerfs policy. The company has long established fair employment practices in Ihe recruitment, retention and training of disabled staff. RESPONSIBILITIES OF TRUSTEES UNDER COMPANY LAW The trustees are responsible for preparing the trustees, annual report and the financial ststements in accordan with applicable law and United Kingdom Accounting Standards (United KIOrn Generalty Accepted Accounting Practice). Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company as at the balan sheet date and of its incoming resources and application of resour, induding income and expenditure. for the financial year. In preparing these financial statements, the tntstees are required to: 1. select suitable accounting policies and apply t17 consistently; 2. obseNe the methods and principles in the Charities SORP; 3. make judgements arKI estimates that are reasonable and prudent. 4. state whether the applicable accounting standards have been followed. subject to any material departures disclosed and explained in the financial statements: and 5. prepare the financial statements on a going COrern basis unless it is inappropriate to presume that the charity will continue in operalion. The trustees are respcThible for keepirvJ proper a(xounting records that disdose with reasonable accurxy at ary time the financial positson of the charitable company and enable them to ensure that the financial statements
comply with the compani Act 21XJ6. Try are also responsible ft)r safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. APPROVAL This report, which has been prepared in accordan with the provisions of the Companies Act 20( relating to small companies. was approved by the trustees and signed on their behalf by: Jkn+ Stuart Checkley Trustee LVJLJ
INDEPENDENT EXAMINER% REPORT TO THE TRUSTEES OF CATFORD COMMUNITh CHURCH Iyhe Compan1 I report to the charity truslees my examinat)n of Ihè xcounls of the Company for the year ended 31 December 2020 on pages 11 to 20 folloing. have been prepared on the basis of the accounliThJ policies set out pages 13 10 14. ResponsIbiliti and basis of report As the charitys trustees of the Compww {and also ils dire$ for purFWS of ethipany lawl Y are responsible for preparation of Ihe accwnls in accordance wilh the requemenls of the Compantes Act 2006 Ilhe 2(K)6 Act,). Havin9 satisfied mysew that the accounts of the Company ¥e not required to be audTted under Part 16 of the 2006 Act and are eligible for independent examinalion. I rep)rt in SpeCt of my examination of your eharitys aCCjnts a5 carried out under section 145 of the chare$ Act 2011 {'the 2011 Aet'l. In carrying C1 my examination I have fcAb)d the Directions wen by Ihe Charity Ccnmission under se19 14515) (bl of the 2011 Act. Ind•pgndent exaMin*S statement I have completed my examination. I confimi that matters haNe come to my attention in C•mnection with the examination giviThJ me cause lo believe.. 1. ?oUnting records V•ere not kept in respect of the cPY as required by section 386 of the 26 Act., or 2. the accounts do not acc¢yd wilh those records: or 3. the accounts do not comply wth the accounb'ng requirements of Secti 396 of the 2006 Act other than any requirement that the accounts give a 't[ and foirf Mew whth is rKJt a matter considered as part of an indeFendent examinati¢)n: or 4. the accounts have not been prepared in aCcOrdar the Melld$ and principles of the Statement of Recommended Practice for accounling and reporting by charities appItble lo tharities prepartng their accounts in accordance with the Financial Ren9 Standard applicable in the UK and Republic of Irdand {FRS 102). I have no concems and have come across olher matters in conneclion wilh the examinati lo which attention should be drawn in this rep¢)rt in order lo enable a urthrslanding of the accounts to be rgxhed. Lourens du Plessi5 ACA CAIS4} Stewardship 1 Lamb's Passage London EC1Y 8AB Dale.. 27 September 2021 P•Je 10
CATFORD COPIMVNITY CHURCH STATEMENT OF FINANCW ACTMTIES INCLUDING INCOME AND EXPENOITURE ACCOUNT FOR THE YEPR ENDED 31 DECEMBER 2020 Total Funds 2020 Totsl Funds 2019 UnrestrXed Funts Restn"cted Funos INCOME ENDOblwEPs FROM: Donatiorts and lega Invesiments Other 77.180 12.071 89.251 76.485 30 5,030 2.7&5 2,785 Totsl Income •nd¢)wm 79.995 12.071 81.545 EXPENDITURE ON.. Charitablg athths 61.730 12,291 74,022 102,993 Total •xp¢nditur• 61.730 12.291 74.022 Not gainslllossts) ¢Jn inwstmw Net incorflexpenditurel 18,264 {2201 18.044 121.448) Transfers between fvnds 14 N•t moNYm•nt In funds 18.264 {2201 18.044 121.4481 R•conciliation of funds: Totsl fvnds iyought forw 24,202 2,187 26,389 47,837 Total lunds carri•d forward 14 42.466 1.967 44.433 26,389 The stalement offThnual tr¥it includes all pns arkl Irtsses rwnised in the y. All inc(Jne an¢Y eyN1iiure 11erib fmm ¢tinurj operth. The statement of financial aCtNitS aso c• wth the wuirements for an income expeIltUre COUnt required by the Companies Act 2006. The notes page 1>19 1(Ym part ofthese
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