Catford Community Church
Report and Accounts
Year ended 31 De￿rnber 2020
Stewardship
Artivegerrfrosity
1 Lafflb* Passag•. Lormlon EC1Y &48
*AAF98NUY"
1W1012021
cC￿PANIEs HOUSE
#114

FOR ThE YEAR ENOED 31 DEcEI￿R 2020
Trn8t••4
Cliartty R•*tratlon Numtxr
Prfn¢ipl
17 S>ilentwn RO￿1, Sydenham
EC1Y 8A8
B•nk•rn
149 Rktsmy lknn
SE6 4BQ
Pa9e
Trustees. Annttsl Report
Independent Exominerfs ReiKxl
2-9
10
11
12
1>19
Balance Slwl
Notes to ActrJJr

CATFORD COMMUNITY CHURCH
(A company limited by guarantee)
TRUSTEES. REPORT
The Trustees present their annual rep(wt together with the Financial
Statements of the company for the 1 January 2020 to 31 December 2020.
The Trustees confinn that the Annual Report and financial statements of the
company compty with the cUr￿nt statulory requirements. the requirements of
the company's goveming document and the provisions of the Statement of
Recommended Practice (SORP). applicable to charitses preparing their
accounts in acKordance with the Financial Reporting Standard applicable in
the UK and Republic of IrelarHI (FRS 102) (effective 1 January 2015) as
amended by Update Bulletin 1 (effective 1 January 2015).
Since the company qualifies as small under section 383, the strategic report
required of medium arKI large ¢ompanies under The Companies Act 2006
(Strategic Report and Directorfs Repc*t) Regulations 2013 is not required.
OBJECTIVES AND ACTIVITIES
a. Policies and objectives
The principal object of the charity is to promote and advance the Christian
Faith throughout the wortd generally induding the worship of God, the
introduction and edification of Christians, the Ca￿ arKI the Christian
instruction of young people arxl children and the evangelisation of non
Christians.
b. Activities for achieving objeclives and to further the charlty's
purpose of Public Benefit
The principal activities of the charity indude the provision of religous services
and public communty events that are open to all.
Over 2020 and until ts COVKI lod(dcwm began, SurKlay services tod( place
at The Calabash Centre. Services were open to all and were advertised by a
notice in the street. The Calabash Centre was closed at the beginning of the
national lockdown in response to the Covid pandemic and for the remainder
of the year church services continued orFline using Zoom. This limited their
availabilty to the general public alth(wh those that were in touch with us
online were able to connec( including one f0m￿r member of the church who
is now overseas. AlM(￿t all regular church rrffiibers were able to join the

services either onli￿, alttwh some used pl￿eS and two were phoned and
visited individualty.
Public communty events mosty take place at the Point. Trse actsvities are
adverlised by noti￿ visible to the public through a shop window. They
include English dasses which are wecially for refugees, a mother and
toddler group for local resijents. and a walk4n facility called Conneclion Point
which provides cake and conversation to passets by including those in
obvious need. When the church is not using The Point, it is let to other local
groups whose aclivities are of similar public ber￿. these indude refugee
groups and the NHS. The charity mawed this aThl ensured that
govemment guidance was followed.
At the height of the lockdown most of acbvitses were closed. but The
Point was used by local residents to distribute focKI to NHS w0￿erS from the
local hospital. The charity managed this use and ensured that the
govemment's COVID guidance was followed.
The One Way School in Harare which was set up by two members of the
ChU￿h gives a Christian education to children in Zimbabwe. The church
continued to support this school, whose activities include both Christian and
humanitarian outreach. Throughout the parKlemic rt was also used to
distribute famine relief and £13,384 was sent to the school through the charity
although onty £3.321 of this coll￿tIon (xme fr(xn the charty: the remaind
came from other churches arKI irKlividuals in LorKlon which are also
supporting One Way School.
Pastoral support is offered on an individual basis and through small groups
that meet in mwnbers houses or onl1r￿.
Two households in the church foster or adopt vulnerable children including
the leader of the church, who supports other foster (Xfers through the charity
Home for God.
In Ihe above paragraph Ihe directors have paid regard to guidan￿ issued by
the Charity Commission on public benefft, in deciding what activibes the
charity should undertake and, in particular, the special guidance for those
charities that have been set up for the advancement of religion.

ACHIEVEMENTS AND PERFORMANCE
a. Key financial perfornmnce Indicators
At the end of 2020 totsl funds were £44,433, compared to £26.389. at the
end of 2019.
During Ihe year income increased by £10,521. to £92,066, and expenditure
decreased by £28.971, to £74.022. As a resull surplus for the year increased
by £39,492, to £18,044 and ￿ charitys net assets Ir￿ased by the same
amount, to £44,433. Net current assets increased by £18.047, to £44,433.
The COVID 19 pandemic has so far had no signiftsnt effect on our overall
financial perf0mlan￿. Although collections ceased following lockdown and
income from letting The Point also ceased for the same reason. these two
losses were balanced by equivalent savings from being unable to rent the
space where the church usually meets on Sundays.
The main reason for our end of year surplus of £18,044 was the exceplionalty
large dorkqtion of £18.944 on our giving day.
The restricted donations t￿rdS the school project of £13,384 was a
response to a shortage of food in Harare where the school we support is
located. The majority of Ihis came from outside church arKI we do not
expect this lo be repeated in the future.
b. Revlew of athltles
For the first 10 weeks of 2020 the church's activities continued as in the
report for 2019.
From March 15th almost all church ￿tIvitIeS moved online in response to the
national I(￿kdOWn intr(xluced by the govemment in resportse to the Covid
parKlemic.
Sunday morning services continued online using Zoom. Some as￿ of
the Servi￿ were more difficult onli￿. espeually active involvement in
worship, but others, such as teaching. continued urthnged while the use of
break out groups enabled more participation than in a typical service. The
online context also enabled people on holiday to attend, and one church
member was able to participate regularty from Trinidad.
House groups continued to meet online as did the weekty prayer meeting, a
Saturday Men's Breakfast, a knitting group and other infomial groups.

Social events such as the monthty bart)ecue were cancelled, and fa￿ to fa
contact was mosty stopped ex￿pt for urgent and essential pastoral matters
which were dealt with within govemment guidelines.
Community services. Our usual Community servi￿S at Tr Poinf were
closed for the duration of lockdown in 2020 following govemment guidelines.
The English classes continued online. We kept in touch with the mother and
toddler group by phone, by home visits at Christmas and by meeting in a park
when this was allowed.The walk in communty Ixtheach which had been
started just before the pandemic was halt￿ for the remainder of 2020.
Food distribution
he Poinf whith was closed due to COVKI restrictions. was made available
for the the distribution of fo(xl to NHS health wcKkers at the local hosprtal.
This was organised by a fomw member of the church together with other
local volunteers. Food was donated by local shops and distributed to NHS
w0￿eTS by volunteers. The church managed this &tivty arKI put in place
Health arKI Safety policies which fOll(r￿ed govern￿nt guidance as these
developed.
Overseas workers
One Way School in Harare. Zimbabwe ￿as built and established under the
leadership of Greg and Sophie Sangwine who are both school teachers and
members of the church. They are managing the school remotely and Sophie
made one pastoral visit during the year. A collection for the school is
described below.
We continue to support the iNet trust which supports ovet5eas workeT5 from
the Transfomi Network of churches of which are part. Members of the
church contributed to the annual Conferen￿ for overseas workers, which this
year was conducted remotely.
Leadership of the church
lan Butcher leads the church with a team of four others, who are appointed in
conjunction with the churth membership. The church has supported lan on
postgraduate course Contemp(wary Missiol(yJy at Reddiffe College and
which lan expects to complete in 2022.
The church provides lan with a pension under the Govemmenl's Automatic
Enrolment scheme.

The New Wine conferen￿, which groups from the church usualty attend in
the summer, was cancelled duriThJ ￿ pandemic.
Links with other churches. We value our ongoiNJ local relationships with
Transfomi Network. a netwo￿ of l(xxl churches mainty in Lewisham
Borough. We are also mernbers of the Lewisham Inler-Faith Forum which
promotes local communty and organises an annual Inter-Faith Peace Walk.
Rental of ￿he Poinf. The Point is a small shop front Spa￿ on Lthyisham
High Street from which most of our communty Servi￿ are given. The spa
we use is frt for purpose but the building as a whole is in a poor state of
repair. We have not been able to find an altemative site, and having obtained
legal advi￿ we negotiated a reduced liability for our share of liability for
repairs from 60% to 40% arKI accepted an increased lease. The lease of the
Point was due to be ren￿￿d on August 19th 2019 but negotiations continued
until April 2020 when a new lease was signed and backd*d to August 19th
2019.
FINANCIAL REVIEW
Going concern. After making appropriate enquiries. the trustees have a
reasonable expectation that the company has adequate resources to
continue in operational existence for the immediate future. For this reason
they continue to adopt the going concwn ￿15 in preparing the financial
statements. Further details regarding the adoption of the going concem
basis can be found in the AccountirMJ Policies.
b. Investment policy and perfomiance
The company does not invest monies in shares but pla￿ surplus fvnds in
deposit or money marf(et accounts to eam interest Pri￿ to its being
withdrawn for use within the company's xtivities.
STRUCTURE, GOVERNANCE AND MANAGEMENT
a. Constitution
The company is a charitable company limited by guarantee and was set up
by a Memorandum of Association on 10 February 2004 . During Juty 2012.
constitution was adopted, with a view to making church leadership more
transparent.
The compary is constituled under a Memorandum of Association dated 10
February 2004 and is a registered Charity number 1103390.
b. Method of appoinbnent or election of Trustees

The management of the company is ￿ responsibilty of the Trustees who
are elected and cfropted under the temis of the goveming document being
the Articles of Association.
The minimum number of members of the Board of Directors shall be three. At
each Annual General meeting one third of the Board shall retire, those who
retire %*ill have held the Offi￿ of trustee the longest
c. Organisational structure and decision making
The Board meets regularty to discuss the Company's affairs. The Board will,
on occasions. ask various people to attend Ihe meetings to discuss certain
aspects of the charity requiring spe(aalist knO￿edge. The church leader
attends all meetitvJs of the Board.
d. Risk management
The Trustees continue to assess the major risks to which the c￿1panY
exposed. in particular those related to the operations and finances of the
church, and are satisfied that systems and procedures are in Pla￿ at present
to mitigate our exposure to major risks as best they are able to. One
significant risk arises fr<xn the poor state of the building in which The Point is
located and the Company's responsibilty for a share of any repair costs. That
is why we have negotiated a reduclion of our contribution to repair costs as
described above. Another risk we have idenbfied arises from the.fact that a
large proportion of our giving comes from a small group of households.. We
keep a"relativety large financial reseNe of around £40,000 in view of the
above risks.
PLANS FOR FUTURE PERIODS
a. Future developments
The charity plans to continue its core ￿tivitieS whether ￿ not the Covid
restrictions are r&introduc£d.
The Point
We are planning to re-start at The Point all of CA)mmunity activities that
are descfibed above.
The Calabash Centre
The Calabash Centre, where the church has met on Sundays, is owned by
the London Borough of Lewisham, and has been closed since ts onset of
the pandemic.The Council does not intend to re-open it in the near future,
and so we are looking for a new meeting place. If we are not able to find an

altemative meeting place we will use a combination of "The Poinf and online .
rneetings.
EMPLOYEE INVOLVEMENT AND EMPLOYMENT OF THE DISABLED
Employees have been consulted on issues of cOr￿M to them and have
been kept informed on specific issues directly by the Trustees. The company
carries out exit interviews for all Slaff leaving the organisalion and had
adopted a procedure of upward feedbad( for senior management arKI the," '
Trustees.
The Company has reviewed its Health and Safety Pojiw a9d_(*iltt.' Prdethon
Policy. Full delails of these are available at the ccxnpany's tsffi￿.
The compary has introduced an Equal Opportunities policy as well as a:.
Volunteerfs policy. The company has long established fair employment
practices in Ihe recruitment, retention and training of disabled staff.
RESPONSIBILITIES OF TRUSTEES UNDER COMPANY LAW
The trustees are responsible for preparing the trustees, annual report and the
financial ststements in accordan￿ with applicable law and United Kingdom
Accounting Standards (United KI￿Orn Generalty Accepted Accounting
Practice).
Company law requires the trustees to prepare financial statements for each
financial year which give a true and fair view of the state of the affairs of the
charitable company as at the balan￿ sheet date and of its incoming
resources and application of resour￿, induding income and expenditure. for
the financial year. In preparing these financial statements, the tntstees are
required to:
1. select suitable accounting policies and apply t1￿7 consistently;
2. obseNe the methods and principles in the Charities SORP;
3. make judgements arKI estimates that are reasonable and prudent.
4. state whether the applicable accounting standards have been followed.
subject to any material departures disclosed and explained in the financial
statements: and
5. prepare the financial statements on a going COr￿ern basis unless it is
inappropriate to presume that the charity will continue in operalion.
The trustees are respcThible for keepirvJ proper a(xounting records that
disdose with reasonable accurxy at ary time the financial positson of the
charitable company and enable them to ensure that the financial statements

comply with the compani￿ Act 21XJ6. Try are also responsible ft)r
safeguarding the assets of the charitable company and hence for taking
reasonable steps for the prevention and detection of fraud and other
irregularities.
APPROVAL
This report, which has been prepared in accordan￿ with the provisions of the
Companies Act 20(￿ relating to small companies. was approved by the
trustees and signed on their behalf by:
Jkn+
Stuart Checkley
Trustee
LVJLJ

INDEPENDENT EXAMINER% REPORT
TO THE TRUSTEES OF
CATFORD COMMUNITh CHURCH
Iyhe Compan￿1
I report to the charity truslees my examinat*)n of Ihè xcounls of the Company for the year ended 31
December 2020 on pages 11 to 20 follo*ing. have been prepared on the basis of the accounliThJ
policies set out ￿ pages 13 10 14.
ResponsIbiliti￿ and basis of report
As the charitys trustees of the Compww {and also ils dire￿￿$ for purFWS of ethipany lawl Y￿ are
responsible for ￿ preparation of Ihe accwnls in accordance wilh the requ*emenls of the Compantes Act
2006 Ilhe 2(K)6 Act,).
Havin9 satisfied mysew that the accounts of the Company ¥e not required to be audTted under Part 16 of
the 2006 Act and are eligible for independent examinalion. I rep)rt in ￿SpeCt of my examination of your
eharitys aCC￿jnts a5 carried out under section 145 of the char￿e$ Act 2011 {'the 2011 Aet'l. In carrying
C￿1 my examination I have fcAb)**d the Directions wen by Ihe Charity Cc*nmission under se￿19￿ 14515)
(bl of the 2011 Act.
Ind•pgndent exaMin*￿S statement
I have completed my examination. I confimi that ￿ matters haNe come to my attention in C•mnection with
the examination giviThJ me cause lo believe..
1. ?￿oUnting records V•ere not kept in respect of the c￿P￿Y as required by section 386 of the 2￿6
Act., or
2. the accounts do not acc¢yd wilh those records: or
3. the accounts do not comply wth the accounb'ng requirements of Secti￿ 396 of the 2006 Act other than
any requirement that the accounts give a 't[￿ and foirf Mew whth is rKJt a matter considered as part of an
indeFendent examinati¢)n: or
4. the accounts have not been prepared in aCcOrdar￿ the Mell￿d$ and principles of the Statement
of Recommended Practice for accounling and reporting by charities appIt￿ble lo tharities prepartng their
accounts in accordance with the Financial Re￿￿n9 Standard applicable in the UK and Republic of
Irdand {FRS 102).
I have no concems and have come across olher matters in conneclion wilh the examinati￿ lo which
attention should be drawn in this rep¢)rt in order lo enable a urthrslanding of the accounts to be
rgxhed.
Lourens du Plessi5 ACA CAIS4}
Stewardship
1 Lamb's Passage
London
EC1Y 8AB
Dale.. 27 September 2021
P•Je 10

CATFORD COPIMVNITY CHURCH
STATEMENT OF FINANCW ACTMTIES
INCLUDING INCOME AND EXPENOITURE ACCOUNT
FOR THE YEPR ENDED 31 DECEMBER 2020
Total
Funds
2020
Totsl
Funds
2019
Unrestr*Xed
Funts
Restn"cted
Funos
INCOME ENDOblwEP￿s FROM:
Donatiorts and lega
Invesiments
Other
77.180
12.071
89.251
76.485
30
5,030
2.7&5
2,785
Totsl Income •nd¢)wm
79.995
12.071
81.545
EXPENDITURE ON..
Charitablg athths
61.730
12,291
74,022
102,993
Total •xp¢nditur•
61.730
12.291
74.022
Not gainslllossts) ¢Jn inwstmw
Net incorflexpenditurel
18,264
{2201
18.044
121.448)
Transfers between fvnds
14
N•t moNYm•nt In funds
18.264
{2201
18.044
121.4481
R•conciliation of funds:
Totsl fvnds iyought forw
24,202
2,187
26,389
47,837
Total lunds carri•d forward
14
42.466
1.967
44.433
26,389
The stalement offThnual ￿tr¥it￿ includes all pns arkl Irtsses rwnised in the y￿.
All inc(Jne an¢Y eyN1iiure 11erib* fmm ¢￿tinu￿r￿j operth.
The statement of financial aCtNit￿S aso c• wth the wuirements for an income expe￿IltUre ￿COUnt
required by the Companies Act 2006.
The notes page 1>19 1(Ym part ofthese

Fthjs
2019
T￿L¥ll•aSS*
10
341
34038
9.196
.fj61
1.967
4Q(y)5
cRe￿T0R$. Amou•ts
12
114.1941
113.619)
14.202
10 (b)
24.2
44433
31 O&err*e 3JXI.
DtsX4
P•JE 12

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nti
2019
78.380
60,159
2019
2020
2019
5.030
2019
24.141
V￿￿
29.524
29.794
51,019
79,669
>.$47
16.68S
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381
356
44to
418
72
325
3.124
487
804
7.456
6.639
6.226
ro•j￿
2019
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9.659
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20t9
3.840
3.321
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2019
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2.919
2,400
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Tr￿ G•in$￿1
Cks¥
2020
10.OCiI
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42.466
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knrb8i8n .
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cash atb3nk
Ji.963
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4&589
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44.433
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in ts JBBr
2019
2019
2019 .
2019
2019
L•J•ryFuTrJ
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11019931
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2019
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18.500
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