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2024-12-31-accounts

C.h#rlty reEl¥lr4*lop nwmb¢r ID99107 (Rn&rlTr lind Wil￿) CompAn)' r¢gL%irxtloN Dymb¢r 04622319 SOUTHEND & WESTCLIFF HII BREW CONGREGATION ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

SOUTHEM) & WESTCLIFF HEBREW CONGREGATION LEGALAND ADMINISTRATIVE INFORMATION Trugi¢e3 Mr D Bauni IEle¢ied 14 April 20241 (Elected 14 April 20241 ICo&Opled 25 April 20241 Mrs C 13HI?m-Waliers Mrs H Belsoii Mrs D Colien Mr A Eiigol M Goldberg Mr E Horrii Mr Q Pepper Mrs M V S411 IEl¥clcd 14 April 2024) Ico-opltd 25 April J1241 (Co-opied 25 April 20241 ICo-opi¢d 13 Febniary 20241 IEl¢rl¢d 14 April 20241 Mr D Silvcr510iig Mr G Sircl Mr A Waller8 Mrs S We81 IEl¢¢t¢d 14 April 20241 IC0.optcd 25 April 20241 Mr S Winslon Charlty nuikborllttolrtd Wlo&l 1099107 Compfiny nunbbtr 04622319 Reilstcmd offlto Office of Ilie Coii8fe8DIiOIi rinclilcy Rohd W¢si¢lilT-on-S¢ Uiiit¢d Kin8dom SSOIAD All￿11￿r rrancis Jnnies & PHriii¢rs LLP 1386 LoiidoD Ro L¢1gli￿l1-$¢a Lii8lnnd SS9 2UJ

SOUTHEND & WESTCLIFF HEBREW CONGREGATION CONTENTS P* Tru51c¢s r¢porl Ind¢￿AdEnt aiidilor's ￿POrt Sthi¢m¢nl Of finfjncial Jciiviti¢$ Balaiice Sheet Statenienl ofcllsli flows Nolc810 Ihc financial sialcrncnls

SOUTHEND & WESTCLIFF HEBREW CONGREGATION TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) FOR THE YEAR ENDED 31 DECEMBER 2024 The Trtisiecs presellt iknir ￿111101 r¢port a￿d linbncilll 51al¢meiils tDr th¢ yoarellded 311)cceihber 2024. Th¢ finaiicial qiamenig hove been prpaT¢d accordatic¢ wlih rhe aecDuniin8 polleies set oiil in nole I lo Ihc fiiiaiieial SIArtdthrd applie￿bIt in th¢ UK Rcpiibli¢ of Ir¢laiid and rh¢ CliÉ)riiiey SORP "AccoLiiiliiig and Ilcporiitig by Chdrlilis.. Siaiidard Dyplicoble in Ili¢ UK and R¢public of Ireland IrRs 1021 Objcc15vt5 1iid JLcllvltl¢s Alin$ Objeclivc5 Oiir objcclives Oiir objective$ pre set lo r¢ngci our faiih Bnd eommunity 41ni¥. Eocli y¢01' our Iriisiees review oiir objeclivc5 a¢liviii¢% lo ¢nsiire Ihc), conlin1￿ 10 reflect our ainis. In errylng oiii this revieiv. Ihe iri14lce￿ hllve eon9idered Ihe Chirily Cuniinigsion's blic btnefli, ror purposes ofprRyer nnd lh¢ p¢ovi5iLin of¢ducailon lyre5P¢Clive of niembtrshlp. The cliarlly'¥ aims rcm&lii 10 provide ll focilitjr where Jews con worshipb lo provlde rell8loiis ediieniioth nnd n ¢omniiiiiiiy fnclll The obleci$ of th¢ ¢hority are Sei out iii Ilie ch8rily'S h4¢morllnduni ofAssoGialioii Arg su1niNArised n$ fDIIows',. To pnimie Ihe Jewl$li f•iih by all or aiiy ofihe followiiig iii¢on¥'. rovidin# niiiniiiinln6 SyN&8ogiie$ in or nallr Sgulli¢nd and W¢sicliff for Ilie worslilp ofihe Jewi911 fliili lls an Orlhotk)¥ CongreRniioii lo% d¢link,d by th¢ Cliief Rnbbi for Ihc lim¢ b¢iii8 ofuiiilcd H¢bre¥i' Congr¢¥aiions ofthe Brilisli Cnrnmonwealili T¢a¢hin8 4iid cdwailiig members of LI￿ Souih¢iid and Wcst¢iirr Hebreiv Coii8reBaiknn a￿d Ili¢¢r ¢hI￿re17 Iii the doclring 4iid Arny ¢hArtlabk purpox al lh¢ dis¢r¢iion of Ilic irt]$￿5 for lh¢ b¢ncfil ofihe coininuiiiiy. S'irai¢giosfDJ'£7elJicvsi?golinsoikl obj¢ciiipea wel¢om¢d.-fhese arlivsligs ure siipporied by dolliilion5. Piiollc heneflr The Trustees hAve pDid diK rcgard ￿ uiiildhnce iS8LTed by the Ch&riiy Comiiiission in decidiThg whRI aclii.111¢5 IIK Chorlty shoiild U￿￿trt￿ke. VoluNleeJ'.f Volunlecrs kte important r¢50111re ill lh¢ ¢h*rlty'8 failli and cortimuiiity work, Voluiil¢¢rs art iiivolved in ￿10$1 oftlie cliarily's fllilh gnd cornmuniiy a¢tivilie$. All the Inislee$ gi4￿ their lime freely.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION TRUSTEES REPORT (tNCLUDING DJRECTORSI REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Aehl¢v¢meni$ pcrform#Thte Sig#Ifico￿ acilvili¢s athlth¢lilEveilleiils4wolwi objEctrive$ Tli¢ ¢hnrfly CDTIjeS Oill n wide range of YKliviiles In piirs1i8nc¢ ol. 115 cherlifiblt sirns. llie Triistees ron$lder thai these a￿1VIll 3ummariy¢d b¢knw. provid¢ b¢nefil boili to thos¢ ivho worship 21 our Syiiagogu¢ Iilld t1￿ wid¢r caichrncnl Jreii vf Souih Ciisi Essex, Our Syiingaguc provi(ks a eenire foT our prayerg. ii'orshlp niid f¢r t1￿ 4lciivlile* a￿0CiAl¢d ivlrh (he Jeivlsli fAiih. Duriiig Ilie yefyr linder r¢vi¢iv. Ihc rfiii8c ofrcligioLi$ $crvi¢¢s olid tsclivitics 1￿Cluded... R¢liginus Scivi¢¢s'. S¢rvi¢c5 are held cvcry S￿bb￿lh Ishabbtsii rrid•y cveniiig tsnd SoliirdHy rnoniing wllli oddilionDI %ri'iccs on high hol> doyy and je￿,1$h ft5¢ivols. There 5$ a rcgwl4r moynlng serylee IShachor111 on Mondoys nnd Thiii'$dfjy. FunerAI Fa¢lliii¢y'. y¢Hvcd rtlbtivc's of Ilje biirden of oryaTrisiTh& biirinl$. 'I'hp SyiingogLie al80 ¢hrri¢$ oiil Ilie &ppropriali Jewish riliiAI biirial prO¢¢di1￿8. The Synsgogu¢ proi'ides JeM,Ish ¢oup1¢5 wllh Ilie 8blllty 1¢ pg1li¢ipoté in Ilie r5te¥ ofmÈrribse. Oiir Synagogiie is n¢iiv4 member of the fniili Comniiiiiiile8 foriin in the ¢hiriiy's crti¢hmeni 8r¢i, Thc prernises irc 81s0 provided fre¢ ¢fcliarg¢. Oiir comrnu1iiy h&ll8 rooms provith o voluDbl¢ ¢ducfiiioiiftl rtiid recrclliioiial r¢sowrce ro nll in our lotkl comniiiiiily. A iwide rnnge lif aciivliieg are UruuNi.￿e[j und ￿k¢ pluce fri)In Ilie clittrlly'l preinisC.F s11c.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION TRUSTEES RFPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Tho ¢liArily has coiitinu¢d lo provide ond maiiil&in th¢ Synagogue lor the regular worsliip of the Jtwiyli llliih 4¥ Orthadnx Congregarion. During Iht ye&r, IhE chHrity h￿¥ provSd¢d.. Ediicalion iu Ilic mcmb¢rs ￿nd I}￿¢r¢hIldren in Ilie duclriii¢ praclises ufilie Jewlsh faiili, Youih furllier ¢ducuiithn servic¢s uiid ¥liidy prO¥rÈ1￿In¢¥ fvr li¥ rn¢illber&. Th¢ Soullieiid Aiid WesiclitrJowisli Ladles Guild provKJo$ $upport s¢rvi¢¢y lo the commuiiily, ijitlLxli)Ig Ilie food for Ilio A reBLIIDr monllily ealtr¢d afternoon l¢a nieeiing for Ilig b¢nefil ofihe lonely, rec¢iiily bcrenv¢¢J and rclir¢d members And Ilielr 140115 Rooinj.. Tlic eliority'5 kn11s ond IncellnB rooms thre tsi'tsilhble for LISC by locol $roiips orynnt8fi110118. Loool ¢hfirliics Lre en¢oiiraied 10 Inoke iise ofour Imeeiiiirt rooms. R6Jei'vesiir)licy %ryices incliiding, lor tX8nipl¢, the iipk¢ep of Ihe Chnrli! s property. In AddilioK Ilie Ir1151te$ Hr¢ ul30 cOn￿rned ￿,111) tl1¢ The flnan¢lal inform&EiQli ofih¢ chnrily is givcn on pau¢8 8 to 22 of Ihe tlnllii¢ial $tAi¢mersl%. The iiel r¢sour¢ey for the yettr were 411c￿05¢d by ali ¢xres5 of iiiwinc over c%pendiliir¢ of £8.497. coiiipared wlih h11 over&ll surplus of£20,54fj for th¢ prcvioiis year. Inve$iipKnlpoliGJ' Under Ihc ID¢inoraiiduin And Arii¢lcs of A5%0Cilltioii, Ihc charily hlls the poiver 10 deposit or inv¢s1 fLiiids iii un). nionnEr, bill PIMn5 for futurt ptrl•d$ Th¢ Chttrily IVIII continvg lo dcvolop ils Kiiviiies to the coiiimurnliy ovcr lh¢ c¢ittin£ y¢or. Strthtturoi 8ltrVtrnfinco The ClILrity TS coNlrolled by ils gov¢riiing th)¢uiMeni$. lh¢ MeniorAndknih Articles ofAssocialioii and coiistitulos ￿ limtlod mpAny, liniled by guarnnl¢¢, dcfined by Ilie Companies Aci 2006.

SOUTHEND & WESTCLIFF HEBREW CONCREGATION TRUSTEES REPORT (If4cLUDING DIRECTORS, REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 TIIE Trus￿$, wlio Hre also lh¢ dir¢cro￿ for Ilie purpoge of company law, aiid iylio 5Ctvcd diirin8 ihe y¢ar and tip 10 Ilie dole or signRliire of Ili¢ fiiillncial 5tol¢KiBtll8wer¢.' Mr D Batsni Mrs C Fla￿l￿-waItCr5 Mr S FI 8E150 MrA Cohen r.c.A Mr$ D Coli¢ii Mr A Engel Mr M franks Mrs M Goldb¢rg Mr ￿ l.larris Mr M Nelkin N4r G Pepper Mrs M V SBII Mr5 D Sliesiop&l Mr D SilvcTsIoii¢ Mrs R Soloinoiis Mr G Si¢¢1 Mr R Stone Mr A Walltrs Mr5 S W¢51 Mr S WIt￿L0n (Appoinied 14 April 20241 IRctir¢d 14 April 20241 IAppoiiii¢d 14 April 20241 IDcceas¢d 31 Jhiiiiary 20241 IAppoini¢d 25 Aprrl 20241 (Retired 14 April 20241 IR¢818iied5 July 20241 IAppoini¢d 13 Febriiary 20241 IR¢gi8ii¢d 4 Nov¢nib¢r20241 IR¢iired 14 April 20241 (Appoinlod 14 April 20241 (Appoiiiied 14 Aprll 20241 o1￿7￿lIall0)￿IsIrwclilre &dniiiiisl¢r Ilio chBrity. Tli¢ Cou¢iI ill¢iiib¢r$ ar¢ dividcd iiilo Ilir¢E GIH55C5.' Ilie Execiilivc, Ili¢ Ward¢ll5. th¢ General einbcr5, Tlie Fxgcuti¥e nienibers are api?oini¢d for a IEriii of Ilirce y¢Rrs by a poll of nieiKb¢r5 ai Ilie Aiiniial O¢n¢rhl Mc¢tiiig. An 8enernl iii¢nib¢Ks for Ili¢ following Iwo yeorE. T1￿ Ifust¢¢S ore re$poi>sibl¢ f¢T di¢ $af¢ ¢uslody of Ihc ¢hariiy'5 85$￿S and arrniige lor boili insurance s￿l1r1[Y as ￿lis1¢Jere￿ ppropriqk. New INJ¢e¢$ havr Ili¢ir legnl obligollons iiiider ¢linriiy l&w cxp18iiied to theiii, or¢ provided with th copy of Ilie governi118 docunieni and iiilrodiiced lo their follow Iru8i¢es. All Iriisi¢¢s ar¢ ¢ii¢oiiraB¢d 10 aiied appropriot¢ ¢xienial Imii)i(kg ¢v¢iits Iviili Stsltmtrjl of Trustst$' rtspokn8ibiliti¢ts Tlie Trusle¢$, wlio ar¢ also 111¢ dir¢¢lors of Soiiihend & Wesiclirr HcbrL'w Coiigr¢gl1 iioii for Ilie iJuryJo$e of ¢omi)llny llliv. arc KingdoinAccouniing Stgnd8rds (Ulliicd Kiii8dom O¢Th¢rally A¢wpl¢dAc¢ounlin8 Prn¢i¢¢¢l. Conipany law require$ Ilie Truste£$ lo pffppre finaii¢ial sial¢m¢DlS for each fiiiRii¢ial year which 8ive a Irury fair view ofihe sifftie oFaffAirs of Ilie Cliarity and of the ii?con?inE r¢8oDr¢¢s and 9ppli¢alion of resoiiT¢es, iiicluding Ili¢ iijcoine aijd cxpeDdiiiiro, ofihe ¢h4riiabl¢ compaiiy for ihal yeHr.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION TRUSTEES REPORT (INCLUDING DTRECTORS, REPORTI (CONTINUED) FOR THEYEAR ENDED 31 DECEMBER 2024 In pr¢paring Ilwse tiiiaiici&l slat¢meiil& Ili¢ Tn15(ees llr¢ r¢qiiired ￿. mak¢ jiidgenieiii$ Énd estirnaios thnl ar¢ reasoiifihle piiKt¢ni', siaie whelli¢r npplicable UK Aecouiiting Signd&rd$ htsvE bEen lollow¢d, siibje¢t lo nny mlllerial deparliires dig¢lo$¢d ond pr¢pare Ilie IinLneiol sla¢cm¢n15 on lh¢ Boing ¢on¢¢rn b&yis iir¢les811 Is Inupproprialo lo presiinic Ili&l th¢ Clitsrily will wiiliTriie in upemlknft. TIK Trii8￿c5 arc rcsponsiblc for k¢¢ping ad¢qiiatc octoiiniing reeords IhDI di?closc with Tell￿17￿￿1C occuiacy ol &iiy l¢m¢ Ili¢ flnuei21 posltion of Ihc Charily lind ¢nable Iliem io ens¥re IliRI Ihe finÈntial 51nlemenls coTriply i¥iih the CompAnie5 A¢1 2006. deieciioo of fraud Atid oilicr irrngul8ril$. A￿dItor In nc¢ord)n¢¢ wilh Ihc ¢oinp&nls ttrlicks. R fc$D111licii proposing Ihfil frRii¢ls Jaiiie$ & I'arliicrs LLI> b¢ ronppoini¢d ns aiidiior of Ilie compAny ivill bB put Ggi)eral MeeiSng. The Trustee$ repori w4s opproved by Ilie Doard oFTrii$i¢¢s. Mr G Sieel Trw41¢e TrusttL' 2 May 2025

SOUTMEND & WESTCLIFFHEBREW CONGREGATION INDEPENDENT AUDTTOR'S REPORT TO THE TRUSTEES OF SOUTHEND & WESTCLIFF HEBREW CONGREGATION Oplnlon We l)xve audit¢d Ilie f1nsnciol 8IDlcmei)Is ofsoiilliend & We8lcliff14ebrew CoiigregThiiuTh lilie --Choriiy I for Ilie year eiid¢d 31 FlnJM¢lol R¢iJorliKgSlondordcipplicable ii? Ihe UKandReyubll¢ oflrolttrtd (United Kiiigdom Generlllly Ac¢¢pt¢ol Accoiiniin give a Iriie and falr view of Ilic siDte of Ik ¢liaritable coniplltty's ll(f8iTS ￿ al 31 December 2024 and of its incoming ct50ETr¢¢8 and applitttlion of rosoiir¢¢& fDr Ihc ycar Ili¢ii ended., littve b¢¢ii properly prepar¢d iii hccordaiice willi United Kiiigdom G¢ii¢rthlly Accepled Accouiilin¥ Pra¢licc', An hove b¢en prephr¢d ill ac¢ovdaii¢e with Ili¢ i¢ouircintiits ofihe Companlos A¢1 2006. Ila¥l$ for vi)Inl•n rc¥ponslbilitlCS ITiidcr Iliosc Slaiidurds arc fiiriher dcycribod iii tlic Airtlilof's JYJpoKsibillli¢& Joi. Ihe oii(lil o[ ihe.fi#o#¢ltsl Cotyeliiylon¥ rolullni to Kolnw toTrcorn prepDr41ion ofih¢ fiiiaiieial ￿lI¢￿ents 18 opproprithi¢. liasi twelve Inoiiihy froiii wl%n (he fiiittiirial JIa￿l￿¢171$ ore &iiihori#od for j55U¢. Othcr lthformgllon audilor'g repori Iliereon. Thc Tru51CC5 are responslble for ihe ollier Infornibiion ¢Diilaincd wiiliiii lh¢ annu￿1 r¢pori. 0￿r Dplllloll on th¢ fln#n¢iBI slel¢m¢n18 docs not cov¢r Ihi, oiher irtformttiioo und do not ¢xprcss any form of ￿$y￿r0￿¢ Loncliision mtstcrially in6on8isrcnt with Ihc finan¢iol $1ot¢mni# oi. ollr knowlcd8e obithilscd iii Ilic course of Ihg #Lidii, or olhcrivi$c ￿ppc￿lS deierrdi112 whether Ili15 giv￿ ris¢ iL> a Inaierittl mi551Bl¢illoril iii Ili¢ fiiinnci4151gl¢n)en15 Ihcinsclvc8. Ir. bosed on Ihe work wc We h#vo noiliiiis 10 Kporf in Iliis reeard. MAtter$ on wlii¢h w¢ ttquli'td to roibort b). txcci)tiDn W¢ hav¢ noiliiiig lo rcport in rcyp¢¢i of Iht followinB m&rt¢r5 in r¢laiion lo whi¢h Ihc Chnriii¢8 (Aceolliiis niicl Rcportsl Rcgiilallons 2008 reqiiireg us 10 report to )'ou if, In oiir oplnlon.. $vrri¢i¢lll a¢￿￿ni[n￿ records lillv¢ not bccn kept.. Dr w¢ hav¢ noi received ttll the iiifonnalion iiid explandlions 14r r¢qll1￿ for oiirAudil.

SOUTHEND & WEI STCLIFF HEBREW CONGREGATION INDEPENDENT AUDITORIS REPORT (CONTINUED) TO THE TRU￿￿Es OF SOUTHEND & WESTCLIFF HEBREW CONGREGATION RcAponqibllitiC5 of Tr￿SItt8 rclgl¢d lo goin8 con¢erD using the 80in8 L￿￿cern basis of Dccoiiniing iin1¢$5 Ilie 'friislces cillitr iniend lo liquidJl¢ Ilic ehorllable compeny orlo EeDs¢ operfjli0114 or ha¥e no reg1i51i¢ fjlieriiulivc bui In dd ho. Auill*nr 5 reiyDnhihllltlei (thr tho Rudll f+fiho finllnclAI IlAtomonti We liove becn appDinied as &iidii()r Under seclion 144 Df tlie Cliarilits Act 2011 and r¢pori In acco1￿￿0¢¢ Ivlili th¢ A¢1 aiid relevnlll regiilAlions rnode or hHviiig erreci Ihereiiiider. The exi¢J)l io which our proccdurc$ ar¢ ¢opfjble ofdeiecling Irir8LIIArili¢$, iii¢ludiDi fruud, 5$ d¢i&ilcd belolv. Thi8 r¢port li niBd¢ sokly 10 the ehprily'5 Inisle¢8, 0$ o body, in ac¢ordonee with Part 4 ofihe Clihrilie5 IAccounl$ Diid Repprl$l or a%xiimc resp op 5 huve lormed, A Isciiifjr s1ntul4)ryA￿diI•r For oiid on khalfofbraiicis James & Pariiier5 LLP, Sthiutory Aiidiior Chllrt¢￿d Ac¢oiii>innl 1386 London Lcigh on SeA Essex S89 21J.I 2 May 2025 Vrnn¢is Jam¢s & Pariners LLP ix eligible for appoiiilni¢nl as aiidiior of Ilie Charily by virlue of Its eligibility for appoiiitmeiil u5

SOUTHEND & WESTCLIFF HEBREW CONGREGATION STATEME]Yr OF FINANCIALACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2024 Toiiil Ilnrcstricte Toixl fu￿d5 21123 2024 2024 2024 2023 2023 lioiey Incomc from.. DoJ]otIODS and legwie5 25,692 2,309 28,001 51,648 362,63J 22.961 49.024 2,715 54.363 362.63J 22.961 49.024 25.763 52.592 25,76.3 52.592 Ill￿s(mentS Trtrtol 455,164 2,309 457,473 48fj,268 488.983 447,473 448.976 466,14Q 2.297 468.437 ToiAI txp¢ndllllre 447.473 1,503 448,976 400,140 2,297 468.437 7,C>91 806 8,497 20.128 418 20.546 Tyansferg bel￿On Ibnds I,Joo Ncl muv¢menl fiindy 7,691 806 8,497 21.628 20.546 IltconclllNllon offunds: FLiiid bDlun¢¢s al l Janiiary 2024 1,960,756 22.4Q9 1,983,165 1,939.128 23,491 1,962.619 irun(r bA14n¢ts nt 31 DÈe¢rnbor 2024 1.968.447 23,215 1.991.662 1.960.756 22,409 1,983.165 The $tAl¢nienl or rinaiicithl thtlivi11¢5 includes 411 galns ttiid 105ses rocosn¢ycd in ihc yeai. All ineonie and éxpondiiure derive Trom ¢oiiiinuin8 a¢livili¢s.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION BALANCE SHEET AS AT 31 DECEMBER 2024 2024 2[123 Notes Flxcd Taiiuiblc a5¥eis Inv¢sinienl PlL)pcfLy Tnve$im¢ntg 12 13 14 -316,146 1.76.146 100 1.491.246 Currcnt assots Debiory 1,4Ql,246 is 129,043 5Q9.Q94 521.041 638,137 6J9,666 Crt(Iltor$,' Amounts fiilllnx due wSthin one ytfir 16 Ne¢ t￿rrent *siots 500,416 491,919 1,991.662 Th¢ fuThd$ of ih¢ ChArlty 19 20 23,215 1.968.447 22,409 1.960.756 Uiir¢$lricied fund5 Th¢ye flnAneial xlolem¢n15 have l)etrt PT¢por¢d In &tcordanEc ivtih the provisio￿# llpplicThble to ¢onipHni¢y 511bjc¢i ￿ Ihe ymoll Tlic finnncSal $lalom¢nts ￿re rtpprov¢d by the TrLlSlOQ¥ 2 MAY 2025 Mr (t s￿e1 Trustee Mr U Uuiiiii Tru$t¢c Complliiy regisirlllion niirnber 04622319 {ninglaiid and Wlllesl

SOUTHEND & WESTCLIFF HEBREW CONGREGATION STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2024 2024 2023 Nott5 C.Rsh l]ow8 frDrn 01)trglin￿ NcllI'ltle$ Cag11 absorbed by operthiion5 25 164.5411 Inveslmcnl idcoine re￿iVed 52,592 41),024 Net oTh¥h Kcnor4lcd from Invo5tln&r heilvltlej 52.592 49.024 NE¢ cash 8tmerated from fl114n¢1￿¥ &cllvltl¢i Ncl Ide¢refy$clllntr&ttso in t4*h ¢thih cqbSvnl¢nts 29.726 521,043 491.317 Ciiih ¢a¥h eyu5v#lL'iily al L)fve￿r 509,094 521.043 10

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FINANCTAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 iioli¢ies ChRrlty informthtioTr 8ouihciid & WBslcliif Tltbrew Coiigrcgailon Is i privaie CDinpnn!' Ilmir¢d by giiirwiiee iNcorporaled iii r.nglniid rtiid Wales. Tlie regisiertd office is Offi¢¢ Uf Tlic Con8re8Atioii. fiiitrhlcy Road, Wc81eliff Oil Sea. Essex. SSO 8AD, Uiiiled Kingdoin, 1.1 Ac¢ounilng ttsnvenllon 2006, fRS 102 'Tlic fiiiE?nclal RepDrling Siai)dwd opplicable in the UK aiid Repiiblic ofir¢l&iid and Ilie Ch￿rIE1¢￿ SORP aceoiiThls In 8ecordan¢¢ willi rhc finhiiciil Rcpofling Sillndnrd Jpplicable in Ilie UK fiiid Ilepublic of1ix1ak￿ IfRS 1021" The ch￿rItY is fi Piiblic B¢n¢fii Entity th5 d¢fin¢d hy riis 10? Tile financial sioiemeiiis gre prepared ln si¢rliiig. whlth is Ihc I￿nctional ¢iirrem¢y tyf (h¢ ChDrit)'. MoiKinry amoiiiiis In icse J7non¢iThl sthierKniy aro roiindBd 10 Ilic nenr¢sl £. accouniln8 poIs¢i¢8 8d0p￿d Irg Bel oiil telow, 1.2 Goin¥ ¢oDetr ¥uiny cvJnL'rrn bHsis L>focctsiiniinK in plepuring Il finlliiclol 51ul¢m¥iiiy. IJ ChArllblc fu￿￿1 Ilesirleied hill￿5 Are siibjccl lo specific LondS15011% by doiiors or gi'oiiiory ¥1 10 Ihey iiiay be ultd, The purposes hiid 1.4 Ineomt Ihui Ihe eL'vnomi¥ bgnefiis u¥w¢i¥led wllli Ihe Irunw¢ilun will 10 Ihe ¥harily Ilie umuiitll lun br r¢liHbli' mefjsured. Syn￿0&i* fees ¢h8ry¢ 011 1s1)uiie nii 8niiual bD¥os in advAnee. Deftired inconie is cttltulnied for fg¢8 pnld In ndvRiicc for 2025. Cs%h doi)&lion$ 8r¢ rc¢ogiiised on rettipl, Oih¢r doiilllions •r¢ r¢¢o¥ni%d on¢c the cliarily hny b¢¢n Notified of Ihc re¢eivcd iirndcr GillAid or deeds of¢ovenanl is recogiiised Hi lh¢ iinie of the donRiion. Ik8AciE3 are recognised on rtrrcipl or otherwise il'ilie ehnrity his beeii noiilied ol'nii impendlii8 disiribittioji, Ilie nAwiinl 1$ known, #nd ￿ Leipl 15 exp¥¢l¢d. lfil￿ knmuiinl is nui known. Ihe leullc'y i¥ Ir¢Ull￿ ¥ LuNiin¥LAI &¥¥L'I.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE PTNANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Accouthiinll poll¢lt$ IContinv¢d 1.5 Exp¢ndliur Expendiiiire is rccogiiised oiice there Is ll leglll or coiisliuclii'c obligjlioii 10 IrAiisfoi ecoiioinic hO￿riE 10 8 Ihird pDrl)'. mellsiir¢d rcliobly. Expei>ditiir¢ is classified by actiVifJ'. 'fiie cos15 ofcn¢li nclivity ore r)odc up of Ilie tothl ofdirecl c081$ llnd shtLred ¢0515, ssei ¥ uye. TingiLble fix¢d 1$5ei¥ 4re initlnlly mea5ur¢d ai eo$i aiid sub$equ¢nily meh$iir¢d ni cosi or valiiailon. ntl ofdepreeiiilion find nny im￿)rmentIO8$t$. U¢prccièiion Is reco8nis¢d so 88 lo wr¢l¢ Ot)'Ihe co$1 or1'fjl￿ail0rt ol'4s¥el8 le85 Ih¢lr rc$ld1141 valiie5 over Ili¢ir ii¥cllJl liw$ 25% Sir81811l Lli However. the buriol iround 01 Slotk RoRd wns wrilicn down 10 £ I wli¢ii il wos orisiThlllly piirchnsed. Hciil&ic tt$X15 oilicr IhÈn herita4¢ property h8v¢ nol been r¢wNniy¢d iii Ihc finAn¢iMI ¥iAi¢n%nl¥. &1¥ siBnificani rosis ure benefit d¢rivcd froill recu$nisin8 Ihc% ilerns 111 Ihe bAlnn¢¢ ght¢i. Ilerliage U$¥¢li tsy$ets Ihjl arc of hi$loricnl or r¢li8i011s imtfv)rlnn¢e IhDI orc lield lo fiirlh¢r Ihe prcxrvht1o￿, 1.7 Invtslment iiroperty INve￿niCnI prop¢vty Is shown it flir vBluc Al balthnce slieel dol¢. Any DEgrcgale siirplus or d¢ficli #ri$ing fii)tx chtsnge$ in 1.8 Iflxtd a5Jol Inv¢stmeTrls Aclivitiey. 1.9 CAsh and esh cquiv4lt>Trts origiiial mtsiiirilie5 of Ihree month$ or k5$. and boiik overdrllfts. Bllnk 0verdr￿fts are sliown wilhin borrowiiigs in Cli￿nI 12

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FINANCTAL STATEMENTS (coKfiNUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Actountlng poli¢lc$ ICDnlnuéd) Finthneial in5tyumemis thrc rccogni$i'il In Ili¢ Chnriiy's bnlfincc sli¢ci whcn Ilic Chfirily b¢com¢s p￿rtY 10 coiilrn¢lual prov18ions ofih¢ ingiriiment. Boilcfliirtii¢lal¢s¥ets bnslcfliiaiiclftl Ilftbllltl aniorll¥ed, Crlilcnl AetounllA¥ esllmfytcs Judqtmcni In Ik opplichlioii of Ihg Clinriiy's a¢¢ounliiiB poli¢ie8. Ilie Trasl¢¢S requlred lo mnk¢ judgemenis, ¢Sliinfilo8 aiid reeosni5ed 11> Ihe ptrtod in whlch the e$iimolc is r¢vised where Ilie r¢vi¥ion atrecis only Ihiil p¢rio(i oi in Ili¢ period or the revlion Lnd Iltiiire i%rif)d$ whor¢ Ilio revl%lttn llffc¢l% hnih ciirreni ind ful￿r0 ￿rIodI. erltltlludg¢m¢nty 'nlwAllon rf fre¢hold i>roptrtit$ D¢prool&liorJ VC5idual vnluc of Ili¢ asscls. Il#lulltlon ofTnve51mtnt pmi>¢riles the prnperli¢? which is b￿ed iipoTh Ihe extern&il Trnlii&lioiis provided b)1 a qiialified siinttyor. 13-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FINANCT AL STATEIIqENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEIIqBER 2024 Ihtorno fmm dohotloTr$ Jnd l¢gnci¢s Unroslrlcted Ro5trictc funds Total Unr¢srrlcit runds 2024 2024 2024 2023 2023 2023 Doiialion¥ Dfftl Bift5 i¥,t)64 7.628 2.309 20.373 7.628 41),29¥ 5,350 2.715 5.350 2J,Ci92 2,3ng Ji,ri48 2.715 Incortbts fmm cliarltfyblt ffjetlvili¢* IlnTeslrlcl¢d fun¢ls 2D24 Ilnroiirieted rund5 2023 Charlt#blo Iieilvllles Llldios GLiild 21.247 193.573 38,930 94.609 2.758 27,578 16fj.502 Flurllll lJoArd M¢iiioriol flollrd 120.677 362.635 Incom¢ from othor Atlh.Illoi Ilnroytrl¢l¢d IIAr¢slrlL't¢ 21124 2023 Fundrnising events Comniiiniij, Voice idiiirli$i￿￿ in¢ome 17,367 25.763 22.9fi1 14-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FINANCIAL STATEMENTS (CONTTNUKD) FOR THE YEAR ENDED 31 DECEMBER 2024 IDcDme from inv¢sImt￿tS Ilnré5tYitted ilTrrcstrletod rund$ 2024 2023 Renthl inoomc Iiileresi rceelvablE 28,852 23,74D 28.661 2D.363 52,592 49.024 ExpEn￿ltUre on thtsrlijblc ffctlvStle$ Rcllulou$ 2024 2023 Dlrtl ¢o%t$ Sinff ¢051S 166,8J2 2.59fi 42.157 17,292 55,177 3.105 3S,324 170.277 .3.941 49.079 55.986 54.472 fj.U25 38.527 14.77.3 R..357 25.971 12.033 6.279 2.915 1.000 1.629 Rcpairs 8nd r¢newal$ C¢in¢leyy And buri•l ¢xpen5CS Crtlering tkniicilon expeiiy6S IIAlc% ond w8ier Scciirity Priiiling. Po$1￿£¢ nnd 51olioii¢ry CLrtlakin8 aiid ¢leaning ¢o$ts 'l¢l¢phonc Chief nobbi's Council 8.717 22,214 8,196 6.177 3.031 35 16.000 406,601 431.2CI4 Shru itsi'*rMont¢ ¢ost$ Gov¢rnotic# 41,175 37.173 448,976 408.437 ADHIy515 by tun Unrcsiricled Fiinds R¢siricied fuAds 447.473 1.503 466.140 2.297 44%.976 468.4J7 Is-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FINANCTAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Audllor s ¢S P4yDble 10 th¢ cliarity's at￿lI0r and 4590¢ias'. 2024 2023 FoFr autlltservlet Alldii of the finBD¢ial slalcrnents DfihÈ £hJrity 4,800 4.800 For olhorse￿Iee9 All oih¢r non.&udil serviees 2.700 1.200 I'hcre were iio Iru51¢¢s' reinvneraiioii. expon3e5 poid or oihcr beii¢f115 for Ihc year eiidtd 31 D¢¢oinbcr 2024 or for th¢ ycfj¢endad 31 nc¢cihbcr202.3. The charliy phl(I x snlNry lo Mr3 J Pepptr, Thc iyifc of Ci l>epp¢r ll iriiyioe, In IKr ettpAcily ps oiic of IliL Khslii'iit orricErs. 'I'he sfilor), pJld wus commeThgLiruie iviih Ilie diiligs performed by Mr$ J Pepper niid Mr G Pepper not lioi'¢ iiivolv#menl iii deL,l¥lon% reg4rdlD8 the level ofih¢ wulary poid. JIJ Employtc$ 'I'hE Bv¢rage monihly liv￿b¢r01'eniPloyeeS during Ili¢ y¢ar WRS., 2024 Numbor 2023 Niiml>tr Dirocl ¢harilblc Supporl To1￿1 10 Employmtnt tosts 2024 2023 Wogcs and $ttlDrios 166.852 170.277 Tlierr ￿re no cmployees who$¢ olin1￿1 reiniincrotion %vtss InorE Ihaii £60.ODO. 11 Thx*tion Tlie churiiy is exeinpi firy)m Ib¥ftlion on ils oclivilit6 bÈ¢ou% all 11$ Into￿7￿ iy applied fDr cliarilahl¢ purposcs.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FTNANCIAL STATEMENTS (CONTJNUKD) FOR THE YEAR ENDED 31 DECEMBER 2024 12 T4ngiblc fixod A$J¢l$ ]TrcthoM C￿1 At l Janunry 2024 361.372 442 361.114 Ai 31 Deternbor 2024 361.372 441 361.814 Depreclntlon and Impnirmont At l January 2D24 2J.227 441 25.668 Ai 31 De¢embcr 2024 25.227 441 25.668 CRrrvliiK Al 31 De¢¢mbcr 2024 336,145 3J6.146 Al 31 D¢¢¢inber 2023 33fj,145 33fy.140' 13 Inv¢¥tmonl p￿￿trIY 21124 rilrv41uo Al l Jttniiory 2024 ind 31 December 2024 1,153.000 Tlie Inveginieiil proixrile$ h8vq hBen revllliied by •n indep¢ndeni prfc$¥ional voliKr Ib March zn21. The Inisie¢$ helki Ih¢r¢ hny iioi b¢en a mnieriol chDn8# in Iht vfjliithiioii. 14 Ifix¢d nssoi Inwo$tmtnts Oili¢r Inv¢$tmtnti Cost ori'aluHllon Ai l Junuurj, 2fJ24 & 11 DeL¥inb¢r 2024 C#rryln(¢ At 31 Decemb¢r 2024 100 At 31 Dec¢niber2023 2024 2023 Ot￿r inve51m¢nls comprlse.. 24 loo 100 f7-

SOUTHEND & WESTCLIFF HII BREW CONGREGATION NOTES TO THE FINANCJAL STATEMENTS (cowfiNUED) FOR THE YEAR ENDED 31 DECEMBER 2024 IS Dtbtorj 21124 202J AmoMNts filliig duc ivilhiTr one yeAr'. Trad¢ d#biors Oihor deb￿ra 89.274 10.3JO 69.517 13.690 99.604 83.207 21J24 2(123 Amount5 falllnE duc *ft¢r rTror¢ Illin one ycllr.. Trad¢ d¢bior8 35.416 Titnl dcbtfj 129.043 Trade dcblDry toinprisc¥ of mcmb¢rship fccs oiitslaiidiiig. 1Thcliid￿ iii oilier Ikbior¥ is £7,430 due Iroin the sub51diaryb Just K05h¢r SWHC Litnlled. 16 cr0dllon￿ iimounts fiLlllny d¥¢ wlthln ont yoar 2014 2023 Notsi Deferrod11140111¢ Oihcr¢r¢dituvs 17 106.734 29.541 147.747 17 Doforr¢d Inoome 2024 2023 Oiherdglentd Ineoni¢ 101¢,18U 106.734 D#fcrred lit01￿ is iii¢lud¢d iii (h¢ niianLi&l Stslernetits as follows-. 2024 2023 tjeferred in¢0￿e is included within.. 106.734 Movemeniy ID Ihtt yvur.. 18.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 17 Dcf¢rred Intbm¢ (CoThlinuodl Deferred in¢ome ai l Janiiary 2024 Rel¢ased froiii prov4)iis ptrriod5 106.734 1.446 107.508 17741 Deferr¢d income Ai 31 tl¢¢einber 2024 106.7.74 18 R¢tlr¢m¢nt btneni $rh¢nics Dcfintd conlrlbullon 5¢hemti Th¢ amoLlllI retO8ni5gd in incom¢ or exJKndiliiTe •y an expen￿ iii rel•liDn 10 defincd ￿ll¢ribl)i1o￿ plttiis ivai £2.491 121)23'. £2.7441. l) Rostrlcted Thc ￿StrIC￿￿ Funds of Ihc ¢h4rily ¢oTrJprt8c lh¢ iin¢lip¢ndcd balanc¢$ of doN4lion8 nnd ir￿n15 hpld 01> INisi JDbj¢¢l 10 spetifiB coiidiiloiiy by donors &5 10 hoiv Il>¢y mny be iised. At I Relourtes cxpen¢Jtd 'rrTrn$ftYS&lt Jl D¢cembtr rcsoupcey 2024 Corg Coniniill¢¢ Aiiid 4.048 5.070 19091 4,190 22.409 2,309 23.215 Pr¢vlous ytrtr,, At I ,J#nunry 2023 R¢sources ¢xiicndcd Tr#nsforsplt Jl DE¢cinbrr re¥￿￿￿¢¢$ 2023 CAre coili1￿111ec fund Kldz Kal¢iidgy Golda While fund 4.363 5,857 1,003 4.048 5.070 19791 23,491 2,715 12,2971 21.409 19.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE ￿NANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 20 Unr¢slrlcttd fund5 unrc¥iri¢kd fiiiid5 of the ¢hariiy comprise the iillexpEllded bnltsnces ofdoiiailoiis and 8r&iii$ ivhi¢h 4re not S￿bject 10 spe¢ifi¢ ¢ondilioMg by duiior5 w?d 8fAiiiors ns lo hoiv Ihey MBY bc iised. I'11¢s¢ include desigiialed fund5 which ￿ve bce S¢1 n¥lde oiii ofiinresiricled by Ihe irtisiees for specific piirpose5. AI I ,14DiIArv 2024 TrAii$fers&ii JI Dtctnbbcr 2024 ro$ouroEs cxponde¢J 549.093 199.638 43J,068 1427,6251 78.276 632.812 199.638 16,886 Burihl ￿%¢rVC fliiid 21.247 7¥.270 17¥,2761 2,187 613 716 16601 2,237 746 MiiiyHn nJThd Inve%im2rn1 properly fthir v4lu¢ lund 1,960.756 45S,164 1447,4731 l.Q68.447 Prew10￿9 y¢Mr: At l .linuiiry InetsmiTr¥ rL'sourcÈi H¢%ourct$ QXP¢llLled TrxD5fer¥At Jl D•oemb¢r 202J Q¢n¢rnl fiinds r4urial ￿5¢rY¢ fuiid 539.912 199.038 458,107 1441.4451 549.093 199.638 27.$78 124.6951 Iiifraslruciiir¢ rtplJ¢en)eiil fknnd 69.295 8,981 78.276 fiind Miiiynn fund Invesimpnt propert), Inir vHIu¢ 1.747 470 440 2.187 485,268 1466.1401 1.500 1,960.75 21 A Thnlyyi5 ofnEt Mystt¥ b¢twotn fund5 Unre51rlcl¢d Rosiriettd rund¥ 2024 TotThl 2024 2024 Ai 31 DooÈnJb¢r 21124.. Tan#lbl¢ oJscI8 Investment propErtI¢S Inve$imenls 336,146 ,155.000 lov 477.201 336.146 1.155.000 23.215 500.415 1,968,447 23.215 20-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION NOTES TO THE FJNANCTAL STATEMEl¥trs (CONTINUED) FOR THE YEAR ENDED 31 DECEfvlBER 2024 21 Anthlyii5 of net 11S8cis h¢twee￿ fun￿ [C￿nti￿ve￿) UAr¢$trl¢ied li¢$trlcl¢ d$ 2023 Totnl 2023 2023 At 31 D¢ccmbtr 2023.. Tongible u¥sel¥ Inveslnienl properlt¢s 336.146 336.146 1,155.000 100 100 469,510 22,409 1,960.75G 22.409 12 ANiilysl8 of¢hthrltxbl PUIiPOSB OF FUNDS TIK followlnB are tsll de518nBred fliiids, iiriAI R¢8erv¢.' TherB is a ¢oniinR¢ni liability ln re8￿cl ofiiie Chnrily'y obli8&1ioii lo biiry ils Mcmb¢r5 Ivlio pAy biiritsl ftBY. The cosi ol this i)hli8aiioi) ig Iirt¢¢rlHill bul B pfLidenl rest￿¢ 15 coiis5dertd 10 havo b¢eii made. Tli¢ Souiht11d ond Weslcllff Jeivisli Lndi¢y tiuild provide$ suppori %rvi¢es ID Ilie ¢oihiiiuiiiry. Infmsiriiciiire repltsc¢rnent', The Infrasiriicliire Aind lin5 bgcn csinbllshed 10 pmvide for mhjoi rcpRirs lo Ihe SynngoBlle. 11 iv￿$ decided by Ilie Tli¢ Iiiveslineni property fBir valiic reyerve Ibnd 1% rEqiiirecl by Ili¢ CoiDpaniei Aci aiid repreEont8 Ilie &inf)Lini hy A ireJled hy Ilie WDrden% priur ￿ the Yorniin) No'orim reli¥i(iu¥ rii¥x ni>iif(Lliun¥ rnuilgd iiui iu rnemher.4. Minyiin mviiic¥'. Kol Nidr¢'. PUPOSC OF RESTRICTED fuNDS., Golda Wli51ts'. -j.he congvegalion arr cnlilled 10 iinyesirictcQ lisc of IhE inconie from the Oolda White'liusl Piind iityi112052. thfter wliich cli>iilll Slim will Trrsl lo ilie benefitof Ilie ¢Dii8rc8alion unre51ri¢ied and absolutely. Care Conimitlec.. A fund Ivo5eStAblish¢d in 2007 for 5eTric¢s iii the Commu￿lly. Kidt Kal¢iider'. A fiinil for tlie promotion of arliviiles de¢in¢d appropii•l¢ foryoiiih acllvilits. 21

SOUTHEND & WESTCLIFF HEBRIW CONGREGATION NOTES TO THE FINANCTAL STATEMENTS (CONTTNUED) FOR THE YEAR ENDED 31 DECEMBER 2024 23 R¢l4lcd pirty trunsllc15oAs There werc di$¢losobl¢ r¢lad p4riy Ittsii$aclionq durliig the yeJr12023. none). 24 SubsidlArit Tlie$e finan¢&al slfyiem¢ni$ thre sepnrate compuny fiiiaiicial SlAlenienls for Jii81 K05h¢r S'WFIC Limiieil, eompniy iiiimber Delails ofili¢ Charily'5 siibsidiarl¢s ni 31 Dcc¢mb¢r2024 are as follows.. Rogliltrc omto Nlurc ofhu$lnes Ih#ros hold Dlroet IDdirtct Jiisl Knsthev 8WHC l.iinlied nfflce rtfih¢ CthiigreÈi11ion, riiichl¢y RdAd, Weslclitron Seth. Eg%ex, 8S(18AD. nrdiiinTV ion.oi> Jusi K05hcr S'WI.IC Limil¢d, iii Ihc yehr 10 JI Oclob¢i 2024, had o 10$8 of £51412023.. £1,056 Pl￿￿1). The rcserve5 u al 31 Oclobor 2024 were 4 d¢fi¢¢l Trl.E54712023.. .£i31. 25 CH$li bsorb¢d by oijtlli•nJ 2024 21113 8.4Y7 2U.540 Adlviimeni$ fDr'. lJ2,5921 149.0241 Movtm¢nl$ In workltt¥ tllpll￿I.. Iliicr¢agel in d¢btors ID¢br*Aselliiiertthso iii cr¢dilors IiiercHs¢lld¢¢re&5el In deterred intome 16.3641 1,446 7741 CJL¥h Ab¥orbed by uperillio￿ 26 Anitl}¥1s of th￿ng¢S Mt funds The Chirily had no mI￿rIllI debt during year. 22-