C.h#rlty reEl¥lr4*lop nwmb¢r ID99107 (Rn&rlTr lind Wil￿)
CompAn)' r¢gL%irxtloN Dymb¢r 04622319
SOUTHEND & WESTCLIFF HII BREW CONGREGATION
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

SOUTHEM) & WESTCLIFF HEBREW CONGREGATION
LEGALAND ADMINISTRATIVE INFORMATION
Trugi¢e3
Mr D Bauni
IEle¢ied 14 April 20241
(Elected 14 April 20241
ICo&Opled 25 April 20241
Mrs C 13HI?m-Waliers
Mrs H Belsoii
Mrs D Colien
Mr A Eiigol
M Goldberg
Mr E Horrii
Mr Q Pepper
Mrs M V S411
IEl¥clcd 14 April 2024)
Ico-opltd 25 April J1241
(Co-opied 25 April 20241
ICo-opi¢d 13 Febniary 20241
IEl¢rl¢d 14 April 20241
Mr D Silvcr510iig
Mr G Sircl
Mr A Waller8
Mrs S We81
IEl¢¢t¢d 14 April 20241
IC0.optcd 25 April 20241
Mr S Winslon
Charlty nuikborllttol*rtd W*lo&l
1099107
Compfiny nunbbtr
04622319
Reilstcmd offlto
Office of Ilie Coii8fe8DIiOIi
rinclilcy Rohd
W¢si¢lilT-on-S¢
Uiiit¢d Kin8dom
SSOIAD
All￿11￿r
rrancis Jnnies & PHriii¢rs LLP
1386 LoiidoD Ro
L¢1gli￿l1-$¢a
Lii8lnnd
SS9 2UJ

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
CONTENTS
P*
Tru51c¢s r¢porl
Ind¢￿AdEnt aiidilor's ￿POrt
Sthi¢m¢nl Of finfjncial Jciiviti¢$
Balaiice Sheet
Statenienl ofcllsli flows
Nolc810 Ihc financial sialcrncnls

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2024
The Trtisiecs presellt iknir ￿111101 r¢port a￿d linbncilll 51al¢meiils tDr th¢ yoarellded 311)cceihber 2024.
Th¢ finaiicial qia*menig hove been prpaT¢d accordatic¢ wlih rhe aecDuniin8 polleies set oiil in nole I lo Ihc fiiiaiieial
SIArtdthrd applie￿bIt in th¢ UK Rcpiibli¢ of Ir¢laiid and rh¢ CliÉ)riiiey SORP "AccoLiiiliiig and Ilcporiitig by Chdrlilis..
Siaiidard Dyplicoble in Ili¢ UK and R¢public of Ireland IrRs 1021
Objcc15vt5 1iid JLcllvltl¢s
Alin$ Objeclivc5
Oiir objcclives
Oiir objective$ pre set lo r¢ngci our faiih Bnd eommunity 41ni¥. Eocli y¢01' our Iriisiees review oiir objeclivc5 a¢liviii¢% lo
¢nsiire Ihc), conlin1￿ 10 reflect our ainis. In e*rrylng oiii this revieiv. Ihe iri14lce￿ hllve eon9idered Ihe Chirily Cuniinigsion's
blic btnefli,
ror purposes ofprRyer nnd lh¢ p¢ovi5iLin of¢ducailon lyre5P¢Clive of niembtrshlp.
The cliarlly'¥ aims rcm&lii 10 provide ll focilitjr where Jews con worshipb lo provlde rell8loiis ediieniioth nnd n ¢omniiiiiiiy fnclll
The obleci$ of th¢ ¢hority are Sei out iii Ilie ch8rily'S h4¢morllnduni ofAssoGialioii Arg su1niNArised n$ fDIIows',.
To pnimie Ihe Jewl$li f•iih by all or aiiy ofihe followiiig iii¢on¥'.
rovidin# niiiniiiinln6 SyN&8ogiie$ in or nallr Sgulli¢nd and W¢sicliff for Ilie worslilp ofihe Jewi911 fliili lls an Orlhotk)¥
CongreRniioii lo% d¢link,d by th¢ Cliief Rnbbi for Ihc lim¢ b¢iii8 ofuiiilcd H¢bre¥i' Congr¢¥aiions ofthe Brilisli Cnrnmonwealili
T¢a¢hin8 4iid cdwailiig members of LI￿ Souih¢iid and Wcst¢iirr Hebreiv Coii8reBaiknn a￿d Ili¢¢r ¢hI￿re17 Iii the doclring 4iid
Arny ¢hArtlabk purpox al lh¢ dis¢r¢iion of Ilic irt]$￿5 for lh¢ b¢ncfil ofihe coininuiiiiy.
S'irai¢giosfDJ'£7elJicvsi?golinsoikl obj¢ciiipea
wel¢om¢d.-fhese arlivsligs ure siipporied by dolliilion5.
Piiollc heneflr
The Trustees hAve pDid diK rcgard ￿ uiiildhnce iS8LTed by the Ch&riiy Comiiiission in decidiThg whRI aclii.111¢5 IIK Chorlty shoiild
U￿￿trt￿ke.
VoluNleeJ'.f
Volunlecrs kte important r¢50111re ill lh¢ ¢h*rlty'8 failli and cortimuiiity work, Voluiil¢¢rs art iiivolved in ￿10$1 oftlie cliarily's
fllilh gnd cornmuniiy a¢tivilie$. All the Inislee$ gi4￿ their lime freely.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
TRUSTEES REPORT (tNCLUDING DJRECTORSI REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
Aehl¢v¢meni$ pcrform#Thte
Sig#Ifico￿ acilvili¢s athlth¢lilEveilleiils4wolwi objEctrive$
Tli¢ ¢hnrfly CDTIjeS Oill n wide range of YKliviiles In piirs1i8nc¢ ol. 115 cherlifiblt sirns. llie Triistees ron$lder thai these a￿1VIll
3ummariy¢d b¢knw. provid¢ b¢nefil boili to thos¢ ivho worship 21 our Syiiagogu¢ Iilld t1￿ wid¢r caichrncnl Jreii vf Souih Ciisi
Essex,
Our Syiingaguc provi(ks a eenire foT our prayerg. ii'orshlp niid f¢r t1￿ 4lciivlile* a￿0CiAl¢d ivlrh (he Jeivlsli fAiih. Duriiig Ilie
yefyr linder r¢vi¢iv. Ihc rfiii8c ofrcligioLi$ $crvi¢¢s olid tsclivitics 1￿Cluded...
R¢liginus Scivi¢¢s'.
S¢rvi¢c5 are held cvcry S￿bb￿lh Ishabbtsii rrid•y cveniiig tsnd SoliirdHy rnoniing wllli oddilionDI %ri'iccs on high hol> doyy and
je￿,1$h ft5¢ivols. There 5$ a rcgwl4r moynlng serylee IShachor111 on Mondoys nnd Thiii'$dfjy.
FunerAI Fa¢lliii¢y'.
y¢Hvcd rtlbtivc's of Ilje biirden of oryaTrisiTh& biirinl$. 'I'hp SyiingogLie al80 ¢hrri¢$ oiil Ilie &ppropriali Jewish riliiAI biirial
prO¢¢di1￿8.
The Synsgogu¢ proi'ides JeM,Ish ¢oup1¢5 wllh Ilie 8blllty 1¢ pg1li¢ipoté in Ilie r5te¥ ofmÈrribse.
Oiir Synagogiie is n¢iiv4 member of the fniili Comniiiiiiile8 foriin in the ¢hiriiy's crti¢hmeni 8r¢i, Thc prernises irc 81s0
provided fre¢ ¢fcliarg¢.
Oiir comrnu1iiy h&ll8 rooms provith o voluDbl¢ ¢ducfiiioiiftl rtiid recrclliioiial r¢sowrce ro nll in our lotkl comniiiiiily. A iwide
rnnge lif aciivliieg are UruuNi.￿e[j und ￿k¢ pluce fri)In Ilie clittrlly'l preinisC.F s11c.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
TRUSTEES RFPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
Tho ¢liArily has coiitinu¢d lo provide ond maiiil&in th¢ Synagogue lor the regular worsliip of the Jtwiyli llliih 4¥ Orthadnx
Congregarion.
During Iht ye&r, IhE chHrity h￿¥ provSd¢d..
Ediicalion iu Ilic mcmb¢rs ￿nd I}￿¢r¢hIldren in Ilie duclriii¢ praclises ufilie Jewlsh faiili,
Youih furllier ¢ducuiithn servic¢s uiid ¥liidy prO¥rÈ1￿In¢¥ fvr li¥ rn¢illber&.
Th¢ Soullieiid Aiid WesiclitrJowisli Ladles Guild provKJo$ $upport s¢rvi¢¢y lo the commuiiily, ijitlLxli)Ig Ilie food for Ilio
A reBLIIDr monllily ealtr¢d afternoon l¢a nieeiing for Ilig b¢nefil ofihe lonely, rec¢iiily bcrenv¢¢J and rclir¢d members And Ilielr
140115 Rooinj..
Tlic eliority'5 kn11s ond IncellnB rooms thre tsi'tsilhble for LISC by locol $roiips orynnt8fi110118. Loool ¢hfirliics Lre en¢oiiraied 10
Inoke iise ofour Imeeiiiirt rooms.
R6Jei'vesiir)licy
%ryices incliiding, lor tX8nipl¢, the iipk¢ep of Ihe Chnrli! s property. In AddilioK Ilie Ir1151te$ Hr¢ ul30 cOn￿rned ￿,111) tl1¢
The flnan¢lal inform&EiQli ofih¢ chnrily is givcn on pau¢8 8 to 22 of Ihe tlnllii¢ial $tAi¢mersl%.
The iiel r¢sour¢ey for the yettr were 411c￿05¢d by ali ¢xres5 of iiiwinc over c%pendiliir¢ of £8.497. coiiipared wlih h11 over&ll
surplus of£20,54fj for th¢ prcvioiis year.
Inve$iipKnlpoliGJ'
Under Ihc ID¢inoraiiduin And Arii¢lcs of A5%0Cilltioii, Ihc charily hlls the poiver 10 deposit or inv¢s1 fLiiids iii un). nionnEr, bill
PIMn5 for futurt ptrl•d$
Th¢ Chttrily IVIII continvg lo dcvolop ils Kiiviiies to the coiiimurnliy ovcr lh¢ c¢ittin£ y¢or.
Strthtturoi 8ltrVtrnfinco
The ClILrity TS coNlrolled by ils gov¢riiing th)¢uiMeni$. lh¢ MeniorAndknih Articles ofAssocialioii and coiistitulos ￿ limtlod
mpAny, liniled by guarnnl¢¢, dcfined by Ilie Companies Aci 2006.

SOUTHEND & WESTCLIFF HEBREW CONCREGATION
TRUSTEES REPORT (If4cLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
TIIE Trus￿$, wlio Hre also lh¢ dir¢cro￿ for Ilie purpoge of company law, aiid iylio 5Ctvcd diirin8 ihe y¢ar and tip 10 Ilie dole or
signRliire of Ili¢ fiiillncial 5tol¢KiBtll8wer¢.'
Mr D Batsni
Mrs C Fla￿l￿-waItCr5
Mr S FI 8E150
MrA Cohen r.c.A
Mr$ D Coli¢ii
Mr A Engel
Mr M franks
Mrs M Goldb¢rg
Mr ￿ l.larris
Mr M Nelkin
N4r G Pepper
Mrs M V SBII
Mr5 D Sliesiop&l
Mr D SilvcTsIoii¢
Mrs R Soloinoiis
Mr G Si¢¢1
Mr R Stone
Mr A Walltrs
Mr5 S W¢51
Mr S WIt￿L0n
(Appoinied 14 April 20241
IRctir¢d 14 April 20241
IAppoiiii¢d 14 April 20241
IDcceas¢d 31 Jhiiiiary 20241
IAppoini¢d 25 Aprrl 20241
(Retired 14 April 20241
IR¢818iied5 July 20241
IAppoini¢d 13 Febriiary 20241
IR¢gi8ii¢d 4 Nov¢nib¢r20241
IR¢iired 14 April 20241
(Appoinlod 14 April 20241
(Appoiiiied 14 Aprll 20241
o1￿7￿lIall0)￿IsIrwclilre
&dniiiiisl¢r Ilio chBrity. Tli¢ Cou*¢iI ill¢iiib¢r$ ar¢ dividcd iiilo Ilir¢E GIH55C5.' Ilie Execiilivc, Ili¢ Ward¢ll5. th¢ General
einbcr5,
Tlie Fxgcuti¥e nienibers are api?oini¢d for a IEriii of Ilirce y¢Rrs by a poll of nieiKb¢r5 ai Ilie Aiiniial O¢n¢rhl Mc¢tiiig. An
8enernl iii¢nib¢Ks for Ili¢ following Iwo yeorE.
T1￿ Ifust¢¢S ore re$poi>sibl¢ f¢T di¢ $af¢ ¢uslody of Ihc ¢hariiy'5 85$￿S and arrniige lor boili insurance s￿l1r1[Y as ￿lis1¢Jere￿
ppropriqk.
New INJ¢e¢$ havr Ili¢ir legnl obligollons iiiider ¢linriiy l&w cxp18iiied to theiii, or¢ provided with th copy of Ilie governi118
docunieni and iiilrodiiced lo their follow Iru8i¢es. All Iriisi¢¢s ar¢ ¢ii¢oiiraB¢d 10 aiie*d appropriot¢ ¢xienial Imii)i(kg ¢v¢iits Iviili
Stsltmtrjl of Trustst$' rtspokn8ibiliti¢ts
Tlie Trusle¢$, wlio ar¢ also 111¢ dir¢¢lors of Soiiihend & Wesiclirr HcbrL'w Coiigr¢gl1 iioii for Ilie iJuryJo$e of ¢omi)llny llliv. arc
KingdoinAccouniing Stgnd8rds (Ulliicd Kiii8dom O¢Th¢rally A¢wpl¢dAc¢ounlin8 Prn¢i¢¢¢l.
Conipany law require$ Ilie Truste£$ lo pffppre finaii¢ial sial¢m¢DlS for each fiiiRii¢ial year which 8ive a Irury fair view ofihe
sifftie oFaffAirs of Ilie Cliarity and of the ii?con?inE r¢8oDr¢¢s and 9ppli¢alion of resoiiT¢es, iiicluding Ili¢ iijcoine aijd cxpeDdiiiiro,
ofihe ¢h4riiabl¢ compaiiy for ihal yeHr.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
TRUSTEES REPORT (INCLUDING DTRECTORS, REPORTI (CONTINUED)
FOR THEYEAR ENDED 31 DECEMBER 2024
In pr¢paring Ilwse tiiiaiici&l slat¢meiil& Ili¢ Tn15(ees llr¢ r¢qiiired ￿.
mak¢ jiidgenieiii$ Énd estirnaios thnl ar¢ reasoiifihle piiKt¢ni',
siaie whelli¢r npplicable UK Aecouiiting Signd&rd$ htsvE bEen lollow¢d, siibje¢t lo nny mlllerial deparliires dig¢lo$¢d ond
pr¢pare Ilie IinLneiol sla¢cm¢n15 on lh¢ Boing ¢on¢¢rn b&yis iir¢les811 Is Inupproprialo lo presiinic Ili&l th¢ Clitsrily will wiiliTriie
in upemlknft.
TIK Trii8￿c5 arc rcsponsiblc for k¢¢ping ad¢qiiatc octoiiniing reeords IhDI di?closc with Tell￿17￿￿1C occuiacy ol &iiy l¢m¢ Ili¢
flnu*ei21 posltion of Ihc Charily lind ¢nable Iliem io ens¥re IliRI Ihe finÈntial 51nlemenls coTriply i¥iih the CompAnie5 A¢1 2006.
deieciioo of fraud Atid oilicr irrngul8ril*$.
A￿dItor
In nc¢ord)n¢¢ wilh Ihc ¢oinp&nls ttrlicks. R fc$D111licii proposing Ihfil frRii¢ls Jaiiie$ & I'arliicrs LLI> b¢ ronppoini¢d ns aiidiior
of Ilie compAny ivill bB put Ggi)eral MeeiSng.
The Trustee$ repori w4s opproved by Ilie Doard oFTrii$i¢¢s.
Mr G Sieel
Trw41¢e
TrusttL'
2 May 2025

SOUTMEND & WESTCLIFFHEBREW CONGREGATION
INDEPENDENT AUDTTOR'S REPORT
TO THE TRUSTEES OF SOUTHEND & WESTCLIFF HEBREW CONGREGATION
Oplnlon
We l)xve audit¢d Ilie f1nsnciol 8IDlcmei)Is ofsoiilliend & We8lcliff14ebrew CoiigregThiiuTh lilie --Choriiy I for Ilie year eiid¢d 31
FlnJM¢lol R¢iJorliKgSlondordcipplicable ii? Ihe UKandReyubll¢ oflrolttrtd (United Kiiigdom Generlllly Ac¢¢pt¢ol Accoiiniin
give a Iriie and falr view of Ilic siDte of Ik ¢liaritable coniplltty's ll(f8iTS ￿ al 31 December 2024 and of its incoming
ct50ETr¢¢8 and applitttlion of rosoiir¢¢& fDr Ihc ycar Ili¢ii ended.,
littve b¢¢ii properly prepar¢d iii hccordaiice willi United Kiiigdom G¢ii¢rthlly Accepled Accouiilin¥ Pra¢licc', An
hove b¢en prephr¢d ill ac¢ovdaii¢e with Ili¢ i¢ouircintiits ofihe Companlos A¢1 2006.
Ila¥l$ for vi)Inl•n
rc¥ponslbilitlCS ITiidcr Iliosc Slaiidurds arc fiiriher dcycribod iii tlic Airtlilof's JYJpoKsibillli¢& Joi. Ihe oii(lil o[ ihe.fi#o#¢ltsl
Cotyeliiylon¥ rolullni to Kolnw toTrcorn
prepDr41ion ofih¢ fiiiaiieial ￿lI¢￿ents 18 opproprithi¢.
liasi twelve Inoiiihy froiii wl%n (he fiiittiirial JIa￿l￿¢171$ ore &iiihori#od for j55U¢.
Othcr lthformgllon
audilor'g repori Iliereon. Thc Tru51CC5 are responslble for ihe ollier Infornibiion ¢Diilaincd wiiliiii lh¢ annu￿1 r¢pori. 0￿r Dplllloll
on th¢ fln#n¢iBI slel¢m¢n18 docs not cov¢r Ihi, oiher irtformttiioo und do not ¢xprcss any form of ￿$y￿r0￿¢ Loncliision
mtstcrially in6on8isrcnt with Ihc finan¢iol $1ot¢mni# oi. ollr knowlcd8e obithilscd iii Ilic course of Ihg #Lidii, or olhcrivi$c ￿ppc￿lS
deierrdi112 whether Ili15 giv￿ ris¢ iL> a Inaierittl mi551Bl¢illoril iii Ili¢ fiiinnci4151gl¢n)en15 Ihcinsclvc8. Ir. bosed on Ihe work wc
We h#vo noiliiiis 10 Kporf in Iliis reeard.
MAtter$ on wlii¢h w¢ ttquli'td to roibort b). txcci)tiDn
W¢ hav¢ noiliiiig lo rcport in rcyp¢¢i of Iht followinB m&rt¢r5 in r¢laiion lo whi¢h Ihc Chnriii¢8 (Aceolliiis niicl Rcportsl
Rcgiilallons 2008 reqiiireg us 10 report to )'ou if, In oiir oplnlon..
$vrri¢i¢lll a¢￿￿ni[n￿ records lillv¢ not bccn kept.. Dr
w¢ hav¢ noi received ttll the iiifonnalion iiid explandlions 14r r¢qll1￿ for oiirAudil.

SOUTHEND & WEI STCLIFF HEBREW CONGREGATION
INDEPENDENT AUDITORIS REPORT (CONTINUED)
TO THE TRU￿￿Es OF SOUTHEND & WESTCLIFF HEBREW CONGREGATION
RcAponqibllitiC5 of Tr￿SItt8
rclgl¢d lo goin8 con¢erD using the 80in8 L￿￿cern basis of Dccoiiniing iin1¢$5 Ilie 'friislces cillitr iniend lo liquidJl¢ Ilic
ehorllable compeny orlo EeDs¢ operfjli0114 or ha¥e no reg1i51i¢ fjlieriiulivc bui In dd ho.
Auill*nr 5 reiyDnhihllltlei (thr tho Rudll f+fiho finllnclAI IlAtomonti
We liove becn appDinied as &iidii()r Under seclion 144 Df tlie Cliarilits Act 2011 and r¢pori In acco1￿￿0¢¢ Ivlili th¢ A¢1 aiid
relevnlll regiilAlions rnode or hHviiig erreci Ihereiiiider.
The exi¢J)l io which our proccdurc$ ar¢ ¢opfjble ofdeiecling Irir8LIIArili¢$, iii¢ludiDi fruud, 5$ d¢i&ilcd belolv.
Thi8 r¢port li niBd¢ sokly 10 the ehprily'5 Inisle¢8, 0$ o body, in ac¢ordonee with Part 4 ofihe Clihrilie5 IAccounl$ Diid Repprl$l
or a%xiimc resp
op
5 huve lormed,
A Isciiifjr s1ntul4)ryA￿diI•r
For oiid on khalfofbraiicis James & Pariiier5 LLP, Sthiutory Aiidiior
Chllrt¢￿d Ac¢oiii>innl
1386 London
Lcigh on SeA
Essex
S89 21J.I
2 May 2025
Vrnn¢is Jam¢s & Pariners LLP ix eligible for appoiiilni¢nl as aiidiior of Ilie Charily by virlue of Its eligibility for appoiiitmeiil u5

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
STATEME]Yr OF FINANCIALACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2024
Toiiil Ilnrcstricte
Toixl
fu￿d5
21123
2024
2024
2024
2023
2023
lioiey
Incomc from..
DoJ]otIODS and legwie5
25,692
2,309
28,001
51,648
362,63J
22.961
49.024
2,715
54.363
362.63J
22.961
49.024
25.763
52.592
25,76.3
52.592
Ill￿s(mentS
Trtrtol
455,164
2,309
457,473
48fj,268
488.983
447,473
448.976
466,14Q
2.297
468.437
ToiAI txp¢ndllllre
447.473
1,503
448,976
400,140
2,297
468.437
7,C>91
806
8,497
20.128
418
20.546
Tyansferg bel￿On Ibnds
I,Joo
Ncl muv¢menl fiindy
7,691
806
8,497
21.628
20.546
IltconclllNllon offunds:
FLiiid bDlun¢¢s al l Janiiary 2024
1,960,756
22.4Q9
1,983,165
1,939.128
23,491
1,962.619
irun(r bA14n¢ts nt 31 DÈe¢rnbor
2024
1.968.447
23,215
1.991.662
1.960.756
22,409
1,983.165
The $tAl¢nienl or rinaiicithl thtlivi11¢5 includes 411 galns ttiid 105ses rocosn¢ycd in ihc yeai. All ineonie and éxpondiiure derive
Trom ¢oiiiinuin8 a¢livili¢s.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
BALANCE SHEET
AS AT 31 DECEMBER 2024
2024
2[123
Notes
Flxcd
Taiiuiblc a5¥eis
Inv¢sinienl PlL)pcfLy
Tnve$im¢ntg
12
13
14
-316,146
1.76.146
100
1.491.246
Currcnt assots
Debiory
1,4Ql,246
is
129,043
5Q9.Q94
521.041
638,137
6J9,666
Crt(Iltor$,' Amounts fiilllnx due wSthin one
ytfir
16
Ne¢ t￿rrent *siots
500,416
491,919
1,991.662
Th¢ fuThd$ of ih¢ ChArlty
19
20
23,215
1.968.447
22,409
1.960.756
Uiir¢$lricied fund5
Th¢ye flnAneial xlolem¢n15 have l)etrt PT¢por¢d In &tcordanEc ivtih the provisio￿# llpplicThble to ¢onipHni¢y 511bjc¢i ￿ Ihe ymoll
Tlic finnncSal $lalom¢nts ￿re rtpprov¢d by the TrLlSlOQ¥ 2 MAY 2025
Mr (t s￿e1
Trustee
Mr U Uuiiiii
Tru$t¢c
Complliiy regisirlllion niirnber 04622319 {ninglaiid and Wlllesl

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
Nott5
C.Rsh l]ow8 frDrn 01)trglin￿ NcllI'ltle$
Cag11 absorbed by operthiion5
25
164.5411
Inveslmcnl idcoine re￿iVed
52,592
41),024
Net oTh¥h Kcnor4lcd from Invo5tln&r heilvltlej
52.592
49.024
NE¢ cash 8tmerated from fl114n¢1￿¥ &cllvltl¢i
Ncl Ide¢refy$clllntr&ttso in t4*h ¢thih cqbSvnl¢nts
29.726
521,043
491.317
Ciiih ¢a¥h eyu5v#lL'iily al L)fve￿r
509,094
521.043
10

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FINANCTAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
iioli¢ies
ChRrlty informthtioTr
8ouihciid & WBslcliif Tltbrew Coiigrcgailon Is i privaie CDinpnn!' Ilmir¢d by giiirwiiee iNcorporaled iii r.nglniid rtiid
Wales. Tlie regisiertd office is Offi¢¢ Uf Tlic Con8re8Atioii. fiiitrhlcy Road, Wc81eliff Oil Sea. Essex. SSO 8AD, Uiiiled
Kingdoin,
1.1 Ac¢ounilng ttsnvenllon
2006, fRS 102 'Tlic fiiiE?nclal RepDrling Siai)dwd opplicable in the UK aiid Repiiblic ofir¢l&iid and Ilie Ch￿rIE1¢￿ SORP
aceoiiThls In 8ecordan¢¢ willi rhc finhiiciil Rcpofling Sillndnrd Jpplicable in Ilie UK fiiid Ilepublic of1ix1ak￿ IfRS 1021"
The ch￿rItY is fi Piiblic B¢n¢fii Entity th5 d¢fin¢d hy riis 10?
Tile financial sioiemeiiis gre prepared ln si¢rliiig. whlth is Ihc I￿nctional ¢iirrem¢y tyf (h¢ ChDrit)'. MoiKinry amoiiiiis In
icse J7non¢iThl sthierKniy aro roiindBd 10 Ilic nenr¢sl £.
accouniln8 poIs¢i¢8 8d0p￿d Irg Bel oiil telow,
1.2 Goin¥ ¢oDetr
¥uiny cvJnL'rrn bHsis L>focctsiiniinK in plepuring Il* finlliiclol 51ul¢m¥iiiy.
IJ ChArll*blc fu￿￿1
Ilesirleied hill￿5 Are siibjccl lo specific LondS15011% by doiiors or gi'oiiiory ¥1 10 Ihey iiiay be ultd, The purposes hiid
1.4 Ineomt
Ihui Ihe eL'vnomi¥ bgnefiis u¥w¢i¥led wllli Ihe Irunw¢ilun will 10 Ihe ¥harily Ilie umuiitll lun br r¢liHbli'
mefjsured.
Syn￿0&i* fees ¢h8ry¢ 011 1s1)uiie nii 8niiual bD¥os in advAnee. Deftired inconie is cttltulnied for fg¢8 pnld In
ndvRiicc for 2025.
Cs%h doi)&lion$ 8r¢ rc¢ogiiised on rettipl, Oih¢r doiilllions •r¢ r¢¢o¥ni%d on¢c the cliarily hny b¢¢n Notified of Ihc
re¢eivcd iirndcr GillAid or deeds of¢ovenanl is recogiiised Hi lh¢ iinie of the donRiion.
Ik8AciE3 are recognised on rtrrcipl or otherwise il'ilie ehnrity his beeii noiilied ol'nii impendlii8 disiribittioji, Ilie nAwiinl
1$ known, #nd ￿ Leipl 15 exp¥¢l¢d. lfil￿ knmuiinl is nui known. Ihe leullc'y i¥ Ir¢Ull￿ ¥ LuNiin¥LAI &¥¥L'I.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE PTNANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
Accouthiinll poll¢lt$
IContinv¢d
1.5 Exp¢ndliur
Expendiiiire is rccogiiised oiice there Is ll leglll or coiisliuclii'c obligjlioii 10 IrAiisfoi ecoiioinic hO￿riE 10 8 Ihird pDrl)'.
mellsiir¢d rcliobly.
Expei>ditiir¢ is classified by actiVifJ'. 'fiie cos15 ofcn¢li nclivity ore r)odc up of Ilie tothl ofdirecl c081$ llnd shtLred ¢0515,
ssei ¥ uye.
T*ingiLble fix¢d 1$5ei¥ 4re initlnlly mea5ur¢d ai eo$i aiid sub$equ¢nily meh$iir¢d ni cosi or valiiailon. ntl ofdepreeiiilion
find nny im￿)rmentIO8$t$.
U¢prccièiion Is reco8nis¢d so 88 lo wr¢l¢ Ot)'Ihe co$1 or1'fjl￿ail0rt ol'4s¥el8 le85 Ih¢lr rc$ld1141 valiie5 over Ili¢ir ii¥cllJl liw$
25% Sir81811l Lli
However. the buriol iround 01 Slotk RoRd wns wrilicn down 10 £ I wli¢ii il wos orisiThlllly piirchnsed.
Hciil&ic tt$X15 oilicr IhÈn herita4¢ property h8v¢ nol been r¢wNniy¢d iii Ihc finAn¢iMI ¥iAi¢n%nl¥. &1¥ siBnificani rosis ure
benefit d¢rivcd froill recu$nisin8 Ihc% ilerns 111 Ihe bAlnn¢¢ ght¢i.
Ilerliage U$¥¢li tsy$ets Ihjl arc of hi$loricnl or r¢li8i011s imtfv)rlnn¢e IhDI orc lield lo fiirlh¢r Ihe prcxrvht1o￿,
1.7 Invtslment iiroperty
INve￿niCnI prop¢vty Is shown it flir vBluc Al balthnce slieel dol¢. Any DEgrcgale siirplus or d¢ficli #ri$ing fii)tx chtsnge$ in
1.8 Iflxtd a5Jol Inv¢stmeTrls
Aclivitiey.
1.9 CAsh and e*sh cquiv4lt>Trts
origiiial mtsiiirilie5 of Ihree month$ or k5$. and boiik overdrllfts. Bllnk 0verdr￿fts are sliown wilhin borrowiiigs in Cli￿nI
12

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FINANCTAL STATEMENTS (coKfiNUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
Actountlng poli¢lc$
ICDn*lnuéd)
Finthneial in5tyumemis thrc rccogni$i'il In Ili¢ Chnriiy's bnlfincc sli¢ci whcn Ilic Chfirily b¢com¢s p￿rtY 10 coiilrn¢lual
prov18ions ofih¢ ingiriiment.
Boilcfliirtii¢lal¢s¥ets
bnslcfliiaiiclftl Ilftbllltl
aniorll¥ed,
Crlilcnl AetounllA¥ esllmfytcs Judqtmcni
In Ik opplichlioii of Ihg Clinriiy's a¢¢ounliiiB poli¢ie8. Ilie Trasl¢¢S requlred lo mnk¢ judgemenis, ¢Sliinfilo8 aiid
reeosni5ed 11> Ihe ptrtod in whlch the e$iimolc is r¢vised where Ilie r¢vi¥ion atrecis only Ihiil p¢rio(i oi in Ili¢ period or
the revl*ion Lnd Iltiiire i%rif)d$ whor¢ Ilio revl%lttn llffc¢l% hnih ciirreni ind ful￿r0 ￿rIodI.
erltlt*lludg¢m¢nty
'nlwAllon r*f fre¢hold i>roptrtit$
D¢prool&liorJ
VC5idual vnluc of Ili¢ asscls.
Il#lulltlon ofTnve51mtnt pmi>¢riles
the prnperli¢? which is b￿ed iipoTh Ihe extern&il Trnlii&lioiis provided b)1 a qiialified siinttyor.
13-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FINANCT AL STATEIIqENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEIIqBER 2024
Ihtorno fmm dohotloTr$ Jnd l¢gnci¢s
Unroslrlcted Ro5trictc
funds
Total Unr¢srrlcit
runds
2024
2024
2024
2023
2023
2023
Doiialion¥ Dfftl Bift5
i¥,t)64
7.628
2.309
20.373
7.628
41),29¥
5,350
2.715
5.350
2J,Ci92
2,3ng
Ji,ri48
2.715
Incortbts fmm cliarltfyblt ffjetlvili¢*
IlnTeslrlcl¢d
fun¢ls
2D24
Ilnroiirieted
rund5
2023
Charlt#blo Iieilvllles
Llldios GLiild
21.247
193.573
38,930
94.609
2.758
27,578
16fj.502
Flurllll lJoArd
M¢iiioriol flollrd
120.677
362.635
Incom¢ from othor Atlh.Illoi
Ilnroytrl¢l¢d IIAr¢slrlL't¢
21124
2023
Fundrnising events
Comniiiniij, Voice idiiirli$i￿￿ in¢ome
17,367
25.763
22.9fi1
14-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FINANCIAL STATEMENTS (CONTTNUKD)
FOR THE YEAR ENDED 31 DECEMBER 2024
IDcDme from inv¢sImt￿tS
Ilnré5tYitted ilTrrcstrletod
rund$
2024
2023
Renthl inoomc
Iiileresi rceelvablE
28,852
23,74D
28.661
2D.363
52,592
49.024
ExpEn￿ltUre on thtsrlijblc ffctlvStle$
Rcllulou$
2024
2023
Dlr*tl ¢o%t$
Sinff ¢051S
166,8J2
2.59fi
42.157
17,292
55,177
3.105
3S,324
170.277
.3.941
49.079
55.986
54.472
fj.U25
38.527
14.77.3
R..357
25.971
12.033
6.279
2.915
1.000
1.629
Rcpairs 8nd r¢newal$
C¢in¢leyy And buri•l ¢xpen5CS
Crtlering tkniicilon expeiiy6S
IIAlc% ond w8ier
Scciirity
Priiiling. Po$1￿£¢ nnd 51olioii¢ry
CLrtlakin8 aiid ¢leaning ¢o$ts
'l¢l¢phonc
Chief nobbi's Council
8.717
22,214
8,196
6.177
3.031
35
16.000
406,601
431.2CI4
Sh*ru itsi'*rMont¢ ¢ost$
Gov¢rnotic#
41,175
37.173
448,976
408.437
ADHIy515 by tun
Unrcsiricled Fiinds
R¢siricied fuAds
447.473
1.503
466.140
2.297
44%.976
468.4J7
Is-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FINANCTAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
Audllor s
¢S P4yDble 10 th¢ cliarity's at￿lI0r and 4590¢ia*s'.
2024
2023
FoFr autlltservlet
Alldii of the finBD¢ial slalcrnents DfihÈ £hJrity
4,800
4.800
For olhorse￿Iee9
All oih¢r non.&udil serviees
2.700
1.200
I'hcre were iio Iru51¢¢s' reinvneraiioii. expon3e5 poid or oihcr beii¢f115 for Ihc year eiidtd 31 D¢¢oinbcr 2024 or for th¢
ycfj¢endad 31 nc¢cihbcr202.3.
The charliy phl(I x snlNry lo Mr3 J Pepptr, Thc iyifc of Ci l>epp¢r ll iriiyioe, In IKr ettpAcily ps oiic of IliL Khslii'iit
orricErs. 'I'he sfilor), pJld wus commeThgLiruie iviih Ilie diiligs performed by Mr$ J Pepper niid Mr G Pepper not lioi'¢
iiivolv#menl iii deL,l¥lon% reg4rdlD8 the level ofih¢ wulary poid.
JIJ Employtc$
'I'hE Bv¢rage monihly liv￿b¢r01'eniPloyeeS during Ili¢ y¢ar WRS.,
2024
Numbor
2023
Niiml>tr
Dirocl ¢haril*blc
Supporl
To1￿1
10
Employmtnt tosts
2024
2023
Wogcs and $ttlDrios
166.852
170.277
Tlierr ￿re no cmployees who$¢ olin1￿1 reiniincrotion %vtss InorE Ihaii £60.ODO.
11 Thx*tion
Tlie churiiy is exeinpi firy)m Ib¥ftlion on ils oclivilit6 bÈ¢ou% all 11$ Into￿7￿ iy applied fDr cliarilahl¢ purposcs.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FTNANCIAL STATEMENTS (CONTJNUKD)
FOR THE YEAR ENDED 31 DECEMBER 2024
12 T4ngiblc fixod A$J¢l$
]TrcthoM
C￿1
At l Janunry 2024
361.372
442
361.114
Ai 31 Deternbor 2024
361.372
441
361.814
Depreclntlon and Impnirmont
At l January 2D24
2J.227
441
25.668
Ai 31 De¢embcr 2024
25.227
441
25.668
CRrrvliiK
Al 31 De¢¢mbcr 2024
336,145
3J6.146
Al 31 D¢¢¢inber 2023
33fj,145
33fy.140'
13 Inv¢¥tmonl p￿￿trIY
21124
ri*lrv41uo
Al l Jttniiory 2024 ind 31 December 2024
1,153.000
Tlie Inveginieiil proixrile$ h8vq hBen revllliied by •n indep¢ndeni pr*fc$¥ional voliKr Ib March zn21. The Inisie¢$ helki
Ih¢r¢ hny iioi b¢en a mnieriol chDn8# in Iht vfjliithiioii.
14 Ifix¢d nssoi Inwo$tmtnts
Oili¢r
Inv¢$tmtnti
Cost ori'aluHllon
Ai l Junuurj, 2fJ24 & 11 DeL¥inb¢r 2024
C#rryln(¢
At 31 Decemb¢r 2024
100
At 31 Dec¢niber2023
2024
2023
Ot￿r inve51m¢nls comprlse..
24
loo
100
f7-

SOUTHEND & WESTCLIFF HII BREW CONGREGATION
NOTES TO THE FINANCJAL STATEMENTS (cowfiNUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
IS Dtbtorj
21124
202J
AmoMNts filliig duc ivilhiTr one yeAr'.
Trad¢ d#biors
Oihor deb￿ra
89.274
10.3JO
69.517
13.690
99.604
83.207
21J24
2(123
Amount5 falllnE duc *ft¢r rTror¢ Illin one ycllr..
Trad¢ d¢bior8
35.416
Titnl dcbtfj
129.043
Trade dcblDry toinprisc¥ of mcmb¢rship fccs oiitslaiidiiig.
1Thcliid￿ iii oilier Ikbior¥ is £7,430 due Iroin the sub51diaryb Just K05h¢r SWHC Litnlled.
16 cr0dllon￿ iimounts fiLlllny d¥¢ wlthln ont yoar
2014
2023
Notsi
Deferrod11140111¢
Oihcr¢r¢dituvs
17
106.734
29.541
147.747
17 Doforr¢d Inoome
2024
2023
Oiherdglentd Ineoni¢
101¢,18U
106.734
D#fcrred lit01￿ is iii¢lud¢d iii (h¢ niianLi&l Stslernetits as follows-.
2024
2023
tjeferred in¢0￿e is included within..
106.734
Movemeniy ID Ihtt yvur..
18.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
17
Dcf¢rred Intbm¢
(CoThlinuodl
Deferred in¢ome ai l Janiiary 2024
Rel¢ased froiii prov4)iis ptrriod5
106.734
1.446
107.508
17741
Deferr¢d income Ai 31 tl¢¢einber 2024
106.7.74
18 R¢tlr¢m¢nt btneni $rh¢nics
Dcfintd conlrlbullon 5¢hemti
Th¢ amoLlllI retO8ni5gd in incom¢ or exJKndiliiTe •y an expen￿ iii rel•liDn 10 defincd ￿ll¢ribl)i1o￿ plttiis ivai £2.491
121)23'. £2.7441.
l) Rostrlcted
Thc ￿StrIC￿￿ Funds of Ihc ¢h4rily ¢oTrJprt8c lh¢ iin¢lip¢ndcd balanc¢$ of doN4lion8 nnd ir￿n15 hpld 01> INisi JDbj¢¢l 10
spetifiB coiidiiloiiy by donors &5 10 hoiv Il>¢y mny be iised.
At I
Relourtes
cxpen¢Jtd
'rrTrn$ftYS&lt Jl D¢cembtr
rcsoupcey
2024
Corg Coniniill¢¢ Aiiid
4.048
5.070
19091
4,190
22.409
2,309
23.215
Pr¢vlous ytrtr,,
At I ,J#nunry
2023
R¢sources
¢xiicndcd
Tr#nsforsplt Jl DE¢cinbrr
re¥￿￿￿¢¢$
2023
CAre coili1￿111ec fund
Kldz Kal¢iidgy
Golda While fund
4.363
5,857
1,003
4.048
5.070
19791
23,491
2,715
12,2971
21.409
19.

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE ￿NANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
20 Unr¢slrlcttd fund5
unrc¥iri¢kd fiiiid5 of the ¢hariiy comprise the iillexpEllded bnltsnces ofdoiiailoiis and 8r&iii$ ivhi¢h 4re not S￿bject 10
spe¢ifi¢ ¢ondilioMg by duiior5 w?d 8fAiiiors ns lo hoiv Ihey MBY bc iised. I'11¢s¢ include desigiialed fund5 which ￿ve bce
S¢1 n¥lde oiii ofiinresiricled by Ihe irtisiees for specific piirpose5.
AI I ,14DiIArv
2024
TrAii$fers&ii JI Dtctnbbcr
2024
ro$ouroEs
cxponde¢J
549.093
199.638
43J,068
1427,6251
78.276
632.812
199.638
16,886
Burihl ￿%¢rVC fliiid
21.247
7¥.270
17¥,2761
2,187
613
716
16601
2,237
746
MiiiyHn nJThd
Inve%im2rn1 properly fthir v4lu¢
lund
1,960.756
45S,164
1447,4731
l.Q68.447
Prew10￿9 y¢Mr:
At l .linuiiry
InetsmiTr¥
rL'sourcÈi
H¢%ourct$
QXP¢llLled
TrxD5fer¥At Jl D•oemb¢r
202J
Q¢n¢rnl fiinds
r4urial ￿5¢rY¢ fuiid
539.912
199.038
458,107
1441.4451
549.093
199.638
27.$78
124.6951
Iiifraslruciiir¢ rtplJ¢en)eiil fknnd
69.295
8,981
78.276
fiind
Miiiynn fund
Invesimpnt propert), Inir vHIu¢
1.747
470
440
2.187
485,268
1466.1401
1.500
1,960.75
21 A Thnlyyi5 ofnEt Mystt¥ b¢twotn fund5
Unre51rlcl¢d
Rosiriettd
rund¥
2024
TotThl
2024
2024
Ai 31 DooÈnJb¢r 21124..
Tan#lbl¢ oJscI8
Investment propErtI¢S
Inve$imenls
336,146
,155.000
lov
477.201
336.146
1.155.000
23.215
500.415
1,968,447
23.215
20-

SOUTHEND & WESTCLIFF HEBREW CONGREGATION
NOTES TO THE FJNANCTAL STATEMEl¥trs (CONTINUED)
FOR THE YEAR ENDED 31 DECEfvlBER 2024
21 Anthlyii5 of net 11S8cis h¢twee￿ fun￿
[C￿nti￿ve￿)
UAr¢$trl¢ied
li¢$trlcl¢
d$
2023
Totnl
2023
2023
At 31 D¢ccmbtr 2023..
Tongible u¥sel¥
Inveslnienl properlt¢s
336.146
336.146
1,155.000
100
100
469,510
22,409
1,960.75G
22.409
12
ANiilysl8 of¢hthrltxbl*
PUIiPOSB OF FUNDS
TIK followlnB are tsll de518nBred fliiids,
iiriAI R¢8erv¢.'
TherB is a ¢oniinR¢ni liability ln re8￿cl ofiiie Chnrily'y obli8&1ioii lo biiry ils Mcmb¢r5 Ivlio pAy biiritsl ftBY. The cosi ol
this i)hli8aiioi) ig Iirt¢¢rlHill bul B pfLidenl rest￿¢ 15 coiis5dertd 10 havo b¢eii made.
Tli¢ Souiht11d ond Weslcllff Jeivisli Lndi¢y tiuild provide$ suppori %rvi¢es ID Ilie ¢oihiiiuiiiry.
Infmsiriiciiire repltsc¢rnent',
The Infrasiriicliire Aind lin5 bgcn csinbllshed 10 pmvide for mhjoi rcpRirs lo Ihe SynngoBlle. 11 iv￿$ decided by Ilie
Tli¢ Iiiveslineni property fBir valiic reyerve Ibnd 1% rEqiiirecl by Ili¢ CoiDpaniei Aci aiid repreEont8 Ilie &inf)Lini hy
A ireJled hy Ilie WDrden% priur ￿ the Yorniin) No'orim reli¥i(iu¥ rii¥x ni>iif(L*liun¥ rnuilgd iiui iu rnemher.4.
Minyiin mviiic¥'.
Kol Nidr¢'.
PUPOSC OF RESTRICTED fuNDS.,
Golda Wli51ts'.
-j.he congvegalion arr cnlilled 10 iinyesirictcQ lisc of IhE inconie from the Oolda White'liusl Piind iityi112052. thfter wliich
cli>iilll Slim will Trrsl lo ilie benefitof Ilie ¢Dii8rc8alion unre51ri¢ied and absolutely.
Care Conimitlec..
A fund Ivo5eStAblish¢d in 2007 for 5eTric¢s iii the Commu￿lly.
Kidt Kal¢iider'.
A fiinil for tlie promotion of arliviiles de¢in¢d appropii•l¢ foryoiiih acllvilits.
21

SOUTHEND & WESTCLIFF HEBRIW CONGREGATION
NOTES TO THE FINANCTAL STATEMENTS (CONTTNUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
23 R¢l4lcd pirty trunsllc15oAs
There werc di$¢losobl¢ r¢la*d p4riy Ittsii$aclionq durliig the yeJr12023. none).
24 SubsidlArit
Tlie$e finan¢&al slfyiem¢ni$ thre sepnrate compuny fiiiaiicial SlAlenienls for Jii81 K05h¢r S'WFIC Limiieil, eompniy iiiimber
Delails ofili¢ Charily'5 siibsidiarl¢s ni 31 Dcc¢mb¢r2024 are as follows..
Rogliltrc
omto
N*lurc ofhu$lnes
Ih#ros hold
Dlroet IDdirtct
Jiisl Knsthev 8WHC l.iinlied nfflce rtfih¢
CthiigreÈi11ion,
riiichl¢y RdAd,
Weslclitron Seth.
Eg%ex, 8S(18AD.
nrdiiinTV
ion.oi>
Jusi K05hcr S'WI.IC Limil¢d, iii Ihc yehr 10 JI Oclob¢i 2024, had o 10$8 of £51412023.. £1,056 Pl￿￿1). The rcserve5 u al
31 Oclobor 2024 were 4 d¢fi¢¢l Trl.E54712023.. .£i31.
25 CH$li *bsorb¢d by oijtl*li•nJ
2024
21113
8.4Y7
2U.540
Adlviimeni$ fDr'.
lJ2,5921
149.0241
Movtm¢nl$ In workltt¥ tllpll￿I..
Iliicr¢agel in d¢btors
ID¢br*Aselliiiertthso iii cr¢dilors
IiiercHs¢lld¢¢re&5el In deterred intome
16.3641
1,446
7741
CJL¥h Ab¥orbed by uperillio￿
26 Anitl}¥1s of th￿ng¢S Mt funds
The Chirily had no mI￿rIllI debt during year.
22-