2023-03-31-accounts

Reserves and Going concern
At the balance sheet date the charity's total reserves were E1,201,587.After deducting	restricted	funds
together with the value oftangible fixed assets and fair value reserve, the reserves freely available tothe
charity were f617,041.The trustees have reviewed these reserves and have designated	them as follows:
operating reserve E250,000
building and capital asset reserve E100,000
special projects: information and advice E115,000
special projects: community engagement f31,524
special projects reserve E120,517

					Total			Total
			Unrestricted	Restricted	funds	Unrestricted	Restricted	funds
		Note	funds	funds	2023	funds	funds	2022
			E
Income from:
Donations and	legacies	3	32,967	77,298	110,265	46,594	66,945	113,539
Charitable activities		4	1,501,640	413,710	1,915,350	1,165,902	640,815	1,806,717
Other trading	activities	5	6931		6,931	5,434		5,434
Investments						7		7
Total income			1,541,538	491,008	2,032,546	1,217,937	707,760	1,925,697
Expenditure on:
Raising funds			32,760		32,760
Charitable activities			1,462,896	565,000	2,027,896	1,091,668	651,174	1,742,842
Total expenditure		6/7	1,495,656	565,000	2,060,656	1,091,668	651,174	1,742,842
Net gain/(loss)	on
investments		13	(2,298)		(2,298)	5,975		5,975
Net income/(expenditure)			43,584	(73,992)	(30,408)	132,244	56,586	188,830
Transfers between funds		16	(8,476)	8,476		11,403	(11,403)
Net movement	in funds		35,108	(65,516)	(30,408)	143,647	45,183	188,830
Reconciliation	offunds
Total funds brought
forward Total funds carried			1,127,068	104,927	1,231,995	983,421	59,744	1,043,165
forward		17	1,162,176	39,411	1,201,587	1,127,068	104,927	1,231,995

				Note	2023		2022
Fixed assets
Tangible assets				11		527,332		528,616
Investment in Age	UK Croydon Trading		Ltd	12		100		100
Investments				13		113,283		116,815
Total fixed assets						640,715		645,531
Current assets
Debtors				14	344,881		129,910
Investments				15	249,000
Cash at bank and in		hand			1,331,863		1,634,230
Total current assets					1,925,744		1,764,140
Creditors: amounts		falling due
within one year				16	(1,364,872)		(1,177,676)
Net current assets/(liabilities)						560,872		586,464
Total assets less current liabilities						1,201,587		1,231,995
Net assets				18		1,201,587		1,231,995
The funds ofthe charity:
Restricted funds						39,411		104,927
Unrestricted funds:
—General funds					527,332		528,616
- Designated funds					634,844		598,452
Total unrestricted	funds					1,162,176		1127068
Total charity funds				17		1,201,587		1,231,995

				Note	2023	2022
Cash (used in)/provided	by operating		activities	20	(46,674)	1,035,888
Cash flows from investing		activities
Investment income
Purchase ofcurrent asset investments				15	(249,000)
Purchase oftangible	fixed assets				(6,693)	(1,176)
Cash used in investing		activities			(255,693)	(1,169)
(Decrease)/Increase in cash and cash			equivalents		(302,367)	1,034,719
in the year
Cash and cash equivalents		at the start	ofthe year		1,634,230	599,511
Cash and cash equivalents		at the end	ofthe year		1,331,863	1,634,230
Analysis ofchanges in net		debt
				At start		At end
				~of ear	Cashflows	~of ear
				f		f
Cash				1,634,230	(302,367)	1,331,863
				1,634,230	(302,367)	1,331,863

			Unrestricted	Restricted	Total	Unrestricted	Restricted	Total
			funds	funds	2023	funds	funds	2022
Donations			5,444	1,421	6,865	9,813		9,813
Legacies			17,523		17,523	13,000		13,000
Grants:
Music for	Dementia/			3,639	3,639		18,195	18,195
The Utley		Foundation
Mercers/The		Charity of		5,833	5,833		10,000	10,000
Sir Richard		Whittington
Charities	Aid	Foundation		55,000	55,000		36,250	36,250
Age UK London						13,781		13,781
Age UK			10,000		10,000	10,000		10,000
Emmanuel	Hospital			10,625	10,625		2,500	2,500
Others				780	780
Total			32,967	77,298	110,265	46,594	66,945	113,539

	Unrestricted	Restricted	Total	Unrestricted	Restricted	Total
	funds	funds	2023	funds	funds	2022
					E	f
Healthier Lifestyles	219,156	7,000	226,156	143,871	7,053	150,924
Age UK London	24,800		24,800	24,800		24,800
Age UK Warm homes				5,022		5,022
Personal Independence	921,945		921,945	921,292		921,292
Co-ordinators
Care Home Connectors	244,785		244,785
ICB Innovation fund	48,500		48,500
Memory Tree Cafrl		40,000	40,000		40,000	40,000
Dementia cafe in a care home		5,042	5,042
Information and advice	11,668	251,899	263,567		327,492	327,492
NHS Charities Together					225,270	225,270
HCT Healthier Communities	4,000	109,769	113,769	4,000	41,000	45,000
Together
Local Voluntary Partnership	1,625		1,625
Winter Pressure	25,161		25,161	66,917		66,917
	1,501,640	413,710	1,915,350	1,165,902	640,815	1,806,717

							Total	Total
							2023	2022
Brigstock Road	Community	Hub					2,575	3,178
Fundraising activities							3,611	74
FITsolar panels							602	2,178
Other							143	4
							6,931	5,434
All income from trading activities relates to unrestricted funds.
Expenditure allocation - current year
								Total
				Staff	Other direct	Partner	Support	funds
				costs	costs	payments	costs	2023
				E
Charitable activities
Information	and Advice			164,456	4,190	94,562	72,241	335,449
Winter Pressures				13,690	105		6,701	20,496
Befriending				41,003	1,387		26,917	69,307
Healthier Lifestyles				135,928	5,567		63,294	204,789
Memory Tree cafes				26,229	7,758		12,979	46,966
Care Home	Connectors			101,089	1,551	96,552	45,965	245,157
Personal Independence		Co-ordinators		641,876	13,376		269,821	925,073
Innovation	fund			4,894		41,500	1,612	48,006
Brigstock Road community			hub		5,800		13,926	19,726
HCT Healthy	Communities		together			109,769		109,769
Hardship fund					3,158			3,158
				1,129,165	42,892	342,383	513,456	2,027,896
Raising funds
Fundraising costs				16,330	14,400		2,030	32,760
				16,330	14,400		2,030	32,760
Governance					9,446		(9,446)
Premises costs					122,810		(122,810)
General support	costs			303,882	79,348		(383,230)
				303,882	211,604		(515,486)
Total				1,449,377	268,896	342,383		2,060,656

Expenditure allocation -pr	evi	ous year
							Total
			Staff	Other direct	Partner	Support	funds
			costs	costs	payments	costs	2022
			E
Charitable activities
Information and Advice			159,129	(5,270)	60,900	55,685	270,444
Winter Pressures			24,119	478		9,363	33,960
Befriending			28,644	709		30,322	59,675
Healthier Lifestyles			103,936	6,363		45,914	156,213
Memory Tree cafes			22,859	4,216		12,083	39,158
Personal Independence	Co-ordinators		637,323	17,762		226,470	881,555
Brigstock Road community		hub	16,014	10,825		7,051	33,890
NHS Charities Together					225,270		225,270
HCT Healthy Communities		together			41,000		41,000
Care Home Connectors				440		115	555
Hardship fund				1,122			1,122
			992,024	36,645	327,170	387,003	1,742,842
Governance				7,766		(7,766)
Premises costs				78,992		(78,992)
General support costs			209,555	90,690		(300,245)
			209,555	177,448		(387,003)
Total			1,201,579	214,093	327,170		1,742,842

Support costs - current year
			General	Total
	Governance	Premises	support	2023
			6
Staffcosts			291,105	291,105
Staffcosts - volunteering			12,777	12,777
Amounts payable to auditor:
statutory audit	7,000			7,000
taxation services
Payroll services			4,621	4,621
Legal &Professional	2 321		158	2,479
Stafftraining			97	97
Recruitment and DBS			2,073	2,073
Office costs			9,308	9,308
ITand website			23,006	23,006
Depreciation			7,977	7,977
Telephone			16,347	16,347
Other finance costs			3,008	3,008
Maintenance and other premises costs		11,582		11,582
Rent and service charge		52,117		52,117
Business rates		5,504		5,504
Insurance			6,461	6,461
Light, heat and water		13,607		13,607
Volunteer costs			514	514
Other costs	125	40,000	5,778	45,903
	9,446	122,810	383,230	515,486

Support costs - previous year
				General	Total
		Governance	Premises	support	2022
				f	f
Staff costs				185,835	185,835
Staff costs - volunteering				23,720	23,720
Amounts payable to auditor:
statutory audit		6,360			6,360
taxation services		600			600
Payroll services				4,480	4,480
Legal & Professional		806		1,066	1,872
Staff training				9,108	9,108
Recruitment and DBS				17,393	17,393
Office costs				2,728	2,728
ITand website				20,409	20,409
Depreciation				8,553	8,553
Telephone				13,977	13,977
Other finance costs				2,335	2,335
Maintenance and other premises	costs		7,684		7,684
Rent and service charge			52,569		52,569
Insurance				5,980	5,980
Light, heat and water			18,739		18,739
Volunteer costs				33	33
Other costs				4,628	4,628
		7,766	78,992	300,245	387,003

				2023	2022
Staff costs were as follows:
Salaries and wages				1,289,032	1,073,352
Social Security costs				112,842	92,116
Employer's contribution	to	defined contribution	pension schemes	45,939	36,111
Redundancy costs				1,564
Total				1,449,377	1,201,579
The number ofemployees		whose total employee	benefits (excluding employer	pension costs) exceeded E60,000
were as follows:
				2023	2022
E60,000 - E69,999
f70,000-f79,999

average number ofemp	loy	ees was as follows:
			2023	2022
			Headcount	Headcount
Information and Advice
Winter Pressures
Befriending
Healthier Lifestyles
Memory Tree cafes
Care Home Connectors
Personal Independence	Co-ordinators		20	21
Brigstock Road community		hub
Administration & Management
Volunteer co-ordination
			51	44

			Freehold
			land and		Fixtures &	Computer
			~tttdtdin	~	~Fittin s	~Eui ment	Total
			E		E	E	f
Cost or deemed cost
At	1April 2022		489,976		9,996	51,085	551,057
Additions						6,693	6,693
Disposais
At	31March	2023	489,976		9,996	57,778	557,750
Accumulated		depreciation
At	1April 2022				4,287	18,154	22,441
Charge for the		year			1,043	6,934	7,977
Disposals
At	31March	2023			5,330	25,088	30,418
Net	book value
At	31March	2023	489,976		4,666	32,690	527,332
At	31March	2022	489,976		5,709	32,931	528,616

stments
				2023	2022
					f
At 1April				116,815	112,110
Unrealised	gain/(loss)	on investments		(2,298)	5,975
Charges Market value at 31March				(1,234) 113,283	(1,270) 116,&15
Consisting	of:
Multi Asset	actively managed		portfolio	113,274	116,803
Cash				9	12
				113283	116815

14	Debtors
				2023	2022
	Trade debtors			310,375	106,080
	Prepayments	and accrued income		34,262	21,737
	Other debtors			244	2,093
	Total			344,881	129,910
15	Current asset	investments
				2023	2022
	Deposits with	a maturity	date of:
	Three to six months
	Sixto twelve months			249,000
	Total			249,000

				2023	2022
Trade creditors				67,903	31,022
Taxation and	social security			28,541	117,661
Other creditors				40,372	23,018
Deferred income				1,167,954	964,391
Accruals				60,102	41,584
Total				1,364,872	1,177,676
Deferred	income
				2023	2022
Balance	at beginning		ofyear	964,391	134,948
Amounts	released	to	income	(959,858)	(503,483)
Amounts	deferred	in	the year	1,163,421	1,332,926
Balance	at the end	of	the year	1,167,954	964,391

Movements in funds
			At 1April	Incoming	Outgoing		At 31March
			2022	resources	resources	Transfers	2023
				E	E		f
Restricted funds:
Hardship fund			18,732	780	(3,158)		16,354
Information and advice			64,032	251,899	(315,655)		276
Befriending				60,833	(69,309)	8,476
Personal Independence	Co-ordinators
Healthier Lifestyles			626	7,000	(7,017)		609
Memory Tree cafes			19,037	50,102	(46,967)		22,172
Emmanuel Hospital			2,500	10,625	(13,125)
HCT Healthier Communities		Together		109,769	(109,769)
Total restricted funds			104,927	491,008	(565,000)	8,476	39,411
Unrestricted funds:
Building and capital assets		reserve	30,000			70,000	100,000
Operating reserve			250,000				250,000
Special projects reserve	- unallocated		298,351			(177,834)	120,517
Special projects reserve-	i&A					115,000	115,000
Special projects reserve	- Community					31,524	31,524
Fair value reserve			20,101		(2,298)		17,803
Total designated funds			598,452		(2 29&)	38690	634844
General funds			528,616	1,541,538	(1,495,656)	(47,166)	527,332
Total unrestricted funds			1,127,068	1,541,538	(1,497,954)	(8,476)	1,162,176
Total funds			1231&995	2 032&546	(2&062954)		1&201,587

Movements in funds -	previous year	previous year
			At 1April	Incoming	Outgoing		At31March
			2021	resources	resources	Transfers	2022
			E	E	E		E
Restricted funds:
Hardship fund			19,854		(1,122)		18,732
Information and advice			6,984	327,492	(270,444)		64,032
Befriending				46,250	(59,675)	13,425
Personal Independence	Co-ordinators		24,828			(24,828)
Healthier Lifestyles			8,078	7,053	(14,505)		626
Memory Tree Cafes				58,195	(39,158)		19,037
Emmanuel Hospital				2,500			2,500
NHS Charities Together				225,270	(225,270)
HCT Healthier communities		Together		41,000	(41,000)
Total restricted funds			59&744	707 760	(651174)	(11&403)	104,927
Unrestricted funds:
Building and capital assets		reserve	2,996			27,004	30,000
Operating reserve			230,000			20,000	250,000
Special projects reserve			210,436			87,915	298,351
Fair value reserve			14,126	5,975			20,101
General funds			525,863	1,217,937	(1,091,668)	(123,516)	528,616
Total unrestricted funds			983,421	1,223,912	(1,091,668)	11,403	1,127&068
Total funds			1,043,165	1,931,672	(1,742,842)		1,231,995

	Unrestricted	Restricted	Total
	funds	funds	funds
	6	f	f.
Tangible fixed assets	527,332		527,332
Investments	113,383		113,383
Net current assets	521,461	39,411	560,872
Net assets at 31March 2023	1,162,176	39,411	1,201,587

	Unrestricted	Restricted	Total
	funds	funds	funds
	6
Tangible fixed assets	528,616		528,616
Investments	116,915		116,915
Net current assets	481,537	104,927	586,464
Net assets at 31March 2022	1,127,068	104,927	1,231,995

							2023	2022
	Operating lease commitments		due:
	within one year						22,506	51,702
	between one and five	years						21,500
							22,506	73,202
20	Reconciliation ofnet movement			in funds to	net cash flow from operating	activities
							2023	2022
	Net income for the reporting			year			(30,408)	188,830
	(as per the statement	offinancial activities)
	Adjustments for:
	Depreciation charge						7,977	8,552
	Loss/(Gain) on investments						2,298	(5,975)
	Investment charges						1,234	1,270
	Interest income from	investments						(7)
	(Increase) in debtors						(214,971)	(96,784)
	Increase in creditors						187,196	940,002
	Net cash (used in)/provided			by operating	activities		(46,674)	1,035,888