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2025-03-31-accounts

CHARITY REGISTRATION NUMBER: 1080339

Jewish Community Council of Gateshead Unaudited Financial Statements

31 March 2025

WHITESIDE AND DAVIES LTD

Chartered Certified Accountants 158 Cromwell Road Salford M6 6DE

Jewish Community Council of Gateshead

Financial Statements

Year ended 31 March 2025

Page
Trustees' annual report 1
Independent examiner's report to the trustees 5
Statement of financial activities 6
Statement of financial position 7
Statement of cash flows 8
Notes to the financial statements 9

Jewish Community Council of Gateshead

Trustees' Annual Report (continued)

Year ended 31 March 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

Reference and administrative details

Registered charity name Jewish Community Council of Gateshead Charity registration number 1080339 Principal office 81 Bewick Road Gateshead NE8 1RR The trustees A Halberstadt D Schleider J Russell J Schleider Independent examiner C Frenkel FCCA 158 Cromwell Road Salford M6 6DE

Structure, governance and management

The charity is constituted as a charitable trust and is therefore governed by a trust deed. The constitution was adopted on 31 January 2000 and amended on 25 November 2020.

Recruitment and appointment of new trustees is in line with the trust deed, objectives of the charity and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.

Objectives and activities

The Charity's objects are to do all such things as are exclusively charitable according to the law of England and Wales for the benefit of the public and in particular for the benefit of Jewish people living in the Borough of Gateshead and adjoining areas, including:

  1. The provision of facilities for recreation and leisure-time occupation in the interests of social welfare with the object of improving their conditions of life, including the establishment and maintenance of a community centre;

  2. The relief of unemployment or financial hardship for the benefit of the public in such ways as may be thought fit including the provision of education, training and all the necessary support designed to enable individuals to generate a sustainable income and be self-sufficient, and assistance to find employment;

  3. The promotion and support of voluntary and charitable organisations (provided that such promotion and support is for work that is exclusively charitable);

  4. The advancement of health and physical and mental wellbeing through the delivery of health services, and social care and health care education; and

  5. The relief of those in need by reason of financial hardship or other disadvantage including through the provision and support of housing and any associated amenities for persons in necessitous circumstances upon terms appropriate to their means.

1

Jewish Community Council of Gateshead

Trustees' Annual Report (continued)

Year ended 31 March 2025

Background and local context

The Jewish Community Council of Gateshead (JCCG) occupies pride of place as a pivotal community anchor representative body providing a wide range of services for the local Jewish community in a culturally sensitive way. Under its mission statement ‘Support-Advocacy-Opportunity’, the JCCG works to actively break down barriers to improve people’s social, economic and health & wellbeing prospects, tackling inequalities and improving lives.

From its centrally located Bewick Centre community centre base, the JCCG works with people of all ages, delivering a range of community-benefit projects. In addition, the JCCG supports local charities and youth groups, with a focus on children and young adults with disabilities.

As a representative body, the JCCG works to champion the voice of the community and advocate for its needs through trusted partnerships formed over many years, resulting in better outcomes for the community. We work as a strategic partner with Gateshead Council, Northumbria Police, the NHS and other statutory bodies, and voluntary agencies such as Citizens Advice and Connected Voice and local and regional business support agencies. The JCCG also liaises with central Government, often in collaboration with national Jewish partner organisations such as Interlink and Agudath Israel Housing Association (AIHA). In recent years, the JCCG has formed a close working relationship with Work Avenue of London to provide employment support in a culturally appropriate way, as well as JCommerce of Manchester for business and enterprise support.

In addition to active dialogue with the Local Authority on a range of issues affecting the community, the JCCG’s Project Director is a member of the Police and Crime Panel, the Gateshead Safeguarding Children's Partnership and other VCSE forums.

The JCCG’s subsidiary Registered Housing Provider ‘Adler Housing’ continues to manage its housing stock, and is actively engaged with partner Housing Associations to develop further social housing in the locality. Completion of its next project in partnership with AIHA is in sight, which will see a further 20 family homes being created in the local area, with further projects in the pipeline.

As an organisation engaged heavily in social welfare, the JCCG has partnered with stakeholders such as Campaign Against Child Poverty and other regional and national partners to engage extensively with Government on issues such as child poverty, the difficulties posed by the introduction of Universal Credit, and the two-child cap.

The JCCG receives support from a range of funders, trusts and foundations including the National Lottery, the Community Foundation, Sport England, Gateshead Council, the Ballinger Trust and other grant making bodies. The funding allows the organisation to initiate new community benefit projects and further build capacity.

Beneficiaries

The charity's beneficiaries are based within central Gateshead's densely populated urban core, living in wards ranking very low on the Indices of Multiple Deprivation.

The community faces multiple challenges around general disadvantage, poverty, lack of suitable housing, health inequalities, digital exclusion, and lack of access to services. Through its activities, the JCCG aims to close the gaps faced by the community, offering opportunity and equal access for all. We constantly aim to nurture and promote economic opportunity and prosperity, improved health and wellbeing outcomes, and sustainable development activity.

A strong current focus of the JCCG is employment and business support, aiming to boost economic activity and stimulate the local enterprise ecosystem through the highly successful SPF and NECA-funded Yalla project that provides bespoke enterprise support through themed workshops,

2

Jewish Community Council of Gateshead

Trustees' Annual Report (continued)

Year ended 31 March 2025

networking events, one-to-one advice and mentoring. Alongside that, our acclaimed Labriut Healthy Living Centre have a strong offer in the area of family support and reducing social isolation. Their Family Hub offer, funded by Gateshead Council, includes a range of family support services such as mother and baby drop-in, weekly midwifery clinic, baby massage and music and movement sessions. Their “Generation Thrive 55+” gala social events and small groups initiative have brought good cheer, inclusion and a smile to many faces of older people facing social isolation.

Through the regular collection of feedback from service users we measure change and the impact of our work, which feeds into the design and tailoring of projects in response to demand.

Services and activities

Services and activities that were offered by the JCCG during the period:

Community centre project

The JCCG is based at The Bewick Centre, its wholly owned base located in the heart of the community. A vital community asset, it is a buzzing focal point for an eclectic mix of social, leisure, and community facilities and activities. These include a multi-purpose hall, internet drop-in, Fitness Centre, conference facilities and office space. In any given week, hundreds of users pass through its doors to access services and activities.

Labriut Healthy Living Centre

The Labriut Healthy Living Centre, a flagship JCCG project, continues its successful track record of delivering a rich program of health-related events and educational material to a community which is often referred to as 'hard to reach'. In addition to a suite of exercise sessions for men and women, Labriut brings knowledge and understanding of health matters to the community in a culturally sensitive way via awareness-raising and events.

Labriut Healthy Living Centre has a long and distinguished history of acting as a single point of access to the community for Gateshead Council Public Health Team and other health agencies. Labriut play the role of trusted middleman to ensure that Gateshead Council and NHS organisations have a partner to work with to secure access to the community and deliver its statutory and other obligations.

Hospital Chaplaincy

Two JCCG Board Members occupy key roles within local Health Trusts. One is an Appointed Governor at the QE Hospital and Honorary Chaplain with the Newcastle NHS Trust, and the other is Honorary Chaplain at Newcastle upon Tyne Hospitals NHS Foundation Trust and Honorary Chaplain at the QE Hospital.

3

Jewish Community Council of Gateshead

Trustees' Annual Report (continued)

Year ended 31 March 2025

Conclusion

At the conclusion of another successful and industrious year for the JCCG, we take this opportunity to express thanks to all the partner organisations and funders, and in particular our dedicated staff and growing cadre of dedicated volunteers, who have supported the activities and projects of the JCCG this year.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and in particular to its supplementary public benefit guidance on advancing education when reviewing the charity's aims and objectives and in planning future activities and setting grant making policy for the year.

Achievements and performance

The charity increased its charitable activities in the year mainly through the provision of recreational facilities, the relief of unemployment and the advancement of health and wellbeing.

Financial review

Total income for the year has increased over the year by £83,077.

Direct charitable expenditure has increased by £32,282.

Governance costs were slightly lower than last year.

Reserves Policy

Funds should be available to permit the charity to continue in operation in the medium to long term and to continue to fund worthwhile projects.

Unrestricted funds carried forward amounted to £472,292 (2024: £458,316), of which £20,351 represent funds in cash at bank and in hand, with the remaining representing equity in the charity's buildings and are not available for day-to-day activities.

The free reserves of the charity, being the net unrestricted current assets of the charity amounted to a deficit of £1,260.

Restricted funds carried forward are £903,009 (2024: 854,081).

Arrangements are in hand to continue to raise funds to finance the charity's activities and projects.

The trustees' annual report was approved on 20 January 2026 and signed on behalf of the board of trustees by:

D Schleider Trustee

4

Jewish Community Council of Gateshead

Independent Examiner's Report to the Trustees of Jewish Community Council of Gateshead

Year ended 31 March 2025

I report to the trustees on my examination of the financial statements of Jewish Community Council of Gateshead ('the charity') for the year ended 31 March 2025.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

C Frenkel FCCA Independent Examiner

158 Cromwell Road Salford M6 6DE

5

Jewish Community Council of Gateshead

Statement of Financial Activities

Year ended 31 March 2025

2025 2024
Unrestricted Restricted
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 4 82,283 361,910 444,193 359,182
Investment income 5 36 36 34
Other income 6 70,166 70,166 72,102
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total income 152,485 361,910 514,395 431,318
================================ ================================ ================================ ================================
Expenditure
Expenditure on charitable activities 7,8 138,509 312,982 451,491 408,694
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total expenditure 138,509 312,982 451,491 408,694
================================ ================================ ================================ ================================
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Net income and net movement in funds 13,976 48,928 62,904 22,624
================================ ================================ ================================ ================================
Reconciliation of funds
Total funds brought forward 458,316 854,081 1,312,397 1,289,773
-------------------------------- -------------------------------- ----------------------------------------- -----------------------------------------
Total funds carried forward 472,292 903,009 1,375,301 1,312,397
================================ ================================ ========================================= =========================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 9 to 18 form part of these financial statements.

6

Jewish Community Council of Gateshead

Statement of Financial Position

31 March 2025

2025 2024
Note £ £
Fixed assets
Tangible fixed assets 14 776,950 786,965
Current assets
Debtors 15 788,998 766,365
Cash at bank and in hand 134,362 124,988
-------------------------------- --------------------------------
923,360 891,353
Creditors: amounts falling due within one year 16 21,611 46,367
-------------------------------- --------------------------------
Net current assets 901,749 844,986
----------------------------------------- -----------------------------------------
Total assets less current liabilities 1,678,699 1,631,951
Creditors: amounts falling due after more than one year 17 303,398 319,554
----------------------------------------- -----------------------------------------
Net assets 1,375,301 1,312,397
========================================= =========================================
Funds of the charity
Restricted funds 903,009 854,081
Unrestricted funds 472,292 458,316
----------------------------------------- -----------------------------------------
Total charity funds 19 1,375,301
=========================================
1,312,397
=========================================

These financial statements were approved by the board of trustees and authorised for issue on 20 January 2026, and are signed on behalf of the board by:

D Schleider Trustee

The notes on pages 9 to 18 form part of these financial statements.

7

Jewish Community Council of Gateshead

Statement of Cash Flows

Year ended 31 March 2025

2025 2024
£ £
Cash flows from operating activities
Net income 62,904 22,624
Adjustments for:
Depreciation of tangible fixed assets 10,015 10,015
Other interest receivable and similar income (36) (34)
Interest payable and similar charges 25,278 22,602
Changes in:
Trade and other debtors (22,633) 6,967
Trade and other creditors (24,756) 16,089
---------------------------- ----------------------------
Cash generated from operations 50,772 78,263
Interest paid (25,278) (22,602)
Interest received 36 34
---------------------------- ----------------------------
Net cash from operating activities 25,530 55,695
============================ ============================
Cash flows from investing activities
Purchase of tangible assets (33,706)
---------------------------- ----------------------------
Net cash used in investing activities (33,706)
============================ ============================
Cash flows from financing activities
Proceeds from borrowings (16,156) (12,670)
---------------------------- ----------------------------
Net cash used in financing activities (16,156) (12,670)
============================ ============================
Net increase in cash and cash equivalents 9,374 9,319
Cash and cash equivalents at beginning of year 124,988 115,669
-------------------------------- --------------------------------
Cash and cash equivalents at end of year 134,362 124,988
================================ ================================

The notes on pages 9 to 18 form part of these financial statements.

8

Jewish Community Council of Gateshead

Notes to the Financial Statements

Year ended 31 March 2025

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 81 Bewick Road, Gateshead, NE8 1RR.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

9

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

10

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Tangible assets (continued)

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures and fittings - 20% straight line Motor vehicles - 20% straight line

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

11

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Financial instruments (continued)

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which it arises.

4. Donations and legacies

Unrestricted Restricted Total Funds Total Funds
Funds Funds 2025
£ £ £
Donations
Donations 52,783 52,783
Grants
Grants receivable 29,500 361,910 391,410
---------------------------- -------------------------------- --------------------------------
82,283 361,910 444,193
============================ ================================ ================================

12

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

4. Donations and legacies (continued)

Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Donations
Donations 35,289 35,289
Grants
Grants receivable 68,668 255,225 323,893
-------------------------------- -------------------------------- --------------------------------
103,957 255,225 359,182
================================ ================================ ================================
Analysis of restricted grants
2025 2024
£ £
Awards For All 9,225
Bernicia Foundation 9,675
Community Foundation 27,500 25,000
WA Handley Trust 10,000
Delapage 20,000
Gateshead Council 183,068 76,170
Interlink 3,500 4,212
National Lottery 136,460 89,248
Sport England 10,000
Other Grants 1,382 11,695
-------------------------------- --------------------------------
Total 361,910 255,225
================================ ================================

5. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bank interest receivable 36 36 34 34
============== ============== ============== ==============
Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Hall hire 19,734 19,734 18,874 18,874
Office services 50,432 50,432 53,228 53,228
---------------------------- ---------------------------- ---------------------------- ----------------------------
70,166 70,166 72,102 72,102
============================ ============================ ============================ ============================

6. Other income

13

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

7. Expenditure on charitable activities by fund type

Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
General activities 118,133 273,937 392,070
Support costs 20,376 39,045 59,421
-------------------------------- -------------------------------- --------------------------------
138,509 312,982 451,491
================================ ================================ ================================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
General activities 146,607 210,807 357,414
Support costs 17,383 33,897 51,280
-------------------------------- -------------------------------- --------------------------------
163,990 244,704 408,694
================================ ================================ ================================

8. Expenditure on charitable activities by activity type

Activities
undertaken
Support
Total funds Total fund
directly costs 2025 2024
£ £ £ £
General activities 392,070 57,521 449,591 406,894
Governance costs 1,900 1,900 1,800
-------------------------------- ---------------------------- -------------------------------- --------------------------------
392,070 59,421 451,491 408,694
================================ ============================ ================================ ================================
Analysis of support costs
Analysis of
support costs Total 2025 Total 2024
£ £ £
Communications and IT 4,743 4,743 3,959
General office 17,160 17,160 12,674
Finance costs 25,278 25,278 22,602
Governance costs 1,900 1,900 1,800
Motor 325 325 230
Depreciation 10,015 10,015 10,015
---------------------------- ---------------------------- ----------------------------
59,421 59,421 51,280
============================ ============================ ============================
Net income
Net income is stated after charging/(crediting):
2025 2024
£ £
Depreciation of tangible fixed assets 10,015
============================
10,015
============================

9. Analysis of support costs

10. Net income

14

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

11. Independent examination fees

2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 1,900
=======================
1,800
=======================

12. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as The total staff costs and employee benefits for the reporting period are analysed as follows:
2025 2024
£ £
Wages and salaries 151,300 126,279
Employer contributions to pension plans 1,935 511
-------------------------------- --------------------------------
153,235 126,790
================================ ================================

The average head count of employees during the year was 19 (2024: 18).

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

13. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees

14. Tangible fixed assets

Freehold Fixtures and
property fittings Total
£ £ £
Cost
At 1 April 2024 and 31 March 2025 760,000 148,600 908,600
================================ ================================ ================================
Depreciation
At 1 April 2024 121,635 121,635
Charge for the year 10,015 10,015
-------------------------------- -------------------------------- --------------------------------
At 31 March 2025 131,650 131,650
================================ ================================ ================================
Carrying amount
At 31 March 2025 760,000 16,950 776,950
================================ ================================ ================================
At 31 March 2024 760,000 26,965 786,965
================================ ================================ ================================
15. Debtors
2025 2024
£ £
Trade debtors 5,267 7,841
Other debtors 783,731 758,524
-------------------------------- --------------------------------
788,998 766,365
================================ ================================

15

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

15. Debtors (continued)

The debtors above include the following amounts falling due after more than one year:

2025 2024
£ £
Other debtors 783,733 758,524
================================ ================================
16. Creditors: amounts falling due within one year
2025 2024
£ £
Bank loans and overdrafts 12,000 12,000
Trade creditors 1,268 30,424
Accruals and deferred income 2,800 2,800
Social security and other taxes 5,543 1,143
---------------------------- ----------------------------
21,611 46,367
============================ ============================
17. Creditors: amounts falling due after more than one year
2025 2024
£ £
Bank loans and overdrafts 303,398 319,554
================================ ================================

The bank loans of £315,398 are secured against the assets of the charity.

18. Pensions and other post retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £1,935 (2024: £511).

19. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At At
1 April 2024 Income Expenditure 31 March 25
£ £ £ £
General funds 458,316 152,485 (138,509) 472,292
================================ ================================ ================================ ================================
At At
1 April 2023 Income Expenditure 31 March 24
£ £ £ £
General funds 446,213 176,093 (163,990) 458,316
================================ ================================ ================================ ================================

16

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

19. Analysis of charitable funds (continued)

Restricted funds

Restricted funds
At At
1 April 2024 Income Expenditure 31 March 25
£ £ £ £
Restricted funds 854,081 361,910 (312,982) 903,009
================================ ================================ ================================ ================================
At At
1 April 2023 Income Expenditure 31 March 24
£ £ £ £
Restricted funds 843,560 255,225 (244,704) 854,081
================================ ================================ ================================ ================================
20. Analysis of net assets between funds
Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Tangible fixed assets 776,950 776,950
Current assets 20,351 903,009 923,360
Creditors less than 1 year (21,611) (21,611)
Creditors greater than 1 year (303,398) (303,398)
-------------------------------- -------------------------------- -----------------------------------------
Net assets 472,292 903,009 1,375,301
================================ ================================ =========================================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Tangible fixed assets 786,965 786,965
Current assets 37,272 854,081 891,353
Creditors less than 1 year (46,367) (46,367)
Creditors greater than 1 year (319,554) (319,554)
-------------------------------- -------------------------------- -----------------------------------------
Net assets 458,316 854,081 1,312,397
================================ ================================ =========================================

Restricted funds is grant funding and donations for particular projects.

21. Analysis of changes in net debt

At
At 1 Apr 2024 Cash flows 31 Mar 2025
£ £ £
Cash at bank and in hand 124,988 9,374 134,362
Debt due within one year (12,000) (12,000)
Debt due after one year (319,554) 16,156 (303,398)
-------------------------------- ---------------------------- --------------------------------
(206,566) 25,530 (181,036)
================================ ============================ ================================

17

Jewish Community Council of Gateshead

Notes to the Financial Statements (continued)

Year ended 31 March 2025

22. Related parties

The charity is the ultimate parent charity of Adler Housing a company registered under the Co-operative and Community Benefit Society Act 2014 (registered number 32212R). Adler Housing is a Registered Social Housing Provider with the Homes and Community Agency (registered number 4788). Adler Housing incurred a £10,730 deficit during the period to 31st March 2025. It had net assets of £1,860,909 as at 31st March 2025. During the year the charity supported the social housing development of Adler Housing. Debtors include an amount of £500,918 due from Adler Housing in respect of amounts loaned to enable Adler Housing to develop the Social Housing project.

The charity has taken advantage of the exemption provided by the Charities Act and SORP 2015 not to prepare group accounts. The accounts therefore present information about the charity as an individual charity and not about its group.

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