CHARITY REGISTRATION NUMBER: 1080339
Jewish Community Council of Gateshead Unaudited Financial Statements
31 March 2021
ACCOUNTS & BUSINESS SOLUTIONS LIMITED
Chartered accountants 158 Cromwell Road Salford M6 6DE
Jewish Community Council of Gateshead
Financial Statements
Year ended 31 March 2021
| Page | |
|---|---|
| Trustees' annual report | 1 |
| Independent examiner's report to the trustees | 14 |
| Statement of financial activities | 15 |
| Statement of financial position | 16 |
| Statement of cash flows | 17 |
| Notes to the financial statements | 18 |
Jewish Community Council of Gateshead
Trustees' Annual Report
Year ended 31 March 2021
The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2021.
Reference and administrative details
Registered charity name Jewish Community Council of Gateshead Charity registration number 1080339 Principal office 81 Bewick Road Gateshead NE8 1RR The trustees A Ellinson A Halberstadt D Schleider J Russell J Schleider Dr S Ruttenberg Independent examiner Hyman Davies FCCA 158 Cromwell Road Salford M6 6DE
Structure, governance and management
Recruitment and appointment of new trustees is in line with the trust deed, objectives of the charity and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.
The charity is constituted as a charitable trust and is therefore governed by a trust deed. The constitution was adopted on 14 April 2000 and amended on 25 November 2020.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Objectives and activities
The charitable trust is constituted and governed by a trust deed.
The Charity's objects are to do all such things as are exclusively charitable according to the law of England and Wales for the benefit of the public and in particular for the benefit of Jewish people living in the Borough of Gateshead and adjoining areas, including: (i) The provision of facilities for recreation and leisure-time occupation in the interests of social welfare with the object of improving their conditions of life, including the establishment and maintenance of a community centre; (ii) The relief of unemployment or financial hardship for the benefit of the public in such ways as may be thought fit including the provision of education, training and all the necessary support designed to enable individuals to generate a sustainable income and be self-sufficient, and assistance to find employment; (iii) The promotion and support of voluntary and charitable organisations (provided that such promotion and support is for work that is exclusively charitable); (iv) The advancement of health and physical and mental wellbeing through the delivery of health services, and social care and health care education; and (v) The relief of those in need by reason of financial hardship or other disadvantage including through the provision and support of housing and any associated amenities for persons in necessitous circumstances upon terms appropriate to their means.
In the furtherance of these charitable objects, the charity is expecting to raise funds and invite and receive from any person or persons whatsoever by way of subscription, donation and otherwise, provided that the charity does not undertake any permanent trading activities in raising funds for their charitable objects.
Financial review
Total income for the year has increased over the year by £44,648.
Direct charitable expenditure has increased by £145,083.
Governance costs have remained in line with previous years.
Funds are available to permit the charity to continue in operation in the medium to long term and to continue to fund worthwhile projects.
Arrangements are in hand to continue to raise funds to finance the charity's activities and projects.
The trustees' annual report was approved on 17 January 2022 and signed on behalf of the board of trustees by:
D Schleider Trustee
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
JEWISH COMMUNITY COUNCIL OF GATESHEAD Annual Report - Year to 31 March 2021
Background
Now in its 24[th] year, the Jewish Community Council of Gateshead (JCCG) continues to occupy pride of place as a vital community anchor body providing a wide range of services for the local Jewish community in a culturally sensitive way. Operating under its newly adopted ‘Support-Advocacy-Opportunity’ mission statement, the JCCG actively breaks down barriers to improve people’s social, economic and wellbeing prospects.
From its centrally located Bewick Centre Community Centre base, the JCCG manages and delivers a range of projects. In addition, the JCCG supports local charities and youth groups, and works with children with disabilities and the elderly.
The JCCG is a strategic partner with Gateshead Council and works closely with local law enforcement, NHS, Fire Service and other statutory bodies, and voluntary agencies such as Citizens Advice. The JCCG also liaises with Government in collaboration with national Jewish partner organisations.
The Labriut Healthy Living Centre, a flagship JCCG project, continues its successful track record of delivering a rich program of health-related events and educational material to a community which can be hard to reach.
A subsidiary Registered Housing Provider, ‘Adler Housing’, was set up in 2014 and as an Investment Partner with Homes England, successfully completed its first affordable housing scheme, ‘Adler Close’, the following year.
The JCCG is currently benefitting from 3 years of support thanks to a successful application to The National Lottery Community Fund. The funding gifted the organisation with a renewed sense of purpose, allowing for the recruitment of fresh resources including a Project Director and admin staff to manage and upgrade the JCCG’s initiatives and projects, as well as design and develop future programmes. The funding also allowed the JCCG to undertake crucial internal development work, creating greater efficiencies and modernising the organisation.
Coronavirus response
The current reporting period coincides with the onset of the Covid-19 pandemic, and the subsequent enforced closure of the community centre. The JCCG recognised that individuals, families and businesses would require significant support and that a community-wide response was needed. Working responsively, the JCCG galvanised to alter its operating model and method of service delivery to support the community through the pandemic, reaching out to a large team of volunteers to support and assist.
Successfully drawing down funding from a range of funding bodies including Gateshead Council, the National Lottery and others, and working collaboratively with a number of local organisations (such as Nafsheinu) and with the support of scores of volunteers, the JCCG devised initiatives and projects to support the community through what was to prove a highly trying period.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Projects were focussed on a number of key areas:
1. Supporting the community
2. Supporting families
3. Supporting those shielding
4. Food projects
5. Supporting mental and emotional health
6. Supporting local business
Feedback received by the JCCG throughout the pandemic in response to its wide and varied initiatives was vigorous in its thanks for the invaluable support rendered to so many local beneficiaries. The activities further cemented the JCCG’s position as a critical anchor body serving the needs of the community.
The full scope of activities undertaken during the pandemic is captured in the JCCG’s ‘Covid-19 Activity Report’ booklet (available to download on the JCCG’s website www.jccg.org.uk).
Beneficiaries
The principal charitable objectives of the JCCG relate to improving the economic, social and health related conditions of a wide range of beneficiaries in the area in which it is based within Central Gateshead’s densely populated urban core. We constantly aim to nurture and promote economic opportunity and prosperity, improved health and wellbeing outcomes, and sustainable development activity.
This work aims to address many of the concerning trends identifiable in aspects of the local Joint Strategic Needs Assessments and various national, regional and our own demographic and thematic, surveys.
The JCCG continues to deliver a series of direct services and activities to a growing community, some of which are detailed in this report. These range from supporting local people into employment through CV preparation and direct job linkage and providing tailored welfare and benefits advice, to The Fitness Centre which is available at low cost to subscribers, from early morning until late at night. Our on-site Internet Drop-In is a valuable local resource that promotes digital inclusion and is consistently well used. This is particularly important in the context of a community ‘digitally excluded’ with less access to mainstream media and Internet.
Simultaneously we work to represent the local Community in Gateshead with an effective and articulate voice to our local authority and to other public bodies, and to act as an effective strategic partner for meaningful local community engagement.
‘SUPPORT’
Employment support
The JCCG provides a number of employment support initiatives, including a job matching service, careers advice, CV writing, and welfare guidance.
The JCCG also recognises the ever increasing need to provide people with ways to better their economic prospects, in particular around increasing household income.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
In an effort to generate a more up to date and sophisticated understanding of local needs, interests and preferences, and the existing infrastructure capacity within the Community for the development of greater employment opportunities and local business development, the JCCG embarked on a ground-breaking local research project in October 2020, supported by the Max Barney Foundation. Design of the survey benefitted from extensive support from a Gateshead Council statistician, David Shimmin, and also incorporated consultation with partner agencies such as Work Avenue of London. The survey addressed Training and Employment as well as Business and Enterprise Support.
The Survey attracted close to 200 responses, providing a solid basis from which to achieve statistical validity for the survey’s findings. This valuable project will help to provide vital information to inform and plan future provision for the community.
A direct outcome of the survey was the launch of an AAT Bookkeeping taster course delivered in conjunction with Gateshead College, attended by 12 learners. A full course is being planned.
Welfare support
Thanks to funding provided by the Tudor Trust, the JCCG continues to deliver free acclaimed welfare support to the local community. In a typical session, clients will undergo a ‘benefits health check’, receiving expert guidance on navigating the welfare system, particularly with regards to their own personal circumstances.
The negative effect of the pandemic on household income – coupled with practical difficulties in delivering the direct advice service local people so desperately required – served to instil a greater urgency for the JCCG to ensure the ongoing availability of its flagship Welfare & Benefits Guidance offering.
The JCCG immediately moved to ensure that the community were fully apprised of the new ‘remote’ nature of our service, with the service being delivered over the phone. Indeed, a higher demand for and uptake of these services was observed during the period and we are pleased to have been able to ensure seamless continuity of this valuable service.
The service has been significantly expanded, with a number of new ‘added value’ services incorporated, such as signposting to partner organisations who can assist with managing debt, household income, and reducing welfare reliance.
Paperweight
Established in London in 2010, Paperweight is a Jewish Citizens Advice Service, providing a team of trained caseworkers able to assist with practical guidance and support in responding to any financial, administrative or legal issue. Paperweight’s uniqueness lies in its mission to ensure full consideration and understanding for a client’s cultural background, making it a highly valuable service for those who would not feel comfortable accessing mainstream Citizens Advice Bureaus.
With existing branches in the major conurbations of London and Manchester, Gateshead seemed to be the next logical frontier. The JCCG reached out to the organisation to explore the possibility, successfully launching the Gateshead chapter in the summer of 2020, proudly adding Paperweight to the JCCG’s umbrella of community support services. Paperweight Gateshead has responded to a number of cases during the period.
Looking ahead, Paperweight Gateshead is recruiting more caseworkers to ensure it is fully resourced to respond to the needs of the community.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Supporting local VCS groups
Provision of support to a large and growing number of local voluntary and charitable organisations and projects is deemed integral to supporting community infrastructure, and in strengthening the burgeoning yet hard pressed third sector in the area.
The period saw a marked increase in this support as new groups formed in response to Covid-19, and existing groups sought additional support. The JCCG supported organisations with compliance, governance and assistance with accessing the all-important funding required to continue delivering services, increasing the ability of organisations to deliver impactful outcomes to the community.
The JCCG continues to develop this service into the Covid recovery period, ensuring that community organisations are adequately resourced.
Nafsheinu: Mental and Emotional Health Support
Originally named the Kehilla Emotional Health Collaboration (KEHC) when launched in 2018, the group’s volunteers, in conjunction with the Labriut staff, meet weekly to move forward the principal aims of this new project: to support the promotion of positive mental and emotional health and wellbeing across the community.
During the period a ‘Mapping exercise’ was conducted to identify all local resources delivering mental health services. This exercise was carried out as a feeder for a subsequent comprehensive survey of these stakeholders which took the form of a targeted Mental Health Community Consultation to identify needs and gaps in provision.
One outcome of the survey is a planned weekend of seminars to a range of different community groups delivered by an internationally acclaimed mental health professional to further equip participants with tools and techniques for their work.
Finally, the group continue to focus on Covid fallout and its resulting impact on emotional and mental health, looking at pathways to recovery. During the pandemic, the work of Nafsheinu stood out for its clear recognition (with important evidential data being gathered by way of a recent survey of frontline practitioners and key local service providers), that as we continue to experience the challenges of the pandemic and hopefully emerge from it in the coming months, the aims and objectives of the Nafsheinu project are more important than ever.
Census 2021
For a community with reduced digital access than the norm, the prospect of a ‘online first’ census posed a challenge. Working with the ONS, the JCCG teamed up with the Goodthings Foundation to designate the Bewick Centre as a ‘Census Support Centre’ to support the community with all aspects of completing the Census. Close to 100 community members were assisted during the period.
‘ADVOCACY’
Local Authority and other strategic partners
The JCCG is a strategic partner with Gateshead Council, and works closely with the local Police Authority, Fire Service, NHS, and other statutory bodies and voluntary agencies. Trusted partnerships formed over many years result in better outcomes for the community.
Apart from ongoing dialogue with the Local Authority on a range of issues affecting the community, the JCCG’s Project Director is a member of the Police and Crime Panel and the Gateshead Safeguarding Children's Partnership.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
The strength of these relationships was borne out during the pandemic, enabling excellent together-working with the Local Authority and others, to ensure that the community’s needs were advocated for and met.
The JCCG’s role in cultivating an ongoing relationship with the Police has found expression in the formation and ongoing development of Kehilla Watch and Safety, a neighbourhood watch group.
Cultural Awareness Training
In line with its mission to break down barriers, and develop and enhance a mutually beneficial working relationship local authorities and services, the JCCG delivers highly acclaimed Cultural Awareness and interfaith seminars to a wide range of groups. Participants include the CPS, local GP surgeries, staff at the QE hospital, the local CAB, and Connected Voice.
During Covid, delivery moved online. Feedback continues to be positive, reinforcing our confidence in cultural awareness as a vital aid in our ongoing advocacy on behalf of the community.
Welfare
As an organisation engaged heavily in social welfare, the JCCG has partnered with stakeholders such as Campaign Against Child Poverty and other regional and national partners to engage extensively with Government on issues such as child poverty, the difficulties posed by the introduction of Universal Credit, and the two-child cap. This is especially pertinent to a community with a larger than average household size of 6.2 (compared to national average of 2.2) adversely affected by the two-child cap and other aspects of the new legislation, creating great strain on family finances. For example, in families’ ability to budget for the costs of Sabbath and Jewish festivals.
The pandemic precipitated a renewed focus on welfare. During this reporting period the JCCG joined partners nationally in meetings to advocate for welfare reform with Will Quince MP, then a DWP Under-Secretary, and Jonathan Reynolds MP, then Shadow Secretary of State of Work and Pensions.
Hospital Chaplaincy
Two JCCG Board Members occupy key roles within local Health Trusts, one is an Appointed Governor at the QE Hospital and Honorary Chaplain with the Newcastle NHS Trust, and a further board member is Honorary Chaplain at Newcastle upon Tyne Hospitals NHS Foundation Trust and Honorary Chaplain at the QE Hospital.
The demand on – and importance of – their roles because accentuated during the pandemic, when patients and their families required additional support, improving outcomes not just for the Jewish community but also for the wider community.
‘OPPORTUNITY’
In line with the JCCG’s objectives to further economic, social and wellbeing opportunities for the local community, the organisation provides a range of services to that effect.
Employment Support and Opportunity
The JCCG provides a confidential job-matching service, whereby individuals seeking employment provide the relevant details, which are then passed on in an anonymized fashion to potential employers. Regular bulletins sent out to local businesses inform employers of candidates seeking employment and, in cases where there may be relevant openings, contact is initiated, leading in several cases to successful job placement.
The JCCG has secured the services of a careers advisor with the National Careers Service with a wide range of experience in delivering careers guidance and advice, who advises individuals on career pathways and the options available to them, in addition to helping clients draft CVs and signposting to accessing the jobs market.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
As mentioned previously, a wide-ranging community-wide Employment, Training and Business Support Survey took place during the period, with the objective of assessing the needs of community members in these vital areas and plan to meet them with new projects and initiatives.
Community Centre Project
The onset of the pandemic meant that The Bewick Centre, usually a buzzing focal point for an eclectic mix of social, leisure, and community activities, had to temporarily close its doors for a number of months.
Later on in the year, Trustees were able to look at gradually reopening the centre following government guidelines and resume some activities.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Labriut Healthy Living Centre
The impact of Covid on Labriut’s work was significant. A flagship project of the JCCG, the Labriut Healthy Living Centre has traditionally provided a range of events based out of the Bewick Centre to promote the physical and emotional health and wellbeing of the community. The enforced closure of the Centre meant that regular programming was cancelled and services and support had to be totally restructured and delivered in a completely different way. Labriut adapted its service delivery, tweaking its emphasis to focus on Covid support and recovery messaging.
The Labriut team together with the wider JCCG team worked tirelessly to support the community during these new and unprecedented challenges that were impacting all.
A Strategic Partner
Labriut Healthy Living Centre has a long and distinguished history of acting as a single point of access to the community for Gateshead Council Public Health Team and other health agencies. Traditionally a ‘hard to reach’ community, Labriut have played the role of trusted middleman to ensure that Gateshead Council and NHS organisations have a partner to work with to secure access to the community and deliver its statutory and other obligations.
Never has the importance of Labriut (and its parent body the JCCG) – and its strategic role in ensuring that vital health messages reach the community – been more evident than in the past year, during the Covid pandemic.
Labriut and the JCCG partnered in a number of initiatives to assist the Local Authority in reaching the community. The most obvious example was in the dissemination of vital health messages and information around staying safe, Covid rules and general guidance and information to a community traditionally digitally excluded and missing messages disseminated via mainstream media.
A series of 12 informational bulletins were drawn up and delivered directly to the community, keeping people fully apprised of the fast changing landscape. Indeed, that work still continues as we emerge from the crisis with weekly advertisements and is very well received by the community.
A standout example of the strategic partnership and collaboration is the work carried out by JCCG Board Member and Hospital Chaplain Jeremy Bernstein throughout the pandemic in his constant contact with Public Health, assisting them in ensuring that the community stayed safe and ensuring that the community’s needs were met. Another example of the partnership was the enabling of the Gateshead Council emergency food parcels for those in need during the pandemic to be delivered directly to those who needed it most, conducted via the JCCG.
In summary, the JCCG and Labriut continue to ensure that the Council is able to reach their audience and achieve access to the community.
Covid-19 Programmes and Support
As detailed in the JCCG’s Covid-19 Activity Report, the community were more vulnerable than ever to missing out on the constant stream of critical public health messages and other essential health and safety information. Labriut and the JCCG worked with Gateshead Council and Public Health to reach out to the Jewish Community to bring them vital messages and programmes which they wouldn’t otherwise know about and have access too.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Specifically tailored advertisements, leaflets and programmes were created with team members showing incredible commitment and resolve to extend support when it was most needed.
Also detailed below are the series of remote teleconference events held to spread health and wellbeing messages, delivered over the phone. As detailed elsewhere in this report, Labriut supported the development on Nafsheinu to provide essential mental and emotional health support.
Throughout this all Labriut has continued to focus on its broader objectives around support for Health & Wellbeing, albeit with a particular emphasis on activities that directly or indirectly boost emotional health due to the impact that the pandemic has had on mental health.
Exercise Classes
Organised exercise classes naturally had to be cancelled during the first lockdown. Labriut maintained contact with all its exercise users to offer them encouragement to continue to engage in exercise activity on their own, and also offered classes via Zoom.
Towards the Autumn, as restrictions were partially lifted, Pilates classes were scheduled to restart in the Bewick Centre’s large hall with all guidelines adhered and safety precautions in place, with an online option offered accompanied by extensive support to maximise participation. In order to further maximise participation, a grant enabled the purchase of tablets to loan out for use to access the class.
Prompted by feedback and evaluation from recent health education events, Labriut are looking to expand the exercise offer and will be running a community-wide exercise consultation to hear what exercise opportunities local people want and need.
Of particular interest to a community engaged in Covid recovery were the exercise sessions and the Fitness Suite provided at the Centre, both of which have seen a significant uptick in use since reopening. The Fitness Centre is well equipped with modern exercise apparatus, open from early morning until late at night. Access is provided to both male and female subscribers in a culturally sensitive manner, making it a highly valued and attractive service to community members whose religious and cultural sensitivities would deter them from exercising in a mixed gender environment.
The Fitness Centre is of great benefit to the community as regular exercise is a major factor in improving physical and emotional health & wellbeing outcomes, as well as quality of life in general. The Fitness Centre forms an integral part of the process by which the healthy living messages transmitted via our Labriut Healthy Living Centre can be realised.
Immunisations
Covid-19 Immunisations – Labriut worked in conjunction with Public Health to create a bespoke advertising campaign informing the community about the Covid-19 vaccination, how it is being rolled out, how to take part and to dispel myths. An immunisation session specifically for the community took place in March 2021 in conjunction with the local GP surgeries. The session was advertised locally and people supported with booking an appointment, resulting in 100% attendance.
Labriut supported local GP surgeries to encourage parents to continue to engage with the childhood immunisation programme. Due to the pandemic, a slight dip in uptake at the beginning of this reporting period was observed, also influenced by the coincidence with the Passover festival. Labriut worked with local surgeries to devise a schedule round the festivals.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Health Education Events
An important series of health & wellbeing awareness events were held through the year via teleconference. Topics for the events were selected to reflect emerging needs and included presentations by an educational psychologist on ‘Building Stability in Turbulent Times’, by an experienced GP together with a health & fitness coach on ‘Building a Healthy lifestyle during the Pandemic and Beyond’.
Other subjects were: ‘Nutrition for Healthier Families’, ‘Boosting Resilience’ and ‘Understanding and Proactively Addressing Anxiety’.
These virtual events allowed the opportunity to source presenters from outside the vicinity of Gateshead, from as far away as Israel, South Africa and the USA. Each live presentation was tuned in to by an average of 100 people, with the recordings made available afterwards to many more.
Labriut also teamed up with the local community’s ladies’ social committee to facilitate a series of inspirational and positive projects and events aimed at promoting positive wellbeing and to reduce feelings of isolation, a rising concern during the pandemic and ongoing focus of Labriut’s work.
Enterprise workshops & support
Labriut’s successful partnership with The Millin Charity has been maintained to offer women in the community access to business support. This included one-to-one advice sessions as well as bookkeeping and marketing workshops. They were carried out over the phone or via Zoom. Workbooks were distributed prior to the workshop to enable those who joined via the phone to view see the presentation.
HEAL Library
Labriut’s Health and Education Awareness Library continues to operate in the Bewick Centre. Although users were unable to attend in-person to browse the selection, where possible users were able to submit requests for loans and books were prepared for collection/delivery. Users often require support and guidance when choosing a book and this was done over the phone. These conversations often lead to signposting and further support being offered.
Swimming
Unfortunately, no swimming sessions could be offered this year due to the pandemic. Users are eagerly awaiting these sessions to recommence as aside for the exercise and skills it gives users, it also provides a positive impact on their emotional wellbeing. On average approximately 380 children would normally access swimming lessons and free play sessions each week.
Safety Campaigns
Labriut continued to promote safety within the community. Labriut was able to offer its bi-annual campaign, in the summer promoting cycling safety and in the winter its ‘Be Seen Be Safe’ campaign. With more people taking up cycling during the lockdown, the summer cycle campaign was highly popular.
Safety in the home campaigns were also run, focusing on fire prevention before the festival of Chanuka, and pre-Purim and Passover focusing on preventing common accidents in the home.
Cultural Awareness Training Sessions
Labriut’s rolling programme of Cultural Awareness Training was reduced this year due to the pandemic. Some sessions were delivered via Zoom and various one to one conversations were held to assist partners in their work with the community and to give an understanding of the Jewish culture. This reduces barriers and promotes positive engagement.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
Signposting & Support
Ongoing signposting and support covering a broad spectrum of physical and emotional health & wellbeing themes has been offered to those who require assistance and direction with the matter they are facing.
Often, users need to talk through the challenges they are facing with someone which helps them gain clarity as to where they need to seek help. Other times people require signposting to a particular service or organisation. People frequently need assurance that the service will understand them culturally and find hearing anonymised feedback from others helpful. Precipitated by the pandemic, a higher number of calls were received this year with a focus on mental health issues.
Collaboration with Local Organisations
Labriut continue to collaborate with local organisations and services to offer services to benefit the community. This includes continuing to work with the Trailblazer Emotional Mental Health Practitioner in school programme and working with the new provider of this service to establish relationships and a working pathway with local schools.
Regular meetings were held with the CYPS and CNTW teams to improve access to the services and break down barriers that are preventing referrals into the service. These barriers seem to raise at intermittent intervals and Labriut facilitate “round table” discussions between the NHS services, local GPs, schools, other professionals or support staff working with individuals to establish improved links and outcomes.
SOCIAL HOUSING – Adler Housing
Following the successful completion in 2014 of an affordable housing scheme at Elysium Lane, development work is ongoing with a view to building another similar development geared to the needs of the community.
Trustees and businesses affiliated with the scheme are in talks with the Local Authority and other relevant Government agencies to further progress on this project.
ORGANISATIONAL DEVELOPMENT
The JCCG continues to build on learning gained from the ‘Organisational Strengths Review’ carried out last year, implementing a number of improvements following recommendations made. These include significant improvements around communications, PR and organisational structure.
Development of the Lower Ground Floor
Thanks to a successful funding application to the ‘European Social Fund – Community Led Local Development’, and combined with the capital element of The National Lottery Award, an exciting development is underway.
Fully utilizing the entire footprint of the formerly unused Lower Ground Floor of the Bewick Centre, the refurbishment is converting an empty, cavernous shell into a Business and Enterprise Support hub, enabling the JCCG to deliver support directly to the community from its centrally located hub, as well as creating an additional income stream from rental income.
This is truly a momentous step forward for the JCCG, adding critical capacity to deliver further support direct to the community. Planning is underway for business and economic development workshops, seminars and networking events, and we look forward to updating on the progress of those.
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Jewish Community Council of Gateshead
Trustees' Annual Report (continued)
Year ended 31 March 2021
CONCLUSION
Although Covid-19 posed an extraordinary challenge to the organisation from a number of perspectives, the JCCG proved its resilience and mettle, and thankfully emerged having ensured the community’s needs were addressed as best as possible.
We take this opportunity to express our sincere thanks to all the partner organisations and funders, and in particular our dedicated staff and volunteers, who have supported the activities and projects of the JCCG this year.
One standout positive development during lockdown was news of the JCCG’s welfare advisor, Avrohom Sugarman’s milestone achievement with the awarding of an MBE in October 2020 marking his significant contribution to special education. The JCCG are honoured to be associated with Avrohom Sugarman, who has been a consistent and tireless advocate for the community’s needs – and indeed a campaigner for child poverty issues affecting all communities – and we all congratulate him on his award.
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Jewish Community Council of Gateshead
Independent Examiner's Report to the Trustees of Jewish Community Council of Gateshead
Year ended 31 March 2021
I report to the trustees on my examination of the financial statements of Jewish Community Council of Gateshead ('the charity') for the year ended 31 March 2021.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).
I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner's statement
Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
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accounting records were not kept in respect of the charity as required by section 130 of the Act; or
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the financial statements do not accord with those records; or
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the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Hyman Davies FCCA Independent Examiner 158 Cromwell Road Salford M6 6DE
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Jewish Community Council of Gateshead
Statement of Financial Activities
Year ended 31 March 2021
| 2021 | 2020 | ||||
|---|---|---|---|---|---|
| Unrestricted | Restricted | ||||
| funds | funds | Total funds | Total funds | ||
| Note | £ | £ | £ | £ | |
| Income and endowments | |||||
| Donations and legacies | 4 | 43,809 | 462,842 | 506,651 | 460,635 |
| Investment income | 5 | 26 | – | 26 | 83 |
| Other income | 6 | 65,426 | – | 65,426 | 66,737 |
| -------------------------------- | -------------------------------- | -------------------------------- | -------------------------------- | ||
| Total income | 109,261 | 462,842 | 572,103 | 527,455 | |
| ================================ | ================================ | ================================ | ================================ | ||
| Expenditure | |||||
| Expenditure on charitable activities | 7,8 | 118,572 | 460,222 | 578,794 | 433,711 |
| -------------------------------- | -------------------------------- | -------------------------------- | -------------------------------- | ||
| Total expenditure | 118,572 | 460,222 | 578,794 | 433,711 | |
| ================================ | ================================ | ================================ | ================================ | ||
| -------------------------------- | -------------------------------- | -------------------------------- | -------------------------------- | ||
| Net (expenditure)/income and net | |||||
| movement in funds | (9,311) | 2,620 | (6,691) | 93,744 | |
| ================================ | ================================ | ================================ | ================================ | ||
| Reconciliation of funds | |||||
| Total funds brought forward | 516,562 | 884,290 | 1,400,852 | 1,307,108 | |
| -------------------------------- | -------------------------------- | ----------------------------------------- | ----------------------------------------- | ||
| Total funds carried forward | 507,251 | 886,910 | 1,394,161 | 1,400,852 | |
| ================================ | ================================ | ========================================= | ========================================= |
The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.
The notes on pages 18 to 27 form part of these financial statements.
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Jewish Community Council of Gateshead
Statement of Financial Position
31 March 2021
| 2021 | 2020 | ||
|---|---|---|---|
| Note | £ | £ | |
| Fixed assets | |||
| Tangible fixed assets | 14 | 763,274 | 765,274 |
| Current assets | |||
| Debtors | 15 | 839,720 | 823,686 |
| Cash at bank and in hand | 185,162 | 214,517 | |
| ----------------------------------------- | ----------------------------------------- | ||
| 1,024,882 | 1,038,203 | ||
| Creditors: amounts falling due within one year | 16 | 31,813 | 25,408 |
| ----------------------------------------- | ----------------------------------------- | ||
| Net current assets | 993,069 | 1,012,795 | |
| ----------------------------------------- | ----------------------------------------- | ||
| Total assets less current liabilities | 1,756,343 | 1,778,069 | |
| Creditors: amounts falling due after more than one year | 17 | 362,182 | 377,217 |
| ----------------------------------------- | ----------------------------------------- | ||
| Net assets | 1,394,161 | 1,400,852 | |
| ========================================= | ========================================= | ||
| Funds of the charity | |||
| Restricted funds | 886,910 | 884,290 | |
| Unrestricted funds | 507,251 | 516,562 | |
| ----------------------------------------- | ----------------------------------------- | ||
| Total charity funds | 20 | 1,394,161 | 1,400,852 |
| ========================================= | ========================================= |
These financial statements were approved by the board of trustees and authorised for issue on 17 January 2022, and are signed on behalf of the board by:
D Schleider Trustee
The notes on pages 18 to 27 form part of these financial statements.
16
Jewish Community Council of Gateshead
Statement of Cash Flows
Year ended 31 March 2021
| 2021 | 2020 | |
|---|---|---|
| £ | £ | |
| Cash flows from operating activities | ||
| Net (expenditure)/income | (6,691) | 93,744 |
| Adjustments for: | ||
| Depreciation of tangible fixed assets | 2,000 | 2,915 |
| Government grant income | (24,706) | – |
| Other interest receivable and similar income | (26) | (83) |
| Interest payable and similar charges | 72 | 72 |
| Accrued expenses | 2,043 | – |
| Changes in: | ||
| Trade and other debtors | (16,034) | (23,259) |
| Trade and other creditors | 4,362 | (4,581) |
| ---------------------------- | ---------------------------- | |
| Cash generated from operations | (38,980) | 68,808 |
| Interest paid | (72) | (72) |
| Interest received | 26 | 83 |
| ---------------------------- | ---------------------------- | |
| Net cash (used in)/from operating activities | (39,026) | 68,819 |
| ============================ | ============================ | |
| Cash flows from financing activities | ||
| Proceeds from borrowings | (15,035) | (14,130) |
| Government grant income | 24,706 | – |
| ---------------------------- | ---------------------------- | |
| Net cash from/(used in) financing activities | 9,671 | (14,130) |
| ============================ | ============================ | |
| Net (decrease)/increase in cash and cash equivalents | (29,355) | 54,689 |
| Cash and cash equivalents at beginning of year | 214,517 | 159,828 |
| -------------------------------- | -------------------------------- | |
| Cash and cash equivalents at end of year | 185,162 | 214,517 |
| ================================ | ================================ |
The notes on pages 18 to 27 form part of these financial statements.
17
Jewish Community Council of Gateshead
Notes to the Financial Statements
Year ended 31 March 2021
1. General information
The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 81 Bewick Road, Gateshead, NE8 1RR.
2. Statement of compliance
These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.
3. Accounting policies
Basis of preparation
The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.
The financial statements are prepared in sterling, which is the functional currency of the entity.
Going concern
There are no material uncertainties about the charity's ability to continue.
Judgements and key sources of estimation uncertainty
The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.
Fund accounting
Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.
Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.
Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.
18
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
3. Accounting policies (continued)
Incoming resources
All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:
-
income from donations or grants is recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably.
-
legacy income is recognised when receipt is probable and entitlement is established.
-
income from donated goods is measured at the fair value of the goods unless this is impractical to measure reliably, in which case the value is derived from the cost to the donor or the estimated resale value. Donated facilities and services are recognised in the accounts when received if the value can be reliably measured. No amounts are included for the contribution of general volunteers.
-
income from contracts for the supply of services is recognised with the delivery of the contracted service. This is classified as unrestricted funds unless there is a contractual requirement for it to be spent on a particular purpose and returned if unspent, in which case it may be regarded as restricted.
Resources expended
Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:
-
expenditure on raising funds includes the costs of all fundraising activities, events, non-charitable trading activities, and the sale of donated goods.
-
expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the charity apportioned to charitable activities.
-
other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities.
All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.
Tangible assets
Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
19
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
3. Accounting policies (continued)
Tangible assets (continued)
An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.
Depreciation
Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:
Fixtures and fittings - 20% straight line Motor vehicles - 20% straight line
Impairment of fixed assets
A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.
For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.
For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.
Government grants
Government grants are recognised at the fair value of the asset received or receivable. Grants are not recognised until there is reasonable assurance that the charity will comply with the conditions attaching to them and the grants will be received.
Where the grant does not impose specified future performance-related conditions on the recipient, it is recognised in income when the grant proceeds are received or receivable. Where the grant does impose specified future performance-related conditions on the recipient, it is recognised in income only when the performance-related conditions have been met. Where grants received are prior to satisfying the revenue recognition criteria, they are recognised as a liability.
Financial instruments
A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.
20
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
3. Accounting policies (continued)
Financial instruments (continued)
Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.
Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.
Debt instruments are subsequently measured at amortised cost.
Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.
Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.
Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.
Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.
For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.
Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.
Defined contribution plans
Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.
When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which it arises.
21
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
4. Donations and legacies
| Unrestricted | Restricted | Total Funds | |
|---|---|---|---|
| Funds | Funds | 2021 | |
| £ | £ | £ | |
| Donations | |||
| Donations | 19,103 | – | 19,103 |
| Grants | |||
| Grants receivable | – | 305,962 | 305,962 |
| Social housing scheme grant | – | 51,364 | 51,364 |
| COVID-19 grant | – | 105,516 | 105,516 |
| Government grant income | 24,706 | – | 24,706 |
| ---------------------------- | -------------------------------- | -------------------------------- | |
| 43,809 | 462,842 | 506,651 | |
| ============================ | ================================ | ================================ | |
| Unrestricted | Restricted | Total Funds | |
| Funds | Funds | 2020 | |
| £ | £ | £ | |
| Donations | |||
| Donations | 16,047 | – | 16,047 |
| Grants | |||
| Grants receivable | – | 303,412 | 303,412 |
| Social housing scheme grant | – | 141,176 | 141,176 |
| COVID-19 grant | – | – | – |
| Government grant income | – | – | – |
| ---------------------------- | -------------------------------- | -------------------------------- | |
| 16,047 | 444,588 | 460,635 | |
| ============================ | ================================ | ================================ | |
| Analysis of restricted grants | |||
| 2021 | 2020 | ||
| £ | £ | ||
| Community Foundation | 5,000 | 16,500 | |
| Delapage Limited | – | 50,000 | |
| Gateshead Council | 108,450 | 49,431 | |
| Home Group | – | 33,000 | |
| Homes England | 48,464 | 108,176 | |
| Interlink | 10,348 | 12,708 | |
| National Lottery | 211,456 | 96,573 | |
| Other Grants | 30,124 | 11,500 | |
| Rank Foundation | 25,000 | – | |
| Suez Communities Trust | – | 46,700 | |
| Tudor Trust | 24,000 | 20,000 | |
| -------------------------------- | -------------------------------- | ||
| 462,842 | 444,588 | ||
| ================================ | ================================ |
22
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
5. Investment income
| Unrestricted | Total Funds | Unrestricted | Total Funds | |
|---|---|---|---|---|
| Funds | 2021 | Funds | 2020 | |
| £ | £ | £ | £ | |
| Bank interest receivable | 26 | 26 | 83 | 83 |
| ============== | ============== | ============== | ============== | |
| Other income | ||||
| Unrestricted | Total Funds | Unrestricted | Total Funds | |
| Funds | 2021 | Funds | 2020 | |
| £ | £ | £ | £ | |
| Other income | 9,400 | 9,400 | 4,248 | 4,248 |
| Hall hire | 9,061 | 9,061 | 17,166 | 17,166 |
| Office services | 46,965 | 46,965 | 45,323 | 45,323 |
| ---------------------------- | ---------------------------- | ---------------------------- | ---------------------------- | |
| 65,426 | 65,426 | 66,737 | 66,737 | |
| ============================ | ============================ | ============================ | ============================ |
6. Other income
7. Expenditure on charitable activities by fund type
| Unrestricted | Restricted | Total Funds | |
|---|---|---|---|
| Funds | Funds | 2021 | |
| £ | £ | £ | |
| General activities | 112,503 | 296,508 | 409,011 |
| Social housing scheme | – | 49,074 | 49,074 |
| COVID-19 assistance | – | 105,346 | 105,346 |
| Support costs | 6,069 | 9,294 | 15,363 |
| -------------------------------- | -------------------------------- | -------------------------------- | |
| 118,572 | 460,222 | 578,794 | |
| ================================ | ================================ | ================================ | |
| Unrestricted | Restricted | Total Funds | |
| Funds | Funds | 2020 | |
| £ | £ | £ | |
| General activities | – | 283,516 | 283,516 |
| Social housing scheme | – | 134,791 | 134,791 |
| COVID-19 assistance | – | – | – |
| Support costs | 15,404 | – | 15,404 |
| ---------------------------- | -------------------------------- | -------------------------------- | |
| 15,404 | 418,307 | 433,711 | |
| ============================ | ================================ | ================================ |
8. Expenditure on charitable activities by activity type
| Activities | ||||
|---|---|---|---|---|
| undertaken | Support | Total funds | Total fund | |
| directly | costs | 2021 | 2020 | |
| £ | £ | £ | £ | |
| General activities | 409,011 | 13,863 | 422,874 | 297,670 |
| Social housing scheme | 49,074 | – | 49,074 | 134,791 |
| COVID-19 assistance | 105,346 | – | 105,346 | – |
| Governance costs | – | 1,500 | 1,500 | 1,250 |
| -------------------------------- | ---------------------------- | -------------------------------- | -------------------------------- | |
| 563,431 | 15,363 | 578,794 | 433,711 | |
| ================================ | ============================ | ================================ | ================================ |
23
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
9. Analysis of support costs
| Analysis of | |||
|---|---|---|---|
| support costs | Total 2021 | Total 2020 | |
| £ | £ | £ | |
| Premises | 2,000 | 2,000 | 2,915 |
| Communications and IT | 3,428 | 3,428 | 2,781 |
| General office | 5,961 | 5,961 | 5,532 |
| Finance costs | 72 | 72 | 72 |
| Governance costs | 1,500 | 1,500 | 1,250 |
| Motor | 2,402 | 2,402 | 2,854 |
| ---------------------------- | ---------------------------- | ---------------------------- | |
| 15,363 | 15,363 | 15,404 | |
| ============================ | ============================ | ============================ |
10. Net (expenditure)/income
Net (expenditure)/income is stated after charging/(crediting):
| Net (expenditure)/income is stated after charging/(crediting): | ||
|---|---|---|
| 2021 | 2020 | |
| £ | £ | |
| Depreciation of tangible fixed assets | 2,000 | 2,915 |
| ======================= | ======================= | |
| Independent examination fees | ||
| 2021 | 2020 | |
| £ | £ | |
| Fees payable to the independent examiner for: | ||
| Independent examination of the financial statements | 1,500 | 1,250 |
| ======================= | ======================= |
11. Independent examination fees
12. Staff costs
| The total staff costs and employee benefits for the reporting period are analysed as | The total staff costs and employee benefits for the reporting period are analysed as | follows: |
|---|---|---|
| 2021 | 2020 | |
| £ | £ | |
| Wages and salaries | 101,448 | 89,125 |
| Employer contributions to pension plans | 923 | 1,529 |
| -------------------------------- | ---------------------------- | |
| 102,371 | 90,654 | |
| ================================ | ============================ |
The average head count of employees during the year was 10 (2020: 10).
No employee received employee benefits of more than £60,000 during the year (2020: Nil).
13. Trustee remuneration and expenses
No remuneration or other benefits from employment with the charity or a related entity were received by the trustees
24
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
14. Tangible fixed assets
| Freehold | Fixtures and | Motor | |||
|---|---|---|---|---|---|
| property | fittings | vehicles | Total | ||
| £ | £ | £ | £ | ||
| Cost | |||||
| At 1 April 2020 and 31 March 2021 | 760,000 | 114,894 | 10,915 | 885,809 | |
| ================================ | ================================ | ============================ | ================================ | ||
| Depreciation | |||||
| At 1 April 2020 | – | 109,620 | 10,915 | 120,535 | |
| Charge for the year | – | 2,000 | – | 2,000 | |
| -------------------------------- | -------------------------------- | ---------------------------- | -------------------------------- | ||
| At 31 March 2021 | – | 111,620 | 10,915 | 122,535 | |
| ================================ | ================================ | ============================ | ================================ | ||
| Carrying amount | |||||
| At 31 March 2021 | 760,000 | 3,274 | – | 763,274 | |
| ================================ | ================================ | ============================ | ================================ | ||
| At 31 March 2020 | 760,000 | 5,274 | – | 765,274 | |
| ================================ | ================================ | ============================ | ================================ | ||
| 15. | Debtors | ||||
| 2021 | 2020 | ||||
| £ | £ | ||||
| Trade debtors | 42,550 | 49,631 | |||
| Other debtors | 797,170 | 774,055 | |||
| -------------------------------- | -------------------------------- | ||||
| 839,720 | 823,686 | ||||
| ================================ | ================================ | ||||
| 16. | Creditors: amounts falling due within one year | ||||
| 2021 | 2020 | ||||
| £ | £ | ||||
| Bank loans and overdrafts | 12,000 | 12,000 | |||
| Trade creditors | 14,036 | 9,180 | |||
| Accruals and deferred income | 4,693 | 2,650 | |||
| Social security and other taxes | 1,084 | 1,578 | |||
| ---------------------------- | ---------------------------- | ||||
| 31,813 | 25,408 | ||||
| ============================ | ============================ | ||||
| 17. | Creditors: amounts falling due after more than one | year | |||
| 2021 | 2020 | ||||
| £ | £ | ||||
| Bank loans and overdrafts | 362,182 | 377,217 | |||
| ================================ | ================================ |
The bank loans of £362,182 are secured against the assets of the charity.
18. Pensions and other post retirement benefits
Defined contribution plans
The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £923 (2020: £1,529).
25
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
19. Government grants
The amounts recognised in the financial statements for government grants are as follows:
Recognised in income from donations and legacies: Government grants income
2021 2020 £ £ 24,706 – ============================ ==============
20. Analysis of charitable funds
Unrestricted funds
| Unrestricted funds | ||||
|---|---|---|---|---|
| At | At | |||
| 1 April 2020 | Income | Expenditure | 31 March 21 | |
| £ | £ | £ | £ | |
| General funds | 516,562 | 109,261 | (118,572) | 507,251 |
| ================================ | ================================ | ================================ | ================================ | |
| At | At | |||
| 1 April 2019 | Income | Expenditure | 31 March 20 | |
| £ | £ | £ | £ | |
| General funds | 449,099 | 82,867 | (15,404) | 516,562 |
| ================================ | ============================ | ============================ | ================================ | |
| Restricted funds | ||||
| At | At | |||
| 1 April 2020 | Income | Expenditure | 31 March 21 | |
| £ | £ | £ | £ | |
| Restricted Fund | 884,290 | 462,842 | (460,222) | 886,910 |
| ================================ | ================================ | ================================ | ================================ | |
| At | At | |||
| 1 April 2019 | Income | Expenditure | 31 March 20 | |
| £ | £ | £ | £ | |
| Restricted Fund | 858,009 | 444,588 | (418,307) | 884,290 |
| ================================ | ================================ | ================================ | ================================ |
26
Jewish Community Council of Gateshead
Notes to the Financial Statements (continued)
Year ended 31 March 2021
21. Analysis of net assets between funds
| Unrestricted | Restricted | Total Funds | |
|---|---|---|---|
| Funds | Funds | 2021 | |
| £ | £ | £ | |
| Tangible fixed assets | 763,274 | – | 763,274 |
| Current assets | 137,972 | 886,910 | 1,024,882 |
| Creditors less than 1 year | (31,813) | – | (31,813) |
| Creditors greater than 1 year | (362,182) | – | (362,182) |
| -------------------------------- | -------------------------------- | ----------------------------------------- | |
| Net assets | 507,251 | 886,910 | 1,394,161 |
| ================================ | ================================ | ========================================= | |
| Unrestricted | Restricted | Total Funds | |
| Funds | Funds | 2020 | |
| £ | £ | £ | |
| Tangible fixed assets | 765,274 | – | 765,274 |
| Current assets | 153,913 | 884,290 | 1,038,203 |
| Creditors less than 1 year | (25,408) | – | (25,408) |
| Creditors greater than 1 year | (377,217) | – | (377,217) |
| -------------------------------- | -------------------------------- | ----------------------------------------- | |
| Net assets | 516,562 | 884,290 | 1,400,852 |
| ================================ | ================================ | ========================================= |
Restricted funds is grant funding and donations for particular projects.
22. Analysis of changes in net debt
| At | |||
|---|---|---|---|
| At 1 Apr 2020 | Cash flows | 31 Mar 2021 | |
| £ | £ | £ | |
| Cash at bank and in hand | 214,517 | (29,355) | 185,162 |
| Debt due within one year | (12,000) | – | (12,000) |
| Debt due after one year | (377,217) | 15,035 | (362,182) |
| -------------------------------- | ---------------------------- | -------------------------------- | |
| (174,700) | (14,320) | (189,020) |
|
| ================================ | ============================ | ================================ |
23. Related parties
The charity is the ultimate parent charity of Adler Housing a company registered under the Co-operative and Community Benefit Society Act 2014 (registered number 32212R). Adler Housing is a Registered Social Housing Provider with the Homes and Community Agency (registered number 4788).
Adler Hosing incurred a £24,719 surplus during the period to 31st March 2021. It had net assets of £2,046,483 as at 31st March 2021.
During the year the charity supported the social housing development of Adler Housing. Debtors include an amount of £507,079 due from Adler Housing in respect of amounts loaned to enable Adler Housing to develop the Social Housing project.
The charity has taken advantage of the exemption provided by the Charities Act and SORP 2015 not to prepare group accounts. The accounts therefore present information about the charity as an individual charity and not about its group.
27