Charity number 1079252 Report of the Trustees, the accounts and the independent examiner's report for the year to 3181 December 2024 for Greenfinch Church Contents Page Index Charity information Trustee report Independent examiners report Receipts and payments Statement of assets and liabilities Notes to the accounts 10 Page I
GREENFINCH CHURCH FOR THE YEAR ENDED 31 DECEMBER 2024 CHARITY INFORMATION, as at 15th October 2025 Charity name and number Greenfinch Church, 1079252 Trustees Peter Cogger (Appointed 0610211998) (Chair) Martin Cotterill (Appointed 1511012015) Ivan Pike (Appointed 1511012015) Leaders Chris Bedford 31112124) Eddie Green Hilary Michie Karen Cogger Nigel Head Elder, Senior Leader (Retired Elder Elder Elder Elder (Elected July 24) Employees Chris Bedford 31112124) Pete Collison Jan Bedford Senior Leader and Elder (Retired Senior Leader (Appointed 1112124) Administrator (Retired 31112124) Governing Document Conveyance created on 30th April 1957, 8m8nded by a Scheme dated 13th January 2000, with further amendments by resolution on 21 st January 2009 and 3rd F8bruary 2010. Principal Address 92 Swallow Road Ipswich IP2 OTS Independent examiner Mr S R Renvoize S R Renvoize Ltd 1 Arwela Road, F811xstowe Suffolk, IP112DG Page 2
ANNUAL REPORT OF TRUSTEES OF GREENFINCH CHURCH FOR THE YEAR TO 31ST DECEMBER 2024 1079252 The objects of the charity are: 1.1 (a) The furtherance of the Christian religion by the holding of meetings in the name of the Lord Jesus Christ in church fellowship for the purpose of the taking of bread and wine in remembrance of Him and for the preaching and teaGhing of the Gospel of the Grace of God as contained in the Bible, and such other means con8iStent with this clause as the Leaders may approve: and (b) Such other charitable purposes as the Leaders may think fit. 1.2 The land situated in Greenfinch Avenue, Ipswich, Suffolk with the building called Greenfinch Church must be retained by the Trustees for the use of the objects of the charity. The trustees have made some enquiries with the land registy, and it is now clear the land has never been registered as there was no previous legal requirement to do so. This is in progress of being resolved, but in the interim the Land registry process to notify the trustees if any claims to register the land ar8 initiated, via the 'Owners Restriction, process, is actioned. Structure, Management and Governance Arrangements: 2.1 The structure of the trust and the trustees who held office in the year and up to the date of this report are listed in the charity information on page 2. The powers of appointment or removal of trustees rest with the existing trustees. 2.2 The L8ad8rs during the year were Chris Bedford (Senior Leader and Eld8r), Karen Cogger (Elder), Hilary Michie (Elder) and Eddie Green (Elder). Nigel H88d had been meeting with the Elders during 2023 and was elected an Elder by majority vote at the mid-year meeting in July 2024. The leaders continued to meet monthly, either online on Zoom, or together with the trustees in person. 2.3 Chris Bedford was employed by the Church on a full-time ba818, and retired at the end of 2024. 2.4 Jan Bedford was employed as Administrator on a part-time basis, and also retired at the end of 2024. 2.5 Pete Collison was appointed Senior Leader on 1 December 2024. 2.6 There were 3 Trustees during 2024. The Trustees, main duty is to ensure that the income and property is applied for the purposes set out in the Scheme. At their meetings, they also consider property maintenance, employer responsibilities, health and safety matters, insurance, and the overall position of the finances. They have been meeting together with the Elders since August 2023 every few months. The reason for the joint meetings is to help the Trustees to further their work. The Elders team are supporting the Trustees temporarily while the Trustees seek at least a fourth Trustee. 2.7 Greenfinch Church continued to subscribe to Thirtyone: eight during 2024. This subscription helps the Church to keep up to date with the latest safeguarding practices. Page 3
Relationships 3.1 Greenfinch Church has no formal links with any other charity or parties. It did however co-operate with several charities and parties during 2024 that helped it achieve its objects. These organisations included: Hands at Work in Africa UK (1117446) Thityone. eight (1004490) Lord's Work Trust (Helps distribute Gift Aid) (SC008740) Route2Freedom (1190159) Transforming Futures - Suffolk {1169250) Suffolk Christian Camps (1150005) Review of 2024 4.1 The Church's vision 18 'to lead people into a growing r8lation8hip with Christ, by reaching out, building community and nurturing disciples." This vision should be seen through all the various activities, including the Sunday Morning Service and th8 small groups ("conn8Ct groups") that have met during the week. 4.2 Sunday Service8 continued and were also live streamed most weeks. 4.3 Some connect groups continued to meet online on Zoom, while others m8t in person. 4.4 A local Church Army employee and repres8ntative, who works with children from the local schools, continued to lead a Youth Club at the Church, meeting on Friday evenings during term-time. The Club is run with th8 help of some of the church members, and has continued to receive positive feedback from parent8 and relatives from the local community. During the year, some of the Youth Club leaders started a small group on Monday afternoons with some of the children from the Youth Club. The aim of this group is to deepen friendships and provide support from a Christian viewpoint. 4.5 The Church continued to run CAMEO Club (held mainly for older member8 in the community), weekly on Tuesday mornings. 4.6 Local groups and charities have hired the hall. These groups included: Ipswich & District Railway Correspondence and Travel Society, Alcoholics Anonymous, and National Diabetes Prevention Plan. Other charities or groups have used the hall for meetings, e.g. Route2Freedom, Transforming Futures Suffolk, and Suffolk Christian Camps. 4.7 The Church continued its strong partnership with Hands at Work in Africa UK. It continued to support about fifty orphans in the village of Chilabula in Zambia, by providing food, education, and basic health care to the orphans. A small team of people have visited Chilabula in previous years to renew contact with the orphans and provide support to the team workers. Although a team has not visited since 2022, proposal was made for a visit in 2025. 4.8 The Church continued to partner with Route2Freedom, a Christian charity based in Ipswich, which helps those suffering from addictions, homelessness and other challenges find freedom from the past, and discover a route to a better future. Page 4
4.9 The Church spent its normal annual weekend (shared with two other Suffolk Churches), at Sizewell Hall Christian Conference Centre in September. Plans for 2025 5.1 The normal activities of the Church: Sunday Family Servi, CAMEO Club, Youth Club are planned to continue, and Connect Groups are planned to meet either in person or online on Zoom. 5.2 Following the retirement of the Church Administrator, Jan Bedford, the plan is for the administrative work to be shared among several church members. 5.3 The Africa team will continue to plan visits to Chilabula, Zambia whenever p088ible. A visit is proposed for 2025. 5.4 A Church weekend at Sizewell Hall is planned for September 2025. Contrlbutlon of Volunteer8 6.1 Many members of Greenfinch Church participate in organising and helping with the administration and activities of the Church. Flnance 7.1 The cost involved in running Greenfinch Church is largely met by the members, and those attending Sunday Services. 7.2 People attending some of the activities e.g. CAMEO make small contributions to cover the cost of refreshments and some of the costs related to the activities. 7.3 The perimeter fence had needed repairs for some time. Most of the length of the fenc8 was replaced in May 2024. 7.4 The financial position remained healthy, and the Trustees were therefore pleased with the position of the accounts at the end of the year. Reserv08 Pollcy 8.1 The minimum level of reserve of £8,000, (previously agreed by the Trustees), remained unchanged during 2024. This sum is un-restricted and is approximately equal to the essential running costs for 2 months. Page 5
9 Public Benefit Statement 9.1 When planning the Church's activities for the year, the Trustees have considered the Charity Commission's guidance on public benefits. In addition to its missionary support in Zambia, the Church continued to keep in touch with the community, and with the various local groups that normally hire the building on a regular basis. The Trustees are therefore happy that the Church demonstrates a good delivery of public benefi't, 10 Independent Examlner 10.1 Having recently given notice of his future retirement and closure of his business in February 2026, the existing independent examiner has made arrangements for his clients to be moved to a local company. The trustees are currently happy with this arrangement. The report wa8 approved by the trustees on 27th October 2025 and signed on their behalf by P,rv). P. Cogger Page 6
Inde endent Examinerfs Re ort to the Trustees of Greenfinch Church I report on the accounts for the year ended 31 December 2024 set out on pages 8 to 10. Re8P8Ctlve responsibilities of tru8ts88 and examlner The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year (under section 144 of the Charities Act 2011 (the Charities Act)} and that an independent examination is needed. It is my responsibility to: examine the accounts {under section 145 of the Charitles Act) to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145{5)(b) of the Charities Act)., and to state whether particular matters have come to my attention. Ba818 of the Independent examln•rf8 report My examination was carried out in accordance with the General Dlrectlons given by the Charity Commi89ion. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedure8 undertaken do not provlde all the evidence that would be required In an audlt, and consequently no opinion is given as to whether the acGounts present a 'true and fair view and the report Is limlted to those matter8 set out In the statement8 below. Indepondant oxamlner'8 Ststsment In connectlon wlth my examination, no matter has come to my attentlon: {1) whlch glves me rea80nable cause to belleve that, In any materlal respect, the requlrements to keep accounting records in accordance with sects'on 130 of the Charitles Act,. and to prepare accounts which accord with the accounting records and comply wlth the accounting requirements of the Charitles Act have not been met,. or (2) to whlch, In my oplnlon, attention should be drawn in order to enable a proper understandlng of the account8 to be reached. 5t( Mr S R Renvolze, ACA S R Renvoize Ltd 1 Arwela Road, Fellxstowe Suffolk, IP112DG 271h October 2025 Page 7
Greenfinch Church Receipts and payments for the year to 31st December 2024 Receipts 2,024 2,023 Restricted General 39,825 7,460 8,223 9,778 Total 39,825 8,960 8,223 9,778 Total 37,155 8,540 5,799 5,134 20 38 415 9,005 600 Gift aid General offering Tax repayment Hall Hire CAMEO club rent Interest received CAMEO Income Hands at Work Ceremonies 1,500 84 9,615 9,615 20 20 Total receipts 11,115 65,390 76,505 66,706 Payments General and administration (see page 9) Personnel Sunday service Refreshments and soup Sunday school and youth Public address system and equipment CAMEO trip 250 Connect groups PALS Gifts Training Meetings Hands at Work . donation Hands at Work . travel exp Route 2 Freedom . donation Other donations Total payments 10,848 38,176 961 226 159 151 10,848 38,176 961 226 159 151 250 717 14,099 35,244 1,004 275 107 108 717 78 78 443 214 214 11,380 116 13,328 11,380 1,200 1,200 1,500 65,860 1,470 1,500 13,130 52,730 66,243 Surplusl(deficit} for the year (2,015) Transfer inl(out) 2,880 Balance brought forward 2,949 Balance carried forward 3,814 12,660 (2,880) 30,778 40,558 10,645 463 33,727 44,372 33,264 33,727 Pa8e 8
Greenflnch Church Receipts and payments (continued> for th8 year to 31st December 2024 R68nalysis of General and Administration 2,024 2,023 Re8triGted General 2,838 509 Total 2,838 509 Electricity Phone and broadband Insurance Stationery Repairs and maintenance Water rates Cleaning {lal)our and materials) Photocopier Copyright Legal and prof888ional Subscrlptions Misc8118neou8 Total 1,963 507 926 49 8.780 348 1,606 867 33 2,563 362 1,499 499 385 283 797 138 10,848 33 2,583 362 1,499 499 385 283 797 138 10,848 250 657 14,099 Statement of a••ets and Ilabllltle• at 318t December 2024 2,024 A88t 31112124 Total 2,023 Asat 31112123 Re8trlct8d General 1 C88h fund8 Current account.. General Current acc't.'Hands at work Deposlt account Cash ftJnd8 40 3,774 30,831 30,671 3,774 9,607 320 44,372 25,129 2,560 5,182 856 33,727 9,607 320 40,558 3,814 2 Other monetary asse18 Debts HMRC (Tax recoverable on Glft Ald) 851 310 868 865 Debt8 1,161 1,533 3 As8els retained for the Charity's own use The church is the beneficial owner of the followlng 888et8', Land and buildings Greenfinch Church, Ipswich (See note 1.2 of Ihe Annual Report of the Tru8tge8) (valued at Insuran value) 901,736 901,736 4 Liabilllie8 HMRC,. PAYE Independent examiner Electricity 1,760 405 800 1,587 265 400 Total 2,965 2,252 The accounts We approved by the trustees on 27th October 2025 and signed on their behalf by.. P.rfj. Mr P. Cogger Page 9
Greenfinch Church Notes to the accounts 1. Basis of accounts. These accounts have been prepared on the "receipts and payments. basis and accord with Section 133 Charities Act 2011. 2, Restricted fund. At 31112124, the balance of £3,814 of restricted fund represents Hands at Work (£3,774) and the Cameo club (£40). In this year, the £1,500 of income and expenditure wi.thin restricted funds related to assistance with personal accommodation. 3. Independent examination The independent examination cost £405 (2023 - £265). 4. Trustee remuneration No trustee received remuneration or benefits in the year. No trustee received expense payments in the year. 5. Related paty transactions There ware no related party transactions in the year. Page io