Charity number 1079252
Report of the Trustees, the accounts
and the independent examiner's report
for the year to 3181 December 2024
for Greenfinch Church
Contents
Page
Index
Charity information
Trustee report
Independent examiners report
Receipts and payments
Statement of assets and liabilities
Notes to the accounts
10
Page I

GREENFINCH CHURCH
FOR THE YEAR ENDED 31 DECEMBER 2024
CHARITY INFORMATION, as at 15th October 2025
Charity name and number Greenfinch Church, 1079252
Trustees
Peter Cogger (Appointed 0610211998) (Chair)
Martin Cotterill (Appointed 1511012015)
Ivan Pike (Appointed 1511012015)
Leaders
Chris Bedford
31112124)
Eddie Green
Hilary Michie
Karen Cogger
Nigel Head
Elder, Senior Leader (Retired
Elder
Elder
Elder
Elder (Elected July 24)
Employees
Chris Bedford
31112124)
Pete Collison
Jan Bedford
Senior Leader and Elder (Retired
Senior Leader (Appointed 1112124)
Administrator (Retired 31112124)
Governing Document
Conveyance created on 30th April 1957, 8m8nded by a
Scheme dated 13th January 2000, with further amendments by
resolution on 21 st January 2009 and 3rd F8bruary 2010.
Principal Address
92 Swallow Road
Ipswich
IP2 OTS
Independent examiner
Mr S R Renvoize
S R Renvoize Ltd
1 Arwela Road, F811xstowe
Suffolk, IP112DG
Page 2

ANNUAL REPORT OF TRUSTEES OF GREENFINCH CHURCH
FOR THE YEAR TO 31ST DECEMBER 2024
1079252
The objects of the charity are:
1.1 (a) The furtherance of the Christian religion by the holding of meetings in the name
of the Lord Jesus Christ in church fellowship for the purpose of the taking of bread
and wine in remembrance of Him and for the preaching and teaGhing of the Gospel
of the Grace of God as contained in the Bible, and such other means con8iStent with
this clause as the Leaders may approve: and
(b) Such other charitable purposes as the Leaders may think fit.
1.2 The land situated in Greenfinch Avenue, Ipswich, Suffolk with the building called
Greenfinch Church must be retained by the Trustees for the use of the objects of the
charity. The trustees have made some enquiries with the land registy, and it is now
clear the land has never been registered as there was no previous legal requirement
to do so. This is in progress of being resolved, but in the interim the Land registry
process to notify the trustees if any claims to register the land ar8 initiated, via the
'Owners Restriction, process, is actioned.
Structure, Management and Governance Arrangements:
2.1 The structure of the trust and the trustees who held office in the year and up to the
date of this report are listed in the charity information on page 2. The powers of
appointment or removal of trustees rest with the existing trustees.
2.2 The L8ad8rs during the year were Chris Bedford (Senior Leader and Eld8r), Karen
Cogger (Elder), Hilary Michie (Elder) and Eddie Green (Elder). Nigel H88d had been
meeting with the Elders during 2023 and was elected an Elder by majority vote at the
mid-year meeting in July 2024. The leaders continued to meet monthly, either online
on Zoom, or together with the trustees in person.
2.3 Chris Bedford was employed by the Church on a full-time ba818, and retired at the
end of 2024.
2.4 Jan Bedford was employed as Administrator on a part-time basis, and also retired at
the end of 2024.
2.5 Pete Collison was appointed Senior Leader on 1 December 2024.
2.6 There were 3 Trustees during 2024. The Trustees, main duty is to ensure that the
income and property is applied for the purposes set out in the Scheme. At their
meetings, they also consider property maintenance, employer responsibilities, health
and safety matters, insurance, and the overall position of the finances. They have
been meeting together with the Elders since August 2023 every few months. The
reason for the joint meetings is to help the Trustees to further their work. The Elders
team are supporting the Trustees temporarily while the Trustees seek at least a fourth
Trustee.
2.7 Greenfinch Church continued to subscribe to Thirtyone: eight during 2024. This
subscription helps the Church to keep up to date with the latest safeguarding
practices.
Page 3

Relationships
3.1 Greenfinch Church has no formal links with any other charity or parties. It did however
co-operate with several charities and parties during 2024 that helped it achieve its
objects. These organisations included:
Hands at Work in Africa UK (1117446)
Thityone. eight (1004490)
Lord's Work Trust (Helps distribute Gift Aid) (SC008740)
Route2Freedom (1190159)
Transforming Futures - Suffolk {1169250)
Suffolk Christian Camps (1150005)
Review of 2024
4.1 The Church's vision 18 'to lead people into a growing r8lation8hip with Christ, by
reaching out, building community and nurturing disciples." This vision should be seen
through all the various activities, including the Sunday Morning Service and th8 small
groups ("conn8Ct groups") that have met during the week.
4.2 Sunday Service8 continued and were also live streamed most weeks.
4.3 Some connect groups continued to meet online on Zoom, while others m8t in person.
4.4 A local Church Army employee and repres8ntative, who works with children from the
local schools, continued to lead a Youth Club at the Church, meeting on Friday
evenings during term-time. The Club is run with th8 help of some of the church
members, and has continued to receive positive feedback from parent8 and relatives
from the local community. During the year, some of the Youth Club leaders started a
small group on Monday afternoons with some of the children from the Youth Club.
The aim of this group is to deepen friendships and provide support from a Christian
viewpoint.
4.5 The Church continued to run CAMEO Club (held mainly for older member8 in the
community), weekly on Tuesday mornings.
4.6 Local groups and charities have hired the hall. These groups included: Ipswich &
District Railway Correspondence and Travel Society, Alcoholics Anonymous, and
National Diabetes Prevention Plan. Other charities or groups have used the hall for
meetings, e.g. Route2Freedom, Transforming Futures
Suffolk, and Suffolk
Christian Camps.
4.7 The Church continued its strong partnership with Hands at Work in Africa UK. It
continued to support about fifty orphans in the village of Chilabula in Zambia, by
providing food, education, and basic health care to the orphans. A small team of
people have visited Chilabula in previous years to renew contact with the orphans
and provide support to the team workers. Although a team has not visited since 2022,
proposal was made for a visit in 2025.
4.8 The Church continued to partner with Route2Freedom, a Christian charity based in
Ipswich, which helps those suffering from addictions, homelessness and other
challenges find freedom from the past, and discover a route to a better future.
Page 4

4.9 The Church spent its normal annual weekend (shared with two other Suffolk
Churches), at Sizewell Hall Christian Conference Centre in September.
Plans for 2025
5.1 The normal activities of the Church: Sunday Family Servi￿, CAMEO Club, Youth
Club are planned to continue, and Connect Groups are planned to meet either in
person or online on Zoom.
5.2 Following the retirement of the Church Administrator, Jan Bedford, the plan is for the
administrative work to be shared among several church members.
5.3 The Africa team will continue to plan visits to Chilabula, Zambia whenever p088ible.
A visit is proposed for 2025.
5.4 A Church weekend at Sizewell Hall is planned for September 2025.
Contrlbutlon of Volunteer8
6.1 Many members of Greenfinch Church participate in organising and helping with the
administration and activities of the Church.
Flnance
7.1 The cost involved in running Greenfinch Church is largely met by the members, and
those attending Sunday Services.
7.2 People attending some of the activities e.g. CAMEO make small contributions to
cover the cost of refreshments and some of the costs related to the activities.
7.3 The perimeter fence had needed repairs for some time. Most of the length of the
fenc8 was replaced in May 2024.
7.4 The financial position remained healthy, and the Trustees were therefore pleased
with the position of the accounts at the end of the year.
Reserv08 Pollcy
8.1 The minimum level of reserve of £8,000, (previously agreed by the Trustees),
remained unchanged during 2024. This sum is un-restricted and is approximately
equal to the essential running costs for 2 months.
Page 5

9 Public Benefit Statement
9.1 When planning the Church's activities for the year, the Trustees have considered the
Charity Commission's guidance on public benefits. In addition to its missionary
support in Zambia, the Church continued to keep in touch with the community, and
with the various local groups that normally hire the building on a regular basis. The
Trustees are therefore happy that the Church demonstrates a good delivery of public
benefi't,
10
Independent Examlner
10.1 Having recently given notice of his future retirement and closure of his business in
February 2026, the existing independent examiner has made arrangements for his
clients to be moved to a local company. The trustees are currently happy with this
arrangement.
The report wa8 approved by the trustees on 27th October 2025 and signed on their behalf
by
P,rv).
P. Cogger
Page 6

Inde
endent Examinerfs Re
ort to the Trustees of Greenfinch Church
I report on the accounts for the year ended 31 December 2024 set out on pages 8 to 10.
Re8P8Ctlve responsibilities of tru8ts88 and examlner
The charity's trustees are responsible for the preparation of the accounts. The charity's
trustees consider that an audit is not required for this year (under section 144 of the
Charities Act 2011 (the Charities Act)} and that an independent examination is needed.
It is my responsibility to:
examine the accounts {under section 145 of the Charitles Act)
to follow the procedures laid down in the General Directions given by the Charity
Commission (under section 145{5)(b) of the Charities Act)., and
to state whether particular matters have come to my attention.
Ba818 of the Independent examln•rf8 report
My examination was carried out in accordance with the General Dlrectlons given by the
Charity Commi89ion. An examination includes a review of the accounting records kept
by the charity and a comparison of the accounts presented with those records. It also
includes consideration of any unusual items or disclosures in the accounts and seeking
explanations from you as trustees concerning any such matters. The procedure8
undertaken do not provlde all the evidence that would be required In an audlt, and
consequently no opinion is given as to whether the acGounts present a 'true and fair view
and the report Is limlted to those matter8 set out In the statement8 below.
Indepondant oxamlner'8 Ststsment
In connectlon wlth my examination, no matter has come to my attentlon:
{1) whlch glves me rea80nable cause to belleve that, In any materlal respect, the requlrements
to keep accounting records in accordance with sects'on 130 of the Charitles Act,. and
to prepare accounts which accord with the accounting records and comply wlth the
accounting requirements of the Charitles Act
have not been met,. or
(2) to whlch, In my oplnlon, attention should be drawn in order to enable a proper
understandlng of the account8 to be reached.
5t(
Mr S R Renvolze, ACA
S R Renvoize Ltd
1 Arwela Road, Fellxstowe
Suffolk, IP112DG
271h October 2025
Page 7

Greenfinch Church
Receipts and payments for the year to 31st December 2024
Receipts
2,024
2,023
Restricted General
39,825
7,460
8,223
9,778
Total
39,825
8,960
8,223
9,778
Total
37,155
8,540
5,799
5,134
20
38
415
9,005
600
Gift aid
General offering
Tax repayment
Hall Hire
CAMEO club rent
Interest received
CAMEO Income
Hands at Work
Ceremonies
1,500
84
9,615
9,615
20
20
Total receipts
11,115
65,390
76,505
66,706
Payments
General and administration
(see page 9)
Personnel
Sunday service
Refreshments and soup
Sunday school and youth
Public address system and equipment
CAMEO trip
250
Connect groups
PALS
Gifts
Training
Meetings
Hands at Work . donation
Hands at Work . travel exp
Route 2 Freedom . donation
Other donations
Total payments
10,848
38,176
961
226
159
151
10,848
38,176
961
226
159
151
250
717
14,099
35,244
1,004
275
107
108
717
78
78
443
214
214
11,380
116
13,328
11,380
1,200
1,200
1,500
65,860
1,470
1,500
13,130
52,730
66,243
Surplusl(deficit} for the year (2,015)
Transfer inl(out)
2,880
Balance brought forward
2,949
Balance carried forward
3,814
12,660
(2,880)
30,778
40,558
10,645
463
33,727
44,372
33,264
33,727
Pa8e 8

Greenflnch Church
Receipts and payments (continued> for th8 year to 31st December 2024
R68nalysis of General and Administration
2,024
2,023
Re8triGted General
2,838
509
Total
2,838
509
Electricity
Phone and broadband
Insurance
Stationery
Repairs and maintenance
Water rates
Cleaning {lal)our and materials)
Photocopier
Copyright
Legal and prof888ional
Subscrlptions
Misc8118neou8
Total
1,963
507
926
49
8.780
348
1,606
867
33
2,563
362
1,499
499
385
283
797
138
10,848
33
2,583
362
1,499
499
385
283
797
138
10,848
250
657
14,099
Statement of a••ets and Ilabllltle• at 318t December 2024
2,024
A88t
31112124
Total
2,023
Asat
31112123
Re8trlct8d General
1 C88h fund8
Current account.. General
Current acc't.'Hands at work
Deposlt account
Cash ftJnd8
40
3,774
30,831
30,671
3,774
9,607
320
44,372
25,129
2,560
5,182
856
33,727
9,607
320
40,558
3,814
2 Other monetary asse18
Debts
HMRC (Tax recoverable on Glft Ald)
851
310
868
865
Debt8
1,161
1,533
3 As8els retained for the Charity's own use
The church is the beneficial owner of the followlng 888et8',
Land and buildings Greenfinch Church, Ipswich (See
note 1.2 of Ihe Annual Report of the Tru8tge8)
(valued at Insuran￿ value)
901,736
901,736
4 Liabilllie8
HMRC,. PAYE
Independent examiner
Electricity
1,760
405
800
1,587
265
400
Total
2,965
2,252
The accounts We￿ approved by the trustees on 27th October 2025 and signed on
their behalf by..
P.rfj.
Mr P. Cogger
Page 9

Greenfinch Church
Notes to the accounts
1. Basis of accounts.
These accounts have been prepared on the "receipts and payments.
basis and accord with Section 133 Charities Act 2011.
2, Restricted fund.
At 31112124, the balance of £3,814 of restricted fund represents Hands
at Work (£3,774) and the Cameo club (£40). In this year, the £1,500 of
income and expenditure wi.thin restricted funds related to assistance
with personal accommodation.
3. Independent examination
The independent examination cost £405 (2023 - £265).
4. Trustee remuneration
No trustee received remuneration or benefits in the year.
No trustee received expense payments in the year.
5. Related paty transactions
There ware no related party transactions in the year.
Page
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