Charity number 1078859 A company limited by guarantee number 03819825 Annual Report and Financial Statements for the year ended 29 March 2025 (Zoskl C7kL&r , promoting positive mental healtk) lor women Charity Commission 14 MAY 2WI6 Received
Annual Report and Financial Statements for the year ended 29 March 2025 Contents Page Trustees. report 210 10 Independent examinerfs report Statement of financial aclivilies 12 Balance sheet 13 Notes to the accounts 14to 19 Page 1
Roshni Ghar Trustees. report for the year ended 29 March 2025 Referènce and administratlvè details of the charity, its trusteos and advisors The Iruslees during Ihe financial year and up lo and including the date the reFK>rt was approved were.. Name Catherine Rowèn Mollie Shutt Juber Ali Councilor Fozia Shaheen Mohammed Akhlak Julie Linlern Lalita Shah Position Chair & Secretary Vlce Chair Charitynumber 1078859 Registered in England and Wales Company number Reglstered and prlnclpal address 13 Scott Street Keighley BD21 2JH 03819825 Registered in England and Wal8S Bankèrs Yorkshire Bank 73 North StrÈo1 Keighley 8D21 3SD Independent examinor DF Pollitt FCCA Burrow & Crowe Ac¢ountants & Buslnèss Advisers Ltd Bays 61-65, Pegholrne Wharfebank Mills Ilkley Road Olley LS21 3JP Staff: Misba Rani Nishaal Shahid Nazlma Sadiq Amber Noman Hadia Mansoor Nimra Ali Melissa Booth Tasleem Akhlar Acting CEO and Project Co-ordinator Mental Health Workèr & Counselling Project Coordinator Mental Health IActJle needs) Mental Health Support Worker Mental Health Support Worker Inreach Support WL7rker Admin WorkeT Cleaner Page 2
Roshni Ghar Trustees. report (continued) for the year ended 29 March 2025 Roshnl Ghar Actlng Chalr's Statemènt My fellow trustees and I would like lo apologis8 to our fundèrs and supporters for the delay with this year's aount$ arsd AGM. As yoij will be aware, we lost our amazing CEO, Shamim Akhtar. al the end of last year. Whilst Shamim had resigned her position in September, we deeply fell her loss, both professionally and personally. She will be greatly missed by the stsff and trustees of Roshni Ghar. Our new IT Department deemed that all files stored on our main office desktop and laptop were unsafe, so they inslrucled us lo upload everything to the cloud. Subsequently, the files all had Ihe same dale- the date of the upload- which caused extensive issues with compiling the a¢counts. We inslructed Burrow & Crowe Accountsnts to assist us. now and in the futuits, and send our grateful thanks to David 2nd Oliver for their extensive work in brfnglng tho a¢¢ounls togslher. We also send our thanks lo all of our staff lor their dedicated work during a very difficult tim&, and lo Misba Rani, for steppbng up as acting CEO, alongside her current position, on very short notiee. Structure, govemance and management The charity is a company limited by guarantee and was formed on 5th August 1999. 11 is governed by a memorandum and articles of association, as amended by special resolution on 15th November 2013. The liability of the members in the event of the company being wound up is limited to a sum not èxceeding £1. Method of racruitment and appointm8nt of trustses The trustees of the charity are also the directors for thè PLJrposes of compeny law. New trustees are recruited and co-opted c>nto the Board by the existing trustees. The trustees have an ongoing commitment lo seeking out individuals who could strengthen Ihe Board and bring complementary skills to the team. All Iruslees provide this service voluntarily. Any expenses that are reclaimed by Iruslees from the organisalion are sel out in note 9 to the accounts. Induction and training ot directors and trustees The induction programme for new Iruslees includes a formal brieffng session with the manager of the organisalion. An induction pack Is provided for the trustees lo further their knowledge on the rules and regulations of the organisalion as well as its aims. Ongoing training 1$ provided to help Iruslees carry out their role lo the best of their abilities. External training courses are arranged as and when it is necessary to ensure the trustees are familiar with any new d8velopwn9nls affecling their role and responsibilities as Iru51ees. Risk Assessmènt The trustees have continued to assess and consider risks facing the organisation, both on a general basis and relating lo developments concerning operational and funding matters. The major ongoing a¥eas of risk continue to be funding and the safety of staff as they carry out their duties both on the organisation's promisgs and elsewhere. Emphasis continues lo be placed on following good practice when dealing with clients anrj the general public, both lo preserve confidentiality, dignity and the personal welkbeing of all individuals that this may concern. Page 3
Roshni Ghar Trustees. report (continued) for the year ended 29 March 2025 The charfty'$ oblects To promote the benefrt of women of Asian origin in the Bradford metropolitan cFi5tricl and its environs who suffering or who have suffered from mental hèalth problèms in particular but not èx¢lusively by Iho provision of counselling, care services, therapeutic woik and recreational activities. Public benefit statement In setting our objectives and planning our activities our Trustees have given serious consideration to the Charty Commission's general guidance on public benefit. Roshni- rosh-neg- noun meaning light. source of energy. Ghar- gh'urr- noun meaning home, place of safety. Roshnl Ghar Mission Statèmènt We provide culturally appropriale and responsive mental heath and wellbeing services for adult South Asian women living with mental ill health and those vulnerable to mental illness in the Keighley area. Roshni Ghar is an organisalion that works on the premise of empowering women with choices, opportunibos, and skills lo maximize their potential. Providing a safe, confidential. non-judgmental, and supportive environm$nl for women to address Issues that imp8cI Ihelr fftenlal health and well-being. R05hni Ghar develops its services in consultation with serwce users who access our service5. Therefore, our services are deswned lo meet the expressed needs of the women we support. Objectives and artlvitle5 The organisalion follows these objectives.. To provide culturalty and spiritually sensitive support for South Asian women experiencing mental and emotional distress. To provide a sale Spa and help women manage their menlal health by providing support and equipping them with effective coping skills and service information. To prornole a better undefslanding of mental distress and develop appropriate Goping me¢hanisms. To empower Asian women to engage rnore responsively to mainstream services where they rnay experience barriers. To increase the awareness and choice of available services and improved pathways into those services. To promote an active service user Vol in service develDpmenl. To create acssible inforrllalion for BAME serwces. To provide a ¢hoic8 in treatment options. To provide and promot& social inclusion and aesS to opportunities available to young and adult South Asian women. To provide and promote access to educational and vocational opportunibes. ort services offered: 1..1 emotional and wellbeing support 15 offeied to clients referred into Eh8 seIce for 6 wèèks. with their allocated keyworker. Before the 1-.1 sessions b8gin. an inilial assessment is conducted lo understand the issues clients face li.e. financial, domèstic, bereavement, employment andlor other slressorsl and hDW Roshni Ghar can better support them. Clients then receive 6 weekly 1-.1 support sessions where they explore issues impacting their mental health in a 88fe, confidential, 8UPPOrtive, and non-judgemental space. There is no limit lo what can be discussed, the sessions are person-centred and al a pace the Client is comfortable with. Following the 1..1 emotional and wellbeing sessions, clients are encouraged lo attend support groups as part of their ongolng recovery. We have a number of support groups that take place across Keighley an Bradford, Page 4
Roshni Ghar Trustees. report (continued) for the year ended 29 March 2025 Su ort Grou Umeed {Hopel Group Gup Shup Ichil Chall Group Young Girl's Group Physical W811being Support Outreach sessions In-reach support service Culturally Sensitive Counselling (Group ther8pyI ESOL Umged.. Umeed IHopel group consists of support for Clients with acute mental ill health needs, who are under secondary care seNices. The group offers slru¢tLJred creative and therapeutic activities designed to meet the needs of each individual. This group provides a quiet atmosphere for individuals who struggle with busy and noisy environments. We work closely with primary and secondary care services to support women at their most vulnerable stale. Gu shu Grou Due lo many clients having several physical health conditions which furthor impa¢t their mental health and wellbeing, clients are encouraged 2nd sijpported to take an active rolè in maintaining their own wellbeing. With emphasis on the importance in keeping busy and int&racling with others lo reduce social isolation and mainiain goDd menial and physical health. The sessions are led by the WEA (Workers. Educational AssoGialionl which is a charity dedicated to bringing hIghUallty, professional education into the heart of Gommunilies with provisions of a qualified tutor who delivers the sessions with the support of RG staff. Youn Glrl's Grou A wfjekly support g¥oup intended for young women from the locality ne8dlng sijpport with their mental health and wellbeing needs. The group Is planned in consultation with Ihe girls who attend, and this group aims to.. Provide young yvomen with a safe non-judgemenlal environment lo èxplore issues relating lo their mental health. Encourage young women lo engage in activities that promote physical and emotional wellbeing. Develop interpersonal skills through group work. Promote independence. Underslanding mentsl health aside from cultural labels. Reduce isolation. Increase self-eStrn and sew- confidence. The purpose of the group is to empower young girls lo have the confidence to look after their own mental and physical wellbeing, which is achieved via a series of self-care aclivilie5. This enables clients to develop networks and support systems outside of theirfamily, friends and school bubble, thus increasing their confidence and self-esteem. Clients are able to recognise signs of poor mental health through psychoeducaliors workshops and are empowered lo sfjek support for themselves and those in their social network. A focus on sical wellbein Staff al Roshni Ghar are trained lo lead on Walks lo promote wellbeing. giving clients the opportunity lo participat8 In walking for he811h and managing their ovorall wellness. We also facililale seated exercise sessions for clients with poor physical health and mobilty, enabling them to partake in gentle movement whilst creating social networks. Clients have also participated in Tai Chi, Yoga and other forms of wellness sessions to support their overall wellbeing. Page 5
Roshni Ghar Trustees. report (continued) for the year ended 29 March 2025 In-Reach Servlces: The In-reach Support Service is a drop-in service offering 1..1 emotional support lo female Isouth Asian} inpatients sectioned under the Mental Health Act and admitted lo the Heather Ward Ipsychialric unit) al the Airedale General Hospital. This support service has been running for many years and is valued with positive feedback from both clients and staff al the Heather Ward. To ensure continuity of care we support women in the community p051-discharge from the Psychiatric unit by working clos61y with slaff from the cornmunity mental health team. We ¢arry ouljoint home visits and do regular follow up with the clients CPN. This partnership helps improve communication, identify barriers and improve access into mainstream services lor women from predominantly South Asian Communities. Outreach Session at other Settin We facilitate support groups in diffèrent sellings within the locality to improve access lo services. Sessions take p18¢e 81 Keighley library. BdfOrd City library, Girlington Morrisons community room. Keighley Morrisons community room as well as the Girlington ¢ommunrty centre, and the Leeds Road Gurdwara. Culturall Sensitive Counsellin 1..1 counselling with a therapist- Roshni Ghar's culturally adapted counsellSng service is tailored to meet the expressed needs of South Asian females and males living in Keighley and Bradforct. Particularly those who struggle lo ac¢e5S mainstream services due to languages and cultural barriers. Roshni Ghar has 4 female and 1 male Iherapisl offering a range of inlegratéd therapies. All the Counsellors are registered with the British Associalion lor Counselling and Psychotherapy IBACPI and work lo their ethical standards with an emphasis on cultural competency. Roshni Ghar staff have worked tirelessly with the therapists lo develop a counselling model that is delivered in a client centred approa¢h with special consideration lo the religious and ¢ullural needs of the cllents. Counsellors receive regular professional clinical antl management supervlsion as part of their professional devolopm8nt. Following the initial 6 weeks with their named keyworker, if it is identified that a client will iequire further interventions, including counselling, then a referral is made to the in-house culluralty adapted counselling service Igr the client lo receive either group or 1..1 counselling. Clients receive 1..1 andlor group counselling from therapists who are fiuenl in Urdu, English, Bangla and Punjabi, allowing clients lo converse in their preferred spoken language. This reduces th8 need for interpreters, leading lo better outcome for the clients. Sessions are available face lo face, online andlor over th$ telephone. Clients are offered a minimum of 6 counselling sessions. However. after the ff rsl Consultation with the counsellor, if it is deemed that the ¢lienl may benefit from additional sessions, then 4 extra sessions are approved and paid for by Roshni Ghar. The therapist and client agree on Iherapeulic gc>als for therapy and work is done each week lo help clients aGhieve their agreed goa15. The Core 10. progressing measuring tools are used as part of th6 assessment process at the start and end of the therapy. Service.. 80 individuals have benefited from 1-10-1 counselling. Clients have accessed 10-week counselling sessions, rather than th¥ usual 6 week, upon the qUeSt of Iherapisls, and we have been able to accommodate this on a limited basis. Grou counsellin In addition lo the 1..1 counselling, the counselling service offers gTOUP therapy workshops that lake place over 6-8 weeks. Each weekly session is for 2 hours. coVeng a range of mental health and wellbeing topics. The followlng topics have been explored: Anxiety and Deprassion, Learned Helplessness, Abuse and Behavioural Change, Beroavemenl. Grief and Loss, Movement Therapy, and Healthy Relationships. Sessions were contextually relevant to the client's experiences, which enabled elien15 to openly discuss and share their worries. resulting in beller outcomes. Clients learnt coping strategies lo help manage their mental health long term. Page 6
Roshni Ghar Trustees. report (continued) for the year ended 29 March 2025 56 individuals have taken part in group counselling and psychoeducation sessions and reported that these groups have been very helpful for their mental health. The group therapy sèssions are designed and dellvered using a person-cenlred apprciach by a trained psychotherapist supported by Roshni Ghar staff. The sessions have Covèred different topics such as bereavement. grief and loss, learned helplessness, artd behavioural change. The sessions focus on identifying and changing inaccurate or distorted thinking pattern5, responses and behaviours and provides psycho&ducalion focusing on educating clients about Ihelr ment81 health issues 8nd ways of coping. The sessions are delivered in the client's spoken languag8 Wlth spe¢i81 consideration to religious and cultural needs. The setting is accessible and supportive and has created a safe space for clients lo openly share and discuss their iSSLt&s. The group therapy sessSons have helped cli&nts receive support and encouragement from other members within the group and has allowed them to rocognise that others aro gdng through similar experiences whith has enabled them lo feel less alone. They have found the sessions and information extremely usef[ anij being able to opènly discuss their issues in a safe space without the fgar of being judged has been immensely beneficlal. Feedback from clients has been positive, staling that as a result of the counselling. they feel better equipped lo rnanage their mental health with healthier coping slralegies. By having insight and information they can imprDve their over811 mental health and wellbeing. The following feedback was received from clients who have 2ccessed the culiurally sen511ive counselling sÈrviGe '1 feel LSnderslood and supportèd with rny cultural needs., 'The sessions helped me Sdenlify coping mechanisms_ I have found ways to help me deal with my phong anxiety and stress such as looking al the positives of the situation and possible outcomes. 'Really good lo have this counselling Servi for the South Asian ¢ommunily. In comparison lo my work placed therapy, this has been of greater benefit, and I have gol more out of this than that. Understood both cullLJrally and non-culturally- this makes quite a difference. I wasn't SU at first about it. I thought it would be one-sided rnenlality. but il wasn't. Th8rapisl was knowledgeable. 'The therapist understood my culture and values. I could speak in my mother tongue and therapist understood my family dynamic.. '1 liked my therapist, and she helped me lo deal with my mental health. It was nice to speak to my therapist in my Sroken language and who offered mè a safe and confidential space., 'This is myfirsl ever experience of therapy and I found this extremely useful. I wish I had this opportunity before. I want to thank my therapist and Roshni Ghar for Ihoir support.. CommFtment to tackli Ine ualities: 11 is widely recognised that loneliness, stress, poverty and inequalities impact both mental and physical hèalth in profound ways. resulting in poorer outcomes for individuals. At Roshni Ghar, wè do not just focus on the pwènlir)g issues but on the person as a whole and how best we Can assist them lo reduce some of thesè pressures. We try our utmost to SLJPPOrt the most marginalised members of soc*&ty who may othetwise be overlooked by mainstream soNices. This ensures clients feel listened lo, heard, involved and informed about what is available lo them. We equip individuals with the relevant skills, information and knoedge needed to help them effeclive5y manage their wellbeing. The essence of our Roshni Ghar's work is to help clients create a suppc>rt nelwork around thgm and someone Ihey can tum lo when they are feeling vulnerable. Page 7
Roshni Ghar Trustees. report (contlnued) for the year ended 29 March 2025 We also SUPPDrt individuals with no family or relatives lo turn lo for help or 5UPPOrt. often living on thoir own and struggling lo access service5, which can have delrimenlal effects on their wellbeing. Food Pove To alleviate some pressure of fix)d poverty, Roshnl Ghar operates a Community Fridge scheme which collects unsold surplus food from the local sup¢rmark$is lo distribute lo Ihose in most need. We recognis6 the stigma and cullural shame se¥vice-us8r5 may exp&rience whèn seeking food provision among predominantty South Asian communilies. To maintain their dignity, clients can collect food from either Roshni Ghar or from the commLJnily fridge. whichever option they feel most comfortable with. Having a¢sS lo food is fundamental to our health and wellbeing. therefore, the scheme is a¢SSIble lo the whole community. Roshni Ghar hosts an annual Community1ft8r event during Ramadan for service users who Iwe on Ih8ir own, as well as those most impaded by the Cost-of-living Crisis. This yearwe had over 100 service users attending the event with their dependent children. For rnany, il was an opportunity to socialise with other adults and not have lo worry about the cost of preparing a meal for themselves and their d8pendenl children or spending yet another evening without any adull conversation. We are thankful to the local businèsses who continue to support Roshni Ghar wtth Ihis much needed event each year. SUCCESS STORIES.. As a result of SUGcessfully provlding culturally adapted services in Keighlèy for many years, we have extended the service provision to Bradford. This has enabled rnore individuals lo access support from Roshni Ghar, thereby helping lo reduce barriers lo services by offering culturally appropriate localised support to individuals across the district. We pride ourselves in being accessible 8nd adaptable by having the Vol of the Servi users at Ihe heart of everything we do al Roshni Ghar,, ensuring our 58rvic8s are appropriate and person cenlred.. we believe this is key lo the organisallon's success. We strive lo provide the best possible support to some of the most vulnerable members of society who experience systemic barriers to service5. In order lo achieve the best possible outcomes for clients, w6 work hard to build rapport, Irusl. value Servi user feedback and offer holistic and responsive supwrt closer lo people's home. SM.- "Thank you for your support. I feel very comfortable with rny councilor Shabina. I fell al eas8 to open up fully about my issues and she was from the same culture. 5 fell she understood my complex family dynamics." AS. Thanks for all the support. I have felt so much beller now after the therapy. I want all the success lo Roshni Ghar for supporting women like me. Thanks again.. SN. My Iherapisl 10110 marks, she understood me and SUPPDrted me in the best possible manner. I am very grateful to her and Roshni Ghar for extending my sessions. I have made a huge irnprovement in 10 sessions. l am so grateful to my therapist and Roshni Ghar.. FK.. "l am grateful lo my Iherapisl lor the help and Roshi Ghar for extending my sessions and accommodating my needs. It was a great experience. NR.. "Thank you for your SLJPPOrt. These sessions enabled me to be myself and let out what I'm experiencing and thinking, wilhoul judgement. I looked forward lo Ihe sessions each week.. SY. Really good lo have this counselling service from the Asian community and in comparison, lo my work place therapy this has been of greater benefit and I have gol more out of this than that. Undeislood both culturally and non-culturally- this makes quite a differ&nce. I wasn't sure at first about it. I thought il would be one-sided mentality, but fc wasnl. I had an assumption and cullurally oriented, but il wasn't. Therapist was very knowlgdge8ble. have lols ol words of wisdom. Having an intellectual conv&rsalion with someone." Page 8
Roshni Ghar Trustees, report (continued) for the year ended 29 March 2025 Ado tln ah brlda roach to wellbein The service has been adapted lo adopt hybrid working practices to enable us lo provide face lo face. virtual and telephone support lo clients to meet their expressed needs. Roshni Ghar runs several mental health and wellb8ing support groups across Keighley and Bradford. Following the 6 weekly 1..1 sÈ5sions, clients are encouraged to allend weekly wellbeing support groups, as part of their ongoing recovery and lo promote pos11ive wellbeing. Clients are supported to tnanage their wellbeing through selfcare. wllh a focus on relapse prevention. Collaboratlve Work: We understand the importanGe and benefits of working in partnership with other org8nisalions In offering a range of specialist servictrs to clients which we cannot deliver on our own. We work with several local organisations in providing a nge of services such as the welfare benefits advice service, CTeativ& arts Ihefftpy, physical wellbeing inlervenlions such as Tai Chi. Cook and Eat sesslons and ESOL. Studentslvolunteers: Roshni Ghar has been working with the University of Bradford and Bradford College for several years in providing placements lor sttjdents,. to gain work experience and preparing a future workforce. We have a pool ofwonderful and committed volunteers who are key members of the Roshni Ghar team. without their invaluable help. support and dedication we could not offer many of the supplementary sorvi¢ès lo our cliènts. We thank each and every one of them for all their help. Financial review The net income for the year was £6,664, both this year and historically Service level agreements have been treated as restricted ineome. Al 29 March 2026, the balances in these funds have been transferred lo unrestricted funds and Income and expenditure in fulure years will be shown as unre51ricled unless there ar6 spe¢ili¢ restricted restrictions requiring separate disclosure. Roshni Ghar Is Commissioned by Bradford District Melropolitan Council. NHS Bradford District and Craven Clinical Commissioning Group, Bradford District Care NHS Trust and Sharing Voices. The organisalion also received funding from the Racial Equality Network. Bradford District Metropolitan Council and Hubbub Foundation UK. Reserves The d)aiily's free reserves. excluding fixed assets, al the year end were £359,242. The Iruslees aim lo maintain sufficient reserve funds lor Roshni Ghar lo cover 3-6 months operating expenditure. FUNDING.. Roshni Ghar is commissioned by th8 Integrated Care Board (formerly Clinical commission group). Bradford Dislriel Care Trust and Bradford Melropolilan Oistricl Council. We receiv grants from MIND. Lolleries, Active Travel and Sir George Martin Trust. Prgmisgs.. Roshni Ghar promlses are slill 8t the same address on Scott Street. Whilst larger premises would be beneficial, we hav$ not yet found anything that is suitable and affordable. Contaet Information: Add$s= Roshni Ghar, 13 Scoll Street, Kelghley. BD212JH Contact telephon8 number.. 01535 609927 Email.- info roshni har.o CHARITY NUMBER: 1078859 COMPANY NUPABER 3819825 Page 9
Roshni Ghar Trustees. report (continued) for the year ended 29 March 2025 Statement of trustees. responsibilitles The trustees (who are also the directors for the purposes of company lawl are responsible for preparin9 the Trustees report and Ihtr linancial statements in accordance with the 8pplicable law and UK Accounting Standards. Company18w raquires the trustees lo prepare financial aceounts for each financial yearwhich gSve a true and fair view of the stsle ol affairs of the charitable company and of thé incoming resources and application of resources. including the in¢ome and expendilure, of the charitable company lor the year. In preparing Ih¢se financial slalemenls, the trustees are required to.. selecl suitsble accounting policies and apply them consistenlly.. observe the methods and principles in the Charities SORP.. make judgements and eslimales thal are reasonable and prudent., state whether applieablè UK 8ccounting standards have been followed, subject to any material departures disclosed and explained in the financial statements., prepare the accounts on a going concein basls unlgss il is inappropriate to presume that the charitable company will continue in operation. The trustees a responsible for kèeping proper accounting records which éisclose with reasonable accuracy al any time the financial position of the charitsble company and lo enable them to ensure that the financial accounts Gomply with thè Companies Act 2006. They are 81so responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. This report has been prepared in accoidan¢è with Ihe Statement of Recommended Pr2clice.' Accounting and Reporting by Charities {Charilies SORP IFRS102}I, and in accordance with the special provisions of the Companies Act 2006 relating lo small companies. Signed on behalfof th8 board of trustees on 26 March 2026 by Catherine Rowen ITruslee} Page 10
Roshni Ghar Independent examiner's report to the trustees of Roshni Ghar I report lo the charilytruslees on my exarninalion of the accounts of the charitable company for the year ended 29 March 2025, which are sel out on pages 12 10 19. Responslblllties and basis of report As the charity's trustees oé the charitable company land also its directors for the purposes of company lawl you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 20061'lhe 2006 ACVI. Having satisfied rnyself that the accounts of the charitable companyare not required to be audited under Part 16 of the 2006 A¢t and are eligible fw independent examination, I r¢port in respect of my examination of your charity's accounts as carried oul under section 145 of the Charities Act I'the 2011 Acl'l- In carrying out my examination I havg followed the Directions given by the Charity Commission under section 14515llbl of thg 2011 Act. Independent examlner's statement I h8ve completed my examination. l Confim that no material mattels have come lo my attention in connection with the examination giwng me cause to believe that in any material respect.. accounting rOrdS were not kept in respect of the company as require(S by section 386 of the 2006 Act.. or 2 the accounts do not accord with those records", or 3 the accounts do not comply with the accounting requiremonls of section 396 of the 2()06 Act other than any requirement that the accounts give a 'lrue and fair view. which is not a matter considered as part of an independent examination,. or 4 the accounls have not been prepared in accordance with the methods and Principles of the Statement of Recommended Practi for accounting and reporting by charitie5 lapplicable lo charities preparing their a¢counts in accordance wblh the Financial Reporting Standard applicable in the UK and Republic of Iroland (FRS 102)]. I have no concems and have Come acros5 no other matters in conlleclion with the examination to which allenlion should be drawn in this report in order lo enable a proper understanding of the acGoun15 lo be reached. DF Pollill FCCA Burrow & Crowe Accountsnts & Buslness Advlsers Ltd Bays 61-65, Pegholme Wharfebank Mi115 Ilkley Road Otley LS21 3JP Page11
Roshni Ghar statement of Financial Activities (including Income Expenditure Account) For the Year Ended 29 March 2025 RESTATED Total Fund5 2024 Unrestrictèd Restrlcted Funds Funds 2025 2025 Total Funds 2025 Notes Incoming Resources from Charitable Activities Grants and don3tions Seryice level agreements Bank interest received 5,522 15,400 10.000 15,522 263,336 278.736 4,922 233,474 21 TOTAL INCOMING RESOURCES 20,927 273,336 294,263 238,417 Resources Expended Salarie5 and Nl Freelante staff and sub-contractors Employment and HR Costs Staff travel and expenses Staff training and development Client activities, reSoUrS and trips Rent, rate5 and utilities Repairs, maintenance and cleèning Printing, stationery, phone and PDSt Independent examination Finar¢ce and administration Equipment, IT costs and furniture Insurance Other payments Advert15ing and publicity Health and safety Professional fees Depreciation Room hire costs 32.849 11,365 3,456 1,114 43 783 148.238 181,087 36,381 47,745 11,966 15.422 3,568 4,682 139 182 2,506 3,289 5.529 7,256 639 839 957 1,256 3,535 3,395 7,161 1.754 318 237,760 44,755 2,536 2,711 404 4,887 8.657 1,570 1,887 3,600 2,774 4,096 1,511 877 2.600 250 281 1,666 5,355 1,727 200 299 3,535 808 1,705 417 76 2.587 5,457 1,336 242 1,712 203 543 5,479 7.191 203 2,281 1,738 TOTAL RESOURCES EXPENDED 60,835 226,763 287,599 328,177 NET INCOMINGIIOUTGOINGI RESOURCES BEFORE TRANSFERS 139,9091 46,573 6,664 189.7601 Transfers between funds 268,997 1268,9971 Net movement In funds 229,088 1222.4241 6,664 189.7601 Total funds brought fonNard 135,812 228,424 364,236 453,996 Total funds carried fonvard 364,900 6,01)0 370,900 364,236 Page 12
Roshni Ghar Balance Sheet As at 29 March 2025 RESTATEO 2024 2025 Notes FIXED ASSETS Tangible A55et5 5,658 CURRENT A55ETS Debtors and prepayments Cash at bank and in hand 26.566 371.3S5 397,921 196 387,061 387,257 Creditors and accruals 32,678 23,205 NET CURRENT ASSETS 365,243 364,052 TOTAL ASSETS LESS CURRENT UABILITIES 370,900 364,236 C¥editors: Amounts due after ane year NET ASSET5 370,900 364,236 FUNDS Unrestricted funds Restricted fvnds TOTAL FUND5 364,900 6.000 370,900 135,812 228,424 364,236 For the year ending 29 March 2025 the cornpanywa5 entitled to exervption frDm audtt under sectSon 477 of the Cornp3nles Act 2006 latIng io small companles Directo¥s' (Trustees) re5pon5ibilitie5: il The men7ber5 h3ve not required the company to obtain an audit in a££ordante with section 476 of the Companie5 Act 2006. ill The direitors acknowledge their responsibilities for complying wtth the requirement5 of the Act with respect to accounting records 2nd the preparatlon of accounts. iiil These accovnts have been prepared in atcordance with the provisions applicable to companies subject to the small compaDie5' regirne. On beh3lf of the board .fv1.2 Rowen (Apr IT, 2026. Dirertor Date.............................. Registered Company Number.. 3819825 Page 13
Roshni Ghar Notes to the Financial Statements (Continued) For the Year Ended 29 March 2025 l. Accountlng Police5 Basls of accounting The principal accounting policies which a¥e adopted conslstently in the preparation of the financial statements are set out below. Accounting convention and charitable status The accounts have been prepared under the historical cost convention and are in accordance with SORP FRS102 and applicable Accounting Standards and include the results of the company's operations described in the report of the board of management and all of which are continuing. The Company is a Registered Charity, No. 1078859. Exemption has been taken from preparing a cash flow Statement as the company qualifies as a small company. Golng concern The tru5tee5 are satisfied that there are no material uncertainties about the charity's ability to continue. Incoming resources All incoming resources are included the the Statement of Financial Activites ISOFAI when the charity becomes entitled to the resources. It is more likley than not that the trustees will receive the resources and the monetary value can be measured with sufficient reliability. Grant5 and donations Grants and donations are only included in the SOFA when the charity has unconditional entitlement to the resources. Where grants are related to performance andspecific deliverables, they are accounted for as the charity earns the rl8ht to consideration by its performance. Expenditure and liabilities Expenditure is recogni5ed on an accrual basis as a liability is incurred. Liabilities are recognised where it 15 more likley thar) not that there is a leg81 or constrtjctive obligation committing the charity to pav out the resources and the amount of the obligation can be measured with reasonable certainty. Taxation As a charity the organistion benefits from rates relief and 15 gerally exempt from income tax and capital gains tax but not from VAT. IrrecoveTable VAT is included in the cost of thise items to which it relates. Page 14
Roshni Ghar Notes to the Financial Statements (Continued) For the Year Ended 29 March 2025 Tangible fixed a55ets Tangible fixed assets costing more th3n E5(VJ are capitalised and included at cost including anv ncidental expenses of acqui51tion. Gifted assets are shown at the value to the tharity on receipt. Depreciation is provided on all tangible fixed assets at rates calculated to write off the cost on 8 straight lirie basis over their expected economic useful lives as follows.. Furniture and equipment .' over 4 years IT equipment and database over 4 years Pensions The company operate5 a defined contribution scheme for the benefits of its employees. The costs of contributions are recognised in the yèar they are payable. Page 15
Roshni Ghar Notes to the Financial Statements (continued) For the Year Ended 29 March 2025 L AccountlnE¥oll¢les contlnued Fundaccountin¥ Vnrestrided funds are available forthe u5eatthe di5cretlon of the trustees in furtherantr ctf thegeneral objecllve5 olthecharity. RèstTicled funds are subiÈctÉd to restrictionson their eyendlture itnposed by thp donorthrovgh thetermsof an appeal. Further explanation of th? nature and purpose of e3£h fund in Induded in the notes to the accaunts. 2. Grant incomeand DoTratron5 Unrestricted Restrided Fund5 Funds 2025 2025 Total Furtds 2025 Total Funds 20ZII ActiveTravel BMOC communTty buSldlngsgrant Slr George Martln Trust Grant towardscommnlLY Iftar Donatlons 10,000 lo.0 1.326 4.100 1,326 4,100 4.238 l(M) 584 97 97 Total Grant tncome 5,522 10,000 15,522 4.922 J. Earned Income Ut)rÈ#rl¢ted Restrkted Funds Funds 2025 2025 Total Fund5 2025 TTrtal Fund5 20E4 Servlce level aÉreements 15,400 263,336 278,736 295.887 Total Earned income 15,400 263,336 278,736 295,387 4. Staff c05ts and numbe 2Q25 2024 Gr055 Salarf Social securlty costs Employmeni allowance Pen510n5 171.253 13,372 15,0001 1.462 225,349 15,176 15.0001 Z,Z35 181,087 237.760 The average number OfeI10vees during the yearwas 11. 12024.. 9, 6 FTEI. There were no emplayee5 with etnolument50ver £60,0(M). Defined contribution pen51on scheme 2015 2024 Costs of the 51hEme to the charityforthe year 1.462 2,235 Page 16
Roshnl Ghar Notes to the Financial Statements (contlnued) For the Year Ended 29 March 2025 5. Restricted funds RESTATEO Balance Incumrng Outgoing Trar5sfers Balante Clfwd Blfvvd NHS bradfoid D15trict CCG BMDC Mental Health National Lottery Aw3rds farAII BDCT Reduiing Inequalitie5 BMDC Need5 A55e55ment CCG bAME Carer's Project 5ainsbury'5 E3t Better Communlty mental hpalth transformatton Br£dford District Care Trust ActlveTravel 129,884 3,762 5,042 54.735 2,115 129.2501 1100,6341 158,1311 174,0331 129.8941 179,4041 135,0351 127,7191 113,6831 11,568 19.2671 9,267 117.6221 14,7951 110.2071 4,096 112,8701 110,5471 110.8051 3,205 128,402 104,256 8,019 3,358 6,111 23,417 22,659 3,600 10,000 2,400 Total Charitable expendritsr2 228,424 273,336 1226.7631 1268,9971 6,000 NH5 8radford Distrftt CCG FoTthe provision of culturally appropriate 5UPPOrt for South Asian women. The transfer relates to a contribuiion towards overhead cosrs To support adult South Aslan women wSth their ment81 health. ThetransfÈr relates to a contributlon towards overhead c05t5 For physlcal wellbeing actiwtie5 for south Asian wornen with mental ill health. BMDC Mental Health National Lottery Awards for All BOCT Reducin8 IequalItIeS Forthe provision of therapeutic 5UPPOrtfor people frorn a minority ethnic backErout)d. Towards the tosi oFconsultalion and mental healrh activity in the StockbrfdEe area in Kèighley and to develop link5 ID Cliffe Castle. Supportin8 BAME carer5 of people with dementia acr05s bradford and Airedale. Towards heal¢hyea¢ing provision for service users. BMDC Need5 Assessment CCG BAM£ C3rerf5 Projett Sainsbury'5 Eat Better Pa¥e 17
Roshni Ghar Statement of Financial Activities (including Income Expendlture Account) For the Year Ended 29 March 2025 Unrestricted Unrestricted Restricted Restrirted Fund5 Fund5 Funds Fund5 2025 2024 2025 2024 Total Funds 2025 Total Fund5 2024 Income GTant5 and donations SÈrvltÈ level agreements Bank Interest Received S,522 15,400 4,922 7,180 21 10,000 263,336 15,522 4.922 226,294 278,736 233.474 21 TOTAL INCOMING RESOURCES 20,927 12,123 273,336 226,294 294,263 238,417 Resources Expended salaries and Nl Freelance Staff and sub-contr3Ctor5 Payroll Costs Ernploytnent arid HA Costs Staff travel and expenses Staff training and developrnent Cllent actlvities, re50urtr5 and trlps Rent. rate5 and utilities Repairs, maintenance and cleaning Pilntin& st8tionÈry, phone and post Independent examin8tion Fin3nce and administration Equiptnent, IT costs and furniture Insurance Other payments Advertising and publicitv Health and Safety PrDfe55iDnHI fee5 Depreciation Room hire cost5 32,849 11,365 25,935 148.238 36.381 211,825 181.087 237,760 44,247 47.745 44.755 3,456 1,114 43 783 1,727 200 299 3,535 808 1,705 417 76 2.286 617 11,966 3,568 139 2,506 5.529 639 957 250 J5,422 4,682 182 3,289 7,256 839 1.256 3,535 3,395 7,161 1.754 318 2,536 2,711 404 4,887 8.657 1.570 1,887 3,600 2,774 4,096 1,511 877 2,600 250 281 1,666 5.355 2,094 27 3.636 1,520 377 1.251 7.137 1,570 1,814 3.600 2,697 4.096 1,511 837 2,600 120 281 1.666 1,060 73 2.587 5,457 1.336 242 77 40 130 1.712 203 543 5.479 7,191 203 2,281 1,738 4,29S TOTAL RESOURCES EXPENDED 60,835 59.963 226,763 268,214 287,599 328,177 NET INCOMINfjIIOUTGOINGI RESOURCES BEFORE TRANSFERS 139,9091 147.8401 46.573 141,9201 6.664 189,7601 TTansfer5 between funds 268,997 33,312 1268,9971 133,3121 Net movement In fund5 229,088 114,5281 1222,4241 175,2321 6,664 189,7601 Total funds broughtforward 135,812 150,340 228,424 303,656 364,236 453,996 Totalfunds urried lorward 364,900 135.812 6,000 228,424 370.900 364,236 Page 19
nable Issuer Burrow 8 Crowe Ac¢ounlant5 & Biisiness Advise.rs Lld Document gen•rat•d Wed. 151h Apr 2026 1.fj-47..59 BST Do¢ument fingerprint 67f6313a61)63db1 a8aa246d891c3e53d Parties involved with this document Documenl processed Party + Flngerprint l-ri l i Ili A[)r IIJ jb 17.13'.l .17 F4¥il Calhoniip Rowpn . Signer10?4370789pcb8dd3357b447232b995c.cl Audlt hlstory log Date Action we.d. I,Illi Api. 2026 1 r) 41.414 BN?T Eiivelope oen8i.aled by Oliver Middleliiirsl1151.2.224.981 Wpd. I Stli lipr 20?$ l j 4 1'5fi LIS7 Documènt geiiprated witli finqg.rpriiil 671631336b63db1a8aa?46d891rle53tl11fj1.2.224.981 INed. 1,4111 l%PI 211klj 11) 1)i 1 £,1., 13lJ T Sei)t Ihe envelope lo Cathèriiie Roweii Icalher%ne@kalie-rich.coml for signing1151.2.224.981 bvpd. 1 r)Ili Ai)f 2O2fi 1 li (Im J7 B4 F Dotumenl emailed IG catherineCthkalie-rFch.coni Fri. 1711) Apr 202S 17.0?.OQ Calheiine Rowen opeiied the docuireiit email.187.248.116.1471 Fi'r. 17Ili ilkll. 2Q?.6 11.02 13 BST Calherine Roweii viewpd the envelope188.97.164.781 Cathpriiie finwen signed the eiivelope.188.97.164.781 Fn. 17111 .4pr 2U26 17 n,4 .1!) RS1 Tliis pnvelopg lias heen Signed by all partips188.97.164.781 Siyned document coiifirmalion ernailed to catherine@kalie-rich.com F ri. l FIFI Aiji ?Ild('i I I r).1 .)4 B%T 188.97. 164.781 Fil. 1111) &02f) I I.ts'.l. Sigiied doGuin8.iil conlirmalign eni811s have been sent lo all pBrties. Oo¢unieiit URL" hllps"Ilapi.sigiiable.appl8harpableienvelope?t=ffld21ca-1 ccd-4b02-b511-9 2alebdf9tT2188 97.164. 781