Charity number 1078859
A company limited by guarantee number 03819825
Annual Report and Financial Statements
for the year ended 29 March 2025
(Zosk￿l C7kL&r ,
promoting positive mental healtk) lor women
Charity Commission
14 MAY 2WI6
Received

Annual Report and Financial Statements for
the year ended 29 March 2025
Contents
Page
Trustees. report
210 10
Independent examinerfs report
Statement of financial aclivilies
12
Balance sheet
13
Notes to the accounts
14to 19
Page 1

Roshni Ghar
Trustees. report for the year ended 29 March 2025
Referènce and administratlvè details of the charity, its trusteos and advisors
The Iruslees during Ihe financial year and up lo and including the date the reFK>rt was approved were..
Name
Catherine Rowèn
Mollie Shutt
Juber Ali
Councilor Fozia Shaheen
Mohammed Akhlak
Julie Linlern
Lalita Shah
Position
Chair & Secretary
Vlce Chair
Charitynumber
1078859
Registered in England and Wales
Company number
Reglstered and prlnclpal address
13 Scott Street
Keighley
BD21 2JH
03819825
Registered in England and Wal8S
Bankèrs
Yorkshire Bank
73 North StrÈo1
Keighley
8D21 3SD
Independent examinor
DF Pollitt FCCA
Burrow & Crowe Ac¢ountants & Buslnèss Advisers Ltd
Bays 61-65, Pegholrne
Wharfebank Mills
Ilkley Road
Olley
LS21 3JP
Staff:
Misba Rani
Nishaal Shahid
Nazlma Sadiq
Amber Noman
Hadia Mansoor
Nimra Ali
Melissa Booth
Tasleem Akhlar
Acting CEO and Project Co-ordinator
Mental Health Workèr & Counselling Project Coordinator
Mental Health IActJle needs)
Mental Health Support Worker
Mental Health Support Worker
Inreach Support WL7rker
Admin WorkeT
Cleaner
Page 2

Roshni Ghar
Trustees. report (continued) for the year ended 29 March 2025
Roshnl Ghar Actlng Chalr's Statemènt
My fellow trustees and I would like lo apologis8 to our fundèrs and supporters for the delay with this
year's a￿ount$ arsd AGM.
As yoij will be aware, we lost our amazing CEO, Shamim Akhtar. al the end of last year.
Whilst Shamim had resigned her position in September, we deeply fell her loss, both professionally
and personally. She will be greatly missed by the stsff and trustees of Roshni Ghar.
Our new IT Department deemed that all files stored on our main office desktop and laptop were unsafe,
so they inslrucled us lo upload everything to the cloud. Subsequently, the files all had Ihe same dale-
the date of the upload- which caused extensive issues with compiling the a¢counts.
We inslructed Burrow & Crowe Accountsnts to assist us. now and in the futuits, and send our grateful
thanks to David 2nd Oliver for their extensive work in brfnglng tho a¢¢ounls togslher.
We also send our thanks lo all of our staff lor their dedicated work during a very difficult tim&, and lo
Misba Rani, for steppbng up as acting CEO, alongside her current position, on very short notiee.
Structure, govemance and management
The charity is a company limited by guarantee and was formed on 5th August 1999. 11 is governed by a
memorandum and articles of association, as amended by special resolution on 15th November 2013.
The liability of the members in the event of the company being wound up is limited to a sum not èxceeding
£1.
Method of racruitment and appointm8nt of trustses
The trustees of the charity are also the directors for thè PLJrposes of compeny law. New trustees are
recruited and co-opted c>nto the Board by the existing trustees. The trustees have an ongoing
commitment lo seeking out individuals who could strengthen Ihe Board and bring complementary skills
to the team. All Iruslees provide this service voluntarily. Any expenses that are reclaimed by Iruslees
from the organisalion are sel out in note 9 to the accounts.
Induction and training ot directors and trustees
The induction programme for new Iruslees includes a formal brieffng session with the manager of the
organisalion. An induction pack Is provided for the trustees lo further their knowledge on the rules and
regulations of the organisalion as well as its aims. Ongoing training 1$ provided to help Iruslees carry out
their role lo the best of their abilities. External training courses are arranged as and when it is necessary
to ensure the trustees are familiar with any new d8velopwn9nls affecling their role and responsibilities as
Iru51ees.
Risk Assessmènt
The trustees have continued to assess and consider risks facing the organisation, both on a general
basis and relating lo developments concerning operational and funding matters.
The major ongoing a¥eas of risk continue to be funding and the safety of staff as they carry out their
duties both on the organisation's promisgs and elsewhere. Emphasis continues lo be placed on
following good practice when dealing with clients anrj the general public, both lo preserve confidentiality,
dignity and the personal welkbeing of all individuals that this may concern.
Page 3

Roshni Ghar
Trustees. report (continued) for the year ended 29 March 2025
The charfty'$ oblects
To promote the benefrt of women of Asian origin in the Bradford metropolitan cFi5tricl and its environs
who suffering or who have suffered from mental hèalth problèms in particular but not èx¢lusively by
Iho provision of counselling, care services, therapeutic woik and recreational activities.
Public benefit statement
In setting our objectives and planning our activities our Trustees have given serious consideration to the
Charty Commission's general guidance on public benefit.
Roshni- rosh-neg- noun meaning light. source of energy. Ghar- gh'urr- noun meaning home, place
of safety.
Roshnl Ghar Mission Statèmènt
We provide culturally appropriale and responsive mental heath and wellbeing services for adult South
Asian women living with mental ill health and those vulnerable to mental illness in the Keighley area.
Roshni Ghar is an organisalion that works on the premise of empowering women with choices,
opportunibos, and skills lo maximize their potential. Providing a safe, confidential. non-judgmental, and
supportive environm$nl for women to address Issues that imp8cI Ihelr fftenlal health and well-being.
R05hni Ghar develops its services in consultation with serwce users who access our service5.
Therefore, our services are deswned lo meet the expressed needs of the women we support.
Objectives and artlvitle5
The organisalion follows these objectives..
To provide culturalty and spiritually sensitive support for South Asian women experiencing mental and
emotional distress.
To provide a sale Spa￿ and help women manage their menlal health by providing support and
equipping them with effective coping skills and service information.
To prornole a better undefslanding of mental distress and develop appropriate Goping me¢hanisms.
To empower Asian women to engage rnore responsively to mainstream services where they rnay
experience barriers.
To increase the awareness and choice of available services and improved pathways into those
services.
To promote an active service user Vol￿ in service develDpmenl.
To create ac￿ssible inforrllalion for BAME serwces.
To provide a ¢hoic8 in treatment options.
To provide and promot& social inclusion and a￿esS to opportunities available to young and adult South
Asian women.
To provide and promote access to educational and vocational opportunibes.
ort services offered:
1..1 emotional and wellbeing support 15 offeied to clients referred into Eh8 se￿Ice for 6 wèèks. with their
allocated keyworker. Before the 1-.1 sessions b8gin. an inilial assessment is conducted lo understand the
issues clients face li.e. financial, domèstic, bereavement, employment andlor other slressorsl and hDW
Roshni Ghar can better support them. Clients then receive 6 weekly 1-.1 support sessions where they
explore issues impacting their mental health in a 88fe, confidential, 8UPPOrtive, and non-judgemental space.
There is no limit lo what can be discussed, the sessions are person-centred and al a pace the Client is
comfortable with.
Following the 1..1 emotional and wellbeing sessions, clients are encouraged lo attend support groups as
part of their ongolng recovery. We have a number of support groups that take place across Keighley an
Bradford,
Page 4

Roshni Ghar
Trustees. report (continued) for the year ended 29 March 2025
Su
ort Grou
Umeed {Hopel Group
Gup Shup Ichil Chall Group
Young Girl's Group
Physical W811being Support
Outreach sessions
In-reach support service
Culturally Sensitive Counselling (Group ther8pyI
ESOL
Umged..
Umeed IHopel group consists of support for Clients with acute mental ill health needs, who are under
secondary care seNices. The group offers slru¢tLJred creative and therapeutic activities designed to meet
the needs of each individual. This group provides a quiet atmosphere for individuals who struggle with
busy and noisy environments. We work closely with primary and secondary care services to support
women at their most vulnerable stale.
Gu
shu
Grou
Due lo many clients having several physical health conditions which furthor impa¢t their mental health
and wellbeing, clients are encouraged 2nd sijpported to take an active rolè in maintaining their own
wellbeing. With emphasis on the importance in keeping busy and int&racling with others lo reduce social
isolation and mainiain goDd menial and physical health. The sessions are led by the WEA (Workers.
Educational AssoGialionl which is a charity dedicated to bringing hIgh￿Uallty, professional education into
the heart of Gommunilies with provisions of a qualified tutor who delivers the sessions with the support of
RG staff.
Youn
Glrl's Grou
A wfjekly support g¥oup intended for young women from the locality ne8dlng sijpport with their mental
health and wellbeing needs.
The group Is planned in consultation with Ihe girls who attend, and this group aims to..
Provide young yvomen with a safe non-judgemenlal environment lo èxplore issues relating lo
their mental health.
Encourage young women lo engage in activities that promote physical and emotional wellbeing.
Develop interpersonal skills through group work.
Promote independence.
Underslanding mentsl health aside from cultural labels.
Reduce isolation.
Increase self-eSt￿rn and sew- confidence.
The purpose of the group is to empower young girls lo have the confidence to look after their own mental
and physical wellbeing, which is achieved via a series of self-care aclivilie5.
This enables clients to develop networks and support systems outside of theirfamily, friends and school
bubble, thus increasing their confidence and self-esteem. Clients are able to recognise signs of poor
mental health through psychoeducaliors workshops and are empowered lo sfjek support for themselves
and those in their social network.
A focus on
sical wellbein
Staff al Roshni Ghar are trained lo lead on Walks lo promote wellbeing. giving clients the opportunity lo
participat8 In walking for he811h and managing their ovorall wellness.
We also facililale seated exercise sessions for clients with poor physical health and mobilty, enabling
them to partake in gentle movement whilst creating social networks. Clients have also participated in
Tai Chi, Yoga and other forms of wellness sessions to support their overall wellbeing.
Page 5

Roshni Ghar
Trustees. report (continued) for the year ended 29 March 2025
In-Reach Servlces:
The In-reach Support Service is a drop-in service offering 1..1 emotional support lo female Isouth Asian}
inpatients sectioned under the Mental Health Act and admitted lo the Heather Ward Ipsychialric unit) al
the Airedale General Hospital. This support service has been running for many years and is valued with
positive feedback from both clients and staff al the Heather Ward. To ensure continuity of care we
support women in the community p051-discharge from the Psychiatric unit by working clos61y with slaff
from the cornmunity mental health team. We ¢arry ouljoint home visits and do regular follow up with the
clients CPN. This partnership helps improve communication, identify barriers and improve access into
mainstream services lor women from predominantly South Asian Communities.
Outreach Session at other Settin
We facilitate support groups in diffèrent sellings within the locality to improve access lo services.
Sessions take p18¢e 81 Keighley library. B￿dfOrd City library, Girlington Morrisons community room.
Keighley Morrisons community room as well as the Girlington ¢ommunrty centre, and the Leeds Road
Gurdwara.
Culturall Sensitive Counsellin
1..1 counselling with a therapist-
Roshni Ghar's culturally adapted counsellSng service is tailored to meet the expressed needs of South
Asian females and males living in Keighley and Bradforct. Particularly those who struggle lo ac¢e5S
mainstream services due to languages and cultural barriers.
Roshni Ghar has 4 female and 1 male Iherapisl offering a range of inlegratéd therapies. All the
Counsellors are registered with the British Associalion lor Counselling and Psychotherapy IBACPI and
work lo their ethical standards with an emphasis on cultural competency. Roshni Ghar staff have worked
tirelessly with the therapists lo develop a counselling model that is delivered in a client centred approa¢h
with special consideration lo the religious and ¢ullural needs of the cllents. Counsellors receive regular
professional clinical antl management supervlsion as part of their professional devolopm8nt.
Following the initial 6 weeks with their named keyworker, if it is identified that a client will iequire further
interventions, including counselling, then a referral is made to the in-house culluralty adapted
counselling service Igr the client lo receive either group or 1..1 counselling. Clients receive 1..1 andlor
group counselling from therapists who are fiuenl in Urdu, English, Bangla and Punjabi, allowing clients
lo converse in their preferred spoken language. This reduces th8 need for interpreters, leading lo better
outcome for the clients. Sessions are available face lo face, online andlor over th$ telephone.
Clients are offered a minimum of 6 counselling sessions. However. after the ff rsl Consultation with the
counsellor, if it is deemed that the ¢lienl may benefit from additional sessions, then 4 extra sessions are
approved and paid for by Roshni Ghar. The therapist and client agree on Iherapeulic gc>als for therapy
and work is done each week lo help clients aGhieve their agreed goa15. The Core 10. progressing
measuring tools are used as part of th6 assessment process at the start and end of the therapy.
Service..
80 individuals have benefited from 1-10-1 counselling. Clients have accessed 10-week counselling
sessions, rather than th¥ usual 6 week, upon the ￿qUeSt of Iherapisls, and we have been able to
accommodate this on a limited basis.
Grou
counsellin
In addition lo the 1..1 counselling, the counselling service offers gTOUP therapy workshops that lake place
over 6-8 weeks. Each weekly session is for 2 hours. coVe￿ng a range of mental health and wellbeing
topics.
The followlng topics have been explored: Anxiety and Deprassion, Learned Helplessness, Abuse and
Behavioural Change, Beroavemenl. Grief and Loss, Movement Therapy, and Healthy Relationships.
Sessions were contextually relevant to the client's experiences, which enabled elien15 to openly discuss
and share their worries. resulting in beller outcomes. Clients learnt coping strategies lo help manage
their mental health long term.
Page 6

Roshni Ghar
Trustees. report (continued) for the year ended 29 March 2025
56 individuals have taken part in group counselling and psychoeducation sessions and reported that
these groups have been very helpful for their mental health.
The group therapy sèssions are designed and dellvered using a person-cenlred apprciach by a trained
psychotherapist supported by Roshni Ghar staff. The sessions have Covèred different topics such as
bereavement. grief and loss, learned helplessness, artd behavioural change.
The sessions focus on identifying and changing inaccurate or distorted thinking pattern5, responses and
behaviours and provides psycho&ducalion focusing on educating clients about Ihelr ment81 health
issues 8nd ways of coping. The sessions are delivered in the client's spoken languag8 Wlth spe¢i81
consideration to religious and cultural needs. The setting is accessible and supportive and has created
a safe space for clients lo openly share and discuss their iSSLt&s.
The group therapy sessSons have helped cli&nts receive support and encouragement from other
members within the group and has allowed them to rocognise that others aro gdng through similar
experiences whith has enabled them lo feel less alone. They have found the sessions and information
extremely usef￿[ anij being able to opènly discuss their issues in a safe space without the fgar of being
judged has been immensely beneficlal.
Feedback from clients has been positive, staling that as a result of the counselling. they feel better
equipped lo rnanage their mental health with healthier coping slralegies. By having insight and
information they can imprDve their over811 mental health and wellbeing.
The following feedback was received from clients who have 2ccessed the culiurally sen511ive counselling
sÈrviGe
'1 feel LSnderslood and supportèd with rny cultural needs.,
'The sessions helped me Sdenlify coping mechanisms_ I have found ways to help me deal with my phong
anxiety and stress such as looking al the positives of the situation and possible outcomes.
'Really good lo have this counselling Servi￿ for the South Asian ¢ommunily. In comparison lo my work
placed therapy, this has been of greater benefit, and I have gol more out of this than that. Understood
both cullLJrally and non-culturally- this makes quite a difference. I wasn't SU￿ at first about it. I thought
it would be one-sided rnenlality. but il wasn't. Th8rapisl was knowledgeable.
'The therapist understood my culture and values. I could speak in my mother tongue and therapist
understood my family dynamic..
'1 liked my therapist, and she helped me lo deal with my mental health. It was nice to speak to my
therapist in my Sroken language and who offered mè a safe and confidential space.,
'This is myfirsl ever experience of therapy and I found this extremely useful. I wish I had this opportunity
before. I want to thank my therapist and Roshni Ghar for Ihoir support..
CommFtment to tackli
Ine
ualities:
11 is widely recognised that loneliness, stress, poverty and inequalities impact both mental and physical
hèalth in profound ways. resulting in poorer outcomes for individuals.
At Roshni Ghar, wè do not just focus on the pwènlir)g issues but on the person as a whole and how
best we Can assist them lo reduce some of thesè pressures.
We try our utmost to SLJPPOrt the most marginalised members of soc*&ty who may othetwise be
overlooked by mainstream soNices. This ensures clients feel listened lo, heard, involved and informed
about what is available lo them.
We equip individuals with the relevant skills, information and kno￿edge needed to help them effeclive5y
manage their wellbeing. The essence of our Roshni Ghar's work is to help clients create a suppc>rt
nelwork around thgm and someone Ihey can tum lo when they are feeling vulnerable.
Page 7

Roshni Ghar
Trustees. report (contlnued) for the year ended 29 March 2025
We also SUPPDrt individuals with no family or relatives lo turn lo for help or 5UPPOrt. often living on thoir
own and struggling lo access service5, which can have delrimenlal effects on their wellbeing.
Food Pove
To alleviate some pressure of fix)d poverty, Roshnl Ghar operates a Community Fridge scheme which
collects unsold surplus food from the local sup¢rmark$is lo distribute lo Ihose in most need. We
recognis6 the stigma and cullural shame se¥vice-us8r5 may exp&rience whèn seeking food provision
among predominantty South Asian communilies. To maintain their dignity, clients can collect food from
either Roshni Ghar or from the commLJnily fridge. whichever option they feel most comfortable with.
Having a¢￿sS lo food is fundamental to our health and wellbeing. therefore, the scheme is a¢￿SSIble
lo the whole community.
Roshni Ghar hosts an annual Community1ft8r event during Ramadan for service users who Iwe on Ih8ir
own, as well as those most impaded by the Cost-of-living Crisis. This yearwe had over 100 service users
attending the event with their dependent children. For rnany, il was an opportunity to socialise with other
adults and not have lo worry about the cost of preparing a meal for themselves and their d8pendenl
children or spending yet another evening without any adull conversation.
We are thankful to the local businèsses who continue to support Roshni Ghar wtth Ihis much needed
event each year.
SUCCESS STORIES..
As a result of SUGcessfully provlding culturally adapted services in Keighlèy for many years, we have
extended the service provision to Bradford. This has enabled rnore individuals lo access support from
Roshni Ghar, thereby helping lo reduce barriers lo services by offering culturally appropriate localised
support to individuals across the district. We pride ourselves in being accessible 8nd adaptable by
having the Vol￿ of the Servi￿ users at Ihe heart of everything we do al Roshni Ghar,, ensuring our
58rvic8s are appropriate and person cenlred.. we believe this is key lo the organisallon's success.
We strive lo provide the best possible support to some of the most vulnerable members of society who
experience systemic barriers to service5. In order lo achieve the best possible outcomes for clients, w6
work hard to build rapport, Irusl. value Servi￿ user feedback and offer holistic and responsive supwrt
closer lo people's home.
SM.- "Thank you for your support. I feel very comfortable with rny councilor Shabina. I fell al eas8 to
open up fully about my issues and she was from the same culture. 5 fell she understood my complex
family dynamics."
AS. Thanks for all the support. I have felt so much beller now after the therapy. I want all the success
lo Roshni Ghar for supporting women like me. Thanks again..
SN. My Iherapisl 10110 marks, she understood me and SUPPDrted me in the best possible manner. I
am very grateful to her and Roshni Ghar for extending my sessions. I have made a huge irnprovement
in 10 sessions. l am so grateful to my therapist and Roshni Ghar..
FK.. "l am grateful lo my Iherapisl lor the help and Roshi Ghar for extending my sessions and
accommodating my needs. It was a great experience.
NR.. "Thank you for your SLJPPOrt. These sessions enabled me to be myself and let out what I'm
experiencing and thinking, wilhoul judgement. I looked forward lo Ihe sessions each week..
SY. Really good lo have this counselling service from the Asian community and in comparison, lo my
work place therapy this has been of greater benefit and I have gol more out of this than that. Undeislood
both culturally and non-culturally- this makes quite a differ&nce. I wasn't sure at first about it. I thought
il would be one-sided mentality, but fc wasnl. I had an assumption and cullurally oriented, but il wasn't.
Therapist was very knowlgdge8ble. have lols ol words of wisdom. Having an intellectual conv&rsalion
with someone."
Page 8

Roshni Ghar
Trustees, report (continued) for the year ended 29 March 2025
Ado
tln
ah brlda
roach to wellbein
The service has been adapted lo adopt hybrid working practices to enable us lo provide face lo face.
virtual and telephone support lo clients to meet their expressed needs.
Roshni Ghar runs several mental health and wellb8ing support groups across Keighley and Bradford.
Following the 6 weekly 1..1 sÈ5sions, clients are encouraged to allend weekly wellbeing support groups,
as part of their ongoing recovery and lo promote pos11ive wellbeing. Clients are supported to tnanage
their wellbeing through selfcare. wllh a focus on relapse prevention.
Collaboratlve Work:
We understand the importanGe and benefits of working in partnership with other org8nisalions In offering
a range of specialist servictrs to clients which we cannot deliver on our own. We work with several local
organisations in providing a ￿nge of services such as the welfare benefits advice service, CTeativ& arts
Ihefftpy, physical wellbeing inlervenlions such as Tai Chi. Cook and Eat sesslons and ESOL.
Studentslvolunteers:
Roshni Ghar has been working with the University of Bradford and Bradford College for several years
in providing placements lor sttjdents,. to gain work experience and preparing a future workforce.
We have a pool ofwonderful and committed volunteers who are key members of the Roshni Ghar team.
without their invaluable help. support and dedication we could not offer many of the supplementary
sorvi¢ès lo our cliènts. We thank each and every one of them for all their help.
Financial review
The net income for the year was £6,664, both this year and historically Service level agreements have been
treated as restricted ineome. Al 29 March 2026, the balances in these funds have been transferred lo
unrestricted funds and Income and expenditure in fulure years will be shown as unre51ricled unless there
ar6 spe¢ili¢ restricted restrictions requiring separate disclosure.
Roshni Ghar Is Commissioned by Bradford District Melropolitan Council. NHS Bradford District and Craven
Clinical Commissioning Group, Bradford District Care NHS Trust and Sharing Voices. The organisalion also
received funding from the Racial Equality Network. Bradford District Metropolitan Council and Hubbub
Foundation UK.
Reserves
The d)aiily's free reserves. excluding fixed assets, al the year end were £359,242.
The Iruslees aim lo maintain sufficient reserve funds lor Roshni Ghar lo cover 3-6 months operating
expenditure.
FUNDING..
Roshni Ghar is commissioned by th8 Integrated Care Board (formerly Clinical commission group).
Bradford Dislriel Care Trust and Bradford Melropolilan Oistricl Council. We receiv￿ grants from MIND.
Lolleries, Active Travel and Sir George Martin Trust.
Prgmisgs..
Roshni Ghar promlses are slill 8t the same address on Scott Street. Whilst larger premises would be
beneficial, we hav$ not yet found anything that is suitable and affordable.
Contaet Information:
Add￿$s= Roshni Ghar, 13 Scoll Street, Kelghley. BD212JH
Contact telephon8 number.. 01535 609927
Email.- info
roshni
har.o
CHARITY NUMBER: 1078859
COMPANY NUPABER 3819825
Page 9

Roshni Ghar
Trustees. report (continued) for the year ended 29 March 2025
Statement of trustees. responsibilitles
The trustees (who are also the directors for the purposes of company lawl are responsible for preparin9
the Trustees report and Ihtr linancial statements in accordance with the 8pplicable law and UK
Accounting Standards.
Company18w raquires the trustees lo prepare financial aceounts for each financial yearwhich gSve a true
and fair view of the stsle ol affairs of the charitable company and of thé incoming resources and
application of resources. including the in¢ome and expendilure, of the charitable company lor the year.
In preparing Ih¢se financial slalemenls, the trustees are required to..
selecl suitsble accounting policies and apply them consistenlly.. observe the methods and
principles in the Charities SORP..
make judgements and eslimales thal are reasonable and prudent.,
state whether applieablè UK 8ccounting standards have been followed, subject to any material
departures disclosed and explained in the financial statements.,
prepare the accounts on a going concein basls unlgss il is inappropriate to presume that the
charitable company will continue in operation.
The trustees a￿ responsible for kèeping proper accounting records which éisclose with reasonable
accuracy al any time the financial position of the charitsble company and lo enable them to ensure that
the financial accounts Gomply with thè Companies Act 2006. They are 81so responsible for safeguarding
the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud
and other irregularities.
This report has been prepared in accoidan¢è with Ihe Statement of Recommended Pr2clice.' Accounting
and Reporting by Charities {Charilies SORP IFRS102}I, and in accordance with the special provisions
of the Companies Act 2006 relating lo small companies.
Signed on behalfof th8 board of trustees on 26 March 2026 by Catherine Rowen ITruslee}
Page 10

Roshni Ghar
Independent examiner's report to the trustees of Roshni Ghar
I report lo the charilytruslees on my exarninalion of the accounts of the charitable company for the year
ended 29 March 2025, which are sel out on pages 12 10 19.
Responslblllties and basis of report
As the charity's trustees oé the charitable company land also its directors for the purposes of company
lawl you are responsible for the preparation of the accounts in accordance with the requirements of the
Companies Act 20061'lhe 2006 ACVI.
Having satisfied rnyself that the accounts of the charitable companyare not required to be audited under
Part 16 of the 2006 A¢t and are eligible fw independent examination, I r¢port in respect of my
examination of your charity's accounts as carried oul under section 145 of the Charities Act I'the 2011
Acl'l- In carrying out my examination I havg followed the Directions given by the Charity Commission
under section 14515llbl of thg 2011 Act.
Independent examlner's statement
I h8ve completed my examination. l Confim that no material mattels have come lo my attention in
connection with the examination giwng me cause to believe that in any material respect..
accounting r￿OrdS were not kept in respect of the company as require(S by section 386 of the 2006
Act.. or
2 the accounts do not accord with those records", or
3 the accounts do not comply with the accounting requiremonls of section 396 of the 2()06 Act other
than any requirement that the accounts give a 'lrue and fair view. which is not a matter considered as
part of an independent examination,. or
4 the accounls have not been prepared in accordance with the methods and Principles of the Statement
of Recommended Practi￿ for accounting and reporting by charitie5 lapplicable lo charities preparing
their a¢counts in accordance wblh the Financial Reporting Standard applicable in the UK and Republic
of Iroland (FRS 102)].
I have no concems and have Come acros5 no other matters in conlleclion with the examination to which
allenlion should be drawn in this report in order lo enable a proper understanding of the acGoun15 lo be
reached.
DF Pollill FCCA
Burrow & Crowe Accountsnts & Buslness Advlsers Ltd
Bays 61-65, Pegholme
Wharfebank Mi115
Ilkley Road
Otley
LS21 3JP
Page11

Roshni Ghar
statement of Financial Activities (including Income Expenditure Account)
For the Year Ended 29 March 2025
RESTATED
Total
Fund5
2024
Unrestrictèd Restrlcted
Funds
Funds
2025
2025
Total
Funds
2025
Notes
Incoming Resources from
Charitable Activities
Grants and don3tions
Seryice level agreements
Bank interest received
5,522
15,400
10.000
15,522
263,336 278.736
4,922
233,474
21
TOTAL INCOMING RESOURCES
20,927
273,336 294,263
238,417
Resources Expended
Salarie5 and Nl
Freelante staff and sub-contractors
Employment and HR Costs
Staff travel and expenses
Staff training and development
Client activities, reSoUr￿S and trips
Rent, rate5 and utilities
Repairs, maintenance and cleèning
Printing, stationery, phone and PDSt
Independent examination
Finar¢ce and administration
Equipment, IT costs and furniture
Insurance
Other payments
Advert15ing and publicity
Health and safety
Professional fees
Depreciation
Room hire costs
32.849
11,365
3,456
1,114
43
783
148.238 181,087
36,381
47,745
11,966
15.422
3,568
4,682
139
182
2,506
3,289
5.529
7,256
639
839
957
1,256
3,535
3,395
7,161
1.754
318
237,760
44,755
2,536
2,711
404
4,887
8.657
1,570
1,887
3,600
2,774
4,096
1,511
877
2.600
250
281
1,666
5,355
1,727
200
299
3,535
808
1,705
417
76
2.587
5,457
1,336
242
1,712
203
543
5,479
7.191
203
2,281
1,738
TOTAL RESOURCES EXPENDED
60,835
226,763 287,599
328,177
NET INCOMINGIIOUTGOINGI RESOURCES
BEFORE TRANSFERS
139,9091
46,573
6,664
189.7601
Transfers between funds
268,997 1268,9971
Net movement In funds
229,088 1222.4241
6,664
189.7601
Total funds brought fonNard
135,812
228,424 364,236
453,996
Total funds carried fonvard
364,900
6,01)0 370,900
364,236
Page 12

Roshni Ghar
Balance Sheet
As at 29 March 2025
RESTATEO
2024
2025
Notes
FIXED ASSETS
Tangible A55et5
5,658
CURRENT A55ETS
Debtors and prepayments
Cash at bank and in hand
26.566
371.3S5
397,921
196
387,061
387,257
Creditors and accruals
32,678
23,205
NET CURRENT ASSETS
365,243
364,052
TOTAL ASSETS LESS CURRENT
UABILITIES
370,900
364,236
C¥editors: Amounts due after ane year
NET ASSET5
370,900
364,236
FUNDS
Unrestricted funds
Restricted fvnds
TOTAL FUND5
364,900
6.000
370,900
135,812
228,424
364,236
For the year ending 29 March 2025 the cornpanywa5 entitled to exervption frDm audtt under sectSon
477 of the Cornp3nles Act 2006 ￿latIng io small companles
Directo¥s' (Trustees) re5pon5ibilitie5:
il The men7ber5 h3ve not required the company to obtain an audit in a££ordante with section 476 of
the Companie5 Act 2006.
ill The direitors acknowledge their responsibilities for complying wtth the requirement5 of the Act
with respect to accounting records 2nd the preparatlon of accounts.
iiil These accovnts have been prepared in atcordance with the provisions applicable to companies
subject to the small compaDie5' regirne.
On beh3lf of the board
.fv1.2
Rowen (Apr IT, 2026.
Dirertor
Date..............................
Registered Company Number.. 3819825
Page 13

Roshni Ghar
Notes to the Financial Statements (Continued)
For the Year Ended 29 March 2025
l. Accountlng Police5
Basls of accounting
The principal accounting policies which a¥e adopted conslstently in the preparation of the financial
statements are set out below.
Accounting convention and charitable status
The accounts have been prepared under the historical cost convention and are in accordance with
SORP FRS102 and applicable Accounting Standards and include the results of the company's
operations described in the report of the board of management and all of which are continuing.
The Company is a Registered Charity, No. 1078859. Exemption has been taken from preparing a cash
flow Statement as the company qualifies as a small company.
Golng concern
The tru5tee5 are satisfied that there are no material uncertainties about the charity's ability to
continue.
Incoming resources
All incoming resources are included the the Statement of Financial Activites ISOFAI when the charity
becomes entitled to the resources. It is more likley than not that the trustees will receive the
resources and the monetary value can be measured with sufficient reliability.
Grant5 and donations
Grants and donations are only included in the SOFA when the charity has unconditional entitlement to
the resources.
Where grants are related to performance andspecific deliverables, they are accounted for as the
charity earns the rl8ht to consideration by its performance.
Expenditure and liabilities
Expenditure is recogni5ed on an accrual basis as a liability is incurred. Liabilities are recognised where
it 15 more likley thar) not that there is a leg81 or constrtjctive obligation committing the charity to pav
out the resources and the amount of the obligation can be measured with reasonable certainty.
Taxation
As a charity the organistion benefits from rates relief and 15 gerally exempt from income tax and
capital gains tax but not from VAT. IrrecoveTable VAT is included in the cost of thise items to which it
relates.
Page 14

Roshni Ghar
Notes to the Financial Statements (Continued)
For the Year Ended 29 March 2025
Tangible fixed a55ets
Tangible fixed assets costing more th3n E5(VJ are capitalised and included at cost including anv
ncidental expenses of acqui51tion. Gifted assets are shown at the value to the tharity on receipt.
Depreciation is provided on all tangible fixed assets at rates calculated to write off the cost on 8
straight lirie basis over their expected economic useful lives as follows..
Furniture and equipment .' over 4 years
IT equipment and database over 4 years
Pensions
The company operate5 a defined contribution scheme for the benefits of its employees. The costs of
contributions are recognised in the yèar they are payable.
Page 15

Roshni Ghar
Notes to the Financial Statements (continued)
For the Year Ended 29 March 2025
L AccountlnE¥oll¢les contlnued
Fundaccountin¥
Vnrestrided funds are available forthe u5eatthe di5cretlon of the trustees in furtherantr ctf thegeneral
objecllve5 olthecharity.
RèstTicled funds are subiÈctÉd to restrictionson their eyendlture itnposed by thp donorthrovgh thetermsof
an appeal.
Further explanation of th? nature and purpose of e3£h fund in Induded in the notes to the accaunts.
2. Grant incomeand DoTratron5
Unrestricted Restrided
Fund5
Funds
2025
2025
Total
Furtds
2025
Total
Funds
20ZII
ActiveTravel
BMOC communTty buSldlngsgrant
Slr George Martln Trust
Grant towardscomm￿nlLY Iftar
Donatlons
10,000
lo.￿0
1.326
4.100
1,326
4,100
4.238
l(M)
584
97
97
Total Grant tncome
5,522
10,000
15,522
4.922
J. Earned Income
Ut)rÈ#rl¢ted Restrkted
Funds
Funds
2025
2025
Total
Fund5
2025
TTrtal
Fund5
20E4
Servlce level aÉreements
15,400
263,336 278,736
295.887
Total Earned income
15,400
263,336 278,736
295,387
4. Staff c05ts and numbe
2Q25
2024
Gr055 Salarf
Social securlty costs
Employmeni allowance
Pen510n5
171.253
13,372
15,0001
1.462
225,349
15,176
15.0001
Z,Z35
181,087
237.760
The average number Ofe￿I￿10vees during the yearwas 11.
12024.. 9, 6 FTEI. There were no emplayee5 with etnolument50ver £60,0(M).
Defined contribution pen51on scheme
2015
2024
Costs of the 51hEme to the charityforthe year
1.462
2,235
Page 16

Roshnl Ghar
Notes to the Financial Statements (contlnued)
For the Year Ended 29 March 2025
5. Restricted funds
RESTATEO
Balance
Incumrng
Outgoing
Trar5sfers
Balante
Clfwd
Blfvvd
NHS bradfoid D15trict CCG
BMDC Mental Health
National Lottery Aw3rds farAII
BDCT Reduiing Inequalitie5
BMDC Need5 A55e55ment
CCG bAME Carer's Project
5ainsbury'5 E3t Better
Communlty mental hpalth transformatton
Br£dford District Care Trust
ActlveTravel
129,884
3,762
5,042
54.735
2,115
129.2501 1100,6341
158,1311 174,0331
129.8941 179,4041
135,0351 127,7191
113,6831
11,568
19.2671
9,267
117.6221
14,7951
110.2071
4,096
112,8701 110,5471
110.8051
3,205
128,402
104,256
8,019
3,358
6,111
23,417
22,659
3,600
10,000
2,400
Total Charitable expendritsr2
228,424
273,336
1226.7631 1268,9971
6,000
NH5 8radford Distrftt CCG
FoTthe provision of culturally appropriate 5UPPOrt for South Asian women.
The transfer relates to a contribuiion towards overhead cosrs
To support adult South Aslan women wSth their ment81 health.
ThetransfÈr relates to a contributlon towards overhead c05t5
For physlcal wellbeing actiwtie5 for south Asian wornen with mental ill health.
BMDC Mental Health
National Lottery Awards for All
BOCT Reducin8 I￿equalItIeS
Forthe provision of therapeutic 5UPPOrtfor people frorn a minority ethnic backErout)d.
Towards the tosi oFconsultalion and mental healrh activity in the StockbrfdEe area in
Kèighley and to develop link5 ID Cliffe Castle.
Supportin8 BAME carer5 of people with dementia acr05s bradford and Airedale.
Towards heal¢hyea¢ing provision for service users.
BMDC Need5 Assessment
CCG BAM£ C3rerf5 Projett
Sainsbury'5 Eat Better
Pa¥e 17

Roshni Ghar
Statement of Financial Activities (including Income Expendlture Account)
For the Year Ended 29 March 2025
Unrestricted Unrestricted Restricted Restrirted
Fund5
Fund5
Funds
Fund5
2025
2024
2025
2024
Total
Funds
2025
Total
Fund5
2024
Income
GTant5 and donations
SÈrvltÈ level agreements
Bank Interest Received
S,522
15,400
4,922
7,180
21
10,000
263,336
15,522
4.922
226,294 278,736 233.474
21
TOTAL INCOMING RESOURCES
20,927
12,123
273,336
226,294 294,263 238,417
Resources Expended
salaries and Nl
Freelance Staff and sub-contr3Ctor5
Payroll Costs
Ernploytnent arid HA Costs
Staff travel and expenses
Staff training and developrnent
Cllent actlvities, re50urtr5 and trlps
Rent. rate5 and utilities
Repairs, maintenance and cleaning
Pilntin& st8tionÈry, phone and post
Independent examin8tion
Fin3nce and administration
Equiptnent, IT costs and furniture
Insurance
Other payments
Advertising and publicitv
Health and Safety
PrDfe55iDnHI fee5
Depreciation
Room hire cost5
32,849
11,365
25,935
148.238
36.381
211,825 181.087 237,760
44,247
47.745
44.755
3,456
1,114
43
783
1,727
200
299
3,535
808
1,705
417
76
2.286
617
11,966
3,568
139
2,506
5.529
639
957
250
J5,422
4,682
182
3,289
7,256
839
1.256
3,535
3,395
7,161
1.754
318
2,536
2,711
404
4,887
8.657
1.570
1,887
3,600
2,774
4,096
1,511
877
2,600
250
281
1,666
5.355
2,094
27
3.636
1,520
377
1.251
7.137
1,570
1,814
3.600
2,697
4.096
1,511
837
2,600
120
281
1.666
1,060
73
2.587
5,457
1.336
242
77
40
130
1.712
203
543
5.479
7,191
203
2,281
1,738
4,29S
TOTAL RESOURCES EXPENDED
60,835
59.963
226,763
268,214 287,599 328,177
NET INCOMINfjIIOUTGOINGI RESOURCES
BEFORE TRANSFERS
139,9091
147.8401
46.573
141,9201
6.664
189,7601
TTansfer5 between funds
268,997
33,312 1268,9971 133,3121
Net movement In fund5
229,088
114,5281 1222,4241 175,2321
6,664 189,7601
Total funds broughtforward
135,812
150,340
228,424
303,656 364,236 453,996
Totalfunds urried lorward
364,900
135.812
6,000
228,424 370.900 364,236
Page 19

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