GURU GOBIND SINGH GURDWA BEDFORD 152-156 Bedford Road, Kempston. Bedfor MK42 8BH Registered ChArfity Number: 1078040 ANNUAL REPORT AND ACCOUNTS For the year ended 31# October 2025
Guru Gobind Sin h Gurdwara Bedford ANNUAL REPORT FOR THE YEAR ENDED 31st OCTOBER 2025 TENTS Page Annual Report 2to5 tndependent Examiner's Report Statement of Financial Activities B&lAnce Sheet Nul¢i> iu FiDanLiuI S(aLemeDI¥ 9t014
Rewtered Charity No. 1078040 GURU GOBIND SINGH GURDWARA BEDFORD NUAL REPORT FOR THE YEAR ENDED 31sf OCTOBER 2025 The Trustccs present their annual report & acUnts {fwaneial statements) for the year ended 31 October 2025. Name of Charlty: Gurn Gobind Singb Gurdwara 1078040 Reglstered Charity No: Registered Address: 152-156 Bedford Road, Kempston. Bedford, MK42 8BH Constitution Governing Document: Tru$tse8: The following perso% served as Members of the Comrnittee (Managing Trustees) of the Guru Gobind Singh GurdwaTO during tbe year to 31" O¢¢ober 2025: Mr. Gurnam S Sucha 2) Mr. Parmjit S Sobai 3) Mr. Sarwan Sitigb 4) Mr. Gurmit S Kalirai 5) Mr. Hardev Singh 6) Mr. GuTchardn Singh Sadhow81 7) Mr. Balwant S Gill 8) Mr. Gurdial S Mander 9) Ms JasmiDd¢r K Sa800 10) Mr. Kulvinder S Klair Mr. Gurn]ukh SiD8h 12) Mr. Gian S Sidhu 13) Mr. Ranjit S Sohal 14) Mr. Balbir S Randhawa 15) Mr. GuhaT8 S Rai 16) Mr. Gurcharan S Kalirai 17) Mr. Balbir S Dhindsa 18) Mr. Balwinder Singh Momi 19) Mr. Kashmir Singh Dhillon 20) Mr. Gurcharao Sin8b Atwai 21) Mr. Ashispal Singh 22) Mr Rai Behadvr Singh 23) Mr. Perniith Singh Rai - President - General Secretary - Treasurer . Stsge Secretary - Vice President - Vtce President - Committec Member - Con)mittee Memb¢r - Committee Member - Committ¢¢ Member - Committee Member Resigned 0711112024 Resigned 0711112024 ReSI¢d 0711 I12024 Resigrted 0711112024 Resigned 0711112024 Resigned 0711112024 Resigned 0711112024 Resigned 0711112024 Resigned 0711112024 Rcsigned 0711112024 Resigmed 0711112024 Resigtted 0711112024 JD addition to the aiK)v4 the followinR members act &s Special HoldinR (Custodian) Tnte¢S of the Charity, in whose names ail Gurdwara properties are btstowed and tr8nsacted. i) 2) 3) 4) Mr. Sbatnioder Singh G&cha Mr. K&stkmir Singb Basra Mr. Mohindu Singh Sohal Mr. Ranbir Singb Kalirai
Registered Cbarity No. 1078040 URU GOBIND SINGH GURDWARA BEDFORD ANNUAL REPORT FOR THE YEAR ENDED 31ST ocroBER 2025 Bankers: Santander UK Plc, PO Box 382. Prtscot str London El 8RP Accountantsllndependent Hal]brookes (Accountancy) Limited Examiners: 14 Elstow Road. Bedfor MK42 9LA
Registered CharRty No. . 1078040 GURU GOBIND SINGH GURDWARA BEDFORD ANNUAL REPORT FOR THE YEAR ENDED 31-oOBER 2025 overnance and Ma ement The cbarity is an unirtcorporatd or8anisatiott. It is governed by the regulations set out ill its constitution. New Board members Bre elected every two yeaTS at the Annual Gthernl Meding (AGM). The managctn¢nt Ix)8rd 18 of the potential risk5 to the charity, includiDg finaoeial risks. and has implemented strategic5 to control or minimis¢ th¢ risk& Assessments have been undertaken of the major risks, governance and compliance with law and rcgulations. Ob ectAveg and Actlvltles for the PubM£ BeDefll The Guru Gobind Singh Gurdwarn h&s been in extstewx since 151b Novemb# 1988 as a Place of Worshiplcommunity C¢ntr¢ for the Sikh Community. ObJttt8: The objects of the GunJdw8rn (Charity) are to adve, pmit alld propa8Ate tbe Sikb religioll in Bedford and surrounding areay (a Pla(x of WoTship). by rxl¢bratin8 the principfil Sikh Reli8ious Festiwl8. by extendin8 a welcotne to all Sikbs newly vrived in or visiting Bedford, and to manage the Gurdw¥ra in accordance with Sikh tenets and local Government ne& 8nd regul8tions. Th¢ ¢harity'$ trustees ve regarded that the services UDden•ken do benefit the public. All the charitsble activities focus OD the 8dvaD¢¢rneDt of the Sikh reiigiw ¢Oun8¢u8 adviceand infOrn10n to the WllLmUtiity. hl
nd Pe
rni*n All the objects listed abov¢ were caTTied outto thefullestby the trust¢¢s in th¢ y¢arto 3 IW October 2025. Som¢ improv¢m¢DL8 to the Gurdwara bllildin8 were ttde, these included paintin8 and improVemts to the healing system. In order to better manage and control the Gurdw8rn thc Exccutivc Committee was reduced to I I members. this w85 caTri¢d out at 8 special annual General m¢¢tiD8 held on op November 2024. The Gurdw8rn aiw made do1008 to help lo1 hospitsl othtr worthy clwities. In particular ¢x¢ewive funds were collected from memberg and seTrt to lrtdia w help victims of the flocds in Punjab. Flnanclal Revlew The ¢haTitable or88nisation s¢rvi¢es sr¢ tnainly reliant on voluutBry income frotD th¢ cOntiOn. A sumllw statement of the f11 tiVItieS for the year is showD in the attach¢d accounts. This shows that total income was £183,fA)5 iogcthcr with a f8ir value gain on investment propcrty of £29.169 and after éxpcrues the net surplus of £l(K).754 was athlrAJ to T¢s¢rves. Th¢ Gurdwara's l1¢Y 1$ to maiDtain 3uffiGient cash flow for known COD]mitments aDd rUDDi owts for the next 12 montFL8. Plans for future erlod and To CtyTry Out all the objects &5 outlined in the ConstitiOn to the llt extent. To make furthcr irnprovcments to tbe Gurdwara building. iti particular to the buildin8 security. 8Dd heating and energy efflciency systems. To cxamiDe ways of cnlar8in8 and modernising the Gurdwarn entrance, toilety tangar Iwll. lift and kitchen facilitie
R¢Eistered ChArity No. . 1078040 BIND SINGH GURDWARA BEDF ANNUAL tiEP RT FOR THE YEAR ENDED 3 croBER 2025 Statement of Tru tees, Res onslbllltles The tnL4tees are responsible for preparing the TTU5tces' Report and the financial 5tatcm¢nts in acrdanCe with applicable law and Unitrd Kingdom Accounting Stsnd8rds. The tNstces are required by law to prepare accounts for each financi81 yeor. which give a true and fair view of the fin8n¢ial activities of the charity and its financial position at the end of that y¢ar. In preparÉng these financial statements. the tnteeS are r4uired to: s¢le¢t suitable accounting policies aDd then apply them consistently. make judgments and estimates that are reasonable and prudenL state whether accounling standards and statement of recommended practice have been followed subject to any material departures disclosed and explained ID the accounts. prepare the financial statements on the going concern basis unless it is inappropriale to presum¢ that the charity will continue in operntion. The trustees are responsible for kc¢pin8 proper accounting records that disclose with reasonable Accuracy at any time the fuwicial'position of Charity and enable them to ensure that financial sta*meDiS comply with ihe Charities Act 2011. the applicable Chariiies (AcLuuniy and R¥wrLS) Regulations. They aTe also responsible for safeguarding the assets of the cbarity and hence for takiD8 reasonabl¢ steps for the prevention and detectioD of frnud and otber )egUlaTitieg. In $0 far as the trustees we 8wore- Ibere 18 DO levant infornwtion of which th¢ charity's examiners are un&ware' and the twst¢&8 have tsken all steps that they oughi to have t8ken to make themselves awar¢ of any relevant infornution and to establish that the ¢x8miners are aware of that inforniation. Accoun¢ants Messrs. Hallbrookes (Accoun18ncy) Limiied are willin¥ Iv WlltiII officc as AccouDtants/lndependent Examin¢rs for the ensuing year 2025126. Approval 20(7 |2n This report was approved by the trustees on .. . and s1cd on their behalf. (Mr. am Singh Sucha) (ChaiTrn8n) (Mr. Sarwan Singh) (Treasurer)
Registered Charity Trlo. . 1078040 GURU GOBIND SINGH URDWARA BEDFORD ANNUAL REPORT FOR THE YEAR ETrIDED 315focTOBER 2025 INDEPEf4DENT EXAMINER'S REPORT To the Trustees of the Guru Gobind Singh Gurdw2ra, Bedford: We report on the accounts of the Guru Gobind Singh Gurdwara Charity for the year ended 31 October 2025. Respective Ro8PODsibilities of Trustee5 and Examiner The charity's Trwstees consider that &n aL1t is not reqiiired fnr this year (under se¢tion 144 of the Charities Act 2011 (the Act) and thai an independent examination is needed. It is my responsibilily to.. examine the accounts (under section 145 of the 2011 Act). follow the procedures laid down in the general Direaions given by the Charity Commission (under section 145(5Xb) of the 201 l Act)- and to state whether particular rnatters have come to my attention. Basis of Independent Examiner's Report My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the aetounting record5 kept by the charity and a comparison of the accounts presented with those records. It also includes Consideration of any unusua] items or disclosures in the accounts and seeking explanations from you as Truste concerning any such matters. The procedures undenaken do not provide all the evidence that would b¢ required in an audi¢ and consequently I do not provide an audil opinion on the view given by the accounts. Independent Examiner's Ststement In the course of my examination. no matter h&8 come to my attention: (l) which gives me reasonable cause to believe that in, any material respeci the Tntte8 have not met the requirements io ensure that.. proper accounting records are kept {in accordance with section 130 of the 2011 Act). and a¢counts are prepared which agree with the accounting records and comply with the accounting requirements of the 2011 Act. or (2) to which. in my opinion. attention should be drawn in order to enable 8 proper understanding of the accounts to be reached. Harvinder Kaur Josan BA (Hons) FCCA Hallbrookes (Accountancy) Limi*d 14 Elstow Road Bedford, MK42 9LA Email: servi hallbrook Date:
Registered Charity f40. . 1078040 GURU GOBIND SINGH GURDWARA BEDFORD Stthtement of FinAncial Activit]- Yegr ended 3111 October 2025 INCOME AND EXPENDITURE nrestricted Restricted unds Notes 3111012025 311101202 Total Funds 3111012025 Total Funds 3111012Q24 Income Donations and Legacy OtheT Income 133,814 78.960 134,550 78,224 118,148 117.914 Total Xneoming Resources 212 774 212.774 236.062 Resources Expended ExpendiDJre on raisin8 ndS Charltgble Activltles: (includes governance COSfS) 112.020 112.020 80.028 Total Ruources Expended 112020 112,020 Net Movements In Funds 100.754 100,754 156,034 Fundg ¥t 31$1 O¢iober 2024 .710.118 1.710.118 1,554,084 Total Funds at 3151 O£tob¢r 2025 13 1810 872 1810872 1710118
Reered Charlty No. . 1078040 URUG BIND SINGH GURDWARA BEDF ctober 2025 2025 ix dAsi Tungiblc A55cts Investment Prop¢rfy 1.229,513 .230.115 2.137,513 2,108,947 stks Debtors and Prepaymettts Cash at Ballk and in Hand 650 39.265 106.752 146.667 550 29.265 66.618 96.433 12 2202 2.262 one ear 471,106 493.0 N¢t Current Ass¢trJ(Li8bilities) (326.641) (398.8291 Net Assets 13 1,810J72 1,710,118 Restricted Funds G¢neral Fund8 1,810.872 .710.118 Total Fund5 14 1,710,118 .. for and ¢)n behalf of all the Irustees. Singh Sucha) (President) (Mr. Sanvao Singh) (Treasur¢r)
Registered Charity No. . 1078040 GURU GOBIND SINGH GURDWARA BEDFORD NO'I'LS to the Flnanclal Statements for the Year ended 3151 October 2025 i) COUN LIC Basis of preparation These accounts {fiDancial ststements) have been wepattd under the histrfftcal cost convention. Tbe financial statements have been prepared iti accordance with the Ststement of Recommended Practice.. Accountingand Reportingby Charities (FRS 102) and the Charities Aet 2011. Th¢ aeeounts (financial staiemertts) have beert prepared to give a 'true and rai view and havc departed from the Charities (Accounts and Rerts) Regulatio% 20011 (Jnly tn the extettt required th prnvide a'trut •T*d fair viJ¢'. Inc min ]ncoming resource8 are recognised in the statement of fillancial activities wbell entitlement has pas6ed to the chaTity and th¢ wnounts are certain and. J))eagJrable. Any incoming resources received that rejate exclusively to future periods are defertd on the Balance Sheet. esE Expenditure is reco8nised in the $tatement of fUntial activities when a liabilÈty is incuntd or in¢88¢d Wit1Ut a commensurnte iticre4se iti reco8ni$ed assets or a reduetion in liabilities. All exp¢nditure 18 8¢COUttted on #n 4¢¢Tual8 basis. Direct Activity Costs comprise th08¢ ¢osi$ thai contnte dir¢¢tly to att tiVity and are allo¢8ted to th¢ relevant activity. Support Costs COmPTise those costs that ar¢ n¢¢¢sw to deliv¢r an 1Vity bty ID th¢mselve$ do not produce or deliver an activity. (a) Unrestrithed furtds, which ar¢ rnjited to the Income And Expenditurt aecounts are nOMllY expendable at the discretify) of the In88¢eDL (b) Re8trict¢d funds. which are for sp¢cifi¢ purwjse declared by the donors and are ¢aited to the Income and Expettditur¢ aOunt when received and debited to the s2tne acc(Xmi when pid. {e) D¢$Ial¢d filljds represent fiumls set aside by the trwtees for specific pu05. reciation Depreciation 18 l¢lat] so a6 to writ¢off th¢ ¢ort of tsn8iblc rd a38Cts on areducing balance ov their usthl liv<4. The Tate3 applied are Js follows: 0¢t Equipment Fixttwes & Fittin85 15%oDrbb 15•/(+ on rbb The land h&8 not been dewxiate4L
Registered Charity No. . 1078040 GURU GOBIND SINGH CURDWARA BEDFORD NOTE to the FiDanci81 Stalements for the Year ended 311t Oetober 2025 Cootinued. .1 stm t$ Pro Investmeni Properties ar¢ properties held th e4rn rerEtal income aThllor for ¢apitsl appft¢i4ti0n. Investment prortIeS are measured initially ai cost and subsequently at fair valu¢ at ea¢h r¢pO.g date, witb changes in fair value recolsed in the St¢1 of financi81 Adivitt'es. Properties Details and F4ir Values The clwity investment property portfolio ¢omprise&' 158 Fair Value £265,000 162 Fair Value £378,0 164 Fair Valuc £265.0(K) Income Generalion Durin8 the year. the investmentproperti&% 8eDeTrt¢d r¢n¢al income of £48.106. The Organition 18 exempt fn)m tsx on its ¢lwri¢abl¢ activities. 2024 2) General Donations Gift Aid 123.814 10,000 108,448 9.700 133 814 118 148 3) Rent Received {2) Rent Received Fair Value (Property 158. 162, 164) Tnf¢rest Received 37J70 10.736 29.169 22.997 10.736 78.167 117914 10
Reglstered Charity No. . 1078040 GURU GOBIND SINGH GURDWARA BEDFORD TE to the Financial Statements for the Year ended 31st (ktober 2025 continued...I 4) RESO RCES EXPENDED Total TotAI osts dlret Ilocited to aetii SalAries Cosls Repairs. R¢n¢wals and aeattirtB SUndnes00d LightlHeat & Water R4tes Re]iwo8 Function8 Donations Direct Direct Dire¢t Direct Direct Direct 27.693 13295 2211 17214 3,490 12.980 27.693 26,760 13295 6,002 2211 4,633 17214 15.647 3,490 4,827 12,980 2.100 Bllryk Charges l LoaD Interest D¢pre¢iatioDlloss on disposals Direct 11,263 2.507 11,263 2507 20 Direct 2.613
IIoc8ted t ctlvldes
Pr¢mis¢s & Administr10 Ug88e 4.455 4,455 3,530 General office Usa8e 4,162 4,162 2,871 L*g41 And Professional Uga8¢ 10.550 2.2(Kl 12.750 11,025 109,820 2,200 112,(120 80,028 5) MOVEMEN R THE YEAR 31110n025 3111012024 Depreciation 1507 2,613 li
Registered Charity No. . 1078040 RU BIND IN H GURDWARA BEDFORD NOTES to the Financial Statements for the Year ended 31" October 2025 ttstttlttued. ./ 6) STAFF COSTS AND TRUSTEES. REMUNERATI taff Costs 8Ad Trusteey. Re Wag¢8 aDd SalaTies {includin8 &Kiul Security Costs) No employee ewned more than £60,1 per 6nnum. 27.693 26,760 The ffiLsiees wer¢ not remunerated for ih¢ year enikd 31# October 2025 ¢xcep¢ for reimburs¢rn¢nts in certain circumstsnces. The 8v¢rage monthly numkn of employees during the year was 2 (2025.. 21 8) NDED 31° et er Bulldln me roveme Cost blfwd 1215J07 115,421 1.330.728 Additions 1,905 1,905 C•$t at 3111012025 131SJ07 117J26 lJ32,633 Depreclatloll blfwd Charg¢ for the year I,613 2507 Ic(1,613 2.507 At 31110r2025 103.120 103.120 Net Book Value At 3111012024 1215.307 R3ISJ07 14,808 14,206 1,230,115 1,229,513 At 31110121)25 12
Registered Charity No. . 107804 URUG BIND INGH URDWARA BEDFORD NO'I'LS to the Finanelal Statements for the Yer ended 3111Q12V25 contlnued...I vest Fatr Vut As at 0111112024 Additions in the year Revaluation of 158 Bedford Road Revaluation of 162 Bedford Road Revaluation of164 Bedford Road As at 3111012025 878.832 -10.000 16,078 io) Accru41$ Other Crtdiwrs 2202 2,092 170 ii) FALLING DUE AFfER MORE THAN NE YEAR 462J56 490,5 Other Creditors 471106 Debtorthepayinents 39 29 65 13) FNET A BE Funds Fund8 Totsl Fwids Tangible Fixed Assets Stock Debtors CBsh at Banklin Hand Curreot Liabilities 1137.514 650 39.265 106.751 473.308 2.137.514 650 39.265 106.751 473.308 Net Assets as at 3111012025 110,872 1,810.872 13
Registered Charity No. . 1078040 GURU GOBIND SINGH GURDWARA BEDFORD NOTES to the Flnanclal St#teTDents f r the Year ended 3111012025 ¢ontiDued...I 14) CAPITAL COMMITMENIS Autknorised not contracted MOVEMENT Balance IncomlD Resou lance cifw 31n012024 Resources nded 311101202 ReslTiCted Funds Ullrestried Funds 1,710,118 2AL774 11102 1.810O72 Total Funds 1.710.118 212,774 112,02(1 J JIO,872 The figure of £2200 is th¢ aollneY costs for the 0r8tin1tiQTr A]1 funds are wed forunrestrRetrd pwp(ts¢5 tOSt¢Ddoll activitie5 tIMt firthtranyofthe ptryse4 oftbe clwity. 14