GURU GOBIND SINGH GURDWA￿ BEDFORD
152-156 Bedford Road, Kempston. Bedfor￿ MK42 8BH
Registered ChArfity Number: 1078040
ANNUAL REPORT AND ACCOUNTS
For the year ended 31# October 2025

Guru Gobind Sin
h Gurdwara Bedford
ANNUAL REPORT FOR THE YEAR ENDED 31st OCTOBER 2025
TENTS
Page
Annual Report
2to5
tndependent Examiner's Report
Statement of Financial Activities
B&lAnce Sheet
Nul¢i> iu FiDanLiuI S(aLemeDI¥
9t014

Rewtered Charity No.
1078040
GURU GOBIND SINGH GURDWARA BEDFORD
NUAL REPORT FOR THE YEAR ENDED 31sf OCTOBER 2025
The Trustccs present their annual report & ac￿Unts {fwaneial statements) for the year ended 31
October 2025.
Name of Charlty:
Gurn Gobind Singb Gurdwara
1078040
Reglstered Charity No:
Registered Address:
152-156 Bedford Road, Kempston. Bedford, MK42 8BH
Constitution
Governing Document:
Tru$tse8:
The following perso￿% served as Members of the Comrnittee
(Managing Trustees) of the Guru Gobind Singh GurdwaTO during tbe
year to 31" O¢¢ober 2025:
Mr. Gurnam S Sucha
2)
Mr. Parmjit S Sobai
3)
Mr. Sarwan Sitigb
4)
Mr. Gurmit S Kalirai
5)
Mr. Hardev Singh
6)
Mr. GuTchardn Singh Sadhow81
7)
Mr. Balwant S Gill
8)
Mr. Gurdial S Mander
9)
Ms JasmiDd¢r K Sa800
10) Mr. Kulvinder S Klair
Mr. Gurn]ukh SiD8h
12) Mr. Gian S Sidhu
13)
Mr. Ranjit S Sohal
14) Mr. Balbir S Randhawa
15)
Mr. Gu￿haT8￿ S Rai
16)
Mr. Gurcharan S Kalirai
17) Mr. Balbir S Dhindsa
18) Mr. Balwinder Singh Momi
19) Mr. Kashmir Singh Dhillon
20) Mr. Gurcharao Sin8b Atwai
21)
Mr. Ashispal Singh
22)
Mr Rai Behadvr Singh
23) Mr. Perniith Singh Rai
- President
- General Secretary
- Treasurer
. Stsge Secretary
- Vice President
- Vtce President
- Committec Member
- Con)mittee Memb¢r
- Committee Member
- Committ¢¢ Member
- Committee Member
Resigned 0711112024
Resigned 0711112024
ReSI￿¢d 0711 I12024
Resigrted 0711112024
Resigned 0711112024
Resigned 0711112024
Resigned 0711112024
Resigned 0711112024
Resigned 0711112024
Rcsigned 0711112024
Resigmed 0711112024
Resigtted 0711112024
JD addition to the aiK)v4 the followinR members act &s Special HoldinR
(Custodian) Tn￿te¢S of the Charity, in whose names ail Gurdwara
properties are btstowed and tr8nsacted.
i)
2)
3)
4)
Mr. Sbatnioder Singh G&cha
Mr. K&stkmir Singb Basra
Mr. Mohindu Singh Sohal
Mr. Ranbir Singb Kalirai

Registered Cbarity No. 1078040
URU GOBIND SINGH GURDWARA BEDFORD
ANNUAL REPORT FOR THE YEAR ENDED 31ST ocroBER 2025
Bankers:
Santander UK Plc, PO Box 382. Prtscot str￿ London El 8RP
Accountantsllndependent Hal]brookes (Accountancy) Limited
Examiners:
14 Elstow Road. Bedfor￿ MK42 9LA

Registered CharRty No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
ANNUAL REPORT FOR THE YEAR ENDED 31-o￿OBER 2025
overnance and Ma
ement
The cbarity is an unirtcorporatd or8anisatiott. It is governed by the regulations set out ill its constitution. New
Board members Bre elected every two yeaTS at the Annual Gthernl Meding (AGM).
The managctn¢nt Ix)8rd 18 of the potential risk5 to the charity, includiDg finaoeial risks. and has
implemented strategic5 to control or minimis¢ th￿¢ risk& Assessments have been undertaken of the major
risks, governance and compliance with law and rcgulations.
Ob
ectAveg and Actlvltles for the PubM£ BeDefll
The Guru Gobind Singh Gurdwarn h&s been in extstewx since 151b Novemb# 1988 as a Place of
Worshiplcommunity C¢ntr¢ for the Sikh Community.
ObJttt8: The objects of the GunJdw8rn (Charity) are to adv￿e, pmit alld propa8Ate tbe Sikb religioll in
Bedford and surrounding areay (a Pla(x of WoTship).
by rxl¢bratin8 the principfil Sikh Reli8ious Festiwl8.
by extendin8 a welcotne to all Sikbs newly vrived in or visiting
Bedford, and
to manage the Gurdw¥ra in accordance with Sikh tenets and local
Government n￿e& 8nd regul8tions.
Th¢ ¢harity'$ trustees ￿ve regarded that the services UDden•ken do benefit the public. All the charitsble
activities focus OD the 8dvaD¢¢rneDt of the Sikh reiigiw ¢Oun8¢u￿8 adviceand infOrn￿10n to the WllLmUtiity.
hl
#nd Pe
rni*n
All the objects listed abov¢ were caTTied outto thefullestby the trust¢¢s in th¢ y¢arto 3 IW October 2025. Som¢
improv¢m¢DL8 to the Gurdwara bllildin8 were tt￿de, these included paintin8 and improVem￿ts to the healing
system. In order to better manage and control the Gurdw8rn thc Exccutivc Committee was reduced to I I
members. this w85 caTri¢d out at 8 special annual General m¢¢tiD8 held on op November 2024.
The Gurdw8rn aiw made do￿1008 to help lo￿1 hospitsl othtr worthy clwities. In particular ¢x¢ewive
funds were collected from memberg and seTrt to lrtdia w help victims of the flocds in Punjab.
Flnanclal Revlew
The ¢haTitable or88nisation s¢rvi¢es sr¢ tnainly reliant on voluutBry income frotD th¢ cOn￿￿tiOn.
A sumllw statement of the f￿￿￿1￿1 ￿tiVItieS for the year is showD in the attach¢d accounts. This shows
that total income was £183,fA)5 iogcthcr with a f8ir value gain on investment propcrty of £29.169 and after
éxpcrues the net surplus of £l(K).754 was athlrAJ to T¢s¢rves.
Th¢ Gurdwara's ￿l1¢Y 1$ to maiDtain 3uffiGient cash flow for known COD]mitments aDd rUDDi￿ owts for the
next 12 montFL8.
Plans for future
erlod
and
To CtyTry Out all the objects &5 outlined in the Consti￿tiOn to the ￿ll￿t extent. To make furthcr irnprovcments
to tbe Gurdwara building. iti particular to the buildin8 security. 8Dd heating and energy efflciency systems.
To cxamiDe ways of cnlar8in8 and modernising the Gurdwarn entrance, toilety tangar Iwll. lift and kitchen
facilitie

R¢Eistered ChArity No. . 1078040
BIND SINGH GURDWARA BEDF
ANNUAL tiEP
RT FOR THE YEAR ENDED 3
croBER 2025
Statement of Tru
tees, Res onslbllltles
The tnL4tees are responsible for preparing the TTU5tces' Report and the financial 5tatcm¢nts in
ac￿rdanCe with applicable law and Unitrd Kingdom Accounting Stsnd8rds.
The tNstces are required by law to prepare accounts for each financi81 yeor. which give a true and
fair view of the fin8n¢ial activities of the charity and its financial position at the end of that y¢ar. In
preparÉng these financial statements. the tn￿teeS are r4uired to:
s¢le¢t suitable accounting policies aDd then apply them consistently.
make judgments and estimates that are reasonable and prudenL
state whether accounling standards and statement of recommended practice have been
followed subject to any material departures disclosed and explained ID the accounts.
prepare the financial statements on the going concern basis unless it is inappropriale to
presum¢ that the charity will continue in operntion.
The trustees are responsible for kc¢pin8 proper accounting records that disclose with reasonable
Accuracy at any time the fuwicial'position of Charity and ￿ enable them to ensure that financial
sta*meDiS comply with ihe Charities Act 2011. the applicable Chariiies (AcLuuniy and R¥wrLS)
Regulations. They aTe also responsible for safeguarding the assets of the cbarity and hence for takiD8
reasonabl¢ steps for the prevention and detectioD of frnud and otber )￿egUlaTitieg.
In $0 far as the trustees we 8wore- Ibere 18 DO ￿levant infornwtion of which th¢ charity's examiners
are un&ware' and the twst¢&8 have tsken all steps that they oughi to have t8ken to make themselves
awar¢ of any relevant infornution and to establish that the ¢x8miners are aware of that inforniation.
Accoun¢ants
Messrs. Hallbrookes (Accoun18ncy) Limiied are willin¥ Iv WlltiII￿ officc as
AccouDtants/lndependent Examin¢rs for the ensuing year 2025126.
Approval
20(7 |2n
This report was approved by the trustees on ..
. and s1￿cd on their behalf.
(Mr.
am Singh Sucha)
(ChaiTrn8n)
(Mr. Sarwan Singh)
(Treasurer)

Registered Charity Trlo. . 1078040
GURU GOBIND SINGH
URDWARA BEDFORD
ANNUAL REPORT FOR THE YEAR ETrIDED 315focTOBER 2025
INDEPEf4DENT EXAMINER'S REPORT
To the Trustees of the Guru Gobind Singh Gurdw2ra, Bedford:
We report on the accounts of the Guru Gobind Singh Gurdwara Charity for the year ended 31
October 2025.
Respective Ro8PODsibilities of Trustee5 and Examiner
The charity's Trwstees consider that &n aL￿1t is not reqiiired fnr this year (under se¢tion 144 of the
Charities Act 2011 (the Act) and thai an independent examination is needed.
It is my responsibilily to..
examine the accounts (under section 145 of the 2011 Act).
follow the procedures laid down in the general Direaions given by the Charity
Commission (under section 145(5Xb) of the 201 l Act)- and
to state whether particular rnatters have come to my attention.
Basis of Independent Examiner's Report
My examination was carried out in accordance with the General Directions given by the Charity
Commissioners. An examination includes a review of the aetounting record5 kept by the charity and
a comparison of the accounts presented with those records. It also includes Consideration of any
unusua] items or disclosures in the accounts and seeking explanations from you as Truste
concerning any such matters. The procedures undenaken do not provide all the evidence that would
b¢ required in an audi¢ and consequently I do not provide an audil opinion on the view given by the
accounts.
Independent Examiner's Ststement
In the course of my examination. no matter h&8 come to my attention:
(l) which gives me reasonable cause to believe that in, any material respeci the Tn￿tte8 have
not met the requirements io ensure that..
proper accounting records are kept {in accordance with section 130 of the 2011 Act). and
a¢counts are prepared which agree with the accounting records and comply with the
accounting requirements of the 2011 Act. or
(2) to which. in my opinion. attention should be drawn in order to enable 8 proper understanding
of the accounts to be reached.
Harvinder Kaur Josan BA (Hons) FCCA
Hallbrookes (Accountancy) Limi*d
14 Elstow Road
Bedford, MK42 9LA
Email: servi
hallbrook
Date:

Registered Charity f40. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
Stthtement of FinAncial Activit]￿- Yegr ended 3111 October 2025
INCOME AND EXPENDITURE
nrestricted Restricted
unds
Notes 3111012025 311101202
Total
Funds
3111012025
Total
Funds
3111012Q24
Income
Donations and Legacy
OtheT Income
133,814
78.960
134,550
78,224
118,148
117.914
Total Xneoming Resources
212 774
212.774
236.062
Resources Expended
ExpendiDJre on raisin8 ￿ndS
Charltgble Activltles:
(includes governance COSfS)
112.020
112.020
80.028
Total Ruources Expended
112020
112,020
Net Movements In Funds
100.754
100,754
156,034
Fundg ¥t 31$1 O¢iober 2024
.710.118
1.710.118
1,554,084
Total Funds at 3151 O£tob¢r 2025
13
1810 872
1810872
1710118

Re￿￿ered Charlty No. . 1078040
URUG
BIND SINGH GURDWARA BEDF
ctober 2025
2025
ix
dAsi
Tungiblc A55cts
Investment Prop¢rfy
1.229,513
.230.115
2.137,513
2,108,947
st￿ks
Debtors and Prepaymettts
Cash at Ballk and in Hand
650
39.265
106.752
146.667
550
29.265
66.618
96.433
12
2202
2.262
one ear
471,106
493.0
N¢t Current Ass¢trJ(Li8bilities)
(326.641)
(398.8291
Net Assets
13
1,810J72
1,710,118
Restricted Funds
G¢neral Fund8
1,810.872
.710.118
Total Fund5
14
1,710,118
.. for and ¢)n behalf of all the Irustees.
Singh Sucha)
(President)
(Mr. Sanvao Singh)
(Treasur¢r)

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
NO'I'LS to the Flnanclal Statements for the Year ended 3151 October 2025
i)
COUN
LIC
Basis of preparation
These accounts {fiDancial ststements) have been wepattd under the histrfftcal cost convention. Tbe
financial statements have been prepared iti accordance with the Ststement of Recommended Practice..
Accountingand Reportingby Charities (FRS 102) and the Charities Aet 2011. Th¢ aeeounts (financial
staiemertts) have beert prepared to give a 'true and rai￿ view and havc departed from the Charities
(Accounts and Re￿rts) Regulatio￿% 20011 (Jnly tn the extettt required th prnvide a'trut •T*d fair viJ¢'.
Inc
min
]ncoming resource8 are recognised in the statement of fillancial activities wbell entitlement has pas6ed
to the chaTity and th¢ wnounts are certain and. J))eagJrable. Any incoming resources received that
rejate exclusively to future periods are defertd on the Balance Sheet.
esE
Expenditure is reco8nised in the $tatement of fU￿ntial activities when a liabilÈty is incuntd or
in￿¢88¢d Wit1￿Ut a commensurnte iticre4se iti reco8ni$ed assets or a reduetion in liabilities. All
exp¢nditure 18 8¢COUttted on #n 4¢¢Tual8 basis.
Direct Activity Costs comprise th08¢ ¢osi$ thai contn￿￿te dir¢¢tly to att ￿tiVity and are allo¢8ted to
th¢ relevant activity.
Support Costs COmPTise those costs that ar¢ n¢¢¢sw to deliv¢r an ￿1Vity bty ID th¢mselve$ do not
produce or deliver an activity.
(a) Unrestrithed furtds, which ar¢ rnjited to the Income And Expenditurt aecounts are nOM￿llY
expendable at the discretify) of the In8￿8¢￿eDL
(b) Re8trict¢d funds. which are for sp¢cifi¢ purwjse declared by the
donors and are ¢￿aited to the Income and Expettditur¢ a￿Ount
when received and debited to the s2tne acc(Xmi when p￿id.
{e) D¢$I￿al¢d filljds represent fiumls set aside by the trwtees for specific pu￿05￿.
reciation
Depreciation 18 ￿l¢￿lat￿] so a6 to writ¢off th¢ ¢ort of tsn8iblc r￿d a38Cts on areducing balance ov
their usthl liv<4. The Tate3 applied are Js follows:
0￿￿¢t Equipment
Fixttwes & Fittin85
15%oDrbb
15•/(+ on rbb
The land h&8 not been dewxiate4L

Registered Charity No. . 1078040
GURU GOBIND SINGH CURDWARA BEDFORD
NOTE
to the FiDanci81 Stalements for the Year ended 311t Oetober 2025 Cootinued. .1
stm
t$ Pro
Investmeni Properties ar¢ properties held th e4rn rerEtal income aThllor for ¢apitsl appft¢i4ti0n.
Investment pro￿rtIeS are measured initially ai cost and subsequently at fair valu¢ at ea¢h r¢pO￿.￿g
date, witb changes in fair value reco￿lsed in the St￿￿￿¢￿1 of financi81 Adivitt'es.
Properties Details and F4ir Values
The clwity investment property portfolio ¢omprise&'
158 Fair Value £265,000
162 Fair Value £378,0
164 Fair Valuc £265.0(K)
Income Generalion
Durin8 the year. the investmentproperti&% 8eDeTrt¢d r¢n¢al income of £48.106.
The Organi￿tion 18 exempt fn)m tsx on its ¢lwri¢abl¢ activities.
2024
2)
General Donations
Gift Aid
123.814
10,000
108,448
9.700
133 814
118 148
3)
Rent Received {￿2)
Rent Received
Fair Value (Property 158. 162, 164)
Tnf¢rest Received
37J70
10.736
29.169
22.997
10.736
78.167
117914
10

Reglstered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
TE
to the Financial Statements for the Year ended 31st (ktober 2025 continued...I
4)
RESO
RCES EXPENDED
Total
TotAI
osts dlret
Ilocited to aetii
SalAries Cosls
Repairs. R¢n¢wals and aeattirtB
SUndnes￿00d
LightlHeat & Water R4tes
Re]iwo￿8 Function8
Donations
Direct
Direct
Dire¢t
Direct
Direct
Direct
27.693
13295
2211
17214
3,490
12.980
27.693 26,760
13295
6,002
2211
4,633
17214
15.647
3,490
4,827
12,980
2.100
Bllryk Charges l LoaD Interest
D¢pre¢iatioDlloss on disposals
Direct
11,263
2.507
11,263
2507
20
Direct
2.613
#IIoc8ted t ctlvldes
Pr¢mis¢s & Administr￿10
Ug88e
4.455
4,455
3,530
General office
Usa8e
4,162
4,162
2,871
L*g41 And Professional
Uga8¢
10.550
2.2(Kl
12.750 11,025
109,820
2,200 112,(120 80,028
5)
MOVEMEN
R THE YEAR
31110n025
3111012024
Depreciation
1507
2,613
li

Registered Charity No. . 1078040
RU
BIND
IN
H GURDWARA BEDFORD
NOTES to the Financial Statements for the Year ended 31" October 2025 ttstttlttued. ./
6) STAFF COSTS AND TRUSTEES. REMUNERATI
taff Costs 8Ad Trusteey. Re
Wag¢8 aDd SalaTies {includin8 &Kiul
Security Costs)
No employee ewned more than £60,1￿ per 6nnum.
27.693
26,760
The ffiLsiees wer¢ not remunerated for ih¢ year enikd 31# October 2025 ¢xcep¢ for
reimburs¢rn¢nts in certain circumstsnces.
The 8v¢rage monthly numkn of employees during the year was 2 (2025.. 21
8)
NDED 31°
et
er
Bulldln
me
roveme
Cost blfwd
1215J07
115,421
1.330.728
Additions
1,905
1,905
C•$t at 3111012025
131SJ07
117J26
lJ32,633
Depreclatloll blfwd
Charg¢ for the year
I￿,613
2507
Ic(1,613
2.507
At 31110r2025
103.120
103.120
Net Book Value
At 3111012024
1215.307
R3ISJ07
14,808
14,206
1,230,115
1,229,513
At 31110121)25
12

Registered Charity No. . 107804
URUG
BIND
INGH
URDWARA BEDFORD
NO'I'LS to the Finanelal Statements for the Ye*r ended 3111Q12V25
contlnued...I
vest
Fatr V￿ut
As at 0111112024
Additions in the year
Revaluation of 158 Bedford Road
Revaluation of 162 Bedford Road
Revaluation of164 Bedford Road
As at 3111012025
878.832
-10.000
16,078
io)
Accru41$
Other Crtdiwrs
2202
2,092
170
ii)
FALLING DUE AFfER MORE THAN
NE YEAR
462J56
490,5
Other Creditors
471106
Debtorthepayinents
39
29
65
13)
FNET A
BE
Funds
Fund8
Totsl Fwids
Tangible Fixed Assets
Stock
Debtors
CBsh at Banklin Hand
Curreot Liabilities
1137.514
650
39.265
106.751
473.308
2.137.514
650
39.265
106.751
473.308
Net Assets as at 3111012025
1*10,872
1,810.872
13

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
NOTES to the Flnanclal St#teTDents f r the Year ended 3111012025
¢ontiDued...I
14) CAPITAL COMMITMENIS
Autknorised not contracted
MOVEMENT
Balance
IncomlD
Resou
lance cifw
31n012024
Resources ￿nded
311101202
ReslTiCted Funds
Ullrestri￿ed Funds
1,710,118
2AL774
11102
1.810O72
Total Funds
1.710.118
212,774
112,02(1
J JIO,872
The figure of £2200 is th¢ a￿oll￿￿neY costs for the 0r8tin1￿tiQTr
A]1 funds are wed forunrestrRetrd pwp(ts¢5 tOSt¢Ddoll activitie5 tIMt firthtranyofthe ptryse4 oftbe clwity.
14