Charfty r•gl$trallon number 1074788 company rgglstratlon numb•r 3612476 (EnWand and Wales) RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025
RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID) LEGAL AND ADMINISTRATIVE INFORMATION Tfu•t••• C¢dla Mhlls. Clldr of Tnla•S Joanne Althon (Reslgnod 30 January 2025) Ute Barbara Bardjy (Appolnted 05 AUW W24) Andraw Cralg Irene Darn Clatro Day (Appohtsd 16 Jun• 2026) P¥Jllne Hlll &tty M¢th)d Davld Morkel Clalre Newt)n Nuala Orton (Appolnt•d 27 J•nuwy 2025) nna Roden Reya Shirtn (Appolnt•d sAUgU 2024) (Resign•d 30 January 2025) lim•t Samj Clarp TanHoI ¥sn•d 30ApN 2024) Charfty nwnbor 1074788 Company numb•r 3612478 R•gl8t•r•d olfi¢• Dllablffty Acllon & Adth• C• 4 Ihldegrnve Rood T•ddlngt Unknd KlnAd TW118HT Audltor Oavld 1 Pprk Road Hampion WL* Ktng•lon Upon Th KT14AS 8ank•r• Unlty Trust Bank Four BrtrKlleypkn• Olmilngham B1TrB Cambrfdg• and Couthi Bank Chanrd¢od Court LE16TE
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) LEGALAND ADMINISTRATIVE INFORMATION Uoyd8 8ank 25 Gresham Street London EC2V 7HN The CAF Charity Deposit Plaffami Clarevllle House 2&27 Oxendon Street London SWIY 4EL
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) CONTENTS Page Tru$tO08 report Statement of Irustees re8PQfi8lblllttes Indepandant audiiorfs report 7-10 Slatement of finaniaal athxlas 11 8alan¢o sheet 12 Statément of cash ffl8 13 Noles to the finanoal stsiemenls 14-28
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) TRUSTEES REPORT (INCLUDING DIRECTORS. REPORT) FOR THE YEAR ENDED 31 MARCH 2025 The truste85 wesenl thek annual rewl fjnan(ad stat•rnants for tha year ended 31 Mon 2025. Tho finan¢ial $lat•mlS haw bwi wepafod In aord8fte8 wilh tho accountln9 p¢kl•$ 8et oul In not¢ 1 lo the finon¢io1 Jtat•mants and comply v4ith the Charitys Memorondum a Artidos, the Compani•$ Act 2008 and °Accounllng and Reportlng by Ch#EUe8: Statement of R8L>)mmed Pradlce appfKable to charilles pieparlng thelr accounts In aOrdanCe the Repolthg Slandard applth tn the iIK and RepulAk of IrelAnd (FRS 102)" {effed¥• 1 JaiMAry 2019). ob¥¢8 and aGdvltles Our thafiV8 objeclives as sel (xrt i) the compan8 Paemcandum and Artkl88 are to trelleve Disabled per80ns fvi the London Borough ol Rld4nc#JJ aKI dséwhefe,. Richmond Advko and Inlrnlk on Disabjlty (RAID) Is a tharity arid 8Sts to provth inlomialion and advice ond seThleo8 to Dlsablad persons, thelr familie& frlerds. carers and pwfesslonols withln tho London Borough of Rkhmond Thames (LBRUT) and the sunoundlng arnas. and kn manag6 and mathtaln the SabIlIty Acllon and Ad¥lca Ceth at 4, {d¢llve Rogd. Teddlngth Mtdthe TW118Frr. The trustees revlew our Objectr and a¢e5 on an anTh bas1$. a(ttl enswe these meei the goals and Prnfitses as sel out In tho Buslneg9 Plan. The CEO and monagern 8ubmil rnports on projects for Irugtee meetlng$ and Iha bu8lneo4 plan a8 8 whole L8 revlewod annually. In carrylng oui th1¢ ra¥lew, ond i plannlng futurè adlvllle$, th lJuslaes have taken into the Charity Commlssion's aeneral guidance on public benefiL Ouf eu$ine$s Plan stsle$ that to achloNt Our vlsion of ind¢pendence and choice for Disabled people w8 11. . Work with Dlsabled people to Identy and remove baniets Ilw are experwwg kn accesslng seNkas and suppo¢ . Indude Dtsabled Peo plannkng of our seTrk8 and promote lder opportunlues for engagement and indusion; . Ensure Dtsabled people have a strong vc4¢e Wr. . Ralsa awarenes6 ab1 Dl8abl8d peopl• neads and accasthle seth provislon wilh seThk8 provide and omploy8r8'. . Inuease employmanL educab0 volunteering and leiswo opportunili . Pro¥lde high qualty Infomiatlon and adyth; . Réduce povety and InCrna IlnarKlal Securfty of Dlsablod peoph; and . Understand. trac ar#1 respond to ¢hanglng neads. Our maln actfvltles and who we help are d•8rythed bolow. Tha Trust bekn that all ol our Gharltable aclivilleg support Oisabled peop16 kl hwo tho Samo cgpothnlues as n$abled people and to lead ftthfiNJ and Indepondent lfvas. We estimate thwe are aroK1 20,fKKI Dlsablod people Ivlng In the London Borough of Rl(*wnond of Thames. We support ovef 4.000 dlents each yoar. Tho maJity of our clents and $eThlces are In the London Borough of RIchnmd Up Tham Ixxfng th• yw have al dellvernd s•r¥kas In Iho bomughs of Houn8low and langston. Wo WO wlth Dl8abled people and carers of all ages and across all disabllrtles includtnp physlcal and sensory <fjsablllty, leamlng dlsablllues and martal heallh.
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Our advlce seNlces (InfOrn1l0n Navlgallon. Benefiis Advlce, and m¢eY Advlce) have experiend Continued hlgh demand. Thls reflects the ongdng cost ol Imng ¢rfsls atongslde thé barriers Dlsabled people face when navigatlng cornplax Gystems, and our rolo In holping renkn)va barrlers sts pooplè can aeeess their rights and onlulements. Despiie ev¢dencMy excellent oui¢ome$ we were unable lo seoJr• fvrlher funding for our Famllies Advice projad which we defNered In paftherJhlp wllh CilkensAd R1dmd. Along8ld¢ ¢)ur advkq wort we contlnuè to admlnbter the Household Support Grant on behaff of the London Borough of Rlchmothl upon Thames and provide grnnts on behalf of RKhmond Foundatton and The Rithmond Chariueie1pIng ensure people can partl¢ipate tlY In communlty Ilfo despile finan(xal pressure& Sefvlcos cornrn188lonad by South West London and Sl George's Mantal Health NHS TfU8t {SWLSTG) startad In 21r23 and are now well eslablished: fflenlal heallh pw support se(¥lce, whith values lived experience a bonefits advlce ser¥k¢ across Rlthmond and Klngsion, tae&ling finan¢ Inoqualit108 Refenals are made diredly by sTG mental health profo$$lonals and we deliver outreach lo various sites in Rfthmond and Klngston Inc[ng Uvlngstone trlouse and Toknrth Hospttal. Our SuWu&lU lood run8 w¢¢kty and oonllnuo$ to r¢duca bwrf¢r8 to affordable heallhy food whlle $upporlkng suststnabdty by fedlstribullng free surplus food that would otheThvtse go lo landfill. Our I1810n team confjnue lo dellver a rnnge of support and acUv3tles: . The Conned lo Tech project breaks down banier8 to rfoital axdUn by defvering 2 weekly 8essians as well a8 IT Dooor offers of one to one Support, We also provlde frae slm c4ids and safe recydlng. 8uddyUp. whlch ¢onne¢i8 young people aged 1>17 wllh volunteer buddles to wloy sodal actlvthas In the ¢oftwrtunlty, breaklng down brfofS ki Inclu8lon and fr16ndshlp. Our Spod¢ oardenlng aerviec provklos an affordablo solutlon for Dlsoblcd rosldcnts to malntain Iholr gardens, redudng stregs frorn having an unkempt garden and improving mental welkbeing. . Ow peer group actl¥lUos provide spa¢es whefe evwyone can Connect and partldpth on equal lemig. Thls dudes our NSG group for nourodlverng young adutt$, abngslde our Art Clas8, Walklng Group and a fange of other adivities. . Wo have woiked dosety Induthn London and have dth•red tralnlng and wort($hops aimed at empovMMyJ resldent8 to Campalon for more a¢ce$4ble houslng In our borough, fO18ing ls$ue8 9¢d by Inar£e88lble pTactice8 and houslng, Ilwough a monthly nwsletter and Impactful casa st1188. W• provlded tralnln9 to our team on tackkng alcohol and substanca rnigU9e wlth our dlonts ag part of our ong¢)kn9 athilca and Indu$lon w¢tK recognl$lng we ¢an play a vhal role In gettlng people help In thls area a$ well as tathg Ihe advice and social and indusion issues. also ran a number of healh engagernent events and focus gfOUP8 where 019obled people gave I11r feedback on a range ol healrela(ed afea3 $uth as ng the NHS app. Our IowCOSt cOwl1n9 ger¥lc has started to offer a longw-term ¢ounsellln9 offer, regnIsIng the ¢omplexlty of Issue$ our dients afo f8w, allowlng Ilmo to explore deeper IUeS and Implement m(Ye laskng change8. Ouf seICe5 are ba3ed on need8 Idenffied by our dlents, ori grant and MrnmTgnlng opportunwes. We recelve a wlde range of relerrals from houthg aSdatIOns, sodal care bd lacal authorftles, mental health $ervke8, leafthg thablllty servlces ho$pltsls. GP prarAIco8, Job Centre Plu4 Sodal Presulblng and othef local voluntay 8e¢tor Pubk benefft The trustees have pald due rega(d to guldance lssuod by the Charfty Commlsslon in deddlng what aclivities the Charity shoukl undertake.
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) TRUSTEES REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Flnanclal revlow Our maln swces of fvndlng wern th8 Lcmdon BoTough of Rlthmond Thames (LBRUT). Achlavlng lor Chlldren (AFC). South Wesl Lond¢)n & St George'8 Mentsl Health TfU8L Tntst for L¢)ndon, and local grant gmng orga¢tsatlon$: Hampton Fund. Rkhmond Foundatton. and Ram88 Fund. have algo fec4lved Incom? from tharges for our Spade gardenlng and our Cow1ll1ng sor¥k•s as woll as a managenwnl chafge for w m•wement ofthe Dlsabltykn and Centre IDAAC). Ther8 was an Increasa h fundlng trom £1,135,581 In 2024 to £1.178,150 In 2025. and an Increase In charltable expendlturo from £1,129,407 In 2024 to £1,178,179 In 2025. Unrestrlded gen•ral lund$ havo Inuaa8ed to £380,848 (2024.. £3S4.681), unrv4trkted fvndj reljted lo ¢ontraets are £MI (2024: surplus of £19.434) and restrlcled fvnds have shown wrplus of £10812024: surplus 01 £6,868). The objective8 of th8 rnsepias are to: Safeguard the long-temi financtsl su8lalnablllty of thg Charity by malnlaknmw a minimum level of general reser4es to address speciflo rlsks: . Set a8Mle, and than releaso, resou5 to fimd fulufa pl•w; arKI Ensure there are sufficAent fwtds lo pay staff and any outstsndlng dth In the evenl of a temporary feduckn In the ecal8 of our adv188 or caosuro. The truslees have C4XKl thal ljw shOd retain f•Mrves to Iiieet four to six monlhs of total èxpandliure exdudlng the grants madg lo ¢nts. wt&ch are drnc funded. cuffenlty a range from £318.299 to £477,448. In 2023r24 a furlher £19.434 was aM(Katad fof a¢& servle•8 In 2024r25. Our end of year reserves five Is gqufvaknt to 4.8 monts of •xp6ndilwe excbjdlng dknt gran18 so we femain whhln tha range. Gen81 unrestrlded re8wws al 31st Marth 2025 £380,848 (2024: £354.881). Wé algo believe thts ol what w fix)d8rn and c4mnis$lonws exped from a tharffy dallverlng servlcas on thetr behalf to woMda assurnnca of th8 wlablllty of the organlsath)n over the course of a multk year ¢ontracl. Rithmond Ad¥lce Infommkn on D15abllity (RAID) does not ha¥e any lon9 term investmenkn Our cash reserves are held In d0$f¢ account& The trustees foU¢N the Charlty Cornmtssiorfs apwoach io rfsk management and fevlew the rlsks to vthlch the charttable company Is exposed. Each slgnlficant rfsk has a definlllon a Sre and 19 reoularfy fevlewed by the trustees lo engure that sy8tem$ have be 88tabll8hed lo Mgate agalnst those rlgkg. In parucular. Insurance Is In place ffiianees are (aosety rnonltored. personnel checks are rrIed out and safeguardlng policies and Pfo¢edure$ ar? Implemwitad. Other rl8ks that have been assessed Indude: loss of koy ¢ontra¢ts.10sS of key Péfsannel, both ¥taff and trustees; IT risks, fr•ud aftd Cyber risk: the organlsatlon and seTrlces bolng ovefstretched and los$ of acce33 to ow wenlses. The truslees aro satisfied thal systsms are In place to manage ri8k8 Ihal have been idtified.
RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID) TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 The tharlty asptres lo contlnue all of our exi8ting seivi(x8 $ubJect lo 8ati6factory fvnding arraryemènts and to develop new 8er4ke$ bas on need where fundlng can be ughL Tha Trustee$ are gjttenlty Wofklng on a 8uslness Plan from 2026 onwards refledlng cuffent goals and lOn11e$ and th18 will be developed with Input from Oisabled p¢ple. Our currenl Bu8lness Plan cfjvers the perlod 2022.26. Wa are ¢onlinU4 to develop ways ol 8UStalning oment $er¥l¢es and whera posststs Increaslng the fundod ieThkei we can defrrfer Induding explorfng contracl and orant 0pp0rhinifi& In fAlher London bcffoughs. StNctUrni govarnan¢o and managem•nt min me The organlsatlon is a tharltable fflpanY limlted by grantee. IncoTporated on 10th Augu611998 and Neglstered as a charity on 23rd March 1999. The cornpany was eslablished under a Memorandum of Association, which establlshed ihe oblects and powers of the Charitable company and is govemed under its Artides of Assoaatlon. a8 ameftded in Marth 2015. Trustoes and members 9uarantee lo ¢onlribute an amount nol ex¢¢adlng £1 to the •&8618 of the diaritable company In thè évent ol wlnding up. The total numbar of such guarantses at 31st Maffkn 2025 was 56 (2024: 87). The Trustee$, vtho are 8Jso tha directois for th• purpose ol company law. and served durfng the year are Included tha legal and admlnlstrallvé paga. Tho exlstlng truslee8 are responslble for the sdecllon ol new truslees. Under our go¥ernln9 docum8nts 51•h or mom of Ihe board must be Dl$abled or a carar for a Disabled person. In selecling trustees we ensure we ¢hoosa people who are passionaté and kn(Mledge8ble aboul thbilIty i98u8s, often we will become aware of g potential trustee a$ Ihey may have been a SenA user Of vabnteer. Potential tn*tees afa tnvited lo attertd a number of méèlkngs as obs•Ners and than 11 all agrea are Cwtsd as membets at the next meoting. This process alows due conslderallon for Iha person's skllls. ellgibllty. personal ¢ompetenc8 and spaclawst knowledga lo be takan inio aceount and enables them to make a more Infomied ded8lon. Under ourArlld88, on8 thlrd of tha trustees are requlr•d lo stand down every years bul are ollglble for re•eleclion. The following Intstses stapped dovm and wern rmladed at tha most renI Genafal Maétiw. Andrew Cralg, Oavld Mee1. Venna R¢den, and Irene Dara. uie Barday and Nuala Orton elected on to Ihe board arKI J¢>AnneAlkln$on and Roya Shlrfn ieslgned. Tru8lee8 have full re8pon$ibllity for dedslons affedng the governance and strategy of Ihe organi6alion. TfU8tees glve thelr ilme freely and recefve no remuneratlon of other finala1 benefils. TN$tees meet around every slx weeks and have a number o18uIKomrnillee$ that meet to Covef various areas of governance Indudlng finance. polde$ and procedure$. human resources and qualty as8uTanc•. Trusiees have overall responsiblty for approving the budgeL ihe yearfy llnandal stalament8, salafle8 and expenses, and any transfers at the end of the year. Additlonal afeas thal IN¥lees cover Indude: Revlawlng tho bu$lne88 plon and en8urfng that the Strategy agreed18 belng aehlavad; . R6trIeftg and amendlng the Memor8ndum gnd Ath: . Over8eelng the RIthA8ses8ment ofthe organlsatlon; . Recelvlng reports on the perfornnCe of $arvlc49; En$urlng that monltorfng of Health and Safoty Is carrfed out., Checkuw that pollde$ 8uth a8 Dala Protgdlon Pollty and Safoguardlno are ifflplomented. Operailonal matters ¢on¢erning Ihe management of woiects and the day to day wnning of the Ol$ability Action and Advlce Centre bulldlng are delegated to the c61 Exe¢ullve who then dacldes vthat further dalegailon needs lo be made to the Manager&
RICHMONO ADVICE AND INFORMATION ON DISABILITY (RAID) TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 The chak of trusle8B takes responslbllty for the Indudmjn of new tru8lqes. all irustees are required to go through Inductton trlinlng that d8Bty sets out tho r8w)nslblltie5 and duues of the Board end also covers the actl¥ltles and pollde3 01 tho orwlsjtlon. A numbel of publ(¥tknns frDm th• Chwity Commlsslon arn also provldad and Indude gUIdan on pubuc benefiL Thli en8urn8 Ihal Iruslees aro aware of thetr respon8ibililies under the Charlties ACL W• also rocornmond that trusteei attend Understsndln9 Govemancfr tralnlng deuvered ty Rlchmond Coundl fijr Voluntary SoNkes. Richmond AID has not acaed a3 a slodIan tnjslee. We have reluffl the sum of £3.650 by LBRUT (2024: £3.650) lor fund$ b•lng h41d on bghall ol lh• Equallty Slak•hobJef• Sryuony Group (ESSG). as this group ha8 now dl•bandod. Audltor In acwdanc• th• •$ artklas, a resoluuon propos1 that Davld Hthyard b• r•appolnl•d as audltar of th• Compary wlll bo put a Gener81 Meo11ry. Dl8¢lo•ur• ol Inlorni•tlon to •udJtor Eath ol th• Inle0$ his conflrmed th81 thw• l• no Inknnth of whlth th•y aro aware whlch18 r•levant to th• audlL bui of whlth tho audit¢r l• unawar8. They hm fudhor ¢onfifflwd Ihat thoy have laken approwiato staps to Idenllfy rel•vanl Info(mallon to ••t•bfoh th•1 tho •frfOr 1$ awarn of suth knromi•ll. Th• truslees report was apwoved by Iho Board ol Tru8ta8s. Cecllla tt•- Chak olTN•t••i
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) STATEMENT OF TRUSTEES RESPONSIBILITIES FOR THE YEAR ENDED 31 MARCH 2025 The trustees. who are also the dlredors ol Rlchmond AdvlceAnd Infomwiion On Dlsablllty (RAIO) for the purpose of company law, are responslble fof preparlng the TnJstée8 Report and the llnandal ststem•nts In accorda¢Ke with ablg law and Unltod Klngdom A¢¢ountlng Stsndard8 (unl1 Klngdom Gonwally A¢¢eptad Aecounllng Practi¢•). Company Law requlre$ Ihe tru8te98 to prnpare finandal statements for each finandal year whlch glve a true and falr vlew ol the slalo of affalrs of the Chwity and of Ihe Incomlng rasourcas and appllcatlon of resources. indu<fing tha Income and expendrture, of the ¢harllth company for Ilmt yeaf. In preparing these finanoal statements, the trustees are requlred to: - Seleci suitable a¢¢ounting polfcles and Ihen appty Ihem conslstenty. - iJb40rvo tho m¢thodo and prtnelplas In the Clwrilla8 SORP; - Make Judgements and e8llmates are m$onable and pnJdenL' and - Préparè the flnandal staiémants on tho golng Coneem ba818 un1088 ft18 Inappropriate to PT08umo that tho Chaftty w11 I conllnue In operation. The tfusiees are responslble for keeplng adequaio accountlng rec4Jrds that dlsdose wlth reasonable acr al l#ne the ffinandal posttlon of the Charlty and onable tham to •nsur• that the financial statements eomply wth the Companies Ad 2006. Théy are also re8pon8fbi8 for safeguardlng the assets of thè Charity and hèn for taking reasonable stsps for the prnveniion and deteoion of fraud and other Irregularltle8.
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF RICHMOND ADVICEAND INFORMATION ON DISABILITY (RAID) Oplnlon We have audlted Ihé Ilnandd slatemants of Rlclwnond AdvKa And InfcKmallon On DI8abdY {RAID) (the 'Charily') for the yaar ended 31 March 2025 wP&ch comprlsa the ststement of flnanckl acthrflles. th• balance 8heeL the statwnent of Cash llth¥s and nates10 the fin•thl slatements. Irthdlng gnIfiCa ac¢ounllng polldes. Tha fjnandal reporttsy framewoth thal has been appw In Ihlr prnparalion18 appllcable law and Unlted Klngdom Aoyjunllng Standards, Including FInaral Reporting Standard 102 The Flnandal RertI startda 8Wkable in thg UK and R8pubJic ollrn18nd (Unitod Kingd¢)m Ger>erallyAccepted AcctIng Pradk8). In our oplnlon, the finan¢lal 8tstements: glve a true and falr vtew ol Ihe stale ol the dwttable )Mpany$ affalrs as al 31 Marth 2025 and of Il¥ Inujmlng rnwurces and 8ppllcaUon of resowcu. Indudlng Its If)me and expendlture. for the year then ended: have been proth wyed &} accNdan¢e wlth Uniied Klngdoffl Ganarally Attaptad Aco)untlng Praclka; and have been prepared kn acco wtth the rel oftho CompanlesAd 2006. 8a•ts for oplnlon We conduded our a111 in a¢c¢<d with Intemaliwl Slathrds on Audiliry OJK) OSAS (UK)) and appknble law. Our (e$ponsiblllllo8 under thosa stan(tsrds arg fiwther in th& Audttorfs r•sponslbllths for the audil ol the finandel statemants sectton ol <xw rnporL arn Indepandent of the Charity In aecordanca with the ethlcal requlremgnts Ihat are relevant io our audlt ol Ihe thandal ststaments In the UK. [rUdIng th8 FRC'S Ethlcal Slandard. and we havo fiNed ¢Jur other ethical resw5ib1oS in accnce with these requirarnent& We believe that the audll edenc* we have thalned Is suffldert and approprfale to yo%lde a basls fof our optnion. Con¢lu•lon8 r•lathig to golng ¢onc•m In audiling Ihe ffirwldal statements, WÈ hava tA)nthddd thal IniA14Vd6 nl tha gnlno ba# of accounung In the weparaiion of the slatsments b approptsle. 8ased on Ihe work we have perf0md. we have not tdenllfied any materlal uncartalnties relatlng to events or conditions thaL tn(fj¥idual]y or colladr. may cast slgruknl doubt M the Charilfs abli ty lo ojntknua as a goln9 (•nceffl for a perlod of at least twthe rnnths from kn the finan datements we auth for Our r•spondbllMle8 and the of th• wlth fespecl io golng concem arn dasttlb•d In the ralwant 8•dbn8 of rewL Other Inforrnatlon Th¢ othef Inbmation Cornw the InfornOn Induded In the annual report other than tha finath?818lalemen18 and our auddofs repart thefeon. Tho tru885 aro responsib16 for the olher infom)atlon o)ntalngd withln the annual reporL Our OPInn on th• finandal slatomorts does nol cmr tha ollw knfomiauon and. except to the exienl otheNlse explldty stated In our report. do express any fom of assurancé &)nduslon thereon. Our responslbw Is to read tha other knfomth arrf In dotrfj so, nSIder whether the other Infomwtion Is matsrfally In¢onslstent wlth the ffflandal ststlments or ¢)ur knowhdge oblalned In the vr5e of Ihe audit, or otheTh¥lsg appears to be materfally mlsstated. M we Idantify such materlal Inconslslendes or apparent matsrfal mlsstatemthts. we are raqulfedlo datemne whathpA this gfva8 rf80 to a materfal mlMiat8ment In th8 Ilnanclal statements th6m80fv88. If, based on tho work we have perforn c¢¥Kde Ihth Is a malerfa I51alement of thls Olher Infomialon, we are fequlred to report that fa We have nothlng to rewl In th regw
RICHMOND ADVICE AND INFORMATION ON DISABILITY {RAID) INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE MEMBERS OF RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) Oplnlon3 on oth•r matter4 Pregerfld by the Companles Act 2006 In our oplnlon, bwd on the work tsnd6rtakan In Ihe courne of our audll: the Irrfomiation givffi In Ihe Iruslees reporf for the (Inandal yeaf for whkh the flnaftclal statements we prepaffjd. whl¢h Includes the dlrectorn. report Pmpamd for tho PUW8 of cornpany law, Is 11181•nI vAth th• flnanclal statemanty. and the dlrectord, report knduded wlthln tho INJ(eo8 r•port has been prepar•d In atrdance wlth appl¢able legal r•qr¢nWts. Matt•rn on Ythlch w• ir• reqUIr to r•port by •Xp110n In the Ilghl of Iha knowladgé and und8rstandlng of tho Charlty and tts envlronmont oblalned In Ihe Cour of tho audrt. we have nol Idenlffied malerf•l ffllMiat•m•nts In th• dlreciorn, report Indud•d vAlhln th• iN$tee8 r•porL hav• nothlng lo report In re8pecI of th• fouowlng mattern In rn18tlon to vthlch Ih• Comp•nle$ Act 2006 r•qulrei us Io fOPOrt lo youll, In our oplnlon: adequalo accounting records hav• not boon kept, or r•tyms ad•qut• for our audlt h•v• not b••n r•colv•d from brart¢hes noi $ed by us: or tho finan¢lal Jlolement• aro not In agreement wlth the accotIng r•cord8 and r6lum•; or certaln di8¢108urei of tru8te•s' rernun•rallon spadfied by law are not mad•; or we hove not rO1ved au the knformallon and explanallon3 we rBquire for our audlL' or ihe trnstee6 weffj not anuuod to preparo the flnandal 8talornenls In attordanca wllh the small companlol reglme gnd 18ke gdvanlage of the small cornpanles. exemplons In preparffflg tha IN98S report and from Iho r•qu5remeni to pioparo a itraleglc repofL Ra•pon8lbllllla• of tfu8ta•8 A8 0xplaln•d mor• fully In tho $latement of Iru$lee8 re8ponslbMltles, the trutsl••$, who ar• also lh8 dlfe¢lof8 of the Charfty for the purpose olcompany law, are responslble lor tha preparaiion of the finandal Statements and lor belng satlsfied that thay glv• a tiue and fair vlew, and for Such Intamal control as the tsusteo8 delamlne 1$ nmary to anabla lh• preparailon of Itsmnclal slataments Ihat freo from motorfal ml8StatemenL whother lo fraud or affor. In preparfng Iha handal stalements, the InAtee8 are ie8ponslble for assesslnq the Chafltys ablllty lo conllnue a$ a golng ncern, dl8do8lng, 88 appllcable, matter8 rnlaied ts golng (xjncem and uslng the golng eoncam ba811 of accounting unless the Iru8tees althgr Intend to Ilquldate the tharltablo company or lo cease operallono, or havo no woall411tt allamat bijt to do 80. Audttorf• r•1ponalbllttl forth• audlt of tho Ilnandal •tatam•nts Our objectlves are to obtaln reasonable 88suranc• about whelher the financlal itat•mont8 as a whole are free from malerlal m188tatomen( vknelher dua to fraud or error, and to188uo an audiiofs report that Indudes our oplnton. Reasonable assurance Is a hlgh level ol a88urnn¢a bul Is nol a guaranlea Ihat an audtt conduthd In a¢[danC4 wlth ISA8 (UKJ wlll always deteci a rnaterlal rni88tatoffl8nl when 11 exl8ts. Ml¥8tatoment8 can ari80 from fraud or orror and are ¢on81dernd malerfpj If, Indmdualty or In the aggregale, thay tsjuld reasJnabty be axpected to InThJen¢• the ec(%MIC d•dthn¥ ofu8era taken the ts{• of the80 flnanclal statements. Irrngularfile•, Indudlng fraud, are In8tancas ol nOnMpanCS wlth law8 and rngulatlon8. Wo duign pmc•durn8 In line wllh our fa8pon8hilkn. oullinad abova, to detect maièrlal ml88tatemints In réapacl of Irragularflla8, Indudlng fraud. The extsnt10 whlch our procedures are capable of delaGilng Irregularttle8, Induding fraud Is dotsitsd be&)w:
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE MEMBERS OF RICHMOND ADVICE AND INFORMATION ON DISABILITY IRAID) Our approath to •Jenllfylng and a$se88lng Ihe rl8ks of materlal ml$8latemenl In respect of Irregulaflties, Indudlng fraud And nOn•mplI9nCa vAth law8 and fégulatlofis, was a8 fallow8: . tho engagement partner ansurnd that th8 angagémenl team colethvaly had tha appropriate compelenca. apabll5k8 and skll18 to Identify or ¢09n[s8 non<mpknce wlth appllcable law8 and rewlakns; • wo Idenlified the laws and regulatlons appfKable to ihe company through dtscu$$lon$ wlth tru8iee8 and othw manaAemenL and from our o)mmgrdal kledge and experfaKe of ihe charlty sedor, • we focused on specific laws and regulatlons whlth we 1dered may Iwe a dEred rnaleiial effect on the finanrJal stateménts or the operatlons of the rnpanY. Includlng 8ts¢h as tho Chaiites Act 2011, laxation leg181alofi, data prote¢tbn. an11bary, and health and safety legl$lallon; • we assessed the extent of compllance with the laws and regulatEon$ Idanlifted above thiough maklng enqulrfes of managernent and Inspeciing legal Coffespondence: and Idenllfied1ow$ and regulallons were communl¢aled wlthln Ihe audlt tsam regularfy and the tsam remalned alert to In8t8rS of nonw¢omp1lar throughout tho audlL We assessed tha suscepiiblllty ol tha compan8 flnandal slatafflents to materlal mi88tat•m•nt, induthng oblaining an undeTStandlNJ of how fraud mlght occur, by: • mathg enqth of marAgement as to where they con8ldefed there was suxepiibiity to fraud, thek knovAedge of aclual, 3u$pecled and allég fraud; con8lderlng the intemal controls In place to mltlgate rfsks of fraud and nOn<omplla with laws and ragutations; and To address the risk of frdud Ihrough management blas and overrlde of eontrols. we: perfomied anatylical procedures lo idenllfy any unusual or unexpeded relailonshlps; tested lownal entr168 to Identlfy unus(Lal transa¢tions; asso8sed whether ludgemonts and assumpuons made In detemiinv)g th8 accounling estlmale8 sel Out In Note 2 were Indicative of potentlal bias; and Investlgatad tha ratlonale behind iignificanl or unusual Iransadion6 In rosponse to the rfik of Irreg&iitias and non•comprncQ wdh law8 and regulalit)ns. we des[gn pro(*th¥es whl¢h induded, but were not knitted to: . agreelng fjnandal statsmenl dl8thsure8 lo underlyhg supportlng do¢umentailon; . Madtng thé mintstes of meetiThJ8 of those dmrged wlth govarnanca: enqulrfng ollNstees a$ to actual and p¢ieniial Ililgatlon and daims; . mlewlng ¢orre8pondenco wllh rélevant regulators There are Inherent limltsllon$ In our audlt procedures des¢xknad above. Thé moro removed thal laws and reguktlons are from finandal transactions, the less 16kely ft Is thal we would become aware of norpIlance. Audlllng stsndards also limii the audll procedure8 requlred lo Identlfy n¢JnvLy)mpllan¢e wlth laws and reguhtions lo enqulry of tha dlrectors 8nd other managoment and Ihe Inspection ol regulatory andlegal ¢offe$pondenc•, If any. Materlal ml$$tatsments that aw18e due to fraud ¢an bo harder to datert than those thai arf8e from error as they may Involvé dellberate concealment or llUSIOn. A furthér desrylpdon of our rW)onSlllll0$ 1$ avallable ¢n Ihe Flnandal Reportthg Cothwil's webstte aL" htwi vAwI.fr&org.uklaudllorsrespon8lbifities. Thls dewlptlon forms part of our audltorf8 1•POrt.
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE MEMBERS OF RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID) Use of our report This report Is mado sow to the c*arftabla company8 rtmberS, as a body. In ath>)rda wlth Chaoer 3 of Part 16 of tha CompanlésAct 2006. Our audft Work has been undertaken so that we mlght Sthte to the tharllable o)mparf8 members those matters we arn requlred to slats to them In on authtoes report and for no othér purposé, To the fullest extenl pemiltted by law, we do not accept or assume responslblllty lo anyone other than tha dHrhab company and tha charaable companls as a body. for ow audft worl for thls report. or for the we have forn. Phlllp Lane FCCA 18onlor statutory Audltor) for and on behall ol Oavld Howafd Chartlrnd A¢¢ounlants Ststory Audltor 1 Park Road Hampton Wtd< Klngston Upon Thames KT14AS -10-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) STATEMENT OF FINANCIAL ACTivrriES INCLUDING INCOME AND EXPENDITUREACCOUNT FOR THE YEAR ENDED 31 MARCH 2025 unr0¢d Unrn8trlct•d R•strlctad funds funds g•n•MI contracts 2025 2025 Totsl Toial 2025 2025 2024 Ineom• and •ndowm•fits fvoAL' Grants and donallons Charilable a¢Mtsas Inveslments Other Income 143.783 422.705 14,683 587.418 534,139 23,719 32.876 819,714 479,564 8,574 27.729 519.456 23.719 27.744 6,132 Tolal Incom• 195,248 540.384 442.520 1.178.150 1.135,S81 EXpendIrn on: Charhable aclliritias S88,324 680,192 1,178.179 1,129.407 Total expand1rn 586,324 580.192 1.178,179 1.129,407 N•t Incom{exp•ndIrn1 183,583 (45.940) (137,6n) 129) 6,174 (157,416) 130.910 Not fflovwn¢nt In lundB 28.167 (19.434) {8.782) 129) 6.174 Re¢an¢lllatlan of fund•: Fund balarA3 at l Awil 2tr24 354,681 19,434 8,888 374,809 Fund balanwJ at 31 IAareh 2025 380.848 380.954 380.983 The 8tatement of fifflandal activlies all galn8 and los racognlsed kn tha yew. All Income and axpendtturn derfve from n(Ing a¢lfvttle The notes on pages 1410 28 fomi pwt ofthese fal 8tslements. 11
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) BALANCE SHEET AS AT31 MARCH 2025 2026 2024 Ax¢d ag8¢ts Tangibla assets 13 3.29) 8.$81 Curr•nt aa8ets Deblors cash at bank and In hand 14 63.148 602,IJ)4 145.344 434.491 66S.152 579,835 Cradltorn: amounts falllnq (kn 4thln oner IS Q87,488) 1205.433) N•t current ass•ts 377,664 374,402 Total a•Mts I4 Guff•nt Ihblllu 3BO.954 380,983 Tho fuAd8 of tha Charlty Restrided Incoffle funds Unfaslrtcted fund8- general UnreslJtcted funds. Gontra(ts 17 6.868 354,881 19,434 380.848 18 380,954 380.983 The notes on pages 14 to 28 f¢xm wt of thos6 financtsl slatwnenl& 2910912025 Cecula - Chalr ofTiuslMS Cornpany reglstrallon nunAf 3812476 (England and Wales) 12-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2025 2026 2024 Not08 Cash flows from opernllng actfvltles Cash nerathd from1(8bsoed by) operattons 143,794 (79,827) Invosllng acilvlil•8 Investment Income rrfelved 23.719 8,574 Net cash gOted from Inve3tlng acllvlUe8 23.719 8.574 Net cash usèd In Ilnan¢lng a1vItIeS Nét In¢m8elld•ernu•) In cash and cash equlvalents 187,513 (11.253) Cash and eash equlvalents at begl¢mlng ofyear 434,491 505.744 Cash and cash equlval•nts at •nd of year 602,004 434.491 The note8 on pages 14 to 28 form part ofth¢8¢ ffinandal #latemert 13-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMEKrs FOR THE YEAR ENDED 31 MARCH 2025 Accounllng pollcl•s Gharlty Infom0 AIthnnd Advin And Inforniallon On (RAID) Is a privats company Ilmlied by guarantee In¢oTporated In England and Wdles. The re9lst•rad office is DbIty Acknn & Advice Centre, 4 lldegrave Road. Teddlngton. TW118Kr. Unttod Klngdom. 1.1 Accounllng conventton Tha finantl stalemanls have beon pr•parad In accordanca wlth tha Charfty$ Mem¢yandum and Artkle8 of Assoaation. the Compan$ Ad 21x16. FRS 102 Tho Flnandal Reporting Standard appllcable In the UK and Repubk of Irelan fFRS 1021 and Ihe Charilies SORP "Accounting and Reporting by Charliles: Slaiement of Rernrnended Praclrce appncabk to ch•riliès weparing theff accounts in accordance wilh tha Flnancial Réporung Standard appllcable Sn tho UK and Republic of lrnland (FRS 102)" {•ffectlv0 1 January 2019). Tho Cha(ity Is a Publlc aenofil Erth as dèfifted ty FRS 102. The Ilnanclal stateffleiits we ¢Pad kn storlng. Is the fwthial currency of the Charity. Monetary amounts In thesa finandal slatements Tounded to Ihe nearest L The finandal Statemaits beffi prepared Wmlw tho hlstorlcal c¥>sl convention. The prtndpal accounling polldes adopted are t ¢xrt beltr. 12 Golng con¢•rn At the Ivne of appr<r•ing Ihe slat•mO the trusleos have a reasonable expectallon thal ihe Charily h85 adequ8te resources to conlinue in opernllonal lS1OnCe for Ihe foreseeable future. Thus the Iruslees conllftu610 8dopi gow o)nwn bgsls of 8co)unting In preparing Ihe financ4al statements. IJ Charttablo (unds Unrestricled fvnds f¢ use at tho tfffjuetlon of the tNstees In furthernnco of Ihelf ¢lwltable Restrkted fd9 a subject to speofjc conrfth ty don0 or graniors as to how Ihey may be used. The purpoM$ and usas of the ceslrfraed fundj arn iel 1 In lh• nole$ to the finandal glatemon 1A Incom• Income is recognised when the Charity is h98Y enlidad to h after any perfornw condhlons have been mel, tha amounls be Measu relaNy. and it is Prble that income will b8 rttelved. Cash donations are récogrrisad on rece5 Other donaliorffj are rawised once the Chafty ha$ been nolified ol the donation. Unle Perform eondllions requlre daferral of the amounL Incorm lax reo)vorable In relal*3n lo donations received under Gfft Ald or deeds of covenant Is rncognlsed at the Ilme of the donation. Oonalons of goods and seNtcas 'ln klnrt arn Induded In Income to the extent that they rapresent goods and ser¥lces thal would hab? othernb• been purchased. The alue of seNlces pmvlded ty volunteer¥ ha$ nol been b)duded. AnmRI grants are Induded In f7 In Ihè Statomenl of Flnancial Aciivilles for IM peiiod to whkh1h8y appty. In Ihe case of tha grants racetved in Iho yèar. portlon rnlatlng to futura pedI 1$ caniod forward a$ defeffed Ir¢ome. 14-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Accounllng pollcles IContlnu•d) 1A Exp•ndltur• Uabluttes are racognlsed as experKffkno as Soon as Ih8ra1g a legal or ¢on$trucUve obllgalkn o)mmilllng Ihe charity to that expenthre,111g probable that a118nsfer of ec¥)nomk berth wlll be requtred In tt18meni and the arn]nt of the obligaoon can measured refbly. EyndNur• Is ac£ounied for on an awlualg bas1¥ ond has been Cla9$1fied under headirws Ihot 899regale all Mst related lo the caiegory. Where costs cannot bo dira¢Uy attnbut&J lo particular hafralngs they ha boon 8lloeatsd to a¢A111•S on a ba819 cons18t8nt whh tho use of rn8ource8. Central support costs. crytslng the salary and 0rhead costs of the cential lunclh)n, are apporfoned on tha basis ol staff Ilme and thè amount atlrbutad to aath acbvity in 8¢cordance vth the rnqulrements of tha SORP. Goveman¢8 Costs comprlse all costs rekllng to tho publlG accouniabillty of the Gharttable company and Its ¢omplIan vAth fegulatlon and good P1¢¢. These 519 knKlude costs felalin9 to the 8tatrJlory audit. 1A Tanglbla flxèd A86•ts Fed assets ara only cap1ased re the lt tst of Ihe purtha8e wice exd$ £1.000. DepredathJn18 cakxllated so a8 to wr16 off the ctht d an assel less ts eSuMa resldual valu4 over Ihe Déprocladon18 recognlsèd $0 as to wAt6 off tha cost or valuatlon of as68ts168s thelr resldual valués ovar th•ir U8elul Ives on the f1n9 base& Motor vehldes 20% per annum Ilfalghl kne The galn or108s aftslng on tho thsposal of asset Is delermlned 95 Ihe difference belween th6 s810 proceeds and the ThYng vabje oftlk8 asse( and is re• In ts slalement of finandal ath¥ttie8. 1.7 Inwalrnient of flx•d a899ts At eath reportlng end dalè. the Chwty revlews the cafrylng amounts of118 tangtsle assèts to detemilne vtheihw Ihere lo any Indlcatlon thal assels rferod an Hnpthont If w sh Indlcallon 813, the reo)verable •nIX of the Is esthutsd in orfer to detemln6 the exteni of Ihe lfflpalrmenl Ioss (If any). 1A Ca•h and ¢a8h •qulval•nts Cash and cash equrolents indude c•$h In hand. depostts held at call Yth banks. other shortstemi Ilquid investrnents with orfgrnd maiuritles ol thfe8 month8 or less, aThl bank overdrafig. Bank overdrnftg are 8hNn vAthln borrnfigj In wrent IlallIeS. 1.9 Flnanclal Instruments The Chaiity ha8 eleded lo apply thè pn>vlslons of Sectlon 11 '88¢ Flnandal Instruments, and Secllon 12 'O¢her Flnandal In8tsumenl$188ues' of FRS 102 to all of lls financlal In8trument8. Flna(Klal InGtruments re&)gnkned In the CIMrWs bkn sheet when thg Chaffity b8M¢S party io the ¢Thtra4Jal PS1OnS of tho hislrum Flnancial asset8 and &u8$ arn off3gL wlth tho net amounts presented In the finanoal stat•ments, when there18 a legally enforceable rkJhl Io set off the rncognl$•d anwnts and thora Is an Inienllon to settle ¢)n a net basis or Io fealise Ihe assd and sellla thè simullane. 15-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Accounllng pollcleg (Contlnu•d) 3asl¢ Ilnanelal assets 8aglc fThn¢ial assets, whlth In(th debloTS and cash and bank balances, are mea8ured at trangadlon prlce Inclu(fing transal1 Costs aThl aTe sUbSeqty (xniad al amortised cosi the effecllve Intere8t method unless the arrangement n$t11ul8S a fffianong transacllon. where the tran8aclion Is mealufed at the present valu8 of the future recalpts dl¥counled ai a markel rate of intoMsL Flnandal ass•t8 Ba¢ Ilnanelal Hablllll•s Baslc finandal IlabrfNles, IndLKllng credStors and bank108ns are Inttklty recognlsed at transadion prfce unless the arrang•m¢nl Mn$titutes a fth8nong transa¢lfon. where the debt Instrumenl Is measured at the presant value ol tha firture payment$ dl8counW at a mathol rdlo Ot IntaM6L Financial fiabditl•8 dassifiod as payable Debt Instruments are sthewenty ¢anled at •n(Al cost, uft9 the effethe Interest rnta method. Trad• efedilois ara obllgatton$ kn pay for gocth or that havè béen acquiréd In tha ¢thry ¢¢xwse of operntlons frem 8uppli8rn. Amounts payable are da861d 88 airrent tsbillile8 ff payment 18 due wlthin one year ¢y less. If not, they are prKentod ai non•current fAbllllle& Trade rJethtorn are recognlsod Inlilally at tran8adion pd¢4 and sub8equarrttry measured at amortlsed cost uslng Ihe thctive hterèst method. Derneognldon of Ilnanclal Il•bllAI•s Flnanclal Ilabllltles we thcognlsed Wh ts Ch8rWs contra(Xual owatlons explre or are dlscharged or canceled. 1.10 Employw b•noflts The co8t of any unwed l• lemen1 Is re(xJonlsed In tho pefbd In whlth the ernployee's seThlcag are reIVed. Tenninallon beneffts lecogrl Immedlat as an expense when the ChaTity18 demonstrably commltted to lemlnate the emthment ol an employee or to providè leiminalion b•nèfft8. Crfllcal a¢counang Mtknal•8 and Judgwn•nts In the applkation of ts ChariV$ ac¢ountlrwJ powes. tha truslees af• rnqulrad to make judgements. estlmates and 85sumptlons about th8 carrylng amount of assot$ and liabilllles ihat afe not readlty apparenl from other sourcag. The e$iimAtes 8nd 05¥Iated a$sumptions aR based on Pmstorical experien and other lacofS that are consldered to be relevanL Aclual resuns may dlffer theye estlrnates. The eslknates and assumptlons ar• rthy8d on an orwlng bas1$. R•vlglons to accounting esiimatej are re¢ognised In the In whk the estimate Is revised vthere the revlslon affects only that perlod. or kn th• p&knl rf tho lo10n and firturn peth whorn Ihe ren affed8 1)oth arnnt and firturn perlods. 16-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMEKfs (CONTINUED) FOR THE YEAR EhlDED 31 MARCH 2025 Ineaffl• frorn grnnts •nd doNJtlon• Total Unrnsirfct•d Unmtrfctsd R•strkted funds Iimd8 g•n•rnl conlftcts 2024 2024 Tolal funds funds gen•rnl ¢ontr¥ets 202S 2026 nd• 2026 2025 2024 2024 Donallons and gi Grnnl Income 183 143,eoo 20.928 14.813 35,724 408.IJ92 651.692 18.060 121,499 21.379 20,000 15.025 425.751 067.250 143,783 20.928 422.705 $87.416 13759 41.379 440.776 619,714 Donauons and glfts l)onalknn8 Glft8 In ftd 183 152 20.T16 5,055 16.(180 22,129 30,335 20.rn 9,559 183 20.928 14.813 35,724 16.1)80 21.379 15.025 17-
RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 In¢om• from grants and donatlon• (Canllnu•d) Unr•strfGt•d Unrntrlct•d ft••trlthd fund• ffund8 Tund q•n•rnl ¢ontracts 2026 2025 Tolal untrIcI•d Unr•slrfct•d R••lrfct•d fund• lunds fund• g•n•r•l ¢ontr•cts 2024 2024 Totsl 2026 2024 2024 Grant In¢ome Bames Fund Rlchmond Foundallon Hamplon Fund Garfekl Weslon One Richfflond Tnmt for London (Hounslow Beneffts) LBRuf and Hounslow {HSFAdrnln) Rlthmond Msnd (ConnerA lo Tech) LBRUT {Connect lo Tech) Rl(unond Household Support Fund (HSF) Hounslow Household Support Fund (HSF) LBRUT (Cost ol Lfvtng granl-surplus 2 U) NHS fftlnterAdlvty Fund) LBRUT (Substance Use Oisorder Grnnt) NHS (Get U 8etterApp) Trnsl fcr London (Hausing Campalgn} Rlchmond Foundalion (Cllent Grants) Rithmwd Charities (Cllent Grants) LBRLifiHousehold Support Fund crth GTanls) 11.500 58.1(10 11.500 56.1 11AOO 77.612 88,868 15.000 20.000 29.587 40.150 81.817 55,000 22,812 48.e67 15.000 32.140 38.125 12,493 52,530 32,140 38.125 12,493 62.530 29,567 40.150 81.817 144.000 144,000 5,500 11.930 11,930 $50 10,OOD 1.000 36.041 40,900 33.589 148.794 10,000 36.041 40.900 40.938 32.500 40.938 148,794 143,800 408.092 551,692 121,499 20.000 425.751 567250 18-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Income from charltabl• aetlvltla• Unr••trlctad R••tfl¢t•d fund• ontract8 2026 Total unmtrlei ft08trlatod funds fund• ¢ontracl• 2024 Total 2026 2025 2024 2024 Contact Incom• Rkhmond Mlnd (Ment81 Health P08r Support) SLWSTG18enefft8 Advlce) LBRUT (B¢nelll•Advk•) LBRUT (Welfare 8enellt8) Athiavinll for Childrnn (Afc) (Buddyup) LBRUT (CILS Infom)allon Novigolon> Age UK Rlthmond Upon Tham 38.000 37.748 37,748 1iJO.OOQ 92,378 87,398 100.000 92,378 87,398 41.067 89.087 87,398 41,867 89,887 87,398 06,000 56,000 56,000 58,000 148,840 148,640 139,780 139,780 1,040 1,040 Othor In¢om• Coun8elllng Incom• 14,683 14,e83 26,284 28,284 519.4se 14,e83 $34,139 453.300 28.284 479,584 Incom• from InVlMents Unrnglrf¢tsd Unmtrlctod fund• lund• 2024 2026 Int•r¢¥t recelvable 23,719 8,574 Oth•r Incomo UnYa8trlcled RO•lrf¢tsd fundg nd8 1020 2026 Total Unrn8trfctod R•8trl¢t•d funds fundo 2024 2024 Tolal 2025 2024 Ser¥lee and bulldlng Charge Income 27.744 5,132 32,878 22,052 5.677 27,729
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Staff cost Olr¢¢t ¢ost Allocated cost 2026 T¢Jtal Slaff cost Dlrnct cost Alhxated cost 2024 2026 2025 2025 2024 2024 2024 Dlr•et ¢08ts LBRUT BenefitsAdvica nt Granis 8uddy-Up CILS Infonnatth N8110n Famdle$Adviee CtyJnsekn9 Hounskm eeftefft8 Money Adce Peer Network Connect to Tech Fw Care London 131,653 51.297 38,125 223.283 921 6.141 143.744 12.367 16,441 199,391 281,408 128,433 40,150 $4.945 150.569 2S.319 51.597 222.938 11.113 191,143 263.088 6,388 21.6f2 4.737 15,502 858 177.783 13.796 24.658 8,471 2.897 8,$57 4,495 24.841 179,867 7,477 1,023 1965 36.ns 1.744 32,749 7.490 61.957 3.378 33.539 4.130 74894 476 12.585 29.386 42,$67 36,849 11.664 108,132 47,184 28.609 44,792 32,421 39,934 5.277 2.626 27, 43.141 11.587 18,150 35,673 32.893 10206 2,795 27.n3 67.507 8.206 2.410 1.348 26,616 28,654 4.063 8,416 7,894 2,877 2.370 Menlal Heafth Pew Supp Campaign wilh Us 34.167 5.788 22,052 39.893 13,636 4.713 (58.633) 9.574 SWLSTG beneffts advlce Btulding ¢osts Governanca Costs 5.545 84,910 (10.078) 10,107 {84,910) 10.078 2,807 $8,633 19.574) n6.983 429.659 11.537 1.178.179 676.809 429,388 23,210 1.129.407
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Expendknro on chafftable a¢dvlUeg (Conllnuedl Andyth by fund Unrestsithd funds- general 10,205 449,472 277.306 1.458 7,144 2.935 11.663 586,324 580.192 8.415 395.175 273,219 13.636 22.051 511297 3,016 596.059 129.708 299.951 109.564 319,824 Restrided funds 736.983 429,659 11,537 1,178.179 676,809 429.388 23,210 1.129.407 21
RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID> NOTES TO THE FINANCIAL STATEMEKrs (coKriNUED) FOR THE YEAR ENDED 31 MARCH 2025 Olf•¢t ¢08ts of charllabl• athlll•• 2026 2024 Pmonnol Colts Core Costs 8ulldlng Costs Offlc• Colts IT Costs Proloct Expaft Cllont Grants Proleci Co¥1• Partnor Payffl•nts 734.669 21.482 72.790 13.218 23.269 3.281 223283 12.763 876.809 22.790 62.695 17.549 22.179 2.218 222.938 9.327 83,330 1,168.102 1.119,835 Support and Gov•m•n¢• ¢MI• Audll¢)rs remunerallon AudltQfS remun•rallon- Othef Sw¥lc•s 7.977 2.11x1 7.474 2,100 10.077 9.574 N•t movornent In fund• 2026 2024 Th• nrf movrt aflor tharging1{cMIHlng): F•e8 payable to tho ¢*arfll• gudHor. - for the audit of the thortlls financi sl•temerds - lor olhef finandal s0CeS Depred8tlon of ¢Jwned 9Ible fued as$o18 7.977 2.100 3,291 7.474 2.100 3.291 io TruqtM• Non• of Ihe Trustaas ra¢ai¥od remunerntlon duthg th8 year (2024: £N. The afflounl of ¢xpenieJ relmbursed to Trustoe¥ durfng the year was £NII (2024: . 11 Employ• The avernge monthty nunknf of employees duthig year was: 2026 Nurnber 2024 Numbar Full thne Part Tlm• 10 17 10 17 Toial 27 27
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 11 Employ••8 IContlnu•d) Employmènt ¢o•t• 202S 2024 ages and 8alarles Soclal s•curlty costs Other pen8lon *))St8 853.319 50.748 18.453 49,797 1e.195 722.520 666.454 There wera no employees whosè annual r•muneratlon was m¢)fa than £60.000. Remunoratlon of key management por8onnel Tho femuneratlon of key managamant pafs¢Mnelwas as lollows: 2025 2024 Aggfegale compen8allon 96.552 123,012 12 Taxallon The charlty Is exempi from taxatlon on Its acAivitles because all Its Income Is applled for charltable purpo8e$. 13 Tanglblo flxed assets IAolor hl¢l•ty Cost At 1 Awll 2024 20,883 At 31 March 2025 20.683 Depreclatlon and Impalnnont At 1 AprN 2024 Depredallon charg8d th the yoar 14,102 3.291 At 31 IAarth 2025 17,393 Carylng am4Xtnt At 31 March 2¢r25 3,290 Ai 31 March 2024 6,581 -23-
RICHMOND ADVICEAND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEmErs (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 14 Debtorn 2026 2024 Amount8 falllng du• on• y••r 50.854 8.867 3.627 119.873 17,570 7.901 Other debtors Prepayments and ac¢nKd knc 83.148 145.344 IS Crndltorn: •m•unts lalllng du• wlthln on• y••r 2025 2024 No1•8 Def•rr•d Inc¢)ffl• Trnde cr•dltor• othor creditorn 16 181.334 78.337 22.342 31.324 73,430 35.955 90.903 287.488 205,433 Oelerred Income Induded wlb)In the finandal 8latemenls relates lo InrJ)me recalvablo grnnti. contra and donallon8 for dwrtablo arAhlU•8 carrlod In firtur• porf¢xli. 16 D•f•ff•d Incoffl• 2026 2024 Olher defeThed Incom 161.334 78,337 0ofeff¢d In¢offl•18 kKk*led In the fin•nd•l 8lalemont$ •s foUM: 2026 2024 0olerf•d Income18 vAthI Currenl Ilabffjlies 181,334 78.337 Movgfflwts in th• year. O•fefred Income at 1 AWM 2024 Rel•ased from pOu3 perfods Resources defernd in Ihe year 78.337 (78.33n 161.334 109.538 (109.S36) 78.337 Delefred In¢offle 8131 2025 181,334 78,337 -24-
RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 17 Ra4trlctsd funds The r•stricthl funds of thè dwity • tho uft•xponded balan of donati8 and gran18 héld on trust subied to speok con¢MKTh ty don(n a$ lo they may be u8 Al l Aprfl Incomlng R••ourca8 2024 r•u# •xpendod Transfors At 31 March 2026 lo Tech Client Grants CothHdfing Hounslow Advk* MoneyAdvlce Spade Houslng Campalgn Peef N8lwork 67,994 261.408 16,101 32.749 2,615 10.240 36,955 1.872 12.586 (74.994) (281,408) (36.724) {32.749) (81.957) (29.388) (36.849) (33.539) (12,se6) 132 20.e23 19.148 31.867 442.520 (580.192) 130,910 Prnvlau• y•ar At l Aprfl Ineomlng R•8oure 2023 r••ourGo8 •xp•nd•d TfaMf8rs At 31 March 2024 Ccnnect to Tedb ceTht Gfants 83.294 167.508) 263.088 (263,088) 27.682 (47.184) 45,279 (SO.83S) 28,809 28.815 1,324 12,345 2.481 6,868 19.502 5,558 Famllles Advlce H¢junl¥ Adbrfc• Fatr Car• L¢ndon- REAL Monay A(fvKe Spade Housing Campa {S6.625) {39,542) <36.881) <5.789) 28.010 38.218 24,S38 4n.717 ($96.OS9) 119,130
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 17 R•8trlcted fund• (conunu1 Conn•ct to T•¢h Digitsi h a In&Wn prnject that pdeS tralnlng and 3UPPOrt to Dlsablod peoplo to combat iodal l)latlon. Cllont Grnrt8 wefa tssued tts peo Ihat needed 8VPPOrt wdh and 6sséntials. Cotsnaolllng fs a e(Xrnrffj ThI¢• for DIMblod p•opl•, rnr$ and anyon• Ihal needs • lryKost counselllng Gervlca. Houn•low Advlc• •dvk• lo 0kn•bd peopl? Il¥kng In th• borough of Hounslow. Th• Mon•y Advk• Prol•ct pPts p•opl• wlth d•bl and access to 9rant& P•or N•lwork •upport• Ob•oL4•d p•opl• to l••d and nm admuei Ih•l brfng toyther group• ol 01mbd Peop for p••r wppo SPADE li a gafd•nlng f¢r Di1)18d old•r poople. Campalgn U• - Hou8lng C•mpaign is a MpaIgn proi•d to higKwhl lh• ingqualiiias and challang08 Ihal Di68bled peopl• IKe wRh regard$ to hou •nd Is fundod by Tru81 for London. 18 Unrn•trl¢t•d lund•- contracts Th•se are knKI8 whlch orn matPAl•l to lh• ChwlV• acll¥lll8S. At 1 Aprfl 2024 In¢omlng R•wurc•• •xpond•d Tran•for• At 31 M•r¢h 2026 LBRUT 88naftls Buddy Up CILS Infomiation Navlgovon ssTG Mental Hoa#h Pear Support SWLSTG benefrts 9.381 185,293 58,450 155,942 (199,W2) (58,4SO) (1TI,783) 4.718 21.841 5.147 37,567 103,132 (42,58n (108.132) (14n 19.434 (586a24) 28,506 Pr•vlou• y•4r At l AprN 2023 Incomlng R•8ource• rn8our¢o8 •xpendod TraMf•M At 31 March 2024 L8RuT 8•nalN8 Buddy Up CILS Infonnalton NavigatN)n SVILSTG Mentsl Heath P Support ssTG beneflts ad¥ke 17.710 182,815 58.690 le9.2 (191.144) 9.381 7.536 10.806 (179.868) 39.314 {34,18n (39,892) S.147 17.710 494.679 (511.29n 18.342 19,434
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 18 Unrogtrlct•d funds • contracts lconllnu) Th• LBRUT B¢nollt• 88r¥l¢a provldos ad¥lc• and InfornlI0n and support8 Dlsabled poopl8 to ac¢•s8 the benefft8 they aré endttad to. Buddy Up matthe8 young Olsabled people with a voluntsar buddy and together they a¢8$ social acllvllles. CILS Inforniallon Navlgallon is an advke and Inf0Mts ser¥ice for Disabled peryk and careers. Tho Montal Health P•or ProJ•ct Is a partnarnhlp woiect, commissionéd by South West London and St Georges (SWLSTG) and led by Rlthmond Mlnd. The Serv1 Pfovldes peer Support ts people exp8rienclng mentsl health distress. Th• SWL8TG b•n•fits advla• 8•rvl¢• a86 Rkhmorrfl and KIw8ton bofoughs, wa8 ¢omm1s81onod by Soulh West London and & Georges (SWLSTG). 19 Unro8trlGted fvnd6 The unrestricted fijnds ofthe tharity comprf$• tho unwJ•nd balancas of donalon$ and grants are not Sublecl to spedfic ¢onditlon$ by donors and grantors as to how they may be used. Thè8e Indudo deslgnated funds whl¢h have been set aslde out of unrestrlcted funds by tho trustees for SP6eAfic purpose$. At 1 Apdl Incomlng R•sour¢•8 2024 rMoureés èXP6ndod Tfan810rn At 31 Mar¢h 202S 354,681 195,246 (11.683) {157,416) Provlou8 y•ar. At 1 Aprfl 2023 In¢omlng RQu¢S resourees expended Trangf•r8 At 31 Mar¢h 2024 General lunds 346,019 188,185 (22,051) (137.472) 354.881 20 Analy818 Of net a88ets botweon fund8 Unrestrlcted Unrngtrtctad hstrlcled fund8 fund8 fund8 gefteral contracts 2026 Total 2025 2025 At 31 Mareh 2026: Tanglble assets Current a$8etslllabilI9> 3,290 377,558 3TI.864 380,848 380,954 -27-
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID) NOTES TO THE FINANCIAL STATEMEKfs (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 20 An•ts ol nat a•s•ts bet*••n fund• Icontlnutd) Unrn8trf¢l•d UnMstrlct•d fund• g•n•ral Con¢ 2024 2024 R••trict•d fund• Total 2024 2024 At 31 MaTGh 2024: T•ngilile assets Cuent o$set81(obII1(kn1) 8.581 348,100 6.581 374.402 19.434 8,868 354.681 19.434 8.888 380.983 21 R•lat•d party tra¢wa¢llon• There wern no dlxlo•ablg rthlad party tranucllon• durfng the y•w (2024- non•). 22 Ca•h g•n•rnt•d Irom op•rntlDn• 2026 2024 (29) 8.174 Adlustrn¢nlJ for. Invostm•nl Incom8 rocognlmd In fjlatem•nl offinonclal athlll•s Depredatk)n and Impalrment of tangthle llxed assets (23.719) 3291 (8.574) 3,291 movem18 In won9 •: Dec¥•aselOncnas•) In deblorn (De¢reaJe)ilncrease In credNorn lncrease1ld0uea? In deferred 82.196 (942) 82.997 (85.395) 35.878 (31,199) Ga•h g•n•rntsd fronV(ab•othd byl op•rdllon8 143,794 (79,827) 23 Anaty•l• ol clMng•8 In n•t fund• The Charfty had no malwknl debl dwlrq th? year.