Charfty r•gl$trallon number 1074788
company rgglstratlon numb•r 3612476 (EnWand and Wales)
RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID)
LEGAL AND ADMINISTRATIVE INFORMATION
Tfu•t•••
C¢dla Mhlls. Clldr of Tn￿la•S
Joanne Althon (Reslgnod 30 January 2025)
Ute Barbara Bardjy (Appolnted 05 AUW W24)
Andraw Cralg
Irene Darn
Clatro Day (Appohtsd 16 Jun• 2026)
P¥Jllne Hlll
&￿tty M¢th)d
Davld Morkel
Clalre Newt)n
Nuala Orton (Appolnt•d 27 J•nuwy 2025)
nna Roden
Reya Shirtn (Appolnt•d sAUgU￿ 2024) (Resign•d 30 January 2025)
lim•t Samj
Clarp Tan*HoI ￿¥s￿n•d 30ApN 2024)
Charfty nwnbor
1074788
Company numb•r 3612478
R•gl8t•r•d olfi¢• Dllablffty Acllon & Adth• C•
4 Ih*ldegrnve Rood
T•ddlngt
Unknd KlnAd
TW118HT
Audltor
Oavld
1 Pprk Road
Hampion WL*
Ktng•lon Upon Th
KT14AS
8ank•r•
Unlty Trust Bank
Four BrtrKlleypkn•
Olmilngham
B1TrB
Cambrfdg• and Couthi Bank
Chanrd¢od Court
LE16TE

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
LEGALAND ADMINISTRATIVE INFORMATION
Uoyd8 8ank
25 Gresham Street
London
EC2V 7HN
The CAF Charity Deposit Plaffami
Clarevllle House
2&27 Oxendon Street
London
SWIY 4EL

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
CONTENTS
Page
Tru$tO08 report
Statement of Irustees re8PQfi8lblllttes
Indepandant audiiorfs report
7-10
Slatement of finaniaal athxlas
11
8alan¢o sheet
12
Statément of cash ffl￿8
13
Noles to the finanoal stsiemenls
14-28

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
TRUSTEES REPORT (INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
The truste85 wesenl thek annual rewl fjnan(ad stat•rnants for tha year ended 31 Mon* 2025.
Tho finan¢ial $lat•m￿lS haw bwi wepafod In a￿ord8fte8 wilh tho accountln9 p¢kl•$ 8et oul In not¢ 1 lo the
finon¢io1 Jtat•mants and comply v4ith the Charitys Memorondum a Artidos, the Compani•$ Act 2008 and
°Accounllng and Reportlng by Ch#EUe8: Statement of R8L>)mm￿ed Pradlce appfKable to charilles pieparlng thelr
accounts In a￿OrdanCe ￿ the Repolthg Slandard applth tn the iIK and RepulAk of IrelAnd (FRS
102)" {effed¥• 1 JaiMAry 2019).
ob￿￿¥¢8 and aGdvltles
Our thafiV8 objeclives as sel (xrt i) the compan*8 Paemc*andum and Artkl88 are to trelleve Disabled per80ns fvi
the London Borough ol Rld4nc#JJ aKI dséwhefe,.
Richmond Advko and Inlrnlk￿ on Disabjlty (RAID) Is a tharity arid 8￿Sts to provth inlomialion and advice ond
seThleo8 to Dlsablad persons, thelr familie& frlerds. carers and pwfesslonols withln tho London Borough of
Rkhmond Thames (LBRUT) and the sunoundlng arnas. and kn manag6 and mathtaln the ￿SabIlIty Acllon and
Ad¥lca Ceth at 4, ￿{d¢ll￿ve Rogd. Teddlngth Mtdthe￿ TW118Frr.
The trustees revlew our Objectr￿ and a¢￿￿￿e5 on an anTh￿ bas1$. a(ttl enswe these meei the goals and Prnfitses
as sel out In tho Buslneg9 Plan. The CEO and monagern 8ubmil rnports on projects for Irugtee meetlng$ and Iha
bu8lneo4 plan a8 8 whole L8 revlewod annually. In carrylng oui th1¢ ra¥lew, ond *i plannlng futurè adlvllle$, th
lJuslaes have taken into the Charity Commlssion's aeneral guidance on public benefiL
Ouf eu$ine$s Plan stsle$ that to achloNt Our vlsion of ind¢pendence and choice for Disabled people w8 ￿11.
. Work with Dlsabled people to Iden￿ty and remove baniets Ilw are experwwg kn accesslng seNkas and
suppo¢
. Indude Dtsabled Peo￿ plannkng of our seTrk*8 and promote *lder opportunlues for engagement
and indusion;
. Ensure Dtsabled people have a strong vc4¢e Wr.
. Ralsa awarenes6 ab￿1 Dl8abl8d peopl•* neads and accasthle seth provislon wilh seThk8 provide
and omploy8r8'.
. Inuease employmanL educab0￿ volunteering and leiswo opportunili
. Pro¥lde high qualty Infomiatlon and adyth;
. Réduce povety and InCrna￿ IlnarKlal Securfty of Dlsablod peoph; and
. Understand. trac* ar#1 respond to ¢hanglng neads.
Our maln actfvltles and who we help are d•8rythed bolow. Tha Trust￿ bekn that all ol our Gharltable aclivilleg
support Oisabled peop16 kl hwo tho Samo cgpothnlues as n￿￿$abled people and to lead ftthfiNJ and
Indepondent lfvas.
We estimate thwe are aro￿K1 20,fKKI Dlsablod people Ivlng In the London Borough of Rl(*wnond of Thames. We
support ovef 4.000 dlents each yoar. Tho maJ￿ity of our clents and $eThlces are In the London Borough of
RIchnm￿d Up￿ Tham￿ Ixxfng th• yw ￿ have al￿ dellvernd s•r¥kas In Iho bomughs of Houn8low and
langston.
Wo WO￿ wlth Dl8abled people and carers of all ages and across all disabllrtles includtnp physlcal and sensory
<fjsablllty, leamlng dlsablllues and martal heallh.

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Our advlce seNlces (InfOrn￿1l0n Navlgallon. Benefiis Advlce, and m¢￿eY Advlce) have experien￿d Continued hlgh
demand. Thls reflects the ongdng cost ol Imng ¢rfsls atongslde thé barriers Dlsabled people face when navigatlng
cornplax Gystems, and our rolo In holping renkn)va barrlers sts pooplè can aeeess their rights and onlulements.
Despiie ev¢dencMy excellent oui¢ome$ we were unable lo seoJr• fvrlher funding for our Famllies Advice projad
which we defNered In paftherJhlp wllh CilkensAd* R1dm￿d.
Along8ld¢ ¢)ur advkq wort we contlnuè to admlnbter the Household Support Grant on behaff of the London
Borough of Rlchmothl upon Thames and provide grnnts on behalf of RKhmond Foundatton and The Rithmond
Chariue￿ie1pIng ensure people can partl¢ipate ￿tlY In communlty Ilfo despile finan(xal pressure&
Sefvlcos cornrn188lonad by South West London and Sl George's Mantal Health NHS TfU8t {SWLSTG) startad In
21r23 and are now well eslablished:
fflenlal heallh pw support se(¥lce, whith values lived experience
a bonefits advlce ser¥k¢ across Rlthmond and Klngsion, tae&ling finan¢￿ Inoqualit108
Refenals are made diredly by ￿sTG mental health profo$$lonals and we deliver outreach lo various sites in
Rfthmond and Klngston Inc￿￿[ng Uvlngstone trlouse and Toknrth Hospttal.
Our SuWu&lU lood run8 w¢¢kty and oonllnuo$ to r¢duca bwrf¢r8 to affordable heallhy food whlle $upporlkng
suststnabdty by fedlstribullng free surplus food that would otheThvtse go lo landfill.
Our I￿1￿810n team confjnue lo dellver a rnnge of support and acUv3tles:
. The Conned lo Tech project breaks down banier8 to rfoital axdU￿n by defvering 2 weekly 8essians as
well a8 IT Dooor offers of one to one Support, We also provlde frae slm c4ids and safe recydlng.
8uddyUp. whlch ¢onne¢i8 young people aged 1>17 wllh volunteer buddles to wloy sodal actlvthas In the
¢oftwrtunlty, breaklng down b*rfofS ki Inclu8lon and fr16ndshlp.
Our Spod¢ oardenlng aerviec provklos an affordablo solutlon for Dlsoblcd rosldcnts to malntain Iholr
gardens, redudng stregs frorn having an unkempt garden and improving mental welkbeing.
. Ow peer group actl¥lUos provide spa¢es whefe evwyone can Connect and partldpth on equal lemig. Thls
dudes our NSG group for nourodlverng young adutt$, abngslde our Art Clas8, Walklng Group and a
fange of other adivities.
. Wo have woiked dosety Induthn London and have dth•red tralnlng and wort($hops aimed at
empovMMyJ resldent8 to Campalon for more a¢ce$4ble houslng In our borough, fO18ing ls$ue8 ￿￿9¢d by
Inar£e88lble pTactice8 and houslng, Ilwough a monthly nwsletter and Impactful casa st￿1188.
W• provlded tralnln9 to our team on tackkng alcohol and substanca rnigU9e wlth our dlonts ag part of our ong¢)kn9
athilca and Indu$lon w¢tK recognl$lng we ¢an play a vhal role In gettlng people help In thls area a$ well as tathg
Ihe advice and social and indusion issues. also ran a number of healh engagernent events and focus gfOUP8
where 019obled people gave I1￿1r feedback on a range ol heal￿rela(ed afea3 $uth as ￿￿ng the NHS app.
Our Iow*COSt cOw￿l1n9 ger¥lc* has started to offer a longw-term ¢ounsellln9 offer, re￿gnIsIng the ¢omplexlty of
Issue$ our dients afo f8w, allowlng Ilmo to explore deeper I￿UeS and Implement m(Ye laskng change8. Ouf
se￿ICe5 are ba3ed on need8 Idenffied by our dlents, ori grant and MrnmTg*nlng opportunwes. We recelve a wlde
range of relerrals from houthg aS￿datIOns, sodal care *bd lacal authorftles, mental health $ervke8, leafthg
thablllty servlces ho$pltsls. GP prarAIco8, Job Centre Plu4 Sodal Presulblng and othef local voluntay 8e¢tor
Pubk benefft
The trustees have pald due rega(d to guldance lssuod by the Charfty Commlsslon in deddlng what aclivities the
Charity shoukl undertake.

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
TRUSTEES REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Flnanclal revlow
Our maln swces of fvndlng wern th8 Lcmdon BoTough of Rlthmond Thames (LBRUT). Achlavlng lor Chlldren
(AFC). South Wesl Lond¢)n & St George'8 Mentsl Health TfU8L Tntst for L¢)ndon, and local grant gmng
orga¢tsatlon$: Hampton Fund. Rkhmond Foundatton. and Ram88 Fund.
have algo fec4lved Incom? from tharges for our Spade gardenlng and our Cow1￿ll1ng sor¥k•s as woll as a
managenwnl chafge for w m•wement ofthe Dlsabltykn and Centre IDAAC).
Ther8 was an Increasa h fundlng trom £1,135,581 In 2024 to £1.178,150 In 2025. and an Increase In charltable
expendlturo from £1,129,407 In 2024 to £1,178,179 In 2025. Unrestrlded gen•ral lund$ havo Inuaa8ed to £380,848
(2024.. £3S4.681), unrv4trkted fvndj reljted lo ¢ontraets are £MI (2024: surplus of £19.434) and restrlcled fvnds
have shown wrplus of £10812024: surplus 01 £6,868).
The objective8 of th8 rnsepias are to:
Safeguard the long-temi financtsl su8lalnablllty of thg Charity by malnlaknmw a minimum level of general
reser4es to address speciflo rlsks:
. Set a8Mle, and than releaso, resou￿5 to fimd fulufa pl•w; arKI
Ensure there are sufficAent fwtds lo pay staff and any outstsndlng dth In the evenl of a temporary
feduckn In the ecal8 of our adv￿188 or caosuro.
The truslees have C4XKl￿ thal ljw shO￿d retain f•Mrves to Iiieet four to six monlhs of total èxpandliure
exdudlng the grants madg lo ¢*nts. wt&ch are drnc* funded. cuffenlty a range from £318.299 to £477,448. In
2023r24 a furlher £19.434 was aM(Katad fof a￿¢& servle•8 In 2024r25.
Our end of year reserves five Is gqufvaknt to 4.8 monts of •xp6ndilwe excbjdlng dknt gran18 so we femain
whhln tha range.
Gen￿81 unrestrlded re8wws al 31st Marth 2025 £380,848 (2024: £354.881).
Wé algo believe thts ol what w fix)d8rn and c4mnis$lonws exped from a tharffy dallverlng
servlcas on thetr behalf to woMda assurnnca of th8 wlablllty of the organlsath)n over the course of a multk
year ¢ontracl.
Rithmond Ad¥lce Infommkn on D15abllity (RAID) does not ha¥e any lon9 term investmenkn Our cash reserves
are held In d￿0$f¢ account&
The trustees foU¢N the Charlty Cornmtssiorfs apwoach io rfsk management and fevlew the rlsks to
vthlch the charttable company Is exposed. Each slgnlficant rfsk has a definlllon a S￿re and 19 reoularfy
fevlewed by the trustees lo engure that sy8tem$ have be￿ 88tabll8hed lo M￿gate agalnst those rlgkg. In parucular.
Insurance Is In place ffiianees are (aosety rnonltored. personnel checks are ￿rrIed out and safeguardlng
policies and Pfo¢edure$ ar? Implemwitad. Other rl8ks that have been assessed Indude: loss of koy ¢ontra¢ts.10sS
of key Péfsannel, both ¥taff and trustees; IT risks, fr•ud aftd Cyber risk: the organlsatlon and seTrlces bolng
ovefstretched and los$ of acce33 to ow wenlses. The truslees aro satisfied thal systsms are In place to manage
ri8k8 Ihal have been id￿tified.

RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID)
TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
The tharlty asptres lo contlnue all of our exi8ting seivi(x8 $ubJect lo 8ati6factory fvnding arraryemènts and to
develop new 8er4ke$ bas￿ on need where fundlng can be ￿ughL Tha Trustee$ are gjttenlty Wofklng on a
8uslness Plan from 2026 onwards refledlng cuffent goals and ￿lOn11e$ and th18 will be developed with Input from
Oisabled p￿¢ple. Our currenl Bu8lness Plan cfjvers the perlod 2022.26. Wa are ¢onlinU4￿ to develop ways ol
8UStalning oment $er¥l¢es and whera posststs Increaslng the fundod ieThkei we can defrrfer Induding explorfng
contracl and orant 0pp0rhini￿fi& In fAlher London bcffoughs.
StNctUrni govarnan¢o and managem•nt
min
me
The organlsatlon is a tharltable ￿fflpanY limlted by g￿rantee. IncoTporated on 10th Augu611998 and Neglstered
as a charity on 23rd March 1999. The cornpany was eslablished under a Memorandum of Association, which
establlshed ihe oblects and powers of the Charitable company and is govemed under its Artides of Assoaatlon. a8
ameftded in Marth 2015. Trustoes and members 9uarantee lo ¢onlribute an amount nol ex¢¢adlng £1 to the •&8618
of the diaritable company In thè évent ol wlnding up. The total numbar of such guarantses at 31st Maffkn 2025 was
56 (2024: 87).
The Trustee$, vtho are 8Jso tha directois for th• purpose ol company law. and served durfng the year are
Included tha legal and admlnlstrallvé paga.
Tho exlstlng truslee8 are responslble for the sdecllon ol new truslees. Under our go¥ernln9 docum8nts 51•h or
mom of Ihe board must be Dl$abled or a carar for a Disabled person. In selecling trustees we ensure we ¢hoosa
people who are passionaté and kn(Mledge8ble aboul th￿bilIty i98u8s, often we will become aware of g potential
trustee a$ Ihey may have been a SenA￿ user Of vabnteer.
Potential tn*tees afa tnvited lo attertd a number of méèlkngs as obs•Ners and than 11 all agrea are Cwtsd as
membets at the next meoting. This process alows due conslderallon for Iha person's skllls. ellgibllty. personal
¢ompetenc8 and spaclawst knowledga lo be takan inio aceount and enables them to make a more Infomied
ded8lon. Under ourArlld88, on8 thlrd of tha trustees are requlr•d lo stand down every years bul are ollglble for
re•eleclion. The following Intstses stapped dovm and wern rmladed at tha most re￿nI Genafal Maétiw. Andrew
Cralg, Oavld Me￿e1. Venna R¢den, and Irene Dara. uie Barday and Nuala Orton elected on to Ihe board arKI
J¢>AnneAlkln$on and Roya Shlrfn ieslgned.
Tru8lee8 have full re8pon$ibllity for dedslons affedng the governance and strategy of Ihe organi6alion. TfU8tees
glve thelr ilme freely and recefve no remuneratlon of other fina￿la1 benefils. TN$tees meet around every slx weeks
and have a number o18uIKomrnillee$ that meet to Covef various areas of governance Indudlng finance. polde$
and procedure$. human resources and qualty as8uTanc•. Trusiees have overall responsibl￿ty for approving the
budgeL ihe yearfy llnandal stalament8, salafle8 and expenses, and any transfers at the end of the year.
Additlonal afeas thal IN¥lees cover Indude:
Revlawlng tho bu$lne88 plon and en8urfng that the Strategy agreed18 belng aehlavad;
. R6trIe￿ftg and amendlng the Memor8ndum gnd Ath:
. Over8eelng the RIthA8ses8ment ofthe organlsatlon;
. Recelvlng reports on the perforn￿nCe of $arvlc49;
En$urlng that monltorfng of Health and Safoty Is carrfed out.,
Checkuw that pollde$ 8uth a8 Dala Protgdlon Pollty and Safoguardlno are ifflplomented.
Operailonal matters ¢on¢erning Ihe management of woiects and the day to day wnning of the Ol$ability Action and
Advlce Centre bulldlng are delegated to the c￿61 Exe¢ullve who then dacldes vthat further dalegailon needs lo be
made to the Manager&

RICHMONO ADVICE AND INFORMATION ON DISABILITY (RAID)
TRUSTEES REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
The chak of trusle8B takes responslbllty for the Indudmjn of new tru8lqes. all irustees are required to go through
Inductton trlinlng that d8Bty sets out tho r8w)nslblltie5 and duues of the Board end also covers the actl¥ltles and
pollde3 01 tho orwlsjtlon. A numbel of publ(¥tknns frDm th• Chwity Commlsslon arn also provldad and Indude
gUIdan￿ on pubuc benefiL Thli en8urn8 Ihal Iruslees aro aware of thetr respon8ibililies under the Charlties ACL W•
also rocornmond that trusteei attend Understsndln9 Govemancfr tralnlng deuvered ty Rlchmond Coundl fijr
Voluntary SoNkes.
Richmond AID has not acaed a3 a ￿slodIan tnjslee. We have reluffl￿ the sum of £3.650 by LBRUT (2024: £3.650)
lor fund$ b•lng h41d on bghall ol lh• Equallty Slak•hobJef• Sryuony Group (ESSG). as this group ha8 now
dl•bandod.
Audltor
In acwdanc• ￿ th• •$ artklas, a resoluuon propos1￿ that Davld Hthyard b• r•appolnl•d as audltar of
th• Compary wlll bo put ￿ a Gener81 Meo11ry.
Dl8¢lo•ur• ol Inlorni•tlon to •udJtor
Eath ol th• In￿le0$ his conflrmed th81 thw• l• no Inknnth of whlth th•y aro aware whlch18 r•levant to th•
audlL bui of whlth tho audit¢r l• unawar8. They hm fudhor ¢onfifflwd Ihat thoy have laken approwiato staps to
Idenllfy rel•vanl Info(mallon to ••t•bfoh th•1 tho •￿frfOr 1$ awarn of suth knromi•ll￿.
Th• truslees report was apwoved by Iho Board ol Tru8ta8s.
Cecllla ￿tt•- Chak olTN•t••i

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
STATEMENT OF TRUSTEES RESPONSIBILITIES
FOR THE YEAR ENDED 31 MARCH 2025
The trustees. who are also the dlredors ol Rlchmond AdvlceAnd Infomwiion On Dlsablllty (RAIO) for the purpose of
company law, are responslble fof preparlng the TnJstée8 Report and the llnandal ststem•nts In accorda¢Ke with
ablg law and Unltod Klngdom A¢¢ountlng Stsndard8 (unl1￿ Klngdom Gonwally A¢¢eptad Aecounllng
Practi¢•).
Company Law requlre$ Ihe tru8te98 to prnpare finandal statements for each finandal year whlch glve a true and falr
vlew ol the slalo of affalrs of the Chwity and of Ihe Incomlng rasourcas and appllcatlon of resources. indu<fing tha
Income and expendrture, of the ¢harllth company for Ilmt yeaf.
In preparing these finanoal statements, the trustees are requlred to:
- Seleci suitable a¢¢ounting polfcles and Ihen appty Ihem conslstenty.
- iJb40rvo tho m¢thodo and prtnelplas In the Clwrilla8 SORP;
- Make Judgements and e8llmates are m$onable and pnJdenL' and
- Préparè the flnandal staiémants on tho golng Coneem ba818 un1088 ft18 Inappropriate to PT08umo that tho Chaftty
w11 I conllnue In operation.
The tfusiees are responslble for keeplng adequaio accountlng rec4Jrds that dlsdose wlth reasonable ac￿r￿ al
l#ne the ffinandal posttlon of the Charlty and onable tham to •nsur• that the financial statements eomply wth
the Companies Ad 2006. Théy are also re8pon8fbi8 for safeguardlng the assets of thè Charity and hèn￿ for taking
reasonable stsps for the prnveniion and deteoion of fraud and other Irregularltle8.

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF RICHMOND ADVICEAND INFORMATION ON DISABILITY
(RAID)
Oplnlon
We have audlted Ihé Ilnandd slatemants of Rlclwnond AdvKa And InfcKmallon On DI8abd￿Y {RAID) (the 'Charily')
for the yaar ended 31 March 2025 wP&ch comprlsa the ststement of flnanckl acthrflles. th• balance 8heeL the
statwnent of Cash llth¥s and nates10 the fin•thl slatements. Irthdlng ￿gnIfiCa￿ ac¢ounllng polldes. Tha fjnandal
reporttsy framewoth thal has been appw In Ihlr prnparalion18 appllcable law and Unlted Klngdom Aoyjunllng
Standards, Including FInar￿al Reporting Standard 102 The Flnandal Re￿rtI￿ startda￿ 8Wkable in thg UK and
R8pubJic ollrn18nd (Unitod Kingd¢)m Ger>erallyAccepted Acc￿￿tIng Pradk8).
In our oplnlon, the finan¢lal 8tstements:
glve a true and falr vtew ol Ihe stale ol the dwttable ￿)Mpany$ affalrs as al 31 Marth 2025 and of Il¥
Inujmlng rnwurces and 8ppllcaUon of resowcu. Indudlng Its If￿)me and expendlture. for the year then
ended:
have been proth wyed &} accNdan¢e wlth Uniied Klngdoffl Ganarally Attaptad Aco)untlng Praclka;
and
have been prepared kn acco￿￿ wtth the rel￿ oftho CompanlesAd 2006.
8a•ts for oplnlon
We conduded our a￿111 in a¢c¢<d￿ with Intemaliwl Slathrds on Audiliry OJK) OSAS (UK)) and appknble
law. Our (e$ponsiblllllo8 under thosa stan(tsrds arg fiwther in th& Audttorfs r•sponslbllths for the audil ol
the finandel statemants sectton ol <xw rnporL arn Indepandent of the Charity In aecordanca with the ethlcal
requlremgnts Ihat are relevant io our audlt ol Ihe thandal ststaments In the UK. [r￿UdIng th8 FRC'S Ethlcal
Slandard. and we havo fiNed ¢Jur other ethical resw5ib￿1oS in acc￿￿nce with these requirarnent& We believe
that the audll e￿denc* we have thalned Is suffldert and approprfale to yo%lde a basls fof our optnion.
Con¢lu•lon8 r•lathig to golng ¢onc•m
In audiling Ihe ffirwldal statements, WÈ hava tA)nthddd thal IniA14Vd6 nl tha gnlno ba￿# of
accounung In the weparaiion of the slatsments b approptsle.
8ased on Ihe work we have perf0m￿d. we have not tdenllfied any materlal uncartalnties relatlng to events or
conditions thaL tn(fj¥idual]y or colladr￿. may cast slgruknl doubt M the Charilfs abli ty lo ojntknua as a goln9
(•nceffl for a perlod of at least twthe rnnths from kn the finan￿ datements we auth￿￿ for
Our r•spondbllMle8 and the of th• wlth fespecl io golng concem arn dasttlb•d In the
ralwant 8•dbn8 of rewL
Other Inforrnatlon
Th¢ othef Inbmation Cornw￿ the Inforn￿On Induded In the annual report other than tha finath?818lalemen18
and our auddofs repart thefeon. Tho tru￿885 aro responsib16 for the olher infom)atlon o)ntalngd withln the annual
reporL Our OPIn￿n on th• finandal slatomorts does nol cmr tha ollw knfomiauon and. except to the exienl
otheNlse explldty stated In our report. ￿ do express any fom of assurancé &)nduslon thereon. Our
responslbw Is to read tha other knfomth arrf In dotrfj so, ￿nSIder whether the other Infomwtion Is matsrfally
In¢onslstent wlth the ffflandal ststlments or ¢)ur knowhdge oblalned In the ￿vr5e of Ihe audit, or otheTh¥lsg appears
to be materfally mlsstated. M we Idantify such materlal Inconslslendes or apparent matsrfal mlsstatemthts. we are
raqulfedlo datem￿ne whathpA this gfva8 rf80 to a materfal mlMiat8ment In th8 Ilnanclal statements th6m80fv88. If,
based on tho work we have perforn￿ ￿ c¢¥K￿de Ihth Is a malerfa I￿51alement of thls Olher Infomialon,
we are fequlred to report that fa
We have nothlng to rewl In th regw

RICHMOND ADVICE AND INFORMATION ON DISABILITY {RAID)
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF RICHMOND ADVICE AND INFORMATION ON DISABILITY
(RAID)
Oplnlon3 on oth•r matter4 Pregerfl￿d by the Companles Act 2006
In our oplnlon, bwd on the work tsnd6rtakan In Ihe courne of our audll:
the Irrfomiation givffi In Ihe Iruslees reporf for the (Inandal yeaf for whkh the flnaftclal statements we
prepaffjd. whl¢h Includes the dlrectorn. report Pmpamd for tho PUW8 of cornpany law, Is ￿11181•nI vAth th•
flnanclal statemanty. and
the dlrectord, report knduded wlthln tho INJ(eo8 r•port has been prepar•d In at￿rdance wlth appl¢able legal
r•q￿r¢nWts.
Matt•rn on Ythlch w• ir• reqUIr￿ to r•port by •X￿p110n
In the Ilghl of Iha knowladgé and und8rstandlng of tho Charlty and tts envlronmont oblalned In Ihe Cour￿ of tho
audrt. we have nol Idenlffied malerf•l ffllMiat•m•nts In th• dlreciorn, report Indud•d vAlhln th• iN$tee8 r•porL
hav• nothlng lo report In re8pecI of th• fouowlng mattern In rn18tlon to vthlch Ih• Comp•nle$ Act 2006 r•qulrei
us Io fOPOrt lo youll, In our oplnlon:
adequalo accounting records hav• not boon kept, or r•tyms ad•qu*t• for our audlt h•v• not b••n r•colv•d
from brart¢hes noi ￿$￿ed by us: or
tho finan¢lal Jlolement• aro not In agreement wlth the acco￿tIng r•cord8 and r6lum•; or
certaln di8¢108urei of tru8te•s' rernun•rallon spadfied by law are not mad•; or
we hove not rO￿1ved au the knformallon and explanallon3 we rBquire for our audlL' or
ihe trnstee6 weffj not anuuod to preparo the flnandal 8talornenls In attordanca wllh the small companlol
reglme gnd 18ke gdvanlage of the small cornpanles. exemplons In preparffflg tha IN￿98S report and from Iho
r•qu5remeni to pioparo a itraleglc repofL
Ra•pon8lbllllla• of tfu8ta•8
A8 0xplaln•d mor• fully In tho $latement of Iru$lee8 re8ponslbMltles, the trutsl••$, who ar• also lh8 dlfe¢lof8 of the
Charfty for the purpose olcompany law, are responslble lor tha preparaiion of the finandal Statements and lor belng
satlsfied that thay glv• a tiue and fair vlew, and for Such Intamal control as the tsusteo8 delamlne 1$ n￿mary to
anabla lh• preparailon of Itsmnclal slataments Ihat freo from motorfal ml8StatemenL whother lo fraud or
affor. In preparfng Iha handal stalements, the InAtee8 are ie8ponslble for assesslnq the Chafltys ablllty lo
conllnue a$ a golng ￿ncern, dl8do8lng, 88 appllcable, matter8 rnlaied ts golng (xjncem and uslng the golng
eoncam ba811 of accounting unless the Iru8tees althgr Intend to Ilquldate the tharltablo company or lo cease
operallono, or havo no woall411tt allamat￿ bijt to do 80.
Audttorf• r•1ponalbllttl￿ forth• audlt of tho Ilnandal •tatam•nts
Our objectlves are to obtaln reasonable 88suranc• about whelher the financlal itat•mont8 as a whole are free from
malerlal m188tatomen( vknelher dua to fraud or error, and to188uo an audiiofs report that Indudes our oplnton.
Reasonable assurance Is a hlgh level ol a88urnn¢a bul Is nol a guaranlea Ihat an audtt conduthd In a￿¢[danC4
wlth ISA8 (UKJ wlll always deteci a rnaterlal rni88tatoffl8nl when 11 exl8ts. Ml¥8tatoment8 can ari80 from fraud or
orror and are ¢on81dernd malerfpj If, Indmdualty or In the aggregale, thay tsjuld reas*Jnabty be axpected to InThJen¢•
the ec(%￿MIC d•dthn¥ ofu8era taken the ts￿{• of the80 flnanclal statements.
Irrngularfile•, Indudlng fraud, are In8tancas ol nOn￿￿Mp￿anCS wlth law8 and rngulatlon8. Wo duign pmc•durn8 In
line wllh our fa8pon8hilkn. oullinad abova, to detect maièrlal ml88tatemints In réapacl of Irragularflla8, Indudlng
fraud. The extsnt10 whlch our procedures are capable of delaGilng Irregularttle8, Induding fraud Is dotsitsd be&)w:

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF RICHMOND ADVICE AND INFORMATION ON DISABILITY
IRAID)
Our approath to •Jenllfylng and a$se88lng Ihe rl8ks of materlal ml$8latemenl In respect of Irregulaflties, Indudlng
fraud And nOn•￿mplI9nCa vAth law8 and fégulatlofis, was a8 fallow8:
. tho engagement partner ansurnd that th8 angagémenl team colethvaly had tha appropriate compelenca.
apabll5k8 and skll18 to Identify or ￿¢09n[s8 non<￿mpknce wlth appllcable law8 and rewlakns;
• wo Idenlified the laws and regulatlons appfKable to ihe company through dtscu$$lon$ wlth tru8iee8 and
othw manaAemenL and from our o)mmgrdal k￿￿ledge and experfaKe of ihe charlty sedor,
• we focused on specific laws and regulatlons whlth we ￿￿￿1dered may Iwe a dEred rnaleiial effect on the
finanrJal stateménts or the operatlons of the ￿rnpanY. Includlng 8ts¢h as tho Chaiites Act 2011, laxation
leg181alofi, data prote¢tbn. an11￿￿bary, and health and safety legl$lallon;
• we assessed the extent of compllance with the laws and regulatEon$ Idanlifted above thiough maklng
enqulrfes of managernent and Inspeciing legal Coffespondence: and
Idenllfied1ow$ and regulallons were communl¢aled wlthln Ihe audlt tsam regularfy and the tsam remalned
alert to In8t8r￿S of nonw¢omp1lar￿ throughout tho audlL
We assessed tha suscepiiblllty ol tha compan￿8 flnandal slatafflents to materlal mi88tat•m•nt, induthng oblaining
an undeTStandlNJ of how fraud mlght occur, by:
• mathg enqth of marAgement as to where they con8ldefed there was suxepiibiity to fraud, thek
knovAedge of aclual, 3u$pecled and allég￿ fraud;
con8lderlng the intemal controls In place to mltlgate rfsks of fraud and nOn<omplla￿ with laws and
ragutations; and
To address the risk of frdud Ihrough management blas and overrlde of eontrols. we:
perfomied anatylical procedures lo idenllfy any unusual or unexpeded relailonshlps;
tested lownal entr168 to Identlfy unus(Lal transa¢tions;
asso8sed whether ludgemonts and assumpuons made In detemiinv)g th8 accounling estlmale8 sel Out In
Note 2 were Indicative of potentlal bias; and
Investlgatad tha ratlonale behind iignificanl or unusual Iransadion6
In rosponse to the rfik of Irreg&iitias and non•compr￿ncQ wdh law8 and regulalit)ns. we des[gn￿ pro(*th¥es
whl¢h induded, but were not knitted to:
. agreelng fjnandal statsmenl dl8thsure8 lo underlyhg supportlng do¢umentailon;
. Madtng thé mintstes of meetiThJ8 of those dmrged wlth govarnanca:
enqulrfng ollNstees a$ to actual and p¢ieniial Ililgatlon and daims;
. mlewlng ¢orre8pondenco wllh rélevant regulators
There are Inherent limltsllon$ In our audlt procedures des¢xknad above. Thé moro removed thal laws and
reguktlons are from finandal transactions, the less 16kely ft Is thal we would become aware of nor￿pIlance.
Audlllng stsndards also limii the audll procedure8 requlred lo Identlfy n¢JnvLy)mpllan¢e wlth laws and reguhtions lo
enqulry of tha dlrectors 8nd other managoment and Ihe Inspection ol regulatory andlegal ¢offe$pondenc•, If any.
Materlal ml$$tatsments that aw18e due to fraud ¢an bo harder to datert than those thai arf8e from error as they may
Involvé dellberate concealment or ￿llUSIOn.
A furthér desrylpdon of our rW)onSl￿llll0$ 1$ avallable ¢n Ihe Flnandal Reportthg Cothwil's webstte aL" htwi
vAwI.fr&org.uklaudllorsrespon8lbifities. Thls dewlptlon forms part of our audltorf8 1•POrt.

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF RICHMOND ADVICE AND INFORMATION ON DISABIUTY
(RAID)
Use of our report
This report Is mado sow to the c*arftabla company8 rt￿mberS, as a body. In ath>)rda￿ wlth Chaoer 3 of Part 16
of tha CompanlésAct 2006. Our audft Work has been undertaken so that we mlght Sthte to the tharllable o)mparf8
members those matters we arn requlred to slats to them In on authtoes report and for no othér purposé, To the
fullest extenl pemiltted by law, we do not accept or assume responslblllty lo anyone other than tha dHrhab
company and tha charaable companls as a body. for ow audft worl for thls report. or for the we
have forn￿.
Phlllp Lane FCCA
18onlor statutory Audltor)
for and on behall ol Oavld Howafd
Chartlrnd A¢¢ounlants
Sts￿tory Audltor
1 Park Road
Hampton Wtd<
Klngston Upon Thames
KT14AS
-10-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
STATEMENT OF FINANCIAL ACTivrriES
INCLUDING INCOME AND EXPENDITUREACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
unr0￿¢￿d Unrn8trlct•d R•strlctad
funds
funds
g•n•MI contracts
2025
2025
Totsl
Toial
2025
2025
2024
Ineom• and •ndowm•fits fvoAL'
Grants and donallons
Charilable a¢*Mtsas
Inveslments
Other Income
143.783
422.705
14,683
587.418
534,139
23,719
32.876
819,714
479,564
8,574
27.729
519.456
23.719
27.744
6,132
Tolal Incom•
195,248
540.384
442.520
1.178.150
1.135,S81
EXpendI￿rn on:
Charhable aclliritias
S88,324
680,192
1,178.179
1,129.407
Total expand1￿rn
586,324
580.192
1.178,179
1.129,407
N•t Incom￿{exp•ndI￿rn1
183,583
(45.940)
(137,6n)
129)
6,174
(157,416)
130.910
Not fflovwn¢nt In lundB
28.167
(19.434)
{8.782)
129)
6.174
Re¢an¢lllatlan of fund•:
Fund balarA*3 at l Awil 2tr24
354,681
19,434
8,888
374,809
Fund balanwJ at 31 IAareh 2025
380.848
380.954
380.983
The 8tatement of fifflandal activlies all galn8 and los￿ racognlsed kn tha yew. All Income and axpendtturn
derfve from ￿n(In￿g a¢lfvttle
The notes on pages 1410 28 fomi pwt ofthese f￿￿￿al 8tslements.
11

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
BALANCE SHEET
AS AT31 MARCH 2025
2026
2024
Ax¢d ag8¢ts
Tangibla assets
13
3.29)
8.$81
Curr•nt aa8ets
Deblors
cash at bank and In hand
14
63.148
602,IJ)4
145.344
434.491
66S.152
579,835
Cradltorn: amounts falllnq (kn *4thln
one￿r
IS
Q87,488)
1205.433)
N•t current ass•ts
377,664
374,402
Total a•Mts I￿4 Guff•nt Ihblllu
3BO.954
380,983
Tho fuAd8 of tha Charlty
Restrided Incoffle funds
Unfaslrtcted fund8- general
UnreslJtcted funds. Gontra(ts
17
6.868
354,881
19,434
380.848
18
380,954
380.983
The notes on pages 14 to 28 f¢xm wt of thos6 financtsl slatwnenl&
2910912025
Cecula ￿- Chalr ofTiuslMS
Cornpany reglstrallon nun*Af 3812476 (England and Wales)
12-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
2026
2024
Not08
Cash flows from opernllng actfvltles
Cash ￿nerathd from1(8bso￿ed by)
operattons
143,794
(79,827)
Invosllng acilvlil•8
Investment Income rrfelved
23.719
8,574
Net cash gO￿￿ted from Inve3tlng
acllvlUe8
23.719
8.574
Net cash usèd In Ilnan¢lng a￿1vItIeS
Nét In¢m8elld•ernu•) In cash and cash
equlvalents
187,513
(11.253)
Cash and eash equlvalents at begl¢mlng ofyear
434,491
505.744
Cash and cash equlval•nts at •nd of year
602,004
434.491
The note8 on pages 14 to 28 form part ofth¢8¢ ffinandal #latemert
13-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMEKrs
FOR THE YEAR ENDED 31 MARCH 2025
Accounllng pollcl•s
Gharlty Infom￿￿0￿
AIthn￿nd Advin And Inforniallon On (RAID) Is a privats company Ilmlied by guarantee
In¢oTporated In England and Wdles. The re9lst•rad office is D￿bIty Acknn & Advice Centre, 4 l*ldegrave
Road. Teddlngton. TW118Kr. Unttod Klngdom.
1.1 Accounllng conventton
Tha finant*l stalemanls have beon pr•parad In accordanca wlth tha Charfty$ Mem¢yandum and Artkle8 of
Assoaation. the Compan￿$ Ad 21x16. FRS 102 Tho Flnandal Reporting Standard appllcable In the UK and
Repubk of Irelan￿ fFRS 1021 and Ihe Charilies SORP "Accounting and Reporting by Charliles: Slaiement
of Re￿rnrnended Praclrce appncabk to ch•riliès weparing theff accounts in accordance wilh tha Flnancial
Réporung Standard appllcable Sn tho UK and Republic of lrnland (FRS 102)" {•ffectlv0 1 January 2019). Tho
Cha(ity Is a Publlc aenofil Erth as dèfifted ty FRS 102.
The Ilnanclal stateffleiits we ￿¢Pa￿d kn storlng. Is the fwthial currency of the Charity. Monetary
amounts In thesa finandal slatements Tounded to Ihe nearest L
The finandal Statemaits beffi prepared Wmlw tho hlstorlcal c¥>sl convention. The prtndpal accounling
polldes adopted are ￿t ¢xrt beltr*.
12 Golng con¢•rn
At the Ivne of appr<r•ing Ihe slat•mO￿ the trusleos have a reasonable expectallon thal ihe Charily
h85 adequ8te resources to conlinue in opernllonal ￿lS1OnCe for Ihe foreseeable future. Thus the Iruslees
conllftu610 8dopi gow o)nwn bgsls of 8co)unting In preparing Ihe financ4al statements.
IJ Charttablo (unds
Unrestricled fvnds f¢* use at tho tfffjuetlon of the tNstees In furthernnco of Ihelf ¢lwltable
Restrkted f￿d9 a￿ subject to speofjc conrfth ty don0￿ or graniors as to how Ihey may be used. The
purpoM$ and usas of the ceslrfraed fundj arn iel ￿1 In lh• nole$ to the finandal glatemon
1A Incom•
Income is recognised when the Charity is h98￿Y enlidad to h after any perfornw￿ condhlons have been
mel, tha amounls be Measu￿ relaNy. and it is Pr￿ble that income will b8 rttelved.
Cash donations are récogrrisad on rece5￿ Other donaliorffj are rawised once the Chafty ha$ been nolified
ol the donation. Unle￿ Perform￿ eondllions requlre daferral of the amounL Incorm lax reo)vorable In
relal*3n lo donations received under Gfft Ald or deeds of covenant Is rncognlsed at the Ilme of the donation.
Oonalons of goods and seNtcas 'ln klnrt arn Induded In Income to the extent that they rapresent goods and
ser¥lces thal would hab? othernb• been purchased. The ￿alue of seNlces pmvlded ty volunteer¥ ha$ nol
been b)duded.
AnmRI grants are Induded In f￿7 In Ihè Statomenl of Flnancial Aciivilles for IM peiiod to whkh1h8y appty. In
Ihe case of tha grants racetved in Iho yèar. ￿ portlon rnlatlng to futura pe￿dI 1$ caniod forward a$ defeffed
Ir¢ome.
14-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounllng pollcles
IContlnu•d)
1A Exp•ndltur•
Uabluttes are racognlsed as experKffkno as Soon as Ih8ra1g a legal or ¢on$trucUve obllgalkn o)mmilllng Ihe
charity to that expenthre,111g probable that a118nsfer of ec¥)nomk berth wlll be requtred In *tt18meni and
the arn￿]nt of the obligaoon can ￿ measured ref￿bly. EyndNur• Is ac£ounied for on an awlualg bas1¥ ond
has been Cla9$1fied under headirws Ihot 899regale all Mst related lo the caiegory. Where costs cannot bo
dira¢Uy attnbut&J lo particular hafralngs they ha￿ boon 8lloeatsd to a¢A1￿11•S on a ba819 cons18t8nt whh tho
use of rn8ource8.
Central support costs. crytslng the salary and 0￿rhead costs of the cential lunclh)n, are apporfoned on
tha basis ol staff Ilme and thè amount atlrbutad to aath acbvity in 8¢cordance v￿th the rnqulrements of tha
SORP. Goveman¢8 Costs comprlse all costs rekllng to tho publlG accouniabillty of the Gharttable company
and Its ¢omplIan￿ vAth fegulatlon and good P￿￿1¢¢. These ￿519 knKlude costs felalin9 to the 8tatrJlory audit.
1A Tanglbla flxèd A86•ts
F￿ed assets ara only cap1a￿sed ￿re the ￿lt ￿tst of Ihe purtha8e wice ex￿d$ £1.000.
DepredathJn18 cakxllated so a8 to wr16 off the ctht d an assel less ts eSuMa￿ resldual valu4 over Ihe
Déprocladon18 recognlsèd $0 as to wAt6 off tha cost or valuatlon of as68ts168s thelr resldual valués ovar th•ir
U8elul Ives on the f￿1n9 base&
Motor vehldes
20% per annum Ilfalghl kne
The galn or108s aftslng on tho thsposal of ￿ asset Is delermlned 95 Ihe difference belween th6 s810 proceeds
and the ￿ThY￿ng vabje oftlk8 asse( and is re• In ts slalement of finandal ath¥ttie8.
1.7 Inwalrnient of flx•d a899ts
At eath reportlng end dalè. the Chwty revlews the cafrylng amounts of118 tangtsle assèts to detemilne
vtheihw Ihere lo any Indlcatlon thal assels *rferod an Hnpthont If w s￿h Indlcallon
8￿13, the reo)verable •nIX￿ of the Is esthutsd in orfer to detemln6 the exteni of Ihe lfflpalrmenl
Ioss (If any).
1A Ca•h and ¢a8h •qulval•nts
Cash and cash equrolents indude c•$h In hand. depostts held at call *Yth banks. other shortstemi Ilquid
investrnents with orfgrnd maiuritles ol thfe8 month8 or less, aThl bank overdrafig. Bank overdrnftg are 8hNn
vAthln borrn￿figj In wrent Ilal￿￿lIeS.
1.9 Flnanclal Instruments
The Chaiity ha8 eleded lo apply thè pn>vlslons of Sectlon 11 '88￿¢ Flnandal Instruments, and Secllon 12
'O¢her Flnandal In8tsumenl$188ues' of FRS 102 to all of lls financlal In8trument8.
Flna(Klal InGtruments ￿ re&)gnkned In the CIMrWs bkn sheet when thg Chaffity b8￿M¢S party io the
¢Thtra4*Jal P￿￿S1OnS of tho hislrum
Flnancial asset8 and &￿u8$ arn off3gL wlth tho net amounts presented In the finanoal stat•ments, when
there18 a legally enforceable rkJhl Io set off the rncognl$•d anwnts and thora Is an Inienllon to settle ¢)n a net
basis or Io fealise Ihe assd and sellla thè simullane￿.
15-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounllng pollcleg
(Contlnu•d)
3asl¢ Ilnanelal assets
8aglc fThn¢ial assets, whlth In(th debloTS and cash and bank balances, are mea8ured at
trangadlon prlce Inclu(fing transal*1￿ Costs aThl aTe sUbSeq￿ty (xniad al amortised cosi the effecllve
Intere8t method unless the arrangement ￿n$t11ul8S a fffianong transacllon. where the tran8aclion Is
mealufed at the present valu8 of the future recalpts dl¥counled ai a markel rate of intoMsL Flnandal ass•t8
Ba￿¢ Ilnanelal Hablllll•s
Baslc finandal IlabrfNles, IndLKllng credStors and bank108ns are Inttklty recognlsed at transadion prfce unless
the arrang•m¢nl Mn$titutes a fth8nong transa¢lfon. where the debt Instrumenl Is measured at the presant
value ol tha firture payment$ dl8counW at a mathol rdlo Ot IntaM6L Financial fiabditl•8 dassifiod as payable
Debt Instruments are sthewenty ¢anled at •n(Al￿ cost, u￿ft9 the effethe Interest rnta method.
Trad• efedilois ara obllgatton$ kn pay for gocth or that havè béen acquiréd In tha ¢thry ¢¢xwse of
operntlons frem 8uppli8rn. Amounts payable are da861￿d 88 airrent tsbillile8 ff payment 18 due wlthin one
year ¢y less. If not, they are prKentod ai non•current fAbllllle& Trade rJethtorn are recognlsod Inlilally at
tran8adion pd¢4 and sub8equarrttry measured at amortlsed cost uslng Ihe thctive hterèst method.
Derneognldon of Ilnanclal Il•bllAI•s
Flnanclal Ilabllltles we thcognlsed Wh￿ ts Ch8rWs contra(Xual owatlons explre or are dlscharged or
canceled.
1.10 Employw b•noflts
The co8t of any unwed l• ￿l￿emen1 Is re(xJonlsed In tho pefbd In whlth the ernployee's seThlcag are
re￿IVed.
Tenninallon beneffts lecogrl￿ Immedlat* as an expense when the ChaTity18 demonstrably commltted
to lemlnate the emthment ol an employee or to providè leiminalion b•nèfft8.
Crfllcal a¢counang Mtknal•8 and Judgwn•nts
In the applkation of ts ChariV$ ac¢ountlrwJ powes. tha truslees af• rnqulrad to make judgements.
estlmates and 85sumptlons about th8 carrylng amount of assot$ and liabilllles ihat afe not readlty apparenl
from other sourcag. The e$iimAtes 8nd 05¥￿Iated a$sumptions aR based on Pmstorical experien￿ and other
lac*ofS that are consldered to be relevanL Aclual resuns may dlffer theye estlrnates.
The eslknates and assumptlons ar• r￿thy8d on an orwlng bas1$. R•vlglons to accounting
esiimatej are re¢ognised In the In whk* the estimate Is revised vthere the revlslon affects only that
perlod. or kn th• p&knl rf tho lo￿10n and firturn peth whorn Ihe re￿n affed8 1)oth arnnt and firturn
perlods.
16-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMEKfs (CONTINUED)
FOR THE YEAR EhlDED 31 MARCH 2025
Ineaffl• frorn grnnts •nd doNJtlon•
Total Unrnsirfct•d Unmtrfctsd R•strkted
funds
Iimd8
g•n•rnl conlftcts
2024
2024
Tolal
funds
funds
gen•rnl ¢ontr¥ets
202S
2026
nd•
2026
2025
2024
2024
Donallons and gi
Grnnl Income
183
143,eoo
20.928
14.813
35,724
408.IJ92 651.692
18.060
121,499
21.379
20,000
15.025
425.751
067.250
143,783
20.928 422.705
$87.416
137￿59
41.379 440.776
619,714
Donauons and glfts
l)onalknn8
Glft8 In ￿ftd
183
152
20.T16
5,055
16.(180
22,129
30,335
20.rn
9,559
183
20.928
14.813
35,724
16.1)80
21.379
15.025
17-

RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
In¢om• from grants and donatlon•
(Canllnu•d)
Unr•strfGt•d Unrntrlct•d ft••trlthd
fund•
ffund8
Tund*
q•n•rnl ¢ontracts
2026
2025
Tolal un￿trIcI•d Unr•slrfct•d R••lrfct•d
fund•
lunds
fund•
g•n•r•l ¢ontr•cts
2024
2024
Totsl
2026
2024
2024
Grant In¢ome
Bames Fund
Rlchmond Foundallon
Hamplon Fund
Garfekl Weslon
One Richfflond
Tnmt for London (Hounslow Beneffts)
LBRuf and Hounslow {HSFAdrnln)
Rlthmond Msnd (ConnerA lo Tech)
LBRUT {Connect lo Tech)
Rl(*unond Household Support Fund (HSF)
Hounslow Household Support Fund (HSF)
LBRUT (Cost ol Lfvtng granl-surplus 2 U)
NHS fftlnterAdlvty Fund)
LBRUT (Substance Use Oisorder Grnnt)
NHS (Get U 8etterApp)
Trnsl fcr London (Hausing Campalgn}
Rlchmond Foundalion (Cllent Grants)
Rithmwd Charities (Cllent Grants)
LBRLifiHousehold Support Fund crth￿ GTanls)
11.500
58.1(10
11.500
56.1
11AOO
77.612
88,868
15.000
20.000
29.587
40.150
81.817
55,000
22,812
48.e67
15.000
32.140
38.125
12,493
52,530
32,140
38.125
12,493
62.530
29,567
40.150
81.817
144.000
144,000
5,500
11.930
11,930
$50
10,OOD
1.000
36.041
40,900
33.589
148.794
10,000
36.041
40.900
40.938
32.500
40.938
148,794
143,800
408.092
551,692
121,499
20.000
425.751
567250
18-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Income from charltabl• aetlvltla•
Unr••trlctad R••tfl¢t•d
fund•
ontract8
2026
Total unmtrlei￿ ft08trlatod
funds
fund•
¢ontracl•
2024
Total
2026
2025
2024
2024
Contact Incom•
Rkhmond Mlnd (Ment81
Health P08r Support)
SLWSTG18enefft8
Advlce)
LBRUT (B¢nelll•Advk•)
LBRUT (Welfare 8enellt8)
Athiavinll for Childrnn
(Afc) (Buddyup)
LBRUT (CILS Infom)allon
Novigolon>
Age UK Rlthmond Upon
Tham
38.000
37.748
37,748
1iJO.OOQ
92,378
87,398
100.000
92,378
87,398
41.067
89.087
87,398
41,867
89,887
87,398
06,000
56,000
56,000
58,000
148,840
148,640
139,780
139,780
1,040
1,040
Othor In¢om•
Coun8elllng Incom•
14,683
14,e83
26,284
28,284
519.4se
14,e83
$34,139
453.300
28.284
479,584
Incom• from InV￿lMents
Unrnglrf¢tsd Unmtrlctod
fund•
lund•
2024
2026
Int•r¢¥t recelvable
23,719
8,574
Oth•r Incomo
UnYa8trlcled RO•lrf¢tsd
fundg
nd8
1020
2026
Total Unrn8trfctod R•8trl¢t•d
funds
fundo
2024
2024
Tolal
2025
2024
Ser¥lee and bulldlng
Charge Income
27.744
5,132
32,878
22,052
5.677
27,729

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Staff cost Olr¢¢t ¢ost Allocated
cost
2026
T¢Jtal
Slaff cost Dlrnct cost Alhxated
cost
2024
2026
2025
2025
2024
2024
2024
Dlr•et ¢08ts
LBRUT BenefitsAdvica
nt Granis
8uddy-Up
CILS Infonnatth N￿￿8110n
Famdle$Adviee
CtyJnsekn9
Hounskm eeftefft8
Money Ad￿ce
Peer Network
Connect to Tech
Fw Care London
131,653
51.297
38,125 223.283
921
6.141
143.744
12.367
16,441
199,391
281,408
128,433
40,150
$4.945
150.569
2S.319
51.597
222.938
11.113
191,143
263.088
6,388
21.6f2
4.737
15,502
858
177.783
13.796
24.658
8,471
2.897
8,$57
4,495
24.841
179,867
7,477
1,023
1965 36.ns
1.744
32,749
7.490
61.957
3.378
33.539
4.130
74894
476
12.585
29.386
42,$67
36,849
11.664
108,132
47,184
28.609
44,792
32,421
39,934
5.277
2.626
27,
43.141
11.587
18,150
35,673
32.893
10206
2,795
27.n3
67.507
8.206
2.410
1.348
26,616
28,654
4.063
8,416
7,894
2,877
2.370
Menlal Heafth Pew Supp
Campaign wilh Us
34.167
5.788
22,052
39.893
13,636
4.713
(58.633)
9.574
SWLSTG beneffts advlce
Btulding ¢osts
Governanca Costs
5.545
84,910
(10.078)
10,107
{84,910)
10.078
2,807
$8,633
19.574)
n6.983
429.659
11.537 1.178.179
676.809
429,388
23,210 1.129.407

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Expendknro on chafftable a¢dvlUeg
(Conllnuedl
Andyth by fund
Unrestsithd funds- general
10,205
449,472
277.306
1.458
7,144
2.935
11.663
586,324
580.192
8.415
395.175
273,219
13.636
22.051
511297
3,016 596.059
129.708
299.951
109.564
319,824
Restrided funds
736.983
429,659
11,537 1,178.179
676,809
429.388
23,210 1.129.407
21

RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID>
NOTES TO THE FINANCIAL STATEMEKrs (coKriNUED)
FOR THE YEAR ENDED 31 MARCH 2025
Olf•¢t ¢08ts of charllabl• athlll••
2026
2024
Pmonnol Colts
Core Costs
8ulldlng Costs
Offlc• Colts
IT Costs
Proloct Expaft
Cllont Grants
Proleci Co¥1•
Partnor Payffl•nts
734.669
21.482
72.790
13.218
23.269
3.281
223283
12.763
876.809
22.790
62.695
17.549
22.179
2.218
222.938
9.327
83,330
1,168.102
1.119,835
Support and Gov•m•n¢• ¢MI•
Audll¢)rs remunerallon
AudltQfS remun•rallon- Othef Sw¥lc•s
7.977
2.11x1
7.474
2,100
10.077
9.574
N•t movornent In fund•
2026
2024
Th• nrf movrt aflor tharging1{cMIHlng):
F•e8 payable to tho ¢*arfll• gudHor.
- for the audit of the thortlls financi￿ sl•temerds
- lor olhef finandal s0￿CeS
Depred8tlon of ¢Jwned ￿9Ible fued as$o18
7.977
2.100
3,291
7.474
2.100
3.291
io TruqtM•
Non• of Ihe Trustaas ra¢ai¥od remunerntlon duthg th8 year (2024: £N￿.
The afflounl of ¢xpenieJ relmbursed to Trustoe¥ durfng the year was £NII (2024: ￿.
11 Employ•
The avernge monthty nunknf of employees duthig year was:
2026
Nurnber
2024
Numbar
Full thne
Part Tlm•
10
17
10
17
Toial
27
27

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
11 Employ••8
IContlnu•d)
Employmènt ¢o•t•
202S
2024
ages and 8alarles
Soclal s•curlty costs
Other pen8lon *))St8
853.319
50.748
18.453
49,797
1e.195
722.520
666.454
There wera no employees whosè annual r•muneratlon was m¢)fa than £60.000.
Remunoratlon of key management por8onnel
Tho femuneratlon of key managamant pafs¢Mnelwas as lollows:
2025
2024
Aggfegale compen8allon
96.552
123,012
12 Taxallon
The charlty Is exempi from taxatlon on Its acAivitles because all Its Income Is applled for charltable purpo8e$.
13 Tanglblo flxed assets
IAolor
hl¢l•ty
Cost
At 1 Awll 2024
20,883
At 31 March 2025
20.683
Depreclatlon and Impalnnont
At 1 AprN 2024
Depredallon charg8d th the yoar
14,102
3.291
At 31 IAarth 2025
17,393
Carylng am4Xtnt
At 31 March 2¢r25
3,290
Ai 31 March 2024
6,581
-23-

RICHMOND ADVICEAND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEmE￿rs (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
14 Debtorn
2026
2024
Amount8 falllng du• on• y••r
50.854
8.867
3.627
119.873
17,570
7.901
Other debtors
Prepayments and ac¢nKd knc
83.148
145.344
IS Crndltorn: •m•unts lalllng du• wlthln on• y••r
2025
2024
No1•8
Def•rr•d Inc¢)ffl•
Trnde cr•dltor•
othor creditorn
16
181.334
78.337
22.342
31.324
73,430
35.955
90.903
287.488
205,433
Oelerred Income Induded wlb)In the finandal 8latemenls relates lo InrJ)me recalvablo grnnti. contra
and donallon8 for dwrtablo arAhlU•8 carrlod In firtur• porf¢xli.
16 D•f•ff•d Incoffl•
2026
2024
Olher defeThed Incom
161.334
78,337
0ofeff¢d In¢offl•18 kKk*led In the fin•nd•l 8lalemont$ •s foUM:
2026
2024
0olerf•d Income18 vAthI
Currenl Ilabffjlies
181,334
78.337
Movgfflwts in th• year.
O•fefred Income at 1 AWM 2024
Rel•ased from p￿￿Ou3 perfods
Resources defernd in Ihe year
78.337
(78.33n
161.334
109.538
(109.S36)
78.337
Delefred In¢offle 8131 2025
181,334
78,337
-24-

RICHMOND ADVICE AND INFORMATION ON DISABIUTY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17 Ra4trlctsd funds
The r•stricthl funds of thè dwity • tho uft•xponded balan￿ of donati￿8 and gran18 héld on trust
subied to speok con¢MKTh ty don(n a$ lo they may be u8
Al l Aprfl
Incomlng R••ourca8
2024 r•￿u￿￿# •xpendod
Transfors At 31 March
2026
lo Tech
Client Grants
CothHdfing
Hounslow Advk*
MoneyAdvlce
Spade
Houslng Campalgn
Peef N8lwork
67,994
261.408
16,101
32.749
2,615
10.240
36,955
1.872
12.586
(74.994)
(281,408)
(36.724)
{32.749)
(81.957)
(29.388)
(36.849)
(33.539)
(12,se6)
132
20.e23
19.148
31.867
442.520
(580.192)
130,910
Prnvlau• y•ar
At l Aprfl
Ineomlng R•8oure
2023 r••ourGo8
•xp•nd•d
TfaMf8rs At 31 March
2024
Ccnnect to Tedb
c￿eTht Gfants
83.294
167.508)
263.088 (263,088)
27.682
(47.184)
45,279
(SO.83S)
28,809
28.815
1,324
12,345
2.481
6,868
19.502
5,558
Famllles Advlce
H¢jun￿l￿¥ Adbrfc•
Fatr Car• L¢ndon- REAL
Monay A(fvKe
Spade
Housing Campa
{S6.625)
{39,542)
<36.881)
<5.789)
28.010
38.218
24,S38
4n.717
($96.OS9)
119,130

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17 R•8trlcted fund•
(conunu￿1
Conn•ct to T•¢h Digitsi h a In&Wn prnject that p￿￿deS tralnlng and 3UPPOrt to Dlsablod peoplo to
combat iodal l*)latlon.
Cllont Grnrt8 wefa tssued tts peo￿ Ihat needed 8VPPOrt wdh and 6sséntials.
Cotsnaolllng fs a e(Xrn￿rffj ￿ThI¢• for DIMblod p•opl•, ￿rnr$ and anyon• Ihal needs • lryKost
counselllng Gervlca.
Houn•low Advlc• •dvk• lo 0kn•b￿d peopl? Il¥kng In th• borough of Hounslow.
Th• Mon•y Advk• Prol•ct ￿pP￿ts p•opl• wlth d•bl and access to 9rant&
P•or N•lwork •upport• Ob•oL4•d p•opl• to l••d and nm admuei Ih•l brfng toyther group• ol 01mb￿d
Peop￿ for p••r wppo
SPADE li a gafd•nlng f¢r Di￿1)18d old•r poople.
Campalgn U• - Hou8lng C•mpaign is a ￿MpaIgn proi•d to higKwhl lh• ingqualiiias and challang08
Ihal Di68bled peopl• IKe wRh regard$ to hou* •nd Is fundod by Tru81 for London.
18 Unrn•trl¢t•d lund•- contracts
Th•se are knKI8 whlch orn matPAl•l to lh• ChwlV• acll¥lll8S.
At 1 Aprfl
2024
In¢omlng R•wurc••
•xpond•d
Tran•for• At 31 M•r¢h
2026
LBRUT 88naftls
Buddy Up
CILS Infomiation Navlgovon
s￿sTG Mental Hoa#h Pear
Support
SWLSTG benefrts
9.381
185,293
58,450
155,942
(199,W2)
(58,4SO)
(1TI,783)
4.718
21.841
5.147
37,567
103,132
(42,58n
(108.132)
(14n
19.434
(586a24)
28,506
Pr•vlou• y•4r
At l AprN
2023
Incomlng R•8ource•
rn8our¢o8
•xpendod
TraMf•M At 31 March
2024
L8RuT 8•nalN8
Buddy Up
CILS Infonnalton NavigatN)n
SVILSTG Mentsl Heath P
Support
s￿sTG beneflts ad¥ke
17.710
182,815
58.690
le9.￿2
(191.144)
9.381
7.536
10.806
(179.868)
39.314
{34,18n
(39,892)
S.147
17.710
494.679
(511.29n
18.342
19,434

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
18 Unrogtrlct•d funds • contracts
lconllnu￿)
Th• LBRUT B¢nollt• 88r¥l¢a provldos ad¥lc• and Inforn￿lI0n and support8 Dlsabled poopl8 to ac¢•s8 the
benefft8 they aré endttad to.
Buddy Up matthe8 young Olsabled people with a voluntsar buddy and together they a¢￿8$ social acllvllles.
CILS Inforniallon Navlgallon is an advke and Inf0M￿ts￿ ser¥ice for Disabled peryk and careers.
Tho Montal Health P•or ProJ•ct Is a partnarnhlp woiect, commissionéd by South West London and St
Georges (SWLSTG) and led by Rlthmond Mlnd. The Serv1￿ Pfovldes peer Support ts people exp8rienclng
mentsl health distress.
Th• SWL8TG b•n•fits advla• 8•rvl¢• a￿86 Rkhmorrfl and KIw8ton bofoughs, wa8 ¢omm1s81onod by
Soulh West London and & Georges (SWLSTG).
19 Unro8trlGted fvnd6
The unrestricted fijnds ofthe tharity comprf$• tho unwJ•nd￿ balancas of donalon$ and grants are
not Sublecl to spedfic ¢onditlon$ by donors and grantors as to how they may be used. Thè8e Indudo
deslgnated funds whl¢h have been set aslde out of unrestrlcted funds by tho trustees for SP6eAfic purpose$.
At 1 Apdl
Incomlng R•sour¢•8
2024 rMoureés
èXP6ndod
Tfan810rn At 31 Mar¢h
202S
354,681
195,246
(11.683)
{157,416)
Provlou8 y•ar.
At 1 Aprfl
2023
In¢omlng R￿Qu￿¢S
resourees
expended
Trangf•r8 At 31 Mar¢h
2024
General lunds
346,019
188,185
(22,051)
(137.472)
354.881
20 Analy818 Of net a88ets botweon fund8
Unrestrlcted Unrngtrtctad hstrlcled
fund8
fund8
fund8
gefteral
contracts
2026
Total
2025
2025
At 31 Mareh 2026:
Tanglble assets
Current a$8etslllabilI￿9>
3,290
377,558
3TI.864
380,848
380,954
-27-

RICHMOND ADVICE AND INFORMATION ON DISABILITY (RAID)
NOTES TO THE FINANCIAL STATEMEKfs (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
20 An•￿ts ol nat a•s•ts bet*••n fund•
Icontlnutd)
Unrn8trf¢l•d UnMstrlct•d
fund•
g•n•ral Con￿¢￿
2024
2024
R••trict•d
fund•
Total
2024
2024
At 31 MaTGh 2024:
T•ngilile assets
Cu￿ent o$set81(￿obII1(kn1)
8.581
348,100
6.581
374.402
19.434
8,868
354.681
19.434
8.888
380.983
21 R•lat•d party tra¢wa¢llon•
There wern no dlxlo•ablg rthlad party tranucllon• durfng the y•w (2024- non•).
22 Ca•h g•n•rnt•d Irom op•rntlDn•
2026
2024
(29)
8.174
Adlustrn¢nlJ for.
Invostm•nl Incom8 rocognlmd In fjlatem•nl offinonclal athlll•s
Depredatk)n and Impalrment of tangthle llxed assets
(23.719)
3291
(8.574)
3,291
movem￿18 In wo￿n9 •:
Dec¥•aselOncnas•) In deblorn
(De¢reaJe)ilncrease In credNorn
lncrease1ld0uea￿? In deferred
82.196
(942)
82.997
(85.395)
35.878
(31,199)
Ga•h g•n•rntsd fronV(ab•othd byl op•rdllon8
143,794
(79,827)
23 Anaty•l• ol clMng•8 In n•t fund•
The Charfty had no malwknl debl dwlrq th? year.