2020-12-30-accounts

ofthe charity trust	ees who manage the	charity
Trustee name	Office {ifany)	Dates acted ifnot forwhole ear	Name ofperson {orbody) entitled toap int trustee ifan )
Miss Charmaine Case	President Trustee		Appointed	at AGM
Miss Paulette	Public Relations		Appointed	at AGM
Lewis MBE	officer/ Financial
	Advisor
	Trustee
Mrs Dorothy Turner	Founder Member		Appointed	at AGM
	Trustee
Mrs Alina Wallace	Executive Treasurer		Appointed	at AGM
	Trustee
Mrs Shenll Gregory	Executive Secretary		Appointed	at AGM
	Trustee/ Vice
	President
Miss Lorna Grant	Trustee		Appointed	at AGM

Description ofthe Charity's Trusts	Description ofthe Charity's Trusts	Description ofthe Charity's Trusts
	Type ofgoverning document	NAJ( UK) has a written constitution and policies and guidelines to
		su ort the function ofthe Association
	How the charity is constituted	As an Association
	Trustee selection methods	Trustees who hold a named office are selected by members ofthe
		Association at the Annual General Meetin .
Additional governance issues		(Optional information)
You may choose to include
additional information, where relevant, about:		NAJ (UK) has Financial Regulations to mitigate risk and identify internal control procedures
o	policies and procedures
	adopted for the induction and	The Financial Regulations in line with the constitution, policies	and
~	training oftrustees; the charity's organisational	procedures are in place to help with the governance and management the Association.		of
	structure and any wider network with which the charity works;	The charity is managed by Trustees and an Executive Committee. There are two branches, one in London and one in Birmingham. They both have
~	relationship with any related parties;	local chairs and officers who work within their communities to meet objectives ofthe Association.		the
o	trustees' consideration of
	major risks and the system
	and procedures to manage them.	NAJ (UK) works in collaboration with The Royal College of Nursing, other Nursing organizations in the UK and links with the Nurses Association in
		Jamaica and Jamaica High Commission UK.
		Also, NAJ(UK) works in partnership with community Organisations.
		Insurance exists for some risks and other risks which cannot be insured
		are known and managed by a committee. These are reviewed	and
		discussed on a regular basis at executive meetings.

			The primary objectives are:
			To improve the health of our communities by promoting the study and
			practice of Nursing, Midwifery and Health Visiting, particularly through
			continuing education and the application of research. These are met
			through conferences, seminars, health awareness activities, mentoring
			coaching and financial support in the UK, Jamaica and other countries as
Summary ofthe objects ofthe			need arise,
charity set	out in its
governing document
			The focus of our fundraising and major activities is to support projects
			primarily in Jamaica to relieve deprivation, promote health and wellbeing,
			improve access to education, support welfare programmes and alleviate
			hardship. ln addition, we provide medical equipment, and educational
			materials. Support is also given to areas across the Caribbean, Africa and
			the UK.
			At the virtual Annual General Ileeting {AGM}, the Accounts of the
			Association were scrutinised and accepted. The Trustees ensure thai the
			Association works within the guidelines of the Charity Commission and
			protects the reputation ofNAJ(UK).
			Summary ofmain activity in 2020.
Summary ofthe main			The unprecedented challenges caused by Covid-19 and the lockdown restrictions hampered our usual fund-raising activities. However, through
activities undertaken		for the	our resilience and creativity we made use ofthe available media platforms
public benefit in relation to			to remain functional and connected to our members and supporters.
these objects (include		within
this section	the statutory		This was achieved by organising awebinar entitled 'Building Resilience in
declaration	that trustees have		these Unprecedented Times' in an attempt to raise awareness about the
had regard	tothe guidance		social and psychological effects of the pandemic and arrived at some
issued by the Charity			supportive measures.
Commission	on public
benefit)			A virtual Christmas Social served as adistraction and morale booster to lift
			the spirit at the end ofavery diNcult year which was most appreciated.
			Owing to our prudent management of our finance we were still able to
			support some worthy causes in spite of not being able to fund raise. This
			year we focussed on Food Banks, supporting homeless projects and
			Nursing homes staff in recognition oftheir dedication during the pandemic.

Summary ofthe main achievements ofthe charity during the year	Summary ofthe main achievements ofthe charity during the year	All Fundraising events, for example Dinner and Dances, Annual and the Annual Thanksgiving service were cancelled because 1Srestrictions.	All Fundraising events, for example Dinner and Dances, Annual and the Annual Thanksgiving service were cancelled because 1Srestrictions.	All Fundraising events, for example Dinner and Dances, Annual and the Annual Thanksgiving service were cancelled because 1Srestrictions.	Concert of Covid-	Concert of Covid-	Concert of Covid-
		We have had to refocus and adapt to the virtual world		of zoom			and
		Webinars to communicate and hold	meetings to keep the	organisation
		functioning
		Projects supported in 2020 with monetary donation.
		Children's Air Ambulance in UK
		Completing the second part offunding	in 2018.
		Food Banks in London and Birmingham.
		Food items were bought and given	to Food Banks in Birmingham				and
		London for distribution to homeless and vulnerable individuals			to assist
		with the high demands caused by Covid-1S pandemic.
		Food Hampers
		These were delivered tothree Nursing	Homes in London and	Birmingham
		to show appreciation to staff fortheir hard work during Covid-1 Spandemic.
		Personal Protective Equipment
		Due to the Covid-1S pandemic, Jamaica had a short supply		of	PPE.		We
		collaborated with other charities to send a supply from the USA.
		Financial support fora INother and	Child in difficulty.
		NAJ{UK) in collaboration with other	Jamaican Charities	supported			a
		mother and child with no recourse to public funds as identified		by the Home
		Office.
		Early Learning in Jamaica.
		Donations made to an early learning	initiative in Jamaica to improve				the
		education oppoitunities ofchildren in	deprived areas.
		Croydon Sickle Cell Group.
		Donation was made to the sickle cell	group in remembrance	ofone of			our
		members.
		Accounts 2020
		This document outlines the financial standing of the organization 31.12.2020. It is evident the accounts are in good finance balance				at with
		adequate funds to meet the continued	objectives ofthe organisation.
		Financial INanagement
		The accountant is working with the	trustees to ensure robust		financial
		management ofthe organisation. As a result, financial meetings			are	held
		quarterly with the treasurers, trustees	and branch chairs.
		INembers hip
		Since the last AGM the membership	has decreased. This may		partly		be
		due to the Covid-19 restrictions, not	havin face to face meetin s			and

Briefstatement ofthe charity's policy on reserves	The charity has few fixed costs and no employees so substantial Reserve policy is unnecessary. However,	the need to fix a the trustees keep
	three thousand pounds (K3,000)ofdesignated reserves	which have been
	invested to ensure that they can meet the future needs	ofthe NAJ should
	this arise.
Details ofany funds materially
in deficit
Further financial review details	(Optional information)
You may choose to include additional information, where relevant about:	The charity lost out on our main sources ofincome which had to be cancelled due to the pandemic. However, members and friends ofihe organisation continued their generosity.
~ the charity's principal sources offunds (including any fundraising);	A combination ofthis and prudent spending in previous years have kept us in a good financial position to continue to meet our key objectives to date.
~ how expenditure has
supported the key objectives	Monies have been earmarked forthe following projects:
ofthe charity;	—Jamaica
~ Investment policy and objectives including any ethical investment policy adopted.	—Adopt a Clinic —Cancer Care and —Early learning —UK Food Bank Projects —Feeding Homeless poor families, and senior citizens
	Shelters and lunch clubs at Christmas.
	Future projects NAJ (UK) wishes to support include Mental Health and
	Youth projects.

			Note	Unrestricted	Restricted	Total
INCOME				2020	2020	2020
Donations							305
Membershi income				1,580		1580	2,070
Fundralsln
Birmin ham Dance				290			9,624
London Concert							13,997
Christmas Social							6,067
Other income				293		293
Thanks ivin							176
Bank Interest				38		38	98
Unrealised Investment	ain						1,693
Sale of NAJ books				412		412	1,276
Gift Aid Income							1,643
Benevolent Fund
Educational Conference						25
100Club income				252		252	132
Donations Re Windrush					7,500	7,500	24,800
Total Income				3,834	7500	1'I 334	62585
EXPENDITURE
General Donations			10&	3,287	12,000	15,287	10,497
			11
Fundraising Costs
Birmingham Dance				475		475	6,242
London Concert				125		125	6,365
Christmas Social							5,034
Thanksgiving							230
AGM travel and meeting	costs			435		435	2,0?7
Travel costs general				360		360	443
Benevolent Fund Contributions		&
donations				392		392	488
Insurance				215		215	261
General Administration				27			1,281
100Club prizes 8 donations				122		122	90
Sundry Expenses			Note	787		78?
			1
			2019
			6145
Costs and stock of NAJ	Books			290		290	3,219
Wlndrush Donation Costs							20,109
Total Costs				6,515	12000	18515	56980
OPERATINQ Surpiusl(Deficit)				2,681	4,500	7181	5,605

		Unrestricted	Designated	Total	2019
		2020	&Restricted	2020
			2020	R
Reserve IIovements
Unrestricted	Reserves brought	52,0?2		52,072	46,658
Forward
Designated	Reserves brought		22,191	22,191	22,000
Forward
New Restricted Reserves 2019					24,800
Current Year Su lus Unrestricted		2,681		2,681	5,414
Current Year Deficit Restricted 8
Desi nated			4,500	4,500	24,609
Total c/f		49,391	17,691	67,082	74,263

			2020	2019
		Note
Current Assets
Balances at Bank			56,273	64,389
Investments			10,561	9,617
Total Current funds			66,&34	74,006
Pre a ment			248	330
Total Current Assets			67082	74,336
Current Liabilities
Accruals
Total Liabilities				73
Net assets			6?,082	74,263
Re resented b reserves
General reserve			49,391	52,072
Desi nated Reserves &Restricted Reserves
To meet future requirements		9,10,12	17,691	22,191
		813
Total Reserves			67,082	74263
Note 1:Fund raising income
Account			2020 f.
Income sub'ect to Fundraisin			583	30,044
Fund Raising Costs (much	but not all of 2020	costs are	600	17,786
refunded in 2021
Fundraisin Sur lus				12,258
				408%

	Note 2:Inve	stments:
Descri	tion				2020	2019R
CCLA	Investments	at COIF Charities	Investment	Fund	9,617	?,924
based	on market value at ear end
This annual income		is unrealised			944	1,693
Total	r Note 2 in	the Balance Sheet			10,561	9,617

Note 3:Benevolent Fund
Descri tion				2020 R	2019R
NAJ (UK) has a separate Benevolent	Fund bank account
which is operated as a welfare fund for	Jamaican	people	in
the UK who fulfil exact requirements.	This	is a new
disclosure
0 enin balance					587
Income donated to the Funds by NAJ (UK) —these are			not	400	348
shown in the 2019accounts as material	and inter	NAJ
Welfare funds awarded 8 Costs				{392)	{140)
Closin Balance				803	795

Account	2020	2020	2020	2020
	f.			R
	Last year	Added	Donated	Closing
	Closin			balance
To meet future	3,000			3,000
re uirements
Cancer Care in Jamaica-
estimated	2,000			2,000
Student Training-	2,500			2,500
estimated
Adopt a clinic *2-	10,000			10,000
estimated
Totals	17,500			17,500
Restricted Windrush	4,891	7,500	{12,000)
Pro ect re Book
Total Note 12	22,191	7500	12,000	17891